Gradient Capital Advisors, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SGOV	ISHARES 0-3 MONTH TREASURY BOND ETF	9,653	$969	0.2%	$100.38	—	ETF	46436E718
NEM	NEWMONT CORP COM	3,984	$398	0.1%	$90.20	0.0%	Stock	651639106
DGCB	DIMENSIONAL GLOBAL CREDIT ETF	4,961	$269	0.1%	$54.24	—	ETF	25434V567
CFG	CITIZENS FINL GROUP INC COM	4,575	$267	0.1%	$53.58	0.0%	Stock	174610105
LLY	ELI LILLY & CO COM	238	$256	0.1%	$955.55	0.0%	Stock	532457108
ISRG	INTUITIVE SURGICAL INC COM NEW	425	$241	0.1%	$532.37	0.0%	Stock	46120E602
BUFR	FT VEST LADDERED BUFFER ETF	6,382	$219	0.1%	$34.26	—	ETF	33740F755
DFAU	DIMENSIONAL US CORE EQUITY MARKET ETF	4,621	$216	0.1%	$46.80	—	ETF	25434V104
AMAT	APPLIED MATLS INC COM	832	$214	0.1%	$239.49	0.0%	Stock	038222105
MAR	MARRIOTT INTL INC NEW CL A	678	$210	0.1%	$285.32	0.0%	Stock	571903202

Increased Positions (39)

DFGP DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF 2.3%

Value ($000) $8,886 (+89.1%) Shares 164,336 (+94.3%) Est. Cost $54.71 Unrealized —

GOOGL ALPHABET INC CAP STK CL A 1.9%

Value ($000) $7,546 (+36.0%) Shares 24,108 (+5.6%) Est. Cost $128.95 Unrealized +121.5%

VCSH VANGUARD SHORT-TERM CORPORATE BOND ETF 3.5%

Value ($000) $13,707 (+7.1%) Shares 171,922 (+7.4%) Est. Cost $78.55 Unrealized —

BK BANK NEW YORK MELLON CORP COM 0.4%

Value ($000) $1,549 (+138.5%) Shares 13,342 (+123.8%) Est. Cost $106.41 Unrealized +3.8%

DFSV DIMENSIONAL US SMALL CAP VALUE ETF 1.7%

Value ($000) $6,500 (+13.2%) Shares 197,631 (+9.6%) Est. Cost $28.79 Unrealized —

VEA VANGUARD FTSE DEVELOPED MARKETS ETF 1.8%

Value ($000) $7,069 (+9.6%) Shares 113,158 (+5.2%) Est. Cost $44.17 Unrealized —

DFLV DIMENSIONAL US LARGE CAP VALUE ETF 1.1%

Value ($000) $4,212 (+14.8%) Shares 123,114 (+10.4%) Est. Cost $29.76 Unrealized —

INTU INTUIT COM 0.2%

Value ($000) $879 (+80.7%) Shares 1,326 (+86.2%) Est. Cost $563.40 Unrealized +17.3%

AVMC AVANTIS U.S. MID CAP EQUITY ETF 0.4%

Value ($000) $1,420 (+32.4%) Shares 20,107 (+30.4%) Est. Cost $66.95 Unrealized —

DFEM DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF 2.0%

Value ($000) $7,618 (+4.4%) Shares 230,304 (+1.3%) Est. Cost $23.87 Unrealized —

CSCO CISCO SYS INC COM 0.5%

Value ($000) $1,903 (+19.3%) Shares 24,703 (+5.9%) Est. Cost $53.59 Unrealized +37.7%

DISV DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF 0.9%

Value ($000) $3,632 (+8.8%) Shares 95,579 (+2.2%) Est. Cost $22.26 Unrealized —

TSM TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 0.5%

Value ($000) $1,788 (+15.5%) Shares 5,884 (+6.2%) Est. Cost $143.18 Unrealized —

NFLX NETFLIX INC. COM 0.2%

Value ($000) $617 (-23.2%) Shares 6,580 (+882.1%) Est. Cost $99.86 Unrealized +8.0%

WFC WELLS FARGO & CO COM 0.1%

Value ($000) $561 (+40.2%) Shares 6,016 (+26.1%) Est. Cost $53.70 Unrealized +61.3%

IGSB ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF 1.2%

Value ($000) $4,537 (+3.2%) Shares 85,794 (+3.5%) Est. Cost $55.09 Unrealized —

DFAR DIMENSIONAL US REAL ESTATE ETF 1.2%

Value ($000) $4,718 (-2.6%) Shares 206,004 (+1.5%) Est. Cost $22.71 Unrealized —

BSV VANGUARD SHORT-TERM BOND ETF 0.2%

Value ($000) $841 (+15.1%) Shares 10,666 (+15.2%) Est. Cost $79.33 Unrealized —

SCHO SCHWAB SHORT-TERM US TREASURY ETF 0.1%

Value ($000) $389 (+36.7%) Shares 15,949 (+36.9%) Est. Cost $29.45 Unrealized —

VNQ VANGUARD REAL ESTATE ETF 0.4%

Value ($000) $1,717 (+6.3%) Shares 19,401 (+9.9%) Est. Cost $81.51 Unrealized —

ORCL ORACLE CORP COM 0.1%

Value ($000) $387 (+33.5%) Shares 1,984 (+92.6%) Est. Cost $198.98 Unrealized +19.6%

VHT VANGUARD HEALTH CARE ETF 0.2%

Value ($000) $793 (+13.7%) Shares 2,756 (+2.5%) Est. Cost $181.57 Unrealized —

SCHA SCHWAB U.S. SMALL-CAP ETF 0.3%

Value ($000) $1,297 (+7.5%) Shares 45,542 (+5.3%) Est. Cost $38.00 Unrealized —

IBDY ISHARES IBONDS DEC 2033 TERM CORPORATE ETF 0.1%

Value ($000) $427 (+19.2%) Shares 16,333 (+19.6%) Est. Cost $26.08 Unrealized —

SBUX STARBUCKS CORP COM 0.1%

Value ($000) $333 (+23.1%) Shares 3,958 (+23.7%) Est. Cost $73.92 Unrealized +13.7%

GS GOLDMAN SACHS GROUP INC COM 0.1%

Value ($000) $317 (+20.6%) Shares 361 (+9.4%) Est. Cost $592.49 Unrealized +37.3%

CEG CONSTELLATION ENERGY CORP COM 0.1%

Value ($000) $467 (+12.3%) Shares 1,322 (+4.6%) Est. Cost $215.25 Unrealized +68.7%

VNQI VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF 1.0%

Value ($000) $3,732 (-1.3%) Shares 81,424 (+2.8%) Est. Cost $51.00 Unrealized —

DFAC DIMENSIONAL U.S. CORE EQUITY 2 ETF 0.3%

Value ($000) $982 (+3.8%) Shares 24,803 (+1.1%) Est. Cost $28.23 Unrealized —

IEFA ISHARES CORE MSCI EAFE ETF 0.2%

Value ($000) $586 (+5.7%) Shares 6,545 (+3.2%) Est. Cost $58.43 Unrealized —

BA BOEING CO COM 0.1%

Value ($000) $379 (+8.6%) Shares 1,745 (+7.9%) Est. Cost $166.68 Unrealized +23.4%

