Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BNDX	VANGUARD CHARLOTTE FDS	574,199	$27.23M	13.3%	$57.14	—	TOTAL INT BD ETF	92203J407
VIG	VANGUARD SPECIALIZED FUNDS	168,859	$25.64M	12.5%	$142.11	—	DIV APP ETF	921908844
CGXU	CAPITAL GROUP INTL FOCUS EQT	1,075,775	$22.41M	10.9%	$20.27	—	SHS CREATION UNI	14019W109
VUSB	VANGUARD BD INDEX FDS	162,904	$7.982M	3.9%	$49.15	—	VANGUARD ULTRA	92203C303
VTV	VANGUARD INDEX FDS	56,735	$7.964M	3.9%	$132.32	—	VALUE ETF	922908744
BIV	VANGUARD BD INDEX FDS	89,094	$6.622M	3.2%	$77.58	—	INTERMED TERM	921937819
VCSH	VANGUARD SCOTTSDALE FDS	87,656	$6.591M	3.2%	$75.19	—	SHRT TRM CORP BD	92206C409
UNH	UNITEDHEALTH GROUP INC	10,155	$5.384M	2.6%	$496.93	+0.7%	COM	91324P102
VEA	VANGUARD TAX-MANAGED FDS	120,626	$5.063M	2.5%	$46.65	—	VAN FTSE DEV MKT	921943858
VOT	VANGUARD INDEX FDS	24,404	$4.387M	2.1%	$136.59	—	MCAP GR IDXVIP	922908538
AAPL	APPLE INC	33,430	$4.344M	2.1%	$118.27	+19.0%	COM	037833100
IAGG	ISHARES TR	81,907	$3.895M	1.9%	$47.61	—	CORE INTL AGGR	46435G672
HD	HOME DEPOT INC	11,714	$3.7M	1.8%	$244.85	+14.8%	COM	437076102
VOE	VANGUARD INDEX FDS	27,204	$3.679M	1.8%	$91.41	—	MCAP VL IDXVIP	922908512
VTEB	VANGUARD MUN BD FDS	72,239	$3.575M	1.7%	$49.49	—	TAX EXEMPT BD	922907746
VUG	VANGUARD INDEX FDS	16,632	$3.544M	1.7%	$265.04	—	GROWTH ETF	922908736
VGSH	VANGUARD SCOTTSDALE FDS	61,266	$3.542M	1.7%	$57.82	—	SHORT TERM TREAS	92206C102
VXUS	VANGUARD STAR FDS	66,086	$3.418M	1.7%	$51.72	—	VG TL INTL STK F	921909768
SPDW	SPDR INDEX SHS FDS	114,276	$3.393M	1.7%	$34.06	—	PORTFOLIO DEVLPD	78463X889
VBK	VANGUARD INDEX FDS	14,456	$2.899M	1.4%	$214.69	—	SML CP GRW ETF	922908595
CGGR	CAPITAL GROUP GROWTH ETF	138,589	$2.763M	1.3%	$19.82	—	SHS CREATION UNI	14020G101
VBR	VANGUARD INDEX FDS	16,518	$2.623M	1.3%	$152.35	—	SM CP VAL ETF	922908611
JPM	JPMORGAN CHASE & CO	18,877	$2.531M	1.2%	$98.83	+19.0%	COM	46625H100
MUB	ISHARES TR	22,752	$2.401M	1.2%	$105.52	—	NATIONAL MUN ETF	464288414
VO	VANGUARD INDEX FDS	10,458	$2.132M	1.0%	$213.46	—	MID CAP ETF	922908629
BSV	VANGUARD BD INDEX FDS	26,689	$2.009M	1.0%	$80.41	—	SHORT TRM BOND	921937827
CMF	ISHARES TR	34,481	$1.935M	0.9%	$56.93	—	CALIF MUN BD ETF	464288356
KO	COCA COLA CO	29,244	$1.86M	0.9%	$45.59	+20.5%	COM	191216100
VSS	VANGUARD INTL EQUITY INDEX F	17,694	$1.819M	0.9%	$117.09	—	FTSE SMCAP ETF	922042718
XOM	EXXON MOBIL CORP	15,292	$1.686M	0.8%	$40.87	+135.6%	COM	30231G102
JNJ	JOHNSON & JOHNSON	9,443	$1.668M	0.8%	$129.95	+20.9%	COM	478160104
SLYV	SPDR SER TR	22,159	$1.645M	0.8%	$68.35	—	S&P 600 SMCP VAL	78464A300
SPYV	SPDR SER TR	41,870	$1.628M	0.8%	$34.39	—	PRTFLO S&P500 VL	78464A508
VB	VANGUARD INDEX FDS	7,739	$1.42M	0.7%	$52.19	—	SMALL CP ETF	922908751
VWO	VANGUARD INTL EQUITY INDEX F	34,778	$1.356M	0.7%	$47.24	—	FTSE EMR MKT ETF	922042858
PFE	PFIZER INC	24,574	$1.259M	0.6%	$29.43	+36.6%	COM	717081103
RLY	SSGA ACTIVE ETF TR	36,349	$1.001M	0.5%	$25.20	—	MULT ASS RLRTN	78467V103
