Northstar Financial Companies, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IAK	ISHARES TR	6,893	$938	0.7%	$136.15	—	U.S. INSRNCE ETF	464288786
PPA	INVESCO EXCHANGE TRADED FD T	5,936	$930	0.7%	$156.63	—	AEROSPACE DEFN	46137V100
KXI	ISHARES TR	14,356	$928	0.7%	$64.65	—	GLB CNSM STP ETF	464288737
NEE	NEXTERA ENERGY INC	11,333	$910	0.7%	$82.50	0.0%	COM	65339F101
AEP	AMERICAN ELEC PWR CO INC	7,771	$896	0.7%	$117.70	0.0%	COM	025537101
CEG	CONSTELLATION ENERGY CORP	2,191	$774	0.6%	$363.20	0.0%	COM	21037T109
IVV	ISHARES TR	1,074	$736	0.6%	$684.94	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	9,794	$646	0.5%	$66.00	—	CORE S&P MCP ETF	464287507
VYM	VANGUARD WHITEHALL FDS	3,893	$559	0.4%	$143.52	—	HIGH DIV YLD	921946406
IWR	ISHARES TR	5,255	$506	0.4%	$96.28	—	RUS MID CAP ETF	464287499
IEFA	ISHARES TR	4,740	$424	0.3%	$89.46	—	CORE MSCI EAFE	46432F842
VEU	VANGUARD INTL EQUITY INDEX F	5,629	$414	0.3%	$73.56	—	ALLWRLD EX US	922042775
UPS	UNITED PARCEL SERVICE INC	3,514	$349	0.3%	$92.75	0.0%	CL B	911312106
IWF	ISHARES TR	606	$287	0.2%	$473.38	—	RUS 1000 GRW ETF	464287614
VUG	VANGUARD INDEX FDS	553	$270	0.2%	$487.82	—	GROWTH ETF	922908736
IUSB	ISHARES TR	5,535	$258	0.2%	$46.54	—	CORE UNIVRSL USD	46434V613
XMMO	INVESCO EXCHANGE TRADED FD T	1,843	$255	0.2%	$138.47	—	S&P MDCP MOMNTUM	46137V464
IJR	ISHARES TR	2,069	$249	0.2%	$120.19	—	CORE S&P SCP ETF	464287804
VIG	VANGUARD SPECIALIZED FUNDS	989	$217	0.2%	$219.75	—	DIV APP ETF	921908844
CRWD	CROWDSTRIKE HLDGS INC	459	$215	0.2%	$509.22	0.0%	CL A	22788C105
VWO	VANGUARD INTL EQUITY INDEX F	4,000	$215	0.2%	$53.76	—	FTSE EMR MKT ETF	922042858
SUB	ISHARES TR	2,014	$215	0.2%	$106.70	—	SHRT NAT MUN ETF	464288158

Increased Positions (44)

JPST J P MORGAN EXCHANGE TRADED F 1.4%

Value ($000) $1,741 (+244.3%) Shares 34,409 (+245.2%) Est. Cost $50.54 Unrealized —

XOM EXXON MOBIL CORP 1.4%

Value ($000) $1,820 (+197.3%) Shares 15,121 (+178.5%) Est. Cost $114.36 Unrealized +1.0%

IAU ISHARES GOLD TR 2.0%

Value ($000) $2,573 (+87.8%) Shares 31,693 (+68.3%) Est. Cost $76.18 Unrealized —

LLY ELI LILLY & CO 1.3%

Value ($000) $1,590 (+148.1%) Shares 1,480 (+76.2%) Est. Cost $852.54 Unrealized +12.1%

MU MICRON TECHNOLOGY INC 1.3%

Value ($000) $1,620 (+113.3%) Shares 5,678 (+25.1%) Est. Cost $131.66 Unrealized +74.2%

BIV VANGUARD BD INDEX FDS 1.0%

Value ($000) $1,309 (+148.3%) Shares 16,811 (+148.9%) Est. Cost $77.75 Unrealized —

NVDA NVIDIA CORPORATION 1.8%

Value ($000) $2,231 (+36.9%) Shares 11,965 (+37.0%) Est. Cost $154.23 Unrealized +20.7%

V VISA INC 7.0%

Value ($000) $8,734 (+7.3%) Shares 24,903 (+4.5%) Est. Cost $302.78 Unrealized +12.4%

JNJ JOHNSON & JOHNSON 1.8%

Value ($000) $2,246 (+31.6%) Shares 10,850 (+17.9%) Est. Cost $160.00 Unrealized +23.1%

