Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IGSB	ISHARES 1-5Y I/G CORP BND	1,080,114	$59.59M	7.2%	$67.93	—	ISHS 1-5YR INVS	464288646
SUB	ISHRS S/T NATL MUN BD ETF	407,156	$44.02M	5.3%	$105.84	—	SHRT NAT MUN ETF	464288158
IQDG	WISDOM INTL QLTY DIV GWTH	1,189,848	$43.44M	5.2%	$29.48	—	INTL QULTY DIV	97717X131
DGRW	WISDOMTREE US QLTY DIV GW	748,138	$40.37M	4.9%	$43.27	—	US QTLY DIV GRT	97717X669
HYLS	FIRST TR TACTICAL H/Y ETF	580,264	$28.27M	3.4%	$47.07	—	FIRST TR TA HIYL	33738D408
IGIB	ISHARES 5-10Y I/G CORP BD	368,826	$22.79M	2.7%	$73.03	—	ISHS 5-10YR INVT	464288638
IWC	ISHARES RUSS MICROCAP IND	185,013	$21.95M	2.6%	$80.41	—	MICRO-CAP ETF	464288869
IWS	ISHARES RUSS M/CAP VL IND	222,708	$21.59M	2.6%	$78.74	—	RUS MDCP VAL ETF	464287473
SCZ	ISHARES MSCI EAFE S/C ETF	307,964	$21.05M	2.5%	$54.64	—	EAFE SML CP ETF	464288273
IJS	ISHARES S&P SC 600VAL IND	254,381	$20.68M	2.5%	$108.66	—	SP SMCP600VL ETF	464287879
IJT	ISHARES S&P SC 600 GW IND	179,652	$20.51M	2.5%	$137.67	—	S&P SML 600 GWT	464287887
MUB	ISHARES NATL MUNI BND ETF	169,419	$19.86M	2.4%	$111.05	—	NATIONAL MUN ETF	464288414
IWP	ISHARES-RUSSEL MID GWTH	186,493	$19.14M	2.3%	$100.69	—	RUS MD CP GR ETF	464287481
JPST	JP MORG ULT-SHRT INCM ETF	352,429	$17.9M	2.2%	$50.79	—	ULTRA SHRT INC	46641Q837
AAPL	APPLE INC	130,626	$17.33M	2.1%	$86.70	+35.0%	COM	037833100
JMST	JP MORGAN TR ULTRA SHORT	317,123	$16.19M	1.9%	$51.04	—	ULTRA SHT MUNCPL	46641Q654
DGRE	WISDOMTREE E/M QLTY DV GW	460,561	$13.07M	1.6%	$24.64	—	EM MKTS QTLY DIV	97717W323
IJR	ISHARES CORE S&P SML-CAP	115,865	$10.65M	1.3%	$70.41	—	CORE S&P SCP ETF	464287804
ICF	ISHARES C&S REIT ETF	188,637	$10.16M	1.2%	$77.90	—	COHEN STEER REIT	464287564
QQQ	INVESCO QQQ TRUST	30,905	$9.696M	1.2%	$238.28	—	UNIT SER 1	46090E103
MSFT	MICROSOFT CORP	38,019	$8.456M	1.0%	$51.02	+303.8%	COM	594918104
GOOG	ALPHABET INC CL-C	4,151	$7.272M	0.9%	$44.73	+87.2%	CAP STK CL C	02079K107
META	FACEBOOK INC CL-A	26,111	$7.132M	0.9%	$151.21	+80.0%	CL A	30303M102
SCHG	SCHWAB STR US L/C GWT ETF	55,429	$7.118M	0.9%	$48.64	—	US LCAP GR ETF	808524300
IWO	ISHARES RUSS 2000 GW INDX	24,636	$7.063M	0.8%	$159.33	—	RUS 2000 GRW ETF	464287648
GBIL	GOLDMAN ACC TREAS 0-1 ETF	70,129	$7.021M	0.8%	$100.35	—	ACCES TREASURY	381430529
SCHV	SCHWAB STR US L/C VAL ETF	109,292	$6.506M	0.8%	$42.81	—	US LCAP VA ETF	808524409
AMGN	AMGEN INC	27,365	$6.292M	0.8%	$130.56	+50.4%	COM	031162100
NVDA	NVIDIA CORP	11,633	$6.074M	0.7%	$4.53	+194.9%	COM	67066G104
