Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	Vanguard Total Stock Mkt ETF	252,196	$39.48M	11.6%	$94.75	—	Equity	922908769
VYM	Vanguard High Dividend Yield Index ETF	226,914	$17.88M	5.3%	$60.33	—	Equity	921946406
VGT	Vanguard Information Technology ETF	45,568	$12.7M	3.7%	$97.37	—	Equity	92204A702
MSFT	Microsoft	59,028	$12.01M	3.5%	$28.28	+511.9%	Equity	594918104
BRK/B	Berkshire Hathaway Cl B	56,694	$10.12M	3.0%	$116.41	+56.9%	Equity	084670702
PRF	Invesco FTSE RAFI US 1000 ETF	74,073	$8.023M	2.4%	$113.42	—	Equity	46137V613
VOO	Vanguard S&P 500 ETF	28,190	$7.99M	2.4%	$194.21	—	Equity	922908363
GBIL	Goldman Sachs TreasuryAccess 0-1 Year ETF	65,355	$6.568M	1.9%	$100.14	—	UserDef	381430529
AAPL	Apple Computer	15,977	$5.828M	1.7%	$25.77	+191.4%	Equity	037833100
DGS	WisdomTree Emerging Mkts Smallcap Div	136,220	$5.314M	1.6%	$44.54	—	Equity	97717W281
PEP	Pepsico, Inc.	39,421	$5.214M	1.5%	$60.25	+83.9%	Equity	713448108
JNJ	Johnson & Johnson	34,825	$4.897M	1.4%	$70.06	+77.3%	Equity	478160104
SHY	iShares 1-3 Yr Treas Index Fd	55,665	$4.821M	1.4%	$83.88	—	Equity	464287457
KR	Kroger	135,188	$4.576M	1.3%	$21.79	+32.0%	Equity	501044101
EFAV	iShares MSCI EAFE Minimum Volatility	68,410	$4.519M	1.3%	$65.82	—	Equity	46429B689
LPX	Louisiana Pacific	174,570	$4.478M	1.3%	$24.66	-14.2%	Equity	546347105
GOOG	Alphabet Inc. CL C	3,073	$4.344M	1.3%	$42.98	+55.8%	Equity	02079K107
—	Lam Research Corp.	13,065	$4.226M	1.2%	$187.96	—	Equity	512807108
UNP	Union Pacific Corporation	24,252	$4.1M	1.2%	$66.96	+111.2%	Equity	907818108
IXUS	iShares Core MSCI Total Intl Stk ETF	70,405	$3.838M	1.1%	$52.88	—	Equity	46432F834
VZ	Verizon Communications	68,652	$3.785M	1.1%	$29.97	+36.0%	Equity	92343V104
BRK/A	Berkshire Hathaway Cl A	14	$3.742M	1.1%	$180542.53	+51.8%	Equity	084670108
CMCSA	Comcast Corporation	95,343	$3.716M	1.1%	$29.51	+11.0%	Equity	20030N101
NOC	Northrop Grumman Corp.	12,041	$3.702M	1.1%	$66.04	+352.0%	Equity	666807102
JPM	J P Morgan Chase	39,247	$3.692M	1.1%	$68.41	+19.5%	Equity	46625H100
SYK	Stryker Corp	20,195	$3.639M	1.1%	$91.78	+89.2%	Equity	863667101
WY	Weyerhaeuser	157,345	$3.534M	1.0%	$19.99	-17.7%	Equity	962166104
DIS	Walt Disney Co.	31,166	$3.475M	1.0%	$85.75	+25.8%	Equity	254687106
VT	Vanguard Total World Stk Index ETF	45,700	$3.418M	1.0%	$56.36	—	Equity	922042742
—	Laboratory Corp of America Holdings	19,282	$3.203M	0.9%	$148.38	—	Equity	50540R409
COST	Costco Wholesale	10,498	$3.183M	0.9%	$144.37	+93.4%	Equity	22160K105
PNW	Pinnacle West Cap Cp	39,755	$2.914M	0.9%	$59.12	0.0%	Equity	723484101
JHMM	John Hancock Multifactor Mid Cap ETF	81,533	$2.863M	0.8%	$32.23	—	Equity	47804J206
POR	Portland Gen Elec Co	65,610	$2.743M	0.8%	$32.45	+11.5%	Equity	736508847
WWD	Woodward Inc.	35,005	$2.715M	0.8%	$99.77	-36.8%	Equity	980745103