JPM JPMORGAN CHASE & CO. 1.2%

Value ($000) $1,529 (+50.9%) Shares 4,744 (+47.7%) Est. Cost $267.48 Unrealized +15.7%

GOOGL ALPHABET INC 1.3%

Value ($000) $1,664 (+39.2%) Shares 5,316 (+8.1%) Est. Cost $182.53 Unrealized +56.5%

AAPL APPLE INC 4.9%

Value ($000) $6,194 (+8.2%) Shares 22,784 (+1.3%) Est. Cost $234.94 Unrealized +14.2%

CVX CHEVRON CORP NEW 2.0%

Value ($000) $2,569 (+21.7%) Shares 16,856 (+24.0%) Est. Cost $146.83 Unrealized +3.1%

QQQ INVESCO QQQ TR 1.0%

Value ($000) $1,262 (+54.5%) Shares 2,054 (+50.9%) Est. Cost $561.54 Unrealized —

AVGO BROADCOM INC 1.0%

Value ($000) $1,290 (+45.3%) Shares 3,727 (+38.4%) Est. Cost $272.33 Unrealized +31.1%

VZ VERIZON COMMUNICATIONS INC 2.0%

Value ($000) $2,551 (+15.7%) Shares 62,624 (+24.9%) Est. Cost $40.07 Unrealized +1.0%

AMZN AMAZON COM INC 2.2%

Value ($000) $2,703 (+8.8%) Shares 11,712 (+3.5%) Est. Cost $208.22 Unrealized +9.9%

MUB ISHARES TR 0.4%

Value ($000) $513 (+68.2%) Shares 4,793 (+67.2%) Est. Cost $106.73 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.9%

Value ($000) $1,110 (+21.8%) Shares 13,923 (+22.1%) Est. Cost $79.60 Unrealized —

CAT CATERPILLAR INC 0.6%

Value ($000) $700 (+22.6%) Shares 1,223 (+2.1%) Est. Cost $385.30 Unrealized +44.2%

HD HOME DEPOT INC 0.6%

Value ($000) $745 (-12.8%) Shares 2,164 (+2.7%) Est. Cost $396.40 Unrealized -8.0%

IWM ISHARES TR 0.5%

Value ($000) $671 (+19.0%) Shares 2,727 (+16.9%) Est. Cost $223.21 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.4%

Value ($000) $521 (+15.6%) Shares 18,976 (+15.1%) Est. Cost $27.33 Unrealized —

XLU SELECT SECTOR SPDR TR 0.2%

Value ($000) $227 (-21.5%) Shares 5,312 (+60.4%) Est. Cost $63.70 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.6%

Value ($000) $702 (+7.7%) Shares 2,370 (+2.6%) Est. Cost $218.85 Unrealized +36.5%

TSLA TESLA INC 0.3%

Value ($000) $358 (+13.0%) Shares 797 (+11.8%) Est. Cost $357.00 Unrealized +24.2%

META META PLATFORMS INC 0.6%

Value ($000) $708 (+5.8%) Shares 1,073 (+17.7%) Est. Cost $622.39 Unrealized +7.2%

KO COCA COLA CO 0.3%

Value ($000) $383 (+10.7%) Shares 5,485 (+5.0%) Est. Cost $63.38 Unrealized +9.5%

T AT&T INC 0.3%

Value ($000) $357 (-9.1%) Shares 14,386 (+3.3%) Est. Cost $21.63 Unrealized +16.9%

GE GE AEROSPACE 0.3%

Value ($000) $352 (+11.2%) Shares 1,143 (+8.7%) Est. Cost $225.13 Unrealized +33.6%

PG PROCTER AND GAMBLE CO 0.5%

Value ($000) $594 (-5.6%) Shares 4,146 (+1.2%) Est. Cost $165.25 Unrealized -10.9%

MA MASTERCARD INCORPORATED 0.9%

Value ($000) $1,098 (+2.9%) Shares 1,923 (+2.5%) Est. Cost $515.76 Unrealized +8.4%

KHC KRAFT HEINZ CO 0.3%

Value ($000) $355 (+8.9%) Shares 14,659 (+17.0%) Est. Cost $26.22 Unrealized -6.1%

