Location: Flemington, NJ
CIK: 0001623707 · Show all filings
Period: Q4 2025 (← Previous) (Next →)
Filing Date: Jan 21, 2026
Total Value: $456M (100.0% shares, 0.0% debt)
| Ticker | Issuer | Shares | Value | % | Share Price | Est. Cost/Share | Unrealized @ Report Date | Class | CUSIP |
|---|---|---|---|---|---|---|---|---|---|
| SCHX | SCHWAB STRATEGIC TR | 2,212,231 | $59.53M | 13.1% | $26.91 | $20.26 | +32.8% | US LRG CAP ETF | 808524201 |
| IVV | ISHARES TR | 52,014 | $35.63M | 7.8% | $685.02 | $492.81 | +39.0% | CORE S&P500 ETF | 464287200 |
| SCHZ | SCHWAB STRATEGIC TR | 1,018,851 | $23.81M | 5.2% | $23.37 | $24.66 | -5.2% | US AGGREGATE B | 808524839 |
| HYG | ISHARES TR | 289,524 | $23.34M | 5.1% | $80.63 | $78.41 | +2.8% | IBOXX HI YD ETF | 464288513 |
| SCHF | SCHWAB STRATEGIC TR | 810,666 | $19.49M | 4.3% | $24.04 | $17.67 | +36.0% | INTL EQTY ETF | 808524805 |
| FLRN | SPDR SER TR | 623,744 | $19.17M | 4.2% | $30.73 | $30.60 | +0.4% | BLOMBERG BRC INV | 78468R200 |
| LQD | ISHARES TR | 156,602 | $17.26M | 3.8% | $110.19 | $111.34 | -1.0% | IBOXX INV CP ETF | 464287242 |
| AGG | ISHARES TR | 169,236 | $16.9M | 3.7% | $99.88 | $101.32 | -1.4% | CORE US AGGBD ET | 464287226 |
| SCHE | SCHWAB STRATEGIC TR | 482,441 | $15.8M | 3.5% | $32.75 | $26.29 | +24.6% | EMRG MKTEQ ETF | 808524706 |
| FLOT | ISHARES TR | 276,233 | $14.05M | 3.1% | $50.86 | $50.72 | +0.3% | FLTG RATE NT ETF | 46429B655 |
| EMB | ISHARES TR | 130,899 | $12.6M | 2.8% | $96.28 | $99.22 | -3.0% | JPMORGAN USD EMG | 464288281 |
| IEFA | ISHARES TR | 136,964 | $12.26M | 2.7% | $89.48 | $72.27 | +23.8% | CORE MSCI EAFE | 46432F842 |
| SCHM | SCHWAB STRATEGIC TR | 380,277 | $11.43M | 2.5% | $30.07 | $24.87 | +20.9% | US MID-CAP ETF | 808524508 |
| SPYM | SPDR SERIES TRUST | 136,452 | $10.95M | 2.4% | $80.22 | $32.10 | +149.9% | STATE STREET SPD | 78464A854 |
| SCHB | SCHWAB STRATEGIC TR | 408,391 | $10.71M | 2.4% | $26.23 | $19.97 | +31.3% | US BRD MKT ETF | 808524102 |
| IEMG | ISHARES TR | 151,761 | $10.2M | 2.2% | $67.24 | $55.65 | +20.8% | CORE MSCI EMKT | 46434G103 |
| MUB | ISHARES TR | 84,566 | $9.058M | 2.0% | $107.11 | $108.21 | -1.0% | NATIONAL MUN ETF | 464288414 |
| SCHA | SCHWAB STRATEGIC TR | 315,966 | $8.999M | 2.0% | $28.48 | $23.58 | +20.8% | US SML CAP ETF | 808524607 |
| SPAB | SPDR SERIES TRUST | 334,591 | $8.616M | 1.9% | $25.75 | $27.99 | -8.0% | PORTFOLIO AGRGTE | 78464A649 |
| AAPL | APPLE INC | 28,230 | $7.675M | 1.7% | $271.86 | $113.19 | +140.2% | COM | 037833100 |