MGC	Vanguard Mega Cap ETF	24,630	$2.696M	0.8%	$65.14	—	Equity	921910873
SHV	iShares Short Treasury Bond	24,310	$2.692M	0.8%	$111.00	—	Equity	464288679
VHT	Vanguard Health Care ETF	13,730	$2.645M	0.8%	$106.57	—	Equity	92204A504
VXF	Vanguard Extended Mkt ETF	22,336	$2.643M	0.8%	$72.04	—	Equity	922908652
AMZN	Amazon.com Inc.	953	$2.629M	0.8%	$37.33	+223.6%	Equity	023135106
RSP	Invesco S&P 500 Equal Weight ETF	25,530	$2.598M	0.8%	$105.03	—	Equity	46137V357
HON	Honeywell International Inc	17,503	$2.531M	0.7%	$73.35	+60.7%	Equity	438516106
QQQ	Invesco QQQ Trust	9,750	$2.414M	0.7%	$180.56	—	Equity	46090E103
MFUS	PIMCO RAFI Dyn Multi-Factor US Eq ETF	86,321	$2.391M	0.7%	$25.90	—	Equity	72202L363
FMX	Fomento Economico Mexicano	38,219	$2.37M	0.7%	$87.73	—	Equity	344419106
RTX	Raytheon Technologies Corp	37,237	$2.295M	0.7%	$54.61	0.0%	Equity	75513E101
—	Skechers U.S.A., Inc.	65,265	$2.048M	0.6%	$29.46	—	Equity	830566105
IMKTA	Ingles Markets, Inc.	47,062	$2.027M	0.6%	$22.44	+70.6%	Equity	457030104
JMST	JPMorgan Ultra-Short Municipal Inc ETF	38,300	$1.952M	0.6%	$50.61	—	Equity	46641Q654
IRM	Iron Mountain Inc	73,430	$1.917M	0.6%	$23.14	-16.7%	Equity	46284V101
—	SPDR Gold MiniShares	103,350	$1.835M	0.5%	$16.17	—	Equity	98149E204
NKE	Nike, Inc.	18,565	$1.82M	0.5%	$42.55	+100.9%	Equity	654106103
CVX	ChevronTexaco	20,115	$1.795M	0.5%	$74.77	-6.6%	Equity	166764100
SPY	S & P 500 Index Fund	5,747	$1.772M	0.5%	$175.13	—	Equity	78462F103
GLD	Streettracks Gold Shrs	10,327	$1.728M	0.5%	$120.55	—	Equity	78463V107
VNQ	Vanguard REIT ETF	21,635	$1.699M	0.5%	$82.10	—	Equity	922908553
NVS	Novartis AG Adr	19,291	$1.685M	0.5%	$71.44	—	Equity	66987V109
MAA	Mid-America Apartment Communities Inc.	14,505	$1.663M	0.5%	$65.16	+42.7%	UserDef	59522J103
VBR	Vanguard Small Cap Value ETF	15,155	$1.62M	0.5%	$109.40	—	Equity	922908611
GOOGL	Alphabet Inc. CL A	1,137	$1.613M	0.5%	$37.13	+80.2%	Equity	02079K305
—	VMware Inc Cl A	10,340	$1.601M	0.5%	$126.27	—	Equity	928563402
BALL	Ball Corp	22,500	$1.564M	0.5%	$28.74	+119.8%	Equity	058498106
HD	Home Depot	5,929	$1.485M	0.4%	$62.55	+219.3%	Equity	437076102
MMM	3M Company	9,425	$1.47M	0.4%	$120.31	-14.9%	Equity	88579Y101
DWM	WisdomTree DEFA ETF	30,602	$1.355M	0.4%	$49.81	—	Equity	97717W703
DE	Deere & Company	8,171	$1.284M	0.4%	$125.24	+7.2%	Equity	244199105
PLD	ProLogis	13,470	$1.257M	0.4%	$67.32	+13.3%	UserDef	74340W103
—	Discover Financial Services	24,820	$1.243M	0.4%	$44.91	—	Equity	254709108
JBTM	John Bean Technologies	13,966	$1.201M	0.4%	$19.54	+289.4%	Equity	477839104
TGT	Target Corporation	9,980	$1.197M	0.4%	$92.79	+5.8%	Equity	87612E106
VEU	Vanguard FTSE All World exUS ETF	25,000	$1.19M	0.4%	$43.11	—	Equity	922042775
BA	Boeing	6,425	$1.178M	0.3%	$200.32	-23.3%	Equity	097023105
VPU	Vanguard Utilities ETF	9,253	$1.144M	0.3%	$84.20	—	Equity	92204A876
