Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
STIP	ISHARES TR	795,008	$80.65M	20.2%	$101.45	—	0-5 YR TIPS ETF	46429B747
EMB	ISHARES TR	519,475	$59.06M	14.8%	$108.88	—	JP MOR EM MK ETF	464288281
IJH	ISHARES TR	230,554	$39.48M	9.9%	$117.64	—	CORE S&P MCP ETF	464287507
IEMG	ISHARES INC	796,846	$38.08M	9.5%	$43.01	—	CORE MSCI EMKT	46434G103
VTV	VANGUARD INDEX FDS	227,690	$21.71M	5.4%	$72.95	—	VALUE ETF	922908744
VBR	VANGUARD INDEX FDS	151,377	$18.6M	4.7%	$89.15	—	SM CP VAL ETF	922908611
IWB	ISHARES TR	116,410	$15.28M	3.8%	$89.93	—	RUS 1000 ETF	464287622
SCZ	ISHARES TR	222,531	$12.05M	3.0%	$47.41	—	EAFE SML CP ETF	464288273
IVV	ISHARES TR	47,001	$11.15M	2.8%	$160.89	—	CORE S&P500 ETF	464287200
VWO	VANGUARD INTL EQUITY INDEX F	226,924	$9.013M	2.3%	$35.59	—	FTSE EMR MKT ETF	922042858
VIG	VANGUARD SPECIALIZED PORTFOL	89,618	$8.06M	2.0%	$66.20	—	DIV APP ETF	921908844
IWN	ISHARES TR	44,107	$5.212M	1.3%	$106.90	—	RUS 2000 VAL ETF	464287630
MDY	SPDR S&P MIDCAP 400 ETF TR	14,675	$4.585M	1.1%	$211.20	—	UTSER1 S&PDCRP	78467Y107
SPY	SPDR S&P 500 ETF TR	11,852	$2.794M	0.7%	$167.58	—	TR UNIT	78462F103
MMM	3M CO	14,589	$2.791M	0.7%	$95.42	+19.1%	COM	88579Y101
MSFT	MICROSOFT CORP	38,906	$2.562M	0.6%	$49.22	+17.5%	COM	594918104
JNJ	JOHNSON & JOHNSON	18,655	$2.324M	0.6%	$70.62	+32.2%	COM	478160104
XOM	EXXON MOBIL CORP	27,642	$2.267M	0.6%	$54.31	+3.3%	COM	30231G102
IEFA	ISHARES TR	36,210	$2.098M	0.5%	$53.60	—	CORE MSCI EAFE	46432F842
—	GENERAL ELECTRIC CO	67,036	$1.998M	0.5%	$27.59	—	COM	369604103
IBM	INTERNATIONAL BUSINESS MACHS	10,310	$1.795M	0.4%	$108.08	+5.8%	COM	459200101
—	ISHARES GOLD TRUST	146,986	$1.765M	0.4%	$12.36	—	ISHARES	464285105
AAPL	APPLE INC	12,112	$1.74M	0.4%	$23.21	+31.1%	COM	037833100
T	AT&T INC	41,142	$1.709M	0.4%	$11.78	+42.1%	COM	00206R102
LMT	LOCKHEED MARTIN CORP	6,191	$1.657M	0.4%	$158.78	+30.2%	COM	539830109
VO	VANGUARD INDEX FDS	11,691	$1.628M	0.4%	$108.40	—	MID CAP ETF	922908629
PEP	PEPSICO INC	14,024	$1.569M	0.4%	$72.70	+12.7%	COM	713448108
—	NATIONAL COMM CORP	42,357	$1.55M	0.4%	$36.59	—	COM	63546L102
IWF	ISHARES TR	12,004	$1.366M	0.3%	$105.41	—	RUS 1000 GRW ETF	464287614
VTI	VANGUARD INDEX FDS	10,366	$1.258M	0.3%	$104.82	—	TOTAL STK MKT	922908769
MO	ALTRIA GROUP INC	17,518	$1.251M	0.3%	$28.22	+36.6%	COM	02209S103
BAC	BANK AMER CORP	52,031	$1.227M	0.3%	$14.96	+29.5%	COM	060505104
VYM	VANGUARD WHITEHALL FDS INC	14,911	$1.158M	0.3%	$70.20	—	HIGH DIV YLD	921946406
RWO	SPDR INDEX SHS FDS	23,943	$1.127M	0.3%	$47.07	—	DJ GLB RL ES ETF	78463X749
INTC	INTEL CORP	31,051	$1.12M	0.3%	$25.54	+16.2%	COM	458140100
VZ	VERIZON COMMUNICATIONS INC	22,287	$1.086M	0.3%	$27.38	+14.8%	COM	92343V104