SCHZ SCHWAB STRATEGIC TR 0.2%

Value ($000) $275 (+7.8%) Shares 11,773 (+8.2%) Est. Cost $23.46 Unrealized —

EFA ISHARES TR 0.3%

Value ($000) $361 (+4.9%) Shares 3,757 (+2.0%) Est. Cost $89.52 Unrealized —

PM PHILIP MORRIS INTL INC 0.2%

Value ($000) $253 (+4.7%) Shares 1,576 (+5.9%) Est. Cost $123.33 Unrealized +24.5%

MSFT MICROSOFT CORP 3.8%

Value ($000) $4,730 (+0.2%) Shares 9,781 (+7.3%) Est. Cost $430.73 Unrealized +16.2%

SPY SPDR S&P 500 ETF TR 0.2%

Value ($000) $241 (+3.7%) Shares 354 (+1.4%) Est. Cost $587.29 Unrealized —

MDT MEDTRONIC PLC 0.2%

Value ($000) $217 (+3.0%) Shares 2,260 (+2.1%) Est. Cost $91.39 Unrealized +6.3%

UBER UBER TECHNOLOGIES INC 0.2%

Value ($000) $206 (-2.9%) Shares 2,518 (+16.4%) Est. Cost $93.03 Unrealized -3.2%

XLY SELECT SECTOR SPDR TR 0.2%

Value ($000) $266 (-0.9%) Shares 2,230 (+98.9%) Est. Cost $172.17 Unrealized —

UNP UNION PAC CORP 0.3%

Value ($000) $329 (-0.6%) Shares 1,421 (+1.6%) Est. Cost $230.18 Unrealized -1.2%

ABBV ABBVIE INC 0.5%

Value ($000) $660 (-0.2%) Shares 2,887 (+1.1%) Est. Cost $177.97 Unrealized +27.9%

