Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	302,051	$23.49B	7.5%	$81722.25	—	COM	921946885
SCHZ	SCHWAB US AGGREGATE BOND ETF	403,907	$22.72B	7.3%	$54350.00	—	COM	808524839
VWO	VANGUARD FTSE EMERGING MARKET ETF	463,410	$18.36B	5.9%	$40190.23	—	COM	922042858
VOE	VANGUARD MID CAP VALUE ETF	179,126	$17.14B	5.5%	$113595.39	—	COM	922908512
VDE	VANGUARD ENERGY ETF	348,708	$16.94B	5.4%	$56888.35	—	COM	92204A306
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	285,993	$13.34B	4.3%	$54238.31	—	COM	922042676
SCHP	SCHWAB US TIPS ETF	217,384	$13.05B	4.2%	$57680.00	—	COM	808524870
SCHO	SCHWAB SHORT TERM US TREASURY	242,518	$12.52B	4.0%	$50670.00	—	COM	808524862
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	512,290	$12.47B	4.0%	$26050.00	—	COM	808524706
VBR	VANGUARD SMALL CAP VALUE ETF	114,512	$12.24B	3.9%	$133580.00	—	COM	922908611
VOO	VANGUARD S&P 500 ETF	40,023	$11.34B	3.6%	$295302.88	—	COM	922908363
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	174,934	$10.1B	3.2%	$57640.00	—	COM	92203J407
VGT	VANGUARD INFO TECHNOLOGY ETF	31,079	$8.662B	2.8%	$256565.19	—	COM	92204A702
FLAU	FRANKLIN FTSE AUSTRALIA ETF	326,486	$7.346B	2.4%	$22888.17	—	COM	35473P843
—	SPDR SOLACTIVE HONG KONG ETF	117,543	$6.742B	2.2%	$57156.34	—	COM	78463X145
—	SPDR SOLACTIVE CANADA ETF	114,901	$6.177B	2.0%	$61925.70	—	COM	78463X376
MDYV	SPDR S&P 400 MID CAP VALUE ETF	139,384	$5.942B	1.9%	$43490.83	—	COM	78464A839
—	SPDR SOLACTIVE UNITED KINGDOM ETF	141,508	$5.604B	1.8%	$47215.18	—	COM	78463X335
VNQ	VANGUARD REIT INDEX ETF	70,470	$5.534B	1.8%	$88406.47	—	COM	922908553
QUS	SPDR USA STRATEGIC FACTORS	62,106	$5.485B	1.8%	$92546.55	—	COM	78468R812
VHT	VANGUARD HEALTH CARE ETF	27,866	$5.368B	1.7%	$185605.75	—	COM	92204A504
EIRL	ISHARES MSCI IRELAND CAPPED ETF	139,458	$5.278B	1.7%	$43714.50	—	COM	46429B507
FLSW	FRANKLIN FTSE SWITZERLAND ETF	180,537	$4.838B	1.6%	$27243.10	—	COM	35473P694
ENZL	ISHARES MSCI NEW ZEALAND	77,152	$4.372B	1.4%	$55823.64	—	COM	464289123
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	169,719	$4.277B	1.4%	$27495.65	—	COM	464286640
EWN	ISHARES MSCI NETHERLANDS	129,397	$4.233B	1.4%	$32172.00	—	COM	464286814
EWH	ISHARES MSCI HONG KONG	168,523	$3.601B	1.2%	$23110.00	—	COM	464286871
SCHG	SCHWAB US LARGE CAP GROWTH ETF	29,471	$2.992B	1.0%	$95250.19	—	COM	808524300
VTI	VANGUARD TOTAL STOCK MARKET ETF	19,106	$2.991B	1.0%	$164960.02	—	COM	922908769
IXN	ISHARES GLOBAL TECHNOLOGY	12,445	$2.931B	0.9%	$218839.98	—	COM	464287291
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	58,850	$2.891B	0.9%	$57540.86	—	COM	78464A300
EWL	ISHARES MSCI SWITZERLAND	67,178	$2.617B	0.8%	$40780.00	—	COM	464286749
TFC	TRUIST FIINANCIAL CORP	63,814	$2.396B	0.8%	$40.89	-32.2%	COM	89832Q109
EFNL	ISHARES MSCI FINLAND ETF	58,248	$2.085B	0.7%	$35798.00	—	COM	46429B515
SCHH	SCHWAB US REIT ETF	58,274	$2.052B	0.7%	$41849.19	—	COM	808524847
IXJ	ISHARES S&P GLOBAL HEALTHCARE	28,637	$1.97B	0.6%	$68220.00	—	COM	464287325
EDEN	ISHARES MSCI DENMARK ETF	24,250	$1.787B	0.6%	$73678.60	—	COM	46429B523