IBDZ ISHARES IBONDS DEC 2034 TERM CORPORATE ETF 0.1%

Value ($000) $474 (+6.4%) Shares 17,986 (+6.8%) Est. Cost $26.31 Unrealized —

IBDX ISHARES IBONDS DEC 2032 TERM CORPORATE ETF 0.2%

Value ($000) $864 (+3.3%) Shares 33,824 (+3.6%) Est. Cost $25.10 Unrealized —

IBDW ISHARES IBONDS DEC 2031 TERM CORPORATE ETF 0.2%

Value ($000) $863 (+3.2%) Shares 40,801 (+3.6%) Est. Cost $20.69 Unrealized —

XLE STATE STREET ENERGY SELECT SECTOR SPDR ETF 0.1%

Value ($000) $255 (-7.6%) Shares 5,695 (+84.6%) Est. Cost $61.68 Unrealized —

XLK STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF 0.1%

Value ($000) $308 (-4.2%) Shares 2,138 (+87.5%) Est. Cost $217.49 Unrealized —

IBDV ISHARES IBONDS DEC 2030 TERM CORPORATE ETF 0.2%

Value ($000) $662 (+1.5%) Shares 29,999 (+1.9%) Est. Cost $21.56 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC CL A 0.1%

Value ($000) $301 (+2.1%) Shares 1,693 (+4.8%) Est. Cost $162.93 Unrealized +11.1%

XLU STATE STREET UTILITIES SELECT SECTOR SPDR ETF 0.1%

Value ($000) $260 (-2.1%) Shares 6,096 (+100.0%) Est. Cost $61.73 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFGP	DIMENSIONAL GLOBAL CORE PLUS FIXED INCOME ETF	164,336 (+94.3%)	$8,886 (+89.1%)	2.3%	$54.71	—	ETF	25434V583
GOOGL	ALPHABET INC CAP STK CL A	24,108 (+5.6%)	$7,546 (+36.0%)	1.9%	$128.95	+121.5%	Stock	02079K305
VCSH	VANGUARD SHORT-TERM CORPORATE BOND ETF	171,922 (+7.4%)	$13,707 (+7.1%)	3.5%	$78.55	—	ETF	92206C409
BK	BANK NEW YORK MELLON CORP COM	13,342 (+123.8%)	$1,549 (+138.5%)	0.4%	$106.41	+3.8%	Stock	064058100
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	197,631 (+9.6%)	$6,500 (+13.2%)	1.7%	$28.79	—	ETF	25434V815
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	113,158 (+5.2%)	$7,069 (+9.6%)	1.8%	$44.17	—	ETF	921943858
DFLV	DIMENSIONAL US LARGE CAP VALUE ETF	123,114 (+10.4%)	$4,212 (+14.8%)	1.1%	$29.76	—	ETF	25434V666
INTU	INTUIT COM	1,326 (+86.2%)	$879 (+80.7%)	0.2%	$563.40	+17.3%	Stock	461202103
AVMC	AVANTIS U.S. MID CAP EQUITY ETF	20,107 (+30.4%)	$1,420 (+32.4%)	0.4%	$66.95	—	ETF	025072125
DFEM	DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF	230,304 (+1.3%)	$7,618 (+4.4%)	2.0%	$23.87	—	ETF	25434V732
CSCO	CISCO SYS INC COM	24,703 (+5.9%)	$1,903 (+19.3%)	0.5%	$53.59	+37.7%	Stock	17275R102
DISV	DIMENSIONAL INTERNATIONAL SMALL CAP VALUE ETF	95,579 (+2.2%)	$3,632 (+8.8%)	0.9%	$22.26	—	ETF	25434V781
TSM	TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS	5,884 (+6.2%)	$1,788 (+15.5%)	0.5%	$143.18	—	ADR	874039100
NFLX	NETFLIX INC. COM	6,580 (+882.1%)	$617 (-23.2%)	0.2%	$99.86	+8.0%	Stock	64110L106
WFC	WELLS FARGO & CO COM	6,016 (+26.1%)	$561 (+40.2%)	0.1%	$53.70	+61.3%	Stock	949746101
IGSB	ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	85,794 (+3.5%)	$4,537 (+3.2%)	1.2%	$55.09	—	ETF	464288646
DFAR	DIMENSIONAL US REAL ESTATE ETF	206,004 (+1.5%)	$4,718 (-2.6%)	1.2%	$22.71	—	ETF	25434V823
BSV	VANGUARD SHORT-TERM BOND ETF	10,666 (+15.2%)	$841 (+15.1%)	0.2%	$79.33	—	ETF	921937827
SCHO	SCHWAB SHORT-TERM US TREASURY ETF	15,949 (+36.9%)	$389 (+36.7%)	0.1%	$29.45	—	ETF	808524862
VNQ	VANGUARD REAL ESTATE ETF	19,401 (+9.9%)	$1,717 (+6.3%)	0.4%	$81.51	—	ETF	922908553
ORCL	ORACLE CORP COM	1,984 (+92.6%)	$387 (+33.5%)	0.1%	$198.98	+19.6%	Stock	68389X105
VHT	VANGUARD HEALTH CARE ETF	2,756 (+2.5%)	$793 (+13.7%)	0.2%	$181.57	—	ETF	92204A504
SCHA	SCHWAB U.S. SMALL-CAP ETF	45,542 (+5.3%)	$1,297 (+7.5%)	0.3%	$38.00	—	ETF	808524607
IBDY	ISHARES IBONDS DEC 2033 TERM CORPORATE ETF	16,333 (+19.6%)	$427 (+19.2%)	0.1%	$26.08	—	ETF	46436E130
SBUX	STARBUCKS CORP COM	3,958 (+23.7%)	$333 (+23.1%)	0.1%	$73.92	+13.7%	Stock	855244109
GS	GOLDMAN SACHS GROUP INC COM	361 (+9.4%)	$317 (+20.6%)	0.1%	$592.49	+37.3%	Stock	38141G104
CEG	CONSTELLATION ENERGY CORP COM	1,322 (+4.6%)	$467 (+12.3%)	0.1%	$215.25	+68.7%	Stock	21037T109
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF	81,424 (+2.8%)	$3,732 (-1.3%)	1.0%	$51.00	—	ETF	922042676
DFAC	DIMENSIONAL U.S. CORE EQUITY 2 ETF	24,803 (+1.1%)	$982 (+3.8%)	0.3%	$28.23	—	ETF	25434V708
IEFA	ISHARES CORE MSCI EAFE ETF	6,545 (+3.2%)	$586 (+5.7%)	0.2%	$58.43	—	ETF	46432F842
BA	BOEING CO COM	1,745 (+7.9%)	$379 (+8.6%)	0.1%	$166.68	+23.4%	Stock	097023105
IBDZ	ISHARES IBONDS DEC 2034 TERM CORPORATE ETF	17,986 (+6.8%)	$474 (+6.4%)	0.1%	$26.31	—	ETF	46438G653
IBDX	ISHARES IBONDS DEC 2032 TERM CORPORATE ETF	33,824 (+3.6%)	$864 (+3.3%)	0.2%	$25.10	—	ETF	46436E312
IBDW	ISHARES IBONDS DEC 2031 TERM CORPORATE ETF	40,801 (+3.6%)	$863 (+3.2%)	0.2%	$20.69	—	ETF	46436E486
XLE	STATE STREET ENERGY SELECT SECTOR SPDR ETF	5,695 (+84.6%)	$255 (-7.6%)	0.1%	$61.68	—	ETF	81369Y506
XLK	STATE STREET TECHNOLOGY SELECT SECTOR SPDR ETF	2,138 (+87.5%)	$308 (-4.2%)	0.1%	$217.49	—	ETF	81369Y803
IBDV	ISHARES IBONDS DEC 2030 TERM CORPORATE ETF	29,999 (+1.9%)	$662 (+1.5%)	0.2%	$21.56	—	ETF	46436E726
PLTR	PALANTIR TECHNOLOGIES INC CL A	1,693 (+4.8%)	$301 (+2.1%)	0.1%	$162.93	+11.1%	Stock	69608A108
XLU	STATE STREET UTILITIES SELECT SECTOR SPDR ETF	6,096 (+100.0%)	$260 (-2.1%)	0.1%	$61.73	—	ETF	81369Y886

