Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DFUS	DIMENSIONAL ETF TRUST	951,907	$54.24M	17.5%	$47.11	—	US EQUITY ETF	25434V401
VUSB	VANGUARD BD INDEX FDS	853,800	$42.31M	13.7%	$49.11	—	VANGUARD ULTRA	92203C303
IEFA	ISHARES TR	564,722	$41.91M	13.6%	$66.25	—	CORE MSCI EAFE	46432F842
IJR	ISHARES TR	234,672	$25.94M	8.4%	$96.87	—	CORE S&P SCP ETF	464287804
VWO	VANGUARD INTL EQUITY INDEX F	438,573	$18.32M	5.9%	$42.83	—	FTSE EMR MKT ETF	922042858
GUNR	FLEXSHARES TR	359,162	$14.75M	4.8%	$39.74	—	MORNSTAR UPSTR	33939L407
DFAE	DIMENSIONAL ETF TRUST	520,146	$12.86M	4.2%	$22.15	—	EMGR CRE EQT MNG	25434V302
VTEB	VANGUARD MUN BD FDS	210,716	$10.66M	3.4%	$50.00	—	TAX EXEMPT BD	922907746
VGSH	VANGUARD SCOTTSDALE FDS	137,255	$7.97M	2.6%	$57.76	—	SHORT TERM TREAS	92206C102
XLK	SELECT SECTOR SPDR TR	30,134	$6.276M	2.0%	$192.48	—	TECHNOLOGY	81369Y803
VIG	VANGUARD SPECIALIZED FUNDS	28,339	$5.175M	1.7%	$147.46	—	DIV APP ETF	921908844
VB	VANGUARD INDEX FDS	22,139	$5.061M	1.6%	$193.67	—	SMALL CP ETF	922908751
SPY	SPDR S&P 500 ETF TR	8,739	$4.585M	1.5%	$374.31	—	TR UNIT	78462F103
VSS	VANGUARD INTL EQUITY INDEX F	33,022	$3.858M	1.2%	$108.41	—	FTSE SMCAP ETF	922042718
IYF	ISHARES TR	32,591	$3.117M	1.0%	$85.41	—	U.S. FINLS ETF	464287788
AAPL	APPLE INC	17,307	$2.968M	1.0%	$151.25	+19.2%	COM	037833100
IVV	ISHARES TR	4,693	$2.467M	0.8%	$358.72	—	CORE S&P500 ETF	464287200
IWF	ISHARES TR	6,846	$2.307M	0.7%	$246.53	—	RUS 1000 GRW ETF	464287614
XLV	SELECT SECTOR SPDR TR	14,962	$2.21M	0.7%	$136.38	—	SBI HEALTHCARE	81369Y209
DFAI	DIMENSIONAL ETF TRUST	72,809	$2.2M	0.7%	$27.70	—	INTL CORE EQT MK	25434V203
BND	VANGUARD BD INDEX FDS	30,074	$2.184M	0.7%	$77.40	—	TOTAL BND MRKT	921937835
VYM	VANGUARD WHITEHALL FDS	17,679	$2.139M	0.7%	$97.02	—	HIGH DIV YLD	921946406
IJH	ISHARES TR	34,930	$2.122M	0.7%	$92.62	—	CORE S&P MCP ETF	464287507
XLY	SELECT SECTOR SPDR TR	11,336	$2.085M	0.7%	$178.81	—	SBI CONS DISCR	81369Y407
AMZN	AMAZON COM INC	11,434	$2.062M	0.7%	$125.86	+32.6%	COM	023135106
QLTY	2023 ETF SERIES TRUST II	67,482	$2.007M	0.6%	$28.79	—	GMO US QUALITY E	90139K100
EFA	ISHARES TR	20,830	$1.663M	0.5%	$74.35	—	MSCI EAFE ETF	464287465
XLI	SELECT SECTOR SPDR TR	12,842	$1.618M	0.5%	$113.99	—	INDL	81369Y704
TROW	PRICE T ROWE GROUP INC	12,630	$1.54M	0.5%	$99.51	+2.3%	COM	74144T108
VBR	VANGUARD INDEX FDS	7,897	$1.515M	0.5%	$179.97	—	SM CP VAL ETF	922908611
VEA	VANGUARD TAX-MANAGED FDS	30,107	$1.51M	0.5%	$47.85	—	VAN FTSE DEV MKT	921943858
VONV	VANGUARD SCOTTSDALE FDS	17,534	$1.379M	0.4%	$72.54	—	VNG RUS1000VAL	92206C714
XLC	SELECT SECTOR SPDR TR	16,384	$1.338M	0.4%	$72.66	—	COMMUNICATION	81369Y852
