Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SNDK	SANDISK CORP	195	$443K	0.1%	$2273.73	—	COM	80004C200
WDC	WESTERN DIGITAL CORP	586	$374K	0.1%	$638.72	—	COM	958102105
XOM	EXXON MOBIL CORP	2,608	$357K	0.1%	$136.72	—	COM	30231G102
DELL	DELL TECHNOLOGIES INC	670	$289K	0.1%	$431.46	—	CL C	24703L202
PFE	PFIZER INC	9,449	$228K	0.0%	$24.08	—	COM	717081103
AMD	ADVANCED MICRO DEVICES INC	373	$217K	0.0%	$580.91	—	COM	007903107
FLEX	FLEX LTD	1,310	$212K	0.0%	$162.07	—	ORD	Y2573F102
LRCX	LAM RESEARCH CORP	480	$208K	0.0%	$433.33	—	COM NEW	512807306
ROK	ROCKWELL AUTOMATION INC	413	$204K	0.0%	$495.08	—	COM	773903109
AMAT	APPLIED MATLS INC	282	$204K	0.0%	$723.00	—	COM	038222105

Increased Positions (25)

IVV ISHARES TR 9.0%

Value $46.34M (+29.6%) Shares 61,877 (+13.1%) Est. Cost $537.56 Unrealized —

SCHX SCHWAB STRATEGIC TR 12.7%

Value $65.41M (+17.2%) Shares 2,222,715 (+2.1%) Est. Cost $34.11 Unrealized —

IEFA ISHARES TR 3.2%

Value $16.63M (+27.9%) Shares 172,207 (+19.9%) Est. Cost $77.09 Unrealized —

IEMG ISHARES TR 2.9%

Value $14.77M (+31.5%) Shares 178,341 (+10.9%) Est. Cost $59.38 Unrealized —

AGG ISHARES TR 4.1%

Value $21.02M (+17.6%) Shares 212,383 (+18.0%) Est. Cost $101.16 Unrealized —

LQD ISHARES TR 4.6%

Value $23.43M (+15.4%) Shares 214,856 (+15.4%) Est. Cost $110.44 Unrealized —

IJR ISHARES TR 1.6%

Value $8.318M (+31.9%) Shares 56,092 (+10.6%) Est. Cost $111.22 Unrealized —

SCHB SCHWAB STRATEGIC TR 2.3%

Value $12M (+18.2%) Shares 414,502 (+2.4%) Est. Cost $37.00 Unrealized —

IJH ISHARES TR 1.8%

Value $9.433M (+23.5%) Shares 122,347 (+8.2%) Est. Cost $83.43 Unrealized —

EMB ISHARES TR 2.8%

Value $14.45M (+13.7%) Shares 149,825 (+10.8%) Est. Cost $97.94 Unrealized —

SPYM SPDR SERIES TRUST 2.4%

Value $12.14M (+16.8%) Shares 138,155 (+1.7%) Est. Cost $33.52 Unrealized —

ITOT ISHARES TR 1.1%

Value $5.652M (+33.9%) Shares 34,409 (+16.2%) Est. Cost $120.86 Unrealized —

HYG ISHARES TR 4.9%

Value $25.04M (+5.5%) Shares 313,153 (+5.0%) Est. Cost $79.51 Unrealized —

DGRO ISHARES TR 0.6%

Value $2.969M (+39.8%) Shares 39,174 (+29.5%) Est. Cost $62.80 Unrealized —

VUG VANGUARD INDEX FDS 0.0%

Value $219K (-74.9%) Shares 2,547 (+27.2%) Est. Cost $230.60 Unrealized —

SPDW SPDR INDEX SHS FDS 0.9%

Value $4.424M (+13.0%) Shares 87,787 (+2.4%) Est. Cost $31.16 Unrealized —

MUB ISHARES TR 1.9%

Value $9.821M (+5.3%) Shares 91,254 (+3.8%) Est. Cost $108.93 Unrealized —

IWF ISHARES TR 0.6%

Value $3.297M (+16.5%) Shares 26,552 (+300.0%) Est. Cost $126.07 Unrealized —

SPY SPDR TR S&P 500 ETF TR 0.2%

Value $998K (+49.5%) Shares 1,336 (+30.2%) Est. Cost $593.37 Unrealized —

SPIB SPDR SERIES TRUST 1.1%

Value $5.736M (+5.2%) Shares 171,424 (+5.5%) Est. Cost $33.91 Unrealized —

SPTM SPDR SERIES TRUST 0.3%

