Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHO	SCHWAB STRATEGIC TR	1,042,786	$53.96M	10.1%	$51.22	—	US TIPS ETF	808524862
GLDM	SPDR GOLD MINISHARES ETV	1,393,619	$53.08M	9.9%	$33.05	—	ETF	98149E303
VTI	VANGUARD INDEX FDS	138,972	$30.61M	5.7%	$198.59	—	TOTAL STK MKT	922908769
SCHR	SCHWAB INTERMEDIATE TERM US TRS ETF	400,268	$19.73M	3.7%	$49.33	—	ETF	808524854
VWO	VANGUARD INTL EQUITY INDEX F	460,442	$18.73M	3.5%	$42.13	—	FTSE EMR MKT ETF	922042858
STIP	ISHARES TR	178,899	$17.46M	3.3%	$97.31	—	0-5 YR TIPS ETF	46429B747
VPL	VANGUARD INTL EQUITY INDEX F	244,944	$17.08M	3.2%	$67.38	—	FTSE PACIFIC ETF	922042866
BRK/B	BERKSHIRE HATHAWAY INC DEL	47,740	$16.28M	3.0%	$216.98	+50.4%	CL B NEW	084670702
VXUS	VANGUARD STAR FDS	276,153	$15.49M	2.9%	$52.29	—	VG TL INTL STK F	921909768
IAUM	ISHARES GOLD TR	635,216	$12.18M	2.3%	$16.77	—	SHARES REPRESENT	46436F103
VGK	VANGUARD INTL EQUITY INDEX F	190,242	$11.74M	2.2%	$55.60	—	FTSE EUROPE ETF	922042874
TRP	TC ENERGY CORP	236,712	$9.566M	1.8%	$35.06	+1.9%	COM	87807B107
ENB	ENBRIDGE INC	257,343	$9.56M	1.8%	$25.99	+23.4%	COM	29250N105
WMB	WILLIAMS COS INC	282,912	$9.231M	1.7%	$19.45	+37.6%	COM	969457100
LNG	CHENIERE ENERGY INC	58,791	$8.957M	1.7%	$136.56	+8.4%	COM NEW	16411R208
VDE	VANGUARD ENERGY ETF	77,905	$8.795M	1.6%	$108.18	—	ETF	92204A306
SCCO	SOUTHERN COPPER CORP	116,874	$8.385M	1.6%	$42.74	+50.7%	COM	84265V105
BHP	BHP GROUP LTD	136,001	$8.115M	1.5%	$48.42	—	SPONSORED ADS	088606108
AAPL	APPLE INC	41,299	$8.011M	1.5%	$107.34	+60.3%	COM	037833100
RIO	RIO TINTO PLC	117,672	$7.512M	1.4%	$56.44	—	SPONSORED ADR	767204100
ALB	ALBEMARLE CORP	30,794	$6.87M	1.3%	$138.22	+41.8%	COM	012653101
WMT	WALMART INC	42,021	$6.605M	1.2%	$35.50	+37.9%	COM	931142103
MSFT	MICROSOFT CORP	19,205	$6.54M	1.2%	$203.07	+51.3%	COM	594918104
IAU	ISHARES GOLD ETF	167,690	$6.102M	1.1%	$31.54	—	ETF	464285204
JNJ	JOHNSON & JOHNSON	34,189	$5.659M	1.1%	$121.28	+22.8%	COM	478160104
FCX	FREEPORT-MCMORAN INC	138,126	$5.525M	1.0%	$31.01	+18.6%	CL B	35671D857
COST	COSTCO WHSL CORP NEW	9,721	$5.234M	1.0%	$302.78	+60.9%	COM	22160K105
GOOG	ALPHABET INC	40,140	$4.856M	0.9%	$109.73	+4.7%	CAP STK CL C	02079K107
JPM	JPMORGAN CHASE & CO	32,655	$4.749M	0.9%	$106.04	+22.3%	COM	46625H100
VALE	VALE S A	351,997	$4.724M	0.9%	$14.78	—	SPONSORED ADS	91912E105
COP	CONOCOPHILLIPS	44,476	$4.608M	0.9%	$78.75	+20.0%	COM	20825C104
TIP	ISHARES TR	42,235	$4.545M	0.9%	$108.77	—	TIPS BD ETF	464287176
PICK	ISHARES INC	103,682	$4.195M	0.8%	$41.01	—	MSCI GBL ETF NEW	46434G848
AMGN	AMGEN INC	18,894	$4.195M	0.8%	$186.31	+14.7%	COM	031162100
PLTR	PALANTIR TECHNOLOGIES INC	272,959	$4.184M	0.8%	$22.08	-48.5%	CL A	69608A108
V	VISA INC	17,600	$4.18M	0.8%	$203.96	+10.0%	COM CL A	92826C839
