Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB STRATEGIC TR	2,043,713	$127M	23.1%	$57.07	—	SCHWAB FDT US LG	808524771
VCSH	VANGUARD SCOTTSDALE FDS	427,681	$33.09M	6.0%	$80.62	—	SHRT TRM CORP BD	92206C409
MSFT	MICROSOFT CORP	43,812	$16.48M	3.0%	$124.17	+182.2%	COM	594918104
AAPL	APPLE INC	76,323	$14.69M	2.7%	$94.62	+93.2%	COM	037833100
IVV	ISHARES TR	30,670	$14.65M	2.7%	$270.51	—	CORE S&P500 ETF	464287200
HD	HOME DEPOT INC	24,369	$8.445M	1.5%	$217.02	+35.3%	COM	437076102
JPM	JPMORGAN CHASE & CO	44,964	$7.648M	1.4%	$92.75	+56.2%	COM	46625H100
PG	PROCTER AND GAMBLE CO	50,851	$7.452M	1.4%	$82.33	+70.8%	COM	742718109
MRK	MERCK & CO INC	68,312	$7.447M	1.4%	$62.57	+54.7%	COM	58933Y105
WMT	WALMART INC	46,956	$7.403M	1.3%	$33.05	+56.3%	COM	931142103
CHKP	CHECK POINT SOFTWARE TECH LT	48,428	$7.399M	1.3%	$108.83	+29.8%	ORD	M22465104
LMT	LOCKHEED MARTIN CORP	16,275	$7.376M	1.3%	$314.02	+32.9%	COM	539830109
CSCO	CISCO SYS INC	145,187	$7.335M	1.3%	$37.29	+28.7%	COM	17275R102
BAH	BOOZ ALLEN HAMILTON HLDG COR	57,256	$7.324M	1.3%	$77.56	+53.7%	CL A	099502106
AMAT	APPLIED MATLS INC	44,736	$7.25M	1.3%	$105.57	+36.6%	COM	038222105
—	LAM RESEARCH CORP	9,181	$7.191M	1.3%	$209.98	—	COM	512807108
BMO	BANK MONTREAL QUE	71,957	$7.119M	1.3%	$82.03	-6.6%	COM	063671101
XOM	EXXON MOBIL CORP	70,783	$7.077M	1.3%	$82.77	+17.9%	COM	30231G102
SNA	SNAP ON INC	24,253	$7.005M	1.3%	$192.30	+32.6%	COM	833034101
VRTX	VERTEX PHARMACEUTICALS INC	16,902	$6.877M	1.3%	$217.38	+69.9%	COM	92532F100
RAFE	PIMCO EQUITY SER	210,168	$6.835M	1.2%	$31.35	—	RAFI ESG US	72201T342
KO	COCA COLA CO	113,501	$6.689M	1.2%	$40.89	+30.2%	COM	191216100
ALL	ALLSTATE CORP	46,275	$6.478M	1.2%	$91.50	+36.3%	COM	020002101
GOOGL	ALPHABET INC	45,696	$6.383M	1.2%	$106.84	+24.8%	CAP STK CL A	02079K305
CVX	CHEVRON CORP NEW	42,436	$6.33M	1.2%	$128.02	+7.6%	COM	166764100
DHI	D R HORTON INC	41,492	$6.306M	1.1%	$117.11	+2.9%	COM	23331A109
CLF	CLEVELAND-CLIFFS INC NEW	300,562	$6.137M	1.1%	$17.80	-3.8%	COM	185899101
CMI	CUMMINS INC	25,100	$6.013M	1.1%	$159.97	+35.5%	COM	231021106
TSM	TAIWAN SEMICONDUCTOR MFG LTD	57,498	$5.98M	1.1%	$52.40	—	SPONSORED ADS	874039100
PSA	PUBLIC STORAGE	19,178	$5.849M	1.1%	$256.76	-5.4%	COM	74460D109
WST	WEST PHARMACEUTICAL SVSC INC	16,582	$5.839M	1.1%	$317.71	+10.7%	COM	955306105
EMR	EMERSON ELEC CO	57,781	$5.624M	1.0%	$53.28	+65.3%	COM	291011104
UPS	UNITED PARCEL SERVICE INC	35,452	$5.574M	1.0%	$145.62	-7.8%	CL B	911312106
