Carter Financial Group, INC. Quant / Systematic

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JNJ	Johnson & Johnson	2,411	$499	0.3%	$197.01	0.0%	COM	478160104
QUIZ	Zacks Quality International ETF	18,565	$493	0.3%	$26.57	—	QUALITY INTERNAT	98888G881
NVS	Novartis AG ADR	2,886	$398	0.2%	$137.88	—	SPONSORED ADR	66987V109
SAN	Banco Santander SA ADR	31,288	$367	0.2%	$11.73	—	ADR	05964H105
TD	The Toronto-Dominion Bank	3,405	$321	0.2%	$84.44	0.0%	COM NEW	891160509
AMD	Advanced Micro Devices Inc	1,420	$304	0.2%	$224.60	0.0%	COM	007903107
—	Banco Bilbao Vizcaya Argentaria SA ADR	12,468	$291	0.2%	$23.31	—	SPONSORED ADS	058934950
MU	Micron Technology Inc	841	$240	0.1%	$229.35	0.0%	COM	595112103
LUV	Southwest Airlines Co	5,707	$237	0.1%	$34.79	0.0%	COM	844741108
XBI	State Street SPDR S&P Biotech ETF	1,917	$234	0.1%	$121.95	—	S&P BIOTECH	78464A870
PCOK	Pacific Oak Strategic Opportunity REIT Inc Ordinary Shares	38,050	$218	0.1%	$5.72	—	REAL ESTATE INVESTME	694701103
CAT	Caterpillar Inc	366	$210	0.1%	$555.50	0.0%	COM	149123101
—	Lam Research Corp	1,180	$202	0.1%	$171.39	—	COM	512807108
ASML	ASML Holding NV ADR	189	$202	0.1%	$1069.87	—	N Y REGISTRY SHS	N07059210
LYG	Lloyds Banking Group PLC ADR	24,319	$129	0.1%	$5.30	—	SPONSORED ADR	539439109
CMRF	CIM Real Estate Finance Trust Inc	12,851	$67	0.0%	$NaN	—	COM	12558Q103
KBSR	KBS Real Estate Investment Trust III Inc Ordinary Shares	23,162	$63	0.0%	$2.70	—	ORD SHS	48668L105
LTNC	Labor Smart Inc	8,000,000	$4	0.0%	$0.00	0.0%	COM	50541A108

Increased Positions (46)

BITB Bitwise Bitcoin ETF 3.8%

Value ($000) $6,420 (-20.3%) Shares 134,982 (+4.3%) Est. Cost $58.14 Unrealized —

BLOK Amplify Blockchain Technology ETF 4.4%

Value ($000) $7,375 (-13.5%) Shares 129,640 (+1.9%) Est. Cost $52.87 Unrealized —

GOOGL Alphabet Inc Class A 1.6%

Value ($000) $2,660 (+39.2%) Shares 8,499 (+8.1%) Est. Cost $172.04 Unrealized +66.0%

BRK/B Berkshire Hathaway Inc Class B 12.7%

Value ($000) $21,423 (+2.3%) Shares 42,620 (+2.3%) Est. Cost $484.65 Unrealized +2.7%

DIVO Amplify CWP Enhanced Dividend Income ETF 4.8%

Value ($000) $8,095 (+5.9%) Shares 181,918 (+6.1%) Est. Cost $39.23 Unrealized —

DBEF Xtrackers MSCI EAFE Hedged Equity ETF 3.8%

Value ($000) $6,483 (+7.4%) Shares 134,750 (+3.6%) Est. Cost $38.07 Unrealized —

QQQM Invesco NASDAQ 100 ETF 7.1%

Value ($000) $11,972 (+3.7%) Shares 47,335 (+1.4%) Est. Cost $227.44 Unrealized —

NVDA NVIDIA Corp 3.2%

Value ($000) $5,326 (+6.5%) Shares 28,556 (+6.6%) Est. Cost $126.13 Unrealized +47.6%

CALF Pacer US Small Cap Cash Cows 100 ETF 2.8%

Value ($000) $4,761 (+6.7%) Shares 106,498 (+4.5%) Est. Cost $40.20 Unrealized —

BNDI NEOS Enhanced Income Aggregate Bond ETF 2.7%

Value ($000) $4,581 (+6.4%) Shares 96,315 (+6.5%) Est. Cost $47.35 Unrealized —

SMH VanEck Semiconductor ETF 0.9%

Value ($000) $1,552 (+19.6%) Shares 4,310 (+8.4%) Est. Cost $286.62 Unrealized —

HSBC HSBC Holdings PLC ADR 0.3%

Value ($000) $494 (+70.0%) Shares 6,283 (+53.4%) Est. Cost $73.66 Unrealized —

MSFT Microsoft Corp 2.0%

Value ($000) $3,361 (-5.4%) Shares 6,950 (+1.4%) Est. Cost $344.03 Unrealized +45.5%