VONG	VANGUARD SCOTTSDALE FDS	14,772	$1.28M	0.4%	$78.02	—	VNG RUS1000GRW	92206C680
EEM	ISHARES TR	31,165	$1.28M	0.4%	$48.51	—	MSCI EMG MKT ETF	464287234
XLP	SELECT SECTOR SPDR TR	16,243	$1.24M	0.4%	$72.03	—	SBI CONS STPLS	81369Y308
VDE	VANGUARD WORLD FD	8,571	$1.129M	0.4%	$117.28	—	ENERGY ETF	92204A306
IAU	ISHARES GOLD TR	22,860	$960K	0.3%	$36.39	—	ISHARES NEW	464285204
GLD	SPDR GOLD TR	4,343	$893K	0.3%	$191.17	—	GOLD SHS	78463V107
SCHC	SCHWAB STRATEGIC TR	24,548	$879K	0.3%	$37.63	—	INTL SCEQT ETF	808524888
DFAU	DIMENSIONAL ETF TRUST	16,930	$619K	0.2%	$28.77	—	US CORE EQT MKT	25434V104
SKYY	FIRST TR EXCHANGE TRADED FD	6,445	$616K	0.2%	$87.67	—	CLOUD COMPUTING	33734X192
XLRE	SELECT SECTOR SPDR TR	15,507	$613K	0.2%	$40.06	—	RL EST SEL SEC	81369Y860
DFAS	DIMENSIONAL ETF TRUST	9,490	$592K	0.2%	$50.18	—	US SMALL CAP ETF	25434V500
EFG	ISHARES TR	4,828	$501K	0.2%	$72.49	—	EAFE GRWTH ETF	464288885
DFIS	DIMENSIONAL ETF TRUST	19,840	$497K	0.2%	$22.11	—	INTL SMALL CAP E	25434V773
GOOGL	ALPHABET INC	3,169	$478K	0.2%	$125.46	+13.2%	CAP STK CL A	02079K305
IBB	ISHARES TR	3,485	$478K	0.2%	$135.85	—	ISHARES BIOTECH	464287556
ITA	ISHARES TR	3,436	$453K	0.1%	$126.60	—	US AER DEF ETF	464288760
XLB	SELECT SECTOR SPDR TR	4,751	$441K	0.1%	$85.54	—	SBI MATERIALS	81369Y100
XLU	SELECT SECTOR SPDR TR	5,876	$386K	0.1%	$63.33	—	SBI INT-UTILS	81369Y886
IEZ	ISHARES TR	14,732	$348K	0.1%	$21.92	—	US OIL EQ&SV ETF	464288844
KO	COCA COLA CO	5,383	$332K	0.1%	$55.72	+1.8%	COM	191216100
VOO	VANGUARD INDEX FDS	672	$323K	0.1%	$370.11	—	S&P 500 ETF SHS	922908363
RTX	RTX CORPORATION	2,979	$291K	0.1%	$86.83	0.0%	COM	75513E101
MSFT	MICROSOFT CORP	668	$281K	0.1%	$399.26	0.0%	COM	594918104
VNQ	VANGUARD INDEX FDS	3,159	$273K	0.1%	$84.92	—	REAL ESTATE ETF	922908553
DIS	DISNEY WALT CO	2,046	$250K	0.1%	$102.38	0.0%	COM	254687106
BRK/B	BERKSHIRE HATHAWAY INC DEL	534	$225K	0.1%	$393.34	0.0%	CL B NEW	084670702
—	UNILEVER PLC	4,383	$220K	0.1%	$50.19	—	SPON ADR NEW	904767704
FQAL	FIDELITY COVINGTON TRUST	3,684	$217K	0.1%	$54.34	—	QLTY FCTOR ETF	316092790
TIP	ISHARES TR	1,906	$205K	0.1%	$125.65	—	TIPS BD ETF	464287176
DJP	BARCLAYS BANK PLC	6,443	$200K	0.1%	$31.10	—	DJUBS CMDT ETN36	06738C778
VPU	VANGUARD WORLD FD	740	$106K	0.0%	$137.07	—	UTILITIES ETF	92204A876
VV	VANGUARD INDEX FDS	207	$49,630	0.0%	$173.93	—	LARGE CAP ETF	922908637
GOOG	ALPHABET INC	202	$30,757	0.0%	$111.47	+28.5%	CAP STK CL C	02079K107
IVE	ISHARES TR	154	$28,769	0.0%	$129.55	—	S&P 500 VAL ETF	464287408
OPK	OPKO HEALTH INC	14,729	$17,675	0.0%	$3.92	-74.5%	COM	68375N103
SHY	ISHARES TR	22	$1,799	0.0%	$81.77	—	1 3 YR TREAS BD	464287457
VTC	VANGUARD SCOTTSDALE FDS	23	$1,762	0.0%	$76.61	—	TOTAL CORP BND	92206C573