CB	CHUBB LIMITED	24,584	$5.556M	1.0%	$132.42	+61.4%	COM	H1467J104
AZO	AUTOZONE INC	2,143	$5.541M	1.0%	$895.57	+189.6%	COM	053332102
CTSH	COGNIZANT TECHNOLOGY SOLUTIO	71,099	$5.37M	1.0%	$57.49	+16.1%	CL A	192446102
TSCO	TRACTOR SUPPLY CO	24,687	$5.308M	1.0%	$19.68	+100.2%	COM	892356106
DIS	DISNEY WALT CO	55,971	$5.054M	0.9%	$103.29	-16.5%	COM	254687106
CROX	CROCS INC	52,936	$4.945M	0.9%	$101.60	-9.1%	COM	227046109
DG	DOLLAR GEN CORP NEW	35,605	$4.84M	0.9%	$131.01	-11.5%	COM	256677105
VLO	VALERO ENERGY CORP	37,168	$4.832M	0.9%	$121.11	-1.5%	COM	91913Y100
DEO	DIAGEO PLC	30,639	$4.463M	0.8%	$175.21	—	SPON ADR NEW	25243Q205
NWBI	NORTHWEST BANCSHARES INC MD	302,411	$3.774M	0.7%	$9.77	-1.9%	COM	667340103
SPY	SPDR S&P 500 ETF TR	7,243	$3.443M	0.6%	$312.13	—	TR UNIT	78462F103
LLY	ELI LILLY & CO	5,576	$3.25M	0.6%	$101.95	+464.1%	COM	532457108
GOOG	ALPHABET INC	18,432	$2.598M	0.5%	$109.73	+22.7%	CAP STK CL C	02079K107
CATH	GLOBAL X FDS	44,126	$2.559M	0.5%	$34.80	—	S&P 500 CATHOLIC	37954Y889
BSJO	INVESCO EXCH TRD SLF IDX FD	112,121	$2.547M	0.5%	$24.51	—	BULSHS 2024 HY	46138J833
BSJP	INVESCO EXCH TRD SLF IDX FD	104,215	$2.369M	0.4%	$24.22	—	BULSHS 2025 HY	46138J817
ITOT	ISHARES TR	21,247	$2.236M	0.4%	$61.13	—	CORE S&P TTL STK	464287150
PRF	INVESCO EXCHANGE TRADED FD T	62,498	$2.2M	0.4%	$48.09	—	FTSE RAFI 1000	46137V613
LOW	LOWES COS INC	9,738	$2.167M	0.4%	$72.67	+168.0%	COM	548661107
V	VISA INC	8,222	$2.141M	0.4%	$161.00	+50.7%	COM CL A	92826C839
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,650	$2.015M	0.4%	$190.94	+83.8%	CL B NEW	084670702
IVW	ISHARES TR	26,032	$1.955M	0.4%	$86.45	—	S&P 500 GRWT ETF	464287309
JNJ	JOHNSON & JOHNSON	12,146	$1.904M	0.3%	$116.00	+23.8%	COM	478160104
PFF	ISHARES TR	59,598	$1.859M	0.3%	$36.33	—	PFD AND INCM SEC	464288687
MDY	SPDR S&P MIDCAP 400 ETF TR	3,526	$1.789M	0.3%	$327.31	—	UTSER1 S&PDCRP	78467Y107
—	ISHARES TR	67,445	$1.68M	0.3%	$25.61	—	IBONDS DEC24 ETF	46434VBG4
SPSM	SPDR SER TR	38,983	$1.644M	0.3%	$38.84	—	PORTFOLIO S&P600	78468R853
IEFA	ISHARES TR	22,557	$1.587M	0.3%	$57.16	—	CORE MSCI EAFE	46432F842
PEP	PEPSICO INC	9,163	$1.556M	0.3%	$97.43	+57.8%	COM	713448108
BHP	BHP GROUP LTD	22,399	$1.53M	0.3%	$76.91	—	SPONSORED ADS	088606108
WM	WASTE MGMT INC DEL	7,608	$1.363M	0.2%	$80.59	+101.6%	COM	94106L109
VUG	VANGUARD INDEX FDS	4,203	$1.307M	0.2%	$203.96	—	GROWTH ETF	922908736
IBM	INTERNATIONAL BUSINESS MACHS	7,869	$1.287M	0.2%	$97.66	+44.9%	COM	459200101