MO ALTRIA GROUP INC 0.5%

Value ($000) $610 (+0.0%) Shares 10,575 (+14.6%) Est. Cost $50.16 Unrealized +18.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JPST	J P MORGAN EXCHANGE TRADED F	34,409 (+245.2%)	$1,741 (+244.3%)	1.4%	$50.54	—	ULTRA SHRT ETF	46641Q837
XOM	EXXON MOBIL CORP	15,121 (+178.5%)	$1,820 (+197.3%)	1.4%	$114.36	+1.0%	COM	30231G102
IAU	ISHARES GOLD TR	31,693 (+68.3%)	$2,573 (+87.8%)	2.0%	$76.18	—	ISHARES NEW	464285204
LLY	ELI LILLY & CO	1,480 (+76.2%)	$1,590 (+148.1%)	1.3%	$852.54	+12.1%	COM	532457108
MU	MICRON TECHNOLOGY INC	5,678 (+25.1%)	$1,620 (+113.3%)	1.3%	$131.66	+74.2%	COM	595112103
BIV	VANGUARD BD INDEX FDS	16,811 (+148.9%)	$1,309 (+148.3%)	1.0%	$77.75	—	INTERMED TERM	921937819
NVDA	NVIDIA CORPORATION	11,965 (+37.0%)	$2,231 (+36.9%)	1.8%	$154.23	+20.7%	COM	67066G104
V	VISA INC	24,903 (+4.5%)	$8,734 (+7.3%)	7.0%	$302.78	+12.4%	COM CL A	92826C839
JNJ	JOHNSON & JOHNSON	10,850 (+17.9%)	$2,246 (+31.6%)	1.8%	$160.00	+23.1%	COM	478160104
JPM	JPMORGAN CHASE & CO.	4,744 (+47.7%)	$1,529 (+50.9%)	1.2%	$267.48	+15.7%	COM	46625H100
GOOGL	ALPHABET INC	5,316 (+8.1%)	$1,664 (+39.2%)	1.3%	$182.53	+56.5%	CAP STK CL A	02079K305
AAPL	APPLE INC	22,784 (+1.3%)	$6,194 (+8.2%)	4.9%	$234.94	+14.2%	COM	037833100
CVX	CHEVRON CORP NEW	16,856 (+24.0%)	$2,569 (+21.7%)	2.0%	$146.83	+3.1%	COM	166764100
QQQ	INVESCO QQQ TR	2,054 (+50.9%)	$1,262 (+54.5%)	1.0%	$561.54	—	UNIT SER 1	46090E103
AVGO	BROADCOM INC	3,727 (+38.4%)	$1,290 (+45.3%)	1.0%	$272.33	+31.1%	COM	11135F101
VZ	VERIZON COMMUNICATIONS INC	62,624 (+24.9%)	$2,551 (+15.7%)	2.0%	$40.07	+1.0%	COM	92343V104
AMZN	AMAZON COM INC	11,712 (+3.5%)	$2,703 (+8.8%)	2.2%	$208.22	+9.9%	COM	023135106
MUB	ISHARES TR	4,793 (+67.2%)	$513 (+68.2%)	0.4%	$106.73	—	NATIONAL MUN ETF	464288414
VCSH	VANGUARD SCOTTSDALE FDS	13,923 (+22.1%)	$1,110 (+21.8%)	0.9%	$79.60	—	SHRT TRM CORP BD	92206C409
CAT	CATERPILLAR INC	1,223 (+2.1%)	$700 (+22.6%)	0.6%	$385.30	+44.2%	COM	149123101
HD	HOME DEPOT INC	2,164 (+2.7%)	$745 (-12.8%)	0.6%	$396.40	-8.0%	COM	437076102
IWM	ISHARES TR	2,727 (+16.9%)	$671 (+19.0%)	0.5%	$223.21	—	RUSSELL 2000 ETF	464287655
SCHD	SCHWAB STRATEGIC TR	18,976 (+15.1%)	$521 (+15.6%)	0.4%	$27.33	—	US DIVIDEND EQ	808524797
XLU	SELECT SECTOR SPDR TR	5,312 (+60.4%)	$227 (-21.5%)	0.2%	$63.70	—	STATE STREET UTI	81369Y886
IBM	INTERNATIONAL BUSINESS MACHS	2,370 (+2.6%)	$702 (+7.7%)	0.6%	$218.85	+36.5%	COM	459200101
TSLA	TESLA INC	797 (+11.8%)	$358 (+13.0%)	0.3%	$357.00	+24.2%	COM	88160R101
META	META PLATFORMS INC	1,073 (+17.7%)	$708 (+5.8%)	0.6%	$622.39	+7.2%	CL A	30303M102
KO	COCA COLA CO	5,485 (+5.0%)	$383 (+10.7%)	0.3%	$63.38	+9.5%	COM	191216100
T	AT&T INC	14,386 (+3.3%)	$357 (-9.1%)	0.3%	$21.63	+16.9%	COM	00206R102
GE	GE AEROSPACE	1,143 (+8.7%)	$352 (+11.2%)	0.3%	$225.13	+33.6%	COM NEW	369604301
PG	PROCTER AND GAMBLE CO	4,146 (+1.2%)	$594 (-5.6%)	0.5%	$165.25	-10.9%	COM	742718109
MA	MASTERCARD INCORPORATED	1,923 (+2.5%)	$1,098 (+2.9%)	0.9%	$515.76	+8.4%	CL A	57636Q104
KHC	KRAFT HEINZ CO	14,659 (+17.0%)	$355 (+8.9%)	0.3%	$26.22	-6.1%	COM	500754106
SCHZ	SCHWAB STRATEGIC TR	11,773 (+8.2%)	$275 (+7.8%)	0.2%	$23.46	—	US AGGREGATE B	808524839
EFA	ISHARES TR	3,757 (+2.0%)	$361 (+4.9%)	0.3%	$89.52	—	MSCI EAFE ETF	464287465
PM	PHILIP MORRIS INTL INC	1,576 (+5.9%)	$253 (+4.7%)	0.2%	$123.33	+24.5%	COM	718172109
MSFT	MICROSOFT CORP	9,781 (+7.3%)	$4,730 (+0.2%)	3.8%	$430.73	+16.2%	COM	594918104
SPY	SPDR S&P 500 ETF TR	354 (+1.4%)	$241 (+3.7%)	0.2%	$587.29	—	TR UNIT	78462F103
MDT	MEDTRONIC PLC	2,260 (+2.1%)	$217 (+3.0%)	0.2%	$91.39	+6.3%	SHS	G5960L103
UBER	UBER TECHNOLOGIES INC	2,518 (+16.4%)	$206 (-2.9%)	0.2%	$93.03	-3.2%	COM	90353T100
XLY	SELECT SECTOR SPDR TR	2,230 (+98.9%)	$266 (-0.9%)	0.2%	$172.17	—	STATE STREET CON	81369Y407
UNP	UNION PAC CORP	1,421 (+1.6%)	$329 (-0.6%)	0.3%	$230.18	-1.2%	COM	907818108
ABBV	ABBVIE INC	2,887 (+1.1%)	$660 (-0.2%)	0.5%	$177.97	+27.9%	COM	00287Y109
MO	ALTRIA GROUP INC	10,575 (+14.6%)	$610 (+0.0%)	0.5%	$50.16	+18.3%	COM	02209S103

