SUMMIT WEALTH & RETIREMENT PLANNING, INC. Diversified Active

CIK: 0001766995 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 2, 2026

Total Value ($000): $424,675 (100.0% shares, 0.0% debt)

Holdings (112)

New Positions (6)

AAEQ EA SERIES TRUST 0.5%

Value ($000) $1,944 Shares 39,418 Est. Cost $49.33 Unrealized —

BF/B BROWN FORMAN CORP 0.1%

Value ($000) $370 Shares 14,199 Est. Cost $27.98 Unrealized 0.0%

VCIT VANGUARD SCOTTSDALE FDS 0.1%

Value ($000) $266 Shares 3,181 Est. Cost $83.75 Unrealized —

CAT CATERPILLAR INC 0.1%

Value ($000) $245 Shares 427 Est. Cost $555.50 Unrealized 0.0%

TD TORONTO DOMINION BK ONT 0.1%

Value ($000) $232 Shares 2,465 Est. Cost $84.44 Unrealized 0.0%

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value ($000) $218 Shares 734 Est. Cost $298.78 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AAEQ	EA SERIES TRUST	39,418	$1,944	0.5%	$49.33	—	ALPHA ARCHITECT	02072Q358
BF/B	BROWN FORMAN CORP	14,199	$370	0.1%	$27.98	0.0%	CL B	115637209
VCIT	VANGUARD SCOTTSDALE FDS	3,181	$266	0.1%	$83.75	—	INT-TERM CORP	92206C870
CAT	CATERPILLAR INC	427	$245	0.1%	$555.50	0.0%	COM	149123101
TD	TORONTO DOMINION BK ONT	2,465	$232	0.1%	$84.44	0.0%	COM NEW	891160509
IBM	INTERNATIONAL BUSINESS MACHS	734	$218	0.1%	$298.78	0.0%	COM	459200101

Increased Positions (32)

SCHF SCHWAB STRATEGIC TR 8.4%

Value ($000) $35,605 (+6.8%) Shares 1,481,053 (+3.4%) Est. Cost $24.86 Unrealized —

SCHV SCHWAB STRATEGIC TR 11.9%

Value ($000) $50,555 (+4.2%) Shares 1,707,367 (+2.5%) Est. Cost $37.61 Unrealized —

BOXX EA SERIES TRUST 3.9%

Value ($000) $16,730 (+6.5%) Shares 145,348 (+5.4%) Est. Cost $107.65 Unrealized —

DBMF LITMAN GREGORY FDS TR 4.0%

Value ($000) $16,816 (+4.4%) Shares 599,282 (+1.6%) Est. Cost $29.75 Unrealized —

GOOG ALPHABET INC 0.5%

Value ($000) $2,265 (+30.7%) Shares 7,219 (+1.4%) Est. Cost $132.57 Unrealized +116.0%

VTV VANGUARD INDEX FDS 0.7%

Value ($000) $2,770 (+12.0%) Shares 14,501 (+9.3%) Est. Cost $175.44 Unrealized —

WFC WELLS FARGO CO NEW 0.1%

Value ($000) $575 (+104.1%) Shares 6,173 (+83.6%) Est. Cost $75.92 Unrealized +14.1%

VOO VANGUARD INDEX FDS 1.1%

Value ($000) $4,759 (+3.8%) Shares 7,589 (+1.3%) Est. Cost $523.97 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $1,044 (+15.2%) Shares 4,524 (+9.6%) Est. Cost $159.56 Unrealized +43.4%

QQQ INVESCO QQQ TR 0.2%

Value ($000) $674 (+25.1%) Shares 1,098 (+22.3%) Est. Cost $402.03 Unrealized —

IEFA ISHARES TR 0.4%

Value ($000) $1,529 (+9.0%) Shares 17,086 (+6.3%) Est. Cost $75.44 Unrealized —

VBR VANGUARD INDEX FDS 1.0%

Value ($000) $4,281 (+2.9%) Shares 20,214 (+1.4%) Est. Cost $190.53 Unrealized —

TSLA TESLA INC 0.7%

Value ($000) $3,061 (+3.9%) Shares 6,807 (+2.7%) Est. Cost $278.58 Unrealized +59.1%