IVV	ISHARES CORE S&P 500 ETF	15,793	$5.929M	0.7%	$263.36	—	CORE S&P500 ETF	464287200
PAGS	PAGSEGURO DIGITAL LTD-A	103,000	$5.859M	0.7%	$28.15	+59.4%	COM CL A	G68707101
IEMG	ISHARES CORE MSCI EMG MKT	93,237	$5.784M	0.7%	$46.60	—	CORE MSCI EMKT	46434G103
JPM	JP MORGAN CHASE & CO	45,046	$5.724M	0.7%	$56.28	+74.4%	COM	46625H100
BAC	BANK OF AMERICA	187,329	$5.678M	0.7%	$18.29	+29.3%	COM	060505104
TGT	TARGET CORP	31,537	$5.567M	0.7%	$49.70	+191.5%	COM	87612E106
CI	CIGNA CORP-NEW	26,326	$5.481M	0.7%	$148.71	+20.7%	COM	125523100
RWX	SPDR DJ INTL R/ESTATE ETF	153,764	$5.242M	0.6%	$36.64	—	DJ INTL RL ETF	78463X863
AGG	ISHARES CORE US AGG BD ET	43,269	$5.114M	0.6%	$110.07	—	CORE US AGGBD ET	464287226
JNJ	JOHNSON & JOHNSON	32,400	$5.099M	0.6%	$84.55	+50.8%	COM	478160104
SCHC	SCHWAB INTL S/CP EQT ETF	132,724	$4.997M	0.6%	$28.41	—	INTL SCEQT ETF	808524888
BA	BOEING COMPANY	22,226	$4.757M	0.6%	$224.07	-14.2%	COM	097023105
PG	PROCTER & GAMBLE CO.	34,184	$4.756M	0.6%	$68.83	+78.9%	COM	742718109
SHV	ISHARES SHORT TREASURY BD	42,749	$4.725M	0.6%	$110.82	—	SHORT TREAS BD	464288679
DD	DUPONT DE NEMOURS INC	65,724	$4.674M	0.6%	$21.08	+12.5%	COM	26614N102
D	DOMINION ENERGY INC	61,786	$4.646M	0.6%	$63.42	0.0%	COM	25746U109
RPM	RPM INTL INC (DEL)	50,600	$4.593M	0.6%	$45.44	+94.0%	COM	749685103
EFG	ISHARES MSCI EAFE GTH ETF	45,268	$4.568M	0.5%	$70.71	—	EAFE GRWTH ETF	464288885
CSCO	CISCO SYSTEMS INC	101,765	$4.554M	0.5%	$21.92	+60.9%	COM	17275R102
WMT	WALMART INC	31,455	$4.534M	0.5%	$23.41	+93.3%	COM	931142103
AXP	AMERICAN EXPRESS CO	37,397	$4.522M	0.5%	$77.60	+33.8%	COM	025816109
HD	HOME DEPOT INC	16,992	$4.513M	0.5%	$85.54	+183.5%	COM	437076102
C	CITIGROUP INC-NEW	72,783	$4.488M	0.5%	$48.52	-12.7%	COM NEW	172967424
EFA	ISHARES MSCI EAFE ETF	60,212	$4.393M	0.5%	$57.46	—	MSCI EAFE ETF	464287465
MRK	MERCK & CO INC-NEW	53,542	$4.38M	0.5%	$42.84	+51.4%	COM	58933Y105
REGN	REGENERON PHARM INC	9,064	$4.379M	0.5%	$344.95	+55.6%	COM	75886F107
AFL	AFLAC INC	96,716	$4.301M	0.5%	$32.44	+12.0%	COM	001055102
PFE	PFIZER INC	116,456	$4.287M	0.5%	$21.50	+33.2%	COM	717081103
VO	VANGUARD MID-CAP ETF	20,648	$4.269M	0.5%	$129.38	—	MID CAP ETF	922908629
IWN	ISHARES RUSS 2000 VAL IND	32,191	$4.241M	0.5%	$100.96	—	RUS 2000 VAL ETF	464287630
IWF	ISHARES RUSS 1000 GWT IND	17,556	$4.219M	0.5%	$96.88	—	RUS 1000 GRW ETF	464287614
V	VISA INC CLASS-A	18,591	$4.066M	0.5%	$174.34	+13.1%	COM CL A	92826C839
DHI	D.R HORTON INC	58,572	$4.037M	0.5%	$36.74	+88.5%	COM	23331A109
