Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD MID CAP VALUE ETF	223,866	$39.71M	7.4%	$101848.39	—	COM	922908512
XCEM	COLUMBIA EMRG MKTS CORE EX-CHINA ETF	909,165	$34.88M	6.5%	$30.00	—	COM	19762B202
VTIP	VANGUARD SHORT INFLATION-PROTECTED ETF	656,977	$32.49M	6.0%	$39159.92	—	COM	922020805
VGT	VANGUARD INFO TECHNOLOGY ETF	41,916	$31.6M	5.8%	$269083.06	—	COM	92204A702
VBR	VANGUARD SMALL CAP VALUE ETF	143,896	$30.48M	5.6%	$109407.41	—	COM	922908611
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	600,474	$29.01M	5.4%	$43885.99	—	COM	92203J407
VWO	VANGUARD FTSE EMERGING MARKET ETF	333,501	$17.93M	3.3%	$37922.09	—	COM	922042858
VHT	VANGUARD HEALTH CARE ETF	58,644	$16.88M	3.1%	$191516.62	—	COM	92204A504
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	242,172	$16.33M	3.0%	$66463.92	—	COM	921946885
VDC	VANGUARD CONSUMER STAPLES ETF	74,426	$15.72M	2.9%	$139605.16	—	COM	92204A207
SCHO	SCHWAB SHORT TERM US TREASURY	592,692	$14.44M	2.7%	$12171.26	—	COM	808524862
SCHP	SCHWAB US TIPS ETF	506,536	$13.42M	2.5%	$12028.99	—	COM	808524870
EIRL	ISHARES MSCI IRELAND CAPPED ETF	158,336	$11.64M	2.2%	$37669.91	—	COM	46429B507
FHLC	FIDELITY MSCI HEALTH ETF	153,847	$11.43M	2.1%	$65.66	—	COM	316092600
EDEN	ISHARES MSCI DENMARK ETF	99,710	$11.41M	2.1%	$56234.29	—	COM	46429B523
EFNL	ISHARES MSCI FINLAND ETF	233,933	$11.19M	2.1%	$23982.71	—	COM	46429B515
FLSW	FRANKLIN FTSE SWITZERLAND ETF	261,537	$10.85M	2.0%	$21815.63	—	COM	35473P694
EWO	ISHARES MSCI AUSTRIA	289,046	$10.25M	1.9%	$15013.73	—	COM	464286202
QUS	SPDR USA STRATEGIC FACTORS	57,571	$10.03M	1.9%	$75699.58	—	COM	78468R812
EWD	ISHARES MSCI SWEDEN	203,194	$10M	1.9%	$21517.50	—	COM	464286756
EWN	ISHARES MSCI NETHERLANDS	174,466	$9.95M	1.8%	$23202.02	—	COM	464286814
FSTA	FIDELITY MSCI CONSUMER STAPLES ETF	201,896	$9.931M	1.8%	$47.97	—	COM	316092303
FTEC	FIDELITY MSCI INFORMATION TECHNOLOGY ETF	40,843	$9.176M	1.7%	$187.13	—	COM	316092808
XBI	SPDR S&P BIOTECH ETF	65,558	$7.993M	1.5%	$71860.27	—	COM	78464A870
VOO	VANGUARD S&P 500 ETF	12,275	$7.698M	1.4%	$291322.78	—	COM	922908363
ENZL	ISHARES MSCI NEW ZEALAND	169,725	$7.684M	1.4%	$41359.14	—	COM	464289123
FLGR	FRANKLIN FTSE GERMANY ETF	217,963	$7.309M	1.4%	$25.48	—	COM	35473P785
SCHZ	SCHWAB US AGGREGATE BOND ETF	274,761	$6.421M	1.2%	$12645.67	—	COM	808524839
FREL	FIDELITY MSCI REAL ESTATE ETF	217,461	$5.848M	1.1%	$25.83	—	COM	316092857
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	97,704	$5.738M	1.1%	$12878.44	—	COM	92206C102
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	144,223	$4.723M	0.9%	$21475.94	—	COM	808524706
