Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JNJ	Johnson & Johnson	129,100	$18.83M	10.8%	$65.75	+73.5%	COM	478160104
—	JPMorgan Chase	75,944	$10.59M	6.0%	$58.86	—	COM	46625h100
PFE	Pfizer	135,549	$5.311M	3.0%	$17.65	+51.3%	COM	717081103
PG	Procter & Gamble	41,556	$5.19M	3.0%	$58.01	+81.4%	COM	742718109
INTC	Intel	82,595	$4.943M	2.8%	$19.56	+151.8%	COM	458140100
—	Hoya Capital Housing ETF	169,778	$4.908M	2.8%	$26.68	—	COM	26922a230
XOM	Exxon Mobil	65,306	$4.557M	2.6%	$55.85	-6.8%	COM	30231G102
NSRGY	Nestle ADR	40,617	$4.395M	2.5%	$76.78	—	COM	641069406
DIS	Disney	28,878	$4.177M	2.4%	$69.83	+94.3%	COM	254687106
BMY	Bristol-Myers Squibb	63,917	$4.103M	2.3%	$35.95	+25.7%	COM	110122108
AAPL	Apple	12,580	$3.694M	2.1%	$22.88	+171.0%	COM	037833100
PEP	PepsiCo	26,957	$3.684M	2.1%	$57.75	+95.3%	COM	713448108
—	Merck	36,693	$3.337M	1.9%	$50.04	—	COM	58933y105
CLX	Clorox	18,954	$2.91M	1.7%	$63.81	+95.2%	COM	189054109
ABBV	Abbvie	32,829	$2.907M	1.7%	$31.21	+107.1%	COM	00287Y109
ABT	Abbott Laboratories	31,567	$2.742M	1.6%	$31.40	+139.8%	COM	002824100
MSFT	Microsoft	17,317	$2.731M	1.6%	$46.21	+201.3%	COM	594918104
CVX	Chevron	20,106	$2.423M	1.4%	$71.37	+25.7%	COM	166764100
HD	Home Depot	10,927	$2.386M	1.4%	$84.52	+130.7%	COM	437076102
MKC	McCormick	14,055	$2.386M	1.4%	$27.37	+167.7%	COM	579780206
SPGI	S&P Global	8,042	$2.196M	1.3%	$106.64	+131.5%	COM	78409V104
—	Verizon Communications	32,359	$1.987M	1.1%	$51.66	—	COM	92343v104
WM	Waste Management	17,121	$1.951M	1.1%	$46.45	+119.8%	COM	94106L109
IBM	International Business Machine	14,127	$1.894M	1.1%	$105.22	-5.1%	COM	459200101
—	Alphabet Class C	1,258	$1.682M	1.0%	$882.71	—	COM	02079k107
SNPS	Synopsys	12,063	$1.679M	1.0%	$78.29	+75.2%	COM	871607107
SCHW	Schwab, Charles	35,213	$1.675M	1.0%	$34.39	+17.7%	COM	808513105
—	IAC Interactive Corp.	6,537	$1.628M	0.9%	$119.77	—	COM	44919P508
AMAT	Applied Materials	26,665	$1.628M	0.9%	$42.12	+25.8%	COM	038222105
MCD	McDonald's Corp.	7,825	$1.546M	0.9%	$70.01	+145.6%	COM	580135101
AXP	American Express	12,153	$1.513M	0.9%	$69.27	+59.0%	COM	025816109
AMGN	Amgen	6,273	$1.512M	0.9%	$97.44	+87.5%	COM	031162100
DIOD	Diodes	25,944	$1.462M	0.8%	$28.45	+62.6%	COM	254543101
—	Zoetis	9,620	$1.273M	0.7%	$65.48	—	COM	98978v103
RS	Reliance Steel & Aluminum	10,592	$1.268M	0.7%	$77.77	+45.5%	COM	759509102
DD	Du Pont (E.I) de Nemours	19,541	$1.254M	0.7%	$27.24	-10.0%	COM	26614N102
—	Store Cap Corp	32,745	$1.219M	0.7%	$25.69	—	COM	862121100