PHG	KONINKLIJKE PHILIPS N.V.	73,889	$4.003M	0.5%	$49.53	—	NY REG SH NEW	500472303
CVX	CHEVRON CORP	47,381	$4.001M	0.5%	$73.18	-11.2%	COM	166764100
MET	METLIFE INC	84,179	$3.952M	0.5%	$32.92	+12.4%	COM	59156R108
SBUX	STARBUCKS CORP	36,060	$3.858M	0.5%	$64.46	+32.1%	COM	855244109
KMB	KIMBERLY CLARK CORP	27,829	$3.752M	0.5%	$83.71	+38.5%	COM	494368103
INTC	INTEL CORPORATION	74,271	$3.7M	0.4%	$25.17	+74.9%	COM	458140100
VUG	VANGUARD GROWTH ETF	14,423	$3.654M	0.4%	$101.62	—	GROWTH ETF	922908736
GD	GENERAL DYNAMICS CORP	24,513	$3.648M	0.4%	$112.80	+15.8%	COM	369550108
T	AT & T INC	124,797	$3.589M	0.4%	$13.83	+11.2%	COM	00206R102
BABA	ALIBABA GROUP HOLDING-ADR	15,070	$3.507M	0.4%	$185.30	—	SPONSORED ADS	01609W102
IJJ	ISHARES S&P MC 400VAL IND	40,274	$3.476M	0.4%	$109.48	—	S&P MC 400VL ETF	464287705
AMZN	AMAZON COM INC	1,039	$3.384M	0.4%	$87.09	+83.2%	COM	023135106
—	UNILEVER PLC ADR	55,215	$3.333M	0.4%	$60.36	—	SPON ADR NEW	904767704
—	XILINX INC	22,884	$3.244M	0.4%	$66.58	—	COM	983919101
VEU	VANGRD FTSE ALL-WLD EX-US	55,329	$3.229M	0.4%	$48.91	—	ALLWRLD EX US	922042775
VB	VANGUARD SMALL-CAP ETF	16,521	$3.216M	0.4%	$119.06	—	SMALL CP ETF	922908751
TFI	SPDR NUV BLM BARC MUNI BD	59,585	$3.128M	0.4%	$48.13	—	NUVEEN BRC MUNIC	78468R721
SAP	SAP SE SPON ADR	22,755	$2.967M	0.4%	$119.26	—	SPON ADR	803054204
VTI	VANGUARD TTL STK MRKT ETF	14,262	$2.776M	0.3%	$106.01	—	TOTAL STK MKT	922908769
IWD	ISHARES RUSS 1000 VAL IND	18,815	$2.573M	0.3%	$98.94	—	RUS 1000 VAL ETF	464287598
BP	BP PLC ADR	117,718	$2.416M	0.3%	$31.72	—	SPONSORED ADR	055622104
IWR	ISHARES RUSSELL M/CAP IND	34,363	$2.356M	0.3%	$63.02	—	RUS MID CAP ETF	464287499
RWR	SPDR DJ REIT ETF	25,425	$2.204M	0.3%	$79.60	—	DJ REIT ETF	78464A607
—	ISHARES GOLD TRUST ETF	117,623	$2.133M	0.3%	$12.26	—	ISHARES	464285105
XOM	EXXON MOBIL CORP	50,131	$2.066M	0.2%	$47.02	-35.4%	COM	30231G102
IEFA	ISHARES CORE MSCI EAFE	29,869	$2.064M	0.2%	$51.14	—	CORE MSCI EAFE	46432F842
VBK	VANGUARD SM-CAP GWTH ETF	7,635	$2.043M	0.2%	$158.32	—	SML CP GRW ETF	922908595
GDX	VANECK VEC GLD MINERS ETF	52,932	$1.907M	0.2%	$22.82	—	GOLD MINERS ETF	92189F106
CMF	ISHARES CALIFORNIA MUNI	27,569	$1.732M	0.2%	$75.58	—	CALIF MUN BD ETF	464288356
VWO	VANGUARD FTSE EMERG MKT	33,142	$1.661M	0.2%	$36.98	—	FTSE EMR MKT ETF	922042858
SPY	SPDR S&P 500 ETF	4,271	$1.597M	0.2%	$213.75	—	TR UNIT	78462F103
SHYG	ISHARES 0-5 YEAR HIGH YLD	31,246	$1.42M	0.2%	$46.86	—	0-5YR HI YL CP	46434V407
—	WISDOMTREE INTL ESG ETF	48,655	$1.394M	0.2%	$20.41	—	INTL ESG FUND	97717Y709