—	ISHARES TR	50,953	$1.262M	0.2%	$25.15	—	IBONDS DEC25 ETF	46434VBD1
PFE	PFIZER INC	43,282	$1.246M	0.2%	$24.93	+5.9%	COM	717081103
PM	PHILIP MORRIS INTL INC	13,176	$1.24M	0.2%	$59.48	+40.8%	COM	718172109
ETN	EATON CORP PLC	5,078	$1.223M	0.2%	$70.29	+206.7%	SHS	G29183103
MCD	MCDONALDS CORP	4,110	$1.219M	0.2%	$164.95	+56.8%	COM	580135101
NDSN	NORDSON CORP	4,060	$1.072M	0.2%	$129.74	+73.7%	COM	655663102
KLAC	KLA CORP	1,786	$1.038M	0.2%	$150.67	+239.1%	COM NEW	482480100
ABBV	ABBVIE INC	6,617	$1.025M	0.2%	$70.47	+92.6%	COM	00287Y109
NVDA	NVIDIA CORPORATION	2,030	$1.005M	0.2%	$18.28	+153.4%	COM	67066G104
IEMG	ISHARES INC	19,781	$1.001M	0.2%	$47.60	—	CORE MSCI EMKT	46434G103
VIG	VANGUARD SPECIALIZED FUNDS	5,822	$992K	0.2%	$101.98	—	DIV APP ETF	921908844
PNC	PNC FINL SVCS GROUP INC	6,121	$948K	0.2%	$107.17	+11.9%	COM	693475105
AMZN	AMAZON COM INC	6,200	$942K	0.2%	$124.05	+13.0%	COM	023135106
UNH	UNITEDHEALTH GROUP INC	1,788	$941K	0.2%	$235.80	+116.8%	COM	91324P102
ABT	ABBOTT LABS	7,970	$877K	0.2%	$60.75	+58.1%	COM	002824100
—	SANDY SPRING BANCORP INC	31,704	$864K	0.2%	$38.76	—	COM	800363103
VTV	VANGUARD INDEX FDS	5,737	$858K	0.2%	$105.67	—	VALUE ETF	922908744
ADBE	ADOBE INC	1,437	$857K	0.2%	$201.07	+186.8%	COM	00724F101
CVS	CVS HEALTH CORP	10,833	$855K	0.2%	$53.65	+21.9%	COM	126650100
HDV	ISHARES TR	8,089	$825K	0.2%	$81.39	—	CORE HIGH DV ETF	46429B663
DHR	DANAHER CORPORATION	3,413	$790K	0.1%	$92.18	+128.2%	COM	235851102
INTC	INTEL CORP	15,129	$760K	0.1%	$48.63	-17.7%	COM	458140100
LIN	LINDE PLC	1,838	$755K	0.1%	$322.30	+19.0%	SHS	G54950103
AVGO	BROADCOM INC	671	$749K	0.1%	$31.58	+192.1%	COM	11135F101
VBK	VANGUARD INDEX FDS	3,086	$746K	0.1%	$199.72	—	SML CP GRW ETF	922908595
MET	METLIFE INC	10,830	$716K	0.1%	$29.64	+98.3%	COM	59156R108
XLE	SELECT SECTOR SPDR TR	8,371	$702K	0.1%	$40.32	—	ENERGY	81369Y506
TSLA	TESLA INC	2,771	$689K	0.1%	$197.26	+20.5%	COM	88160R101
DUK	DUKE ENERGY CORP NEW	6,999	$679K	0.1%	$66.58	+25.9%	COM NEW	26441C204
PPL	PPL CORP	24,787	$672K	0.1%	$21.51	+9.6%	COM	69351T106
MU	MICRON TECHNOLOGY INC	7,322	$625K	0.1%	$46.92	+56.9%	COM	595112103
MDLZ	MONDELEZ INTL INC	8,478	$614K	0.1%	$45.29	+42.0%	CL A	609207105
META	META PLATFORMS INC	1,701	$602K	0.1%	$217.45	+48.7%	CL A	30303M102
TJX	TJX COS INC NEW	6,289	$590K	0.1%	$45.80	+90.5%	COM	872540109
HON	HONEYWELL INTL INC	2,794	$586K	0.1%	$119.60	+44.1%	COM	438516106
QCOM	QUALCOMM INC	3,998	$578K	0.1%	$81.72	+44.8%	COM	747525103
