RHS Financial, LLC Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VGLT	VANGUARD SCOTTSDALE FDS	85,698	$4,782	2.3%	$55.80	—	LONG TERM TREAS	92206C847
BPRE	BLUEROCK PVT REAL ESTATE FD	79,186	$1,188	0.6%	$15.00	—	COM	09631P102
BTC	GRAYSCALE BITCOIN MINI TR ET	19,057	$738	0.4%	$38.73	—	SHS NEW	389930207
IEMG	ISHARES INC	6,925	$466	0.2%	$67.22	—	CORE MSCI EMKT	46434G103
IAGG	ISHARES TR	9,026	$451	0.2%	$50.01	—	CORE INTL AGGR	46435G672
USRT	ISHARES TR	7,286	$415	0.2%	$56.96	—	CRE U S REIT ETF	464288521
VT	VANGUARD INTL EQUITY INDEX F	2,685	$379	0.2%	$141.06	—	TT WRLD ST ETF	922042742
DLTR	DOLLAR TREE INC	2,944	$362	0.2%	$107.15	0.0%	COM	256746108
WMT	WALMART INC	3,010	$335	0.2%	$107.20	0.0%	COM	931142103
—	REV GROUP INC	5,415	$329	0.2%	$60.81	—	COM	749527107
SHEL	SHELL PLC	4,001	$294	0.1%	$73.48	—	SPON ADS	780259305
HIPS	GRANITESHARES ETF TR	24,283	$284	0.1%	$11.68	—	HIPS US HIGH INC	38747R306
KLAC	KLA CORP	227	$276	0.1%	$1171.91	0.0%	COM NEW	482480100
UAL	UNITED AIRLS HLDGS INC	2,164	$242	0.1%	$101.05	0.0%	COM	910047109
AMD	ADVANCED MICRO DEVICES INC	1,112	$238	0.1%	$224.60	0.0%	COM	007903107
GM	GENERAL MTRS CO	2,736	$222	0.1%	$70.40	0.0%	COM	37045V100
FLEX	FLEX LTD	3,670	$222	0.1%	$61.77	0.0%	ORD	Y2573F102
PHYS	SPROTT ASSET MANAGEMENT LP	6,260	$207	0.1%	$33.02	—	PHYSICAL GOLD TR	85207H104
—	BLACKROCK CORE BD TR	15,195	$146	0.1%	$9.59	—	SHS BEN INT	09249E101
ERIC	TELEFONAKTIEBOLAGET LM ERICS	11,920	$115	0.1%	$9.65	—	ADR B SEK 10	294821608

Increased Positions (46)

RING ISHARES INC 2.7%

Value ($000) $5,489 (+26.5%) Shares 74,545 (+11.2%) Est. Cost $33.25 Unrealized —

FNDF SCHWAB STRATEGIC TR 3.6%

Value ($000) $7,360 (+13.0%) Shares 162,806 (+7.4%) Est. Cost $30.27 Unrealized —

BOXX EA SERIES TRUST 2.3%

Value ($000) $4,747 (+20.5%) Shares 41,244 (+19.2%) Est. Cost $109.90 Unrealized —

FNDE SCHWAB STRATEGIC TR 4.3%

Value ($000) $8,762 (+9.6%) Shares 242,978 (+9.9%) Est. Cost $28.10 Unrealized —

IVLU ISHARES TR 3.5%

Value ($000) $7,157 (+11.2%) Shares 188,106 (+3.6%) Est. Cost $28.58 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.6%

Value ($000) $1,325 (+96.6%) Shares 9,233 (+93.1%) Est. Cost $136.85 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 1.3%

Value ($000) $2,701 (+29.5%) Shares 45,076 (+29.7%) Est. Cost $59.81 Unrealized —

VTI VANGUARD INDEX FDS 4.1%

Value ($000) $8,473 (+6.5%) Shares 25,271 (+4.3%) Est. Cost $216.84 Unrealized —

IDEV ISHARES TR 1.0%

Value ($000) $1,992 (+31.3%) Shares 24,157 (+27.6%) Est. Cost $71.44 Unrealized —

GOOGL ALPHABET INC 0.6%

Value ($000) $1,319 (+41.8%) Shares 4,215 (+10.2%) Est. Cost $177.60 Unrealized +60.8%

FNDX SCHWAB STRATEGIC TR 4.2%

Value ($000) $8,538 (+4.6%) Shares 313,776 (+1.1%) Est. Cost $34.12 Unrealized —

AAPL APPLE INC 2.1%

Value ($000) $4,403 (+8.2%) Shares 16,196 (+1.4%) Est. Cost $179.32 Unrealized +49.6%

HCA HCA HEALTHCARE INC 0.3%

Value ($000) $704 (+69.7%) Shares 1,507 (+54.9%) Est. Cost $399.76 Unrealized +16.0%

JPEM J P MORGAN EXCHANGE TRADED F 1.8%

Value ($000) $3,629 (+8.1%) Shares 59,748 (+5.1%) Est. Cost $50.56 Unrealized —

MTUM ISHARES TR 3.2%

Value ($000) $6,643 (+3.5%) Shares 26,539 (+6.0%) Est. Cost $178.90 Unrealized —

VLUE ISHARES TR 0.5%

Value ($000) $1,073 (+26.3%) Shares 7,845 (+15.5%) Est. Cost $113.65 Unrealized —

ITOT ISHARES TR 0.8%

Value ($000) $1,550 (+16.8%) Shares 10,426 (+14.4%) Est. Cost $132.34 Unrealized —

ISRG INTUITIVE SURGICAL INC 0.3%

Value ($000) $554 (+56.6%) Shares 978 (+23.6%) Est. Cost $478.33 Unrealized +11.3%

