Kelman-Lazarov, Inc. Diversified Active

CIK: 0001672067 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 26, 2026

Total Value ($000): $700,255 (100.0% shares, 0.0% debt)

Holdings (134)

New Positions (5)

XLK SELECT SECTOR SPDR TR 0.0%

Value ($000) $314 Shares 2,182 Est. Cost $143.97 Unrealized —

SPEM SPDR INDEX SHS FDS 0.0%

Value ($000) $284 Shares 6,069 Est. Cost $46.81 Unrealized —

ABBV ABBVIE INC 0.0%

Value ($000) $283 Shares 1,238 Est. Cost $227.54 Unrealized 0.0%

MU MICRON TECHNOLOGY INC 0.0%

Value ($000) $211 Shares 739 Est. Cost $229.35 Unrealized 0.0%

CGC CANOPY GROWTH CORP 0.0%

Value ($000) $11 Shares 10,000 Est. Cost $1.29 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
XLK	SELECT SECTOR SPDR TR	2,182	$314	0.0%	$143.97	—	STATE STREET TEC	81369Y803
SPEM	SPDR INDEX SHS FDS	6,069	$284	0.0%	$46.81	—	PORTFOLIO EMG MK	78463X509
ABBV	ABBVIE INC	1,238	$283	0.0%	$227.54	0.0%	COM	00287Y109
MU	MICRON TECHNOLOGY INC	739	$211	0.0%	$229.35	0.0%	COM	595112103
CGC	CANOPY GROWTH CORP	10,000	$11	0.0%	$1.29	0.0%	COM NEW	138035704

Increased Positions (52)

AVDE AMERICAN CENTY ETF TR 3.8%

Value ($000) $26,866 (+317.6%) Shares 326,357 (+300.3%) Est. Cost $76.13 Unrealized —

SPYM SPDR SERIES TRUST 4.7%

Value ($000) $32,861 (+10.0%) Shares 409,641 (+7.5%) Est. Cost $67.99 Unrealized —

STIP ISHARES TR 4.4%

Value ($000) $31,026 (+6.6%) Shares 303,015 (+7.6%) Est. Cost $97.74 Unrealized —

VV VANGUARD INDEX FDS 0.5%

Value ($000) $3,704 (+86.6%) Shares 11,767 (+82.5%) Est. Cost $302.73 Unrealized —

MBB ISHARES TR 3.3%

Value ($000) $23,266 (+7.9%) Shares 244,345 (+7.9%) Est. Cost $93.50 Unrealized —

BSV VANGUARD BD INDEX FDS 3.0%

Value ($000) $20,995 (+4.6%) Shares 266,401 (+4.7%) Est. Cost $76.87 Unrealized —

IJR ISHARES TR 3.6%

Value ($000) $25,149 (+3.6%) Shares 209,258 (+2.4%) Est. Cost $88.89 Unrealized —

BOND PIMCO ETF TR 3.5%

Value ($000) $24,226 (+3.3%) Shares 260,274 (+3.6%) Est. Cost $89.11 Unrealized —

IJH ISHARES TR 2.6%

Value ($000) $18,005 (+4.0%) Shares 272,798 (+2.8%) Est. Cost $89.72 Unrealized —

AVSU AMERICAN CENTY ETF TR 0.2%

Value ($000) $1,491 (+68.9%) Shares 19,537 (+62.8%) Est. Cost $67.34 Unrealized —

AVLV AMERICAN CENTY ETF TR 0.1%

Value ($000) $953 (+151.4%) Shares 12,571 (+139.8%) Est. Cost $72.62 Unrealized —

MSFT MICROSOFT CORP 0.3%

Value ($000) $2,446 (+29.8%) Shares 5,058 (+39.0%) Est. Cost $312.63 Unrealized +60.1%

VUG VANGUARD INDEX FDS 1.1%

Value ($000) $7,827 (+7.4%) Shares 16,045 (+5.5%) Est. Cost $308.98 Unrealized —

AAPL APPLE INC 0.5%

Value ($000) $3,559 (+16.6%) Shares 13,092 (+9.2%) Est. Cost $120.15 Unrealized +123.3%

PTRB PGIM ETF TR 0.4%

Value ($000) $2,739 (+21.9%) Shares 65,143 (+22.3%) Est. Cost $41.99 Unrealized —

SPDW SPDR INDEX SHS FDS 0.1%

Value ($000) $1,003 (+90.0%) Shares 22,584 (+83.1%) Est. Cost $43.53 Unrealized —

AVGO BROADCOM INC 0.1%

Value ($000) $658 (+136.0%) Shares 1,901 (+125.0%) Est. Cost $298.50 Unrealized +19.6%

NFLX NETFLIX INC 0.1%

Value ($000) $1,047 (-24.9%) Shares 11,163 (+860.7%) Est. Cost $97.76 Unrealized +10.3%

MUNI PIMCO ETF TR 0.6%

Value ($000) $4,293 (+7.9%) Shares 81,905 (+7.6%) Est. Cost $52.18 Unrealized —

VCRM VANGUARD MUN BD FDS 0.4%

Value ($000) $3,117 (+10.9%) Shares 41,252 (+10.4%) Est. Cost $74.58 Unrealized —

GOOG ALPHABET INC 0.2%

Value ($000) $1,218 (+32.6%) Shares 3,882 (+2.9%) Est. Cost $118.78 Unrealized +141.1%