QTUM Defiance Quantum ETF 0.3%

Value ($000) $521 (+45.0%) Shares 4,755 (+38.7%) Est. Cost $97.99 Unrealized —

AIS VistaShares Artfcl Intlgc Supercycle ETF 0.3%

Value ($000) $485 (+46.2%) Shares 12,829 (+36.0%) Est. Cost $31.73 Unrealized —

AMGN Amgen Inc 0.5%

Value ($000) $762 (+22.9%) Shares 2,327 (+5.9%) Est. Cost $279.90 Unrealized +12.9%

ABBV AbbVie Inc 0.2%

Value ($000) $392 (+56.1%) Shares 1,714 (+58.1%) Est. Cost $199.16 Unrealized +14.2%

AZN AstraZeneca PLC ADR 0.2%

Value ($000) $333 (+54.5%) Shares 3,626 (+28.9%) Est. Cost $74.82 Unrealized —

INTC Intel Corp 0.3%

Value ($000) $438 (+34.2%) Shares 11,876 (+22.0%) Est. Cost $23.80 Unrealized +58.7%

RTX RTX Corp 0.5%

Value ($000) $922 (+12.3%) Shares 5,028 (+2.4%) Est. Cost $137.03 Unrealized +26.5%

GABF Gabelli Financial Services Opp ETF 1.8%

Value ($000) $3,040 (+3.3%) Shares 64,553 (+5.8%) Est. Cost $47.43 Unrealized —

XOVR ERShares Private-Public Crossover ETF 0.4%

Value ($000) $694 (+15.5%) Shares 34,464 (+21.1%) Est. Cost $19.41 Unrealized —

XOM Exxon Mobil Corp 0.7%

Value ($000) $1,197 (+8.0%) Shares 9,946 (+1.2%) Est. Cost $72.32 Unrealized +59.7%

SCHC Schwab International Small-Cap Eq ETF 1.4%

Value ($000) $2,393 (+2.8%) Shares 52,561 (+2.8%) Est. Cost $39.83 Unrealized —

GE GE Aerospace 0.3%

Value ($000) $464 (+12.8%) Shares 1,505 (+10.2%) Est. Cost $242.25 Unrealized +24.2%

CEG Constellation Energy Corp 0.2%

Value ($000) $400 (+14.5%) Shares 1,131 (+6.7%) Est. Cost $270.70 Unrealized +34.2%

VWO Vanguard FTSE Emerging Markets ETF 1.7%

Value ($000) $2,793 (+1.7%) Shares 51,944 (+2.5%) Est. Cost $47.57 Unrealized —

PPA Invesco Aerospace & Defense ETF 1.0%

Value ($000) $1,620 (+2.8%) Shares 10,341 (+2.1%) Est. Cost $142.00 Unrealized —

SCHH Schwab US REIT ETF 1.0%

Value ($000) $1,692 (+2.1%) Shares 81,013 (+5.5%) Est. Cost $22.92 Unrealized —

JPST JPMorgan Ultra-Short Income ETF 1.1%

Value ($000) $1,798 (+1.8%) Shares 35,416 (+1.7%) Est. Cost $50.68 Unrealized —

BTI British American Tobacco PLC ADR 0.1%

Value ($000) $235 (+15.7%) Shares 4,092 (+7.0%) Est. Cost $53.36 Unrealized —

VTEB Vanguard Tax-Exempt Bond ETF 0.6%

Value ($000) $1,036 (+3.0%) Shares 20,592 (+2.5%) Est. Cost $50.08 Unrealized —

JMBS Janus Henderson Mortgage-Backed Sec ETF 1.0%

Value ($000) $1,702 (+1.4%) Shares 37,259 (+1.4%) Est. Cost $45.06 Unrealized —

BLDG Cambria Global Real Estate ETF 2.3%

Value ($000) $3,888 (+0.6%) Shares 158,998 (+6.2%) Est. Cost $24.95 Unrealized —

BNDX Vanguard Total International Bond ETF 0.7%

Value ($000) $1,193 (+1.9%) Shares 24,688 (+4.3%) Est. Cost $50.46 Unrealized —

T AT&T Inc 0.2%

Value ($000) $339 (-5.8%) Shares 13,665 (+7.1%) Est. Cost $18.27 Unrealized +38.4%

SHLD Global X Defense Tech ETF 1.0%

Value ($000) $1,708 (-1.1%) Shares 26,264 (+6.8%) Est. Cost $60.67 Unrealized —

EMB iShares JP Morgan USD Em Mkts Bd ETF 0.4%

Value ($000) $752 (+2.3%) Shares 7,814 (+1.2%) Est. Cost $94.64 Unrealized —

VGIT Vanguard Intmdt-Term Trs ETF 0.4%

Value ($000) $683 (+2.5%) Shares 11,389 (+2.7%) Est. Cost $60.77 Unrealized —

VCIT Vanguard Interm-Term Corp Bd ETF 0.4%

Value ($000) $721 (+2.3%) Shares 8,611 (+2.8%) Est. Cost $84.13 Unrealized —

MBB iShares MBS ETF 0.5%

Value ($000) $861 (+1.8%) Shares 9,045 (+1.7%) Est. Cost $93.92 Unrealized —

VCSH Vanguard Short-Term Corporate Bond ETF 0.2%

Value ($000) $383 (+2.0%) Shares 4,808 (+2.2%) Est. Cost $79.50 Unrealized —

USHY iShares Broad USD High Yield Corp Bd ETF 0.2%

Value ($000) $365 (+1.9%) Shares 9,748 (+3.0%) Est. Cost $37.51 Unrealized —

SCHP Schwab US TIPS ETF 0.2%

Value ($000) $270 (+1.5%) Shares 10,192 (+3.2%) Est. Cost $46.02 Unrealized —

NFLX Netflix Inc 0.3%

Value ($000) $435 (-0.6%) Shares 4,637 (+1170.4%) Est. Cost $108.93 Unrealized -1.0%