—	Urstadt Biddle Pptys Inc Cl A	92,000	$1.093M	0.3%	$19.36	—	Equity	917286205
JPST	JPMorgan Ultra-Short Income ETF	21,280	$1.08M	0.3%	$50.75	—	Equity	46641Q837
BSV	Vanguard Short Term Bond ETF	12,800	$1.064M	0.3%	$80.18	—	Equity	921937827
PSX	Phillips 66	14,313	$1.029M	0.3%	$63.79	-11.9%	Equity	718546104
ES	Eversource Energy	12,172	$1.014M	0.3%	$36.19	+85.7%	Equity	30040W108
V	Visa Inc	5,198	$1.004M	0.3%	$66.09	+165.6%	Equity	92826C839
EXPE	Expedia Inc.	11,975	$984K	0.3%	$86.60	-16.7%	Equity	30212P303
—	Fiat Chrysler Automobiles N.V.	95,120	$974K	0.3%	$11.05	—	Equity	N31738102
VFH	Vanguard Financials ETF	16,980	$971K	0.3%	$53.36	—	Equity	92204A405
SCZ	iShares Msci Eafe Small Cap Index Fd	17,860	$958K	0.3%	$51.82	—	Equity	464288273
SBUX	Starbucks	12,948	$953K	0.3%	$37.86	+75.2%	Equity	855244109
ITT	ITT Inc.	15,925	$935K	0.3%	$52.17	+1.6%	Equity	45073V108
KIM	Kimco Realty Corp (moved From Delaware	70,295	$903K	0.3%	$8.81	0.0%	UserDef	49446R109
VWO	Vanguard FTSE Emerging Mkts ETF	21,755	$862K	0.3%	$39.62	—	Equity	922042858
WMT	Wal-Mart Stores	7,189	$861K	0.3%	$25.67	+48.3%	Equity	931142103
WM	Waste Management	8,086	$856K	0.3%	$30.90	+198.2%	Equity	94106L109
—	Monmouth Real Estate Investment Corp.	58,400	$846K	0.2%	$13.62	—	UserDef	609720107
PPL	PPL Corp.	32,233	$833K	0.2%	$18.07	+14.2%	Equity	69351T106
STWD	Starwood Ppty Trust, Inc.	54,800	$820K	0.2%	$21.52	—	UserDef	85571B105
INTC	Intel	13,657	$817K	0.2%	$26.46	+101.1%	Equity	458140100
MRK	Merck & Co Inc	10,470	$810K	0.2%	$43.89	+43.3%	Equity	58933Y105
ABBV	AbbVie Inc.	8,119	$797K	0.2%	$27.91	+152.6%	Equity	00287Y109
—	Nordstrom Inc.	50,405	$781K	0.2%	$40.90	—	Equity	655664100
VSS	Vanguard FTSE All World ex-US Small-Cap ETF	8,055	$778K	0.2%	$102.00	—	Equity	922042718
HST	Host Hotels & Resorts, Inc.	66,700	$720K	0.2%	$12.28	-22.7%	UserDef	44107P104
PHYS	Sprott Physical Gold Trust	49,000	$701K	0.2%	$13.55	—	Equity	85207H104
USB	US Bancorp	16,950	$624K	0.2%	$22.62	+23.1%	Equity	902973304
GS	Goldman Sachs Group Inc	3,090	$611K	0.2%	$180.01	-8.8%	Equity	38141G104
NEE	NextEra Energy Inc New	2,438	$586K	0.2%	$15.99	+225.1%	Equity	65339F101
HIW	Highwoods Properties Inc.	14,992	$560K	0.2%	$40.76	—	UserDef	431284108
RYN	Rayonier	22,352	$554K	0.2%	$34.72	—	Equity	754907103
SON	Sonoco Products	10,560	$552K	0.2%	$26.93	+50.3%	Equity	835495102
PINS	Pinterest Inc Cl A	24,230	$537K	0.2%	$19.52	0.0%	Equity	72352L106
—	Hanesbrands Inc.	46,370	$524K	0.2%	$20.76	—	Equity	410345102
BMY	Bristol Myers Squibb	8,534	$502K	0.1%	$29.02	+65.2%	Equity	110122108
LMT	Lockheed Martin Corp	1,370	$500K	0.1%	$269.09	+20.3%	Equity	539830109
OSK	Oshkosh Corp	6,740	$483K	0.1%	$67.54	-8.0%	Equity	688239201
JPIN	JP Morgan Diversified Return Intl Eq ETF	9,766	$483K	0.1%	$52.50	—	Equity	46641Q209
—	Urstadt Biddle Pptys	42,798	$430K	0.1%	$18.12	—	UserDef	917286106