BRK/B BERKSHIRE HATHAWAY INC DEL 2.3%

Value ($000) $16,214 (+1.7%) Shares 32,258 (+1.7%) Est. Cost $220.99 Unrealized +125.1%

AVDV AMERICAN CENTY ETF TR 0.1%

Value ($000) $728 (+46.0%) Shares 7,748 (+38.3%) Est. Cost $90.40 Unrealized —

FDX FEDEX CORP 0.1%

Value ($000) $1,035 (+25.3%) Shares 3,582 (+2.3%) Est. Cost $138.69 Unrealized +88.6%

QQQ INVESCO QQQ TR 0.1%

Value ($000) $668 (+44.0%) Shares 1,088 (+40.8%) Est. Cost $604.22 Unrealized —

IWR ISHARES TR 0.1%

Value ($000) $892 (+26.8%) Shares 9,264 (+27.2%) Est. Cost $96.49 Unrealized —

PYLD PIMCO ETF TR 1.9%

Value ($000) $13,444 (+1.2%) Shares 503,900 (+1.8%) Est. Cost $25.84 Unrealized —

SMMU PIMCO ETF TR 1.0%

Value ($000) $6,969 (+2.2%) Shares 138,186 (+2.5%) Est. Cost $49.87 Unrealized —

VSDM VANGUARD MUN BD FDS 0.1%

Value ($000) $784 (+21.7%) Shares 10,254 (+22.1%) Est. Cost $75.97 Unrealized —

WMT WALMART INC 0.2%

Value ($000) $1,371 (+10.2%) Shares 12,304 (+1.9%) Est. Cost $50.52 Unrealized +112.2%

BIV VANGUARD BD INDEX FDS 0.5%

Value ($000) $3,313 (+3.6%) Shares 42,537 (+3.8%) Est. Cost $77.65 Unrealized —

AMZN AMAZON COM INC 0.1%

Value ($000) $819 (+13.4%) Shares 3,550 (+7.9%) Est. Cost $155.57 Unrealized +47.1%

IEFA ISHARES TR 0.1%

Value ($000) $850 (+12.8%) Shares 9,498 (+10.1%) Est. Cost $77.61 Unrealized —

VTEB VANGUARD MUN BD FDS 0.6%

Value ($000) $4,036 (+2.3%) Shares 80,253 (+1.9%) Est. Cost $49.81 Unrealized —

SPAB SPDR SERIES TRUST 0.2%

Value ($000) $1,220 (+7.9%) Shares 47,390 (+8.3%) Est. Cost $25.68 Unrealized —

MRK MERCK & CO INC 0.1%

Value ($000) $380 (+27.1%) Shares 3,607 (+1.3%) Est. Cost $78.40 Unrealized +18.9%

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $1,798 (+4.4%) Shares 2,868 (+1.9%) Est. Cost $545.62 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $808 (+7.5%) Shares 4,335 (+7.6%) Est. Cost $123.84 Unrealized +50.3%

STPZ PIMCO ETF TR 1.0%

Value ($000) $7,247 (+0.8%) Shares 135,060 (+1.7%) Est. Cost $50.39 Unrealized —

SPMD SPDR SERIES TRUST 0.2%

Value ($000) $1,701 (+2.5%) Shares 29,376 (+1.2%) Est. Cost $44.04 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value ($000) $269 (+11.2%) Shares 2,232 (+4.1%) Est. Cost $76.37 Unrealized +51.2%

NULV NUSHARES ETF TR 0.0%

Value ($000) $321 (+7.3%) Shares 7,121 (+4.4%) Est. Cost $31.88 Unrealized —

AVSD AMERICAN CENTY ETF TR 0.0%

Value ($000) $322 (+6.2%) Shares 4,333 (+2.3%) Est. Cost $47.68 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $1,329 (+1.2%) Shares 16,672 (+1.4%) Est. Cost $75.58 Unrealized —

QCOM QUALCOMM INC 0.0%

Value ($000) $323 (+4.6%) Shares 1,891 (+1.7%) Est. Cost $123.66 Unrealized +38.1%

MMM 3M CO 0.0%

Value ($000) $220 (+6.5%) Shares 1,374 (+3.2%) Est. Cost $129.82 Unrealized +25.7%

NUBD NUSHARES ETF TR 0.1%

Value ($000) $680 (+1.5%) Shares 30,429 (+1.9%) Est. Cost $24.25 Unrealized —

META META PLATFORMS INC 0.0%

Value ($000) $224 (+4.0%) Shares 339 (+15.7%) Est. Cost $732.93 Unrealized -9.0%

DIS DISNEY WALT CO 0.1%

Value ($000) $398 (+1.7%) Shares 3,498 (+2.4%) Est. Cost $94.20 Unrealized +16.3%