Value $1.548M (+18.8%) Shares 17,052 (+3.4%) Est. Cost $40.51 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $1.151M (+17.1%) Shares 1,676 (+1.9%) Est. Cost $509.91 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value $626K (+16.6%) Shares 1,691 (+1.1%) Est. Cost $224.30 Unrealized —

SHY ISHARES TR 0.2%

Value $842K (+11.6%) Shares 10,253 (+12.2%) Est. Cost $82.16 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value $258K (+20.1%) Shares 3,082 (+7.7%) Est. Cost $75.73 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	61,877 (+13.1%)	$46.34M (+29.6%)	9.0%	$537.56	—	CORE S&P500 ETF	464287200
SCHX	SCHWAB STRATEGIC TR	2,222,715 (+2.1%)	$65.41M (+17.2%)	12.7%	$34.11	—	US LRG CAP ETF	808524201
IEFA	ISHARES TR	172,207 (+19.9%)	$16.63M (+27.9%)	3.2%	$77.09	—	CORE MSCI EAFE	46432F842
IEMG	ISHARES TR	178,341 (+10.9%)	$14.77M (+31.5%)	2.9%	$59.38	—	CORE MSCI EMKT	46434G103
AGG	ISHARES TR	212,383 (+18.0%)	$21.02M (+17.6%)	4.1%	$101.16	—	CORE US AGGBD ET	464287226
LQD	ISHARES TR	214,856 (+15.4%)	$23.43M (+15.4%)	4.6%	$110.44	—	IBOXX INV CP ETF	464287242
IJR	ISHARES TR	56,092 (+10.6%)	$8.318M (+31.9%)	1.6%	$111.22	—	CORE S&P SCP ETF	464287804
SCHB	SCHWAB STRATEGIC TR	414,502 (+2.4%)	$12M (+18.2%)	2.3%	$37.00	—	US BRD MKT ETF	808524102
IJH	ISHARES TR	122,347 (+8.2%)	$9.433M (+23.5%)	1.8%	$83.43	—	CORE S&P MCP ETF	464287507
EMB	ISHARES TR	149,825 (+10.8%)	$14.45M (+13.7%)	2.8%	$97.94	—	JPMORGAN USD EMG	464288281
SPYM	SPDR SERIES TRUST	138,155 (+1.7%)	$12.14M (+16.8%)	2.4%	$33.52	—	STATE STREET SPD	78464A854
ITOT	ISHARES TR	34,409 (+16.2%)	$5.652M (+33.9%)	1.1%	$120.86	—	CORE S&P TTL STK	464287150
HYG	ISHARES TR	313,153 (+5.0%)	$25.04M (+5.5%)	4.9%	$79.51	—	IBOXX HI YD ETF	464288513
DGRO	ISHARES TR	39,174 (+29.5%)	$2.969M (+39.8%)	0.6%	$62.80	—	CORE DIV GRWTH	46434V621
VUG	VANGUARD INDEX FDS	2,547 (+27.2%)	$219K (-74.9%)	0.0%	$230.60	—	GROWTH ETF	922908736
SPDW	SPDR INDEX SHS FDS	87,787 (+2.4%)	$4.424M (+13.0%)	0.9%	$31.16	—	PORTFOLIO DEVLPD	78463X889
MUB	ISHARES TR	91,254 (+3.8%)	$9.821M (+5.3%)	1.9%	$108.93	—	NATIONAL MUN ETF	464288414
IWF	ISHARES TR	26,552 (+300.0%)	$3.297M (+16.5%)	0.6%	$126.07	—	RUS 1000 GRW ETF	464287614
SPY	SPDR TR S&P 500 ETF TR	1,336 (+30.2%)	$998K (+49.5%)	0.2%	$593.37	—	TR UNIT	78462F103
SPIB	SPDR SERIES TRUST	171,424 (+5.5%)	$5.736M (+5.2%)	1.1%	$33.91	—	PORTFOLIO INTRMD	78464A375
SPTM	SPDR SERIES TRUST	17,052 (+3.4%)	$1.548M (+18.8%)	0.3%	$40.51	—	PORTFOLIO TL STK	78464A805
VOO	VANGUARD INDEX FDS	1,676 (+1.9%)	$1.151M (+17.1%)	0.2%	$509.91	—	S&P 500 ETF SHS	922908363
VTI	VANGUARD INDEX FDS	1,691 (+1.1%)	$626K (+16.6%)	0.1%	$224.30	—	TOTAL STK MKT	922908769
SHY	ISHARES TR	10,253 (+12.2%)	$842K (+11.6%)	0.2%	$82.16	—	1 3 YR TREAS BD	464287457
VEU	VANGUARD INTL EQUITY INDEX F	3,082 (+7.7%)	$258K (+20.1%)	0.1%	$75.73	—	ALLWRLD EX US	922042775