NFLX	NETFLIX INC	2,458	$1.329M	0.2%	$35.52	+42.7%	COM	64110L106
SCHF	SCHWAB INTL EQUITY ETF	36,732	$1.323M	0.2%	$30.47	—	INTL EQTY ETF	808524805
SCHX	SCHWAB US LARGE-CAP ETF	13,898	$1.264M	0.2%	$77.00	—	US LRG CAP ETF	808524201
SCHM	SCHWAB US MID CAP ETF	18,089	$1.233M	0.1%	$48.83	—	US MID-CAP ETF	808524508
SLYG	SPDR S&P 600 S/C GWTH ETF	16,116	$1.231M	0.1%	$86.53	—	S&P 600 SMCP GRW	78464A201
IJK	ISHARES S&P MC 400 GW IND	16,902	$1.221M	0.1%	$104.31	—	S&P MC 400GR ETF	464287606
WTRE	WISDOMTREE GL EX-US R/EST	45,815	$1.175M	0.1%	$23.45	—	GLB EX US RL EST	97717W331
DLS	WISDOMTREE ITL SMCP DV/FD	17,214	$1.172M	0.1%	$63.15	—	INTL SMCAP DIV	97717W760
WFC	WELLS FARGO CO	38,158	$1.152M	0.1%	$23.04	0.0%	COM	949746101
SPEM	SPDR INDX PTFL EM MKT ETF	23,904	$1.008M	0.1%	$28.46	—	PORTFOLIO EMG MK	78463X509
GWX	SPDR S&P INTL SM CAP ETF	27,870	$987K	0.1%	$27.85	—	S&P INTL SMLCP	78463X871
VV	VANGUARD LARGE-CAP ETF	5,502	$967K	0.1%	$104.74	—	LARGE CAP ETF	922908637
VNQI	VANGUARD GL EX-US R/E ETF	17,589	$955K	0.1%	$50.43	—	GLB EX US ETF	922042676
SCHA	SCHWAB US SMALL-CAP ETF	9,784	$871K	0.1%	$58.67	—	US SML CAP ETF	808524607
VNQ	VANGUARD REAL ESTATE ETF	10,149	$862K	0.1%	$78.58	—	REAL ESTATE ETF	922908553
BMY	BRISTOL MYERS SQUIBB CO	13,799	$856K	0.1%	$40.44	+23.7%	COM	110122108
DIM	WISDOMTREE ITL MIDCP DIV	12,215	$777K	0.1%	$60.12	—	INTL MIDCAP DV	97717W778
GOOGL	ALPHABET INC CL-A	416	$729K	0.1%	$49.00	+70.4%	CAP STK CL A	02079K305
SCHZ	SCHWAB US AGGREG BD ETF	12,491	$700K	0.1%	$51.92	—	US AGGREGATE B	808524839
SHM	SPDR NUV BLM BARC S/T MUN	13,437	$669K	0.1%	$48.29	—	NUVEEN BLMBRG SR	78468R739
PEP	PEPSICO INC	4,484	$665K	0.1%	$72.13	+68.1%	COM	713448108
BND	VANGUARD TOTAL BND MRKT	7,209	$636K	0.1%	$85.74	—	TOTAL BND MRKT	921937835
VZ	VERIZON COMMUNICATIONS	10,446	$614K	0.1%	$35.07	+25.4%	COM	92343V104
EFV	ISHARES MSCI EAFE VAL IND	12,873	$608K	0.1%	$53.81	—	EAFE VALUE ETF	464288877
PYPL	PAYPAL HOLDINGS INC	2,579	$604K	0.1%	$82.87	+149.5%	COM	70450Y103
BRK/B	BERKSHIRE HATHAWAY-B-NEW	2,579	$598K	0.1%	$199.53	+10.4%	CL B NEW	084670702
NKE	NIKE INC CL-B	4,111	$582K	0.1%	$82.29	+49.7%	CL B	654106103
RACE	FERRARI N.V.	2,500	$574K	0.1%	$204.03	0.0%	COM	N3167Y103
UNH	UNITED HEALTH GROUP INC	1,556	$546K	0.1%	$279.14	+10.4%	COM	91324P102
CRM	SALESFORCE.COM INC	2,366	$527K	0.1%	$187.47	+28.2%	COM	79466L302
BOND	PIMCO ACTIVE BOND ETF	4,470	$506K	0.1%	$106.76	—	ACTIVE BD ETF	72201R775