Exited Positions (3)

POWR ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF 0.1%

Value ($000) $328 Shares 13,065 Est. Cost $21.54 Unrealized —

SO SOUTHERN CO COM 0.1%

Value ($000) $207 Shares 2,180 Est. Cost $92.22 Unrealized -1.4%

AMC AMC ENTMT HLDGS INC CL A NEW 0.0%

Value ($000) $29 Shares 10,004 Est. Cost $2.97 Unrealized -19.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
POWR	ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF	13,065	$328	0.1%	$21.54	—	—	464286343
SO	SOUTHERN CO COM	2,180	$207	0.1%	$92.22	-1.4%	—	842587107
AMC	AMC ENTMT HLDGS INC CL A NEW	10,004	$29	0.0%	$2.97	-19.7%	—	00165C302

Decreased Positions (63)

AAPL APPLE INC COM 5.1%

Value ($000) $19,782 (+5.7%) Shares 72,766 (-1.0%) Est. Cost $94.11 Unrealized +185.1%

JPST JPMORGAN ULTRA-SHORT INCOME ETF 1.5%

Value ($000) $5,632 (-12.1%) Shares 111,329 (-11.8%) Est. Cost $50.59 Unrealized —

LRCX LAM RESEARCH CORP COM NEW 0.9%

Value ($000) $3,656 (+24.5%) Shares 21,357 (-2.6%) Est. Cost $76.16 Unrealized +104.0%

MSFT MICROSOFT CORP COM 1.8%

Value ($000) $6,998 (-8.2%) Shares 14,470 (-1.7%) Est. Cost $175.00 Unrealized +186.1%

SLV ISHARES SILVER TRUST 0.4%

Value ($000) $1,592 (+47.3%) Shares 24,713 (-3.1%) Est. Cost $33.39 Unrealized —

VV VANGUARD LARGE-CAP ETF 2.1%

Value ($000) $7,972 (-4.1%) Shares 25,323 (-6.2%) Est. Cost $188.79 Unrealized —

GLD SPDR GOLD SHARES 1.0%

Value ($000) $3,692 (+9.5%) Shares 9,316 (-1.8%) Est. Cost $208.07 Unrealized —

TSLA TESLA INC COM 1.8%

Value ($000) $6,850 (-4.5%) Shares 15,231 (-5.5%) Est. Cost $229.65 Unrealized +93.0%

BILS STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF 0.7%

Value ($000) $2,858 (-7.8%) Shares 28,807 (-7.5%) Est. Cost $99.34 Unrealized —

NVDA NVIDIA CORPORATION COM 1.6%

Value ($000) $6,083 (-3.6%) Shares 32,614 (-3.5%) Est. Cost $108.94 Unrealized +70.9%

SCHX SCHWAB U.S. LARGE-CAP ETF 1.8%

Value ($000) $7,154 (-2.9%) Shares 265,860 (-5.0%) Est. Cost $33.62 Unrealized —

SCHF SCHWAB INTERNATIONAL EQUITY ETF 2.8%

Value ($000) $10,778 (+1.9%) Shares 448,349 (-1.3%) Est. Cost $26.09 Unrealized —

VO VANGUARD MID-CAP ETF 1.1%

Value ($000) $4,237 (-3.6%) Shares 14,599 (-2.4%) Est. Cost $174.63 Unrealized —

QCOM QUALCOMM INC COM 0.3%

Value ($000) $1,118 (-12.3%) Shares 6,535 (-14.7%) Est. Cost $86.08 Unrealized +98.4%

AVGO BROADCOM INC COM 1.0%

Value ($000) $3,905 (-3.7%) Shares 11,283 (-8.3%) Est. Cost $163.22 Unrealized +118.7%

SCHB SCHWAB U.S. BROAD MARKET ETF 0.5%

Value ($000) $1,816 (-7.5%) Shares 69,226 (-9.3%) Est. Cost $34.74 Unrealized —

DFUV DIMENSIONAL US MARKETWIDE VALUE ETF 1.6%

Value ($000) $6,078 (+2.5%) Shares 130,449 (-1.7%) Est. Cost $31.72 Unrealized —

JPM JPMORGAN CHASE & CO COM 1.9%

Value ($000) $7,451 (-1.5%) Shares 23,124 (-3.6%) Est. Cost $95.51 Unrealized +224.1%

VOO VANGUARD S&P 500 ETF 1.1%

Value ($000) $4,454 (-2.4%) Shares 7,102 (-4.7%) Est. Cost $350.10 Unrealized —

AMD ADVANCED MICRO DEVICES INC COM 0.3%

Value ($000) $1,168 (-8.3%) Shares 5,453 (-30.7%) Est. Cost $116.94 Unrealized +92.1%

VWO VANGUARD FTSE EMERGING MARKETS ETF 0.2%

Value ($000) $725 (-12.5%) Shares 13,480 (-11.9%) Est. Cost $41.76 Unrealized —

FEZ SPDR EURO STOXX 50 ETF 0.3%

Value ($000) $1,029 (-8.9%) Shares 15,979 (-12.1%) Est. Cost $55.44 Unrealized —

AVDV AVANTIS INTERNATIONAL SMALL CAP VALUE ETF 0.5%

Value ($000) $2,065 (+3.7%) Shares 21,975 (-1.7%) Est. Cost $62.18 Unrealized —

LMT LOCKHEED MARTIN CORP COM 0.2%

Value ($000) $835 (-8.2%) Shares 1,726 (-5.2%) Est. Cost $326.02 Unrealized +46.1%