Exited Positions (4)

VTV VANGUARD INDEX FDS 0.1%

Value $517K Shares 2,635 Est. Cost $138.11 Unrealized —

BK BANK NEW YORK MELLON CORP 0.1%

Value $305K Shares 2,575 Est. Cost $83.84 Unrealized —

HSY HERSHEY CO 0.0%

Value $229K Shares 1,100 Est. Cost $179.65 Unrealized —

LVS LAS VEGAS SANDS CORP 0.0%

Value $207K Shares 3,850 Est. Cost $52.28 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	2,635	$517K	0.1%	$138.11	—	—	922908744
BK	BANK NEW YORK MELLON CORP	2,575	$305K	0.1%	$83.84	—	—	064058100
HSY	HERSHEY CO	1,100	$229K	0.0%	$179.65	—	—	427866108
LVS	LAS VEGAS SANDS CORP	3,850	$207K	0.0%	$52.28	—	—	517834107

Decreased Positions (25)

SCHM SCHWAB STRATEGIC TR 2.6%

Value $13.44M (+15.4%) Shares 364,410 (-3.1%) Est. Cost $35.79 Unrealized —

SCHA SCHWAB STRATEGIC TR 2.1%

Value $10.65M (+17.8%) Shares 294,689 (-5.2%) Est. Cost $40.53 Unrealized —

SCHZ SCHWAB STRATEGIC TR 4.3%

Value $22.13M (-6.1%) Shares 956,732 (-5.7%) Est. Cost $37.24 Unrealized —

FLRN SPDR SER TR 3.1%

Value $15.82M (-8.0%) Shares 512,832 (-8.2%) Est. Cost $30.59 Unrealized —

SCHE SCHWAB STRATEGIC TR 3.4%

Value $17.28M (+6.9%) Shares 476,643 (-2.8%) Est. Cost $26.71 Unrealized —

AAPL APPLE INC 1.6%

Value $8.077M (+12.4%) Shares 27,914 (-1.4%) Est. Cost $113.19 Unrealized —

SCHD SCHWAB STRATEGIC TR 1.1%

Value $5.695M (-11.8%) Shares 179,585 (-14.7%) Est. Cost $41.30 Unrealized —

TFI SPDR SER TR 0.4%

Value $1.887M (-23.3%) Shares 41,200 (-24.1%) Est. Cost $48.58 Unrealized —

CORP PIMCO ETF TR 0.3%

Value $1.619M (-25.2%) Shares 16,707 (-25.3%) Est. Cost $105.26 Unrealized —

PCY INVESCO EXCHNG TRADED FD TR 0.8%

Value $4.301M (-7.2%) Shares 198,661 (-10.4%) Est. Cost $25.36 Unrealized —

CSCO CISCO SYS INC 0.2%

Value $1.08M (+42.1%) Shares 9,191 (-6.1%) Est. Cost $47.86 Unrealized —

SPSM SPDR SER TR 0.4%

Value $1.877M (+14.7%) Shares 32,540 (-3.9%) Est. Cost $32.29 Unrealized —

SPAB SPDR SERIES TRUST 1.7%

Value $8.638M (-2.6%) Shares 338,462 (-2.2%) Est. Cost $27.99 Unrealized —

SPMD SPDR SERIES TRUST 0.4%

Value $2.281M (+10.6%) Shares 33,759 (-3.0%) Est. Cost $34.89 Unrealized —

CVX CHEVRON CORP NEW 0.1%

Value $414K (-22.2%) Shares 2,499 (-2.9%) Est. Cost $73.97 Unrealized —

NEE NEXTERA ENERGY INC 0.1%

Value $373K (-19.9%) Shares 4,245 (-15.2%) Est. Cost $64.86 Unrealized —

— GE AEROSPACE 0.1%