VFMF VANGUARD WELLINGTON FD 0.4%

Value ($000) $857 (+27.2%) Shares 5,687 (+21.8%) Est. Cost $142.67 Unrealized —

VUG VANGUARD INDEX FDS 0.5%

Value ($000) $1,075 (+19.3%) Shares 2,204 (+17.3%) Est. Cost $399.74 Unrealized —

SPYV SPDR SERIES TRUST 0.5%

Value ($000) $987 (+20.9%) Shares 17,370 (+17.8%) Est. Cost $53.99 Unrealized —

LRGF ISHARES TR 2.3%

Value ($000) $4,657 (+3.0%) Shares 67,068 (+2.4%) Est. Cost $57.53 Unrealized —

BWA BORGWARNER INC 0.2%

Value ($000) $401 (+48.1%) Shares 8,894 (+44.5%) Est. Cost $40.93 Unrealized +6.7%

AMZN AMAZON COM INC 0.6%

Value ($000) $1,210 (+11.8%) Shares 5,244 (+6.4%) Est. Cost $199.74 Unrealized +14.5%

BMY BRISTOL-MYERS SQUIBB CO 0.3%

Value ($000) $708 (+21.7%) Shares 13,120 (+1.8%) Est. Cost $46.83 Unrealized +1.5%

EMLC VANECK ETF TRUST 1.3%

Value ($000) $2,564 (+4.8%) Shares 99,288 (+3.5%) Est. Cost $24.73 Unrealized —

R RYDER SYS INC 0.2%

Value ($000) $311 (+40.9%) Shares 1,624 (+38.9%) Est. Cost $180.18 Unrealized -0.3%

TIGO MILLICOM INTL CELLULAR S A 0.2%

Value ($000) $486 (+21.4%) Shares 8,765 (+6.3%) Est. Cost $36.12 Unrealized +39.4%

EXPE EXPEDIA GROUP INC 0.1%

Value ($000) $292 (+37.9%) Shares 1,030 (+4.0%) Est. Cost $202.06 Unrealized +22.2%

GILD GILEAD SCIENCES INC 0.3%

Value ($000) $550 (+15.9%) Shares 4,482 (+4.8%) Est. Cost $108.97 Unrealized +10.9%

UGI UGI CORP NEW 0.2%

Value ($000) $443 (+17.7%) Shares 11,829 (+4.6%) Est. Cost $34.59 Unrealized +2.4%

SPMO INVESCO EXCH TRADED FD TR II 0.2%

Value ($000) $389 (+20.5%) Shares 3,257 (+22.2%) Est. Cost $113.72 Unrealized —

TLH ISHARES TR 0.4%

Value ($000) $823 (+7.3%) Shares 8,099 (+8.7%) Est. Cost $105.81 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $369 (+16.9%) Shares 734 (+16.9%) Est. Cost $455.80 Unrealized +9.2%

EXEL EXELIXIS INC 0.3%

Value ($000) $553 (+8.6%) Shares 12,619 (+2.4%) Est. Cost $35.94 Unrealized +15.1%

MGC VANGUARD WORLD FD 0.2%

Value ($000) $369 (+12.5%) Shares 1,469 (+9.3%) Est. Cost $210.44 Unrealized —

NRG NRG ENERGY INC 0.1%

Value ($000) $288 (+13.9%) Shares 1,811 (+15.9%) Est. Cost $135.67 Unrealized +21.8%

SAM BOSTON BEER INC 0.2%

Value ($000) $383 (+9.3%) Shares 1,961 (+18.4%) Est. Cost $211.73 Unrealized -2.6%

BOXA EA SERIES TRUST 0.5%

Value ($000) $1,036 (+2.2%) Shares 9,838 (+1.5%) Est. Cost $103.42 Unrealized —

JPUS J P MORGAN EXCHANGE TRADED F 0.7%

Value ($000) $1,344 (+1.6%) Shares 10,842 (+1.6%) Est. Cost $100.26 Unrealized —

ACI ALBERTSONS COS INC 0.2%

Value ($000) $396 (+5.3%) Shares 23,060 (+7.4%) Est. Cost $20.82 Unrealized -15.3%

DFSE DIMENSIONAL ETF TRUST 0.2%

Value ($000) $419 (+4.7%) Shares 10,112 (+3.7%) Est. Cost $35.75 Unrealized —

ESGE ISHARES INC 0.2%

Value ($000) $374 (+4.7%) Shares 8,474 (+2.9%) Est. Cost $33.22 Unrealized —

META META PLATFORMS INC 0.2%

Value ($000) $320 (+3.8%) Shares 485 (+15.5%) Est. Cost $648.47 Unrealized +2.9%

DBX DROPBOX INC 0.2%

Value ($000) $351 (+1.7%) Shares 12,632 (+10.5%) Est. Cost $28.19 Unrealized +3.3%

