Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHZ	SCHWAB US AGGREGATE BOND ETF	410,041	$22.3B	8.6%	$54350.00	—	COM	808524839
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	272,620	$18.46B	7.1%	$82150.00	—	COM	921946885
VDE	VANGUARD ENERGY ETF	427,870	$15.59B	6.0%	$56888.35	—	COM	92204A306
VWO	VANGUARD FTSE EMERGING MARKET ETF	459,152	$14.86B	5.7%	$40190.23	—	COM	922042858
SCHP	SCHWAB US TIPS ETF	228,209	$13.17B	5.1%	$57680.00	—	COM	808524870
SCHO	SCHWAB SHORT TERM US TREASURY	248,889	$12.86B	5.0%	$50670.00	—	COM	808524862
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	589,803	$11.72B	4.5%	$26050.00	—	COM	808524706
VOE	VANGUARD MID CAP VALUE ETF	150,419	$11.56B	4.5%	$117010.67	—	COM	922908512
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	178,318	$10.01B	3.9%	$57640.00	—	COM	92203J407
VBR	VANGUARD SMALL CAP VALUE ETF	114,702	$9.542B	3.7%	$133580.00	—	COM	922908611
VOO	VANGUARD S&P 500 ETF	40,387	$9.134B	3.5%	$295302.88	—	COM	922908363
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	201,426	$8.343B	3.2%	$57420.00	—	COM	922042676
VGT	VANGUARD INFO TECHNOLOGY ETF	30,819	$6.222B	2.4%	$256565.19	—	COM	92204A702
—	SPDR SOLACTIVE CANADA ETF	122,279	$5.352B	2.1%	$61925.70	—	COM	78463X376
—	SPDR SOLACTIVE UNITED KINGDOM ETF	147,925	$5.185B	2.0%	$47215.18	—	COM	78463X335
FLAU	FRANKLIN FTSE AUSTRALIA ETF	294,272	$5.147B	2.0%	$22930.66	—	COM	35473P843
EIRL	ISHARES MSCI IRELAND CAPPED ETF	149,596	$4.566B	1.8%	$43714.50	—	COM	46429B507
EWH	ISHARES MSCI HONG KONG	231,026	$4.454B	1.7%	$23110.00	—	COM	464286871
QUS	SPDR USA STRATEGIC FACTORS	57,404	$4.213B	1.6%	$92893.56	—	COM	78468R812
VHT	VANGUARD HEALTH CARE ETF	24,852	$3.966B	1.5%	$184751.45	—	COM	92204A504
—	SPDR SOLACTIVE HONG KONG ETF	77,684	$3.966B	1.5%	$57053.44	—	COM	78463X145
MDYV	SPDR S&P 400 MID CAP VALUE ETF	119,039	$3.946B	1.5%	$43637.96	—	COM	78464A839
FLSW	FRANKLIN FTSE SWITZERLAND ETF	151,448	$3.604B	1.4%	$27328.65	—	COM	35473P694
EWN	ISHARES MSCI NETHERLANDS	137,286	$3.413B	1.3%	$32172.00	—	COM	464286814
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	158,621	$3.341B	1.3%	$27656.27	—	COM	464286640
EWL	ISHARES MSCI SWITZERLAND	94,347	$3.255B	1.3%	$40780.00	—	COM	464286749
ENZL	ISHARES MSCI NEW ZEALAND	69,707	$3.099B	1.2%	$55733.25	—	COM	464289123
VNQ	VANGUARD REIT INDEX ETF	45,764	$2.987B	1.1%	$93738.38	—	COM	922908553
SCHG	SCHWAB US LARGE CAP GROWTH ETF	35,930	$2.73B	1.1%	$95250.19	—	COM	808524300
EWD	ISHARES MSCI SWEDEN	101,569	$2.455B	0.9%	$30471.94	—	COM	464286756
VTI	VANGUARD TOTAL STOCK MARKET ETF	19,358	$2.38B	0.9%	$164960.02	—	COM	922908769
—	SPDR SOLACTIVE GERMANY ETF	54,725	$2.284B	0.9%	$58364.30	—	COM	78463X350
IXN	ISHARES GLOBAL TECHNOLOGY	12,999	$2.245B	0.9%	$218839.98	—	COM	464287291
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	56,140	$2.135B	0.8%	$57947.36	—	COM	78464A300
TFC	TRUIST FIINANCIAL CORP	63,814	$1.817B	0.7%	$40.89	-12.0%	COM	89832Q109
IXJ	ISHARES S&P GLOBAL HEALTHCARE	29,536	$1.734B	0.7%	$68220.00	—	COM	464287325
SCHH	SCHWAB US REIT ETF	35,151	$1.07B	0.4%	$46210.00	—	COM	808524847