AMZN AMAZON COM INC COM 0.6%

Value ($000) $2,317 (+3.2%) Shares 10,036 (-1.8%) Est. Cost $133.34 Unrealized +71.6%

PFE PFIZER INC COM 0.1%

Value ($000) $257 (-21.1%) Shares 10,334 (-19.3%) Est. Cost $30.10 Unrealized -16.8%

VUSB VANGUARD ULTRA-SHORT BOND ETF 0.1%

Value ($000) $542 (-11.3%) Shares 10,875 (-11.0%) Est. Cost $50.01 Unrealized —

CVX CHEVRON CORPORATION COM 0.4%

Value ($000) $1,413 (-4.6%) Shares 9,268 (-2.8%) Est. Cost $109.53 Unrealized +38.2%

OFIX ORTHOFIX MED INC COM 0.1%

Value ($000) $227 (-22.3%) Shares 15,002 (-25.0%) Est. Cost $12.39 Unrealized +23.2%

GLDM SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST 0.6%

Value ($000) $2,375 (+2.8%) Shares 27,818 (-7.9%) Est. Cost $38.15 Unrealized —

IWM ISHARES RUSSELL 2000 ETF 0.4%

Value ($000) $1,394 (-4.2%) Shares 5,664 (-5.8%) Est. Cost $178.83 Unrealized —

VUG VANGUARD GROWTH ETF 1.1%

Value ($000) $4,271 (-1.4%) Shares 8,755 (-3.1%) Est. Cost $181.60 Unrealized —

BAC BANK AMERICA CORP COM 0.3%

Value ($000) $1,190 (+4.6%) Shares 21,638 (-1.9%) Est. Cost $24.53 Unrealized +114.7%

DFAE DIMENSIONAL EMERGING CORE EQUITY MARKET ETF 0.5%

Value ($000) $2,027 (-2.1%) Shares 62,223 (-5.2%) Est. Cost $27.41 Unrealized —

SJNK STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF 0.1%

Value ($000) $262 (-11.5%) Shares 10,354 (-10.5%) Est. Cost $25.76 Unrealized —

VXUS VANGUARD TOTAL INTERNATIONAL STOCK ETF 1.1%

Value ($000) $4,408 (+0.7%) Shares 58,427 (-1.9%) Est. Cost $54.81 Unrealized —

PG PROCTER & GAMBLE CO COM 0.1%

Value ($000) $255 (-10.3%) Shares 1,781 (-3.8%) Est. Cost $111.78 Unrealized +31.7%

SCHM SCHWAB U.S. MID-CAP ETF 2.4%

Value ($000) $9,502 (-0.3%) Shares 315,981 (-1.7%) Est. Cost $37.14 Unrealized —

SPDW SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF 3.7%

Value ($000) $14,300 (-0.2%) Shares 321,999 (-3.8%) Est. Cost $31.05 Unrealized —

JMST JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF 0.1%

Value ($000) $524 (-4.7%) Shares 10,277 (-4.6%) Est. Cost $50.87 Unrealized —

SCHZ SCHWAB US AGGREGATE BOND ETF 0.2%

Value ($000) $705 (-3.5%) Shares 30,184 (-3.1%) Est. Cost $38.12 Unrealized —

VTV VANGUARD VALUE ETF 0.5%

Value ($000) $2,100 (+1.2%) Shares 10,993 (-1.2%) Est. Cost $140.61 Unrealized —

INTC INTEL CORP COM 0.1%

Value ($000) $342 (+7.6%) Shares 9,281 (-2.1%) Est. Cost $39.93 Unrealized -5.4%

VEU VANGUARD FTSE ALL-WORLD EX-US INDEX FUND 0.4%

Value ($000) $1,576 (-1.4%) Shares 21,422 (-4.3%) Est. Cost $50.80 Unrealized —

VB VANGUARD SMALL-CAP ETF 0.9%

Value ($000) $3,363 (-0.6%) Shares 13,037 (-2.0%) Est. Cost $157.88 Unrealized —

SPSB STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF 0.2%

Value ($000) $587 (-2.8%) Shares 19,425 (-2.5%) Est. Cost $30.19 Unrealized —

XOM EXXON MOBIL CORP COM 0.1%

Value ($000) $448 (+3.7%) Shares 3,721 (-2.8%) Est. Cost $80.65 Unrealized +43.2%

SCHE SCHWAB EMERGING MARKETS EQUITY ETF 0.1%

Value ($000) $476 (-3.2%) Shares 14,532 (-1.3%) Est. Cost $25.28 Unrealized —

IBDR ISHARES IBONDS DEC 2026 TERM CORPORATE ETF 0.1%

Value ($000) $298 (-4.5%) Shares 12,312 (-4.2%) Est. Cost $23.92 Unrealized —

VBR VANGUARD SMALL CAP VALUE ETF 0.6%

Value ($000) $2,399 (-0.5%) Shares 11,326 (-2.0%) Est. Cost $144.29 Unrealized —

DIS DISNEY WALT CO COM 0.1%

Value ($000) $337 (-3.1%) Shares 2,964 (-2.5%) Est. Cost $121.88 Unrealized -10.1%