Exited Positions (8)

— TOTALENERGIES SE 0.3%

Value ($000) $333 Shares 5,585 Est. Cost $59.69 Unrealized —

OUNZ VANECK MERK GOLD ETF 0.2%

Value ($000) $286 Shares 7,696 Est. Cost $25.30 Unrealized —

SBUX STARBUCKS CORP 0.2%

Value ($000) $227 Shares 2,685 Est. Cost $93.94 Unrealized -10.5%

SGOL ETFS GOLD TR 0.2%

Value ($000) $226 Shares 6,138 Est. Cost $25.05 Unrealized —

— BLACKROCK CR ALLOCATION INCO 0.1%

Value ($000) $162 Shares 14,617 Est. Cost $10.46 Unrealized —

F FORD MTR CO 0.1%

Value ($000) $160 Shares 13,362 Est. Cost $9.85 Unrealized +30.3%

— PUTNAM MASTER INTER INCOME T 0.1%

Value ($000) $70 Shares 20,245 Est. Cost $3.26 Unrealized —

SLQT SELECTQUOTE INC 0.0%

Value ($000) $21 Shares 10,542 Est. Cost $2.12 Unrealized -20.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
—	TOTALENERGIES SE	5,585	$333	0.3%	$59.69	—	—	89151E109
OUNZ	VANECK MERK GOLD ETF	7,696	$286	0.2%	$25.30	—	—	921078101
SBUX	STARBUCKS CORP	2,685	$227	0.2%	$93.94	-10.5%	—	855244109
SGOL	ETFS GOLD TR	6,138	$226	0.2%	$25.05	—	—	00326A104
—	BLACKROCK CR ALLOCATION INCO	14,617	$162	0.1%	$10.46	—	—	092508100
F	FORD MTR CO	13,362	$160	0.1%	$9.85	+30.3%	—	345370860
—	PUTNAM MASTER INTER INCOME T	20,245	$70	0.1%	$3.26	—	—	746909100
SLQT	SELECTQUOTE INC	10,542	$21	0.0%	$2.12	-20.9%	—	816307300

Decreased Positions (38)

GOOG ALPHABET INC 2.2%

Value ($000) $2,825 (+24.1%) Shares 9,003 (-3.7%) Est. Cost $177.79 Unrealized +61.0%

BP BP PLC 0.9%

Value ($000) $1,080 (-32.6%) Shares 31,103 (-33.1%) Est. Cost $30.70 Unrealized —

ITOT ISHARES TR 1.1%

Value ($000) $1,367 (-25.7%) Shares 9,192 (-27.2%) Est. Cost $135.04 Unrealized —

DUK DUKE ENERGY CORP NEW 1.0%

Value ($000) $1,195 (-26.5%) Shares 10,197 (-22.4%) Est. Cost $112.83 Unrealized +7.7%

SO SOUTHERN CO 0.8%

Value ($000) $1,037 (-28.7%) Shares 11,893 (-22.5%) Est. Cost $87.01 Unrealized +4.5%

WFC WELLS FARGO CO NEW 0.4%

Value ($000) $489 (-41.9%) Shares 5,248 (-47.8%) Est. Cost $67.83 Unrealized +27.7%

LHX L3HARRIS TECHNOLOGIES INC 0.6%

Value ($000) $755 (-30.8%) Shares 2,572 (-28.0%) Est. Cost $243.14 Unrealized +18.6%

AFL AFLAC INC 1.2%

Value ($000) $1,489 (-17.7%) Shares 13,506 (-16.6%) Est. Cost $105.32 Unrealized +4.3%

ED CONSOLIDATED EDISON INC 1.1%

Value ($000) $1,380 (-16.1%) Shares 13,896 (-15.1%) Est. Cost $98.27 Unrealized +0.5%

OXY OCCIDENTAL PETE CORP 0.3%

Value ($000) $324 (-44.2%) Shares 7,882 (-35.8%) Est. Cost $46.55 Unrealized -10.8%

SHEL SHELL PLC 0.2%

Value ($000) $209 (-53.9%) Shares 2,843 (-55.2%) Est. Cost $62.83 Unrealized —

PEP PEPSICO INC 1.3%

Value ($000) $1,651 (-12.5%) Shares 11,505 (-14.4%) Est. Cost $141.92 Unrealized +2.8%

COST COSTCO WHSL CORP NEW 0.6%

Value ($000) $771 (-20.7%) Shares 894 (-14.9%) Est. Cost $922.64 Unrealized -1.8%