ORLY OREILLY AUTOMOTIVE INC 0.2%

Value ($000) $676 (-13.3%) Shares 7,410 (+2.5%) Est. Cost $91.34 Unrealized +7.0%

AMD ADVANCED MICRO DEVICES INC 0.1%

Value ($000) $338 (+34.4%) Shares 1,579 (+1.5%) Est. Cost $110.63 Unrealized +103.0%

META META PLATFORMS INC 0.1%

Value ($000) $570 (+16.3%) Shares 863 (+29.4%) Est. Cost $496.34 Unrealized +34.4%

GE GE AEROSPACE 0.1%

Value ($000) $299 (+28.5%) Shares 970 (+25.5%) Est. Cost $278.40 Unrealized +8.0%

VUG VANGUARD INDEX FDS 0.4%

Value ($000) $1,640 (+3.3%) Shares 3,361 (+1.5%) Est. Cost $378.55 Unrealized —

SYLD CAMBRIA ETF TR 0.3%

Value ($000) $1,450 (+3.5%) Shares 20,860 (+2.2%) Est. Cost $69.24 Unrealized —

PANW PALO ALTO NETWORKS INC 0.1%

Value ($000) $473 (-8.2%) Shares 2,568 (+1.5%) Est. Cost $133.24 Unrealized +51.4%

VYM VANGUARD WHITEHALL FDS 0.2%

Value ($000) $672 (+6.2%) Shares 4,680 (+4.3%) Est. Cost $111.35 Unrealized —

NVDA NVIDIA CORPORATION 0.5%

Value ($000) $2,106 (+1.5%) Shares 11,294 (+1.6%) Est. Cost $99.38 Unrealized +87.3%

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $534 (-5.5%) Shares 619 (+1.5%) Est. Cost $636.20 Unrealized +42.4%

BIV VANGUARD BD INDEX FDS 0.1%

Value ($000) $238 (+13.7%) Shares 3,053 (+14.0%) Est. Cost $78.06 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value ($000) $349 (+8.0%) Shares 7,028 (+41.4%) Est. Cost $60.51 Unrealized —

MA MASTERCARD INCORPORATED 0.2%

Value ($000) $646 (+3.0%) Shares 1,131 (+2.6%) Est. Cost $551.66 Unrealized +1.3%

SCHD SCHWAB STRATEGIC TR 0.2%

Value ($000) $750 (+2.3%) Shares 27,341 (+1.8%) Est. Cost $36.55 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.1%

Value ($000) $559 (+1.7%) Shares 10,396 (+2.5%) Est. Cost $46.34 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.1%

