Blankinship & Foster, LLC Diversified Active

CIK: 0001708872 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 23, 2026

Total Value ($000): $462,714 (100.0% shares, 0.0% debt)

Holdings (79)

New Positions (3)

JEPQ J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $349 Shares 6,000 Est. Cost $58.12 Unrealized —

MDV MODIV INDUSTRIAL INC 0.0%

Value ($000) $219 Shares 15,217 Est. Cost $14.39 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 0.0%

Value ($000) $209 Shares 3,645 Est. Cost $57.24 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
JEPQ	J P MORGAN EXCHANGE TRADED F	6,000	$349	0.1%	$58.12	—	NASDAQ EQT PREM	46654Q203
MDV	MODIV INDUSTRIAL INC	15,217	$219	0.0%	$14.39	—	COM STK CL C	60784B101
JEPI	J P MORGAN EXCHANGE TRADED F	3,645	$209	0.0%	$57.24	—	EQUITY PREMIUM	46641Q332

Increased Positions (9)

VEU VANGUARD INTL EQUITY INDEX F 10.3%

Value ($000) $47,611 (+4.8%) Shares 647,240 (+1.7%) Est. Cost $54.34 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 3.6%

Value ($000) $16,605 (+1.9%) Shares 308,874 (+2.7%) Est. Cost $39.64 Unrealized —

SPY SPDR S&P 500 ETF TR 1.1%

Value ($000) $5,156 (+3.5%) Shares 7,562 (+1.2%) Est. Cost $332.74 Unrealized —

STIP ISHARES TR 0.1%

Value ($000) $295 (+18.2%) Shares 2,880 (+19.3%) Est. Cost $102.84 Unrealized —

WMT WALMART INC 0.1%

Value ($000) $283 (+11.2%) Shares 2,538 (+2.9%) Est. Cost $95.26 Unrealized +12.5%

XLK SELECT SECTOR SPDR TR 0.1%

Value ($000) $293 (-4.7%) Shares 2,038 (+86.6%) Est. Cost $135.78 Unrealized —

EFAV ISHARES TR 0.1%

Value ($000) $385 (+3.1%) Shares 4,458 (+1.4%) Est. Cost $72.57 Unrealized —

JEF JEFFERIES FINL GROUP INC 0.1%

Value ($000) $237 (-3.3%) Shares 3,817 (+2.0%) Est. Cost $43.02 Unrealized +31.8%

SHYG ISHARES TR 0.2%

Value ($000) $923 (+0.5%) Shares 21,527 (+1.5%) Est. Cost $40.32 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VEU	VANGUARD INTL EQUITY INDEX F	647,240 (+1.7%)	$47,611 (+4.8%)	10.3%	$54.34	—	ALLWRLD EX US	922042775
VWO	VANGUARD INTL EQUITY INDEX F	308,874 (+2.7%)	$16,605 (+1.9%)	3.6%	$39.64	—	FTSE EMR MKT ETF	922042858
SPY	SPDR S&P 500 ETF TR	7,562 (+1.2%)	$5,156 (+3.5%)	1.1%	$332.74	—	TR UNIT	78462F103
STIP	ISHARES TR	2,880 (+19.3%)	$295 (+18.2%)	0.1%	$102.84	—	0-5 YR TIPS ETF	46429B747
WMT	WALMART INC	2,538 (+2.9%)	$283 (+11.2%)	0.1%	$95.26	+12.5%	COM	931142103
XLK	SELECT SECTOR SPDR TR	2,038 (+86.6%)	$293 (-4.7%)	0.1%	$135.78	—	STATE STREET TEC	81369Y803
EFAV	ISHARES TR	4,458 (+1.4%)	$385 (+3.1%)	0.1%	$72.57	—	MSCI EAFE MIN VL	46429B689
JEF	JEFFERIES FINL GROUP INC	3,817 (+2.0%)	$237 (-3.3%)	0.1%	$43.02	+31.8%	COM	47233W109
SHYG	ISHARES TR	21,527 (+1.5%)	$923 (+0.5%)	0.2%	$40.32	—	0-5YR HI YL CP	46434V407

Exited Positions (1)

AWK AMERICAN WTR WKS CO INC NEW 0.0%

Value ($000) $214 Shares 1,539 Est. Cost $76.56 Unrealized +74.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AWK	AMERICAN WTR WKS CO INC NEW	1,539	$214	0.0%	$76.56	+74.0%	—	030420103

Decreased Positions (13)

HEFA ISHARES TR 7.2%

Value ($000) $33,515 (+2.6%) Shares 810,326 (-1.7%) Est. Cost $28.58 Unrealized —