PKX	POSCO HOLDINGS INC	56,128	$4.151M	0.8%	$44.19	—	SPONSORED ADR	693483109
VDC	VANGUARD CONSUMER STAPLES ETF	20,804	$4.041M	0.8%	$191.70	—	ETF	92204A207
HD	HOME DEPOT INC	12,613	$3.918M	0.7%	$252.69	+9.4%	COM	437076102
VPU	VANGUARD UTILITIES ETF	26,879	$3.823M	0.7%	$150.95	—	ETF	92204A876
MA	MASTERCARD INCORPORATED	9,633	$3.789M	0.7%	$291.53	+26.9%	CL A	57636Q104
UNH	UNITEDHEALTH GROUP INC	7,619	$3.662M	0.7%	$312.21	+48.9%	COM	91324P102
CVX	CHEVRON CORP NEW	23,222	$3.654M	0.7%	$131.11	+9.3%	COM	166764100
VCSH	VANGUARD LONG TERM TREASURY ETF IV	54,600	$3.469M	0.6%	$63.53	—	ETF	92206C409
IWV	ISHARES TR	13,244	$3.37M	0.6%	$263.18	—	RUSSELL 3000 ETF	464287689
CNQ	CANADIAN NAT RES LTD	58,858	$3.311M	0.6%	$23.72	+8.3%	COM	136385101
PFE	PFIZER INC	86,689	$3.18M	0.6%	$26.96	+23.2%	COM	717081103
VZ	VERIZON COMMUNICATIONS INC	85,250	$3.17M	0.6%	$43.20	-27.8%	COM	92343V104
UPS	UNITED PARCEL SERVICE INC	16,989	$3.045M	0.6%	$110.49	+39.9%	CL B	911312106
—	BLACKROCK INC	4,324	$2.988M	0.6%	$643.01	—	COM	09247X101
AMZN	AMAZON COM INC	22,177	$2.891M	0.5%	$125.83	-9.2%	COM	023135106
IUSV	ISHARES TR	35,658	$2.791M	0.5%	$68.03	—	CORE S&P US VLU	464287663
IUSG	ISHARES TR	27,574	$2.692M	0.5%	$98.12	—	CORE S&P US GWT	464287671
BA	BOEING CO	12,008	$2.536M	0.5%	$220.69	-5.9%	COM	097023105
ADP	AUTOMATIC DATA PROCESSING IN	10,340	$2.273M	0.4%	$151.24	+34.4%	COM	053015103
INTC	INTEL CORP	66,603	$2.227M	0.4%	$43.66	-29.6%	COM	458140100
HON	HONEYWELL INTL INC	10,728	$2.226M	0.4%	$178.02	-1.4%	COM	438516106
MDT	MEDTRONIC PLC	23,304	$2.053M	0.4%	$86.49	-8.2%	SHS	G5960L103
CSCO	CISCO SYS INC	39,142	$2.025M	0.4%	$48.92	-7.0%	COM	17275R102
DIS	DISNEY WALT CO	21,662	$1.934M	0.4%	$121.43	-23.8%	COM	254687106
VHT	VANGUARD HEALTH CARE ETF	7,375	$1.806M	0.3%	$246.18	—	ETF	92204A504
LTPZ	PIMCO ETF TR	29,771	$1.787M	0.3%	$59.07	—	15+ YR US TIPS	72201R304
BKNG	BOOKING HOLDINGS INC	638	$1.723M	0.3%	$1942.71	+33.8%	COM	09857L108
EFA	ISHARES TR	20,948	$1.519M	0.3%	$66.40	—	MSCI EAFE ETF	464287465
GLD	SPDR GOLD TR	8,045	$1.434M	0.3%	$169.47	—	GOLD SHS	78463V107
XME	SPDR SER TR	26,877	$1.366M	0.3%	$16.13	—	S&P METALS MNG	78464A755
VO	VANGUARD INDEX FDS	5,042	$1.11M	0.2%	$225.59	—	MID CAP ETF	922908629
MCD	MCDONALDS CORP	3,657	$1.091M	0.2%	$228.73	+19.4%	COM	580135101
PG	PROCTER AND GAMBLE CO	7,136	$1.083M	0.2%	$79.73	+77.2%	COM	742718109
XOM	EXXON MOBIL CORP	9,988	$1.071M	0.2%	$75.62	+31.7%	COM	30231G102
XLE	ENERGY SELECT SECTOR SPDR ETF	11,878	$964K	0.2%	$81.17	—	ETF	81369Y506
IEMG	ISHARES INC	19,216	$947K	0.2%	$54.47	—	CORE MSCI EMKT	46434G103
SCHE	SCHWAB STRATEGIC TR	38,443	$947K	0.2%	$32.88	—	EMRG MKTEQ ETF	808524706
PYPL	PAYPAL HLDGS INC	13,265	$885K	0.2%	$76.11	-10.6%	COM	70450Y103
DHR	DANAHER CORPORATION	3,665	$880K	0.2%	$154.82	+34.8%	COM	235851102