AMZN	Amazon	656	$1.212M	0.7%	$83.65	+5.8%	COM	023135106
ICLR	Icon PLC	6,999	$1.205M	0.7%	$106.42	+44.9%	COM	G4705A100
MAA	Mid America Apartment Communit	8,990	$1.185M	0.7%	$79.97	+35.9%	COM	59522J103
EMR	Emerson Electric	15,004	$1.145M	0.7%	$48.20	+30.3%	COM	291011104
BDX	Becton Dickinson	4,142	$1.126M	0.6%	$195.10	+16.1%	COM	075887109
HUM	Humana	3,060	$1.122M	0.6%	$237.50	+26.5%	COM	444859102
—	Dell	21,650	$1.113M	0.6%	$58.67	—	COM	24703l103
VAC	Marriott Vacations Worldwide	8,605	$1.108M	0.6%	$116.83	+0.2%	COM	57164Y107
—	Zimmer Biomet	7,370	$1.103M	0.6%	$93.60	—	COM	98956p102
—	National Health Investors	13,465	$1.097M	0.6%	$78.56	—	COM	63633d104
—	General Electric	98,170	$1.095M	0.6%	$27.51	—	COM	369604103
ROK	Rockwell Automation	5,356	$1.086M	0.6%	$144.03	+15.5%	COM	773903109
DOW	Dow	19,291	$1.056M	0.6%	$36.37	+0.9%	COM	260557103
NEM	Newmont Mining Corp.	24,134	$1.049M	0.6%	$28.81	+13.6%	COM	651639106
—	Varian Medical Systems	7,384	$1.049M	0.6%	$101.50	—	COM	92220P105
CMS	CMS Energy	16,584	$1.042M	0.6%	$36.62	+41.9%	COM	125896100
—	3M	5,830	$1.029M	0.6%	$142.38	—	COM	88579y101
—	Flir Systems	19,749	$1.028M	0.6%	$39.65	—	COM	302445101
UNP	Union Pacific	5,525	$999K	0.6%	$72.00	+107.4%	COM	907818108
WMT	Wal-Mart Stores	8,042	$956K	0.5%	$20.33	+78.9%	COM	931142103
UNH	United Health Group	3,220	$947K	0.5%	$127.08	+86.2%	COM	91324P102
PWR	Quanta Services	22,555	$918K	0.5%	$34.50	+16.5%	COM	74762E102
DOV	Dover Corp.	7,876	$908K	0.5%	$61.59	+59.7%	COM	260003108
NDAQ	Nasdaq	8,354	$895K	0.5%	$21.93	+42.3%	COM	631103108
DLB	Dolby Class A	12,150	$836K	0.5%	$47.41	+27.4%	COM	25659T107
—	Truist Financial	14,636	$824K	0.5%	$56.30	—	COM	89832q109
POST	Post Holdings	7,355	$802K	0.5%	$60.24	+13.6%	COM	737446104
UHS	Universal Health Svcs	5,530	$793K	0.5%	$118.69	+16.7%	COM	913903100
HII	Huntington Ingalls Ind.	3,150	$790K	0.5%	$187.16	+10.3%	COM	446413106
KEY	Keycorp	38,740	$784K	0.4%	$14.64	-4.5%	COM	493267108
NVDA	Nvidia Corp.	3,184	$749K	0.4%	$4.52	+14.6%	COM	67066G104
AWK	American Water Works	5,812	$714K	0.4%	$70.71	+52.8%	COM	030420103
INTU	Intuit	2,550	$668K	0.4%	$249.70	+0.7%	COM	461202103
ORI	Old Republic	29,150	$652K	0.4%	$12.05	+14.8%	COM	680223104
PII	Polaris Ind.	6,305	$641K	0.4%	$95.98	+1.1%	COM	731068102
CTSH	Cognizant Technology Solutions	10,140	$629K	0.4%	$70.61	-20.2%	COM	192446102
MAS	Masco Corp.	12,731	$611K	0.3%	$33.43	+22.8%	COM	574599106
EIX	Edison International	7,992	$603K	0.3%	$54.64	-1.7%	COM	281020107
