Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
EMB	ISHARES TR	483,986	$55.73M	19.5%	$115.15	$108.59	—	JP MOR EM MK ETF	464288281
IJH	ISHARES TR	248,632	$37.14M	13.0%	$149.39	$117.64	—	CORE S&P MCP ETF	464287507
IEMG	ISHARES INC	822,741	$34.42M	12.0%	$41.84	$42.81	—	CORE MSCI EMKT	46434G103
VTV	VANGUARD INDEX FDS	223,578	$19M	6.6%	$84.99	$72.04	—	VALUE ETF	922908744
VBR	VANGUARD INDEX FDS	174,631	$18.39M	6.4%	$105.31	$89.15	—	SM CP VAL ETF	922908611
IWB	ISHARES TR	133,165	$15.57M	5.4%	$116.89	$89.93	—	RUS 1000 ETF	464287622
IVV	ISHARES TR	58,813	$12.38M	4.3%	$210.50	$160.89	—	CORE S&P500 ETF	464287200
SCZ	ISHARES TR	224,973	$10.86M	3.8%	$48.26	$47.24	—	EAFE SML CP ETF	464288273
VIG	VANGUARD SPECIALIZED PORTFOL	110,094	$9.164M	3.2%	$83.24	$66.20	—	DIV APP ETF	921908844
VWO	VANGUARD INTL EQUITY INDEX F	231,528	$8.157M	2.9%	$35.23	$35.57	—	FTSE EMR MKT ETF	922042858
MDY	SPDR S&P MIDCAP 400 ETF TR	15,463	$4.209M	1.5%	$272.20	$211.20	—	UTSER1 S&PDCRP	78467Y107
SPY	SPDR S&P 500 ETF TR	12,414	$2.6M	0.9%	$209.44	$165.77	—	TR UNIT	78462F103
XOM	EXXON MOBIL CORP	25,331	$2.374M	0.8%	$93.72 *	$54.00	+7.1%	COM	30231G102
—	ISHARES GOLD TRUST	170,794	$2.179M	0.8%	$12.76	$12.36	—	ISHARES	464285105
JNJ	JOHNSON & JOHNSON	15,927	$1.932M	0.7%	$121.30 *	$66.50	+30.9%	COM	478160104
IEFA	ISHARES TR	35,502	$1.842M	0.6%	$51.88	$53.60	—	CORE MSCI EAFE	46432F842
IWN	ISHARES TR	18,424	$1.792M	0.6%	$97.26	$96.32	—	RUS 2000 VAL ETF	464287630
T	AT&T INC	41,410	$1.789M	0.6%	$43.20 *	$11.67	+29.5%	COM	00206R102
MMM	3M CO	9,627	$1.686M	0.6%	$175.13 *	$85.36	+20.0%	COM	88579Y101
LMT	LOCKHEED MARTIN CORP	5,765	$1.431M	0.5%	$248.22 *	$150.60	+21.1%	COM	539830109
—	GENERAL ELECTRIC CO	44,840	$1.412M	0.5%	$31.49	$26.46	—	COM	369604103
VTI	VANGUARD INDEX FDS	13,128	$1.407M	0.5%	$107.18	$104.82	—	TOTAL STK MKT	922908769
VZ	VERIZON COMMUNICATIONS INC	23,344	$1.304M	0.5%	$55.86 *	$27.01	+16.5%	COM	92343V104
VO	VANGUARD INDEX FDS	10,293	$1.273M	0.4%	$123.68	$104.82	—	MID CAP ETF	922908629
VYM	VANGUARD WHITEHALL FDS INC	17,676	$1.263M	0.4%	$71.45	$69.02	—	HIGH DIV YLD	921946406
IBM	INTERNATIONAL BUSINESS MACHS	8,320	$1.263M	0.4%	$151.80 *	$107.32	-11.4%	COM	459200101
VCSH	VANGUARD SCOTTSDALE FDS	15,335	$1.24M	0.4%	$80.86	$79.87	—	SHRT TRM CORP BD	92206C409
MSFT	MICROSOFT CORP	22,845	$1.169M	0.4%	$51.17 *	$43.48	+5.8%	COM	594918104
MO	ALTRIA GROUP INC	16,724	$1.153M	0.4%	$68.94 *	$27.61	+20.3%	COM	02209S103
BND	VANGUARD BD INDEX FD INC	12,586	$1.061M	0.4%	$84.30	$82.12	—	TOTAL BND MRKT	921937835
AAPL	APPLE INC	10,646	$1.018M	0.4%	$95.62 *	$22.07	+2.5%	COM	037833100
RWX	SPDR INDEX SHS FDS	23,163	$960K	0.3%	$41.45	$39.90	—	DJ INTL RL ETF	78463X863
PEP	PEPSICO INC	8,877	$940K	0.3%	$105.89 *	$67.40	+14.4%	COM	713448108