NORW	GLOBAL X FTSE NORDIC 30 ETF	57,442	$1.007B	0.4%	$21770.00	—	COM	37950E101
WFC	WELLS FARGO CO	36,799	$978M	0.4%	$44.70	-18.0%	COM	949746101
IWN	ISHARES RUSSELL 2000 VALUE	11,725	$898M	0.3%	$116184.20	—	COM	464287630
SCHV	SCHWAB US LARGE CAP VALUE ETF	16,312	$689M	0.3%	$58919.98	—	COM	808524409
VEA	VANGUARD MSCI EAFE ETF	20,772	$662M	0.3%	$42890.01	—	COM	921943858
EWA	ISHARES MSCI AUSTRALIA	40,856	$613M	0.2%	$22310.00	—	COM	464286103
AAPL	APPLE COMPUTER INC	2,489	$600M	0.2%	$62.02	+14.6%	COM	037833100
MSFT	MICROSOFT	3,626	$552M	0.2%	$139.23	+12.3%	COM	594918104
SPY	SPDR S&P 500 ETF	2,228	$548M	0.2%	$324119.94	—	COM	78462F103
VTV	VANGUARD VALUE ETF	6,267	$534M	0.2%	$117269.99	—	COM	922908744
EPP	ISHARES MSCI PACIFIC EX-JAPAN	16,178	$531M	0.2%	$45009.99	—	COM	464286665
VO	VANGUARD MID CAP ETF	3,914	$490M	0.2%	$179159.94	—	COM	922908629
CCOI	COGENT COMMUN GROUP NEW	5,597	$453M	0.2%	$43.44	+26.1%	COM	19239V302
DIS	DISNEY WALT COMPANY DEL	4,539	$431M	0.2%	$135.71	-9.0%	COM	254687106
XOM	EXXON MOBIL CORPORATION	10,739	$403M	0.2%	$52.07	-19.2%	COM	30231G102
V	VIVENDI UNIVERSAL ADR	2,622	$401M	0.2%	$172.55	+4.7%	COM	92826C839
JNJ	JOHNSON & JOHNSON	3,089	$398M	0.2%	$114.10	+5.3%	COM	478160104
CVX	CHEVRONTEXACO CORP	5,784	$397M	0.2%	$89.68	-15.2%	COM	166764100
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	6,219	$387M	0.1%	$61040.07	—	COM	92206C102
ACN	ACCENTURE PLC CL A	2,414	$373M	0.1%	$178.42	-0.8%	COM	G1151C101
VZ	VERIZON COMMUNICATIONS	6,979	$369M	0.1%	$42.79	-4.1%	COM	92343V104
UNH	UNITEDHEALTH GROUP INC	1,443	$342M	0.1%	$236.60	+5.5%	COM	91324P102
IUSV	ISHARES CORE S&P US VALUE ETF	7,685	$338M	0.1%	$61480.00	—	COM	464287663
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,212	$333M	0.1%	$115819.74	—	COM	464287556
MCD	MC DONALDS CORP	1,963	$310M	0.1%	$171.93	-0.0%	COM	580135101
TXN	TEXAS INSTRUMENTS INC	3,191	$309M	0.1%	$103.75	-2.0%	COM	882508104
BRK/B	BERKSHIRE HATHAWAY CL B	1,636	$288M	0.1%	$217.17	-2.1%	COM	084670702
FISV	FISERV INC	3,200	$282M	0.1%	$110.41	+0.6%	COM	337738108
D	DOMINION RES INC VA NEW	3,956	$277M	0.1%	$62.41	+1.1%	COM	25746U109
UNP	UNION PACIFIC CORP	1,873	$256M	0.1%	$149.35	-2.9%	COM	907818108
LMT	LOCKHEED MARTIN CORP	750	$254M	0.1%	$324.81	+3.1%	COM	539830109
JPM	JP MORGAN CHASE & CO	2,805	$237M	0.1%	$108.67	-4.7%	COM	46625H100
IYE	ISHARES DJ US ENERGY	15,500	$226M	0.1%	$14580.00	—	COM	464287796
HON	HONEYWELL INTERNATIONAL	1,722	$223M	0.1%	$143.91	-5.1%	COM	438516106
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	8,645	$213M	0.1%	$32780.02	—	COM	808524805
PG	PROCTER & GAMBLE CO	1,945	$213M	0.1%	$105.24	-1.3%	COM	742718109
CMCSA	COMCAST CORP NEW CL A	6,314	$205M	0.1%	$36.05	0.0%	COM	20030N101
—	GMS INC	10,933	$159M	0.1%	$25303.30	—	COM	36251C103
SLVP	ISHARES MSCI GLOBAL SILVER MINERS	20,000	$153M	0.1%	$10349.90	—	COM	464286327
CDE	COEUR D ALENE MINES CORP	55,000	$145M	0.1%	$6.17	-15.7%	COM	192108504
—	ROSETTA STONE INC	10,000	$128M	0.0%	$17280.00	—	COM	777780107
—	AMPIO PHARMACEUTICAL	24,000	$12.72M	0.0%	$701.00	—	COM	03209T109
—	ACELRX PHARMACEUTICALS	11,206	$11.54M	0.0%	$1689.99	—	COM	00444T100