| IJH | ISHARES TR | 107,367 | $7.089M | 1.6% | $66.02 | $58.35 | +13.1% | CORE S&P MCP ETF | 464287507 |
| SCHD | SCHWAB STRATEGIC TR | 214,553 | $5.885M | 1.3% | $27.43 | $26.97 | +1.7% | US DIVIDEND EQ | 808524797 |
| IJR | ISHARES TR | 48,538 | $5.836M | 1.3% | $120.24 | $104.94 | +14.5% | CORE S&P SCP ETF | 464287804 |
| SHYG | ISHARES TR | 130,015 | $5.574M | 1.2% | $42.87 | $44.99 | -4.7% | 0-5YR HI YL CP | 46434V407 |
| CL | COLGATE PALMOLIVE CO | 63,888 | $5.048M | 1.1% | $79.02 | $83.85 | -5.8% | COM | 194162103 |
| PCY | INVESCO EXCHNG TRADED FD TR | 230,465 | $4.992M | 1.1% | $21.66 | $25.30 | -14.4% | EMRNG MKT SVRG | 46138E784 |
| SPIB | SPDR SERIES TRUST | 135,437 | $4.579M | 1.0% | $33.81 | $33.91 | -0.3% | PORTFOLIO INTRMD | 78464A375 |
| ITOT | ISHARES TR | 28,805 | $4.284M | 0.9% | $148.72 | $110.30 | +34.8% | CORE S&P TTL STK | 464287150 |
| SPEM | SPDR INDEX SHS FDS | 89,551 | $4.192M | 0.9% | $46.81 | $36.40 | +28.6% | PORTFOLIO EMG MK | 78463X509 |
| SPDW | SPDR INDEX SHS FDS | 87,291 | $3.877M | 0.9% | $44.41 | $30.61 | +45.1% | PORTFOLIO DEVLPD | 78463X889 |
| SCHG | SCHWAB STRATEGIC TR | 102,171 | $3.333M | 0.7% | $32.62 | $23.87 | +36.6% | US LCAP GR ETF | 808524300 |
| MSFT | MICROSOFT CORP | 6,512 | $3.149M | 0.7% | $483.61 | $214.45 | +125.5% | COM | 594918104 |
| IWF | ISHARES TR | 6,638 | $3.142M | 0.7% | $473.30 * | $32.87 | +260.0% | RUS 1000 GRW ETF | 464287614 |
| TFI | SPDR SER TR | 56,675 | $2.591M | 0.6% | $45.71 | $48.52 | -5.8% | NUVEEN BRC MUNIC | 78468R721 |
| CORP | PIMCO ETF TR | 22,932 | $2.244M | 0.5% | $97.85 | $104.74 | -6.6% | INV GRD CRP BD | 72201R817 |
| SPMD | SPDR SERIES TRUST | 34,543 | $2M | 0.4% | $57.91 | $34.28 | +68.9% | PORTFOLIO MD ETF | 78464A847 |
| DGRO | ISHARES TR | 28,326 | $1.967M | 0.4% | $69.43 | $57.42 | +20.9% | CORE DIV GRWTH | 46434V621 |
| QQQ | INVESCO QQQ TR | 3,193 | $1.961M | 0.4% | $614.24 | $469.60 | +30.8% | UNIT SER 1 | 46090E103 |
| GOOG | ALPHABET INC | 5,948 | $1.866M | 0.4% | $313.80 | $153.20 | +104.8% | CAP STK CL C | 02079K107 |
| SPSM | SPDR SER TR | 33,740 | $1.581M | 0.3% | $46.86 | $31.41 | +49.2% | PORTFOLIO SM ETF | 78468R853 |
| NVDA | NVIDIA CORPORATION | 8,233 | $1.535M | 0.3% | $186.49 | $110.64 | +68.6% | COM | 67066G104 |
| JNJ | JOHNSON & JOHNSON | 7,180 | $1.486M | 0.3% | $206.96 | $113.16 | +82.9% | COM | 478160104 |
| SPYD | SPDR SER TR | 32,670 | $1.413M | 0.3% | $43.25 | $39.90 | +8.4% | PRTFLO S&P500 HI | 78468R788 |
| SPTM | SPDR SERIES TRUST | 16,551 | $1.365M | 0.3% | $82.50 | $37.58 | +119.5% | PORTFOLIO TL STK | 78464A805 |