Value $368K (+29.7%) Shares 985 (-1.5%) Est. Cost $298.26 Unrealized —

JPM JPMORGAN CHASE & CO 0.2%

Value $1.164M (-5.1%) Shares 3,557 (-14.8%) Est. Cost $69.09 Unrealized —

LLY ELI LILLY & CO 0.1%

Value $267K (+27.5%) Shares 223 (-2.2%) Est. Cost $965.58 Unrealized —

TSLA TESLA INC 0.0%

Value $228K (-15.9%) Shares 541 (-25.7%) Est. Cost $346.84 Unrealized —

IWD ISHARES TR 0.1%

Value $406K (+10.2%) Shares 1,675 (-2.9%) Est. Cost $113.53 Unrealized —

COKE COCA COLA CONSOLIDATED INC 0.1%

Value $690K (+5.6%) Shares 8,489 (-1.2%) Est. Cost $31.34 Unrealized —

QQQ INVESCO QQQ TR 0.4%

Value $1.906M (-1.4%) Shares 2,588 (-22.7%) Est. Cost $487.71 Unrealized —

SPYD SPDR SER TR 0.3%

Value $1.536M (-0.9%) Shares 32,198 (-5.5%) Est. Cost $39.15 Unrealized —

DIS DISNEY WALT CO 0.0%

Value $215K (-1.7%) Shares 2,236 (-1.6%) Est. Cost $141.17 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHM	SCHWAB STRATEGIC TR	364,410 (-3.1%)	$13.44M (+15.4%)	2.6%	$35.79	—	US MID-CAP ETF	808524508
SCHA	SCHWAB STRATEGIC TR	294,689 (-5.2%)	$10.65M (+17.8%)	2.1%	$40.53	—	US SML CAP ETF	808524607
SCHZ	SCHWAB STRATEGIC TR	956,732 (-5.7%)	$22.13M (-6.1%)	4.3%	$37.24	—	US AGGREGATE B	808524839
FLRN	SPDR SER TR	512,832 (-8.2%)	$15.82M (-8.0%)	3.1%	$30.59	—	BLOMBERG BRC INV	78468R200
SCHE	SCHWAB STRATEGIC TR	476,643 (-2.8%)	$17.28M (+6.9%)	3.4%	$26.71	—	EMRG MKTEQ ETF	808524706
AAPL	APPLE INC	27,914 (-1.4%)	$8.077M (+12.4%)	1.6%	$113.19	—	COM	037833100
SCHD	SCHWAB STRATEGIC TR	179,585 (-14.7%)	$5.695M (-11.8%)	1.1%	$41.30	—	US DIVIDEND EQ	808524797
TFI	SPDR SER TR	41,200 (-24.1%)	$1.887M (-23.3%)	0.4%	$48.58	—	NUVEEN BRC MUNIC	78468R721
CORP	PIMCO ETF TR	16,707 (-25.3%)	$1.619M (-25.2%)	0.3%	$105.26	—	INV GRD CRP BD	72201R817
PCY	INVESCO EXCHNG TRADED FD TR	198,661 (-10.4%)	$4.301M (-7.2%)	0.8%	$25.36	—	EMRNG MKT SVRG	46138E784
CSCO	CISCO SYS INC	9,191 (-6.1%)	$1.08M (+42.1%)	0.2%	$47.86	—	COM	17275R102
SPSM	SPDR SER TR	32,540 (-3.9%)	$1.877M (+14.7%)	0.4%	$32.29	—	PORTFOLIO SM ETF	78468R853
SPAB	SPDR SERIES TRUST	338,462 (-2.2%)	$8.638M (-2.6%)	1.7%	$27.99	—	PORTFOLIO AGRGTE	78464A649
SPMD	SPDR SERIES TRUST	33,759 (-3.0%)	$2.281M (+10.6%)	0.4%	$34.89	—	PORTFOLIO MD ETF	78464A847
CVX	CHEVRON CORP NEW	2,499 (-2.9%)	$414K (-22.2%)	0.1%	$73.97	—	COM	166764100
NEE	NEXTERA ENERGY INC	4,245 (-15.2%)	$373K (-19.9%)	0.1%	$64.86	—	COM	65339F101
