Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOE	VANGUARD MID CAP VALUE ETF	217,452	$40.15M	7.4%	$101848.39	—	COM	922908512
XCEM	COLUMBIA EMRG MKTS CORE EX-CHINA ETF	872,063	$35.92M	6.6%	$30.00	—	COM	19762B202
VTIP	VANGUARD SHORT INFLATION-PROTECTED ETF	656,176	$32.72M	6.0%	$39159.92	—	COM	922020805
VBR	VANGUARD SMALL CAP VALUE ETF	147,767	$32.23M	5.9%	$106547.02	—	COM	922908611
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	613,248	$29.44M	5.4%	$42972.84	—	COM	92203J407
VGT	VANGUARD INFO TECHNOLOGY ETF	40,863	$28.88M	5.3%	$269083.06	—	COM	92204A702
VWO	VANGUARD FTSE EMERGING MARKET ETF	328,894	$17.83M	3.3%	$37922.09	—	COM	922042858
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	246,454	$16.17M	3.0%	$65310.29	—	COM	921946885
VDC	VANGUARD CONSUMER STAPLES ETF	68,662	$15.36M	2.8%	$139605.16	—	COM	92204A207
VHT	VANGUARD HEALTH CARE ETF	53,346	$14.64M	2.7%	$191516.62	—	COM	92204A504
FTEC	FIDELITY MSCI INFORMATION TECHNOLOGY ETF	68,189	$14.37M	2.6%	$196.59	—	COM	316092808
SCHO	SCHWAB SHORT TERM US TREASURY	564,482	$13.66M	2.5%	$12171.26	—	COM	808524862
SCHP	SCHWAB US TIPS ETF	507,609	$13.48M	2.5%	$12028.99	—	COM	808524870
FHLC	FIDELITY MSCI HEALTH ETF	167,439	$11.87M	2.2%	$66.09	—	COM	316092600
QUS	SPDR USA STRATEGIC FACTORS	66,803	$11.51M	2.1%	$65261.90	—	COM	78468R812
EFNL	ISHARES MSCI FINLAND ETF	227,833	$11.35M	2.1%	$23982.71	—	COM	46429B515
EIRL	ISHARES MSCI IRELAND CAPPED ETF	162,963	$11.3M	2.1%	$36602.32	—	COM	46429B507
EDEN	ISHARES MSCI DENMARK ETF	106,133	$11.2M	2.1%	$52837.47	—	COM	46429B523
FSTA	FIDELITY MSCI CONSUMER STAPLES ETF	195,107	$10.17M	1.9%	$47.97	—	COM	316092303
FLSW	FRANKLIN FTSE SWITZERLAND ETF	246,951	$10.15M	1.9%	$21815.63	—	COM	35473P694
EWD	ISHARES MSCI SWEDEN	204,189	$10.12M	1.9%	$21517.50	—	COM	464286756
EWN	ISHARES MSCI NETHERLANDS	167,491	$9.81M	1.8%	$23202.02	—	COM	464286814
EWO	ISHARES MSCI AUSTRIA	272,075	$9.803M	1.8%	$15013.73	—	COM	464286202
XBI	SPDR S&P BIOTECH ETF	66,108	$8.498M	1.6%	$71860.27	—	COM	78464A870
ENZL	ISHARES MSCI NEW ZEALAND	177,839	$7.566M	1.4%	$39474.06	—	COM	464289123
FLGR	FRANKLIN FTSE GERMANY ETF	227,190	$7.216M	1.3%	$25.74	—	COM	35473P785
FREL	FIDELITY MSCI REAL ESTATE ETF	252,566	$6.819M	1.3%	$25.99	—	COM	316092857
VOO	VANGUARD S&P 500 ETF	11,015	$6.634M	1.2%	$291322.78	—	COM	922908363
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	109,376	$6.381M	1.2%	$11510.35	—	COM	92206C102
SCHZ	SCHWAB US AGGREGATE BOND ETF	269,547	$6.243M	1.1%	$12645.67	—	COM	808524839
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	141,505	$4.675M	0.9%	$21475.94	—	COM	808524706