—	AT&T	15,254	$596K	0.3%	$34.94	—	COM	030177109
CVS	CVS/Caremark	7,955	$591K	0.3%	$44.92	+28.6%	COM	126650100
—	Corteva	19,539	$578K	0.3%	$29.60	—	COM	22052l104
JKHY	Jack Henry & Assoc.	3,938	$574K	0.3%	$132.90	+2.0%	COM	426281101
BYD	Boyd Gaming	19,000	$569K	0.3%	$26.95	0.0%	COM	103304101
—	First American Financial	9,724	$567K	0.3%	$50.94	—	COM	31847r102
WLK	Westlake Chemical Corp.	7,604	$533K	0.3%	$66.78	-9.0%	COM	960413102
BK	Bank of New York Mellon	10,560	$531K	0.3%	$24.30	+64.3%	COM	064058100
UPS	United Parcel Service 'B'	4,370	$512K	0.3%	$77.13	+20.4%	COM	911312106
NSC	Norfolk Southern	2,619	$508K	0.3%	$65.71	+152.0%	COM	655844108
—	Wyndham Hotels & Resorts	7,974	$501K	0.3%	$58.82	—	COM	98311a105
—	Cisco Systems	10,338	$496K	0.3%	$24.88	—	COM	17275R952
KR	Kroger	17,045	$494K	0.3%	$25.42	-8.5%	COM	501044101
FITB	Fifth 3rd Bancorp	15,605	$480K	0.3%	$21.02	+9.0%	COM	316773100
—	Baker Hughes	18,647	$478K	0.3%	$25.63	—	COM	05722g100
AMN	AMN Healthcare Svcs.	7,115	$443K	0.3%	$59.68	-0.9%	COM	001744101
SLB	Schlumberger	10,513	$422K	0.2%	$65.00	-52.7%	COM	806857108
—	Wyndham Destinations	7,974	$412K	0.2%	$44.27	—	COM	98310w108
KMB	Kimberly Clark	2,942	$405K	0.2%	$66.36	+63.9%	COM	494368103
AMP	Ameriprise Financial	2,400	$400K	0.2%	$78.85	+76.8%	COM	03076C106
—	Allete	4,672	$379K	0.2%	$87.33	—	COM	018522300
FIS	Fidelity National Info.	2,666	$371K	0.2%	$40.05	+196.1%	COM	31620M106
KO	Coca-Cola	6,650	$368K	0.2%	$26.95	+65.2%	COM	191216100
QCOM	Qualcomm	4,121	$364K	0.2%	$51.90	+40.4%	COM	747525103
YUM	Yum! Brands	3,537	$356K	0.2%	$40.89	+125.8%	COM	988498101
—	Cigna	1,545	$316K	0.2%	$189.89	—	COM	125509109
DLR	Digital Realty Trust	2,605	$312K	0.2%	$91.19	+9.1%	COM	253868103
CBRE	CBRE Group	4,945	$303K	0.2%	$46.95	+18.0%	COM	12504L109
MCO	Moody's Corp.	1,246	$296K	0.2%	$154.93	+36.3%	COM	615369105
—	Discover Financial Services	3,450	$293K	0.2%	$84.93	—	COM	254709108
EFX	Equifax	1,971	$276K	0.2%	$77.84	+69.8%	COM	294429105
TGT	Target	2,100	$269K	0.2%	$80.37	+24.2%	COM	87612E106
BAC	Bank America	7,571	$267K	0.2%	$23.89	+16.3%	COM	060505104
URI	United Rentals	1,600	$267K	0.2%	$140.67	0.0%	COM	911363109
CAT	Caterpillar	1,707	$252K	0.1%	$66.01	+86.4%	COM	149123101
—	Verisign	1,300	$250K	0.1%	$181.54	—	COM	92343e102
PKG	Packaging Corp.	2,015	$226K	0.1%	$83.39	+9.7%	COM	695156109
MDLZ	Mondelez	3,971	$219K	0.1%	$44.10	+4.0%	COM	609207105
KWR	Quaker Chemical	1,250	$206K	0.1%	$155.07	0.0%	COM	747316107
PAYX	Paychex	2,375	$202K	0.1%	$70.68	0.0%	COM	704326107