USMV ISHARES TR 2.0%

Value ($000) $4,125 (+0.1%) Shares 43,812 (+1.2%) Est. Cost $61.32 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
RING	ISHARES INC	74,545 (+11.2%)	$5,489 (+26.5%)	2.7%	$33.25	—	MSCI GBL GOLD MN	46434G855
FNDF	SCHWAB STRATEGIC TR	162,806 (+7.4%)	$7,360 (+13.0%)	3.6%	$30.27	—	FUNDAMENTAL INTL	808524755
BOXX	EA SERIES TRUST	41,244 (+19.2%)	$4,747 (+20.5%)	2.3%	$109.90	—	ALPHA ARCH 1-3	02072L565
FNDE	SCHWAB STRATEGIC TR	242,978 (+9.9%)	$8,762 (+9.6%)	4.3%	$28.10	—	FUNDAMENTAL EMER	808524730
IVLU	ISHARES TR	188,106 (+3.6%)	$7,157 (+11.2%)	3.5%	$28.58	—	MSCI INTL VLU FT	46435G409
VYM	VANGUARD WHITEHALL FDS	9,233 (+93.1%)	$1,325 (+96.6%)	0.6%	$136.85	—	HIGH DIV YLD	921946406
VGIT	VANGUARD SCOTTSDALE FDS	45,076 (+29.7%)	$2,701 (+29.5%)	1.3%	$59.81	—	INTER TERM TREAS	92206C706
VTI	VANGUARD INDEX FDS	25,271 (+4.3%)	$8,473 (+6.5%)	4.1%	$216.84	—	TOTAL STK MKT	922908769
IDEV	ISHARES TR	24,157 (+27.6%)	$1,992 (+31.3%)	1.0%	$71.44	—	CORE MSCI INTL	46435G326
GOOGL	ALPHABET INC	4,215 (+10.2%)	$1,319 (+41.8%)	0.6%	$177.60	+60.8%	CAP STK CL A	02079K305
FNDX	SCHWAB STRATEGIC TR	313,776 (+1.1%)	$8,538 (+4.6%)	4.2%	$34.12	—	FUNDAMENTAL US L	808524771
AAPL	APPLE INC	16,196 (+1.4%)	$4,403 (+8.2%)	2.1%	$179.32	+49.6%	COM	037833100
HCA	HCA HEALTHCARE INC	1,507 (+54.9%)	$704 (+69.7%)	0.3%	$399.76	+16.0%	COM	40412C101
JPEM	J P MORGAN EXCHANGE TRADED F	59,748 (+5.1%)	$3,629 (+8.1%)	1.8%	$50.56	—	DIV RTN EM EQT	46641Q308
MTUM	ISHARES TR	26,539 (+6.0%)	$6,643 (+3.5%)	3.2%	$178.90	—	MSCI USA MMENTM	46432F396
VLUE	ISHARES TR	7,845 (+15.5%)	$1,073 (+26.3%)	0.5%	$113.65	—	MSCI USA VALUE	46432F388
ITOT	ISHARES TR	10,426 (+14.4%)	$1,550 (+16.8%)	0.8%	$132.34	—	CORE S&P TTL STK	464287150
ISRG	INTUITIVE SURGICAL INC	978 (+23.6%)	$554 (+56.6%)	0.3%	$478.33	+11.3%	COM NEW	46120E602
VFMF	VANGUARD WELLINGTON FD	5,687 (+21.8%)	$857 (+27.2%)	0.4%	$142.67	—	US MULTIFACTOR	921935607
VUG	VANGUARD INDEX FDS	2,204 (+17.3%)	$1,075 (+19.3%)	0.5%	$399.74	—	GROWTH ETF	922908736
SPYV	SPDR SERIES TRUST	17,370 (+17.8%)	$987 (+20.9%)	0.5%	$53.99	—	STATE STREET SPD	78464A508
LRGF	ISHARES TR	67,068 (+2.4%)	$4,657 (+3.0%)	2.3%	$57.53	—	U S EQUITY FACTR	46434V282
BWA	BORGWARNER INC	8,894 (+44.5%)	$401 (+48.1%)	0.2%	$40.93	+6.7%	COM	099724106
AMZN	AMAZON COM INC	5,244 (+6.4%)	$1,210 (+11.8%)	0.6%	$199.74	+14.5%	COM	023135106
BMY	BRISTOL-MYERS SQUIBB CO	13,120 (+1.8%)	$708 (+21.7%)	0.3%	$46.83	+1.5%	COM	110122108
EMLC	VANECK ETF TRUST	99,288 (+3.5%)	$2,564 (+4.8%)	1.3%	$24.73	—	JP MRGAN EM LOC	92189H300
R	RYDER SYS INC	1,624 (+38.9%)	$311 (+40.9%)	0.2%	$180.18	-0.3%	COM	783549108
TIGO	MILLICOM INTL CELLULAR S A	8,765 (+6.3%)	$486 (+21.4%)	0.2%	$36.12	+39.4%	COM STK	L6388F110
EXPE	EXPEDIA GROUP INC	1,030 (+4.0%)	$292 (+37.9%)	0.1%	$202.06	+22.2%	COM NEW	30212P303
GILD	GILEAD SCIENCES INC	4,482 (+4.8%)	$550 (+15.9%)	0.3%	$108.97	+10.9%	COM	375558103
UGI	UGI CORP NEW	11,829 (+4.6%)	$443 (+17.7%)	0.2%	$34.59	+2.4%	COM	902681105
SPMO	INVESCO EXCH TRADED FD TR II	3,257 (+22.2%)	$389 (+20.5%)	0.2%	$113.72	—	S&P 500 MOMNTM	46138E339
TLH	ISHARES TR	8,099 (+8.7%)	$823 (+7.3%)	0.4%	$105.81	—	10-20 YR TRS ETF	464288653
BRK/B	BERKSHIRE HATHAWAY INC DEL	734 (+16.9%)	$369 (+16.9%)	0.2%	$455.80	+9.2%	CL B NEW	084670702
EXEL	EXELIXIS INC	12,619 (+2.4%)	$553 (+8.6%)	0.3%	$35.94	+15.1%	COM	30161Q104
MGC	VANGUARD WORLD FD	1,469 (+9.3%)	$369 (+12.5%)	0.2%	$210.44	—	MEGA CAP INDEX	921910873
NRG	NRG ENERGY INC	1,811 (+15.9%)	$288 (+13.9%)	0.1%	$135.67	+21.8%	COM NEW	629377508
SAM	BOSTON BEER INC	1,961 (+18.4%)	$383 (+9.3%)	0.2%	$211.73	-2.6%	CL A	100557107
BOXA	EA SERIES TRUST	9,838 (+1.5%)	$1,036 (+2.2%)	0.5%	$103.42	—	ALPHA ARCHITECT	02072Q408
JPUS	J P MORGAN EXCHANGE TRADED F	10,842 (+1.6%)	$1,344 (+1.6%)	0.7%	$100.26	—	JPMORGAN DIVER	46641Q407
ACI	ALBERTSONS COS INC	23,060 (+7.4%)	$396 (+5.3%)	0.2%	$20.82	-15.3%	COMMON STOCK	013091103
DFSE	DIMENSIONAL ETF TRUST	10,112 (+3.7%)	$419 (+4.7%)	0.2%	$35.75	—	EMERGING MARKETS	25434V682
ESGE	ISHARES INC	8,474 (+2.9%)	$374 (+4.7%)	0.2%	$33.22	—	ESG AWR MSCI EM	46434G863
META	META PLATFORMS INC	485 (+15.5%)	$320 (+3.8%)	0.2%	$648.47	+2.9%	CL A	30303M102
DBX	DROPBOX INC	12,632 (+10.5%)	$351 (+1.7%)	0.2%	$28.19	+3.3%	CL A	26210C104
USMV	ISHARES TR	43,812 (+1.2%)	$4,125 (+0.1%)	2.0%	$61.32	—	MSCI USA MIN VOL	46429B697