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	103,212	$4.639M	0.9%	$40483.23	—	COM	922042676
VNQ	VANGUARD REAL ESTATE ETF	47,172	$4.199M	0.8%	$78183.10	—	COM	922908553
MDYV	SPDR S&P 400 MID CAP VALUE ETF	46,414	$3.972M	0.7%	$40006.25	—	COM	78464A839
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	35,663	$3.377M	0.6%	$45868.32	—	COM	78464A300
FLKR	FRANKLIN FTSE SOUTH KOREA ETF	80,195	$3.274M	0.6%	$7542.40	—	COM	35473P710
FLTW	FRANKLIN FTSE TAIWAN ETF	46,176	$3.176M	0.6%	$35845.20	—	COM	35473P686
VTI	VANGUARD TOTAL STOCK MARKET ETF	9,461	$3.058M	0.6%	$104874.13	—	COM	922908769
GD	GENERAL DYNAMICS CORP	8,701	$3.05M	0.6%	$234.19	+51.4%	COM	369550108
WFC	WELLS FARGO CO	35,131	$2.831M	0.5%	$44.70	+101.4%	COM	949746101
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	66,488	$2.699M	0.5%	$24582.26	—	COM	464286640
BND	VANGUARD TOTAL BOND MARKET ETF	36,616	$2.688M	0.5%	$10514.06	—	COM	921937835
VTV	VANGUARD VALUE ETF	13,475	$2.65M	0.5%	$77419.63	—	COM	922908744
IXN	ISHARES GLOBAL TECHNOLOGY	23,162	$2.355M	0.4%	$83841.40	—	COM	464287291
IXJ	ISHARES S&P GLOBAL HEALTHCARE	19,649	$1.857M	0.3%	$66040.43	—	COM	464287325
FLMX	FRANKLIN FTSE MEXICO ETF	49,292	$1.838M	0.3%	$29.29	—	COM	35473P736
AMZN	AMAZON COM INC	8,718	$1.836M	0.3%	$125.59	+80.6%	COM	023135106
TFC	TRUIST FINANCIAL CORP	35,421	$1.655M	0.3%	$42.07	+21.6%	COM	89832Q109
AAPL	APPLE COMPUTER INC	6,263	$1.601M	0.3%	$120.51	+118.1%	COM	037833100
MSFT	MICROSOFT	3,983	$1.471M	0.3%	$227.20	+91.3%	COM	594918104
META	META PLATFORMS INC	2,535	$1.468M	0.3%	$187.75	+249.2%	COM	30303M102
VEXC	VANGUARD EMRG MKTS EX-CHINA ETF	16,031	$1.316M	0.2%	$82.09	—	COM	921910683
AG	FIRST MAJESTIC SILVER	49,087	$1.088M	0.2%	$6.72	+235.0%	COM	32076V103
NVS	NOVARTIS A G SPON ADR	6,491	$1.007M	0.2%	$83651.73	—	COM	66987V109
SCHG	SCHWAB US LARGE CAP GROWTH ETF	34,026	$1.001M	0.2%	$6707.91	—	COM	808524300
AZN	ASTRAZENECA PLC ADR	4,959	$995K	0.2%	$48480.24	—	COM	046353108
VO	VANGUARD MID CAP ETF	3,327	$962K	0.2%	$179159.94	—	COM	922908629
FLAU	FRANKLIN FTSE AUSTRALIA ETF	27,291	$909K	0.2%	$20803.94	—	COM	35473P843
SPY	SPDR S&P 500 ETF	1,104	$723K	0.1%	$220509.86	—	COM	78462F103
EWL	ISHARES MSCI SWITZERLAND	10,490	$624K	0.1%	$37012.99	—	COM	464286749
GOOGL	ALPHABET INC CLASS A	2,023	$602K	0.1%	$133.72	+141.8%	COM	02079K305
ALC	ALCON INC	7,655	$578K	0.1%	$70.92	+13.5%	COM	H01301128
XOM	EXXON MOBIL CORPORATION	3,587	$577K	0.1%	$58.83	+135.8%	COM	30231G102
STIP	ISHARES 0-5 YEAR TIPS BOND ETF	5,533	$571K	0.1%	$102.66	—	COM	46429B747
NVO	NOVO NORDISK A/S ADR	14,278	$521K	0.1%	$35745.67	—	COM	670100205