ADP	Automatic Data Processing	2,790	$415K	0.1%	$53.61	+136.9%	Equity	053015103
BCC	Boise Cascade Co	10,900	$410K	0.1%	$24.48	-7.4%	Equity	09739D100
UPS	United Parcel Service, Inc.	3,660	$407K	0.1%	$81.83	-2.5%	Equity	911312106
UNH	Unitedhealth Group	1,339	$395K	0.1%	$58.25	+348.2%	Equity	91324P102
ALB	Albemarle Corp	5,095	$393K	0.1%	$118.88	-46.7%	Equity	012653101
AHRT	Armada Hoffler Properties, Inc.	37,300	$371K	0.1%	$13.12	—	UserDef	04208T108
NSC	Norfolk Southern Crp	2,100	$369K	0.1%	$57.67	+161.8%	Equity	655844108
PFE	Pfizer Inc.	10,929	$357K	0.1%	$17.66	+47.2%	Equity	717081103
—	Perth Mint Physical Gold ETF	19,500	$347K	0.1%	$17.79	—	Equity	715426102
D	Dominion Resources	4,095	$332K	0.1%	$34.60	+81.1%	Equity	25746U109
XOM	Exxon Mobil	7,400	$331K	0.1%	$52.43	-33.6%	Equity	30231G102
PG	Procter & Gamble	2,763	$330K	0.1%	$56.39	+80.0%	Equity	742718109
CSCO	Cisco Systems	7,080	$330K	0.1%	$19.78	+87.0%	Equity	17275R102
CLX	Clorox Company	1,500	$329K	0.1%	$64.48	+161.7%	Equity	189054109
IWS	iShares Russell Midcap Value Index	4,107	$314K	0.1%	$72.60	—	Equity	464287473
MATX	Matson Navigation Co.	10,696	$311K	0.1%	$19.67	+34.3%	Equity	57686G105
ORCL	Oracle	5,604	$310K	0.1%	$38.31	+27.9%	Equity	68389X105
EW	Edwards Lifesciences	4,467	$309K	0.1%	$55.05	+29.1%	Equity	28176E108
BK	Bank of New York Mellon	7,990	$309K	0.1%	$23.00	+35.1%	Equity	064058100
NBTB	NBT Bancorp Inc	10,000	$308K	0.1%	$20.54	+51.6%	Equity	628778102
DUK	Duke Energy	3,713	$297K	0.1%	$66.91	+1.0%	Equity	26441C204
IWR	iShares Russell Mid-Cap Index	5,476	$294K	0.1%	$76.26	—	Equity	464287499
—	Atlas Corp	38,320	$291K	0.1%	$7.70	—	Equity	Y0436Q109
—	iShares Gold Trust	17,000	$289K	0.1%	$13.44	—	Equity	464285105
MRTN	MartenTransport Ltd.	11,125	$280K	0.1%	$6.70	+105.1%	Equity	573075108
ITIC	Investors Title	2,275	$276K	0.1%	$71.14	+75.2%	Equity	461804106
TROW	T Rowe Price Group, Inc.	2,160	$267K	0.1%	$58.37	+53.9%	Equity	74144T108
OUNZ	VanEck Merk Gold Trust	15,000	$261K	0.1%	$17.40	—	Equity	921078101
VGSH	Vanguard Short-Term Treasury ETF	4,001	$249K	0.1%	$60.98	—	Equity	92206C102
VOE	Vanguard Mid-Cap Value ETF	2,505	$240K	0.1%	$96.71	—	Equity	922908512
CLAR	Clarus Corp.	20,737	$240K	0.1%	$9.06	+4.2%	Equity	18270P109
IWB	iShares Russell 1000	1,396	$240K	0.1%	$113.42	—	Equity	464287622
AXP	American Express	2,478	$236K	0.1%	$59.99	+42.7%	Equity	025816109
OTIS	Otis Worldwide Corp	4,094	$233K	0.1%	$47.48	0.0%	Equity	68902V107
AB	AllianceBernstein Holding L.P.	8,500	$232K	0.1%	$24.94	—	UserDef	01881G106
WHR	Whirlpool Corp	1,750	$227K	0.1%	$114.44	0.0%	Equity	963320106
SJM	JM Smucker	2,020	$214K	0.1%	$77.96	+19.9%	Equity	832696405
ACN	Accenture PLC	990	$213K	0.1%	$63.81	+173.6%	Equity	G1151C101
BAC	Bank of America	8,900	$211K	0.1%	$20.49	+0.4%	Equity	060505104