Exited Positions (9)

SUSB ISHARES TR 0.2%

Value ($000) $411 Shares 16,253 Est. Cost $24.49 Unrealized —

UI UBIQUITI INC 0.2%

Value ($000) $406 Shares 614 Est. Cost $364.15 Unrealized +73.7%

PLXS PLEXUS CORP 0.2%

Value ($000) $368 Shares 2,545 Est. Cost $135.83 Unrealized +7.9%

ICVT ISHARES TR 0.1%

Value ($000) $244 Shares 2,434 Est. Cost $90.10 Unrealized —

SCSC SCANSOURCE INC 0.1%

Value ($000) $237 Shares 5,391 Est. Cost $46.90 Unrealized -11.9%

VB VANGUARD INDEX FDS 0.1%

Value ($000) $221 Shares 868 Est. Cost $254.28 Unrealized —

FTDR FRONTDOOR INC 0.1%

Value ($000) $215 Shares 3,193 Est. Cost $60.88 Unrealized -3.4%

RELY REMITLY GLOBAL INC 0.1%

Value ($000) $180 Shares 11,016 Est. Cost $20.80 Unrealized -30.2%

FINV FINVOLUTION GROUP 0.1%

Value ($000) $108 Shares 14,643 Est. Cost $9.59 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SUSB	ISHARES TR	16,253	$411	0.2%	$24.49	—	—	46435G243
UI	UBIQUITI INC	614	$406	0.2%	$364.15	+73.7%	—	90353W103
PLXS	PLEXUS CORP	2,545	$368	0.2%	$135.83	+7.9%	—	729132100
ICVT	ISHARES TR	2,434	$244	0.1%	$90.10	—	—	46435G102
SCSC	SCANSOURCE INC	5,391	$237	0.1%	$46.90	-11.9%	—	806037107
VB	VANGUARD INDEX FDS	868	$221	0.1%	$254.28	—	—	922908751
FTDR	FRONTDOOR INC	3,193	$215	0.1%	$60.88	-3.4%	—	35905A109
RELY	REMITLY GLOBAL INC	11,016	$180	0.1%	$20.80	-30.2%	—	75960P104
FINV	FINVOLUTION GROUP	14,643	$108	0.1%	$9.59	—	—	31810T101

Decreased Positions (59)

IGSB ISHARES TR 1.2%

Value ($000) $2,411 (-24.7%) Shares 45,603 (-24.5%) Est. Cost $50.16 Unrealized —

MBB ISHARES TR 0.9%

Value ($000) $1,935 (-26.1%) Shares 20,325 (-26.1%) Est. Cost $95.21 Unrealized —

EFAV ISHARES TR 0.9%

Value ($000) $1,863 (-26.2%) Shares 21,597 (-27.4%) Est. Cost $80.79 Unrealized —

ISCF ISHARES TR 0.5%

Value ($000) $1,043 (-37.9%) Shares 25,153 (-38.5%) Est. Cost $32.56 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value ($000) $231 (-71.6%) Shares 376 (-72.2%) Est. Cost $506.61 Unrealized —

IGLB ISHARES TR 0.1%

Value ($000) $293 (-65.9%) Shares 5,798 (-65.1%) Est. Cost $50.21 Unrealized —

SCHP SCHWAB STRATEGIC TR 1.4%

Value ($000) $2,832 (-16.2%) Shares 106,912 (-14.7%) Est. Cost $29.47 Unrealized —

PFFD GLOBAL X FDS 0.2%

Value ($000) $396 (-55.5%) Shares 20,925 (-54.3%) Est. Cost $20.39 Unrealized —

SCHB SCHWAB STRATEGIC TR 3.7%

Value ($000) $7,646 (-5.4%) Shares 291,481 (-7.3%) Est. Cost $33.99 Unrealized —

LEMB ISHARES INC 0.6%

Value ($000) $1,217 (-23.1%) Shares 29,272 (-23.7%) Est. Cost $38.36 Unrealized —

ICSH ISHARES TR 1.4%

Value ($000) $2,860 (-9.9%) Shares 56,542 (-9.6%) Est. Cost $50.35 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.2%

Value ($000) $392 (-43.6%) Shares 7,292 (-43.2%) Est. Cost $40.79 Unrealized —

BCD ABRDN ETFS 0.5%

Value ($000) $1,022 (-19.4%) Shares 33,004 (-10.6%) Est. Cost $32.63 Unrealized —

