Investments & Financial Planning, LLC Long-Term Concentrated

CIK: 0001909307 · Show all filings

Period: Q3 2025 (← Previous) (Next →)

Filing Date: Nov 13, 2025

Total Value ($000): $185,105 (100.0% shares, 0.0% debt)

Holdings (37)

VB VANGUARD INDEX FDS 21.0%

Value ($000) $38,845 Shares 152,767 Est. Cost $208.92 Unrealized —

SPYG SPDR SERIES TRUST 20.9%

Value ($000) $38,654 Shares 369,859 Est. Cost $65.44 Unrealized —

IJH ISHARES TR 14.4%

Value ($000) $26,580 Shares 407,297 Est. Cost $100.30 Unrealized —

VO VANGUARD INDEX FDS 9.3%

Value ($000) $17,221 Shares 58,627 Est. Cost $227.77 Unrealized —

CGGR CAPITAL GROUP GROWTH ETF 6.3%

Value ($000) $11,661 Shares 265,510 Est. Cost $26.76 Unrealized —

URTH ISHARES INC 5.4%

Value ($000) $9,975 Shares 54,938 Est. Cost $128.71 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 4.5%

Value ($000) $8,290 Shares 60,161 Est. Cost $103.13 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 3.7%

Value ($000) $6,925 Shares 86,633 Est. Cost $78.72 Unrealized —

NVDA NVIDIA CORPORATION 2.4%

Value ($000) $4,522 Shares 24,236 Est. Cost $94.67 Unrealized +84.1%

BIV VANGUARD BD INDEX FDS 1.9%

Value ($000) $3,438 Shares 44,025 Est. Cost $80.82 Unrealized —

TSLA TESLA INC 1.3%

Value ($000) $2,471 Shares 5,557 Est. Cost $225.85 Unrealized +53.6%

SHYG ISHARES TR 1.2%

Value ($000) $2,281 Shares 52,684 Est. Cost $43.20 Unrealized —

VUG VANGUARD INDEX FDS 1.0%

Value ($000) $1,898 Shares 3,957 Est. Cost $285.64 Unrealized —

VTV VANGUARD INDEX FDS 0.8%

Value ($000) $1,407 Shares 7,546 Est. Cost $146.85 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 0.6%

Value ($000) $1,133 Shares 22,897 Est. Cost $53.03 Unrealized —

MUB ISHARES TR 0.5%

Value ($000) $900 Shares 8,449 Est. Cost $109.77 Unrealized —

SPYM SPDR SERIES TRUST 0.5%

Value ($000) $899 Shares 11,470 Est. Cost $52.82 Unrealized —

AAPL APPLE INC 0.4%

Value ($000) $758 Shares 2,976 Est. Cost $156.75 Unrealized +43.9%

VWOB VANGUARD WHITEHALL FDS 0.4%

Value ($000) $744 Shares 11,118 Est. Cost $69.30 Unrealized —

SPYV SPDR SERIES TRUST 0.3%

Value ($000) $631 Shares 11,402 Est. Cost $41.25 Unrealized —

LQD ISHARES TR 0.3%

Value ($000) $481 Shares 4,316 Est. Cost $123.71 Unrealized —

VOE VANGUARD INDEX FDS 0.3%

Value ($000) $470 Shares 2,694 Est. Cost $148.43 Unrealized —

SUB ISHARES TR 0.2%

Value ($000) $426 Shares 3,990 Est. Cost $105.91 Unrealized —

SPAB SPDR SERIES TRUST 0.2%

Value ($000) $424 Shares 16,385 Est. Cost $27.51 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $419 Shares 1,909 Est. Cost $115.97 Unrealized +95.2%

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value ($000) $419 Shares 1,942 Est. Cost $165.60 Unrealized —

SPDW SPDR INDEX SHS FDS 0.2%

Value ($000) $415 Shares 9,705 Est. Cost $35.61 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.2%

Value ($000) $404 Shares 13,874 Est. Cost $36.19 Unrealized —

VBR VANGUARD INDEX FDS 0.2%

Value ($000) $392 Shares 1,876 Est. Cost $174.55 Unrealized —

MSFT MICROSOFT CORP 0.2%

Value ($000) $328 Shares 633 Est. Cost $405.08 Unrealized +25.6%

SCHG SCHWAB STRATEGIC TR 0.2%

Value ($000) $296 Shares 9,285 Est. Cost $44.09 Unrealized —

BA BOEING CO 0.1%

Value ($000) $257 Shares 1,191 Est. Cost $156.93 Unrealized +43.7%

SCHW SCHWAB CHARLES CORP 0.1%

Value ($000) $243 Shares 2,549 Est. Cost $83.15 Unrealized +13.7%

JNK SPDR SERIES TRUST 0.1%

Value ($000) $243 Shares 2,475 Est. Cost $102.91 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $222 Shares 642 Est. Cost $457.97 Unrealized -34.7%