ADBE ADOBE INC COM 0.1%

Value ($000) $231 (-4.1%) Shares 659 (-3.4%) Est. Cost $388.12 Unrealized -12.4%

AGG ISHARES CORE U.S. AGGREGATE BOND ETF 0.1%

Value ($000) $501 (-1.8%) Shares 5,019 (-1.5%) Est. Cost $109.14 Unrealized —

AVUV AVANTIS U.S. SMALL CAP VALUE ETF 0.3%

Value ($000) $1,334 (-0.7%) Shares 13,078 (-3.1%) Est. Cost $78.29 Unrealized —

VIG VANGUARD DIVIDEND APPRECIATION ETF 0.3%

Value ($000) $1,215 (+0.7%) Shares 5,530 (-1.1%) Est. Cost $126.70 Unrealized —

QQQ INVESCO QQQ TRUST SERIES I 0.2%

Value ($000) $920 (-0.6%) Shares 1,497 (-2.9%) Est. Cost $373.68 Unrealized —

DTD WISDOMTREE U.S. TOTAL DIVIDEND FUND 0.1%

Value ($000) $409 (-1.4%) Shares 4,815 (-2.4%) Est. Cost $78.88 Unrealized —

SPY STATE STR SPDR S&P 500 ETF TR TR UNIT 0.2%

Value ($000) $647 (+0.8%) Shares 949 (-1.6%) Est. Cost $320.62 Unrealized —

VYMI VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF 0.1%

Value ($000) $260 (+1.4%) Shares 2,894 (-4.6%) Est. Cost $73.96 Unrealized —

VTI VANGUARD TOTAL STOCK MARKET ETF 0.4%

Value ($000) $1,363 (-0.2%) Shares 4,065 (-2.3%) Est. Cost $169.75 Unrealized —

DFUS DIMENSIONAL U.S. EQUITY MARKET ETF 0.1%

Value ($000) $378 (+0.8%) Shares 5,102 (-1.6%) Est. Cost $40.57 Unrealized —

SPTM STATE STREET SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF 0.1%

Value ($000) $381 (+0.2%) Shares 4,615 (-2.1%) Est. Cost $46.06 Unrealized —

IVE ISHARES S&P 500 VALUE ETF 0.1%

Value ($000) $535 (+0.0%) Shares 2,523 (-2.6%) Est. Cost $116.03 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC COM	72,766 (-1.0%)	$19,782 (+5.7%)	5.1%	$94.11	+185.1%	Stock	037833100
JPST	JPMORGAN ULTRA-SHORT INCOME ETF	111,329 (-11.8%)	$5,632 (-12.1%)	1.5%	$50.59	—	ETF	46641Q837
LRCX	LAM RESEARCH CORP COM NEW	21,357 (-2.6%)	$3,656 (+24.5%)	0.9%	$76.16	+104.0%	Stock	512807306
MSFT	MICROSOFT CORP COM	14,470 (-1.7%)	$6,998 (-8.2%)	1.8%	$175.00	+186.1%	Stock	594918104
SLV	ISHARES SILVER TRUST	24,713 (-3.1%)	$1,592 (+47.3%)	0.4%	$33.39	—	ETF	46428Q109
VV	VANGUARD LARGE-CAP ETF	25,323 (-6.2%)	$7,972 (-4.1%)	2.1%	$188.79	—	ETF	922908637
GLD	SPDR GOLD SHARES	9,316 (-1.8%)	$3,692 (+9.5%)	1.0%	$208.07	—	ETF	78463V107
TSLA	TESLA INC COM	15,231 (-5.5%)	$6,850 (-4.5%)	1.8%	$229.65	+93.0%	Stock	88160R101
BILS	STATE STREET SPDR BLOOMBERG 3-12 MONTH T-BILL ETF	28,807 (-7.5%)	$2,858 (-7.8%)	0.7%	$99.34	—	ETF	78468R523
NVDA	NVIDIA CORPORATION COM	32,614 (-3.5%)	$6,083 (-3.6%)	1.6%	$108.94	+70.9%	Stock	67066G104
SCHX	SCHWAB U.S. LARGE-CAP ETF	265,860 (-5.0%)	$7,154 (-2.9%)	1.8%	$33.62	—	ETF	808524201
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	448,349 (-1.3%)	$10,778 (+1.9%)	2.8%	$26.09	—	ETF	808524805
VO	VANGUARD MID-CAP ETF	14,599 (-2.4%)	$4,237 (-3.6%)	1.1%	$174.63	—	ETF	922908629
QCOM	QUALCOMM INC COM	6,535 (-14.7%)	$1,118 (-12.3%)	0.3%	$86.08	+98.4%	Stock	747525103
AVGO	BROADCOM INC COM	11,283 (-8.3%)	$3,905 (-3.7%)	1.0%	$163.22	+118.7%	Stock	11135F101
SCHB	SCHWAB U.S. BROAD MARKET ETF	69,226 (-9.3%)	$1,816 (-7.5%)	0.5%	$34.74	—	ETF	808524102
DFUV	DIMENSIONAL US MARKETWIDE VALUE ETF	130,449 (-1.7%)	$6,078 (+2.5%)	1.6%	$31.72	—	ETF	25434V724
JPM	JPMORGAN CHASE & CO COM	23,124 (-3.6%)	$7,451 (-1.5%)	1.9%	$95.51	+224.1%	Stock	46625H100
VOO	VANGUARD S&P 500 ETF	7,102 (-4.7%)	$4,454 (-2.4%)	1.1%	$350.10	—	ETF	922908363
AMD	ADVANCED MICRO DEVICES INC COM	5,453 (-30.7%)	$1,168 (-8.3%)	0.3%	$116.94	+92.1%	Stock	007903107
VWO	VANGUARD FTSE EMERGING MARKETS ETF	13,480 (-11.9%)	$725 (-12.5%)	0.2%	$41.76	—	ETF	922042858
FEZ	SPDR EURO STOXX 50 ETF	15,979 (-12.1%)	$1,029 (-8.9%)	0.3%	$55.44	—	ETF	78463X202
AVDV	AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	21,975 (-1.7%)	$2,065 (+3.7%)	0.5%	$62.18	—	ETF	025072802
LMT	LOCKHEED MARTIN CORP COM	1,726 (-5.2%)	$835 (-8.2%)	0.2%	$326.02	+46.1%	Stock	539830109
AMZN	AMAZON COM INC COM	10,036 (-1.8%)	$2,317 (+3.2%)	0.6%	$133.34	+71.6%	Stock	023135106
PFE	PFIZER INC COM	10,334 (-19.3%)	$257 (-21.1%)	0.1%	$30.10	-16.8%	Stock	717081103
VUSB	VANGUARD ULTRA-SHORT BOND ETF	10,875 (-11.0%)	$542 (-11.3%)	0.1%	$50.01	—	ETF	92203C303
CVX	CHEVRON CORPORATION COM	9,268 (-2.8%)	$1,413 (-4.6%)	0.4%	$109.53	+38.2%	Stock	166764100
OFIX	ORTHOFIX MED INC COM	15,002 (-25.0%)	$227 (-22.3%)	0.1%	$12.39	+23.2%	Stock	68752M108
GLDM	SPDR GOLD MINISHARES TRUST OF BENEFICIAL INTEREST	27,818 (-7.9%)	$2,375 (+2.8%)	0.6%	$38.15	—	ETF	98149E303
IWM	ISHARES RUSSELL 2000 ETF	5,664 (-5.8%)	$1,394 (-4.2%)	0.4%	$178.83	—	ETF	464287655
VUG	VANGUARD GROWTH ETF	8,755 (-3.1%)	$4,271 (-1.4%)	1.1%	$181.60	—	ETF	922908736
BAC	BANK AMERICA CORP COM	21,638 (-1.9%)	$1,190 (+4.6%)	0.3%	$24.53	+114.7%	Stock	060505104
DFAE	DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	62,223 (-5.2%)	$2,027 (-2.1%)	0.5%	$27.41	—	ETF	25434V302
SJNK	STATE STREET SPDR BLOOMBERG SHORT TERM HIGH YIELD BOND ETF	10,354 (-10.5%)	$262 (-11.5%)	0.1%	$25.76	—	ETF	78468R408
VXUS	VANGUARD TOTAL INTERNATIONAL STOCK ETF	58,427 (-1.9%)	$4,408 (+0.7%)	1.1%	$54.81	—	ETF	921909768
PG	PROCTER & GAMBLE CO COM	1,781 (-3.8%)	$255 (-10.3%)	0.1%	$111.78	+31.7%	Stock	742718109
SCHM	SCHWAB U.S. MID-CAP ETF	315,981 (-1.7%)	$9,502 (-0.3%)	2.4%	$37.14	—	ETF	808524508
SPDW	SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	321,999 (-3.8%)	$14,300 (-0.2%)	3.7%	$31.05	—	ETF	78463X889
JMST	JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF	10,277 (-4.6%)	$524 (-4.7%)	0.1%	$50.87	—	ETF	46641Q654
SCHZ	SCHWAB US AGGREGATE BOND ETF	30,184 (-3.1%)	$705 (-3.5%)	0.2%	$38.12	—	ETF	808524839
VTV	VANGUARD VALUE ETF	10,993 (-1.2%)	$2,100 (+1.2%)	0.5%	$140.61	—	ETF	922908744
INTC	INTEL CORP COM	9,281 (-2.1%)	$342 (+7.6%)	0.1%	$39.93	-5.4%	Stock	458140100
VEU	VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	21,422 (-4.3%)	$1,576 (-1.4%)	0.4%	$50.80	—	ETF	922042775
VB	VANGUARD SMALL-CAP ETF	13,037 (-2.0%)	$3,363 (-0.6%)	0.9%	$157.88	—	ETF	922908751
SPSB	STATE STREET SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	19,425 (-2.5%)	$587 (-2.8%)	0.2%	$30.19	—	ETF	78464A474
XOM	EXXON MOBIL CORP COM	3,721 (-2.8%)	$448 (+3.7%)	0.1%	$80.65	+43.2%	Stock	30231G102
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	14,532 (-1.3%)	$476 (-3.2%)	0.1%	$25.28	—	ETF	808524706
IBDR	ISHARES IBONDS DEC 2026 TERM CORPORATE ETF	12,312 (-4.2%)	$298 (-4.5%)	0.1%	$23.92	—	ETF	46435GAA0
VBR	VANGUARD SMALL CAP VALUE ETF	11,326 (-2.0%)	$2,399 (-0.5%)	0.6%	$144.29	—	ETF	922908611
DIS	DISNEY WALT CO COM	2,964 (-2.5%)	$337 (-3.1%)	0.1%	$121.88	-10.1%	Stock	254687106
ADBE	ADOBE INC COM	659 (-3.4%)	$231 (-4.1%)	0.1%	$388.12	-12.4%	Stock	00724F101
AGG	ISHARES CORE U.S. AGGREGATE BOND ETF	5,019 (-1.5%)	$501 (-1.8%)	0.1%	$109.14	—	ETF	464287226
AVUV	AVANTIS U.S. SMALL CAP VALUE ETF	13,078 (-3.1%)	$1,334 (-0.7%)	0.3%	$78.29	—	ETF	025072877
VIG	VANGUARD DIVIDEND APPRECIATION ETF	5,530 (-1.1%)	$1,215 (+0.7%)	0.3%	$126.70	—	ETF	921908844
QQQ	INVESCO QQQ TRUST SERIES I	1,497 (-2.9%)	$920 (-0.6%)	0.2%	$373.68	—	ETF	46090E103
DTD	WISDOMTREE U.S. TOTAL DIVIDEND FUND	4,815 (-2.4%)	$409 (-1.4%)	0.1%	$78.88	—	ETF	97717W109
SPY	STATE STR SPDR S&P 500 ETF TR TR UNIT	949 (-1.6%)	$647 (+0.8%)	0.2%	$320.62	—	ETF	78462F103
VYMI	VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	2,894 (-4.6%)	$260 (+1.4%)	0.1%	$73.96	—	ETF	921946794
VTI	VANGUARD TOTAL STOCK MARKET ETF	4,065 (-2.3%)	$1,363 (-0.2%)	0.4%	$169.75	—	ETF	922908769
DFUS	DIMENSIONAL U.S. EQUITY MARKET ETF	5,102 (-1.6%)	$378 (+0.8%)	0.1%	$40.57	—	ETF	25434V401
SPTM	STATE STREET SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	4,615 (-2.1%)	$381 (+0.2%)	0.1%	$46.06	—	ETF	78464A805
IVE	ISHARES S&P 500 VALUE ETF	2,523 (-2.6%)	$535 (+0.0%)	0.1%	$116.03	—	ETF	464287408