UNH UNITEDHEALTH GROUP INC 0.0%

Value ($000) $292 (-1.8%) Shares 883 (+2.7%) Est. Cost $478.05 Unrealized -29.5%

SCHZ SCHWAB STRATEGIC TR 0.1%

Value ($000) $487 (+0.9%) Shares 20,845 (+1.3%) Est. Cost $35.11 Unrealized —

ISTB ISHARES TR 0.0%

Value ($000) $342 (+1.2%) Shares 7,020 (+1.4%) Est. Cost $47.21 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVDE	AMERICAN CENTY ETF TR	326,357 (+300.3%)	$26,866 (+317.6%)	3.8%	$76.13	—	INTL EQT ETF	025072703
SPYM	SPDR SERIES TRUST	409,641 (+7.5%)	$32,861 (+10.0%)	4.7%	$67.99	—	STATE STREET SPD	78464A854
STIP	ISHARES TR	303,015 (+7.6%)	$31,026 (+6.6%)	4.4%	$97.74	—	0-5 YR TIPS ETF	46429B747
VV	VANGUARD INDEX FDS	11,767 (+82.5%)	$3,704 (+86.6%)	0.5%	$302.73	—	LARGE CAP ETF	922908637
MBB	ISHARES TR	244,345 (+7.9%)	$23,266 (+7.9%)	3.3%	$93.50	—	MBS ETF	464288588
BSV	VANGUARD BD INDEX FDS	266,401 (+4.7%)	$20,995 (+4.6%)	3.0%	$76.87	—	SHORT TRM BOND	921937827
IJR	ISHARES TR	209,258 (+2.4%)	$25,149 (+3.6%)	3.6%	$88.89	—	CORE S&P SCP ETF	464287804
BOND	PIMCO ETF TR	260,274 (+3.6%)	$24,226 (+3.3%)	3.5%	$89.11	—	ACTIVE BD ETF	72201R775
IJH	ISHARES TR	272,798 (+2.8%)	$18,005 (+4.0%)	2.6%	$89.72	—	CORE S&P MCP ETF	464287507
AVSU	AMERICAN CENTY ETF TR	19,537 (+62.8%)	$1,491 (+68.9%)	0.2%	$67.34	—	AVANTIS RESPON U	025072281
AVLV	AMERICAN CENTY ETF TR	12,571 (+139.8%)	$953 (+151.4%)	0.1%	$72.62	—	US LARGE CAP VLU	025072349
MSFT	MICROSOFT CORP	5,058 (+39.0%)	$2,446 (+29.8%)	0.3%	$312.63	+60.1%	COM	594918104
VUG	VANGUARD INDEX FDS	16,045 (+5.5%)	$7,827 (+7.4%)	1.1%	$308.98	—	GROWTH ETF	922908736
AAPL	APPLE INC	13,092 (+9.2%)	$3,559 (+16.6%)	0.5%	$120.15	+123.3%	COM	037833100
PTRB	PGIM ETF TR	65,143 (+22.3%)	$2,739 (+21.9%)	0.4%	$41.99	—	TOTAL RETURN BON	69344A800
SPDW	SPDR INDEX SHS FDS	22,584 (+83.1%)	$1,003 (+90.0%)	0.1%	$43.53	—	PORTFOLIO DEVLPD	78463X889
AVGO	BROADCOM INC	1,901 (+125.0%)	$658 (+136.0%)	0.1%	$298.50	+19.6%	COM	11135F101
NFLX	NETFLIX INC	11,163 (+860.7%)	$1,047 (-24.9%)	0.1%	$97.76	+10.3%	COM	64110L106
MUNI	PIMCO ETF TR	81,905 (+7.6%)	$4,293 (+7.9%)	0.6%	$52.18	—	INTER MUN BD ACT	72201R866
VCRM	VANGUARD MUN BD FDS	41,252 (+10.4%)	$3,117 (+10.9%)	0.4%	$74.58	—	CORE TAX EXEMPT	922907712
GOOG	ALPHABET INC	3,882 (+2.9%)	$1,218 (+32.6%)	0.2%	$118.78	+141.1%	CAP STK CL C	02079K107
BRK/B	BERKSHIRE HATHAWAY INC DEL	32,258 (+1.7%)	$16,214 (+1.7%)	2.3%	$220.99	+125.1%	CL B NEW	084670702
AVDV	AMERICAN CENTY ETF TR	7,748 (+38.3%)	$728 (+46.0%)	0.1%	$90.40	—	INTL SMCP VLU	025072802
FDX	FEDEX CORP	3,582 (+2.3%)	$1,035 (+25.3%)	0.1%	$138.69	+88.6%	COM	31428X106
QQQ	INVESCO QQQ TR	1,088 (+40.8%)	$668 (+44.0%)	0.1%	$604.22	—	UNIT SER 1	46090E103
IWR	ISHARES TR	9,264 (+27.2%)	$892 (+26.8%)	0.1%	$96.49	—	RUS MID CAP ETF	464287499
PYLD	PIMCO ETF TR	503,900 (+1.8%)	$13,444 (+1.2%)	1.9%	$25.84	—	MULTISECTOR BD	72201R585
SMMU	PIMCO ETF TR	138,186 (+2.5%)	$6,969 (+2.2%)	1.0%	$49.87	—	SHTRM MUN BD ACT	72201R874
VSDM	VANGUARD MUN BD FDS	10,254 (+22.1%)	$784 (+21.7%)	0.1%	$75.97	—	SHORT TAX EXEMPT	922907696
WMT	WALMART INC	12,304 (+1.9%)	$1,371 (+10.2%)	0.2%	$50.52	+112.2%	COM	931142103
BIV	VANGUARD BD INDEX FDS	42,537 (+3.8%)	$3,313 (+3.6%)	0.5%	$77.65	—	INTERMED TERM	921937819
AMZN	AMAZON COM INC	3,550 (+7.9%)	$819 (+13.4%)	0.1%	$155.57	+47.1%	COM	023135106
IEFA	ISHARES TR	9,498 (+10.1%)	$850 (+12.8%)	0.1%	$77.61	—	CORE MSCI EAFE	46432F842
VTEB	VANGUARD MUN BD FDS	80,253 (+1.9%)	$4,036 (+2.3%)	0.6%	$49.81	—	TAX EXEMPT BD	922907746
SPAB	SPDR SERIES TRUST	47,390 (+8.3%)	$1,220 (+7.9%)	0.2%	$25.68	—	STATE STREET SPD	78464A649
MRK	MERCK & CO INC	3,607 (+1.3%)	$380 (+27.1%)	0.1%	$78.40	+18.9%	COM	58933Y105
VOO	VANGUARD INDEX FDS	2,868 (+1.9%)	$1,798 (+4.4%)	0.3%	$545.62	—	S&P 500 ETF SHS	922908363
NVDA	NVIDIA CORPORATION	4,335 (+7.6%)	$808 (+7.5%)	0.1%	$123.84	+50.3%	COM	67066G104
STPZ	PIMCO ETF TR	135,060 (+1.7%)	$7,247 (+0.8%)	1.0%	$50.39	—	1-5 US TIP IDX	72201R205
SPMD	SPDR SERIES TRUST	29,376 (+1.2%)	$1,701 (+2.5%)	0.2%	$44.04	—	STATE STREET SPD	78464A847
XOM	EXXON MOBIL CORP	2,232 (+4.1%)	$269 (+11.2%)	0.0%	$76.37	+51.2%	COM	30231G102
NULV	NUSHARES ETF TR	7,121 (+4.4%)	$321 (+7.3%)	0.0%	$31.88	—	NUVEEN ESG LRGVL	67092P300
AVSD	AMERICAN CENTY ETF TR	4,333 (+2.3%)	$322 (+6.2%)	0.0%	$47.68	—	AVANTIS RESPONSI	025072299
VCSH	VANGUARD SCOTTSDALE FDS	16,672 (+1.4%)	$1,329 (+1.2%)	0.2%	$75.58	—	SHRT TRM CORP BD	92206C409
QCOM	QUALCOMM INC	1,891 (+1.7%)	$323 (+4.6%)	0.0%	$123.66	+38.1%	COM	747525103
MMM	3M CO	1,374 (+3.2%)	$220 (+6.5%)	0.0%	$129.82	+25.7%	COM	88579Y101
NUBD	NUSHARES ETF TR	30,429 (+1.9%)	$680 (+1.5%)	0.1%	$24.25	—	NUVEEN ESG US	67092P870
META	META PLATFORMS INC	339 (+15.7%)	$224 (+4.0%)	0.0%	$732.93	-9.0%	CL A	30303M102
DIS	DISNEY WALT CO	3,498 (+2.4%)	$398 (+1.7%)	0.1%	$94.20	+16.3%	COM	254687106
UNH	UNITEDHEALTH GROUP INC	883 (+2.7%)	$292 (-1.8%)	0.0%	$478.05	-29.5%	COM	91324P102
SCHZ	SCHWAB STRATEGIC TR	20,845 (+1.3%)	$487 (+0.9%)	0.1%	$35.11	—	US AGGREGATE B	808524839
ISTB	ISHARES TR	7,020 (+1.4%)	$342 (+1.2%)	0.0%	$47.21	—	CORE 1 5 YR USD	46432F859