| JPM | JPMORGAN CHASE & CO | 4,173 | $1.345M | 0.3% | $322.22 | $69.09 | +366.4% | COM | 46625H100 |
| RSP | INVESCO EXCHANGE TRADED FD T | 6,989 | $1.339M | 0.3% | $191.57 | $153.10 | +25.1% | S&P500 EQL WGT | 46137V357 |
| GOOGL | ALPHABET INC | 4,170 | $1.305M | 0.3% | $313.00 | $168.66 | +85.6% | CAP STK CL A | 02079K305 |
| META | META PLATFORMS INC | 1,915 | $1.264M | 0.3% | $660.09 | $387.46 | +70.4% | CL A | 30303M102 |
| SCHO | SCHWAB STRATEGIC TR | 50,051 | $1.22M | 0.3% | $24.37 | $24.48 | -0.4% | SHT TM US TRES | 808524862 |
| AMZN | AMAZON COM INC | 4,997 | $1.153M | 0.3% | $230.82 | $156.08 | +47.9% | COM | 023135106 |
| VUG | VANGUARD INDEX FDS | 2,056 | $1.003M | 0.2% | $487.88 * | $42.48 | +91.4% | GROWTH ETF | 922908736 |
| MRK | MERCK & CO INC | 9,246 | $973K | 0.2% | $105.26 | $55.86 | +88.4% | COM | 58933Y105 |
| VOO | VANGUARD INDEX FDS | 1,485 | $931K | 0.2% | $627.13 | $483.50 | +29.7% | S&P 500 ETF SHS | 922908363 |
| CSCO | CISCO SYS INC | 9,791 | $754K | 0.2% | $77.03 | $47.86 | +60.1% | COM | 17275R102 |
| T | AT&T INC | 29,384 | $730K | 0.2% | $24.84 | $15.96 | +55.6% | COM | 00206R102 |
| SCHV | SCHWAB STRATEGIC TR | 24,237 | $718K | 0.2% | $29.61 | $23.31 | +27.0% | US LCAP VA ETF | 808524409 |
| SHY | ISHARES TR | 8,457 | $700K | 0.2% | $82.82 | $82.23 | +0.7% | 1 3 YR TREAS BD | 464287457 |
| SPY | SPDR TR S&P 500 ETF TR | 1,026 | $700K | 0.2% | $681.92 | $522.66 | +30.5% | TR UNIT | 78462F103 |
| VIG | VANGUARD SPECIALIZED FUNDS | 3,001 | $659K | 0.1% | $219.76 | $156.21 | +40.7% | DIV APP ETF | 921908844 |
| IBM | INTERNATIONAL BUSINESS MACHS | 2,128 | $630K | 0.1% | $296.26 | $154.09 | +92.2% | COM | 459200101 |
| COKE | COCA COLA CONSOLIDATED INC | 8,589 | $600K | 0.1% | $69.91 * | $31.34 | +388.4% | COM | 191098102 |
| BAC | BANK AMER CORP | 10,683 | $588K | 0.1% | $55.00 | $24.42 | +125.2% | COM | 060505104 |
| VTI | VANGUARD INDEX FDS | 1,738 | $583K | 0.1% | $335.31 | $216.94 | +54.5% | TOTAL STK MKT | 922908769 |
| HD | HOME DEPOT INC | 1,664 | $573K | 0.1% | $344.10 | $346.97 | -0.8% | COM | 437076102 |
| VTV | VANGUARD INDEX FDS | 2,635 | $503K | 0.1% | $190.99 | $140.32 | +36.1% | VALUE ETF | 922908744 |
| V | VISA INC | 1,366 | $479K | 0.1% | $350.71 | $322.35 | +8.8% | COM CL A | 92826C839 |
| AVGO | BROADCOM INC | 1,250 | $433K | 0.1% | $346.10 | $305.74 | +13.2% | COM | 11135F101 |
| DFUS | DIMENSIONAL ETF TRUST | 5,721 | $424K | 0.1% | $74.17 | $46.61 | +59.1% | US EQUITY ETF | 25434V401 |
| NEE | NEXTERA ENERGY INC | 4,986 | $400K | 0.1% | $80.27 | $64.86 | +23.8% | COM | 65339F101 |