VOO	VANGUARD INDEX FDS	2,052	$836K	0.2%	$341.32	—	S&P 500 ETF SHS	922908363
SCHB	SCHWAB STRATEGIC TR	15,037	$777K	0.1%	$63.43	—	US BRD MKT ETF	808524102
SCHW	SCHWAB CHARLES CORP	13,022	$738K	0.1%	$66.51	-24.2%	COM	808513105
BAC	BANK AMERICA CORP	22,905	$657K	0.1%	$26.92	-1.1%	COM	060505104
VRSN	VERISIGN INC	2,821	$637K	0.1%	$203.36	+7.5%	COM	92343E102
SU	SUNCOR ENERGY INC NEW	21,224	$622K	0.1%	$22.01	+23.2%	COM	867224107
SLB	SCHLUMBERGER LTD	12,590	$618K	0.1%	$44.51	0.0%	COM STK	806857108
SRE	SEMPRA	4,153	$605K	0.1%	$55.30	+24.3%	COM	816851109
—	HESS CORP	4,293	$584K	0.1%	$52.75	—	COM	42809H107
ABT	ABBOTT LABS	5,118	$558K	0.1%	$100.00	+1.5%	COM	002824100
—	VANGUARD ADMIRAL FDS INC	5,366	$493K	0.1%	$88.79	—	SMLLCP 600 IDX	922908737
FNV	FRANCO NEV CORP	3,215	$458K	0.1%	$105.28	+39.1%	COM	351858105
EOG	EOG RES INC	3,958	$453K	0.1%	$34.11	+206.2%	COM	26875P101
MGC	VANGUARD WORLD FD	2,879	$450K	0.1%	$152.48	—	MEGA CAP INDEX	921910873
VBR	VANGUARD INDEX FDS	2,660	$440K	0.1%	$174.31	—	SM CP VAL ETF	922908611
OXY	OCCIDENTAL PETE CORP	7,378	$434K	0.1%	$29.74	+92.6%	COM	674599105
—	PIONEER NAT RES CO	2,075	$430K	0.1%	$113.80	—	COM	723787107
NEM	NEWMONT CORP	9,732	$415K	0.1%	$41.03	+3.3%	COM	651639106
—	BARRICK GOLD CORP	23,704	$401K	0.1%	$16.71	—	COM	067901108
MRK	MERCK & CO INC	3,379	$390K	0.1%	$43.24	+141.6%	COM	58933Y105
USB	US BANCORP DEL	11,727	$387K	0.1%	$41.16	-31.0%	COM NEW	902973304
HDV	ISHARES TR	3,496	$352K	0.1%	$104.24	—	CORE HIGH DV ETF	46429B663
CACC	CREDIT ACCEP CORP MICH	693	$352K	0.1%	$446.09	+4.9%	COM	225310101
DUK	DUKE ENERGY CORP NEW	3,822	$343K	0.1%	$81.34	+4.7%	COM NEW	26441C204
DFAT	DIMENSIONAL ETF TRUST	7,018	$326K	0.1%	$47.52	—	US TARGETED VLU	25434V609
WDS	WOODSIDE ENERGY GROUP LTD	13,325	$309K	0.1%	$20.15	—	SPONSORED ADR	980228308
PM	PHILIP MORRIS INTL INC	3,106	$303K	0.1%	$61.34	+37.7%	COM	718172109
CAT	CATERPILLAR INC	1,205	$296K	0.1%	$206.59	+3.5%	COM	149123101
PEP	PEPSICO INC	1,587	$294K	0.1%	$110.78	+54.0%	COM	713448108
TJX	TJX COS INC NEW	3,316	$281K	0.1%	$70.72	+7.7%	COM	872540109
DE	DEERE & CO	654	$265K	0.0%	$367.88	0.0%	COM	244199105
CMCSA	COMCAST CORP NEW	6,217	$258K	0.0%	$36.65	0.0%	CL A	20030N101
ABBV	ABBVIE INC	1,905	$257K	0.0%	$104.73	+27.7%	COM	00287Y109
UNP	UNION PAC CORP	1,167	$239K	0.0%	$164.87	+13.4%	COM	907818108
GS	GOLDMAN SACHS GROUP INC	680	$219K	0.0%	$321.54	-4.2%	COM	38141G104
KGC	KINROSS GOLD CORP	12,982	$61,924	0.0%	$4.99	0.0%	COM	496902404
IVV	ISHARES CORE S&P 500 ETF	36	$16,046	0.0%	$411.08	—	ETF	464287200
XLP	SPDR FUND CONSUMER STAPLES ETF	40	$2,967	0.0%	$74.67	—	ETF	81369Y308
XLV	SELECT SECTOR HEALTH CARE SPDR ETF	2	$265	0.0%	$129.33	—	ETF	81369Y209
XLU	SELECT SECTOR UTI SELECT SPDR ETF	2	$131	0.0%	$65.50	—	ETF	81369Y886