Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
EMB	ISHARES TR	488,691	$57.28M	19.2%	$117.21	$108.59	—	JP MOR EM MK ETF	464288281
IJH	ISHARES TR	244,185	$37.78M	12.7%	$154.71	$117.64	—	CORE S&P MCP ETF	464287507
IEMG	ISHARES INC	797,577	$36.38M	12.2%	$45.61	$42.81	—	CORE MSCI EMKT	46434G103
VTV	VANGUARD INDEX FDS	232,496	$20.23M	6.8%	$87.00	$72.62	—	VALUE ETF	922908744
VBR	VANGUARD INDEX FDS	168,965	$18.7M	6.3%	$110.66	$89.15	—	SM CP VAL ETF	922908611
IWB	ISHARES TR	126,432	$15.23M	5.1%	$120.46	$89.93	—	RUS 1000 ETF	464287622
SCZ	ISHARES TR	224,103	$11.74M	3.9%	$52.41	$47.24	—	EAFE SML CP ETF	464288273
IVV	ISHARES TR	51,341	$11.17M	3.7%	$217.56	$160.89	—	CORE S&P500 ETF	464287200
VWO	VANGUARD INTL EQUITY INDEX F	222,287	$8.365M	2.8%	$37.63	$35.57	—	FTSE EMR MKT ETF	922042858
VIG	VANGUARD SPECIALIZED PORTFOL	96,169	$8.071M	2.7%	$83.93	$66.20	—	DIV APP ETF	921908844
MDY	SPDR S&P MIDCAP 400 ETF TR	15,364	$4.337M	1.5%	$282.28	$211.20	—	UTSER1 S&PDCRP	78467Y107
SPY	SPDR S&P 500 ETF TR	12,514	$2.707M	0.9%	$216.32	$165.77	—	TR UNIT	78462F103
IWN	ISHARES TR	25,822	$2.705M	0.9%	$104.76	$98.73	—	RUS 2000 VAL ETF	464287630
XOM	EXXON MOBIL CORP	25,402	$2.168M	0.7%	$85.35 *	$54.00	+8.4%	COM	30231G102
—	ISHARES GOLD TRUST	166,079	$2.108M	0.7%	$12.69	$12.36	—	ISHARES	464285105
VYM	VANGUARD WHITEHALL FDS INC	28,450	$2.052M	0.7%	$72.13	$70.20	—	HIGH DIV YLD	921946406
JNJ	JOHNSON & JOHNSON	17,182	$2.03M	0.7%	$118.15 *	$68.48	+36.7%	COM	478160104
IEFA	ISHARES TR	33,121	$1.826M	0.6%	$55.13	$53.60	—	CORE MSCI EAFE	46432F842
MMM	3M CO	9,735	$1.716M	0.6%	$176.27 *	$85.62	+27.5%	COM	88579Y101
LMT	LOCKHEED MARTIN CORP	7,073	$1.696M	0.6%	$239.79 *	$158.78	+22.7%	COM	539830109
T	AT&T INC	41,330	$1.678M	0.6%	$40.60 *	$11.67	+39.6%	COM	00206R102
VO	VANGUARD INDEX FDS	12,048	$1.559M	0.5%	$129.40	$108.40	—	MID CAP ETF	922908629
IBM	INTERNATIONAL BUSINESS MACHS	9,045	$1.437M	0.5%	$158.87 *	$106.87	-4.8%	COM	459200101
MSFT	MICROSOFT CORP	24,177	$1.393M	0.5%	$57.62 *	$43.85	+14.7%	COM	594918104
VZ	VERIZON COMMUNICATIONS INC	24,931	$1.391M	0.5%	$55.79 *	$27.38	+20.1%	COM	92343V104
VTI	VANGUARD INDEX FDS	12,236	$1.362M	0.5%	$111.31	$104.82	—	TOTAL STK MKT	922908769
—	GENERAL ELECTRIC CO	44,968	$1.332M	0.4%	$29.62	$26.46	—	COM	369604103