— BNY Mellon High Yield Strategies Fund 0.0%

Value ($000) $50 (-1.8%) Shares 20,019 (+1.8%) Est. Cost $2.75 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BITB	Bitwise Bitcoin ETF	134,982 (+4.3%)	$6,420 (-20.3%)	3.8%	$58.14	—	SHS BEN INT	09174C104
BLOK	Amplify Blockchain Technology ETF	129,640 (+1.9%)	$7,375 (-13.5%)	4.4%	$52.87	—	BLOCKCHAIN LDR	032108607
GOOGL	Alphabet Inc Class A	8,499 (+8.1%)	$2,660 (+39.2%)	1.6%	$172.04	+66.0%	CAP STK CL A	02079K305
BRK/B	Berkshire Hathaway Inc Class B	42,620 (+2.3%)	$21,423 (+2.3%)	12.7%	$484.65	+2.7%	CL B NEW	084670702
DIVO	Amplify CWP Enhanced Dividend Income ETF	181,918 (+6.1%)	$8,095 (+5.9%)	4.8%	$39.23	—	CWP ENHANCED DIV	032108409
DBEF	Xtrackers MSCI EAFE Hedged Equity ETF	134,750 (+3.6%)	$6,483 (+7.4%)	3.8%	$38.07	—	XTRACK MSCI EAFE	233051200
QQQM	Invesco NASDAQ 100 ETF	47,335 (+1.4%)	$11,972 (+3.7%)	7.1%	$227.44	—	NASDAQ 100 ETF	46138G649
NVDA	NVIDIA Corp	28,556 (+6.6%)	$5,326 (+6.5%)	3.2%	$126.13	+47.6%	COM	67066G104
CALF	Pacer US Small Cap Cash Cows 100 ETF	106,498 (+4.5%)	$4,761 (+6.7%)	2.8%	$40.20	—	US SMALL CAP CAS	69374H857
BNDI	NEOS Enhanced Income Aggregate Bond ETF	96,315 (+6.5%)	$4,581 (+6.4%)	2.7%	$47.35	—	NEOS ENHCD INME	78433H402
SMH	VanEck Semiconductor ETF	4,310 (+8.4%)	$1,552 (+19.6%)	0.9%	$286.62	—	SEMICONDUCTR ETF	92189F676
HSBC	HSBC Holdings PLC ADR	6,283 (+53.4%)	$494 (+70.0%)	0.3%	$73.66	—	SPON ADR NEW	404280406
MSFT	Microsoft Corp	6,950 (+1.4%)	$3,361 (-5.4%)	2.0%	$344.03	+45.5%	COM	594918104
QTUM	Defiance Quantum ETF	4,755 (+38.7%)	$521 (+45.0%)	0.3%	$97.99	—	DEFIANCE QUANTUM	26922A420
AIS	VistaShares Artfcl Intlgc Supercycle ETF	12,829 (+36.0%)	$485 (+46.2%)	0.3%	$31.73	—	VISTASHARES ARTI	45259A845
AMGN	Amgen Inc	2,327 (+5.9%)	$762 (+22.9%)	0.5%	$279.90	+12.9%	COM	031162100
ABBV	AbbVie Inc	1,714 (+58.1%)	$392 (+56.1%)	0.2%	$199.16	+14.2%	COM	00287Y109
AZN	AstraZeneca PLC ADR	3,626 (+28.9%)	$333 (+54.5%)	0.2%	$74.82	—	SPONSORED ADR	046353108
INTC	Intel Corp	11,876 (+22.0%)	$438 (+34.2%)	0.3%	$23.80	+58.7%	COM	458140100
RTX	RTX Corp	5,028 (+2.4%)	$922 (+12.3%)	0.5%	$137.03	+26.5%	COM	75513E101
GABF	Gabelli Financial Services Opp ETF	64,553 (+5.8%)	$3,040 (+3.3%)	1.8%	$47.43	—	FINL SVCS OPPTYS	36261K400
XOVR	ERShares Private-Public Crossover ETF	34,464 (+21.1%)	$694 (+15.5%)	0.4%	$19.41	—	ERSHARES PRIVATE	293828877
