Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB US LARGE-CAP	487,923	$26.27M	6.9%	$57.24	—	COM	808524201
AMZN	AMAZON COM INC	7,602	$24.78M	6.5%	$20.28	+661.8%	COM	023135106
AAPL	APPLE INC	135,584	$23.67M	6.2%	$82.50	+99.8%	COM	037833100
MSFT	MICROSOFT CORP	49,959	$15.4M	4.0%	$132.85	+119.3%	COM	594918104
GOOGL	ALPHABET INC CLASS A	4,430	$12.32M	3.2%	$42.94	+214.0%	COM	02079K305
AMD	ADVANCED MICRO DEVICES	99,161	$10.84M	2.8%	$119.38	0.0%	COM	007903107
ISRG	INTUITIVE SURGICAL	33,841	$10.21M	2.7%	$266.39	+9.7%	COM	46120E602
VZ	VERIZON COMMUNICATIONS	190,800	$9.719M	2.6%	$28.71	+44.5%	COM	92343V104
NEM	NEWMONT MINING CORP	119,071	$9.46M	2.5%	$51.22	+17.2%	COM	651639106
—	VISA INC CL A	41,705	$9.249M	2.4%	$217.34	—	COM	92826c839
JPM	J.P. MORGAN CHASE & CO	62,512	$8.522M	2.2%	$78.98	+69.2%	COM	46625H100
IBB	ISHARES NASDAQ BIOTECH INDX	64,642	$8.423M	2.2%	$142.81	—	COM	464287556
MDT	MEDTRONIC	74,973	$8.318M	2.2%	$70.97	+32.0%	COM	G5960L103
LOW	LOWES COMPANIES INC	40,569	$8.203M	2.2%	$85.74	+148.9%	COM	548661107
RTX	RAYTHEON TECHNOLOGIES CO	81,484	$8.073M	2.1%	$54.78	+58.4%	COM	75513E101
CVX	CHEVRON CORP	47,207	$7.687M	2.0%	$77.37	+58.7%	COM	166764100
—	DISCOVER FINANCIAL SVCS	66,062	$7.279M	1.9%	$51.12	—	COM	254709108
NEE	NEXTERA ENERGY INC	84,889	$7.191M	1.9%	$67.73	+6.4%	COM	65339F101
KO	COCA-COLA CO	111,954	$6.941M	1.8%	$38.80	+39.3%	COM	191216100
SCHB	SCHWAB US BROAD MARKET ETF	111,424	$5.949M	1.6%	$79.79	—	COM	808524102
BTI	BRITISH AMERICAN TOBACCO PLC	139,272	$5.872M	1.5%	$36.47	—	COM	110448107
—	ISHARES AAA - A RATED CORPORAT	112,596	$5.836M	1.5%	$56.20	—	COM	46429b291
GRMN	GARMIN LTD	45,998	$5.456M	1.4%	$62.97	+74.9%	COM	H2906T109
IBM	INTL BUSINESS MACHINES	41,702	$5.422M	1.4%	$109.01	+2.8%	COM	459200101
GLW	CORNING INC	145,281	$5.362M	1.4%	$12.00	+190.9%	COM	219350105
TDY	TELEDYNE TECHNOLOGIES INC	11,232	$5.309M	1.4%	$433.22	-0.7%	COM	879360105
NULG	NUVEEN ESG LARGE-CAP GROWTH ET	86,330	$5.243M	1.4%	$66.55	—	COM	67092P201
UNP	UNION PACIFIC CORP	18,417	$5.032M	1.3%	$104.63	+120.4%	COM	907818108
PYPL	PAYPAL HOLDINGS INC	43,165	$4.992M	1.3%	$172.98	-23.2%	COM	70450Y103
NOC	NORTHROP GRUMMAN CORP	11,086	$4.958M	1.3%	$279.67	+38.6%	COM	666807102
AGG	ISHARES CORE US AGGREGATE BOND	45,598	$4.884M	1.3%	$113.77	—	COM	464287226
PEP	PEPSICO INC	28,783	$4.818M	1.3%	$66.03	+124.8%	COM	713448108
—	ZOETIS INC	23,581	$4.447M	1.2%	$58.41	—	COM	98978v103
—	VMWARE INC	38,111	$4.34M	1.1%	$115.66	—	COM	928563402
DIS	WALT DISNEY CO	29,385	$4.03M	1.1%	$139.27	+1.4%	COM	254687106
KBWB	INVESCO KBW BANK ETF	62,194	$3.964M	1.0%	$62.30	—	COM	46138E628
XLE	SECTOR SPDR ENERGY SELECT SHAR	48,105	$3.677M	1.0%	$42.34	—	COM	81369Y506
DELL	DELL INC	68,984	$3.462M	0.9%	$46.69	+9.6%	COM	24703L202
PK	PARK HOTELS & RESORTS INC	177,181	$3.46M	0.9%	$20.51	—	COM	700517105
TRP	TC ENERGY CORP	56,745	$3.202M	0.8%	$33.61	+27.9%	COM	87807B107
ASTE	ASTEC INDUSTRIES INC	73,528	$3.162M	0.8%	$66.03	-20.0%	COM	046224101