GOOG	ALPHABET INC CLASS C	1,681	$496K	0.1%	$176.37	+83.5%	COM	02079K107
LMT	LOCKHEED MARTIN CORP	750	$463K	0.1%	$336.49	+78.6%	COM	539830109
DE	DEERE & CO	800	$457K	0.1%	$328.58	+67.8%	COM	244199105
DUK	DUKE ENERGY CORP	3,461	$453K	0.1%	$94.44	+28.0%	COM	26441C204
IBB	ISHARES NASDAQ BIOTECHNOLOGY	2,649	$451K	0.1%	$116697.14	—	COM	464287556
KO	COCA COLA CO	5,884	$448K	0.1%	$51.34	+45.6%	COM	191216100
JPM	JP MORGAN CHASE & CO	1,390	$411K	0.1%	$143.66	+116.8%	COM	46625H100
DFAC	DIMENSIONAL US CORE EQUITY 2 ETF	10,202	$399K	0.1%	$22240.00	—	COM	25434V708
IBM	INTL BUSINESS MACHINES	1,579	$384K	0.1%	$193.02	+47.1%	COM	459200101
NVR	N V R INC	57	$380K	0.1%	$3860.26	+97.5%	COM	62944T105
CAT	CATERPILLER INC	491	$359K	0.1%	$425.39	+60.9%	COM	149123101
GEV	GE VERNOVA INC	396	$354K	0.1%	$417.89	+76.3%	COM	36828A101
BRK/B	BERKSHIRE HATHAWAY CL B	734	$351K	0.1%	$237.15	+108.1%	COM	084670702
MCK	MCKESSON HBOC INC	398	$347K	0.1%	$306.72	+185.4%	COM	58155Q103
CVX	CHEVRONTEXACO CORP	1,750	$345K	0.1%	$129.48	+32.7%	COM	166764100
GMAB	GENMAB A/S	11,720	$319K	0.1%	$32159.92	—	COM	372303206
ACN	ACCENTURE PLC CL A	1,555	$306K	0.1%	$179.89	+40.8%	COM	G1151C101
SNN	SMITH & NEPHEW ADR NEW	9,424	$302K	0.1%	$36296.37	—	COM	83175M205
WDC	WESTERN DIGITAL CORP	1,000	$298K	0.1%	$251.23	0.0%	COM	958102105
DIS	DISNEY WALT COMPANY DEL	3,029	$292K	0.1%	$136.06	-19.6%	COM	254687106
SCHV	SCHWAB US LARGE CAP VALUE ETF	9,220	$282K	0.1%	$10239.33	—	COM	808524409
NSC	NORFOLK SOUTHERN CORP	975	$280K	0.1%	$228.87	+30.3%	COM	655844108
JNJ	JOHNSON & JOHNSON	1,143	$279K	0.1%	$132.85	+71.5%	COM	478160104
UNH	UNITEDHEALTH GROUP INC	1,003	$275K	0.1%	$268.26	+15.1%	COM	91324P102
CSCO	CISCO SYSTEMS INC	3,457	$269K	0.0%	$67.38	+15.6%	COM	17275R102
WMT	WAL-MART STORES INC	2,152	$268K	0.0%	$74.22	+64.4%	COM	931142103
VFC	VF CORPORATION	14,848	$251K	0.0%	$17.16	+16.1%	COM	918204108
FUTY	FIDELITY MSCI UTILITIES INDEX ETF	4,143	$246K	0.0%	$52.60	—	COM	316092865
UNP	UNION PACIFIC CORP	1,004	$244K	0.0%	$172.48	+41.1%	COM	907818108
CW	CURTISS WRIGHT CORP	350	$244K	0.0%	$650.76	0.0%	COM	231561101
BAC	BANK OF AMERICA CORP	4,898	$241K	0.0%	$28.32	+89.5%	COM	060505104
NKSH	NATL BANKSHARES INC	6,422	$233K	0.0%	$29.84	+21.5%	COM	634865109
AVGO	BROADCOM INC	729	$229K	0.0%	$215.92	+54.8%	COM	11135F101
ABBV	ABBVIE INC	1,041	$224K	0.0%	$201.95	+10.2%	COM	00287Y109
D	DOMINION RES INC VA NEW	3,297	$205K	0.0%	$61.62	0.0%	COM	25746U109
CDE	COEUR D ALENE MINES CORP	10,000	$191K	0.0%	$5.65	+294.9%	COM	192108504
HLN	HALEON PLC	11,630	$116K	0.0%	$8.11	—	COM	405552100
BHC	BAUSCH HEALTH COS INC	12,584	$70,219	0.0%	$28.14	-77.2%	COM	071734107