AAPL	APPLE INC	11,143	$1.26M	0.4%	$113.08 *	$22.17	+9.3%	COM	037833100
IBB	ISHARES TR	3,800	$1.1M	0.4%	$289.47	$264.68	—	NASDQ BIOTEC ETF	464287556
PEP	PEPSICO INC	10,083	$1.097M	0.4%	$108.80 *	$69.04	+17.4%	COM	713448108
MO	ALTRIA GROUP INC	17,102	$1.081M	0.4%	$63.21 *	$27.76	+25.2%	COM	02209S103
VCSH	VANGUARD SCOTTSDALE FDS	13,070	$1.053M	0.4%	$80.57	$79.87	—	SHRT TRM CORP BD	92206C409
IWF	ISHARES TR	10,005	$1.042M	0.3%	$104.15	$104.15	—	RUS 1000 GRW ETF	464287614
INTC	INTEL CORP	27,292	$1.03M	0.3%	$37.74 *	$24.98	+14.6%	COM	458140100
BND	VANGUARD BD INDEX FD INC	11,841	$996K	0.3%	$84.11	$82.12	—	TOTAL BND MRKT	921937835
PG	PROCTER AND GAMBLE CO	10,756	$965K	0.3%	$89.72 *	$59.93	+12.7%	COM	742718109
GLD	SPDR GOLD TRUST	7,669	$964K	0.3%	$125.70	$119.10	—	GOLD SHS	78463V107
RWX	SPDR INDEX SHS FDS	22,195	$926K	0.3%	$41.72	$39.90	—	DJ INTL RL ETF	78463X863
ACWX	ISHARES TR	22,101	$917K	0.3%	$41.49	$40.70	—	MSCI ACWI EX US	464288240
IWD	ISHARES TR	8,039	$849K	0.3%	$105.61	$94.10	—	RUS 1000 VAL ETF	464287598
ACN	ACCENTURE PLC IRELAND	6,627	$810K	0.3%	$122.23 *	$90.26	+8.8%	SHS CLASS A	G1151C101
UNP	UNION PAC CORP	7,854	$766K	0.3%	$97.53 *	$79.56	-4.5%	COM	907818108
PM	PHILIP MORRIS INTL INC	7,681	$747K	0.3%	$97.25 *	$57.27	+8.7%	COM	718172109
PFE	PFIZER INC	21,902	$742K	0.2%	$33.88 *	$18.90	+17.7%	COM	717081103
GDX	VANECK VECTORS ETF TR	26,169	$692K	0.2%	$26.44	$27.56	—	GOLD MINERS ETF	92189F106
—	SPDR INDEX SHS FDS	13,226	$659K	0.2%	$49.83	$45.37	—	DJ GLB RL ES ETF	78463x749
—	BLACKROCK INC	1,753	$636K	0.2%	$362.81	$347.91	—	COM	09247X101
VDE	VANGUARD WORLD FDS	6,016	$588K	0.2%	$97.74	$112.73	—	ENERGY ETF	92204A306
MRK	MERCK & CO INC	9,277	$579K	0.2%	$62.41 *	$35.19	+24.3%	COM	58933Y105
MDT	MEDTRONIC PLC	6,645	$574K	0.2%	$86.38 *	$61.89	+11.1%	SHS	G5960L103
ITW	ILLINOIS TOOL WKS INC	4,784	$573K	0.2%	$119.77 *	$79.64	+16.6%	COM	452308109
HON	HONEYWELL INTL INC	4,889	$570K	0.2%	$116.59 *	$69.04	+24.6%	COM	438516106
GOOGL	ALPHABET INC	683	$549K	0.2%	$803.81 *	$36.69	+5.8%	CAP STK CL A	02079K305
VEU	VANGUARD INTL EQUITY INDEX F	11,799	$536K	0.2%	$45.43	$44.89	—	ALLWRLD EX US	922042775
KMB	KIMBERLY CLARK CORP	4,120	$520K	0.2%	$126.21 *	$68.42	+36.7%	COM	494368103