EWD	ISHARES MSCI SWEDEN	53,514	$1.663B	0.5%	$30471.94	—	COM	464286756
—	SPDR SOLACTIVE GERMANY ETF	30,272	$1.655B	0.5%	$58364.30	—	COM	78463X350
IWN	ISHARES RUSSELL 2000 VALUE	10,932	$1.065B	0.3%	$116184.20	—	COM	464287630
WFC	WELLS FARGO CO	36,426	$933M	0.3%	$44.70	-46.4%	COM	949746101
SCHV	SCHWAB US LARGE CAP VALUE ETF	15,455	$774M	0.2%	$58919.98	—	COM	808524409
MSFT	MICROSOFT	3,626	$738M	0.2%	$139.23	+24.3%	COM	594918104
AAPL	APPLE COMPUTER INC	2,385	$651M	0.2%	$62.02	+21.1%	COM	037833100
VEA	VANGUARD MSCI EAFE ETF	16,675	$647M	0.2%	$42890.01	—	COM	921943858
VO	VANGUARD MID CAP ETF	3,914	$642M	0.2%	$179159.94	—	COM	922908629
VTV	VANGUARD VALUE ETF	6,027	$600M	0.2%	$117269.99	—	COM	922908744
NORW	GLOBAL X FTSE NORDIC 30 ETF	27,627	$594M	0.2%	$21770.00	—	COM	37950E101
ACN	ACCENTURE PLC CL A	2,414	$518M	0.2%	$178.42	-2.1%	COM	G1151C101
V	VIVENDI UNIVERSAL ADR	2,622	$506M	0.2%	$172.55	+1.7%	COM	92826C839
DIS	DISNEY WALT COMPANY DEL	4,531	$505M	0.2%	$135.71	-20.5%	COM	254687106
CVX	CHEVRONTEXACO CORP	5,654	$505M	0.2%	$89.68	-22.1%	COM	166764100
XOM	EXXON MOBIL CORPORATION	10,093	$451M	0.1%	$52.07	-33.1%	COM	30231G102
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,212	$439M	0.1%	$115819.74	—	COM	464287556
CCOI	COGENT COMMUN GROUP NEW	5,597	$433M	0.1%	$43.44	+36.4%	COM	19239V302
UNH	UNITEDHEALTH GROUP INC	1,443	$426M	0.1%	$236.60	+10.4%	COM	91324P102
JNJ	JOHNSON & JOHNSON	3,017	$424M	0.1%	$114.10	+8.9%	COM	478160104
TXN	TEXAS INSTRUMENTS INC	3,191	$405M	0.1%	$103.75	-4.1%	COM	882508104
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	6,219	$387M	0.1%	$61040.07	—	COM	92206C102
EWA	ISHARES MSCI AUSTRALIA	19,408	$374M	0.1%	$22310.00	—	COM	464286103
MCD	MC DONALDS CORP	1,963	$362M	0.1%	$171.93	-6.4%	COM	580135101
VZ	VERIZON COMMUNICATIONS	6,358	$351M	0.1%	$42.79	-4.8%	COM	92343V104
VDC	VANGUARD CONSUMR STAPLES ETF	2,171	$325M	0.1%	$149569.78	—	COM	92204A207
D	DOMINION RES INC VA NEW	3,957	$321M	0.1%	$62.41	+0.4%	COM	25746U109
UNP	UNION PACIFIC CORP	1,873	$317M	0.1%	$149.35	-5.3%	COM	907818108
FISV	FISERV INC	3,200	$312M	0.1%	$110.41	-8.8%	COM	337738108
CDE	COEUR D ALENE MINES CORP	55,000	$279M	0.1%	$6.17	-26.2%	COM	192108504
BRK/B	BERKSHIRE HATHAWAY CL B	1,553	$277M	0.1%	$217.17	-15.9%	COM	084670702
LMT	LOCKHEED MARTIN CORP	750	$274M	0.1%	$324.81	-0.3%	COM	539830109
—	GMS INC	10,933	$269M	0.1%	$25303.30	—	COM	36251C103
HON	HONEYWELL INTERNATIONAL	1,722	$249M	0.1%	$143.91	-18.1%	COM	438516106
JPM	JP MORGAN CHASE & CO	2,604	$245M	0.1%	$108.67	-24.8%	COM	46625H100
PG	PROCTER & GAMBLE CO	1,945	$233M	0.1%	$105.24	-3.5%	COM	742718109
IUSV	ISHARES CORE S&P US VALUE ETF	4,374	$228M	0.1%	$61480.00	—	COM	464287663
LOW	LOWES COMPANIES INC	1,687	$228M	0.1%	$103.31	0.0%	COM	548661107
—	ROSETTA STONE INC	10,000	$169M	0.1%	$17280.00	—	COM	777780107
SLVP	ISHARES MSCI GLOBAL SILVER MINERS	10,000	$134M	0.0%	$10349.90	—	COM	464286327
—	AMPIO PHARMACEUTICAL	24,000	$15.29M	0.0%	$701.00	—	COM	03209T109
—	ACELRX PHARMACEUTICALS	11,206	$13.56M	0.0%	$1689.99	—	COM	00444T100