SLYV	SPDR S&P 600 S/C VAL ETF	7,501	$496K	0.1%	$85.78	—	S&P 600 SMCP VAL	78464A300
TXN	TEXAS INSTRUMENTS INC	2,914	$478K	0.1%	$79.24	+69.9%	COM	882508104
SCHE	SCHWAB EMRG MKT EQT ETF	15,610	$478K	0.1%	$24.38	—	EMRG MKTEQ ETF	808524706
SCHB	SCHWAB US BROAD MRKT-ETF	5,182	$471K	0.1%	$51.75	—	US BRD MKT ETF	808524102
DLN	WISDOMTREE US L/C DIV FD	4,365	$469K	0.1%	$84.51	—	US LARGECAP DIVD	97717W307
IJH	ISHARES CORE S&P MID-CAP	1,930	$444K	0.1%	$162.11	—	CORE S&P MCP ETF	464287507
ORCL	ORACLE CORP	6,867	$444K	0.1%	$54.16	+2.5%	COM	68389X105
FMS	FRESENIUS MED CARE AG&CO	10,482	$436K	0.1%	$34.82	—	SPONSORED ADR	358029106
IWM	ISHARES RUSSELL 2000 INDX	2,001	$392K	0.0%	$116.79	—	RUSSELL 2000 ETF	464287655
VEA	VANGUARD FTSE DEV MKT ETF	8,257	$390K	0.0%	$35.92	—	FTSE DEV MKT ETF	921943858
MA	MASTERCARD INC CL-A	1,084	$387K	0.0%	$269.10	+20.2%	CL A	57636Q104
BL	BLACKLINE INC	2,884	$385K	0.0%	$66.77	+67.1%	COM	09239B109
IBM	INTL BUSINESS MACHINES	2,951	$371K	0.0%	$99.91	-6.5%	COM	459200101
VOT	VANGUARD MID-CAP GWTH IND	1,745	$370K	0.0%	$96.19	—	MCAP GR IDXVIP	922908538
MDY	SPDR S&P MIDCAP 400 ETF	875	$367K	0.0%	$257.21	—	UTSER1 S&PDCRP	78467Y107
SUSA	ISHARES MSCI USA ESG SEL	4,418	$364K	0.0%	$98.66	—	MSCI USA ESG SLC	464288802
MCD	MCDONALDS CORP	1,688	$362K	0.0%	$106.36	+81.7%	COM	580135101
ABBV	ABBVIE INC	3,358	$360K	0.0%	$78.94	0.0%	COM	00287Y109
HYG	ISHARES IBOXX $ HI YLD BD	4,046	$353K	0.0%	$78.82	—	IBOXX HI YD ETF	464288513
LOW	LOWES COMPANIES INC	1,810	$291K	0.0%	$148.05	0.0%	COM	548661107
TSLA	TESLA INC	409	$289K	0.0%	$118.07	+44.5%	COM	88160R101
ADBE	ADOBE INC	567	$284K	0.0%	$355.23	+36.0%	COM	00724F101
COST	COSTCO WHOLESALE CORP	747	$281K	0.0%	$230.41	+50.8%	COM	22160K105
ESGD	ISHRS ESG AWR MSCI EAFE	3,709	$271K	0.0%	$53.49	—	ESG AW MSCI EAFE	46435G516
INTU	INTUIT INC	642	$244K	0.0%	$95.53	+256.2%	COM	461202103
ACN	ACCENTURE PLC CL-A	911	$238K	0.0%	$223.05	0.0%	SHS CLASS A	G1151C101
TIP	ISHARES TIPS BOND ETF	1,853	$237K	0.0%	$114.88	—	TIPS BD ETF	464287176
VTV	VANGUARD VALUE ETF	1,889	$225K	0.0%	$92.25	—	VALUE ETF	922908744
CSX	CSX CORP	2,400	$218K	0.0%	$26.81	0.0%	COM	126408103
FDM	FIRST TR DJ SEL MICROCAP	4,490	$215K	0.0%	$47.88	—	COM SHS ANNUAL	33718M105
SHW	SHERWIN-WILLIAMS CO	290	$213K	0.0%	$226.70	0.0%	COM	824348106
IYR	ISHARES US REAL EST ETF	2,433	$208K	0.0%	$79.95	—	U.S. REAL ES ETF	464287739
SCHP	SCHWAB U.S. TIPS ETF	3,290	$204K	0.0%	$55.44	—	US TIPS ETF	808524870
DIS	DISNEY WALT COMPANY	1,118	$202K	0.0%	$140.23	0.0%	COM	254687106