DBEF DBX ETF TR 5.7%

Value ($000) $26,517 (+2.4%) Shares 551,174 (-1.2%) Est. Cost $28.59 Unrealized —

DFAU DIMENSIONAL ETF TRUST 26.8%

Value ($000) $124,233 (-0.4%) Shares 2,654,562 (-2.6%) Est. Cost $31.51 Unrealized —

VUG VANGUARD INDEX FDS 7.2%

Value ($000) $33,435 (-0.6%) Shares 68,535 (-2.3%) Est. Cost $119.79 Unrealized —

VTI VANGUARD INDEX FDS 7.3%

Value ($000) $33,775 (-0.3%) Shares 100,740 (-2.5%) Est. Cost $138.68 Unrealized —

EFA ISHARES TR 1.9%

Value ($000) $8,800 (+1.2%) Shares 91,639 (-1.6%) Est. Cost $55.02 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.5%

Value ($000) $2,099 (-4.6%) Shares 64,103 (-2.8%) Est. Cost $22.07 Unrealized —

IWF ISHARES TR 0.6%

Value ($000) $2,634 (-3.1%) Shares 5,565 (-4.1%) Est. Cost $138.88 Unrealized —

IVW ISHARES TR 0.3%

Value ($000) $1,260 (-4.4%) Shares 10,222 (-6.3%) Est. Cost $92.66 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.1%

Value ($000) $542 (-6.5%) Shares 20,676 (-8.4%) Est. Cost $33.71 Unrealized —

VTEB VANGUARD MUN BD FDS 0.3%

Value ($000) $1,236 (-0.6%) Shares 24,581 (-1.1%) Est. Cost $49.08 Unrealized —

IWB ISHARES TR 0.2%

Value ($000) $778 (+0.8%) Shares 2,083 (-1.3%) Est. Cost $129.50 Unrealized —

IWN ISHARES TR 0.0%

Value ($000) $208 (-0.9%) Shares 1,150 (-3.3%) Est. Cost $176.82 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
HEFA	ISHARES TR	810,326 (-1.7%)	$33,515 (+2.6%)	7.2%	$28.58	—	HDG MSCI EAFE	46434V803
DBEF	DBX ETF TR	551,174 (-1.2%)	$26,517 (+2.4%)	5.7%	$28.59	—	XTRACK MSCI EAFE	233051200
DFAU	DIMENSIONAL ETF TRUST	2,654,562 (-2.6%)	$124,233 (-0.4%)	26.8%	$31.51	—	US CORE EQT MKT	25434V104
VUG	VANGUARD INDEX FDS	68,535 (-2.3%)	$33,435 (-0.6%)	7.2%	$119.79	—	GROWTH ETF	922908736
VTI	VANGUARD INDEX FDS	100,740 (-2.5%)	$33,775 (-0.3%)	7.3%	$138.68	—	TOTAL STK MKT	922908769
EFA	ISHARES TR	91,639 (-1.6%)	$8,800 (+1.2%)	1.9%	$55.02	—	MSCI EAFE ETF	464287465
SCHE	SCHWAB STRATEGIC TR	64,103 (-2.8%)	$2,099 (-4.6%)	0.5%	$22.07	—	EMRG MKTEQ ETF	808524706
IWF	ISHARES TR	5,565 (-4.1%)	$2,634 (-3.1%)	0.6%	$138.88	—	RUS 1000 GRW ETF	464287614
IVW	ISHARES TR	10,222 (-6.3%)	$1,260 (-4.4%)	0.3%	$92.66	—	S&P 500 GRWT ETF	464287309
SCHB	SCHWAB STRATEGIC TR	20,676 (-8.4%)	$542 (-6.5%)	0.1%	$33.71	—	US BRD MKT ETF	808524102
VTEB	VANGUARD MUN BD FDS	24,581 (-1.1%)	$1,236 (-0.6%)	0.3%	$49.08	—	TAX EXEMPT BD	922907746
IWB	ISHARES TR	2,083 (-1.3%)	$778 (+0.8%)	0.2%	$129.50	—	RUS 1000 ETF	464287622
IWN	ISHARES TR	1,150 (-3.3%)	$208 (-0.9%)	0.0%	$176.82	—	RUS 2000 VAL ETF	464287630

Unchanged Positions (54)