XOM	Exxon Mobil Corp	9,946 (+1.2%)	$1,197 (+8.0%)	0.7%	$72.32	+59.7%	COM	30231G102
SCHC	Schwab International Small-Cap Eq ETF	52,561 (+2.8%)	$2,393 (+2.8%)	1.4%	$39.83	—	INTL SCEQT ETF	808524888
GE	GE Aerospace	1,505 (+10.2%)	$464 (+12.8%)	0.3%	$242.25	+24.2%	COM NEW	369604301
CEG	Constellation Energy Corp	1,131 (+6.7%)	$400 (+14.5%)	0.2%	$270.70	+34.2%	COM	21037T109
VWO	Vanguard FTSE Emerging Markets ETF	51,944 (+2.5%)	$2,793 (+1.7%)	1.7%	$47.57	—	FTSE EMR MKT ETF	922042858
PPA	Invesco Aerospace & Defense ETF	10,341 (+2.1%)	$1,620 (+2.8%)	1.0%	$142.00	—	AEROSPACE DEFN	46137V100
SCHH	Schwab US REIT ETF	81,013 (+5.5%)	$1,692 (+2.1%)	1.0%	$22.92	—	US REIT ETF	808524847
JPST	JPMorgan Ultra-Short Income ETF	35,416 (+1.7%)	$1,798 (+1.8%)	1.1%	$50.68	—	ULTRA SHRT ETF	46641Q837
BTI	British American Tobacco PLC ADR	4,092 (+7.0%)	$235 (+15.7%)	0.1%	$53.36	—	SPONSORED ADR	110448107
VTEB	Vanguard Tax-Exempt Bond ETF	20,592 (+2.5%)	$1,036 (+3.0%)	0.6%	$50.08	—	TAX EXEMPT BD	922907746
JMBS	Janus Henderson Mortgage-Backed Sec ETF	37,259 (+1.4%)	$1,702 (+1.4%)	1.0%	$45.06	—	HENDERSON MTG	47103U852
BLDG	Cambria Global Real Estate ETF	158,998 (+6.2%)	$3,888 (+0.6%)	2.3%	$24.95	—	GBL REAL EST ETF	132061813
BNDX	Vanguard Total International Bond ETF	24,688 (+4.3%)	$1,193 (+1.9%)	0.7%	$50.46	—	TOTAL INT BD ETF	92203J407
T	AT&T Inc	13,665 (+7.1%)	$339 (-5.8%)	0.2%	$18.27	+38.4%	COM	00206R102
SHLD	Global X Defense Tech ETF	26,264 (+6.8%)	$1,708 (-1.1%)	1.0%	$60.67	—	DEFENSE TECH ETF	37960A529
EMB	iShares JP Morgan USD Em Mkts Bd ETF	7,814 (+1.2%)	$752 (+2.3%)	0.4%	$94.64	—	JPMORGAN USD EMG	464288281
VGIT	Vanguard Intmdt-Term Trs ETF	11,389 (+2.7%)	$683 (+2.5%)	0.4%	$60.77	—	INTER TERM TREAS	92206C706
VCIT	Vanguard Interm-Term Corp Bd ETF	8,611 (+2.8%)	$721 (+2.3%)	0.4%	$84.13	—	INT-TERM CORP	92206C870
MBB	iShares MBS ETF	9,045 (+1.7%)	$861 (+1.8%)	0.5%	$93.92	—	MBS ETF	464288588
VCSH	Vanguard Short-Term Corporate Bond ETF	4,808 (+2.2%)	$383 (+2.0%)	0.2%	$79.50	—	SHRT TRM CORP BD	92206C409
USHY	iShares Broad USD High Yield Corp Bd ETF	9,748 (+3.0%)	$365 (+1.9%)	0.2%	$37.51	—	BROAD USD HIGH	46435U853
SCHP	Schwab US TIPS ETF	10,192 (+3.2%)	$270 (+1.5%)	0.2%	$46.02	—	US TIPS ETF	808524870
NFLX	Netflix Inc	4,637 (+1170.4%)	$435 (-0.6%)	0.3%	$108.93	-1.0%	COM	64110L106
—	BNY Mellon High Yield Strategies Fund	20,019 (+1.8%)	$50 (-1.8%)	0.0%	$2.75	—	SH BEN INT	09660L105