AXP	AMERICAN EXPRESS CO	12,873	$1.018M	0.3%	$67.34	+2.7%	COM	025816109
VWOB	VANGUARD WHITEHALL FDS INC	12,786	$1.018M	0.3%	$77.51	—	EMERG MKT BD ETF	921946885
PG	PROCTER AND GAMBLE CO	10,912	$980K	0.2%	$60.12	+16.5%	COM	742718109
IWD	ISHARES TR	8,456	$972K	0.2%	$96.11	—	RUS 1000 VAL ETF	464287598
IBB	ISHARES TR	3,315	$972K	0.2%	$264.68	—	NASDQ BIOTEC ETF	464287556
PFE	PFIZER INC	27,660	$946K	0.2%	$19.41	+10.3%	COM	717081103
VCSH	VANGUARD SCOTTSDALE FDS	11,079	$883K	0.2%	$79.87	—	SHRT TRM CORP BD	92206C409
ACWX	ISHARES TR	20,090	$876K	0.2%	$40.70	—	MSCI ACWI EX US	464288240
—	BB&T CORP	19,237	$860K	0.2%	$46.49	—	COM	054937107
UNP	UNION PAC CORP	7,854	$832K	0.2%	$79.56	+10.2%	COM	907818108
ACN	ACCENTURE PLC IRELAND	6,553	$786K	0.2%	$90.26	+15.2%	SHS CLASS A	G1151C101
RWX	SPDR INDEX SHS FDS	20,487	$766K	0.2%	$39.90	—	DJ INTL RL ETF	78463X863
PM	PHILIP MORRIS INTL INC	6,682	$754K	0.2%	$57.27	+14.5%	COM	718172109
AFL	AFLAC INC	10,315	$747K	0.2%	$28.82	0.0%	COM	001055102
BA	BOEING CO	4,135	$731K	0.2%	$122.70	+29.4%	COM	097023105
HON	HONEYWELL INTL INC	5,773	$721K	0.2%	$72.68	+26.5%	COM	438516106
L	LOEWS CORP	15,000	$702K	0.2%	$44.91	0.0%	COM	540424108
VOO	VANGUARD INDEX FDS	3,078	$666K	0.2%	$183.03	—	S&P 500 ETF SHS	922908363
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,928	$655K	0.2%	$131.48	+27.2%	CL B NEW	084670702
GLD	SPDR GOLD TRUST	5,237	$622K	0.2%	$119.10	—	GOLD SHS	78463V107
MRK	MERCK & CO INC	9,006	$572K	0.1%	$35.40	+30.1%	COM	58933Y105
GOOGL	ALPHABET INC	645	$547K	0.1%	$37.04	+12.7%	CAP STK CL A	02079K305
KMB	KIMBERLY CLARK CORP	4,121	$542K	0.1%	$68.42	+35.3%	COM	494368103
FC	FRANKLIN COVEY CO	25,762	$520K	0.1%	$17.67	0.0%	COM	353469109
VDE	VANGUARD WORLD FDS	5,184	$501K	0.1%	$112.73	—	ENERGY ETF	92204A306
ADBE	ADOBE SYS INC	3,751	$488K	0.1%	$96.05	+22.2%	COM	00724F101
DIS	DISNEY WALT CO	4,263	$483K	0.1%	$97.90	+5.2%	COM DISNEY	254687106
PEG	PUBLIC SVC ENTERPRISE GROUP	10,778	$478K	0.1%	$23.00	+41.6%	COM	744573106
GOOG	ALPHABET INC	575	$477K	0.1%	$35.69	+14.1%	CAP STK CL C	02079K107
ITW	ILLINOIS TOOL WKS INC	3,541	$469K	0.1%	$79.64	+31.3%	COM	452308109
VNQ	VANGUARD INDEX FDS	5,443	$450K	0.1%	$83.83	—	REIT ETF	922908553
—	BLACKROCK INC	1,162	$446K	0.1%	$347.91	—	COM	09247X101
HD	HOME DEPOT INC	3,011	$442K	0.1%	$114.37	0.0%	COM	437076102
CVX	CHEVRON CORP NEW	4,015	$431K	0.1%	$64.60	+18.8%	COM	166764100
CMCSA	COMCAST CORP NEW	11,448	$430K	0.1%	$25.30	+18.3%	CL A	20030N101
LOW	LOWES COS INC	4,927	$405K	0.1%	$59.42	+9.4%	COM	548661107
NOC	NORTHROP GRUMMAN CORP	1,694	$403K	0.1%	$122.40	+68.1%	COM	666807102
LULU	LULULEMON ATHLETICA INC	7,741	$402K	0.1%	$59.64	+10.4%	COM	550021109
KO	COCA COLA CO	9,380	$398K	0.1%	$28.91	+9.0%	COM	191216100