—	GE AEROSPACE	985 (-1.5%)	$368K (+29.7%)	0.1%	$298.26	—	COM NEW	369604951
JPM	JPMORGAN CHASE & CO	3,557 (-14.8%)	$1.164M (-5.1%)	0.2%	$69.09	—	COM	46625H100
LLY	ELI LILLY & CO	223 (-2.2%)	$267K (+27.5%)	0.1%	$965.58	—	COM	532457108
TSLA	TESLA INC	541 (-25.7%)	$228K (-15.9%)	0.0%	$346.84	—	COM	88160R101
IWD	ISHARES TR	1,675 (-2.9%)	$406K (+10.2%)	0.1%	$113.53	—	RUS 1000 VAL ETF	464287598
COKE	COCA COLA CONSOLIDATED INC	8,489 (-1.2%)	$690K (+5.6%)	0.1%	$31.34	—	COM	191098102
QQQ	INVESCO QQQ TR	2,588 (-22.7%)	$1.906M (-1.4%)	0.4%	$487.71	—	UNIT SER 1	46090E103
SPYD	SPDR SER TR	32,198 (-5.5%)	$1.536M (-0.9%)	0.3%	$39.15	—	PRTFLO S&P500 HI	78468R788
DIS	DISNEY WALT CO	2,236 (-1.6%)	$215K (-1.7%)	0.0%	$141.17	—	COM	254687106

Unchanged Positions (43)

SCHF SCHWAB STRATEGIC TR 4.3%

Value $21.89M Shares 790,195 Est. Cost $25.43 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.7%

Value $3.455M Shares 102,084 Est. Cost $39.14 Unrealized —

CL COLGATE PALMOLIVE CO 1.1%

Value $5.858M Shares 63,891 Est. Cost $83.85 Unrealized —

SPEM SPDR INDEX SHS FDS 0.9%

Value $4.679M Shares 90,365 Est. Cost $36.37 Unrealized —

GOOG ALPHABET INC 0.4%

Value $2.042M Shares 5,779 Est. Cost $153.20 Unrealized —

GOOGL ALPHABET INC 0.3%

Value $1.497M Shares 4,190 Est. Cost $168.66 Unrealized —

T AT&T INC 0.1%

Value $599K Shares 28,921 Est. Cost $15.96 Unrealized —

NVDA NVIDIA CORPORATION 0.3%

Value $1.666M Shares 8,326 Est. Cost $110.64 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.3%

Value $1.487M Shares 6,989 Est. Cost $149.77 Unrealized —

AMZN AMAZON COM INC 0.2%

Value $1.126M Shares 4,725 Est. Cost $156.08 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.1%

Value $314K Shares 755 Est. Cost $371.39 Unrealized —

FLOT ISHARES TR 2.7%

Value $13.7M Shares 268,368 Est. Cost $50.72 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.2%

Value $843K Shares 24,210 Est. Cost $33.41 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFAC 0.1%

Value $310K Shares 650 Est. Cost $337.95 Unrealized —

BAC BANK AMER CORP 0.1%

Value $609K Shares 10,683 Est. Cost $24.42 Unrealized —

AVGO BROADCOM INC 0.1%

Value $488K Shares 1,292 Est. Cost $306.83 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value $613K Shares 2,179 Est. Cost $157.07 Unrealized —