MSFT MICROSOFT CORP 0.8%

Value ($000) $1,595 (-11.5%) Shares 3,298 (-5.2%) Est. Cost $416.69 Unrealized +20.1%

CMF ISHARES TR 0.2%

Value ($000) $389 (-32.5%) Shares 6,778 (-33.0%) Est. Cost $58.45 Unrealized —

FNDC SCHWAB STRATEGIC TR 0.2%

Value ($000) $401 (-30.8%) Shares 9,007 (-30.9%) Est. Cost $32.44 Unrealized —

AGG ISHARES TR 0.1%

Value ($000) $206 (-45.3%) Shares 2,066 (-45.1%) Est. Cost $98.14 Unrealized —

VBR VANGUARD INDEX FDS 0.3%

Value ($000) $656 (-20.7%) Shares 3,097 (-21.8%) Est. Cost $196.90 Unrealized —

ESGU ISHARES TR 1.0%

Value ($000) $2,008 (-7.5%) Shares 13,478 (-9.6%) Est. Cost $96.88 Unrealized —

INTF ISHARES TR 2.2%

Value ($000) $4,577 (+3.6%) Shares 121,246 (-1.4%) Est. Cost $31.66 Unrealized —

— NUVEEN CA QUALTY MUN INCOME 0.2%

Value ($000) $378 (-28.7%) Shares 31,974 (-30.5%) Est. Cost $10.83 Unrealized —

RL RALPH LAUREN CORP 0.2%

Value ($000) $314 (-29.5%) Shares 887 (-37.5%) Est. Cost $222.32 Unrealized +52.9%

MNA NEW YORK LIFE INVESTMENTS ET 0.1%

Value ($000) $226 (-35.0%) Shares 6,317 (-34.8%) Est. Cost $33.17 Unrealized —

IDCC INTERDIGITAL INC 0.3%

Value ($000) $625 (-12.1%) Shares 1,962 (-4.7%) Est. Cost $134.28 Unrealized +163.3%

SCHX SCHWAB STRATEGIC TR 1.1%

Value ($000) $2,234 (-3.2%) Shares 83,033 (-5.2%) Est. Cost $36.27 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.6%

Value ($000) $1,137 (-5.7%) Shares 41,452 (-6.1%) Est. Cost $44.81 Unrealized —

RSST TIDAL TRUST II 0.9%

Value ($000) $1,837 (+3.8%) Shares 64,793 (-3.1%) Est. Cost $23.95 Unrealized —

DBMF LITMAN GREGORY FDS TR 0.7%

Value ($000) $1,414 (-4.4%) Shares 50,388 (-7.0%) Est. Cost $28.23 Unrealized —

T AT&T INC 0.2%

Value ($000) $353 (-14.5%) Shares 14,200 (-2.8%) Est. Cost $22.24 Unrealized +13.7%

RAFE PIMCO EQUITY SER 0.1%

Value ($000) $297 (-16.3%) Shares 7,065 (-18.9%) Est. Cost $23.03 Unrealized —

TILE INTERFACE INC 0.1%

Value ($000) $233 (-19.8%) Shares 8,336 (-16.9%) Est. Cost $19.81 Unrealized +37.6%

GBIL GOLDMAN SACHS ETF TR 0.2%

Value ($000) $366 (-12.6%) Shares 3,663 (-12.3%) Est. Cost $99.96 Unrealized —

SGOV ISHARES TR 0.5%

Value ($000) $1,076 (-4.3%) Shares 10,723 (-4.0%) Est. Cost $100.69 Unrealized —

PPC PILGRIMS PRIDE CORP 0.2%

Value ($000) $361 (-10.7%) Shares 9,255 (-6.8%) Est. Cost $44.00 Unrealized -12.6%

QUAL ISHARES TR 0.4%

Value ($000) $802 (-4.3%) Shares 4,039 (-6.3%) Est. Cost $130.09 Unrealized —

EBAY EBAY INC. 0.3%

Value ($000) $540 (-6.2%) Shares 6,204 (-2.1%) Est. Cost $70.70 Unrealized +22.2%

EEMV ISHARES INC 0.8%

Value ($000) $1,621 (-2.1%) Shares 25,310 (-2.4%) Est. Cost $59.48 Unrealized —

KR KROGER CO 0.2%

Value ($000) $370 (-8.5%) Shares 5,921 (-1.3%) Est. Cost $53.49 Unrealized +21.9%

VMI VALMONT INDS INC 0.2%

Value ($000) $397 (-7.7%) Shares 987 (-11.1%) Est. Cost $306.70 Unrealized +32.7%

EOG EOG RES INC 0.2%

Value ($000) $358 (-7.4%) Shares 3,413 (-1.1%) Est. Cost $123.70 Unrealized -13.3%

NTSX WISDOMTREE TR 1.4%

Value ($000) $2,873 (-1.0%) Shares 52,410 (-2.6%) Est. Cost $34.90 Unrealized —

IEFA ISHARES TR 0.2%

Value ($000) $406 (-6.4%) Shares 4,537 (-8.6%) Est. Cost $66.65 Unrealized —

HPE HEWLETT PACKARD ENTERPRISE C 0.2%

Value ($000) $316 (-7.9%) Shares 13,168 (-5.8%) Est. Cost $15.35 Unrealized +52.6%

TKC TURKCELL ILETISIM HIZMETLERI 0.1%

Value ($000) $105 (-19.9%) Shares 19,170 (-11.8%) Est. Cost $6.22 Unrealized —

DFAU DIMENSIONAL ETF TRUST 0.2%

Value ($000) $311 (-7.5%) Shares 6,650 (-9.5%) Est. Cost $39.69 Unrealized —

SCHF SCHWAB STRATEGIC TR 2.3%

Value ($000) $4,810 (-0.5%) Shares 200,076 (-3.6%) Est. Cost $27.28 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.1%