Value ($000) $315 (-2.6%) Shares 955 (+1.9%) Est. Cost $374.23 Unrealized -9.9%

XLK SELECT SECTOR SPDR TR 0.1%

Value ($000) $325 (+2.2%) Shares 2,260 (+100.0%) Est. Cost $198.60 Unrealized —

HDV ISHARES TR 0.1%

Value ($000) $500 (+1.0%) Shares 4,108 (+1.7%) Est. Cost $94.53 Unrealized —

MCD MCDONALDS CORP 0.1%

Value ($000) $255 (+1.7%) Shares 833 (+1.1%) Est. Cost $303.56 Unrealized +0.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHF	SCHWAB STRATEGIC TR	1,481,053 (+3.4%)	$35,605 (+6.8%)	8.4%	$24.86	—	INTL EQTY ETF	808524805
SCHV	SCHWAB STRATEGIC TR	1,707,367 (+2.5%)	$50,555 (+4.2%)	11.9%	$37.61	—	US LCAP VA ETF	808524409
BOXX	EA SERIES TRUST	145,348 (+5.4%)	$16,730 (+6.5%)	3.9%	$107.65	—	ALPHA ARCH 1-3	02072L565
DBMF	LITMAN GREGORY FDS TR	599,282 (+1.6%)	$16,816 (+4.4%)	4.0%	$29.75	—	IMGP DBI MANAGED	53700T827
GOOG	ALPHABET INC	7,219 (+1.4%)	$2,265 (+30.7%)	0.5%	$132.57	+116.0%	CAP STK CL C	02079K107
VTV	VANGUARD INDEX FDS	14,501 (+9.3%)	$2,770 (+12.0%)	0.7%	$175.44	—	VALUE ETF	922908744
WFC	WELLS FARGO CO NEW	6,173 (+83.6%)	$575 (+104.1%)	0.1%	$75.92	+14.1%	COM	949746101
VOO	VANGUARD INDEX FDS	7,589 (+1.3%)	$4,759 (+3.8%)	1.1%	$523.97	—	S&P 500 ETF SHS	922908363
AMZN	AMAZON COM INC	4,524 (+9.6%)	$1,044 (+15.2%)	0.2%	$159.56	+43.4%	COM	023135106
QQQ	INVESCO QQQ TR	1,098 (+22.3%)	$674 (+25.1%)	0.2%	$402.03	—	UNIT SER 1	46090E103
IEFA	ISHARES TR	17,086 (+6.3%)	$1,529 (+9.0%)	0.4%	$75.44	—	CORE MSCI EAFE	46432F842
VBR	VANGUARD INDEX FDS	20,214 (+1.4%)	$4,281 (+2.9%)	1.0%	$190.53	—	SM CP VAL ETF	922908611
TSLA	TESLA INC	6,807 (+2.7%)	$3,061 (+3.9%)	0.7%	$278.58	+59.1%	COM	88160R101
ORLY	OREILLY AUTOMOTIVE INC	7,410 (+2.5%)	$676 (-13.3%)	0.2%	$91.34	+7.0%	COM	67103H107
AMD	ADVANCED MICRO DEVICES INC	1,579 (+1.5%)	$338 (+34.4%)	0.1%	$110.63	+103.0%	COM	007903107
META	META PLATFORMS INC	863 (+29.4%)	$570 (+16.3%)	0.1%	$496.34	+34.4%	CL A	30303M102
GE	GE AEROSPACE	970 (+25.5%)	$299 (+28.5%)	0.1%	$278.40	+8.0%	COM NEW	369604301
VUG	VANGUARD INDEX FDS	3,361 (+1.5%)	$1,640 (+3.3%)	0.4%	$378.55	—	GROWTH ETF	922908736
SYLD	CAMBRIA ETF TR	20,860 (+2.2%)	$1,450 (+3.5%)	0.3%	$69.24	—	SHSHLD YIELD ETF	132061201
PANW	PALO ALTO NETWORKS INC	2,568 (+1.5%)	$473 (-8.2%)	0.1%	$133.24	+51.4%	COM	697435105
VYM	VANGUARD WHITEHALL FDS	4,680 (+4.3%)	$672 (+6.2%)	0.2%	$111.35	—	HIGH DIV YLD	921946406
NVDA	NVIDIA CORPORATION	11,294 (+1.6%)	$2,106 (+1.5%)	0.5%	$99.38	+87.3%	COM	67066G104
COST	COSTCO WHSL CORP NEW	619 (+1.5%)	$534 (-5.5%)	0.1%	$636.20	+42.4%	COM	22160K105
BIV	VANGUARD BD INDEX FDS	3,053 (+14.0%)	$238 (+13.7%)	0.1%	$78.06	—	INTERMED TERM	921937819
IBIT	ISHARES BITCOIN TRUST ETF	7,028 (+41.4%)	$349 (+8.0%)	0.1%	$60.51	—	SHS BEN INT	46438F101
MA	MASTERCARD INCORPORATED	1,131 (+2.6%)	$646 (+3.0%)	0.2%	$551.66	+1.3%	CL A	57636Q104
SCHD	SCHWAB STRATEGIC TR	27,341 (+1.8%)	$750 (+2.3%)	0.2%	$36.55	—	US DIVIDEND EQ	808524797
VWO	VANGUARD INTL EQUITY INDEX F	10,396 (+2.5%)	$559 (+1.7%)	0.1%	$46.34	—	FTSE EMR MKT ETF	922042858
UNH	UNITEDHEALTH GROUP INC	955 (+1.9%)	$315 (-2.6%)	0.1%	$374.23	-9.9%	COM	91324P102
XLK	SELECT SECTOR SPDR TR	2,260 (+100.0%)	$325 (+2.2%)	0.1%	$198.60	—	STATE STREET TEC	81369Y803
HDV	ISHARES TR	4,108 (+1.7%)	$500 (+1.0%)	0.1%	$94.53	—	CORE HIGH DV ETF	46429B663
MCD	MCDONALDS CORP	833 (+1.1%)	$255 (+1.7%)	0.1%	$303.56	+0.5%	COM	580135101

