Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB US LARGE-CAP	230,370	$26.22M	6.5%	$61.04	—	COM	808524201
AMZN	AMAZON COM INC	7,564	$25.22M	6.3%	$20.28	+743.8%	COM	023135106
AAPL	APPLE INC	138,660	$24.62M	6.1%	$82.50	+87.5%	COM	037833100
MSFT	MICROSOFT CORP	49,699	$16.71M	4.2%	$132.85	+135.9%	COM	594918104
GOOGL	ALPHABET INC CLASS A	4,427	$12.82M	3.2%	$42.94	+232.9%	COM	02079K305
—	XILINX INC	57,156	$12.12M	3.0%	$87.90	—	COM	983919101
ISRG	INTUITIVE SURGICAL	33,115	$11.9M	3.0%	$265.83	+29.4%	COM	46120E602
LOW	LOWES COMPANIES INC	40,627	$10.5M	2.6%	$85.74	+156.4%	COM	548661107
JPM	J.P. MORGAN CHASE & CO	62,221	$9.853M	2.4%	$78.98	+87.2%	COM	46625H100
VZ	VERIZON COMMUNICATIONS	188,980	$9.819M	2.4%	$28.71	+40.7%	COM	92343V104
IBB	ISHARES NASDAQ BIOTECH INDX	63,307	$9.662M	2.4%	$143.07	—	COM	464287556
NEM	NEWMONT MINING CORP	141,895	$8.8M	2.2%	$51.22	-2.7%	COM	651639106
—	ISHARES AAA - A RATED CORPORAT	145,791	$8.173M	2.0%	$56.20	—	COM	46429b291
NEE	NEXTERA ENERGY INC	82,910	$7.74M	1.9%	$67.63	+14.4%	COM	65339F101
MDT	MEDTRONIC	74,753	$7.733M	1.9%	$70.97	+43.8%	COM	G5960L103
—	VISA INC CL A	35,675	$7.731M	1.9%	$216.59	—	COM	92826c839
RTX	RAYTHEON TECHNOLOGIES CO	87,733	$7.55M	1.9%	$54.78	+44.8%	COM	75513E101
—	DISCOVER FINANCIAL SVCS	65,316	$7.548M	1.9%	$50.44	—	COM	254709108
KO	COCA-COLA CO	120,720	$7.148M	1.8%	$38.80	+26.8%	COM	191216100
BTI	BRITISH AMERICAN TOBACCO PLC	189,921	$7.105M	1.8%	$36.47	—	COM	110448107
CVX	CHEVRON CORP	58,218	$6.832M	1.7%	$77.37	+24.2%	COM	166764100
—	ZOETIS INC	23,559	$5.749M	1.4%	$58.41	—	COM	98978v103
LYB	LYONDELLBASELL INDUSTRIES	62,246	$5.741M	1.4%	$57.41	+19.1%	COM	N53745100
SCHB	SCHWAB US BROAD MARKET ETF	49,332	$5.575M	1.4%	$113.01	—	COM	808524102
GLW	CORNING INC	147,373	$5.487M	1.4%	$12.00	+177.7%	COM	219350105
NOC	NORTHROP GRUMMAN CORP	14,132	$5.47M	1.4%	$279.67	+24.5%	COM	666807102
ASTE	ASTEC INDUSTRIES INC	78,385	$5.43M	1.4%	$66.03	-9.9%	COM	046224101
TDY	TELEDYNE TECHNOLOGIES INC	12,267	$5.359M	1.3%	$433.22	+0.4%	COM	879360105
GRMN	GARMIN LTD	37,953	$5.168M	1.3%	$52.98	+148.2%	COM	H2906T109
IBM	INTL BUSINESS MACHINES	37,727	$5.043M	1.3%	$108.68	-2.0%	COM	459200101
PEP	PEPSICO INC	28,983	$5.035M	1.3%	$66.03	+117.3%	COM	713448108
AGG	ISHARES CORE US AGGREGATE BOND	43,461	$4.958M	1.2%	$114.10	—	COM	464287226
UNP	UNION PACIFIC CORP	18,425	$4.642M	1.2%	$104.63	+105.5%	COM	907818108
KBWB	INVESCO KBW BANK ETF	65,180	$4.422M	1.1%	$62.30	—	COM	46138E628
SCHP	SCHWAB US TIPS ETF	69,990	$4.402M	1.1%	$60.70	—	COM	808524870
NULG	NUVEEN ESG LARGE-CAP GROWTH ET	64,035	$4.391M	1.1%	$68.57	—	COM	67092P201
PYPL	PAYPAL HOLDINGS INC	20,883	$3.938M	1.0%	$215.88	0.0%	COM	70450Y103
—	VMWARE INC	33,870	$3.925M	1.0%	$115.88	—	COM	928563402
TRP	TC ENERGY CORP	83,620	$3.892M	1.0%	$33.61	+18.6%	COM	87807B107
IWL	ISHARES RUSSELL TOP 200 ETF	34,043	$3.88M	1.0%	$97.66	—	COM	464289446
SCHZ	SCHWAB US AGGREGATE BOND	66,002	$3.558M	0.9%	$55.44	—	COM	808524839
KEY	KEYCORP INC	150,121	$3.472M	0.9%	$13.30	+41.3%	COM	493267108