Value ($000) $225 (-8.5%) Shares 6,874 (-6.8%) Est. Cost $26.26 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value ($000) $265 (-6.6%) Shares 1,387 (-8.8%) Est. Cost $174.50 Unrealized —

ESGD ISHARES TR 0.7%

Value ($000) $1,409 (+1.0%) Shares 14,817 (-1.2%) Est. Cost $64.43 Unrealized —

FHI FEDERATED HERMES INC 0.2%

Value ($000) $458 (-3.0%) Shares 8,799 (-3.3%) Est. Cost $37.93 Unrealized +32.6%

THC TENET HEALTHCARE CORP 0.1%

Value ($000) $204 (-6.4%) Shares 1,026 (-4.4%) Est. Cost $177.42 Unrealized +13.9%

STIP ISHARES TR 0.2%

Value ($000) $322 (-3.9%) Shares 3,142 (-3.0%) Est. Cost $99.98 Unrealized —

UHS UNIVERSAL HLTH SVCS INC 0.1%

Value ($000) $305 (+4.5%) Shares 1,397 (-2.0%) Est. Cost $200.93 Unrealized +10.0%

SMLF ISHARES TR 0.3%

Value ($000) $551 (-2.3%) Shares 7,356 (-3.0%) Est. Cost $69.08 Unrealized —

EFV ISHARES TR 0.2%

Value ($000) $348 (-2.9%) Shares 4,867 (-7.8%) Est. Cost $50.85 Unrealized —

GIII G III APPAREL GROUP LTD 0.2%

Value ($000) $347 (+1.4%) Shares 11,987 (-6.9%) Est. Cost $27.45 Unrealized +3.8%

KGC KINROSS GOLD CORP 0.1%

Value ($000) $231 (+1.7%) Shares 8,206 (-10.3%) Est. Cost $19.24 Unrealized +35.1%

SLVM SYLVAMO CORP 0.1%

Value ($000) $204 (-1.4%) Shares 4,229 (-9.4%) Est. Cost $69.01 Unrealized -34.7%