GOOG ALPHABET INC 0.6%

Value ($000) $2,750 Shares 8,762 Est. Cost $109.12 Unrealized +162.4%

GOOGL ALPHABET INC 0.5%

Value ($000) $2,429 Shares 7,760 Est. Cost $109.06 Unrealized +161.9%

AAPL APPLE INC 1.1%

Value ($000) $5,059 Shares 18,609 Est. Cost $93.82 Unrealized +186.0%

VDC VANGUARD WORLD FD 3.7%

Value ($000) $16,993 Shares 80,445 Est. Cost $138.93 Unrealized —

CAT CATERPILLAR INC 0.2%

Value ($000) $817 Shares 1,426 Est. Cost $134.34 Unrealized +313.5%

ABT ABBOTT LABS 0.3%

Value ($000) $1,510 Shares 12,054 Est. Cost $93.20 Unrealized +36.6%

MSFT MICROSOFT CORP 0.3%

Value ($000) $1,455 Shares 3,008 Est. Cost $284.40 Unrealized +76.0%

JNJ JOHNSON & JOHNSON 0.2%

Value ($000) $983 Shares 4,750 Est. Cost $129.80 Unrealized +51.8%

STX SEAGATE TECHNOLOGY HLDNGS PL 0.2%

Value ($000) $709 Shares 2,574 Est. Cost $70.61 Unrealized +266.7%

VO VANGUARD INDEX FDS 6.9%

Value ($000) $32,043 Shares 110,408 Est. Cost $178.67 Unrealized —

VV VANGUARD INDEX FDS 0.6%

Value ($000) $2,834 Shares 9,002 Est. Cost $112.01 Unrealized —

QCOM QUALCOMM INC 0.5%

Value ($000) $2,192 Shares 12,816 Est. Cost $71.71 Unrealized +138.2%

META META PLATFORMS INC 0.1%

Value ($000) $453 Shares 686 Est. Cost $502.57 Unrealized +32.8%

SCHM SCHWAB STRATEGIC TR 0.7%

Value ($000) $3,064 Shares 101,885 Est. Cost $35.42 Unrealized —

ABBV ABBVIE INC 0.8%

Value ($000) $3,544 Shares 15,512 Est. Cost $82.26 Unrealized +176.6%

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $574 Shares 666 Est. Cost $797.23 Unrealized +13.6%

VYM VANGUARD WHITEHALL FDS 0.5%

Value ($000) $2,464 Shares 17,170 Est. Cost $105.90 Unrealized —

SMMT SUMMIT THERAPEUTICS INC 0.0%

Value ($000) $223 Shares 12,777 Est. Cost $1.82 Unrealized +930.9%

VHT VANGUARD WORLD FD 0.1%

Value ($000) $407 Shares 1,413 Est. Cost $173.64 Unrealized —

T AT&T INC 0.1%

Value ($000) $277 Shares 11,153 Est. Cost $13.19 Unrealized +91.7%

MO ALTRIA GROUP INC 0.1%

Value ($000) $254 Shares 4,401 Est. Cost $35.70 Unrealized +66.3%

XOM EXXON MOBIL CORP 0.1%

Value ($000) $584 Shares 4,857 Est. Cost $82.19 Unrealized +40.5%

VXUS VANGUARD STAR FDS 0.3%

Value ($000) $1,359 Shares 18,009 Est. Cost $56.08 Unrealized —

VOD VODAFONE GROUP PLC NEW 0.1%

Value ($000) $276 Shares 20,912 Est. Cost $9.38 Unrealized —

IEMG ISHARES INC 0.3%

Value ($000) $1,326 Shares 19,728 Est. Cost $50.61 Unrealized —

PECO PHILLIPS EDISON & CO INC 0.2%

Value ($000) $909 Shares 25,558 Est. Cost $35.03 Unrealized —

BX BLACKSTONE INC 0.1%

Value ($000) $258 Shares 1,676 Est. Cost $102.08 Unrealized +48.4%

GSK GSK PLC 0.1%

Value ($000) $237 Shares 4,832 Est. Cost $43.16 Unrealized —

AMZN AMAZON COM INC 0.1%

Value ($000) $584 Shares 2,532 Est. Cost $179.76 Unrealized +27.3%

BTI BRITISH AMERN TOB PLC 0.1%

Value ($000) $329 Shares 5,809 Est. Cost $36.58 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.1%

Value ($000) $236 Shares 5,801 Est. Cost $31.22 Unrealized +29.7%

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $386 Shares 1,302 Est. Cost $159.00 Unrealized +87.9%

IVV ISHARES TR 0.2%

Value ($000) $789 Shares 1,152 Est. Cost $293.98 Unrealized —

AGG ISHARES TR 2.2%

Value ($000) $10,050 Shares 100,619 Est. Cost $99.47 Unrealized —

IVE ISHARES TR 0.2%

Value ($000) $811 Shares 3,824 Est. Cost $99.32 Unrealized —

KMI KINDER MORGAN INC DEL 0.1%

Value ($000) $413 Shares 15,037 Est. Cost $13.10 Unrealized +105.3%

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value ($000) $485 Shares 2,206 Est. Cost $95.45 Unrealized —

