Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VYM	VANGUARD WHITEHALL FDS HIGH DIV YLD	138,556	$14.99M	10.4%	$110.63	—	HIGH DIV YLD	921946406
IAGG	ISHARES INTL AGGREGATE BOND	230,517	$10.96M	7.6%	$51.78	—	CORE INTL AGGR	46435G672
IUSB	ISHARES TR CORE TOTAL USD	182,625	$8.205M	5.7%	$48.84	—	CORE TOTAL USD	46434V613
USMV	ISHARES TR MSCI USA MIN VOL	112,234	$8.092M	5.6%	$76.86	—	MSCI USA MIN VOL	46429B697
AGG	ISHARES CORE US AGGREGATE BOND ETF	82,965	$8.047M	5.6%	$106.75	—	CORE US AGGBD ET	464287226
VIG	VANGUARD SPECIALIZED FUNDS DIV APP ETF	46,060	$6.994M	4.8%	$158.63	—	DIV APP ETF	921908844
IWY	ISHARES TR RUS TP200 GR ETF	50,587	$6.097M	4.2%	$128.22	—	RUS TP200 GR ETF	464289438
IXUS	ISHARES TR CORE MSCI TOTAL	102,932	$5.958M	4.1%	$60.70	—	CORE MSCI TOTAL	46432F834
DFAS	DIMENSIONAL ETF TRUST US SMALL CAP ETF	108,751	$5.563M	3.8%	$53.53	—	US SMALL CAP ETF	25434V500
BND	VANGUARD BD INDEX FDS TOTAL BND MRKT	63,872	$4.589M	3.2%	$78.05	—	TOTAL BND MRKT	921937835
DFAI	DIMENSIONAL ETF TRUST INTL CORE EQT MK	167,732	$4.2M	2.9%	$25.76	—	INTL CORE EQT MK	25434V203
IJH	ISHARES CORE S&P MID-CAP ETF	16,265	$3.934M	2.7%	$265.90	—	CORE S&P MCP ETF	464287507
EFAV	ISHARES TR MSCI EAFE MIN VL	58,760	$3.736M	2.6%	$72.14	—	MSCI EAFE MIN VL	46429B689
VO	VANGUARD MID-CAP INDEX FUND	17,564	$3.58M	2.5%	$225.35	—	MID CAP ETF	922908629
DFAE	DIMENSIONAL ETF TRUST EMGR CRE EQT MNG	140,001	$3.073M	2.1%	$24.46	—	EMGR CRE EQT MNG	25434V302
VCIT	VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF	39,276	$3.044M	2.1%	$84.96	—	INT-TERM CORP	92206C870
VUG	VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS	12,929	$2.755M	1.9%	$272.83	—	GROWTH ETF	922908736
IVV	ISHARES CORE S&P 500 ETF	7,167	$2.754M	1.9%	$406.63	—	CORE S&P500 ETF	464287200
VCSH	VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS	35,200	$2.647M	1.8%	$77.89	—	SHRT TRM CORP BD	92206C409
BSV	VANGUARD BD INDEX FDS SHORT TRM BOND	34,930	$2.63M	1.8%	$77.63	—	SHORT TRM BOND	921937827
SPIB	SPDR PORTFOLIO INTERMEDIATE TERM CORPORATE BOND ETF	78,613	$2.502M	1.7%	$32.58	—	PORTFOLIO INTRMD	78464A375
MGK	VANGUARD MEGA CAP GROWTH INDEX FUND	13,696	$2.357M	1.6%	$232.04	—	MEGA GRWTH IND	921910816
IJR	ISHARES CORE S&P SMALL-CAP E	20,241	$1.916M	1.3%	$104.50	—	CORE S&P SCP ETF	464287804
LLY	ELI LILLY AND CO	4,919	$1.8M	1.2%	$249.53	+38.6%	COM	532457108
IGSB	ISHARES TR ISHS 1-5YR INVS	35,745	$1.781M	1.2%	$51.49	—	ISHS 1-5YR INVS	464288646
DFAU	DIMENSIONAL ETF TRUST US CORE EQT MKT	58,051	$1.569M	1.1%	$30.76	—	US CORE EQT MKT	25434V104
BNDX	VANGUARD CHARLOTTE FDS TOTAL INTL BD ETF	24,400	$1.157M	0.8%	$51.80	—	TOTAL INT BD ETF	92203J407
SHY	ISHARES TRUST 1-3 YEAR TREASURY BOND ETF	13,183	$1.07M	0.7%	$83.24	—	1 3 YR TREAS BD	464287457
IWF	ISHARES TR RUS 1000 GRW ETF	4,864	$1.042M	0.7%	$263.72	—	RUS 1000 GRW ETF	464287614
IWR	ISHARES TR RUS MID CAP ETF	15,173	$1.023M	0.7%	$72.60	—	RUS MID CAP ETF	464287499
TOTL	SSGA ACTIVE ETF TR SPDR TR TACTIC	25,323	$1.014M	0.7%	$44.67	—	SPDR TR TACTIC	78467V848