TEVA	TEVA PHARMACEUTICAL INDS LTD	11,223	$516K	0.2%	$45.98	$52.88	—	ADR	881624209
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,488	$504K	0.2%	$144.50	$126.96	+15.2%	CL B NEW	084670702
BAC	BANK AMER CORP	30,809	$482K	0.2%	$15.64 *	$12.44	-3.0%	COM	060505104
VOO	VANGUARD INDEX FDS	2,382	$473K	0.2%	$198.57	$175.58	—	S&P 500 ETF SHS	922908363
GOOG	ALPHABET INC	593	$461K	0.2%	$777.40 *	$35.69	+5.6%	CAP STK CL C	02079K107
—	HARRIS CORP DEL	5,013	$459K	0.2%	$91.56	$82.88	—	COM	413875105
PEG	PUBLIC SVC ENTERPRISE GROUP	10,518	$440K	0.1%	$41.83 *	$22.58	+41.1%	COM	744573106
ORCL	ORACLE CORP	10,940	$430K	0.1%	$39.31 *	$32.99	+7.4%	COM	68389X105
BA	BOEING CO	3,236	$426K	0.1%	$131.64 *	$112.39	+7.5%	COM	097023105
OXY	OCCIDENTAL PETE CORP DEL	5,799	$423K	0.1%	$72.94 *	$52.18	+10.0%	COM	674599105
ADBE	ADOBE SYS INC	3,751	$407K	0.1%	$108.50 *	$96.05	+4.5%	COM	00724F101
VNQ	VANGUARD INDEX FDS	4,649	$403K	0.1%	$86.69	$84.02	—	REIT ETF	922908553
CMCSA	COMCAST CORP NEW	5,906	$392K	0.1%	$66.37 *	$20.42	+30.3%	CL A	20030N101
KHC	KRAFT HEINZ CO	4,260	$381K	0.1%	$89.44 *	$48.73	+19.1%	COM	500754106
IJT	ISHARES TR	2,652	$364K	0.1%	$137.25	$137.25	—	SP SMCP600GR ETF	464287887
NOC	NORTHROP GRUMMAN CORP	1,694	$362K	0.1%	$213.70 *	$122.40	+52.2%	COM	666807102
MDLZ	MONDELEZ INTL INC	8,228	$361K	0.1%	$43.87 *	$32.60	+8.0%	CL A	609207105
DIS	DISNEY WALT CO	3,850	$357K	0.1%	$92.73 *	$96.56	-8.0%	COM DISNEY	254687106
LOW	LOWES COS INC	4,897	$354K	0.1%	$72.29 *	$59.42	+10.1%	COM	548661107
CL	COLGATE PALMOLIVE CO	4,765	$353K	0.1%	$74.08 *	$46.85	+26.7%	COM	194162103
CSX	CSX CORP	11,306	$345K	0.1%	$30.51 *	$7.41	+11.9%	COM	126408103
SHM	SPDR SER TR	6,984	$341K	0.1%	$48.83	$48.83	—	NUVN BR SHT MUNI	78468R739
KO	COCA COLA CO	7,590	$321K	0.1%	$42.29 *	$28.29	+15.1%	COM	191216100
TIP	ISHARES TR	2,747	$320K	0.1%	$116.49	$112.91	—	TIPS BD ETF	464287176
BK	BANK NEW YORK MELLON CORP	7,905	$315K	0.1%	$39.85 *	$31.02	+0.9%	COM	064058100
BAX	BAXTER INTL INC	6,366	$303K	0.1%	$47.60 *	$40.42	0.0%	COM	071813109
IWM	ISHARES TR	2,428	$302K	0.1%	$124.38	$114.24	—	RUSSELL 2000 ETF	464287655
PSX	PHILLIPS 66	3,718	$299K	0.1%	$80.42 *	$54.42	0.0%	COM	718546104
COP	CONOCOPHILLIPS	6,753	$294K	0.1%	$43.54 *	$36.73	-15.2%	COM	20825C104