DELL	DELL INC	57,890	$3.252M	0.8%	$45.83	+11.5%	COM	24703L202
CTRE	CARETRUST REIT INC	140,735	$3.213M	0.8%	$19.02	—	COM	14174T107
PK	PARK HOTELS & RESORTS INC	161,360	$3.046M	0.8%	$20.61	—	COM	700517105
XLF	FINANCIAL SPDR	77,526	$3.027M	0.8%	$29.97	—	COM	81369Y605
CORP	PIMCO INVESTMENT GRADE CORP BO	26,796	$3.024M	0.8%	$113.61	—	COM	72201R817
XLE	SECTOR SPDR ENERGY SELECT SHAR	52,350	$2.905M	0.7%	$42.34	—	COM	81369Y506
PGX	INVESCO PREFERRED ETF	188,808	$2.832M	0.7%	$14.22	—	COM	46138E511
INTC	INTEL CORP	54,090	$2.786M	0.7%	$47.52	-0.5%	COM	458140100
SCHF	SCHWAB INTERNATIONAL EQUITY	69,186	$2.689M	0.7%	$30.76	—	COM	808524805
—	ELMIRA SAVINGS BANK	112,411	$2.57M	0.6%	$21.12	—	COM	289660102
XLB	SELECT SECTOR SPDR MATERIALS F	26,425	$2.394M	0.6%	$73.90	—	COM	81369Y100
NKE	NIKE INC	10,780	$1.797M	0.4%	$154.55	0.0%	COM	654106103
GS	GOLDMAN SACHS GROUP INC	4,547	$1.739M	0.4%	$137.46	+159.3%	COM	38141G104
SJNK	SPDR BLMB BARCL SHORT TERM HIG	59,242	$1.608M	0.4%	$27.14	—	COM	78468R408
ABBNY	ABB LTD	41,415	$1.581M	0.4%	$17.89	—	COM	000375204
SPY	SPDR S&P 500 ETF	3,111	$1.478M	0.4%	$208.46	—	COM	78462F103
MO	ALTRIA GROUP INC	30,883	$1.464M	0.4%	$21.71	+51.0%	COM	02209S103
SPSM	SPDR S&P 600 SMALL CAP ETF	29,619	$1.324M	0.3%	$42.67	—	COM	78468R853
JPIN	JPMORGAN DIVERSIFIED RETURN IN	21,773	$1.288M	0.3%	$52.16	—	COM	46641Q209
PM	PHILIP MORRIS INTERNATIONAL IN	12,925	$1.228M	0.3%	$54.86	+39.1%	COM	718172109
ICSH	ISHARES ULTRA SHORT-TERM BOND	23,473	$1.183M	0.3%	$50.28	—	COM	46434V878
HYS	PIMCO ETF TRUST	9,869	$978K	0.2%	$98.73	—	COM	72201R783
SCHG	SCHWAB U.S. LARGE-CAP GROWTH E	5,586	$915K	0.2%	$115.21	—	COM	808524300
XOM	EXXON MOBIL CORP	12,901	$789K	0.2%	$49.11	+9.8%	COM	30231G102
AMAT	APPLIED MATERIALS INC	5,000	$787K	0.2%	$39.35	+254.7%	COM	038222105
TGT	TARGET CORP	3,175	$735K	0.2%	$51.25	+318.0%	COM	87612E106
MDLZ	MONDELEZ INTERNATIONAL INC	10,150	$673K	0.2%	$23.31	+137.3%	COM	609207105
—	ISHARES TR COMEX GOLD	19,209	$669K	0.2%	$13.46	—	COM	464285105
SCHA	SCHWAB US SMALL-CAP	5,788	$593K	0.1%	$82.51	—	COM	808524607
DIS	WALT DISNEY CO	3,200	$496K	0.1%	$123.14	+28.1%	COM	254687106
VRSN	VERISIGN INC	1,945	$494K	0.1%	$186.26	+23.1%	COM	92343E102
GOOG	ALPHABET INC CLASS C	163	$472K	0.1%	$85.98	+66.8%	COM	02079K107
PZT	INVESCO INSURED NY MUNI BOND P	16,525	$431K	0.1%	$26.03	—	COM	46138E529
CSCO	CISCO SYSTEMS INC	6,096	$386K	0.1%	$27.32	+84.7%	COM	17275R102
SPLV	INVESCO S&P 500 LOW VOLATILIY	4,708	$323K	0.1%	$58.73	—	COM	46138E354
RSPH	INVESCO S&P 500 EQ WEIGHT HC	915	$293K	0.1%	$198.15	—	COM	46137V332
QQQ	INVESCO QQQ TRUST	710	$282K	0.1%	$354.93	—	COM	46090E103
SCHD	SCHWAB US DIVIDEND EQUITY ETF	2,857	$231K	0.1%	$80.85	—	COM	808524797
JNJ	JOHNSON & JOHNSON	1,285	$220K	0.1%	$72.90	+99.0%	COM	478160104
PG	PROCTER & GAMBLE	1,340	$219K	0.1%	$134.13	0.0%	COM	742718109
BOND	PIMCO TOTAL RETURN ETF	1,975	$216K	0.1%	$108.70	—	COM	72201R775
FNB	F.N.B. CORP	16,754	$203K	0.1%	$10.41	0.0%	COM	302520101