ORCL ORACLE CORP 0.3%

Value ($000) $380 (-32.0%) Shares 1,951 (-1.8%) Est. Cost $175.85 Unrealized +35.4%

VB VANGUARD INDEX FDS 2.2%

Value ($000) $2,731 (-5.9%) Shares 10,586 (-7.2%) Est. Cost $240.46 Unrealized —

BDX BECTON DICKINSON & CO 0.4%

Value ($000) $476 (-20.0%) Shares 2,453 (-22.9%) Est. Cost $202.93 Unrealized -6.6%

WMT WALMART INC 0.2%

Value ($000) $249 (-32.3%) Shares 2,232 (-37.4%) Est. Cost $99.23 Unrealized +8.0%

VEA VANGUARD TAX-MANAGED FDS 3.3%

Value ($000) $4,206 (+2.6%) Shares 67,326 (-1.6%) Est. Cost $47.92 Unrealized —

ETN EATON CORP PLC 0.4%

Value ($000) $503 (-17.5%) Shares 1,580 (-3.0%) Est. Cost $347.34 Unrealized +2.0%

ADP AUTOMATIC DATA PROCESSING IN 0.3%

Value ($000) $427 (-16.0%) Shares 1,659 (-4.2%) Est. Cost $288.45 Unrealized -8.2%

URI UNITED RENTALS INC 0.2%

Value ($000) $266 (-17.2%) Shares 328 (-2.4%) Est. Cost $804.87 Unrealized +7.7%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.7%

Value ($000) $847 (-5.4%) Shares 1,685 (-5.4%) Est. Cost $463.21 Unrealized +7.4%

RTX RTX CORPORATION 1.3%

Value ($000) $1,692 (-2.8%) Shares 9,227 (-11.3%) Est. Cost $124.65 Unrealized +39.1%

XLI SELECT SECTOR SPDR TR 0.3%

Value ($000) $354 (-10.8%) Shares 2,282 (-11.3%) Est. Cost $132.23 Unrealized —

VOOG VANGUARD ADMIRAL FDS INC 4.1%

Value ($000) $5,166 (-0.8%) Shares 11,619 (-2.9%) Est. Cost $366.94 Unrealized —

PFE PFIZER INC 0.5%

Value ($000) $592 (-6.3%) Shares 23,777 (-4.2%) Est. Cost $25.12 Unrealized -0.3%

CARR CARRIER GLOBAL CORPORATION 0.2%

Value ($000) $239 (-14.3%) Shares 4,516 (-3.2%) Est. Cost $74.39 Unrealized -25.4%

QCOM QUALCOMM INC 0.6%

Value ($000) $779 (-4.5%) Shares 4,552 (-7.1%) Est. Cost $159.52 Unrealized +7.1%

GSK GSK PLC 0.2%

Value ($000) $306 (+10.8%) Shares 6,239 (-2.5%) Est. Cost $33.82 Unrealized —

AZN ASTRAZENECA PLC 0.3%

Value ($000) $353 (+8.7%) Shares 3,842 (-9.3%) Est. Cost $65.72 Unrealized —

PH PARKER-HANNIFIN CORP 0.3%

Value ($000) $323 (+7.9%) Shares 367 (-7.1%) Est. Cost $654.47 Unrealized +25.0%

IWB ISHARES TR 10.0%

Value ($000) $12,584 (+0.1%) Shares 33,698 (-2.0%) Est. Cost $322.16 Unrealized —

RGLD ROYAL GOLD INC 0.2%

Value ($000) $283 (+5.7%) Shares 1,274 (-4.6%) Est. Cost $162.43 Unrealized +22.1%

GS GOLDMAN SACHS GROUP INC 0.4%

Value ($000) $460 (+3.0%) Shares 523 (-6.8%) Est. Cost $550.20 Unrealized +47.8%

AGG ISHARES TR 0.2%

Value ($000) $258 (-3.1%) Shares 2,587 (-2.7%) Est. Cost $96.90 Unrealized —

IWO ISHARES TR 0.4%

Value ($000) $537 (-1.3%) Shares 1,661 (-2.2%) Est. Cost $287.75 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.3%