KEY	KEYCORP INC	134,942	$3.02M	0.8%	$13.30	+52.6%	COM	493267108
INTC	INTEL CORP	60,250	$2.986M	0.8%	$47.38	-2.5%	COM	458140100
SPLV	INVESCO S&P 500 LOW VOLATILIY	44,202	$2.966M	0.8%	$66.21	—	COM	46138E354
CTRE	CARETRUST REIT INC	145,636	$2.811M	0.7%	$19.03	—	COM	14174T107
XLF	FINANCIAL SPDR	72,601	$2.782M	0.7%	$29.97	—	COM	81369Y605
SCHZ	SCHWAB US AGGREGATE BOND	54,307	$2.746M	0.7%	$55.44	—	COM	808524839
SCHF	SCHWAB INTERNATIONAL EQUITY	73,344	$2.693M	0.7%	$31.09	—	COM	808524805
—	ELMIRA SAVINGS BANK	110,444	$2.532M	0.7%	$21.12	—	COM	289660102
PGX	INVESCO PREFERRED ETF	165,197	$2.242M	0.6%	$14.22	—	COM	46138E511
XLB	SELECT SECTOR SPDR MATERIALS F	24,356	$2.147M	0.6%	$73.90	—	COM	81369Y100
IXJ	ISHARES GLOBAL HEALTHCARE ETF	22,515	$1.973M	0.5%	$87.63	—	COM	464287325
CORP	PIMCO INVESTMENT GRADE CORP BO	18,321	$1.908M	0.5%	$113.61	—	COM	72201R817
SCHP	SCHWAB US TIPS ETF	29,314	$1.78M	0.5%	$60.70	—	COM	808524870
MO	ALTRIA GROUP INC	30,681	$1.603M	0.4%	$21.71	+71.0%	COM	02209S103
SJNK	SPDR BLMB BARCL SHORT TERM HIG	60,798	$1.595M	0.4%	$27.12	—	COM	78468R408
GS	GOLDMAN SACHS GROUP INC	4,542	$1.499M	0.4%	$137.46	+132.7%	COM	38141G104
NKE	NIKE INC	10,945	$1.473M	0.4%	$154.21	-14.4%	COM	654106103
SPY	SPDR S&P 500 ETF	3,182	$1.437M	0.4%	$213.88	—	COM	78462F103
ABBNY	ABB LTD	42,635	$1.379M	0.4%	$18.30	—	COM	000375204
SPSM	SPDR S&P 600 SMALL CAP ETF	32,268	$1.358M	0.4%	$42.62	—	COM	78468R853
JPIN	JPMORGAN DIVERSIFIED RETURN IN	22,809	$1.289M	0.3%	$52.35	—	COM	46641Q209
ICSH	ISHARES ULTRA SHORT-TERM BOND	23,249	$1.166M	0.3%	$50.28	—	COM	46434V878
XOM	EXXON MOBIL CORP	11,901	$983K	0.3%	$49.11	+38.2%	COM	30231G102
PM	PHILIP MORRIS INTERNATIONAL IN	10,235	$961K	0.3%	$54.86	+50.9%	COM	718172109
SCHG	SCHWAB U.S. LARGE-CAP GROWTH E	9,572	$716K	0.2%	$98.38	—	COM	808524300
—	ISHARES TR COMEX GOLD	19,209	$707K	0.2%	$13.46	—	COM	464285105
HYS	PIMCO ETF TRUST	6,931	$667K	0.2%	$98.73	—	COM	72201R783
AMAT	APPLIED MATERIALS INC	5,000	$659K	0.2%	$39.35	+237.7%	COM	038222105
MDLZ	MONDELEZ INTERNATIONAL INC	10,100	$634K	0.2%	$23.31	+151.6%	COM	609207105
TGT	TARGET CORP	2,850	$605K	0.2%	$51.25	+273.3%	COM	87612E106
GOOG	ALPHABET INC CLASS C	163	$455K	0.1%	$85.98	+56.9%	COM	02079K107
SCHA	SCHWAB US SMALL-CAP	9,308	$441K	0.1%	$69.23	—	COM	808524607
VRSN	VERISIGN INC	1,945	$433K	0.1%	$186.26	+16.1%	COM	92343E102
PZT	INVESCO INSURED NY MUNI BOND P	16,900	$404K	0.1%	$25.99	—	COM	46138E529
CSCO	CISCO SYSTEMS INC	6,153	$343K	0.1%	$27.32	+84.0%	COM	17275R102
RSPH	INVESCO S&P 500 EQ WEIGHT HC	837	$256K	0.1%	$198.15	—	COM	46137V332
SCHD	SCHWAB US DIVIDEND EQUITY ETF	3,227	$255K	0.1%	$80.64	—	COM	808524797
QQQ	INVESCO QQQ TRUST	700	$254K	0.1%	$354.93	—	COM	46090E103
JNJ	JOHNSON & JOHNSON	1,260	$223K	0.1%	$72.90	+108.2%	COM	478160104
MRK	MERCK & CO INC	2,606	$214K	0.1%	$69.85	0.0%	COM	58933Y105
IWL	ISHARES RUSSELL TOP 200 ETF	1,862	$201K	0.1%	$97.66	—	COM	464289446
FNB	F.N.B. CORP	15,000	$187K	0.0%	$10.41	+10.0%	COM	302520101