Decreased Positions (17)

GLTR ABRDN PRECIOUS METALS BASKET 6.8%

Value ($000) $28,884 (+15.4%) Shares 140,485 (-7.1%) Est. Cost $83.18 Unrealized —

EEM ISHARES TR 1.1%

Value ($000) $4,676 (-8.3%) Shares 85,462 (-10.5%) Est. Cost $38.56 Unrealized —

AAPL APPLE INC 1.6%

Value ($000) $6,708 (-4.6%) Shares 24,675 (-10.7%) Est. Cost $148.69 Unrealized +80.5%

LLY ELI LILLY & CO 0.3%

Value ($000) $1,098 (+38.0%) Shares 1,022 (-2.0%) Est. Cost $819.52 Unrealized +16.6%

SCHG SCHWAB STRATEGIC TR 11.7%

Value ($000) $49,859 (+0.5%) Shares 1,528,494 (-1.7%) Est. Cost $39.77 Unrealized —

IWF ISHARES TR 1.2%

Value ($000) $5,001 (-3.9%) Shares 10,566 (-4.9%) Est. Cost $228.30 Unrealized —

IWD ISHARES TR 2.9%

Value ($000) $12,517 (+0.7%) Shares 59,508 (-2.5%) Est. Cost $130.77 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.5%

Value ($000) $1,947 (-2.6%) Shares 32,480 (-2.4%) Est. Cost $66.38 Unrealized —

BAC BANK AMERICA CORP 0.2%

Value ($000) $841 (+4.9%) Shares 15,292 (-1.6%) Est. Cost $35.15 Unrealized +49.8%

STT STATE STR CORP 0.1%

Value ($000) $537 (+7.7%) Shares 4,159 (-3.1%) Est. Cost $70.89 Unrealized +67.8%

TT TRANE TECHNOLOGIES PLC 0.1%

Value ($000) $272 (-10.5%) Shares 698 (-2.9%) Est. Cost $392.99 Unrealized +5.2%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.5%

Value ($000) $1,927 (-1.6%) Shares 3,833 (-1.6%) Est. Cost $440.63 Unrealized +12.9%

VB VANGUARD INDEX FDS 0.5%

Value ($000) $2,320 (-1.3%) Shares 8,994 (-2.7%) Est. Cost $229.67 Unrealized —

AMGN AMGEN INC 0.1%

Value ($000) $267 (+12.0%) Shares 816 (-3.4%) Est. Cost $237.14 Unrealized +33.2%

JPM JPMORGAN CHASE & CO. 0.6%

Value ($000) $2,603 (+0.4%) Shares 8,077 (-1.7%) Est. Cost $134.23 Unrealized +130.6%

DIS DISNEY WALT CO 0.1%

Value ($000) $316 (-1.8%) Shares 2,774 (-1.2%) Est. Cost $107.29 Unrealized +2.1%