Unchanged Positions (62)

IVV ISHARES CORE S&P 500 ETF 9.2%

Value ($000) $35,716 Shares 52,144 Est. Cost $299.66 Unrealized —

META META PLATFORMS INC CL A 1.1%

Value ($000) $4,416 Shares 6,691 Est. Cost $263.41 Unrealized +153.3%

VTIP VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF 2.0%

Value ($000) $7,586 Shares 153,383 Est. Cost $49.88 Unrealized —

DFAX DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF 1.2%

Value ($000) $4,669 Shares 142,641 Est. Cost $24.66 Unrealized —

GOOG ALPHABET INC CAP STK CL C 0.2%

Value ($000) $884 Shares 2,818 Est. Cost $109.23 Unrealized +162.1%

DFAT DIMENSIONAL U.S. TARGETED VALUE ETF 2.2%

Value ($000) $8,369 Shares 140,565 Est. Cost $43.47 Unrealized —

HD HOME DEPOT INC COM 0.2%

Value ($000) $813 Shares 2,362 Est. Cost $197.52 Unrealized +84.6%

AMGN AMGEN INC COM 0.3%

Value ($000) $1,011 Shares 3,089 Est. Cost $211.05 Unrealized +49.7%

JNJ JOHNSON & JOHNSON COM 0.3%

Value ($000) $1,123 Shares 5,429 Est. Cost $124.51 Unrealized +58.2%

CAT CATERPILLAR INC COM 0.2%

Value ($000) $641 Shares 1,120 Est. Cost $171.26 Unrealized +224.4%

WPC WP CAREY INC COM 0.5%

Value ($000) $1,802 Shares 27,997 Est. Cost $67.87 Unrealized —

REGN REGENERON PHARMACEUTICALS COM 0.1%

Value ($000) $296 Shares 384 Est. Cost $625.92 Unrealized +8.4%

BX BLACKSTONE INC COM 0.2%

Value ($000) $677 Shares 4,390 Est. Cost $87.28 Unrealized +73.5%

COST COSTCO WHOLESALE CORPORATION COM 0.2%

Value ($000) $810 Shares 939 Est. Cost $629.48 Unrealized +43.9%

FDX FEDEX CORP COM 0.1%

Value ($000) $279 Shares 965 Est. Cost $193.31 Unrealized +35.3%

BRK/B BERKSHIRE HATHAWAY INC DEL CL B NEW 1.2%

Value ($000) $4,781 Shares 9,512 Est. Cost $283.55 Unrealized +75.5%

DFSD DIMENSIONAL SHORT-DURATION FIXED INCOME ETF 2.8%

Value ($000) $10,763 Shares 224,458 Est. Cost $47.45 Unrealized —

BLK BLACKROCK INC COM 0.1%

Value ($000) $470 Shares 439 Est. Cost $853.09 Unrealized +27.7%

DFIC DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF 0.2%

Value ($000) $791 Shares 22,962 Est. Cost $20.90 Unrealized —

CRM SALESFORCE INC COM 0.1%

Value ($000) $339 Shares 1,279 Est. Cost $208.90 Unrealized +18.8%

SCHH SCHWAB U.S. REIT ETF 0.2%

Value ($000) $873 Shares 41,777 Est. Cost $34.20 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS COM 0.2%