Exited Positions (3)

SCHH SCHWAB STRATEGIC TR 0.0%

Value ($000) $291 Shares 13,476 Est. Cost $21.57 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.0%

Value ($000) $277 Shares 3,883 Est. Cost $71.37 Unrealized —

MKC MCCORMICK & CO INC 0.0%

Value ($000) $201 Shares 3,011 Est. Cost $61.06 Unrealized +8.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHH	SCHWAB STRATEGIC TR	13,476	$291	0.0%	$21.57	—	—	808524847
VEU	VANGUARD INTL EQUITY INDEX F	3,883	$277	0.0%	$71.37	—	—	922042775
MKC	MCCORMICK & CO INC	3,011	$201	0.0%	$61.06	+8.0%	—	579780206

Decreased Positions (23)

GSIE GOLDMAN SACHS ETF TR 2.9%

Value ($000) $20,111 (-47.6%) Shares 468,352 (-49.9%) Est. Cost $27.84 Unrealized —

TSLA TESLA INC 0.1%

Value ($000) $870 (-71.7%) Shares 1,935 (-72.0%) Est. Cost $237.32 Unrealized +86.8%

GSLC GOLDMAN SACHS ETF TR 4.0%

Value ($000) $28,250 (-5.0%) Shares 213,417 (-6.5%) Est. Cost $64.64 Unrealized —

SCHG SCHWAB STRATEGIC TR 8.5%

Value ($000) $59,852 (+1.0%) Shares 1,834,823 (-1.2%) Est. Cost $177.06 Unrealized —

GNMA ISHARES TR 0.2%

Value ($000) $1,612 (-26.4%) Shares 36,184 (-26.7%) Est. Cost $43.84 Unrealized —

PEP PEPSICO INC 0.1%

Value ($000) $481 (-32.7%) Shares 3,352 (-34.2%) Est. Cost $123.39 Unrealized +18.2%