IJS	ISHARES S&P SMALLCAP 600 VALUE INDEX FUND	10,570	$965K	0.7%	$100.68	—	SP SMCP600VL ETF	464287879
IVE	ISHARES S&P 500 VALUE ETF	6,064	$880K	0.6%	$153.43	—	S&P 500 VAL ETF	464287408
EEMV	ISHARES INC MSCI EMERG MRKT	16,078	$853K	0.6%	$60.23	—	MSCI EMERG MRKT	464286533
DFUS	DIMENSIONAL ETF TRUST US EQUITY ETF	19,499	$811K	0.6%	$44.91	—	US EQUITY ETF	25434V401
VOO	VANGUARD INDEX FUNDS S&P 500 ETF USD	2,165	$761K	0.5%	$407.17	—	S&P 500 ETF SHS	922908363
EFA	ISHARES MSCI EAFE ETF	11,456	$752K	0.5%	$70.76	—	MSCI EAFE ETF	464287465
JPM	JPMORGAN CHASE & CO	4,913	$659K	0.5%	$133.66	-12.0%	COM	46625H100
IWL	ISHARES TR RUS TOP 200 ETF	7,179	$646K	0.4%	$108.10	—	RUS TOP 200 ETF	464289446
FPEI	FIRST TR EXCH TRADED FD III INSTL PFD SECS	33,000	$588K	0.4%	$19.11	—	INSTL PFD SECS	33739P855
VNQ	VANGUARD REAL ESTATE ETF	6,785	$560K	0.4%	$104.94	—	REAL ESTATE ETF	922908553
IWM	ISHARES RUSSELL 2000 ETF	2,867	$500K	0.3%	$193.03	—	RUSSELL 2000 ETF	464287655
VB	VANGUARD SMALL-CAP INDEX FUND	2,665	$489K	0.3%	$210.99	—	SMALL CP ETF	922908751
IWD	ISHARES RUSSELL 1000 VALUE ETF	3,145	$477K	0.3%	$160.62	—	RUS 1000 VAL ETF	464287598
SPY	SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT	1,194	$457K	0.3%	$404.39	—	TR UNIT	78462F103
VOE	VANGUARD MID-CAP VALUE INDEX FUND	2,961	$400K	0.3%	$145.65	—	MCAP VL IDXVIP	922908512
CVS	CVS HEALTH CORPORATION COM USD0.01	4,200	$391K	0.3%	$92.00	-6.6%	COM	126650100
T	AT&T INC COM USD1	21,157	$389K	0.3%	$14.98	+0.8%	COM	00206R102
BIV	VANGUARD BD INDEX FDS INTERMED TERM	5,030	$374K	0.3%	$81.97	—	INTERMED TERM	921937819
DFAR	DIMENSIONAL ETF TRUST DIMENSIONAL US REAL ESTATE ETF	17,255	$365K	0.3%	$20.79	—	US REAL ESTATE E	25434V823
AAPL	APPLE INC	2,687	$349K	0.2%	$161.10	-12.7%	COM	037833100
DFCF	DIMENSIONAL ETF TRUST CORE FIXED INCOM	7,476	$310K	0.2%	$41.52	—	CORE FIXED INCOM	25434V872
KR	KROGER CO COM USD1.00	6,962	$310K	0.2%	$48.85	-12.3%	COM	501044101
LQD	ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	2,920	$308K	0.2%	$119.09	—	IBOXX INV CP ETF	464287242
XOM	EXXON MOBIL CORP	2,737	$302K	0.2%	$68.58	+40.4%	COM	30231G102
VTEB	VANGUARD MUN BD FDS TAX EXEMPT BD	6,042	$299K	0.2%	$48.32	—	TAX EXEMPT BD	922907746
MUB	ISHARES NATIONAL MUNI BOND ETF	2,774	$293K	0.2%	$109.07	—	NATIONAL MUN ETF	464288414
FMB	FIRST TR EXCH TRADED FD III MANAGD MUN ETF	5,680	$285K	0.2%	$52.80	—	MANAGD MUN ETF	33739N108
RDVY	FIRST TR EXCHANGE-TRADED FD VI RISNG DIVD ACHIV	6,441	$283K	0.2%	$47.60	—	RISNG DIVD ACHIV	33738R506
IVW	ISHARES S&P 500 GROWTH ETF	4,257	$249K	0.2%	$72.97	—	S&P 500 GRWT ETF	464287309
ELV	ELEVANCE HEALTH INC COM	465	$239K	0.2%	$432.66	+12.0%	COM	036752103
MSFT	MICROSOFT CORP	994	$238K	0.2%	$290.67	-19.5%	COM	594918104
PRF	INVESCO EXCHANGE TRADED FD TR FTSE RAFI 1000	1,489	$231K	0.2%	$166.58	—	FTSE RAFI 1000	46137V613
VTI	VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	1,159	$222K	0.2%	$220.17	—	TOTAL STK MKT	922908769
IWS	ISHARES RUSSELL MID-CAP VALUE ETF	2,054	$216K	0.1%	$105.34	—	RUS MDCP VAL ETF	464287473
ADP	AUTOMATIC DATA PROCESSING INC COM USD0.10	884	$211K	0.1%	$228.99	0.0%	cin	053015103