KHC	KRAFT HEINZ CO	4,258	$387K	0.1%	$48.73	+23.0%	COM	500754106
BND	VANGUARD BD INDEX FD INC	4,753	$385K	0.1%	$82.12	—	TOTAL BND MRKT	921937835
ORCL	ORACLE CORP	8,194	$366K	0.1%	$32.99	+10.6%	COM	68389X105
CNC	CENTENE CORP DEL	5,035	$359K	0.1%	$33.47	0.0%	COM	15135B101
BK	BANK NEW YORK MELLON CORP	7,473	$353K	0.1%	$31.79	+16.3%	COM	064058100
FBIN	FORTUNE BRANDS HOME & SEC IN	5,787	$352K	0.1%	$33.30	+29.0%	COM	34964C106
MDLZ	MONDELEZ INTL INC	8,101	$349K	0.1%	$32.60	+10.1%	CL A	609207105
CL	COLGATE PALMOLIVE CO	4,714	$345K	0.1%	$47.03	+20.9%	COM	194162103
JPM	JPMORGAN CHASE & CO	3,783	$332K	0.1%	$49.74	+40.1%	COM	46625H100
CSX	CSX CORP	6,997	$326K	0.1%	$7.41	+82.3%	COM	126408103
NSC	NORFOLK SOUTHERN CORP	2,908	$326K	0.1%	$83.99	+16.4%	COM	655844108
GDX	VANECK VECTORS ETF TR	14,258	$325K	0.1%	$27.56	—	GOLD MINERS ETF	92189F106
—	HARRIS CORP DEL	2,889	$321K	0.1%	$82.88	—	COM	413875105
STT	STATE STR CORP	3,976	$317K	0.1%	$60.93	0.0%	COM	857477103
MDT	MEDTRONIC PLC	3,874	$312K	0.1%	$61.89	+0.8%	SHS	G5960L103
VEU	VANGUARD INTL EQUITY INDEX F	6,531	$312K	0.1%	$44.89	—	ALLWRLD EX US	922042775
HSY	HERSHEY CO	2,830	$309K	0.1%	$67.11	+29.4%	COM	427866108
COP	CONOCOPHILLIPS	6,000	$299K	0.1%	$36.73	-0.4%	COM	20825C104
BMY	BRISTOL MYERS SQUIBB CO	5,369	$292K	0.1%	$39.93	0.0%	COM	110122108
—	LAKELAND BANCORP INC	14,875	$292K	0.1%	$19.63	—	COM	511637100
—	STERLING BANCORP DEL	12,024	$285K	0.1%	$13.37	—	COM	85917A100
IJR	ISHARES TR	4,060	$281K	0.1%	$92.63	—	CORE S&P SCP ETF	464287804
SHM	SPDR SER TR	5,575	$270K	0.1%	$48.83	—	NUVEEN BLMBRG SR	78468R739
ABBV	ABBVIE INC	4,078	$266K	0.1%	$38.44	+13.1%	COM	00287Y109
IVE	ISHARES TR	2,480	$258K	0.1%	$93.72	—	S&P 500 VAL ETF	464287408
IJT	ISHARES TR	1,648	$252K	0.1%	$152.91	—	SP SMCP600GR ETF	464287887
VBK	VANGUARD INDEX FDS	1,794	$252K	0.1%	$132.45	—	SML CP GRW ETF	922908595
IWM	ISHARES TR	1,787	$246K	0.1%	$115.01	—	RUSSELL 2000 ETF	464287655
LLY	LILLY ELI & CO	2,824	$238K	0.1%	$69.54	0.0%	COM	532457108
AMZN	AMAZON COM INC	269	$238K	0.1%	$41.67	0.0%	COM	023135106
D	DOMINION RES INC VA NEW	2,835	$220K	0.1%	$47.75	+7.3%	COM	25746U109
IYH	ISHARES TR	1,391	$217K	0.1%	$142.00	—	US HLTHCARE ETF	464287762
BDX	BECTON DICKINSON & CO	1,175	$215K	0.1%	$148.50	+2.8%	COM	075887109
PSX	PHILLIPS 66	2,690	$213K	0.1%	$54.64	+4.8%	COM	718546104
—	TIME WARNER INC	2,143	$209K	0.1%	$97.53	—	COM NEW	887317303
—	WALGREENS BOOTS ALLIANCE INC	2,451	$204K	0.1%	$82.72	—	COM	931427108
PBI	PITNEY BOWES INC	12,656	$166K	0.0%	$26.74	-47.2%	COM	724479100
—	STEWARDSHIP FINL CORP	18,702	$160K	0.0%	$5.31	—	COM	860326107
—	BOULDER GROWTH & INCOME FD I	17,027	$158K	0.0%	$8.60	—	COM	101507101