EPS WISDOMTREE TR 0.0%

Value ($000) $276 (-33.2%) Shares 3,897 (-35.0%) Est. Cost $68.94 Unrealized —

ORCL ORACLE CORP 0.0%

Value ($000) $261 (-33.6%) Shares 1,337 (-4.2%) Est. Cost $177.60 Unrealized +34.0%

GBIL GOLDMAN SACHS ETF TR 0.1%

Value ($000) $528 (-18.7%) Shares 5,283 (-18.5%) Est. Cost $100.06 Unrealized —

AZO AUTOZONE INC 0.0%

Value ($000) $244 (-27.0%) Shares 72 (-7.7%) Est. Cost $3572.78 Unrealized +5.7%

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $814 (-9.2%) Shares 5,677 (-2.6%) Est. Cost $98.95 Unrealized +48.7%

HD HOME DEPOT INC 0.1%

Value ($000) $397 (-16.4%) Shares 1,154 (-1.5%) Est. Cost $167.47 Unrealized +117.7%

RWL INVESCO EXCH TRADED FD TR II 0.5%

Value ($000) $3,739 (+2.0%) Shares 32,654 (-1.4%) Est. Cost $52.94 Unrealized —

IVE ISHARES TR 0.1%

Value ($000) $725 (-7.2%) Shares 3,419 (-9.6%) Est. Cost $117.76 Unrealized —

SPY SPDR S&P 500 ETF TR 0.6%

Value ($000) $4,091 (+1.2%) Shares 5,999 (-1.1%) Est. Cost $238.45 Unrealized —

AXP AMERICAN EXPRESS CO 0.1%

Value ($000) $647 (+6.9%) Shares 1,750 (-4.0%) Est. Cost $134.89 Unrealized +164.6%

MINO PIMCO ETF TR 0.1%

Value ($000) $757 (-4.9%) Shares 16,697 (-5.0%) Est. Cost $44.84 Unrealized —

AVSE AMERICAN CENTY ETF TR 0.0%

Value ($000) $242 (-10.8%) Shares 3,732 (-12.7%) Est. Cost $51.38 Unrealized —

GEM GOLDMAN SACHS ETF TR 0.1%

Value ($000) $508 (-3.8%) Shares 12,200 (-5.9%) Est. Cost $31.25 Unrealized —

PM PHILIP MORRIS INTL INC 0.1%

Value ($000) $465 (-3.9%) Shares 2,901 (-2.9%) Est. Cost $122.74 Unrealized +25.1%

SCHV SCHWAB STRATEGIC TR 0.1%

Value ($000) $414 (-2.3%) Shares 13,976 (-4.0%) Est. Cost $175.77 Unrealized —

DLN WISDOMTREE TR 0.0%

Value ($000) $339 (-0.1%) Shares 3,852 (-1.3%) Est. Cost $69.91 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.3%

Value ($000) $2,187 (-0.0%) Shares 69,405 (-1.1%) Est. Cost $29.91 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GSIE	GOLDMAN SACHS ETF TR	468,352 (-49.9%)	$20,111 (-47.6%)	2.9%	$27.84	—	ACTIVEBETA INT	381430107
TSLA	TESLA INC	1,935 (-72.0%)	$870 (-71.7%)	0.1%	$237.32	+86.8%	COM	88160R101
GSLC	GOLDMAN SACHS ETF TR	213,417 (-6.5%)	$28,250 (-5.0%)	4.0%	$64.64	—	ACTIVEBETA US LG	381430503
SCHG	SCHWAB STRATEGIC TR	1,834,823 (-1.2%)	$59,852 (+1.0%)	8.5%	$177.06	—	US LCAP GR ETF	808524300
GNMA	ISHARES TR	36,184 (-26.7%)	$1,612 (-26.4%)	0.2%	$43.84	—	GNMA BOND ETF	46429B333
PEP	PEPSICO INC	3,352 (-34.2%)	$481 (-32.7%)	0.1%	$123.39	+18.2%	COM	713448108
EPS	WISDOMTREE TR	3,897 (-35.0%)	$276 (-33.2%)	0.0%	$68.94	—	US LARGECAP FUND	97717W588
ORCL	ORACLE CORP	1,337 (-4.2%)	$261 (-33.6%)	0.0%	$177.60	+34.0%	COM	68389X105
GBIL	GOLDMAN SACHS ETF TR	5,283 (-18.5%)	$528 (-18.7%)	0.1%	$100.06	—	ACCES TREASURY	381430529
AZO	AUTOZONE INC	72 (-7.7%)	$244 (-27.0%)	0.0%	$3572.78	+5.7%	COM	053332102
PG	PROCTER AND GAMBLE CO	5,677 (-2.6%)	$814 (-9.2%)	0.1%	$98.95	+48.7%	COM	742718109
HD	HOME DEPOT INC	1,154 (-1.5%)	$397 (-16.4%)	0.1%	$167.47	+117.7%	COM	437076102
RWL	INVESCO EXCH TRADED FD TR II	32,654 (-1.4%)	$3,739 (+2.0%)	0.5%	$52.94	—	S&P 500 REVENUE	46138G698
IVE	ISHARES TR	3,419 (-9.6%)	$725 (-7.2%)	0.1%	$117.76	—	S&P 500 VAL ETF	464287408
SPY	SPDR S&P 500 ETF TR	5,999 (-1.1%)	$4,091 (+1.2%)	0.6%	$238.45	—	TR UNIT	78462F103
AXP	AMERICAN EXPRESS CO	1,750 (-4.0%)	$647 (+6.9%)	0.1%	$134.89	+164.6%	COM	025816109
MINO	PIMCO ETF TR	16,697 (-5.0%)	$757 (-4.9%)	0.1%	$44.84	—	MUNI INCOME OPP	72201R635
AVSE	AMERICAN CENTY ETF TR	3,732 (-12.7%)	$242 (-10.8%)	0.0%	$51.38	—	AVANTIS RESPONSI	025072315
GEM	GOLDMAN SACHS ETF TR	12,200 (-5.9%)	$508 (-3.8%)	0.1%	$31.25	—	ACTIVEBETA EME	381430206
PM	PHILIP MORRIS INTL INC	2,901 (-2.9%)	$465 (-3.9%)	0.1%	$122.74	+25.1%	COM	718172109
SCHV	SCHWAB STRATEGIC TR	13,976 (-4.0%)	$414 (-2.3%)	0.1%	$175.77	—	US LCAP VA ETF	808524409
DLN	WISDOMTREE TR	3,852 (-1.3%)	$339 (-0.1%)	0.0%	$69.91	—	US LARGECAP DIVD	97717W307
FNDA	SCHWAB STRATEGIC TR	69,405 (-1.1%)	$2,187 (-0.0%)	0.3%	$29.91	—	FUNDAMENTAL US S	808524763