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	98,837	$4.531M	0.8%	$42273.22	—	COM	922042676
VNQ	VANGUARD REAL ESTATE ETF	48,439	$4.286M	0.8%	$78183.10	—	COM	922908553
MDYV	SPDR S&P 400 MID CAP VALUE ETF	49,377	$4.18M	0.8%	$40006.25	—	COM	78464A839
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	42,666	$3.881M	0.7%	$45868.32	—	COM	78464A300
VTI	VANGUARD TOTAL STOCK MARKET ETF	9,828	$3.295M	0.6%	$104874.13	—	COM	922908769
WFC	WELLS FARGO CO	35,131	$3.274M	0.6%	$44.70	+93.8%	COM	949746101
FLTW	FRANKLIN FTSE TAIWAN ETF	50,312	$3.061M	0.6%	$35845.20	—	COM	35473P686
GD	GENERAL DYNAMICS CORP	8,715	$2.934M	0.5%	$234.19	+45.5%	COM	369550108
VTV	VANGUARD VALUE ETF	15,023	$2.869M	0.5%	$77419.63	—	COM	922908744
FLKR	FRANKLIN FTSE SOUTH KOREA ETF	87,516	$2.805M	0.5%	$7542.40	—	COM	35473P710
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	67,553	$2.729M	0.5%	$24582.26	—	COM	464286640
BND	VANGUARD TOTAL BOND MARKET ETF	34,183	$2.532M	0.5%	$11257.18	—	COM	921937835
IXN	ISHARES GLOBAL TECHNOLOGY	23,666	$2.485M	0.5%	$83841.40	—	COM	464287291
AMZN	AMAZON COM INC	8,841	$2.041M	0.4%	$125.59	+82.2%	COM	023135106
FLMX	FRANKLIN FTSE MEXICO ETF	58,309	$1.974M	0.4%	$29.29	—	COM	35473P736
MSFT	MICROSOFT	3,995	$1.932M	0.4%	$227.20	+120.3%	COM	594918104
IXJ	ISHARES S&P GLOBAL HEALTHCARE	19,649	$1.914M	0.4%	$66040.43	—	COM	464287325
AAPL	APPLE COMPUTER INC	6,663	$1.811M	0.3%	$120.51	+122.7%	COM	037833100
TFC	TRUIST FINANCIAL CORP	35,420	$1.743M	0.3%	$42.07	+8.9%	COM	89832Q109
META	META PLATFORMS INC	2,535	$1.673M	0.3%	$187.75	+255.4%	COM	30303M102
AG	FIRST MAJESTIC SILVER	76,500	$1.274M	0.2%	$6.72	+106.7%	COM	32076V103
SCHG	SCHWAB US LARGE CAP GROWTH ETF	35,188	$1.148M	0.2%	$6707.91	—	COM	808524300
VO	VANGUARD MID CAP ETF	3,327	$966K	0.2%	$179159.94	—	COM	922908629
AZN	ASTRAZENECA PLC ADR	10,001	$919K	0.2%	$48480.24	—	COM	046353108
NVS	NOVARTIS A G SPON ADR	6,494	$895K	0.2%	$83651.73	—	COM	66987V109
FLAU	FRANKLIN FTSE AUSTRALIA ETF	27,543	$866K	0.2%	$20803.94	—	COM	35473P843
SPY	SPDR S&P 500 ETF	1,113	$759K	0.1%	$220509.86	—	COM	78462F103
NVO	NOVO NORDISK A/S ADR	14,297	$727K	0.1%	$35745.67	—	COM	670100205
EWL	ISHARES MSCI SWITZERLAND	10,598	$635K	0.1%	$37012.99	—	COM	464286749
GOOGL	ALPHABET INC CLASS A	1,990	$623K	0.1%	$130.58	+118.7%	COM	02079K305
ALC	ALCON INC	7,658	$604K	0.1%	$70.92	+8.6%	COM	H01301128
GOOG	ALPHABET INC CLASS C	1,758	$552K	0.1%	$176.37	+62.4%	COM	02079K107
BRK/B	BERKSHIRE HATHAWAY CL B	995	$500K	0.1%	$237.15	+109.8%	COM	084670702
IBM	INTL BUSINESS MACHINES	1,579	$468K	0.1%	$193.02	+54.8%	COM	459200101