Value ($000) $597 Shares 2,015 Est. Cost $111.44 Unrealized +168.1%

DFAI DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF 0.2%

Value ($000) $601 Shares 15,771 Est. Cost $27.51 Unrealized —

PANW PALO ALTO NETWORKS INC COM 0.1%

Value ($000) $255 Shares 1,387 Est. Cost $170.76 Unrealized +18.1%

AXP AMERICAN EXPRESS CO COM 0.1%

Value ($000) $257 Shares 696 Est. Cost $279.74 Unrealized +27.6%

ACN ACCENTURE PLC IRELAND SHS CLASS A 0.1%

Value ($000) $327 Shares 1,219 Est. Cost $277.10 Unrealized -8.3%

WMT WALMART INC COM 0.1%

Value ($000) $312 Shares 2,803 Est. Cost $73.79 Unrealized +45.3%

RTX RTX CORPORATION COM 0.1%

Value ($000) $230 Shares 1,256 Est. Cost $154.28 Unrealized +12.3%

V VISA INC COM CL A 0.2%

Value ($000) $922 Shares 2,629 Est. Cost $207.66 Unrealized +63.9%

SCHV SCHWAB U.S. LARGE-CAP VALUE ETF 0.3%

Value ($000) $1,259 Shares 42,527 Est. Cost $37.00 Unrealized —

TJX TJX COS INC NEW COM 0.1%

Value ($000) $230 Shares 1,497 Est. Cost $132.28 Unrealized +11.7%

VYM VANGUARD HIGH DIVIDEND YIELD INDEX ETF 0.2%

Value ($000) $772 Shares 5,377 Est. Cost $103.85 Unrealized —

— PGIM GLOBAL HIGH YIELD FD FORM COM 0.1%

Value ($000) $318 Shares 25,764 Est. Cost $13.00 Unrealized —

IVW ISHARES S&P 500 GROWTH ETF 0.2%

Value ($000) $660 Shares 5,352 Est. Cost $64.52 Unrealized —

IWC ISHARES MICRO-CAP ETF 0.1%

Value ($000) $238 Shares 1,510 Est. Cost $149.09 Unrealized —

EFA ISHARES MSCI EAFE ETF 0.1%

Value ($000) $469 Shares 4,885 Est. Cost $70.25 Unrealized —

AVLV AVANTIS U.S. LARGE CAP VALUE ETF 0.1%

Value ($000) $277 Shares 3,653 Est. Cost $50.88 Unrealized —

SCHP SCHWAB US TIPS ETF 0.1%

Value ($000) $548 Shares 20,703 Est. Cost $41.23 Unrealized —

SPLV INVESCO S&P 500 LOW VOLATILITY ETF 0.1%

Value ($000) $432 Shares 6,052 Est. Cost $49.75 Unrealized —

IJR ISHARES CORE S&P SMALL CAP ETF 0.2%

Value ($000) $761 Shares 6,328 Est. Cost $77.14 Unrealized —

ICF ISHARES SELECT U.S. REIT ETF 0.1%

Value ($000) $246 Shares 4,120 Est. Cost $77.59 Unrealized —

DIA SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST 0.1%

Value ($000) $223 Shares 463 Est. Cost $440.65 Unrealized —

XLP STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF 0.2%

Value ($000) $859 Shares 11,053 Est. Cost $57.97 Unrealized —

SCHD SCHWAB US DIVIDEND EQUITY ETF 1.0%

Value ($000) $3,941 Shares 143,660 Est. Cost $40.25 Unrealized —

LQD ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF 0.1%

Value ($000) $544 Shares 4,940 Est. Cost $124.01 Unrealized —

XLF STATE STREET FINANCIAL SELECT SECTOR SPDR ETF 0.1%

Value ($000) $414 Shares 7,562 Est. Cost $45.01 Unrealized —

IYW ISHARES U.S. TECHNOLOGY ETF 0.1%

Value ($000) $351 Shares 1,760 Est. Cost $122.75 Unrealized —

KRE STATE STREET SPDR S&P REGIONAL BANKING ETF 0.1%

Value ($000) $215 Shares 3,322 Est. Cost $63.30 Unrealized —

IJH ISHARES CORE S&P MID-CAP ETF 0.1%

Value ($000) $370 Shares 5,605 Est. Cost $84.20 Unrealized —

ABBV ABBVIE INC COM 0.1%

Value ($000) $322 Shares 1,408 Est. Cost $139.02 Unrealized +63.7%

URG UR-ENERGY INC COM 0.0%

Value ($000) $14 Shares 10,000 Est. Cost $0.80 Unrealized +85.5%

TIP ISHARES TIPS BOND ETF 0.1%

Value ($000) $228 Shares 2,070 Est. Cost $114.35 Unrealized —

IBDS ISHARES IBONDS DEC 2027 TERM CORPORATE ETF 0.1%

Value ($000) $316 Shares 13,020 Est. Cost $23.87 Unrealized —

BSMV INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF 0.1%

Value ($000) $416 Shares 19,704 Est. Cost $20.78 Unrealized —

HYFT MINDWALK HOLDINGS CORP COM 0.0%

Value ($000) $48 Shares 26,551 Est. Cost $1.96 Unrealized -10.1%

YUM YUM BRANDS INC COM 0.1%

Value ($000) $231 Shares 1,527 Est. Cost $108.77 Unrealized +35.8%

DFCA DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF 0.1%

Value ($000) $270 Shares 5,386 Est. Cost $49.28 Unrealized —

IBDU ISHARES IBONDS DEC 2029 TERM CORPORATE ETF 0.1%

Value ($000) $494 Shares 21,086 Est. Cost $22.92 Unrealized —

BSMU INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF 0.1%

Value ($000) $207 Shares 9,381 Est. Cost $22.42 Unrealized —

IGIB ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF 0.1%

Value ($000) $223 Shares 4,141 Est. Cost $53.72 Unrealized —

IBDT ISHARES IBONDS DEC 2028 TERM CORPORATE ETF 0.1%

Value ($000) $243 Shares 9,532 Est. Cost $25.26 Unrealized —

JSCP JPMORGAN SHORT DURATION CORE PLUS ETF 0.1%

Value ($000) $233 Shares 4,909 Est. Cost $46.66 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES CORE S&P 500 ETF	52,144	$35,716	9.2%	$299.66	—	ETF	464287200
META	META PLATFORMS INC CL A	6,691	$4,416	1.1%	$263.41	+153.3%	Stock	30303M102
VTIP	VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	153,383	$7,586	2.0%	$49.88	—	ETF	922020805