Unchanged Positions (54)

MOAT VANECK ETF TRUST 8.2%

Value ($000) $57,581 Shares 556,020 Est. Cost $9594.62 Unrealized —

FNDX SCHWAB STRATEGIC TR 9.2%

Value ($000) $64,118 Shares 2,356,429 Est. Cost $469.39 Unrealized —

GOOGL ALPHABET INC 0.6%

Value ($000) $4,159 Shares 13,288 Est. Cost $108.49 Unrealized +163.2%

QLTY GMO ETF TRUST 2.0%

Value ($000) $14,071 Shares 365,857 Est. Cost $31.02 Unrealized —

SCHX SCHWAB STRATEGIC TR 3.9%

Value ($000) $27,441 Shares 1,019,736 Est. Cost $24.38 Unrealized —

SCHF SCHWAB STRATEGIC TR 1.4%

Value ($000) $9,582 Shares 398,594 Est. Cost $23.80 Unrealized —

AVEM AMERICAN CENTY ETF TR 0.8%

Value ($000) $5,416 Shares 70,326 Est. Cost $51.27 Unrealized —

AVDS AMERICAN CENTY ETF TR 0.5%

Value ($000) $3,454 Shares 49,472 Est. Cost $55.68 Unrealized —

IBB ISHARES TR 0.1%

Value ($000) $573 Shares 3,394 Est. Cost $162.82 Unrealized —

FNDC SCHWAB STRATEGIC TR 3.0%

Value ($000) $21,173 Shares 475,257 Est. Cost $34.25 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $680 Shares 3,283 Est. Cost $106.50 Unrealized +85.0%

VTV VANGUARD INDEX FDS 0.4%

Value ($000) $2,967 Shares 15,535 Est. Cost $133.61 Unrealized —

AMGN AMGEN INC 0.1%

Value ($000) $400 Shares 1,221 Est. Cost $270.69 Unrealized +16.7%

SCHA SCHWAB STRATEGIC TR 0.3%

Value ($000) $1,839 Shares 64,558 Est. Cost $27.44 Unrealized —

DIA SPDR DOW JONES INDL AVERAGE 0.2%

Value ($000) $1,335 Shares 2,777 Est. Cost $216.40 Unrealized —

TSCO TRACTOR SUPPLY CO 0.1%

Value ($000) $377 Shares 7,530 Est. Cost $46.82 Unrealized +14.7%

IVV ISHARES TR 0.3%

Value ($000) $1,778 Shares 2,596 Est. Cost $429.19 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.2%

Value ($000) $1,572 Shares 52,267 Est. Cost $38.24 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.1%

Value ($000) $728 Shares 16,102 Est. Cost $26.45 Unrealized —

NSC NORFOLK SOUTHN CORP 0.1%

Value ($000) $817 Shares 2,829 Est. Cost $61.95 Unrealized +365.9%

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value ($000) $1,673 Shares 7,614 Est. Cost $962.29 Unrealized —