IJH ISHARES TR 0.4%

Value ($000) $1,701 Shares 25,776 Est. Cost $77.12 Unrealized —

IYK ISHARES TR 0.1%

Value ($000) $460 Shares 6,881 Est. Cost $90.92 Unrealized —

PFE PFIZER INC 0.1%

Value ($000) $270 Shares 10,855 Est. Cost $22.35 Unrealized +12.0%

IGM ISHARES TR 0.1%

Value ($000) $239 Shares 1,847 Est. Cost $112.34 Unrealized —

IWM ISHARES TR 0.1%

Value ($000) $334 Shares 1,355 Est. Cost $215.18 Unrealized —

VTV VANGUARD INDEX FDS 0.0%

Value ($000) $218 Shares 1,141 Est. Cost $176.74 Unrealized —

IUSG ISHARES TR 0.1%

Value ($000) $253 Shares 1,504 Est. Cost $150.40 Unrealized —

PM PHILIP MORRIS INTL INC 0.1%

Value ($000) $322 Shares 2,010 Est. Cost $92.17 Unrealized +66.6%

IJJ ISHARES TR 0.1%

Value ($000) $279 Shares 2,123 Est. Cost $123.58 Unrealized —

CVX CHEVRON CORP NEW 0.0%

Value ($000) $203 Shares 1,329 Est. Cost $152.28 Unrealized -0.6%

OKE ONEOK INC NEW 0.1%

Value ($000) $490 Shares 6,666 Est. Cost $57.97 Unrealized +21.5%

BRK/A BERKSHIRE HATHAWAY INC DEL 0.8%

Value ($000) $3,774 Shares 5 Est. Cost $729330.75 Unrealized +2.3%

AWR AMER STATES WTR CO 0.1%

Value ($000) $251 Shares 3,463 Est. Cost $52.28 Unrealized +40.3%

MBB ISHARES TR 1.7%

Value ($000) $7,780 Shares 81,702 Est. Cost $94.06 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.8%