VTI VANGUARD INDEX FDS 0.2%

Value ($000) $640 (+0.4%) Shares 1,909 (-1.7%) Est. Cost $308.84 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GLTR	ABRDN PRECIOUS METALS BASKET	140,485 (-7.1%)	$28,884 (+15.4%)	6.8%	$83.18	—	PHYSCL PRECS MET	003263100
EEM	ISHARES TR	85,462 (-10.5%)	$4,676 (-8.3%)	1.1%	$38.56	—	MSCI EMG MKT ETF	464287234
AAPL	APPLE INC	24,675 (-10.7%)	$6,708 (-4.6%)	1.6%	$148.69	+80.5%	COM	037833100
LLY	ELI LILLY & CO	1,022 (-2.0%)	$1,098 (+38.0%)	0.3%	$819.52	+16.6%	COM	532457108
SCHG	SCHWAB STRATEGIC TR	1,528,494 (-1.7%)	$49,859 (+0.5%)	11.7%	$39.77	—	US LCAP GR ETF	808524300
IWF	ISHARES TR	10,566 (-4.9%)	$5,001 (-3.9%)	1.2%	$228.30	—	RUS 1000 GRW ETF	464287614
IWD	ISHARES TR	59,508 (-2.5%)	$12,517 (+0.7%)	2.9%	$130.77	—	RUS 1000 VAL ETF	464287598
VGIT	VANGUARD SCOTTSDALE FDS	32,480 (-2.4%)	$1,947 (-2.6%)	0.5%	$66.38	—	INTER TERM TREAS	92206C706
BAC	BANK AMERICA CORP	15,292 (-1.6%)	$841 (+4.9%)	0.2%	$35.15	+49.8%	COM	060505104
STT	STATE STR CORP	4,159 (-3.1%)	$537 (+7.7%)	0.1%	$70.89	+67.8%	COM	857477103
TT	TRANE TECHNOLOGIES PLC	698 (-2.9%)	$272 (-10.5%)	0.1%	$392.99	+5.2%	SHS	G8994E103
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,833 (-1.6%)	$1,927 (-1.6%)	0.5%	$440.63	+12.9%	CL B NEW	084670702
VB	VANGUARD INDEX FDS	8,994 (-2.7%)	$2,320 (-1.3%)	0.5%	$229.67	—	SMALL CP ETF	922908751
AMGN	AMGEN INC	816 (-3.4%)	$267 (+12.0%)	0.1%	$237.14	+33.2%	COM	031162100
JPM	JPMORGAN CHASE & CO.	8,077 (-1.7%)	$2,603 (+0.4%)	0.6%	$134.23	+130.6%	COM	46625H100
DIS	DISNEY WALT CO	2,774 (-1.2%)	$316 (-1.8%)	0.1%	$107.29	+2.1%	COM	254687106
VTI	VANGUARD INDEX FDS	1,909 (-1.7%)	$640 (+0.4%)	0.2%	$308.84	—	TOTAL STK MKT	922908769

Unchanged Positions (57)

MGC VANGUARD WORLD FD 12.7%

Value ($000) $53,814 Shares 214,254 Est. Cost $138.62 Unrealized —

GOOGL ALPHABET INC 1.0%

Value ($000) $4,231 Shares 13,517 Est. Cost $130.35 Unrealized +119.1%

SCHA SCHWAB STRATEGIC TR 3.9%

Value ($000) $16,532 Shares 580,460 Est. Cost $38.18 Unrealized —

MSFT MICROSOFT CORP 1.3%

Value ($000) $5,356 Shares 11,074 Est. Cost $292.14 Unrealized +71.4%

EFA ISHARES TR 2.2%

Value ($000) $9,398 Shares 97,867 Est. Cost $60.94 Unrealized —

SPY SPDR S&P 500 ETF TR 2.0%

Value ($000) $8,374 Shares 12,280 Est. Cost $403.39 Unrealized —

SCHE SCHWAB STRATEGIC TR 3.8%

Value ($000) $16,344 Shares 499,044 Est. Cost $26.85 Unrealized —

HD HOME DEPOT INC 0.2%

Value ($000) $955 Shares 2,776 Est. Cost $322.98 Unrealized +12.9%

CPRT COPART INC 0.2%

Value ($000) $934 Shares 23,848 Est. Cost $43.33 Unrealized -4.3%

ORCL ORACLE CORP 0.1%

Value ($000) $289 Shares 1,482 Est. Cost $160.80 Unrealized +48.0%

SCHB SCHWAB STRATEGIC TR 1.5%

Value ($000) $6,313 Shares 240,675 Est. Cost $35.23 Unrealized —

AVGO BROADCOM INC 0.5%

Value ($000) $2,203 Shares 6,364 Est. Cost $204.23 Unrealized +74.8%

MRK MERCK & CO INC 0.1%

Value ($000) $470 Shares 4,461 Est. Cost $97.39 Unrealized -4.3%

IWM ISHARES TR 1.4%

Value ($000) $5,756 Shares 23,384 Est. Cost $158.31 Unrealized —

RTX RTX CORPORATION 0.2%

Value ($000) $682 Shares 3,716 Est. Cost $131.75 Unrealized +31.6%

MAR MARRIOTT INTL INC NEW 0.1%

Value ($000) $352 Shares 1,135 Est. Cost $249.21 Unrealized +14.5%

MS MORGAN STANLEY 0.1%

Value ($000) $501 Shares 2,822 Est. Cost $120.96 Unrealized +37.6%

HII HUNTINGTON INGALLS INDS INC 0.1%

Value ($000) $324 Shares 953 Est. Cost $220.44 Unrealized +40.4%

XOM EXXON MOBIL CORP 0.2%

Value ($000) $763 Shares 6,344 Est. Cost $106.47 Unrealized +8.5%

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $436 Shares 2,107 Est. Cost $150.10 Unrealized +31.3%