IWD ISHARES TR 0.1%

Value ($000) $852 Shares 4,050 Est. Cost $188.16 Unrealized —

IYY ISHARES TR 0.2%

Value ($000) $1,471 Shares 8,871 Est. Cost $98.78 Unrealized —

FNDE SCHWAB STRATEGIC TR 3.1%

Value ($000) $21,916 Shares 607,762 Est. Cost $25.73 Unrealized —

SRCE 1ST SOURCE CORP 0.2%

Value ($000) $1,463 Shares 23,406 Est. Cost $61.56 Unrealized —

IWB ISHARES TR 0.1%

Value ($000) $897 Shares 2,403 Est. Cost $208.38 Unrealized —

CSM PROSHARES TR 0.1%

Value ($000) $382 Shares 4,800 Est. Cost $76.57 Unrealized —

IWP ISHARES TR 0.1%

Value ($000) $369 Shares 2,698 Est. Cost $142.41 Unrealized —

GDE WISDOMTREE TR 0.0%

Value ($000) $216 Shares 3,498 Est. Cost $57.41 Unrealized —

MA MASTERCARD INCORPORATED 0.3%

Value ($000) $2,310 Shares 4,046 Est. Cost $92.71 Unrealized +502.9%

LOW LOWES COS INC 0.0%

Value ($000) $291 Shares 1,207 Est. Cost $87.20 Unrealized +175.0%

JPM JPMORGAN CHASE & CO. 0.1%

Value ($000) $401 Shares 1,244 Est. Cost $188.56 Unrealized +64.2%

IWF ISHARES TR 0.2%

Value ($000) $1,120 Shares 2,367 Est. Cost $340.09 Unrealized —

SPTM SPDR SERIES TRUST 0.1%

Value ($000) $502 Shares 6,086 Est. Cost $53.23 Unrealized —

SUSA ISHARES TR 0.1%

Value ($000) $374 Shares 2,687 Est. Cost $97.60 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $958 Shares 3,301 Est. Cost $185.09 Unrealized —

ESGD ISHARES TR 0.1%

Value ($000) $462 Shares 4,864 Est. Cost $70.46 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $615 Shares 2,383 Est. Cost $254.28 Unrealized —

XLG INVESCO EXCHANGE TRADED FD T 0.0%

Value ($000) $286 Shares 4,822 Est. Cost $37.72 Unrealized —

MDY SPDR S&P MIDCAP 400 ETF TR 0.3%

Value ($000) $1,864 Shares 3,090 Est. Cost $295.05 Unrealized —

SPYG SPDR SERIES TRUST 0.1%

Value ($000) $390 Shares 3,659 Est. Cost $50.67 Unrealized —

MTUM ISHARES TR 0.0%

Value ($000) $326 Shares 1,302 Est. Cost $202.13 Unrealized —

NULG NUSHARES ETF TR 0.1%

Value ($000) $407 Shares 4,157 Est. Cost $59.97 Unrealized —

IWM ISHARES TR 0.1%

Value ($000) $447 Shares 1,815 Est. Cost $199.49 Unrealized —

IUSG ISHARES TR 0.0%

Value ($000) $268 Shares 1,597 Est. Cost $127.48 Unrealized —

NUSC NUSHARES ETF TR 0.0%

Value ($000) $274 Shares 6,128 Est. Cost $41.35 Unrealized —

YUM YUM BRANDS INC 0.1%

Value ($000) $938 Shares 6,200 Est. Cost $44.70 Unrealized +230.4%

PKW INVESCO EXCHANGE TRADED FD T 0.0%

Value ($000) $266 Shares 1,984 Est. Cost $60.96 Unrealized —

AIVL WISDOMTREE TR 0.1%

Value ($000) $738 Shares 6,420 Est. Cost $75.55 Unrealized —

USMV ISHARES TR 0.0%

Value ($000) $217 Shares 2,301 Est. Cost $93.66 Unrealized —

SPSM SPDR SERIES TRUST 0.0%

Value ($000) $233 Shares 4,968 Est. Cost $46.32 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $1,510 Shares 2 Est. Cost $302764.90 Unrealized +146.5%