PG	PROCTER & GAMBLE CO	10,940	$926K	0.3%	$84.64 *	$59.93	+5.7%	COM	742718109
ACWX	ISHARES TR	22,538	$878K	0.3%	$38.96	$40.70	—	MSCI ACWI EX US	464288240
IBB	ISHARES TR	3,289	$846K	0.3%	$257.22	$260.83	—	NASDQ BIOTEC ETF	464287556
GLD	SPDR GOLD TRUST	6,628	$838K	0.3%	$126.43	$118.06	—	GOLD SHS	78463V107
IWD	ISHARES TR	8,104	$837K	0.3%	$103.28	$94.10	—	RUS 1000 VAL ETF	464287598
INTC	INTEL CORP	25,151	$825K	0.3%	$32.80 *	$24.67	+1.8%	COM	458140100
PFE	PFIZER INC	21,539	$758K	0.3%	$35.19 *	$18.85	+11.7%	COM	717081103
UNP	UNION PAC CORP	7,892	$689K	0.2%	$87.30 *	$79.56	-14.2%	COM	907818108
—	SPDR INDEX SHS FDS	13,339	$672K	0.2%	$50.38	$45.37	—	DJ GLB RL ES ETF	78463x749
GDX	VANECK VECTORS ETF TR	23,361	$647K	0.2%	$27.70	$27.70	—	GOLD MINERS ETF	92189F106
VDE	VANGUARD WORLD FDS	6,778	$645K	0.2%	$95.16	$112.73	—	ENERGY ETF	92204A306
PM	PHILIP MORRIS INTL INC	6,001	$610K	0.2%	$101.65 *	$55.87	+9.9%	COM	718172109
HON	HONEYWELL INTL INC	4,889	$569K	0.2%	$116.38 *	$69.04	+21.9%	COM	438516106
ACN	ACCENTURE PLC IRELAND	5,007	$567K	0.2%	$113.24 *	$87.70	+13.9%	SHS CLASS A	G1151C101
KMB	KIMBERLY CLARK CORP	4,096	$563K	0.2%	$137.45 *	$68.42	+37.3%	COM	494368103
MRK	MERCK & CO INC	9,141	$527K	0.2%	$57.65 *	$35.06	+12.6%	COM	58933Y105
TEVA	TEVA PHARMACEUTICAL INDS LTD	10,248	$515K	0.2%	$50.25	$53.54	—	ADR	881624209
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,523	$510K	0.2%	$144.76	$126.96	+12.6%	CL B NEW	084670702
BA	BOEING CO	3,895	$506K	0.2%	$129.91 *	$112.39	+5.5%	COM	097023105
—	EXPRESS SCRIPTS HLDG CO	6,279	$476K	0.2%	$75.81	$75.81	—	COM	30219G108
GOOGL	ALPHABET INC	665	$468K	0.2%	$703.76 *	$36.63	-0.6%	CAP STK CL A	02079K305
PEG	PUBLIC SVC ENTERPRISE GROUP	9,945	$464K	0.2%	$46.66 *	$22.05	+47.5%	COM	744573106
VOO	VANGUARD INDEX FDS	2,382	$458K	0.2%	$192.28	$175.58	—	S&P 500 ETF SHS	922908363
—	BLACKROCK INC	1,182	$405K	0.1%	$342.64	$340.72	—	COM	09247X101
MDT	MEDTRONIC PLC	4,632	$402K	0.1%	$86.79 *	$58.89	+7.9%	SHS	G5960L103
GOOG	ALPHABET INC	575	$398K	0.1%	$692.17 *	$35.63	+0.1%	CAP STK CL C	02079K107
MDLZ	MONDELEZ INTL INC	8,638	$393K	0.1%	$45.50 *	$32.60	+6.9%	CL A	609207105
KHC	KRAFT HEINZ CO	4,401	$389K	0.1%	$88.39 *	$48.73	+10.0%	COM	500754106
VNQ	VANGUARD INDEX FDS	4,349	$386K	0.1%	$88.76	$83.84	—	REIT ETF	922908553
BK	BANK NEW YORK MELLON CORP	9,835	$382K	0.1%	$38.84 *	$31.02	0.0%	COM	064058100
NOC	NORTHROP GRUMMAN CORP	1,694	$377K	0.1%	$222.55 *	$122.40	+47.2%	COM	666807102
BAC	BANK AMER CORP	28,234	$375K	0.1%	$13.28 *	$12.48	-9.1%	COM	060505104
DIS	DISNEY WALT CO	3,805	$372K	0.1%	$97.77 *	$96.65	-4.6%	COM DISNEY	254687106
CMCSA	COMCAST CORP NEW	5,621	$366K	0.1%	$65.11 *	$20.11	+23.0%	CL A	20030N101