| IFLN | INVESCO EXCHNG TRADED FD TR | 20,810 | $387K | 0.1% | $18.60 | $18.65 | -0.2% | FNDMNTL HY CRP | 46138E719 |
| LIN | LINDE PLC | 893 | $381K | 0.1% | $426.39 | $470.63 | -9.4% | SHS | G54950103 |
| CVX | CHEVRON CORP NEW | 2,498 | $381K | 0.1% | $152.41 | $70.99 | +114.7% | COM | 166764100 |
| IWD | ISHARES TR | 1,725 | $363K | 0.1% | $210.34 | $116.50 | +80.5% | RUS 1000 VAL ETF | 464287598 |
| BRK/B | BERKSHIRE HATHAWAY INC DEL | 699 | $351K | 0.1% | $502.65 | $484.36 | +3.8% | CL B NEW | 084670702 |
| TSLA | TESLA INC | 768 | $345K | 0.1% | $449.72 | $346.84 | +29.7% | COM | 88160R101 |
| TT | TRANE TECHNOLOGIES PLC | 869 | $338K | 0.1% | $389.20 | $413.59 | -5.9% | SHS | G8994E103 |
| VT | VANGUARD INTL EQUITY INDEX F | 2,365 | $334K | 0.1% | $141.06 | $93.75 | +50.5% | TT WRLD ST ETF | 922042742 |
| NFLX | NETFLIX INC | 3,340 | $313K | 0.1% | $93.76 | $106.16 | -11.7% | COM | 64110L106 |
| COST | COSTCO WHSL CORP NEW | 361 | $311K | 0.1% | $861.52 | $718.52 | +20.0% | COM | 22160K105 |
| ORCL | ORACLE CORP | 1,546 | $301K | 0.1% | $194.91 | $122.30 | +59.4% | COM | 68389X105 |
| BK | BANK NEW YORK MELLON CORP | 2,575 | $299K | 0.1% | $116.09 | $83.84 | +38.5% | COM | 064058100 |
| IWP | ISHARES TR | 2,156 | $295K | 0.1% | $136.94 | $111.81 | +22.5% | RUS MD CP GR ETF | 464287481 |
| — | GE AEROSPACE | 850 | $262K | 0.1% | $308.03 | $300.82 | — | COM NEW | 369604951 |
| PEG | PUBLIC SVC ENTERPRISE GRP IN | 3,252 | $261K | 0.1% | $80.30 | $57.62 | +39.4% | COM | 744573106 |
| DIS | DISNEY WALT CO | 2,272 | $258K | 0.1% | $113.76 | $141.17 | -19.4% | COM | 254687106 |
| LVS | LAS VEGAS SANDS CORP | 3,850 | $251K | 0.1% | $65.09 | $52.28 | +24.5% | COM | 517834107 |
| UNH | UNITEDHEALTH GROUP INC | 730 | $241K | 0.1% | $330.11 | $373.53 | -11.6% | COM | 91324P102 |
| VZ | VERIZON COMMUNICATIONS INC | 5,763 | $235K | 0.1% | $40.73 | $39.40 | +3.4% | COM | 92343V104 |
| C | CITIGROUP INC | 1,986 | $232K | 0.1% | $116.69 | $94.11 | +24.0% | COM NEW | 172967424 |
| SPSB | SPDR SER TR | 7,521 | $220K | 0.0% | $29.28 * | $29.66 | +1.8% | PORTFOLIO SHORT | 78464A474 |
| LLY | ELI LILLY & CO | 203 | $218K | 0.0% | $1074.68 | $955.55 | +12.5% | COM | 532457108 |
| VXF | VANGUARD INDEX FDS | 1,011 | $211K | 0.0% | $209.09 | $202.31 | +3.4% | EXTEND MKT ETF | 922908652 |
| PNC | PNC FINL SVCS GROUP INC | 978 | $204K | 0.0% | $208.73 | $192.78 | +8.3% | COM | 693475105 |
| HSY | HERSHEY CO | 1,100 | $200K | 0.0% | $181.98 | $179.65 | +1.3% | COM | 427866108 |