Exited Positions (13)

IEFA ISHARES TR 0.3%

Value ($000) $432 Shares 4,948 Est. Cost $70.63 Unrealized —

SHOP SHOPIFY INC 0.2%

Value ($000) $361 Shares 2,426 Est. Cost $135.57 Unrealized +18.4%

SAP SAP SE 0.2%

Value ($000) $292 Shares 1,093 Est. Cost $301.84 Unrealized —

SONY SONY GROUP CORP 0.2%

Value ($000) $271 Shares 9,421 Est. Cost $28.79 Unrealized —

MUFG MITSUBISHI UFJ FINL GROUP IN 0.2%

Value ($000) $267 Shares 16,752 Est. Cost $15.94 Unrealized —

APP APPLOVIN CORP 0.2%

Value ($000) $267 Shares 371 Est. Cost $461.14 Unrealized +36.6%

SE SEA LTD 0.1%

Value ($000) $245 Shares 1,368 Est. Cost $178.73 Unrealized —

BMO BANK MONTREAL QUE 0.1%

Value ($000) $244 Shares 1,876 Est. Cost $118.02 Unrealized +7.3%

MA MASTERCARD INCORPORATED 0.1%

Value ($000) $236 Shares 416 Est. Cost $553.69 Unrealized +0.9%

CRWD CROWDSTRIKE HLDGS INC 0.1%

Value ($000) $222 Shares 452 Est. Cost $454.77 Unrealized +12.0%

WFC WELLS FARGO CO NEW 0.1%

Value ($000) $214 Shares 2,547 Est. Cost $80.47 Unrealized +7.7%

MS MORGAN STANLEY 0.1%

Value ($000) $204 Shares 1,284 Est. Cost $146.45 Unrealized +13.7%

MFG MIZUHO FINANCIAL GROUP INC 0.1%

Value ($000) $148 Shares 22,118 Est. Cost $6.70 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IEFA	ISHARES TR	4,948	$432	0.3%	$70.63	—	—	46432F842
SHOP	SHOPIFY INC	2,426	$361	0.2%	$135.57	+18.4%	—	82509L107
SAP	SAP SE	1,093	$292	0.2%	$301.84	—	—	803054204
SONY	SONY GROUP CORP	9,421	$271	0.2%	$28.79	—	—	835699307
MUFG	MITSUBISHI UFJ FINL GROUP IN	16,752	$267	0.2%	$15.94	—	—	606822104
APP	APPLOVIN CORP	371	$267	0.2%	$461.14	+36.6%	—	03831W108
SE	SEA LTD	1,368	$245	0.1%	$178.73	—	—	81141R100
BMO	BANK MONTREAL QUE	1,876	$244	0.1%	$118.02	+7.3%	—	063671101
MA	MASTERCARD INCORPORATED	416	$236	0.1%	$553.69	+0.9%	—	57636Q104
CRWD	CROWDSTRIKE HLDGS INC	452	$222	0.1%	$454.77	+12.0%	—	22788C105
WFC	WELLS FARGO CO NEW	2,547	$214	0.1%	$80.47	+7.7%	—	949746101
MS	MORGAN STANLEY	1,284	$204	0.1%	$146.45	+13.7%	—	617446448
MFG	MIZUHO FINANCIAL GROUP INC	22,118	$148	0.1%	$6.70	—	—	60687Y109

Decreased Positions (34)

ORCL Oracle Corp 0.6%

Value ($000) $1,053 (-41.2%) Shares 5,401 (-15.1%) Est. Cost $176.65 Unrealized +34.8%

PLTR Palantir Technologies Inc Ordinary Shares - Class A 1.6%

Value ($000) $2,636 (-8.5%) Shares 14,830 (-6.1%) Est. Cost $121.05 Unrealized +49.5%

ZECP Zacks Earnings Consistent ETF 0.8%

Value ($000) $1,316 (-13.7%) Shares 37,547 (-17.2%) Est. Cost $31.91 Unrealized —

COIN Coinbase Global Inc Ordinary Shares - Class A 0.2%

Value ($000) $347 (-36.9%) Shares 1,534 (-5.8%) Est. Cost $208.02 Unrealized +43.2%

V Visa Inc Class A 0.2%

Value ($000) $363 (-28.4%) Shares 1,035 (-30.3%) Est. Cost $346.64 Unrealized -1.8%

AMZN Amazon.com Inc 1.0%

Value ($000) $1,638 (-5.9%) Shares 7,097 (-10.5%) Est. Cost $197.14 Unrealized +16.1%

SMIZ Zacks Small/Mid Cap ETF 0.3%

Value ($000) $494 (-16.5%) Shares 13,260 (-16.3%) Est. Cost $33.89 Unrealized —

TSLA Tesla Inc 1.1%

Value ($000) $1,902 (-4.8%) Shares 4,230 (-5.8%) Est. Cost $303.41 Unrealized +46.1%

WMT Walmart Inc 0.4%

Value ($000) $758 (-7.6%) Shares 6,788 (-14.7%) Est. Cost $94.76 Unrealized +13.1%

XYZ Block Inc Class A 0.2%

Value ($000) $396 (-12.7%) Shares 6,079 (-3.1%) Est. Cost $103.71 Unrealized -33.5%

COF Capital One Financial Corp 0.2%

Value ($000) $288 (-16.5%) Shares 1,189 (-26.8%) Est. Cost $192.79 Unrealized +15.3%

BCS Barclays PLC ADR 0.2%

Value ($000) $277 (+21.5%) Shares 10,904 (-1.3%) Est. Cost $20.67 Unrealized —

AGG iShares Core US Aggregate Bond ETF 0.2%

Value ($000) $354 (-11.0%) Shares 3,548 (-10.7%) Est. Cost $99.21 Unrealized —

C Citigroup Inc 0.3%

Value ($000) $451 (+10.8%) Shares 3,864 (-3.6%) Est. Cost $78.35 Unrealized +32.3%

JPM JPMorgan Chase & Co 0.5%

Value ($000) $828 (-4.9%) Shares 2,571 (-6.9%) Est. Cost $262.93 Unrealized +17.7%