Value ($000) $367 (+0.7%) Shares 13,975 (-1.3%) Est. Cost $25.71 Unrealized —

FDX FEDEX CORP 0.2%

Value ($000) $210 (+0.0%) Shares 728 (-18.3%) Est. Cost $271.73 Unrealized -3.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET INC	9,003 (-3.7%)	$2,825 (+24.1%)	2.2%	$177.79	+61.0%	CAP STK CL C	02079K107
BP	BP PLC	31,103 (-33.1%)	$1,080 (-32.6%)	0.9%	$30.70	—	SPONSORED ADR	055622104
ITOT	ISHARES TR	9,192 (-27.2%)	$1,367 (-25.7%)	1.1%	$135.04	—	CORE S&P TTL STK	464287150
DUK	DUKE ENERGY CORP NEW	10,197 (-22.4%)	$1,195 (-26.5%)	1.0%	$112.83	+7.7%	COM NEW	26441C204
SO	SOUTHERN CO	11,893 (-22.5%)	$1,037 (-28.7%)	0.8%	$87.01	+4.5%	COM	842587107
WFC	WELLS FARGO CO NEW	5,248 (-47.8%)	$489 (-41.9%)	0.4%	$67.83	+27.7%	COM	949746101
LHX	L3HARRIS TECHNOLOGIES INC	2,572 (-28.0%)	$755 (-30.8%)	0.6%	$243.14	+18.6%	COM	502431109
AFL	AFLAC INC	13,506 (-16.6%)	$1,489 (-17.7%)	1.2%	$105.32	+4.3%	COM	001055102
ED	CONSOLIDATED EDISON INC	13,896 (-15.1%)	$1,380 (-16.1%)	1.1%	$98.27	+0.5%	COM	209115104
OXY	OCCIDENTAL PETE CORP	7,882 (-35.8%)	$324 (-44.2%)	0.3%	$46.55	-10.8%	COM	674599105
SHEL	SHELL PLC	2,843 (-55.2%)	$209 (-53.9%)	0.2%	$62.83	—	SPON ADS	780259305
PEP	PEPSICO INC	11,505 (-14.4%)	$1,651 (-12.5%)	1.3%	$141.92	+2.8%	COM	713448108
COST	COSTCO WHSL CORP NEW	894 (-14.9%)	$771 (-20.7%)	0.6%	$922.64	-1.8%	COM	22160K105
ORCL	ORACLE CORP	1,951 (-1.8%)	$380 (-32.0%)	0.3%	$175.85	+35.4%	COM	68389X105
VB	VANGUARD INDEX FDS	10,586 (-7.2%)	$2,731 (-5.9%)	2.2%	$240.46	—	SMALL CP ETF	922908751
BDX	BECTON DICKINSON & CO	2,453 (-22.9%)	$476 (-20.0%)	0.4%	$202.93	-6.6%	COM	075887109
WMT	WALMART INC	2,232 (-37.4%)	$249 (-32.3%)	0.2%	$99.23	+8.0%	COM	931142103
VEA	VANGUARD TAX-MANAGED FDS	67,326 (-1.6%)	$4,206 (+2.6%)	3.3%	$47.92	—	VAN FTSE DEV MKT	921943858
ETN	EATON CORP PLC	1,580 (-3.0%)	$503 (-17.5%)	0.4%	$347.34	+2.0%	SHS	G29183103
ADP	AUTOMATIC DATA PROCESSING IN	1,659 (-4.2%)	$427 (-16.0%)	0.3%	$288.45	-8.2%	COM	053015103
URI	UNITED RENTALS INC	328 (-2.4%)	$266 (-17.2%)	0.2%	$804.87	+7.7%	COM	911363109
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,685 (-5.4%)	$847 (-5.4%)	0.7%	$463.21	+7.4%	CL B NEW	084670702
RTX	RTX CORPORATION	9,227 (-11.3%)	$1,692 (-2.8%)	1.3%	$124.65	+39.1%	COM	75513E101
XLI	SELECT SECTOR SPDR TR	2,282 (-11.3%)	$354 (-10.8%)	0.3%	$132.23	—	STATE STREET IND	81369Y704
VOOG	VANGUARD ADMIRAL FDS INC	11,619 (-2.9%)	$5,166 (-0.8%)	4.1%	$366.94	—	500 GRTH IDX F	921932505
PFE	PFIZER INC	23,777 (-4.2%)	$592 (-6.3%)	0.5%	$25.12	-0.3%	COM	717081103
CARR	CARRIER GLOBAL CORPORATION	4,516 (-3.2%)	$239 (-14.3%)	0.2%	$74.39	-25.4%	COM	14448C104
QCOM	QUALCOMM INC	4,552 (-7.1%)	$779 (-4.5%)	0.6%	$159.52	+7.1%	COM	747525103
GSK	GSK PLC	6,239 (-2.5%)	$306 (+10.8%)	0.2%	$33.82	—	SPONSORED ADR	37733W204
AZN	ASTRAZENECA PLC	3,842 (-9.3%)	$353 (+8.7%)	0.3%	$65.72	—	SPONSORED ADR	046353108
PH	PARKER-HANNIFIN CORP	367 (-7.1%)	$323 (+7.9%)	0.3%	$654.47	+25.0%	COM	701094104
IWB	ISHARES TR	33,698 (-2.0%)	$12,584 (+0.1%)	10.0%	$322.16	—	RUS 1000 ETF	464287622
RGLD	ROYAL GOLD INC	1,274 (-4.6%)	$283 (+5.7%)	0.2%	$162.43	+22.1%	COM	780287108
GS	GOLDMAN SACHS GROUP INC	523 (-6.8%)	$460 (+3.0%)	0.4%	$550.20	+47.8%	COM	38141G104
AGG	ISHARES TR	2,587 (-2.7%)	$258 (-3.1%)	0.2%	$96.90	—	CORE US AGGBD ET	464287226
IWO	ISHARES TR	1,661 (-2.2%)	$537 (-1.3%)	0.4%	$287.75	—	RUS 2000 GRW ETF	464287648
SCHB	SCHWAB STRATEGIC TR	13,975 (-1.3%)	$367 (+0.7%)	0.3%	$25.71	—	US BRD MKT ETF	808524102
FDX	FEDEX CORP	728 (-18.3%)	$210 (+0.0%)	0.2%	$271.73	-3.7%	COM	31428X106