—	UNITED TECHNOLOGIES CORP	2,780	$282K	0.1%	$101.44	$101.44	—	COM	913017109
META	FACEBOOK INC	2,181	$280K	0.1%	$128.38 *	$114.43	+7.7%	CL A	30303M102
FBIN	FORTUNE BRANDS HOME & SEC IN	4,787	$278K	0.1%	$58.07 *	$31.28	+45.7%	COM	34964C106
HSY	HERSHEY CO	2,830	$271K	0.1%	$95.76 *	$67.11	+26.1%	COM	427866108
IJR	ISHARES TR	2,116	$263K	0.1%	$124.29	$116.05	—	CORE S&P SCP ETF	464287804
ABBV	ABBVIE INC	4,073	$257K	0.1%	$63.10 *	$38.06	+15.4%	COM	00287Y109
IYH	ISHARES TR	1,707	$256K	0.1%	$149.97	$142.00	—	US HLTHCARE ETF	464287762
—	STERLING BANCORP DEL	14,024	$245K	0.1%	$17.47	$13.37	—	COM	85917A100
—	CLAYMORE EXCHANGE TRD FD TR	9,413	$243K	0.1%	$25.82	$27.35	—	GUG BLT2016 HY	18383M415
CVX	CHEVRON CORP NEW	2,305	$237K	0.1%	$102.82 *	$57.56	+19.0%	COM	166764100
PBI	PITNEY BOWES INC	12,656	$230K	0.1%	$18.17	$26.74	-31.4%	COM	724479100
VBK	VANGUARD INDEX FDS	1,734	$229K	0.1%	$132.06	$132.06	—	SML CP GRW ETF	922908595
BDX	BECTON DICKINSON & CO	1,266	$227K	0.1%	$179.30 *	$148.50	0.0%	COM	075887109
FBT	FIRST TR EXCHANGE TRADED FD	2,264	$226K	0.1%	$99.82	$99.82	—	NY ARCA BIOTECH	33733E203
JPM	JPMORGAN CHASE & CO	3,321	$221K	0.1%	$66.55 *	$48.33	+5.2%	COM	46625H100
XBI	SPDR SERIES TRUST	3,314	$220K	0.1%	$66.39	$66.39	—	S&P BIOTECH	78464A870
—	CLAYMORE EXCHANGE TRD FD TR	9,761	$215K	0.1%	$22.03	$22.33	—	GUGG CRP BD 2016	18383M555
D	DOMINION RES INC VA NEW	2,835	$211K	0.1%	$74.43 *	$47.75	+6.0%	COM	25746U109
IVE	ISHARES TR	2,209	$210K	0.1%	$95.07	$92.80	—	S&P 500 VAL ETF	464287408
SDY	SPDR SERIES TRUST	2,430	$205K	0.1%	$84.36	$84.36	—	S&P DIVID ETF	78464A763
—	EXPRESS SCRIPTS HLDG CO	2,875	$203K	0.1%	$70.61	$75.81	—	COM	30219G108
SCHZ	SCHWAB STRATEGIC TR	3,762	$202K	0.1%	$53.69	$53.77	—	US AGGREGATE B	808524839
SLYV	SPDR SERIES TRUST	1,878	$201K	0.1%	$107.03	$100.04	—	S&P 600 SMCP VAL	78464A300
—	STEWARDSHIP FINL CORP	18,702	$147K	0.0%	$7.86	$5.31	—	COM	860326107
—	BOULDER GROWTH & INCOME FD I	16,769	$141K	0.0%	$8.41	$8.59	—	COM	101507101
—	BARCLAYS BK PLC	11,740	$68,000	0.0%	$5.79	$6.22	—	IPSP CROIL ETN	06738C786
—	SYNERGY PHARMACEUTICALS DEL	10,500	$58,000	0.0%	$5.52	$2.76	—	COM NEW	871639308
—	CTI BIOPHARMA CORP	25,000	$9,000	0.0%	$0.36	$0.36	—	COM	12648l106