SLYV State Street SPDR S&P 600A Sm CpValETF 0.5%

Value ($000) $837 (-4.4%) Shares 9,203 (-6.8%) Est. Cost $83.33 Unrealized —

NWG NatWest Group PLC ADR 0.1%

Value ($000) $178 (+21.3%) Shares 10,177 (-1.9%) Est. Cost $14.15 Unrealized —

IBUY Amplify Online Retail ETF 0.3%

Value ($000) $425 (-6.6%) Shares 5,708 (-4.4%) Est. Cost $65.69 Unrealized —

SPIB State Street SPDR Port ItmtTermCorpBdETF 0.2%

Value ($000) $358 (-6.7%) Shares 10,578 (-6.5%) Est. Cost $33.58 Unrealized —

SCHE Schwab Emerging Markets Equity ETF 0.1%

Value ($000) $201 (-10.1%) Shares 6,138 (-8.4%) Est. Cost $30.14 Unrealized —

AXP American Express Co 0.3%

Value ($000) $519 (+3.7%) Shares 1,403 (-7.0%) Est. Cost $279.37 Unrealized +27.8%

VGSH Vanguard Short-Term Treasury ETF 0.3%

Value ($000) $426 (-4.1%) Shares 7,250 (-3.9%) Est. Cost $53.84 Unrealized —

GS The Goldman Sachs Group Inc 0.2%

Value ($000) $421 (+3.5%) Shares 479 (-6.3%) Est. Cost $596.63 Unrealized +36.3%

AVGO Broadcom Inc 0.5%

Value ($000) $854 (+1.4%) Shares 2,466 (-3.3%) Est. Cost $262.22 Unrealized +36.1%

BAC Bank of America Corp 0.2%

Value ($000) $346 (-3.1%) Shares 6,292 (-9.1%) Est. Cost $40.90 Unrealized +28.8%

VMBS Vanguard Mortgage-Backed Secs ETF 0.1%

Value ($000) $234 (-3.8%) Shares 4,972 (-4.1%) Est. Cost $46.96 Unrealized —

CSCO Cisco Systems Inc 0.2%

Value ($000) $267 (-3.1%) Shares 3,466 (-14.0%) Est. Cost $67.38 Unrealized +9.5%

DRIV Global X Atnms & Elctrc Vhcls ETF 0.1%

Value ($000) $233 (+2.3%) Shares 7,824 (-2.6%) Est. Cost $28.28 Unrealized —

IBM International Business Machines Corp 0.3%

Value ($000) $514 (+0.9%) Shares 1,734 (-3.9%) Est. Cost $254.96 Unrealized +17.2%

IEMG iShares Core MSCI Emerging Markets ETF 0.2%

Value ($000) $394 (+0.8%) Shares 5,864 (-1.1%) Est. Cost $60.03 Unrealized —

MMM 3M Co 0.1%

Value ($000) $230 (+1.1%) Shares 1,439 (-2.0%) Est. Cost $141.25 Unrealized +15.5%