BA	BOEING CO	5,182	$987K	0.5%	$195.35	-16.3%	COM	097023105
VNQ	VANGUARD INDEX FDS	11,662	$962K	0.5%	$86.31	—	REAL ESTATE ETF	922908553
WOOD	ISHARES TR	13,002	$946K	0.5%	$89.05	—	GL TIMB FORE ETF	464288174
CVX	CHEVRON CORP NEW	4,935	$886K	0.4%	$65.74	+133.1%	COM	166764100
INTC	INTEL CORP	30,144	$797K	0.4%	$44.82	-40.5%	COM	458140100
VEU	VANGUARD INTL EQUITY INDEX F	15,514	$778K	0.4%	$50.14	—	ALLWRLD EX US	922042775
MDYV	SPDR SER TR	11,557	$748K	0.4%	$55.47	—	S&P 400 MDCP VAL	78464A839
MSFT	MICROSOFT CORP	2,765	$663K	0.3%	$207.22	+12.9%	COM	594918104
BWX	SPDR SER TR	26,672	$598K	0.3%	$26.29	—	BLOOMBERG INTL T	78464A516
RTX	RAYTHEON TECHNOLOGIES CORP	5,912	$597K	0.3%	$86.90	+0.9%	COM	75513E101
DHR	DANAHER CORPORATION	2,142	$569K	0.3%	$266.79	-14.5%	COM	235851102
WFC	WELLS FARGO CO NEW	13,603	$562K	0.3%	$37.78	+8.1%	COM	949746101
DIS	DISNEY WALT CO	6,408	$557K	0.3%	$146.62	-36.3%	COM	254687106
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,666	$515K	0.3%	$233.55	+27.2%	CL B NEW	084670702
SPIB	SPDR SER TR	15,717	$500K	0.2%	$34.20	—	PORTFOLIO INTRMD	78464A375
USRT	ISHARES TR	10,101	$499K	0.2%	$49.45	—	CRE U S REIT ETF	464288521
GWX	SPDR INDEX SHS FDS	16,970	$499K	0.2%	$35.78	—	S&P INTL SMLCP	78463X871
SHM	SPDR SER TR	10,035	$471K	0.2%	$49.23	—	NUVEEN BLMBRG SH	78468R739
AMZN	AMAZON COM INC	5,271	$443K	0.2%	$126.02	-21.6%	COM	023135106
UNP	UNION PAC CORP	2,049	$424K	0.2%	$178.23	+6.7%	COM	907818108
COST	COSTCO WHSL CORP NEW	672	$307K	0.1%	$353.87	+32.5%	COM	22160K105
NVDA	NVIDIA CORPORATION	2,080	$304K	0.1%	$19.04	-23.0%	COM	67066G104
PG	PROCTER AND GAMBLE CO	1,948	$295K	0.1%	$129.79	0.0%	COM	742718109
SPEM	SPDR INDEX SHS FDS	8,941	$295K	0.1%	$42.19	—	PORTFOLIO EMG MK	78463X509
—	LINDE PLC	892	$291K	0.1%	$326.18	—	SHS	G5494J103
VOO	VANGUARD INDEX FDS	820	$288K	0.1%	$398.83	—	S&P 500 ETF SHS	922908363
ORCL	ORACLE CORP	3,462	$283K	0.1%	$55.51	+31.9%	COM	68389X105
FTXG	FIRST TR EXCHANGE-TRADED FD	10,396	$281K	0.1%	$25.68	—	NASDQ FOD BVRG	33738R852
SPMD	SPDR SER TR	6,450	$274K	0.1%	$40.46	—	PORTFOLIO S&P400	78464A847
MRK	MERCK & CO INC	2,309	$256K	0.1%	$92.80	0.0%	COM	58933Y105
MCD	MCDONALDS CORP	967	$255K	0.1%	$192.32	+27.5%	COM	580135101
SPSB	SPDR SER TR	8,341	$245K	0.1%	$31.41	—	PORTFOLIO SHORT	78464A474
BIL	SPDR SER TR	2,500	$229K	0.1%	$91.47	—	BLOOMBERG 1-3 MO	78468R663
CAT	CATERPILLAR INC	953	$228K	0.1%	$159.20	+29.8%	COM	149123101
SPYG	SPDR SER TR	4,503	$228K	0.1%	$55.31	—	PRTFLO S&P500 GW	78464A409
SPY	SPDR S&P 500 ETF TR	584	$223K	0.1%	$382.70	—	TR UNIT	78462F103
TSLA	TESLA INC	1,810	$223K	0.1%	$244.25	-22.5%	COM	88160R101
MDYG	SPDR SER TR	3,263	$213K	0.1%	$65.34	—	S&P 400 MDCP GRW	78464A821
IJJ	ISHARES TR	2,046	$206K	0.1%	$100.80	—	S&P MC 400VL ETF	464287705
IJK	ISHARES TR	2,968	$203K	0.1%	$68.30	—	S&P MC 400GR ETF	464287606
IWR	ISHARES TR	3,000	$202K	0.1%	$67.45	—	RUS MID CAP ETF	464287499
PAA	PLAINS ALL AMERN PIPELINE L	12,101	$142K	0.1%	$9.51	—	UNIT LTD PARTN	726503105