TSCO TRACTOR SUPPLY CO 0.1%

Value ($000) $315 Shares 6,300 Est. Cost $50.58 Unrealized +6.2%

CSCO CISCO SYS INC 0.1%

Value ($000) $381 Shares 4,949 Est. Cost $47.21 Unrealized +56.3%

BLK BLACKROCK INC 0.1%

Value ($000) $475 Shares 444 Est. Cost $933.09 Unrealized +16.8%

ABT ABBOTT LABS 0.1%

Value ($000) $505 Shares 4,029 Est. Cost $130.60 Unrealized -2.5%

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value ($000) $695 Shares 11,129 Est. Cost $42.07 Unrealized —

ABX ABACUS GLOBAL MGMT INC 0.0%

Value ($000) $86 Shares 10,000 Est. Cost $5.76 Unrealized +12.2%

AAUS EA SERIES TRUST 0.3%

Value ($000) $1,338 Shares 24,284 Est. Cost $53.99 Unrealized —

SYK STRYKER CORPORATION 0.1%

Value ($000) $453 Shares 1,288 Est. Cost $371.54 Unrealized -2.2%

SSD SIMPSON MFG INC 0.1%

Value ($000) $623 Shares 3,857 Est. Cost $160.59 Unrealized +5.1%

PG PROCTER AND GAMBLE CO 0.1%

Value ($000) $314 Shares 2,190 Est. Cost $135.75 Unrealized +8.4%

SCHW SCHWAB CHARLES CORP 0.1%

Value ($000) $433 Shares 4,336 Est. Cost $79.25 Unrealized +19.5%

NSC NORFOLK SOUTHN CORP 0.1%

Value ($000) $330 Shares 1,142 Est. Cost $233.06 Unrealized +23.8%

AQST AQUESTIVE THERAPEUTICS INC 0.0%

Value ($000) $97 Shares 15,000 Est. Cost $3.46 Unrealized +80.1%

V VISA INC 0.1%

Value ($000) $394 Shares 1,123 Est. Cost $205.10 Unrealized +66.0%

IWB ISHARES TR 0.1%

Value ($000) $597 Shares 1,599 Est. Cost $288.03 Unrealized —

QCOM QUALCOMM INC 0.1%

Value ($000) $441 Shares 2,580 Est. Cost $149.01 Unrealized +14.6%

CMG CHIPOTLE MEXICAN GRILL INC 0.0%

Value ($000) $201 Shares 5,420 Est. Cost $61.51 Unrealized -41.2%

JAVA J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $228 Shares 3,178 Est. Cost $63.54 Unrealized —

BILL BILL HOLDINGS INC 0.1%

Value ($000) $273 Shares 5,000 Est. Cost $67.25 Unrealized -23.6%

JVAL J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $225 Shares 4,580 Est. Cost $44.23 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.1%

Value ($000) $273 Shares 6,885 Est. Cost $34.67 Unrealized —

DE DEERE & CO 0.1%

Value ($000) $265 Shares 570 Est. Cost $484.68 Unrealized -3.5%

VV VANGUARD INDEX FDS 0.1%

Value ($000) $317 Shares 1,006 Est. Cost $218.15 Unrealized —

SRE SEMPRA 0.1%

Value ($000) $352 Shares 3,989 Est. Cost $72.59 Unrealized +24.7%

IUSV ISHARES TR 0.1%

Value ($000) $240 Shares 2,345 Est. Cost $90.44 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $493 Shares 1,699 Est. Cost $220.16 Unrealized —