Value ($000) $3,595 Shares 7,153 Est. Cost $252.92 Unrealized +96.7%

BA BOEING CO 0.1%

Value ($000) $331 Shares 1,524 Est. Cost $147.52 Unrealized +39.4%

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $550 Shares 2,947 Est. Cost $111.71 Unrealized +66.6%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOG	ALPHABET INC	8,762	$2,750	0.6%	$109.12	+162.4%	CAP STK CL C	02079K107
GOOGL	ALPHABET INC	7,760	$2,429	0.5%	$109.06	+161.9%	CAP STK CL A	02079K305
AAPL	APPLE INC	18,609	$5,059	1.1%	$93.82	+186.0%	COM	037833100
VDC	VANGUARD WORLD FD	80,445	$16,993	3.7%	$138.93	—	CONSUM STP ETF	92204A207
CAT	CATERPILLAR INC	1,426	$817	0.2%	$134.34	+313.5%	COM	149123101
ABT	ABBOTT LABS	12,054	$1,510	0.3%	$93.20	+36.6%	COM	002824100
MSFT	MICROSOFT CORP	3,008	$1,455	0.3%	$284.40	+76.0%	COM	594918104
JNJ	JOHNSON & JOHNSON	4,750	$983	0.2%	$129.80	+51.8%	COM	478160104
STX	SEAGATE TECHNOLOGY HLDNGS PL	2,574	$709	0.2%	$70.61	+266.7%	ORD SHS	G7997R103
VO	VANGUARD INDEX FDS	110,408	$32,043	6.9%	$178.67	—	MID CAP ETF	922908629
VV	VANGUARD INDEX FDS	9,002	$2,834	0.6%	$112.01	—	LARGE CAP ETF	922908637
QCOM	QUALCOMM INC	12,816	$2,192	0.5%	$71.71	+138.2%	COM	747525103
META	META PLATFORMS INC	686	$453	0.1%	$502.57	+32.8%	CL A	30303M102
SCHM	SCHWAB STRATEGIC TR	101,885	$3,064	0.7%	$35.42	—	US MID-CAP ETF	808524508
ABBV	ABBVIE INC	15,512	$3,544	0.8%	$82.26	+176.6%	COM	00287Y109
COST	COSTCO WHSL CORP NEW	666	$574	0.1%	$797.23	+13.6%	COM	22160K105
VYM	VANGUARD WHITEHALL FDS	17,170	$2,464	0.5%	$105.90	—	HIGH DIV YLD	921946406
SMMT	SUMMIT THERAPEUTICS INC	12,777	$223	0.0%	$1.82	+930.9%	COM	86627T108
VHT	VANGUARD WORLD FD	1,413	$407	0.1%	$173.64	—	HEALTH CAR ETF	92204A504
T	AT&T INC	11,153	$277	0.1%	$13.19	+91.7%	COM	00206R102
MO	ALTRIA GROUP INC	4,401	$254	0.1%	$35.70	+66.3%	COM	02209S103
XOM	EXXON MOBIL CORP	4,857	$584	0.1%	$82.19	+40.5%	COM	30231G102
VXUS	VANGUARD STAR FDS	18,009	$1,359	0.3%	$56.08	—	VG TL INTL STK F	921909768
VOD	VODAFONE GROUP PLC NEW	20,912	$276	0.1%	$9.38	—	SPONSORED ADR	92857W308
IEMG	ISHARES INC	19,728	$1,326	0.3%	$50.61	—	CORE MSCI EMKT	46434G103
PECO	PHILLIPS EDISON & CO INC	25,558	$909	0.2%	$35.03	—	COMMON STOCK	71844V201
BX	BLACKSTONE INC	1,676	$258	0.1%	$102.08	+48.4%	COM	09260D107
GSK	GSK PLC	4,832	$237	0.1%	$43.16	—	SPONSORED ADR	37733W204
AMZN	AMAZON COM INC	2,532	$584	0.1%	$179.76	+27.3%	COM	023135106
BTI	BRITISH AMERN TOB PLC	5,809	$329	0.1%	$36.58	—	SPONSORED ADR	110448107
VZ	VERIZON COMMUNICATIONS INC	5,801	$236	0.1%	$31.22	+29.7%	COM	92343V104
IBM	INTERNATIONAL BUSINESS MACHS	1,302	$386	0.1%	$159.00	+87.9%	COM	459200101
IVV	ISHARES TR	1,152	$789	0.2%	$293.98	—	CORE S&P500 ETF	464287200
AGG	ISHARES TR	100,619	$10,050	2.2%	$99.47	—	CORE US AGGBD ET	464287226
IVE	ISHARES TR	3,824	$811	0.2%	$99.32	—	S&P 500 VAL ETF	464287408
KMI	KINDER MORGAN INC DEL	15,037	$413	0.1%	$13.10	+105.3%	COM	49456B101
VIG	VANGUARD SPECIALIZED FUNDS	2,206	$485	0.1%	$95.45	—	DIV APP ETF	921908844
IJH	ISHARES TR	25,776	$1,701	0.4%	$77.12	—	CORE S&P MCP ETF	464287507
IYK	ISHARES TR	6,881	$460	0.1%	$90.92	—	US CONSM STAPLES	464287812
PFE	PFIZER INC	10,855	$270	0.1%	$22.35	+12.0%	COM	717081103
IGM	ISHARES TR	1,847	$239	0.1%	$112.34	—	EXPND TEC SC ETF	464287549
IWM	ISHARES TR	1,355	$334	0.1%	$215.18	—	RUSSELL 2000 ETF	464287655
VTV	VANGUARD INDEX FDS	1,141	$218	0.0%	$176.74	—	VALUE ETF	922908744
IUSG	ISHARES TR	1,504	$253	0.1%	$150.40	—	CORE S&P US GWT	464287671
PM	PHILIP MORRIS INTL INC	2,010	$322	0.1%	$92.17	+66.6%	COM	718172109
IJJ	ISHARES TR	2,123	$279	0.1%	$123.58	—	S&P MC 400VL ETF	464287705
CVX	CHEVRON CORP NEW	1,329	$203	0.0%	$152.28	-0.6%	COM	166764100
OKE	ONEOK INC NEW	6,666	$490	0.1%	$57.97	+21.5%	COM	682680103
BRK/A	BERKSHIRE HATHAWAY INC DEL	5	$3,774	0.8%	$729330.75	+2.3%	CL A	084670108
AWR	AMER STATES WTR CO	3,463	$251	0.1%	$52.28	+40.3%	COM	029899101
MBB	ISHARES TR	81,702	$7,780	1.7%	$94.06	—	MBS ETF	464288588
BRK/B	BERKSHIRE HATHAWAY INC DEL	7,153	$3,595	0.8%	$252.92	+96.7%	CL B NEW	084670702
BA	BOEING CO	1,524	$331	0.1%	$147.52	+39.4%	COM	097023105
NVDA	NVIDIA CORPORATION	2,947	$550	0.1%	$111.71	+66.6%	COM	67066G104