GEV GE Vernova Inc 0.1%

Value ($000) $210 (-0.8%) Shares 321 (-6.7%) Est. Cost $605.52 Unrealized +0.6%

QQQ Invesco QQQ Trust 1.5%

Value ($000) $2,450 (+0.1%) Shares 3,988 (-2.1%) Est. Cost $362.55 Unrealized —

GUNR FlexShares Mstar Glbl Upstrm Nat Res ETF 0.1%

Value ($000) $223 (+0.3%) Shares 4,863 (-4.3%) Est. Cost $40.18 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ORCL	Oracle Corp	5,401 (-15.1%)	$1,053 (-41.2%)	0.6%	$176.65	+34.8%	COM	68389X105
PLTR	Palantir Technologies Inc Ordinary Shares - Class A	14,830 (-6.1%)	$2,636 (-8.5%)	1.6%	$121.05	+49.5%	CL A	69608A108
ZECP	Zacks Earnings Consistent ETF	37,547 (-17.2%)	$1,316 (-13.7%)	0.8%	$31.91	—	EARNGS CONSTANT	98888G105
COIN	Coinbase Global Inc Ordinary Shares - Class A	1,534 (-5.8%)	$347 (-36.9%)	0.2%	$208.02	+43.2%	COM CL A	19260Q107
V	Visa Inc Class A	1,035 (-30.3%)	$363 (-28.4%)	0.2%	$346.64	-1.8%	COM CL A	92826C839
AMZN	Amazon.com Inc	7,097 (-10.5%)	$1,638 (-5.9%)	1.0%	$197.14	+16.1%	COM	023135106
SMIZ	Zacks Small/Mid Cap ETF	13,260 (-16.3%)	$494 (-16.5%)	0.3%	$33.89	—	SMALL/MID CAP	98888G204
TSLA	Tesla Inc	4,230 (-5.8%)	$1,902 (-4.8%)	1.1%	$303.41	+46.1%	COM	88160R101
WMT	Walmart Inc	6,788 (-14.7%)	$758 (-7.6%)	0.4%	$94.76	+13.1%	COM	931142103
XYZ	Block Inc Class A	6,079 (-3.1%)	$396 (-12.7%)	0.2%	$103.71	-33.5%	CL A	852234103
COF	Capital One Financial Corp	1,189 (-26.8%)	$288 (-16.5%)	0.2%	$192.79	+15.3%	COM	14040H105
BCS	Barclays PLC ADR	10,904 (-1.3%)	$277 (+21.5%)	0.2%	$20.67	—	ADR	06738E204
AGG	iShares Core US Aggregate Bond ETF	3,548 (-10.7%)	$354 (-11.0%)	0.2%	$99.21	—	CORE US AGGBD ET	464287226
C	Citigroup Inc	3,864 (-3.6%)	$451 (+10.8%)	0.3%	$78.35	+32.3%	COM NEW	172967424
JPM	JPMorgan Chase & Co	2,571 (-6.9%)	$828 (-4.9%)	0.5%	$262.93	+17.7%	COM	46625H100
SLYV	State Street SPDR S&P 600A Sm CpValETF	9,203 (-6.8%)	$837 (-4.4%)	0.5%	$83.33	—	S&P 600 SMCP VAL	78464A300
NWG	NatWest Group PLC ADR	10,177 (-1.9%)	$178 (+21.3%)	0.1%	$14.15	—	SPONS ADR	639057207
IBUY	Amplify Online Retail ETF	5,708 (-4.4%)	$425 (-6.6%)	0.3%	$65.69	—	ONLIN RETL ETF	032108102
SPIB	State Street SPDR Port ItmtTermCorpBdETF	10,578 (-6.5%)	$358 (-6.7%)	0.2%	$33.58	—	PORTFOLIO INTRMD	78464A375
SCHE	Schwab Emerging Markets Equity ETF	6,138 (-8.4%)	$201 (-10.1%)	0.1%	$30.14	—	EMRG MKTEQ ETF	808524706
AXP	American Express Co	1,403 (-7.0%)	$519 (+3.7%)	0.3%	$279.37	+27.8%	COM	025816109
VGSH	Vanguard Short-Term Treasury ETF	7,250 (-3.9%)	$426 (-4.1%)	0.3%	$53.84	—	SHORT TERM TREAS	92206C102
GS	The Goldman Sachs Group Inc	479 (-6.3%)	$421 (+3.5%)	0.2%	$596.63	+36.3%	COM	38141G104
AVGO	Broadcom Inc	2,466 (-3.3%)	$854 (+1.4%)	0.5%	$262.22	+36.1%	COM	11135F101
BAC	Bank of America Corp	6,292 (-9.1%)	$346 (-3.1%)	0.2%	$40.90	+28.8%	COM	060505104
VMBS	Vanguard Mortgage-Backed Secs ETF	4,972 (-4.1%)	$234 (-3.8%)	0.1%	$46.96	—	MTG-BKD SECS ETF	92206C771
CSCO	Cisco Systems Inc	3,466 (-14.0%)	$267 (-3.1%)	0.2%	$67.38	+9.5%	COM	17275R102
DRIV	Global X Atnms & Elctrc Vhcls ETF	7,824 (-2.6%)	$233 (+2.3%)	0.1%	$28.28	—	AUTONMOUS EV ETF	37954Y624
IBM	International Business Machines Corp	1,734 (-3.9%)	$514 (+0.9%)	0.3%	$254.96	+17.2%	COM	459200101
IEMG	iShares Core MSCI Emerging Markets ETF	5,864 (-1.1%)	$394 (+0.8%)	0.2%	$60.03	—	CORE MSCI EMKT	46434G103
MMM	3M Co	1,439 (-2.0%)	$230 (+1.1%)	0.1%	$141.25	+15.5%	COM	88579Y101
GEV	GE Vernova Inc	321 (-6.7%)	$210 (-0.8%)	0.1%	$605.52	+0.6%	COM	36828A101
QQQ	Invesco QQQ Trust	3,988 (-2.1%)	$2,450 (+0.1%)	1.5%	$362.55	—	UNIT SER 1	46090E103
GUNR	FlexShares Mstar Glbl Upstrm Nat Res ETF	4,863 (-4.3%)	$223 (+0.3%)	0.1%	$40.18	—	MORNSTAR UPSTR	33939L407

Unchanged Positions (23)