Unchanged Positions (10)

CSCO CISCO SYS INC 0.6%

Value ($000) $743 Shares 9,648 Est. Cost $55.37 Unrealized +33.3%

WSBK WINCHESTER BANCORP INC 0.6%

Value ($000) $732 Shares 70,000 Est. Cost $9.44 Unrealized +3.3%

MRSH MARSH & MCLENNAN COS INC 0.3%

Value ($000) $362 Shares 1,954 Est. Cost $218.20 Unrealized -14.6%

— MFS MULTIMARKET INCOME TR 0.2%

Value ($000) $253 Shares 54,404 Est. Cost $4.69 Unrealized —

ESGU ISHARES TR 0.3%

Value ($000) $339 Shares 2,278 Est. Cost $128.82 Unrealized —

EMR EMERSON ELEC CO 0.3%

Value ($000) $343 Shares 2,585 Est. Cost $119.02 Unrealized +11.2%

DGRW WISDOMTREE TR 0.3%

Value ($000) $344 Shares 3,851 Est. Cost $83.74 Unrealized —

XLP SELECT SECTOR SPDR TR 0.3%

Value ($000) $362 Shares 4,659 Est. Cost $78.85 Unrealized —

CL COLGATE PALMOLIVE CO 0.2%

Value ($000) $289 Shares 3,662 Est. Cost $93.07 Unrealized -15.9%

VCIT VANGUARD SCOTTSDALE FDS 0.2%

Value ($000) $287 Shares 3,426 Est. Cost $80.27 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CSCO	CISCO SYS INC	9,648	$743	0.6%	$55.37	+33.3%	COM	17275R102
WSBK	WINCHESTER BANCORP INC	70,000	$732	0.6%	$9.44	+3.3%	COM	97269D103
MRSH	MARSH & MCLENNAN COS INC	1,954	$362	0.3%	$218.20	-14.6%	COM	571748102
—	MFS MULTIMARKET INCOME TR	54,404	$253	0.2%	$4.69	—	SH BEN INT	552737108
ESGU	ISHARES TR	2,278	$339	0.3%	$128.82	—	ESG AWR MSCI USA	46435G425
EMR	EMERSON ELEC CO	2,585	$343	0.3%	$119.02	+11.2%	COM	291011104
DGRW	WISDOMTREE TR	3,851	$344	0.3%	$83.74	—	US QTLY DIV GRT	97717X669
XLP	SELECT SECTOR SPDR TR	4,659	$362	0.3%	$78.85	—	STATE STREET CON	81369Y308
CL	COLGATE PALMOLIVE CO	3,662	$289	0.2%	$93.07	-15.9%	COM	194162103
VCIT	VANGUARD SCOTTSDALE FDS	3,426	$287	0.2%	$80.27	—	INT-TERM CORP	92206C870