FDX	Fedex Corp	1,350	$189K	0.1%	$93.56	+21.0%	Equity	31428X106
NWS	News Corp Cl B new	15,800	$189K	0.1%	$11.78	-12.6%	Equity	65249B208
IP	Intl Paper Co.	5,350	$188K	0.1%	$26.47	-6.3%	Equity	460146103
IWD	iShares Russell 1000 Value Index Fd	1,663	$187K	0.1%	$102.37	—	Equity	464287598
CARR	Carrier Global Corp	8,196	$182K	0.1%	$17.13	0.0%	Equity	14448C104
—	City Office Reit, Inc.	17,900	$180K	0.1%	$10.40	—	UserDef	178587101
FNDX	Schwab Fundamental US Large Company ETF	4,800	$177K	0.1%	$35.54	—	Equity	808524771
BNS	Bank of Nova Scotia	4,200	$173K	0.1%	$31.18	-5.5%	Equity	064149107
LSCC	Lattice Semiconductor	6,000	$170K	0.1%	$18.33	—	Equity	518415104
AMGN	Amgen Inc	714	$168K	0.0%	$191.68	0.0%	Equity	031162100
CNI	Canadian National Railway Co.	1,900	$168K	0.0%	$42.50	+75.9%	Equity	136375102
PCH	Potlatch Corp	4,346	$165K	0.0%	$37.97	—	Equity	737630103
KO	Coca-Cola Company	3,700	$165K	0.0%	$28.19	+37.4%	Equity	191216100
—	Equity Commonwealth	5,000	$161K	0.0%	$31.80	—	UserDef	294628102
DGX	Quest Diagnostics Inc.	1,400	$160K	0.0%	$58.24	+63.4%	Equity	74834L100
HUM	Humana Inc.	400	$155K	0.0%	$71.14	+400.0%	Equity	444859102
QDF	Flexshares Quality Dividend Index Fd.	3,592	$152K	0.0%	$35.32	—	Equity	33939L860
—	Linde PLC	700	$148K	0.0%	$211.43	—	Equity	G5494J103
GLW	Corning Inc	5,700	$148K	0.0%	$15.18	+27.8%	Equity	219350105
SNY	Sanofi-Aventis Sponsored Adr	2,600	$133K	0.0%	$51.15	—	Equity	80105N105
SDY	SPDR S&P Dividend ETF	1,460	$133K	0.0%	$73.17	—	Equity	78464A763
BDX	Becton Dickinson Co	550	$132K	0.0%	$117.39	+87.7%	Equity	075887109
BAX	Baxter International	1,500	$129K	0.0%	$64.40	+20.6%	Equity	071813109
—	Trustco Bk Corp Ny	20,000	$127K	0.0%	$5.44	—	Equity	898349105
—	General American Investors Co.	4,000	$127K	0.0%	$34.48	—	Equity	368802104
GSIE	Goldman Sachs ActiveBeta Intl Eq ETF	4,700	$125K	0.0%	$26.60	—	Equity	381430107
ABT	Abbott Laboratories	1,300	$119K	0.0%	$32.26	+154.0%	Equity	002824100
META	Facebook Inc	515	$117K	0.0%	$207.33	0.0%	Equity	30303M102
QUAL	iShares Edge MSCI USA Quality Factor ETF	1,200	$115K	0.0%	$95.83	—	Equity	46432F339
UGI	UGI Corp	3,550	$113K	0.0%	$28.86	+5.1%	Equity	902681105
LUV	Southwest Air	3,280	$112K	0.0%	$24.19	+22.2%	Equity	844741108
TMP	Tompkins Financial Corp	1,700	$110K	0.0%	$41.71	+26.8%	Equity	890110109
MA	Mastercard Inc Cl A	365	$108K	0.0%	$273.34	0.0%	Equity	57636Q104
ALL	Allstate	1,110	$108K	0.0%	$76.90	+11.4%	Equity	020002101
ELV	Anthem Inc	400	$105K	0.0%	$247.08	0.0%	Equity	036752103
CAT	Caterpillar	815	$103K	0.0%	$106.19	0.0%	Equity	149123101
—	Xilinx Inc	1,050	$103K	0.0%	$98.10	—	Equity	983919101
LXFR	Luxfer Holdings PLC	7,200	$102K	0.0%	$24.31	-43.3%	Equity	G5698W116
—	Westport Fuel Systems Inc.	10,000	$12,000	0.0%	$2.50	—	Equity	960908309
TTI	TETRA Technologies Inc.	10,000	$5,000	0.0%	$0.40	0.0%	Equity	88162F105