DIS DISNEY WALT CO 0.1%

Value ($000) $221 Shares 1,931 Est. Cost $102.81 Unrealized +13.8%

SPEM SPDR INDEX SHS FDS 0.1%

Value ($000) $213 Shares 4,555 Est. Cost $42.74 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VB	VANGUARD INDEX FDS	152,767	$38,845	21.0%	$208.92	—	SMALL CP ETF	922908751
SPYG	SPDR SERIES TRUST	369,859	$38,654	20.9%	$65.44	—	PRTFLO S&P500 GW	78464A409
IJH	ISHARES TR	407,297	$26,580	14.4%	$100.30	—	CORE S&P MCP ETF	464287507
VO	VANGUARD INDEX FDS	58,627	$17,221	9.3%	$227.77	—	MID CAP ETF	922908629
CGGR	CAPITAL GROUP GROWTH ETF	265,510	$11,661	6.3%	$26.76	—	SHS CREATION UNI	14020G101
URTH	ISHARES INC	54,938	$9,975	5.4%	$128.71	—	MSCI WORLD ETF	464286392
VT	VANGUARD INTL EQUITY INDEX F	60,161	$8,290	4.5%	$103.13	—	TT WRLD ST ETF	922042742
VCSH	VANGUARD SCOTTSDALE FDS	86,633	$6,925	3.7%	$78.72	—	SHRT TRM CORP BD	92206C409
NVDA	NVIDIA CORPORATION	24,236	$4,522	2.4%	$94.67	+84.1%	COM	67066G104
BIV	VANGUARD BD INDEX FDS	44,025	$3,438	1.9%	$80.82	—	INTERMED TERM	921937819
TSLA	TESLA INC	5,557	$2,471	1.3%	$225.85	+53.6%	COM	88160R101
SHYG	ISHARES TR	52,684	$2,281	1.2%	$43.20	—	0-5YR HI YL CP	46434V407
VUG	VANGUARD INDEX FDS	3,957	$1,898	1.0%	$285.64	—	GROWTH ETF	922908736
VTV	VANGUARD INDEX FDS	7,546	$1,407	0.8%	$146.85	—	VALUE ETF	922908744
BNDX	VANGUARD CHARLOTTE FDS	22,897	$1,133	0.6%	$53.03	—	TOTAL INT BD ETF	92203J407
MUB	ISHARES TR	8,449	$900	0.5%	$109.77	—	NATIONAL MUN ETF	464288414
SPYM	SPDR SERIES TRUST	11,470	$899	0.5%	$52.82	—	PORTFOLIO S&P500	78464A854
AAPL	APPLE INC	2,976	$758	0.4%	$156.75	+43.9%	COM	037833100
VWOB	VANGUARD WHITEHALL FDS	11,118	$744	0.4%	$69.30	—	EM MK GOV BD ETF	921946885
SPYV	SPDR SERIES TRUST	11,402	$631	0.3%	$41.25	—	PRTFLO S&P500 VL	78464A508
LQD	ISHARES TR	4,316	$481	0.3%	$123.71	—	IBOXX INV CP ETF	464287242
VOE	VANGUARD INDEX FDS	2,694	$470	0.3%	$148.43	—	MCAP VL IDXVIP	922908512
SUB	ISHARES TR	3,990	$426	0.2%	$105.91	—	SHRT NAT MUN ETF	464288158
SPAB	SPDR SERIES TRUST	16,385	$424	0.2%	$27.51	—	PORTFOLIO AGRGTE	78464A649
AMZN	AMAZON COM INC	1,909	$419	0.2%	$115.97	+95.2%	COM	023135106
VIG	VANGUARD SPECIALIZED FUNDS	1,942	$419	0.2%	$165.60	—	DIV APP ETF	921908844
SPDW	SPDR INDEX SHS FDS	9,705	$415	0.2%	$35.61	—	PORTFOLIO DEVLPD	78463X889
SCHV	SCHWAB STRATEGIC TR	13,874	$404	0.2%	$36.19	—	US LCAP VA ETF	808524409
VBR	VANGUARD INDEX FDS	1,876	$392	0.2%	$174.55	—	SM CP VAL ETF	922908611
MSFT	MICROSOFT CORP	633	$328	0.2%	$405.08	+25.6%	COM	594918104
SCHG	SCHWAB STRATEGIC TR	9,285	$296	0.2%	$44.09	—	US LCAP GR ETF	808524300
BA	BOEING CO	1,191	$257	0.1%	$156.93	+43.7%	COM	097023105
SCHW	SCHWAB CHARLES CORP	2,549	$243	0.1%	$83.15	+13.7%	COM	808513105
JNK	SPDR SERIES TRUST	2,475	$243	0.1%	$102.91	—	BLOOMBERG HIGH Y	78468R622
UNH	UNITEDHEALTH GROUP INC	642	$222	0.1%	$457.97	-34.7%	COM	91324P102
DIS	DISNEY WALT CO	1,931	$221	0.1%	$102.81	+13.8%	COM	254687106
SPEM	SPDR INDEX SHS FDS	4,555	$213	0.1%	$42.74	—	PORTFOLIO EMG MK	78463X509