IBB	ISHARES NASDAQ BIOTECHNOLOGY	2,713	$458K	0.1%	$116697.14	—	COM	464287556
JPM	JP MORGAN CHASE & CO	1,390	$448K	0.1%	$143.66	+115.5%	COM	46625H100
XOM	EXXON MOBIL CORPORATION	3,594	$433K	0.1%	$58.83	+96.3%	COM	30231G102
ACN	ACCENTURE PLC CL A	1,555	$417K	0.1%	$179.89	+41.2%	COM	G1151C101
NVR	N V R INC	57	$416K	0.1%	$3860.26	+93.7%	COM	62944T105
KO	COCA COLA CO	5,936	$415K	0.1%	$51.34	+35.2%	COM	191216100
DUK	DUKE ENERGY CORP	3,460	$406K	0.1%	$94.44	+28.7%	COM	26441C204
DFAC	DIMENSIONAL US CORE EQUITY 2 ETF	10,210	$404K	0.1%	$22240.00	—	COM	25434V708
MCK	MCKESSON HBOC INC	464	$381K	0.1%	$306.72	+165.9%	COM	58155Q103
DE	DEERE & CO	800	$372K	0.1%	$328.58	+42.3%	COM	244199105
GMAB	GENMAB A/S	11,870	$366K	0.1%	$32159.92	—	COM	372303206
LMT	LOCKHEED MARTIN CORP	750	$363K	0.1%	$336.49	+41.5%	COM	539830109
STIP	ISHARES 0-5 YEAR TIPS BOND ETF	3,461	$354K	0.1%	$102.39	—	COM	46429B747
DIS	DISNEY WALT COMPANY DEL	3,029	$345K	0.1%	$136.06	-19.5%	COM	254687106
UNH	UNITEDHEALTH GROUP INC	1,005	$332K	0.1%	$268.26	+25.7%	COM	91324P102
SCHV	SCHWAB US LARGE CAP VALUE ETF	10,950	$324K	0.1%	$10239.33	—	COM	808524409
SNN	SMITH & NEPHEW ADR NEW	9,544	$313K	0.1%	$36296.37	—	COM	83175M205
NSC	NORFOLK SOUTHERN CORP	975	$281K	0.1%	$228.87	+26.1%	COM	655844108
CAT	CATERPILLER INC	491	$281K	0.1%	$425.39	+30.6%	COM	149123101
BAC	BANK OF AMERICA CORP	4,898	$269K	0.0%	$28.32	+85.9%	COM	060505104
CVX	CHEVRONTEXACO CORP	1,762	$269K	0.0%	$129.48	+16.9%	COM	166764100
VFC	VF CORPORATION	14,848	$268K	0.0%	$17.16	-5.5%	COM	918204108
CDE	COEUR D ALENE MINES CORP	15,000	$267K	0.0%	$5.65	+207.7%	COM	192108504
CSCO	CISCO SYSTEMS INC	3,424	$264K	0.0%	$67.38	+9.5%	COM	17275R102
GEV	GE VERNOVA INC	396	$259K	0.0%	$417.89	+45.7%	COM	36828A101
AVGO	BROADCOM INC	729	$252K	0.0%	$215.92	+65.3%	COM	11135F101
JNJ	JOHNSON & JOHNSON	1,216	$252K	0.0%	$132.85	+48.3%	COM	478160104
IVV	ISHARES S&P 500 INDEX	356	$244K	0.0%	$635.86	—	COM	464287200
WMT	WAL-MART STORES INC	2,152	$240K	0.0%	$74.22	+44.4%	COM	931142103
ABBV	ABBVIE INC	1,041	$238K	0.0%	$201.95	+12.7%	COM	00287Y109
UNP	UNION PACIFIC CORP	1,004	$232K	0.0%	$172.48	+31.8%	COM	907818108
FUTY	FIDELITY MSCI UTILITIES INDEX ETF	4,143	$229K	0.0%	$52.60	—	COM	316092865
VXF	VANGUARD EXTENDED MARKET ETF	1,085	$227K	0.0%	$192.71	—	COM	922908652
NKSH	NATL BANKSHARES INC	6,422	$215K	0.0%	$29.84	0.0%	COM	634865109
HLN	HALEON PLC	11,639	$118K	0.0%	$8.11	—	COM	405552100
BHC	BAUSCH HEALTH COS INC	13,225	$91,914	0.0%	$28.14	-76.6%	COM	071734107
BW	BABCOCK & WILCOX ENTERPR	10,866	$68,890	0.0%	$0.68	+622.6%	COM	05614L209