ADBE	ADOBE SYS INC	3,751	$359K	0.1%	$95.71	$96.05	0.0%	COM	00724F101
VEU	VANGUARD INTL EQUITY INDEX F	8,317	$356K	0.1%	$42.80	$44.66	—	ALLWRLD EX US	922042775
LOW	LOWES COS INC	4,494	$356K	0.1%	$79.22 *	$58.89	+10.0%	COM	548661107
CL	COLGATE PALMOLIVE CO	4,763	$349K	0.1%	$73.27 *	$46.85	+21.4%	COM	194162103
KO	COCA COLA CO	7,658	$347K	0.1%	$45.31 *	$28.29	+17.8%	COM	191216100
ITW	ILLINOIS TOOL WKS INC	3,225	$336K	0.1%	$104.19 *	$73.25	+13.7%	COM	452308109
OXY	OCCIDENTAL PETE CORP DEL	4,300	$325K	0.1%	$75.58 *	$50.37	+12.6%	COM	674599105
HSY	HERSHEY CO	2,830	$321K	0.1%	$113.43 *	$67.11	+10.9%	COM	427866108
ORCL	ORACLE CORP	7,665	$314K	0.1%	$40.97 *	$31.95	+8.2%	COM	68389X105
COP	CONOCOPHILLIPS	7,023	$306K	0.1%	$43.57 *	$36.73	-10.7%	COM	20825C104
FBIN	FORTUNE BRANDS HOME & SEC IN	4,787	$278K	0.1%	$58.07 *	$31.28	+35.6%	COM	34964C106
—	HARRIS CORP DEL	3,186	$266K	0.1%	$83.49	$77.90	—	COM	413875105
META	FACEBOOK INC	2,254	$258K	0.1%	$114.46	$114.43	0.0%	CL A	30303M102
TIP	ISHARES TR	2,206	$257K	0.1%	$116.50	$112.03	—	TIPS BD ETF	464287176
IJR	ISHARES TR	2,206	$256K	0.1%	$116.05	$116.05	—	CORE S&P SCP ETF	464287804
—	MEDIVATION INC	4,204	$254K	0.1%	$60.42	$60.42	—	COM	58501N101
ABBV	ABBVIE INC	3,989	$247K	0.1%	$61.92 *	$37.94	+8.0%	COM	00287Y109
JPM	JPMORGAN CHASE & CO	3,947	$245K	0.1%	$62.07 *	$48.33	0.0%	COM	46625H100
—	CLAYMORE EXCHANGE TRD FD TR	9,379	$242K	0.1%	$25.80	$27.35	—	GUG BLT2016 HY	18383M415
CVX	CHEVRON CORP NEW	2,274	$238K	0.1%	$104.66 *	$57.42	+16.3%	COM	166764100
BMY	BRISTOL MYERS SQUIBB CO	3,123	$230K	0.1%	$73.65 *	$46.69	+8.1%	COM	110122108
SLYV	SPDR SERIES TRUST	2,299	$230K	0.1%	$100.04	$100.04	—	S&P 600 SMCP VAL	78464A300
SCHZ	SCHWAB STRATEGIC TR	4,240	$228K	0.1%	$53.77	$53.77	—	US AGGREGATE B	808524839
D	DOMINION RES INC VA NEW	2,895	$226K	0.1%	$78.07 *	$47.75	0.0%	COM	25746U109
PBI	PITNEY BOWES INC	12,656	$225K	0.1%	$17.78 *	$26.74	-27.9%	COM	724479100
—	STERLING BANCORP DEL	14,024	$220K	0.1%	$15.69	$13.37	—	COM	85917A100
GIS	GENERAL MLS INC	3,064	$219K	0.1%	$71.48 *	$45.45	0.0%	COM	370334104
IYH	ISHARES TR	1,463	$217K	0.1%	$148.33	$140.67	—	US HLTHCARE ETF	464287762
—	CLAYMORE EXCHANGE TRD FD TR	9,744	$215K	0.1%	$22.06	$22.33	—	GUGG CRP BD 2016	18383M555
IWM	ISHARES TR	1,793	$206K	0.1%	$114.89	$110.65	—	RUSSELL 2000 ETF	464287655
IVE	ISHARES TR	2,209	$205K	0.1%	$92.80	$92.80	—	S&P 500 VAL ETF	464287408
CSX	CSX CORP	7,804	$204K	0.1%	$26.14 *	$7.01	+8.1%	COM	126408103
—	BOULDER GROWTH & INCOME FD I	16,769	$136K	0.0%	$8.11	$8.59	—	COM	101507101
—	STEWARDSHIP FINL CORP	18,702	$120K	0.0%	$6.42	$5.31	—	COM	860326107
—	BARCLAYS BK PLC	11,740	$73,000	0.0%	$6.22	$6.22	—	IPSP CROIL ETN	06738C786
—	SYNERGY PHARMACEUTICALS DEL	10,500	$40,000	0.0%	$3.81	$2.76	—	COM NEW	871639308