ADP	AUTOMATIC DATA PROCESSING IN	2,471	$576K	0.1%	$131.34	+69.1%	COM	053015103
ELV	ELEVANCE HEALTH INC	1,212	$572K	0.1%	$455.29	-1.9%	COM	036752103
DOW	DOW INC	10,253	$562K	0.1%	$33.10	+34.9%	COM	260557103
MA	MASTERCARD INCORPORATED	1,297	$553K	0.1%	$284.45	+39.6%	CL A	57636Q104
NOC	NORTHROP GRUMMAN CORP	1,175	$550K	0.1%	$296.99	+52.2%	COM	666807102
TXN	TEXAS INSTRS INC	3,083	$526K	0.1%	$92.48	+57.3%	COM	882508104
PGR	PROGRESSIVE CORP	3,269	$521K	0.1%	$42.73	+235.5%	COM	743315103
COP	CONOCOPHILLIPS	4,405	$511K	0.1%	$52.56	+108.8%	COM	20825C104
IWM	ISHARES TR	2,542	$510K	0.1%	$146.47	—	RUSSELL 2000 ETF	464287655
CMCSA	COMCAST CORP NEW	11,397	$500K	0.1%	$34.79	+15.2%	CL A	20030N101
FLOT	ISHARES TR	9,515	$482K	0.1%	$50.76	—	FLTG RATE NT ETF	46429B655
VNQ	VANGUARD INDEX FDS	5,358	$473K	0.1%	$82.41	—	REAL ESTATE ETF	922908553
MDT	MEDTRONIC PLC	5,388	$444K	0.1%	$72.33	-1.2%	SHS	G5960L103
MPC	MARATHON PETE CORP	2,970	$441K	0.1%	$69.68	+103.8%	COM	56585A102
EFA	ISHARES TR	5,809	$438K	0.1%	$61.70	—	MSCI EAFE ETF	464287465
SO	SOUTHERN CO	6,230	$437K	0.1%	$44.43	+43.5%	COM	842587107
DE	DEERE & CO	1,090	$436K	0.1%	$195.56	+86.7%	COM	244199105
CSX	CSX CORP	12,551	$435K	0.1%	$30.06	+2.7%	COM	126408103
RSP	INVESCO EXCHANGE TRADED FD T	2,729	$431K	0.1%	$144.62	—	S&P500 EQL WGT	46137V357
F	FORD MTR CO DEL	34,743	$424K	0.1%	$10.70	-10.0%	COM	345370860
VOE	VANGUARD INDEX FDS	2,880	$418K	0.1%	$97.14	—	MCAP VL IDXVIP	922908512
PRU	PRUDENTIAL FINL INC	3,932	$408K	0.1%	$66.35	+30.6%	COM	744320102
EA	ELECTRONIC ARTS INC	2,950	$404K	0.1%	$133.31	-1.9%	COM	285512109
AMGN	AMGEN INC	1,397	$402K	0.1%	$162.04	+57.4%	COM	031162100
NEE	NEXTERA ENERGY INC	6,573	$399K	0.1%	$62.54	-14.5%	COM	65339F101
BA	BOEING CO	1,518	$396K	0.1%	$218.06	-1.9%	COM	097023105
EFV	ISHARES TR	7,466	$389K	0.1%	$40.07	—	EAFE VALUE ETF	464288877
CAT	CATERPILLAR INC	1,282	$379K	0.1%	$170.84	+47.0%	COM	149123101
AFL	AFLAC INC	4,425	$365K	0.1%	$33.69	+128.6%	COM	001055102
C	CITIGROUP INC	6,948	$357K	0.1%	$41.66	-0.8%	COM NEW	172967424
MO	ALTRIA GROUP INC	8,598	$347K	0.1%	$34.72	+0.3%	COM	02209S103
HCA	HCA HEALTHCARE INC	1,274	$345K	0.1%	$242.98	0.0%	COM	40412C101
FISV	FISERV INC	2,541	$338K	0.1%	$110.07	+11.5%	COM	337738108
IWF	ISHARES TR	1,109	$336K	0.1%	$207.15	—	RUS 1000 GRW ETF	464287614
VTI	VANGUARD INDEX FDS	1,409	$334K	0.1%	$169.15	—	TOTAL STK MKT	922908769
DD	DUPONT DE NEMOURS INC	4,323	$333K	0.1%	$18.21	+59.3%	COM	26614N102