DXC DXC TECHNOLOGY CO 0.1%

Value ($000) $208 (-0.5%) Shares 14,176 (-7.4%) Est. Cost $18.30 Unrealized -24.8%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IGSB	ISHARES TR	45,603 (-24.5%)	$2,411 (-24.7%)	1.2%	$50.16	—	ISHS 1-5YR INVS	464288646
MBB	ISHARES TR	20,325 (-26.1%)	$1,935 (-26.1%)	0.9%	$95.21	—	MBS ETF	464288588
EFAV	ISHARES TR	21,597 (-27.4%)	$1,863 (-26.2%)	0.9%	$80.79	—	MSCI EAFE MIN VL	46429B689
ISCF	ISHARES TR	25,153 (-38.5%)	$1,043 (-37.9%)	0.5%	$32.56	—	INTERNATIONAL SL	46434V266
QQQ	INVESCO QQQ TR	376 (-72.2%)	$231 (-71.6%)	0.1%	$506.61	—	UNIT SER 1	46090E103
IGLB	ISHARES TR	5,798 (-65.1%)	$293 (-65.9%)	0.1%	$50.21	—	10+ YR INVST GRD	464289511
SCHP	SCHWAB STRATEGIC TR	106,912 (-14.7%)	$2,832 (-16.2%)	1.4%	$29.47	—	US TIPS ETF	808524870
PFFD	GLOBAL X FDS	20,925 (-54.3%)	$396 (-55.5%)	0.2%	$20.39	—	US PFD ETF	37954Y657
SCHB	SCHWAB STRATEGIC TR	291,481 (-7.3%)	$7,646 (-5.4%)	3.7%	$33.99	—	US BRD MKT ETF	808524102
LEMB	ISHARES INC	29,272 (-23.7%)	$1,217 (-23.1%)	0.6%	$38.36	—	JP MORGAN EM ETF	464286517
ICSH	ISHARES TR	56,542 (-9.6%)	$2,860 (-9.9%)	1.4%	$50.35	—	ULTRA SHORT DUR	46434V878
VWO	VANGUARD INTL EQUITY INDEX F	7,292 (-43.2%)	$392 (-43.6%)	0.2%	$40.79	—	FTSE EMR MKT ETF	922042858
BCD	ABRDN ETFS	33,004 (-10.6%)	$1,022 (-19.4%)	0.5%	$32.63	—	BBRG ALL COMMDY	003261203
MSFT	MICROSOFT CORP	3,298 (-5.2%)	$1,595 (-11.5%)	0.8%	$416.69	+20.1%	COM	594918104
CMF	ISHARES TR	6,778 (-33.0%)	$389 (-32.5%)	0.2%	$58.45	—	CALIF MUN BD ETF	464288356
FNDC	SCHWAB STRATEGIC TR	9,007 (-30.9%)	$401 (-30.8%)	0.2%	$32.44	—	FUNDAMENTAL INTL	808524748
AGG	ISHARES TR	2,066 (-45.1%)	$206 (-45.3%)	0.1%	$98.14	—	CORE US AGGBD ET	464287226
VBR	VANGUARD INDEX FDS	3,097 (-21.8%)	$656 (-20.7%)	0.3%	$196.90	—	SM CP VAL ETF	922908611
ESGU	ISHARES TR	13,478 (-9.6%)	$2,008 (-7.5%)	1.0%	$96.88	—	ESG AWR MSCI USA	46435G425
INTF	ISHARES TR	121,246 (-1.4%)	$4,577 (+3.6%)	2.2%	$31.66	—	INTL EQTY FACTOR	46434V274
—	NUVEEN CA QUALTY MUN INCOME	31,974 (-30.5%)	$378 (-28.7%)	0.2%	$10.83	—	COM	67066Y105
RL	RALPH LAUREN CORP	887 (-37.5%)	$314 (-29.5%)	0.2%	$222.32	+52.9%	CL A	751212101
MNA	NEW YORK LIFE INVESTMENTS ET	6,317 (-34.8%)	$226 (-35.0%)	0.1%	$33.17	—	NYLI MERGER ARBI	45409B800
IDCC	INTERDIGITAL INC	1,962 (-4.7%)	$625 (-12.1%)	0.3%	$134.28	+163.3%	COM	45867G101
SCHX	SCHWAB STRATEGIC TR	83,033 (-5.2%)	$2,234 (-3.2%)	1.1%	$36.27	—	US LRG CAP ETF	808524201
SCHD	SCHWAB STRATEGIC TR	41,452 (-6.1%)	$1,137 (-5.7%)	0.6%	$44.81	—	US DIVIDEND EQ	808524797
RSST	TIDAL TRUST II	64,793 (-3.1%)	$1,837 (+3.8%)	0.9%	$23.95	—	RETURN STCKD US	88636J816
DBMF	LITMAN GREGORY FDS TR	50,388 (-7.0%)	$1,414 (-4.4%)	0.7%	$28.23	—	IMGP DBI MANAGED	53700T827
T	AT&T INC	14,200 (-2.8%)	$353 (-14.5%)	0.2%	$22.24	+13.7%	COM	00206R102
RAFE	PIMCO EQUITY SER	7,065 (-18.9%)	$297 (-16.3%)	0.1%	$23.03	—	RAFI ESG US	72201T342
TILE	INTERFACE INC	8,336 (-16.9%)	$233 (-19.8%)	0.1%	$19.81	+37.6%	COM	458665304
GBIL	GOLDMAN SACHS ETF TR	3,663 (-12.3%)	$366 (-12.6%)	0.2%	$99.96	—	ACCES TREASURY	381430529
SGOV	ISHARES TR	10,723 (-4.0%)	$1,076 (-4.3%)	0.5%	$100.69	—	0-3 MNTH TREASRY	46436E718
PPC	PILGRIMS PRIDE CORP	9,255 (-6.8%)	$361 (-10.7%)	0.2%	$44.00	-12.6%	COM	72147K108
QUAL	ISHARES TR	4,039 (-6.3%)	$802 (-4.3%)	0.4%	$130.09	—	MSCI USA QLT FCT	46432F339
EBAY	EBAY INC.	6,204 (-2.1%)	$540 (-6.2%)	0.3%	$70.70	+22.2%	COM	278642103
EEMV	ISHARES INC	25,310 (-2.4%)	$1,621 (-2.1%)	0.8%	$59.48	—	MSCI EMERG MRKT	464286533
KR	KROGER CO	5,921 (-1.3%)	$370 (-8.5%)	0.2%	$53.49	+21.9%	COM	501044101
VMI	VALMONT INDS INC	987 (-11.1%)	$397 (-7.7%)	0.2%	$306.70	+32.7%	COM	920253101
EOG	EOG RES INC	3,413 (-1.1%)	$358 (-7.4%)	0.2%	$123.70	-13.3%	COM	26875P101
NTSX	WISDOMTREE TR	52,410 (-2.6%)	$2,873 (-1.0%)	1.4%	$34.90	—	US EFFICIENT COR	97717Y790
IEFA	ISHARES TR	4,537 (-8.6%)	$406 (-6.4%)	0.2%	$66.65	—	CORE MSCI EAFE	46432F842
HPE	HEWLETT PACKARD ENTERPRISE C	13,168 (-5.8%)	$316 (-7.9%)	0.2%	$15.35	+52.6%	COM	42824C109
TKC	TURKCELL ILETISIM HIZMETLERI	19,170 (-11.8%)	$105 (-19.9%)	0.1%	$6.22	—	SPON ADR NEW	900111204
DFAU	DIMENSIONAL ETF TRUST	6,650 (-9.5%)	$311 (-7.5%)	0.2%	$39.69	—	US CORE EQT MKT	25434V104
SCHF	SCHWAB STRATEGIC TR	200,076 (-3.6%)	$4,810 (-0.5%)	2.3%	$27.28	—	INTL EQTY ETF	808524805
SCHE	SCHWAB STRATEGIC TR	6,874 (-6.8%)	$225 (-8.5%)	0.1%	$26.26	—	EMRG MKTEQ ETF	808524706
VTV	VANGUARD INDEX FDS	1,387 (-8.8%)	$265 (-6.6%)	0.1%	$174.50	—	VALUE ETF	922908744
ESGD	ISHARES TR	14,817 (-1.2%)	$1,409 (+1.0%)	0.7%	$64.43	—	ESG AW MSCI EAFE	46435G516
FHI	FEDERATED HERMES INC	8,799 (-3.3%)	$458 (-3.0%)	0.2%	$37.93	+32.6%	CL B	314211103
THC	TENET HEALTHCARE CORP	1,026 (-4.4%)	$204 (-6.4%)	0.1%	$177.42	+13.9%	COM NEW	88033G407
STIP	ISHARES TR	3,142 (-3.0%)	$322 (-3.9%)	0.2%	$99.98	—	0-5 YR TIPS ETF	46429B747
UHS	UNIVERSAL HLTH SVCS INC	1,397 (-2.0%)	$305 (+4.5%)	0.1%	$200.93	+10.0%	CL B	913903100
SMLF	ISHARES TR	7,356 (-3.0%)	$551 (-2.3%)	0.3%	$69.08	—	US SML CAP EQT	46434V290
EFV	ISHARES TR	4,867 (-7.8%)	$348 (-2.9%)	0.2%	$50.85	—	EAFE VALUE ETF	464288877
GIII	G III APPAREL GROUP LTD	11,987 (-6.9%)	$347 (+1.4%)	0.2%	$27.45	+3.8%	COM	36237H101
KGC	KINROSS GOLD CORP	8,206 (-10.3%)	$231 (+1.7%)	0.1%	$19.24	+35.1%	COM	496902404
SLVM	SYLVAMO CORP	4,229 (-9.4%)	$204 (-1.4%)	0.1%	$69.01	-34.7%	COMMON STOCK	871332102
DXC	DXC TECHNOLOGY CO	14,176 (-7.4%)	$208 (-0.5%)	0.1%	$18.30	-24.8%	COM	23355L106