DFAX	DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	142,641	$4,669	1.2%	$24.66	—	ETF	25434V880
GOOG	ALPHABET INC CAP STK CL C	2,818	$884	0.2%	$109.23	+162.1%	Stock	02079K107
DFAT	DIMENSIONAL U.S. TARGETED VALUE ETF	140,565	$8,369	2.2%	$43.47	—	ETF	25434V609
HD	HOME DEPOT INC COM	2,362	$813	0.2%	$197.52	+84.6%	Stock	437076102
AMGN	AMGEN INC COM	3,089	$1,011	0.3%	$211.05	+49.7%	Stock	031162100
JNJ	JOHNSON & JOHNSON COM	5,429	$1,123	0.3%	$124.51	+58.2%	Stock	478160104
CAT	CATERPILLAR INC COM	1,120	$641	0.2%	$171.26	+224.4%	Stock	149123101
WPC	WP CAREY INC COM	27,997	$1,802	0.5%	$67.87	—	REIT	92936U109
REGN	REGENERON PHARMACEUTICALS COM	384	$296	0.1%	$625.92	+8.4%	Stock	75886F107
BX	BLACKSTONE INC COM	4,390	$677	0.2%	$87.28	+73.5%	Stock	09260D107
COST	COSTCO WHOLESALE CORPORATION COM	939	$810	0.2%	$629.48	+43.9%	Stock	22160K105
FDX	FEDEX CORP COM	965	$279	0.1%	$193.31	+35.3%	Stock	31428X106
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	9,512	$4,781	1.2%	$283.55	+75.5%	Stock	084670702
DFSD	DIMENSIONAL SHORT-DURATION FIXED INCOME ETF	224,458	$10,763	2.8%	$47.45	—	ETF	25434V864
BLK	BLACKROCK INC COM	439	$470	0.1%	$853.09	+27.7%	Stock	09290D101
DFIC	DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF	22,962	$791	0.2%	$20.90	—	ETF	25434V799
CRM	SALESFORCE INC COM	1,279	$339	0.1%	$208.90	+18.8%	Stock	79466L302
SCHH	SCHWAB U.S. REIT ETF	41,777	$873	0.2%	$34.20	—	ETF	808524847
IBM	INTERNATIONAL BUSINESS MACHS COM	2,015	$597	0.2%	$111.44	+168.1%	Stock	459200101
DFAI	DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF	15,771	$601	0.2%	$27.51	—	ETF	25434V203
PANW	PALO ALTO NETWORKS INC COM	1,387	$255	0.1%	$170.76	+18.1%	Stock	697435105
AXP	AMERICAN EXPRESS CO COM	696	$257	0.1%	$279.74	+27.6%	Stock	025816109
ACN	ACCENTURE PLC IRELAND SHS CLASS A	1,219	$327	0.1%	$277.10	-8.3%	Stock	G1151C101
WMT	WALMART INC COM	2,803	$312	0.1%	$73.79	+45.3%	Stock	931142103
RTX	RTX CORPORATION COM	1,256	$230	0.1%	$154.28	+12.3%	Stock	75513E101
V	VISA INC COM CL A	2,629	$922	0.2%	$207.66	+63.9%	Stock	92826C839
SCHV	SCHWAB U.S. LARGE-CAP VALUE ETF	42,527	$1,259	0.3%	$37.00	—	ETF	808524409
TJX	TJX COS INC NEW COM	1,497	$230	0.1%	$132.28	+11.7%	Stock	872540109
VYM	VANGUARD HIGH DIVIDEND YIELD INDEX ETF	5,377	$772	0.2%	$103.85	—	ETF	921946406
—	PGIM GLOBAL HIGH YIELD FD FORM COM	25,764	$318	0.1%	$13.00	—	CEF	69346J106
IVW	ISHARES S&P 500 GROWTH ETF	5,352	$660	0.2%	$64.52	—	ETF	464287309
IWC	ISHARES MICRO-CAP ETF	1,510	$238	0.1%	$149.09	—	ETF	464288869
EFA	ISHARES MSCI EAFE ETF	4,885	$469	0.1%	$70.25	—	ETF	464287465
AVLV	AVANTIS U.S. LARGE CAP VALUE ETF	3,653	$277	0.1%	$50.88	—	ETF	025072349
SCHP	SCHWAB US TIPS ETF	20,703	$548	0.1%	$41.23	—	ETF	808524870
SPLV	INVESCO S&P 500 LOW VOLATILITY ETF	6,052	$432	0.1%	$49.75	—	ETF	46138E354
IJR	ISHARES CORE S&P SMALL CAP ETF	6,328	$761	0.2%	$77.14	—	ETF	464287804
ICF	ISHARES SELECT U.S. REIT ETF	4,120	$246	0.1%	$77.59	—	ETF	464287564
DIA	SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST	463	$223	0.1%	$440.65	—	ETF	78467X109
XLP	STATE STREET CONSUMER STAPLES SELECT SECTOR SPDR ETF	11,053	$859	0.2%	$57.97	—	ETF	81369Y308
SCHD	SCHWAB US DIVIDEND EQUITY ETF	143,660	$3,941	1.0%	$40.25	—	ETF	808524797
LQD	ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	4,940	$544	0.1%	$124.01	—	ETF	464287242
XLF	STATE STREET FINANCIAL SELECT SECTOR SPDR ETF	7,562	$414	0.1%	$45.01	—	ETF	81369Y605
IYW	ISHARES U.S. TECHNOLOGY ETF	1,760	$351	0.1%	$122.75	—	ETF	464287721
KRE	STATE STREET SPDR S&P REGIONAL BANKING ETF	3,322	$215	0.1%	$63.30	—	ETF	78464A698
IJH	ISHARES CORE S&P MID-CAP ETF	5,605	$370	0.1%	$84.20	—	ETF	464287507
ABBV	ABBVIE INC COM	1,408	$322	0.1%	$139.02	+63.7%	Stock	00287Y109
URG	UR-ENERGY INC COM	10,000	$14	0.0%	$0.80	+85.5%	Stock	91688R108
TIP	ISHARES TIPS BOND ETF	2,070	$228	0.1%	$114.35	—	ETF	464287176
IBDS	ISHARES IBONDS DEC 2027 TERM CORPORATE ETF	13,020	$316	0.1%	$23.87	—	ETF	46435UAA9
BSMV	INVESCO BULLETSHARES 2031 MUNICIPAL BOND ETF	19,704	$416	0.1%	$20.78	—	ETF	46138J411
HYFT	MINDWALK HOLDINGS CORP COM	26,551	$48	0.0%	$1.96	-10.1%	Stock	602687105
YUM	YUM BRANDS INC COM	1,527	$231	0.1%	$108.77	+35.8%	Stock	988498101
DFCA	DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF	5,386	$270	0.1%	$49.28	—	ETF	25434V633
IBDU	ISHARES IBONDS DEC 2029 TERM CORPORATE ETF	21,086	$494	0.1%	$22.92	—	ETF	46436E205
BSMU	INVESCO BULLETSHARES 2030 MUNICIPAL BOND ETF	9,381	$207	0.1%	$22.42	—	ETF	46138J445
IGIB	ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	4,141	$223	0.1%	$53.72	—	ETF	464288638
IBDT	ISHARES IBONDS DEC 2028 TERM CORPORATE ETF	9,532	$243	0.1%	$25.26	—	ETF	46435U515
JSCP	JPMORGAN SHORT DURATION CORE PLUS ETF	4,909	$233	0.1%	$46.66	—	ETF	46641Q274