ABBV ABBVIE INC 0.2%

Value ($000) $795 Shares 3,479 Est. Cost $175.58 Unrealized +29.6%

CME CME GROUP INC 0.1%

Value ($000) $447 Shares 1,637 Est. Cost $268.48 Unrealized +0.8%

VOE VANGUARD INDEX FDS 0.1%

Value ($000) $278 Shares 1,567 Est. Cost $155.91 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $261 Shares 3,955 Est. Cost $93.90 Unrealized —

FTCS FIRST TR EXCHANGE-TRADED FD 0.1%

Value ($000) $225 Shares 2,433 Est. Cost $85.64 Unrealized —

JGRO J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $263 Shares 2,835 Est. Cost $76.64 Unrealized —

DVY ISHARES TR 0.0%

Value ($000) $206 Shares 1,459 Est. Cost $142.10 Unrealized —

DAICW CID HOLDCO INC 0.0%

Value ($000) $1 Shares 18,456 Est. Cost $0.15 Unrealized —

JQUA J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $230 Shares 3,642 Est. Cost $56.47 Unrealized —

IWR ISHARES TR 0.1%

Value ($000) $282 Shares 2,924 Est. Cost $88.41 Unrealized —

JEPI J P MORGAN EXCHANGE TRADED F 0.1%

Value ($000) $275 Shares 4,810 Est. Cost $59.08 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MGC	VANGUARD WORLD FD	214,254	$53,814	12.7%	$138.62	—	MEGA CAP INDEX	921910873
GOOGL	ALPHABET INC	13,517	$4,231	1.0%	$130.35	+119.1%	CAP STK CL A	02079K305
SCHA	SCHWAB STRATEGIC TR	580,460	$16,532	3.9%	$38.18	—	US SML CAP ETF	808524607
MSFT	MICROSOFT CORP	11,074	$5,356	1.3%	$292.14	+71.4%	COM	594918104
EFA	ISHARES TR	97,867	$9,398	2.2%	$60.94	—	MSCI EAFE ETF	464287465
SPY	SPDR S&P 500 ETF TR	12,280	$8,374	2.0%	$403.39	—	TR UNIT	78462F103
SCHE	SCHWAB STRATEGIC TR	499,044	$16,344	3.8%	$26.85	—	EMRG MKTEQ ETF	808524706
HD	HOME DEPOT INC	2,776	$955	0.2%	$322.98	+12.9%	COM	437076102
CPRT	COPART INC	23,848	$934	0.2%	$43.33	-4.3%	COM	217204106
ORCL	ORACLE CORP	1,482	$289	0.1%	$160.80	+48.0%	COM	68389X105
SCHB	SCHWAB STRATEGIC TR	240,675	$6,313	1.5%	$35.23	—	US BRD MKT ETF	808524102
AVGO	BROADCOM INC	6,364	$2,203	0.5%	$204.23	+74.8%	COM	11135F101
MRK	MERCK & CO INC	4,461	$470	0.1%	$97.39	-4.3%	COM	58933Y105
IWM	ISHARES TR	23,384	$5,756	1.4%	$158.31	—	RUSSELL 2000 ETF	464287655
RTX	RTX CORPORATION	3,716	$682	0.2%	$131.75	+31.6%	COM	75513E101
MAR	MARRIOTT INTL INC NEW	1,135	$352	0.1%	$249.21	+14.5%	CL A	571903202
MS	MORGAN STANLEY	2,822	$501	0.1%	$120.96	+37.6%	COM NEW	617446448
HII	HUNTINGTON INGALLS INDS INC	953	$324	0.1%	$220.44	+40.4%	COM	446413106
XOM	EXXON MOBIL CORP	6,344	$763	0.2%	$106.47	+8.5%	COM	30231G102
JNJ	JOHNSON & JOHNSON	2,107	$436	0.1%	$150.10	+31.3%	COM	478160104
TSCO	TRACTOR SUPPLY CO	6,300	$315	0.1%	$50.58	+6.2%	COM	892356106