Unchanged Positions (19)

VEA VANGUARD TAX-MANAGED FDS 3.5%

Value ($000) $7,194 Shares 115,164 Est. Cost $45.31 Unrealized —

UCIB UBS AG LONDON BRANCH 1.6%

Value ($000) $3,284 Shares 117,016 Est. Cost $15.72 Unrealized —

EMGF ISHARES INC 3.0%

Value ($000) $6,127 Shares 105,914 Est. Cost $48.40 Unrealized —

GOOG ALPHABET INC 0.2%

Value ($000) $344 Shares 1,095 Est. Cost $209.93 Unrealized +36.4%

HPQ HP INC 0.1%

Value ($000) $278 Shares 12,463 Est. Cost $25.76 Unrealized -2.0%

INGR INGREDION INC 0.2%

Value ($000) $415 Shares 3,761 Est. Cost $131.25 Unrealized -14.1%

IMTM ISHARES TR 1.7%

Value ($000) $3,546 Shares 73,912 Est. Cost $39.53 Unrealized —

— WESTERN ASST INFLTN LKD INM 0.8%

Value ($000) $1,560 Shares 188,625 Est. Cost $7.99 Unrealized —

JPIN J P MORGAN EXCHANGE TRADED F 0.3%

Value ($000) $641 Shares 9,403 Est. Cost $56.08 Unrealized —

DFSI DIMENSIONAL ETF TRUST 0.1%

Value ($000) $252 Shares 5,887 Est. Cost $34.11 Unrealized —

YELP YELP INC 0.2%

Value ($000) $309 Shares 10,175 Est. Cost $35.29 Unrealized -12.6%

SCHG SCHWAB STRATEGIC TR 0.2%

Value ($000) $432 Shares 13,252 Est. Cost $40.65 Unrealized —

DFAX DIMENSIONAL ETF TRUST 0.1%

Value ($000) $226 Shares 6,891 Est. Cost $29.37 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $353 Shares 516 Est. Cost $424.12 Unrealized —

NVDA NVIDIA CORPORATION 0.9%

Value ($000) $1,847 Shares 9,901 Est. Cost $101.87 Unrealized +82.7%

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value ($000) $365 Shares 1,662 Est. Cost $198.01 Unrealized —

NULV NUSHARES ETF TR 0.1%

Value ($000) $239 Shares 5,297 Est. Cost $39.68 Unrealized —

EA ELECTRONIC ARTS INC 0.1%

Value ($000) $213 Shares 1,043 Est. Cost $165.25 Unrealized +22.1%

FNDA SCHWAB STRATEGIC TR 0.1%

Value ($000) $219 Shares 6,946 Est. Cost $31.16 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VEA	VANGUARD TAX-MANAGED FDS	115,164	$7,194	3.5%	$45.31	—	VAN FTSE DEV MKT	921943858
UCIB	UBS AG LONDON BRANCH	117,016	$3,284	1.6%	$15.72	—	ETRACS UBS BLOOM	90274D390
EMGF	ISHARES INC	105,914	$6,127	3.0%	$48.40	—	EMNG MKTS EQT	46434G889
GOOG	ALPHABET INC	1,095	$344	0.2%	$209.93	+36.4%	CAP STK CL C	02079K107
HPQ	HP INC	12,463	$278	0.1%	$25.76	-2.0%	COM	40434L105
INGR	INGREDION INC	3,761	$415	0.2%	$131.25	-14.1%	COM	457187102
IMTM	ISHARES TR	73,912	$3,546	1.7%	$39.53	—	MSCI INTL MOMENT	46434V449
—	WESTERN ASST INFLTN LKD INM	188,625	$1,560	0.8%	$7.99	—	COM SH BEN INT	95766Q106
JPIN	J P MORGAN EXCHANGE TRADED F	9,403	$641	0.3%	$56.08	—	DIV RTN INT EQ	46641Q209
DFSI	DIMENSIONAL ETF TRUST	5,887	$252	0.1%	$34.11	—	INTERNATIONAL	25434V690
YELP	YELP INC	10,175	$309	0.2%	$35.29	-12.6%	CL A	985817105
SCHG	SCHWAB STRATEGIC TR	13,252	$432	0.2%	$40.65	—	US LCAP GR ETF	808524300
DFAX	DIMENSIONAL ETF TRUST	6,891	$226	0.1%	$29.37	—	WORLD EX US CORE	25434V880
IVV	ISHARES TR	516	$353	0.2%	$424.12	—	CORE S&P500 ETF	464287200
NVDA	NVIDIA CORPORATION	9,901	$1,847	0.9%	$101.87	+82.7%	COM	67066G104
VIG	VANGUARD SPECIALIZED FUNDS	1,662	$365	0.2%	$198.01	—	DIV APP ETF	921908844
NULV	NUSHARES ETF TR	5,297	$239	0.1%	$39.68	—	NUVEEN ESG LRGVL	67092P300
EA	ELECTRONIC ARTS INC	1,043	$213	0.1%	$165.25	+22.1%	COM	285512109
FNDA	SCHWAB STRATEGIC TR	6,946	$219	0.1%	$31.16	—	FUNDAMENTAL US S	808524763