GS	GOLDMAN SACHS GROUP INC	842	$325K	0.1%	$201.89	+57.4%	COM	38141G104
OTIS	OTIS WORLDWIDE CORP	3,581	$320K	0.1%	$50.23	+59.8%	COM	68902V107
ADI	ANALOG DEVICES INC	1,594	$317K	0.1%	$144.72	+19.0%	COM	032654105
AFG	AMERICAN FINL GROUP INC OHIO	2,656	$316K	0.1%	$99.27	-2.5%	COM	025932104
VOT	VANGUARD INDEX FDS	1,429	$314K	0.1%	$165.10	—	MCAP GR IDXVIP	922908538
SPGI	S&P GLOBAL INC	710	$313K	0.1%	$326.70	+18.8%	COM	78409V104
PH	PARKER-HANNIFIN CORP	675	$311K	0.1%	$320.08	+27.2%	COM	701094104
CARR	CARRIER GLOBAL CORPORATION	5,349	$307K	0.1%	$37.62	+37.0%	COM	14448C104
D	DOMINION ENERGY INC	6,375	$300K	0.1%	$59.26	-32.2%	COM	25746U109
EXC	EXELON CORP	8,077	$290K	0.1%	$22.93	+54.8%	COM	30161N101
SYK	STRYKER CORPORATION	966	$289K	0.1%	$220.03	+24.9%	COM	863667101
NUE	NUCOR CORP	1,650	$287K	0.1%	$67.79	+126.1%	COM	670346105
AXP	AMERICAN EXPRESS CO	1,509	$283K	0.1%	$124.36	+26.2%	COM	025816109
DVY	ISHARES TR	2,411	$283K	0.1%	$98.49	—	SELECT DIVID ETF	464287168
TMUS	T-MOBILE US INC	1,737	$278K	0.1%	$123.21	+16.2%	COM	872590104
STT	STATE STR CORP	3,583	$278K	0.1%	$73.04	-11.3%	COM	857477103
COIN	COINBASE GLOBAL INC	1,518	$264K	0.0%	$109.20	0.0%	COM CL A	19260Q107
BMY	BRISTOL-MYERS SQUIBB CO	5,050	$259K	0.0%	$48.08	-2.2%	COM	110122108
AMP	AMERIPRISE FINL INC	667	$253K	0.0%	$291.87	+14.3%	COM	03076C106
SPYD	SPDR SER TR	6,450	$253K	0.0%	$35.07	—	PRTFLO S&P500 HI	78468R788
NFLX	NETFLIX INC	497	$242K	0.0%	$43.65	0.0%	COM	64110L106
ITW	ILLINOIS TOOL WKS INC	916	$240K	0.0%	$217.67	+4.4%	COM	452308109
SLF	SUN LIFE FINANCIAL INC.	4,617	$239K	0.0%	$34.37	+43.2%	COM	866796105
AEP	AMERICAN ELEC PWR CO INC	2,947	$239K	0.0%	$61.23	+17.1%	COM	025537101
AZN	ASTRAZENECA PLC	3,380	$228K	0.0%	$52.77	—	SPONSORED ADR	046353108
KKR	KKR & CO INC	2,725	$226K	0.0%	$66.83	0.0%	COM	48251W104
MS	MORGAN STANLEY	2,370	$221K	0.0%	$80.29	-6.8%	COM NEW	617446448
SPLV	INVESCO EXCH TRADED FD TR II	3,508	$220K	0.0%	$49.65	—	S&P500 LOW VOL	46138E354
ORCL	ORACLE CORP	2,064	$218K	0.0%	$100.99	+5.7%	COM	68389X105
XLK	SELECT SECTOR SPDR TR	1,123	$216K	0.0%	$192.48	—	TECHNOLOGY	81369Y803
IP	INTERNATIONAL PAPER CO	5,770	$209K	0.0%	$30.68	+4.2%	COM	460146103
AJG	GALLAGHER ARTHUR J & CO	917	$206K	0.0%	$203.16	+14.4%	COM	363576109
VEA	VANGUARD TAX-MANAGED FDS	4,295	$206K	0.0%	$38.80	—	VAN FTSE DEV MKT	921943858
FE	FIRSTENERGY CORP	5,511	$202K	0.0%	$33.15	0.0%	COM	337932107
NOK	NOKIA CORP	28,451	$97,302	0.0%	$3.70	—	SPONSORED ADR	654902204