NFLX NETFLIX INC 0.0%

Value $243K Shares 3,410 Est. Cost $105.71 Unrealized —

GEV GE VERNOVA INC 0.1%

Value $323K Shares 275 Est. Cost $736.93 Unrealized —

MRK MERCK & CO INC 0.2%

Value $1.185M Shares 9,225 Est. Cost $55.86 Unrealized —

JNJ JOHNSON & JOHNSON 0.4%

Value $1.83M Shares 7,207 Est. Cost $113.16 Unrealized —

TT TRANE TECHNOLOGIES PLC 0.1%

Value $427K Shares 869 Est. Cost $413.59 Unrealized —

DFUS DIMENSIONAL ETF TRUST 0.1%

Value $469K Shares 5,721 Est. Cost $47.15 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $649K Shares 2,741 Est. Cost $159.17 Unrealized —

V VISA INC 0.1%

Value $469K Shares 1,366 Est. Cost $322.35 Unrealized —

HD HOME DEPOT INC 0.2%

Value $784K Shares 2,224 Est. Cost $354.52 Unrealized —

C CITIGROUP INC 0.1%

Value $278K Shares 1,986 Est. Cost $94.11 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.0%

Value $253K Shares 5,978 Est. Cost $39.55 Unrealized —

VT VANGUARD INTL EQUITY INDEX F 0.1%

Value $371K Shares 2,365 Est. Cost $97.00 Unrealized —

IWP ISHARES TR 0.1%

Value $316K Shares 2,156 Est. Cost $117.29 Unrealized —

PNC PNC FINL SVCS GROUP INC 0.0%

Value $241K Shares 978 Est. Cost $192.78 Unrealized —

MMM 3M CO 0.0%

Value $233K Shares 1,439 Est. Cost $163.96 Unrealized —

COST COSTCO WHSL CORP NEW 0.1%

Value $356K Shares 381 Est. Cost $731.40 Unrealized —

META META PLATFORMS INC 0.2%

Value $1.096M Shares 1,945 Est. Cost $392.94 Unrealized —

LIN LINDE PLC 0.1%

Value $463K Shares 893 Est. Cost $470.63 Unrealized —

PM PHILIP MORRIS INTL INC 0.0%

Value $246K Shares 3,424 Est. Cost $175.91 Unrealized —

MSFT MICROSOFT CORP 0.5%

Value $2.347M Shares 6,292 Est. Cost $214.45 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $355K Shares 709 Est. Cost $484.49 Unrealized —