GOOG Alphabet Inc Class C 2.1%

Value ($000) $3,516 Shares 11,204 Est. Cost $164.10 Unrealized +74.5%

AAPL Apple Inc 4.1%

Value ($000) $6,834 Shares 25,137 Est. Cost $177.10 Unrealized +51.5%

NGL NGL Energy Partners LP 0.4%

Value ($000) $649 Shares 64,889 Est. Cost $2.81 Unrealized —

ANET Arista Networks Inc 0.6%

Value ($000) $1,057 Shares 8,069 Est. Cost $128.77 Unrealized +6.9%

META Meta Platforms Inc Class A 0.4%

Value ($000) $670 Shares 1,016 Est. Cost $328.60 Unrealized +103.1%

ITW Illinois Tool Works Inc 0.7%

Value ($000) $1,097 Shares 4,424 Est. Cost $237.16 Unrealized +4.4%

IBB iShares Biotechnology ETF 0.2%

Value ($000) $400 Shares 2,370 Est. Cost $130.21 Unrealized —

VOO Vanguard S&P 500 ETF 0.7%

Value ($000) $1,239 Shares 1,975 Est. Cost $529.38 Unrealized —

IWV iShares Russell 3000 ETF 0.7%

Value ($000) $1,205 Shares 3,115 Est. Cost $350.95 Unrealized —

SPY SPDR S&P 500 ETF 0.8%

Value ($000) $1,351 Shares 1,976 Est. Cost $619.24 Unrealized —

LII Lennox International Inc 0.2%

Value ($000) $265 Shares 544 Est. Cost $554.73 Unrealized -9.9%

IWB iShares Russell 1000 ETF 0.4%

Value ($000) $591 Shares 1,583 Est. Cost $339.54 Unrealized —

ITOT iShares Core S&P Total US Stock Mkt ETF 0.2%

Value ($000) $368 Shares 2,477 Est. Cost $135.02 Unrealized —

ITA iShares US Aerospace & Defense ETF 0.2%

Value ($000) $325 Shares 1,514 Est. Cost $188.65 Unrealized —

AVUV Avantis US Small Cap Value ETF 0.2%

Value ($000) $254 Shares 2,495 Est. Cost $91.12 Unrealized —

IAGG iShares Core International Aggt Bd ETF 0.2%

Value ($000) $373 Shares 7,460 Est. Cost $51.09 Unrealized —

NWBI Northwest Bancshares Inc 0.1%

Value ($000) $186 Shares 15,528 Est. Cost $10.87 Unrealized +9.5%

VB Vanguard Small-Cap ETF 0.2%

Value ($000) $298 Shares 1,153 Est. Cost $237.77 Unrealized —

IWM iShares Russell 2000 ETF 0.2%

Value ($000) $323 Shares 1,312 Est. Cost $215.83 Unrealized —

MCD McDonald's Corp 0.2%

Value ($000) $296 Shares 968 Est. Cost $227.78 Unrealized +33.9%

CSHI NEOS Enhanced Inc 1-3 Month T-Bill ETF 0.3%

Value ($000) $469 Shares 9,432 Est. Cost $49.73 Unrealized —

VWOB Vanguard Emerging Mkts Govt Bd ETF 0.1%

Value ($000) $251 Shares 3,716 Est. Cost $65.35 Unrealized —

SNA Snap-on Inc 0.4%

Value ($000) $598 Shares 1,736 Est. Cost $312.59 Unrealized +8.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	Alphabet Inc Class C	11,204	$3,516	2.1%	$164.10	+74.5%	CAP STK CL C	02079K107
AAPL	Apple Inc	25,137	$6,834	4.1%	$177.10	+51.5%	COM	037833100
NGL	NGL Energy Partners LP	64,889	$649	0.4%	$2.81	—	COM UNIT REPST	62913M107
ANET	Arista Networks Inc	8,069	$1,057	0.6%	$128.77	+6.9%	COM SHS	040413205
META	Meta Platforms Inc Class A	1,016	$670	0.4%	$328.60	+103.1%	CL A	30303M102
ITW	Illinois Tool Works Inc	4,424	$1,097	0.7%	$237.16	+4.4%	COM	452308109
IBB	iShares Biotechnology ETF	2,370	$400	0.2%	$130.21	—	ISHARES BIOTECH	464287556
VOO	Vanguard S&P 500 ETF	1,975	$1,239	0.7%	$529.38	—	S&P 500 ETF SHS	922908363
IWV	iShares Russell 3000 ETF	3,115	$1,205	0.7%	$350.95	—	RUSSELL 3000 ETF	464287689
SPY	SPDR S&P 500 ETF	1,976	$1,351	0.8%	$619.24	—	TR UNIT	78462F103
LII	Lennox International Inc	544	$265	0.2%	$554.73	-9.9%	COM	526107107
IWB	iShares Russell 1000 ETF	1,583	$591	0.4%	$339.54	—	RUS 1000 ETF	464287622
ITOT	iShares Core S&P Total US Stock Mkt ETF	2,477	$368	0.2%	$135.02	—	CORE S&P TTL STK	464287150
ITA	iShares US Aerospace & Defense ETF	1,514	$325	0.2%	$188.65	—	US AER DEF ETF	464288760
AVUV	Avantis US Small Cap Value ETF	2,495	$254	0.2%	$91.12	—	US SML CP VALU	025072877
IAGG	iShares Core International Aggt Bd ETF	7,460	$373	0.2%	$51.09	—	CORE INTL AGGR	46435G672
NWBI	Northwest Bancshares Inc	15,528	$186	0.1%	$10.87	+9.5%	COM	667340103
VB	Vanguard Small-Cap ETF	1,153	$298	0.2%	$237.77	—	SMALL CP ETF	922908751
IWM	iShares Russell 2000 ETF	1,312	$323	0.2%	$215.83	—	RUSSELL 2000 ETF	464287655
MCD	McDonald's Corp	968	$296	0.2%	$227.78	+33.9%	COM	580135101
CSHI	NEOS Enhanced Inc 1-3 Month T-Bill ETF	9,432	$469	0.3%	$49.73	—	NEOS ENH INC 1-3	78433H501
VWOB	Vanguard Emerging Mkts Govt Bd ETF	3,716	$251	0.1%	$65.35	—	EM MK GOV BD ETF	921946885
SNA	Snap-on Inc	1,736	$598	0.4%	$312.59	+8.9%	COM	833034101