ILCG ISHARES TR 0.0%

Value ($000) $308 Shares 2,965 Est. Cost $67.82 Unrealized —

EFG ISHARES TR 0.1%

Value ($000) $603 Shares 5,295 Est. Cost $113.88 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MOAT	VANECK ETF TRUST	556,020	$57,581	8.2%	$9594.62	—	MRNGSTR WDE MOAT	92189F643
FNDX	SCHWAB STRATEGIC TR	2,356,429	$64,118	9.2%	$469.39	—	FUNDAMENTAL US L	808524771
GOOGL	ALPHABET INC	13,288	$4,159	0.6%	$108.49	+163.2%	CAP STK CL A	02079K305
QLTY	GMO ETF TRUST	365,857	$14,071	2.0%	$31.02	—	GMO US QUALITY E	90139K100
SCHX	SCHWAB STRATEGIC TR	1,019,736	$27,441	3.9%	$24.38	—	US LRG CAP ETF	808524201
SCHF	SCHWAB STRATEGIC TR	398,594	$9,582	1.4%	$23.80	—	INTL EQTY ETF	808524805
AVEM	AMERICAN CENTY ETF TR	70,326	$5,416	0.8%	$51.27	—	AVANTIS EMGMKT	025072604
AVDS	AMERICAN CENTY ETF TR	49,472	$3,454	0.5%	$55.68	—	AVANTIS INTL SML	025072190
IBB	ISHARES TR	3,394	$573	0.1%	$162.82	—	ISHARES BIOTECH	464287556
FNDC	SCHWAB STRATEGIC TR	475,257	$21,173	3.0%	$34.25	—	FUNDAMENTAL INTL	808524748
JNJ	JOHNSON & JOHNSON	3,283	$680	0.1%	$106.50	+85.0%	COM	478160104
VTV	VANGUARD INDEX FDS	15,535	$2,967	0.4%	$133.61	—	VALUE ETF	922908744
AMGN	AMGEN INC	1,221	$400	0.1%	$270.69	+16.7%	COM	031162100
SCHA	SCHWAB STRATEGIC TR	64,558	$1,839	0.3%	$27.44	—	US SML CAP ETF	808524607
DIA	SPDR DOW JONES INDL AVERAGE	2,777	$1,335	0.2%	$216.40	—	UT SER 1	78467X109
TSCO	TRACTOR SUPPLY CO	7,530	$377	0.1%	$46.82	+14.7%	COM	892356106
IVV	ISHARES TR	2,596	$1,778	0.3%	$429.19	—	CORE S&P500 ETF	464287200
SCHM	SCHWAB STRATEGIC TR	52,267	$1,572	0.2%	$38.24	—	US MID-CAP ETF	808524508
FNDF	SCHWAB STRATEGIC TR	16,102	$728	0.1%	$26.45	—	FUNDAMENTAL INTL	808524755
NSC	NORFOLK SOUTHN CORP	2,829	$817	0.1%	$61.95	+365.9%	COM	655844108
VIG	VANGUARD SPECIALIZED FUNDS	7,614	$1,673	0.2%	$962.29	—	DIV APP ETF	921908844
IWD	ISHARES TR	4,050	$852	0.1%	$188.16	—	RUS 1000 VAL ETF	464287598
IYY	ISHARES TR	8,871	$1,471	0.2%	$98.78	—	DOW JONES US ETF	464287846
FNDE	SCHWAB STRATEGIC TR	607,762	$21,916	3.1%	$25.73	—	FUNDAMENTAL EMER	808524730
SRCE	1ST SOURCE CORP	23,406	$1,463	0.2%	$61.56	—	COM	336901103
IWB	ISHARES TR	2,403	$897	0.1%	$208.38	—	RUS 1000 ETF	464287622
CSM	PROSHARES TR	4,800	$382	0.1%	$76.57	—	LARGE CAP CRE	74347R248
IWP	ISHARES TR	2,698	$369	0.1%	$142.41	—	RUS MD CP GR ETF	464287481
GDE	WISDOMTREE TR	3,498	$216	0.0%	$57.41	—	EFFICIENT GLD PL	97717Y568
MA	MASTERCARD INCORPORATED	4,046	$2,310	0.3%	$92.71	+502.9%	CL A	57636Q104
LOW	LOWES COS INC	1,207	$291	0.0%	$87.20	+175.0%	COM	548661107
JPM	JPMORGAN CHASE & CO.	1,244	$401	0.1%	$188.56	+64.2%	COM	46625H100
IWF	ISHARES TR	2,367	$1,120	0.2%	$340.09	—	RUS 1000 GRW ETF	464287614
SPTM	SPDR SERIES TRUST	6,086	$502	0.1%	$53.23	—	STATE STREET SPD	78464A805
SUSA	ISHARES TR	2,687	$374	0.1%	$97.60	—	ESG OPTIMIZED	464288802
VO	VANGUARD INDEX FDS	3,301	$958	0.1%	$185.09	—	MID CAP ETF	922908629
ESGD	ISHARES TR	4,864	$462	0.1%	$70.46	—	ESG AW MSCI EAFE	46435G516
VB	VANGUARD INDEX FDS	2,383	$615	0.1%	$254.28	—	SMALL CP ETF	922908751
XLG	INVESCO EXCHANGE TRADED FD T	4,822	$286	0.0%	$37.72	—	S&P 500 TOP 50	46137V233
MDY	SPDR S&P MIDCAP 400 ETF TR	3,090	$1,864	0.3%	$295.05	—	UTSER1 S&PDCRP	78467Y107
SPYG	SPDR SERIES TRUST	3,659	$390	0.1%	$50.67	—	STATE STREET SPD	78464A409
MTUM	ISHARES TR	1,302	$326	0.0%	$202.13	—	MSCI USA MMENTM	46432F396
NULG	NUSHARES ETF TR	4,157	$407	0.1%	$59.97	—	NUVEEN ESG LRGCP	67092P201
IWM	ISHARES TR	1,815	$447	0.1%	$199.49	—	RUSSELL 2000 ETF	464287655
IUSG	ISHARES TR	1,597	$268	0.0%	$127.48	—	CORE S&P US GWT	464287671
NUSC	NUSHARES ETF TR	6,128	$274	0.0%	$41.35	—	NUVEEN ESG SMLCP	67092P607
YUM	YUM BRANDS INC	6,200	$938	0.1%	$44.70	+230.4%	COM	988498101
PKW	INVESCO EXCHANGE TRADED FD T	1,984	$266	0.0%	$60.96	—	BUYBACK ACHIEV	46137V308
AIVL	WISDOMTREE TR	6,420	$738	0.1%	$75.55	—	US AI ENHANCED	97717W406
USMV	ISHARES TR	2,301	$217	0.0%	$93.66	—	MSCI USA MIN VOL	46429B697
SPSM	SPDR SERIES TRUST	4,968	$233	0.0%	$46.32	—	STATE STREET SPD	78468R853
BRK/A	BERKSHIRE HATHAWAY INC DEL	2	$1,510	0.2%	$302764.90	+146.5%	CL A	084670108
ILCG	ISHARES TR	2,965	$308	0.0%	$67.82	—	MORNINGSTAR GRWT	464287119
EFG	ISHARES TR	5,295	$603	0.1%	$113.88	—	EAFE GRWTH ETF	464288885