SHYG ISHARES TR 1.2%

Value $6.032M Shares 142,228 Est. Cost $44.96 Unrealized —

SPSB SPDR SER TR 0.0%

Value $222K Shares 7,641 Est. Cost $28.91 Unrealized —

SCHO SCHWAB STRATEGIC TR 0.2%

Value $1.221M Shares 50,588 Est. Cost $35.14 Unrealized —

ORCL ORACLE CORP 0.0%

Value $249K Shares 1,696 Est. Cost $126.48 Unrealized —

PEG PUBLIC SVC ENTERPRISE GRP IN 0.1%

Value $264K Shares 3,252 Est. Cost $57.62 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	790,195	$21.89M	4.3%	$25.43	—	INTL EQTY ETF	808524805
SCHG	SCHWAB STRATEGIC TR	102,084	$3.455M	0.7%	$39.14	—	US LCAP GR ETF	808524300
CL	COLGATE PALMOLIVE CO	63,891	$5.858M	1.1%	$83.85	—	COM	194162103
SPEM	SPDR INDEX SHS FDS	90,365	$4.679M	0.9%	$36.37	—	PORTFOLIO EMG MK	78463X509
GOOG	ALPHABET INC	5,779	$2.042M	0.4%	$153.20	—	CAP STK CL C	02079K107
GOOGL	ALPHABET INC	4,190	$1.497M	0.3%	$168.66	—	CAP STK CL A	02079K305
T	AT&T INC	28,921	$599K	0.1%	$15.96	—	COM	00206R102
NVDA	NVIDIA CORPORATION	8,326	$1.666M	0.3%	$110.64	—	COM	67066G104
RSP	INVESCO EXCHANGE TRADED FD T	6,989	$1.487M	0.3%	$149.77	—	S&P500 EQL WGT	46137V357
AMZN	AMAZON COM INC	4,725	$1.126M	0.2%	$156.08	—	COM	023135106
UNH	UNITEDHEALTH GROUP INC	755	$314K	0.1%	$371.39	—	COM	91324P102
FLOT	ISHARES TR	268,368	$13.7M	2.7%	$50.72	—	FLTG RATE NT ETF	46429B655
SCHV	SCHWAB STRATEGIC TR	24,210	$843K	0.2%	$33.41	—	US LCAP VA ETF	808524409
TSM	TAIWAN SEMICONDUCTOR MANUFAC	650	$310K	0.1%	$337.95	—	SPONSORED ADS	874039100
BAC	BANK AMER CORP	10,683	$609K	0.1%	$24.42	—	COM	060505104
AVGO	BROADCOM INC	1,292	$488K	0.1%	$306.83	—	COM	11135F101
IBM	INTERNATIONAL BUSINESS MACHS	2,179	$613K	0.1%	$157.07	—	COM	459200101
NFLX	NETFLIX INC	3,410	$243K	0.0%	$105.71	—	COM	64110L106
GEV	GE VERNOVA INC	275	$323K	0.1%	$736.93	—	COM	36828A101
MRK	MERCK & CO INC	9,225	$1.185M	0.2%	$55.86	—	COM	58933Y105
JNJ	JOHNSON & JOHNSON	7,207	$1.83M	0.4%	$113.16	—	COM	478160104
TT	TRANE TECHNOLOGIES PLC	869	$427K	0.1%	$413.59	—	SHS	G8994E103
DFUS	DIMENSIONAL ETF TRUST	5,721	$469K	0.1%	$47.15	—	US EQUITY ETF	25434V401
VIG	VANGUARD SPECIALIZED FUNDS	2,741	$649K	0.1%	$159.17	—	DIV APP ETF	921908844
V	VISA INC	1,366	$469K	0.1%	$322.35	—	COM CL A	92826C839
HD	HOME DEPOT INC	2,224	$784K	0.2%	$354.52	—	COM	437076102
C	CITIGROUP INC	1,986	$278K	0.1%	$94.11	—	COM NEW	172967424
VZ	VERIZON COMMUNICATIONS INC	5,978	$253K	0.0%	$39.55	—	COM	92343V104
VT	VANGUARD INTL EQUITY INDEX F	2,365	$371K	0.1%	$97.00	—	TT WRLD ST ETF	922042742
IWP	ISHARES TR	2,156	$316K	0.1%	$117.29	—	RUS MD CP GR ETF	464287481
PNC	PNC FINL SVCS GROUP INC	978	$241K	0.0%	$192.78	—	COM	693475105
MMM	3M CO	1,439	$233K	0.0%	$163.96	—	COM	88579Y101
COST	COSTCO WHSL CORP NEW	381	$356K	0.1%	$731.40	—	COM	22160K105
META	META PLATFORMS INC	1,945	$1.096M	0.2%	$392.94	—	CL A	30303M102
LIN	LINDE PLC	893	$463K	0.1%	$470.63	—	SHS	G54950103
PM	PHILIP MORRIS INTL INC	3,424	$246K	0.0%	$175.91	—	COM	718172109
MSFT	MICROSOFT CORP	6,292	$2.347M	0.5%	$214.45	—	COM	594918104
BRK/B	BERKSHIRE HATHAWAY INC DEL	709	$355K	0.1%	$484.49	—	CL B NEW	084670702
SHYG	ISHARES TR	142,228	$6.032M	1.2%	$44.96	—	0-5YR HI YL CP	46434V407
SPSB	SPDR SER TR	7,641	$222K	0.0%	$28.91	—	PORTFOLIO SHORT	78464A474
SCHO	SCHWAB STRATEGIC TR	50,588	$1.221M	0.2%	$35.14	—	SHT TM US TRES	808524862
ORCL	ORACLE CORP	1,696	$249K	0.0%	$126.48	—	COM	68389X105
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,252	$264K	0.1%	$57.62	—	COM	744573106