CSCO	CISCO SYS INC	4,949	$381	0.1%	$47.21	+56.3%	COM	17275R102
BLK	BLACKROCK INC	444	$475	0.1%	$933.09	+16.8%	COM	09290D101
ABT	ABBOTT LABS	4,029	$505	0.1%	$130.60	-2.5%	COM	002824100
VEA	VANGUARD TAX-MANAGED FDS	11,129	$695	0.2%	$42.07	—	VAN FTSE DEV MKT	921943858
ABX	ABACUS GLOBAL MGMT INC	10,000	$86	0.0%	$5.76	+12.2%	CL A	00258Y104
AAUS	EA SERIES TRUST	24,284	$1,338	0.3%	$53.99	—	ALPHA ARCHITECT	02072Q853
SYK	STRYKER CORPORATION	1,288	$453	0.1%	$371.54	-2.2%	COM	863667101
SSD	SIMPSON MFG INC	3,857	$623	0.1%	$160.59	+5.1%	COM	829073105
PG	PROCTER AND GAMBLE CO	2,190	$314	0.1%	$135.75	+8.4%	COM	742718109
SCHW	SCHWAB CHARLES CORP	4,336	$433	0.1%	$79.25	+19.5%	COM	808513105
NSC	NORFOLK SOUTHN CORP	1,142	$330	0.1%	$233.06	+23.8%	COM	655844108
AQST	AQUESTIVE THERAPEUTICS INC	15,000	$97	0.0%	$3.46	+80.1%	COM	03843E104
V	VISA INC	1,123	$394	0.1%	$205.10	+66.0%	COM CL A	92826C839
IWB	ISHARES TR	1,599	$597	0.1%	$288.03	—	RUS 1000 ETF	464287622
QCOM	QUALCOMM INC	2,580	$441	0.1%	$149.01	+14.6%	COM	747525103
CMG	CHIPOTLE MEXICAN GRILL INC	5,420	$201	0.0%	$61.51	-41.2%	COM	169656105
JAVA	J P MORGAN EXCHANGE TRADED F	3,178	$228	0.1%	$63.54	—	ACTIVE VALUE ETF	46641Q167
BILL	BILL HOLDINGS INC	5,000	$273	0.1%	$67.25	-23.6%	COM	090043100
JVAL	J P MORGAN EXCHANGE TRADED F	4,580	$225	0.1%	$44.23	—	US VALUE FACTR	46641Q753
DFAC	DIMENSIONAL ETF TRUST	6,885	$273	0.1%	$34.67	—	US CORE EQUITY 2	25434V708
DE	DEERE & CO	570	$265	0.1%	$484.68	-3.5%	COM	244199105
VV	VANGUARD INDEX FDS	1,006	$317	0.1%	$218.15	—	LARGE CAP ETF	922908637
SRE	SEMPRA	3,989	$352	0.1%	$72.59	+24.7%	COM	816851109
IUSV	ISHARES TR	2,345	$240	0.1%	$90.44	—	CORE S&P US VLU	464287663
VO	VANGUARD INDEX FDS	1,699	$493	0.1%	$220.16	—	MID CAP ETF	922908629
ABBV	ABBVIE INC	3,479	$795	0.2%	$175.58	+29.6%	COM	00287Y109
CME	CME GROUP INC	1,637	$447	0.1%	$268.48	+0.8%	COM	12572Q105
VOE	VANGUARD INDEX FDS	1,567	$278	0.1%	$155.91	—	MCAP VL IDXVIP	922908512
IJH	ISHARES TR	3,955	$261	0.1%	$93.90	—	CORE S&P MCP ETF	464287507
FTCS	FIRST TR EXCHANGE-TRADED FD	2,433	$225	0.1%	$85.64	—	CAP STRENGTH ETF	33733E104
JGRO	J P MORGAN EXCHANGE TRADED F	2,835	$263	0.1%	$76.64	—	ACTIVE GROWTH	46654Q609
DVY	ISHARES TR	1,459	$206	0.0%	$142.10	—	SELECT DIVID ETF	464287168
DAICW	CID HOLDCO INC	18,456	$1	0.0%	$0.15	—	*W EXP 12/31/202	171756117
JQUA	J P MORGAN EXCHANGE TRADED F	3,642	$230	0.1%	$56.47	—	US QUALTY FCTR	46641Q761
IWR	ISHARES TR	2,924	$282	0.1%	$88.41	—	RUS MID CAP ETF	464287499
JEPI	J P MORGAN EXCHANGE TRADED F	4,810	$275	0.1%	$59.08	—	EQUITY PREMIUM	46641Q332