Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	Vanguard Total Stock Mkt	457,854	$147M	12.1%	$145.87	—	ETF	922908769
JBND	JPMorgan Active Bond ETF	1,987,378	$107M	8.8%	$54.14	—	ETF	46654Q716
VCRB	Vanguard Core Bond ETF	1,194,683	$92.44M	7.6%	$77.77	—	ETF	922020748
AVDE	Avantis International Equity ETF	932,696	$79.13M	6.5%	$62.30	—	COM	025072703
DFSD	DFA Short-Duration Fixed Inc ETF	1,336,422	$63.99M	5.3%	$47.70	—	ETF	25434V864
ICSH	iShares Ultra Short-Term Bond ETF	1,102,918	$55.83M	4.6%	$50.45	—	ETF	46434V878
AVEM	Avantis Emerging Markets EQ ETF	576,945	$46.49M	3.8%	$62.30	—	COM	025072604
DFLV	DFA US Large Cap Value ETF	916,445	$32.73M	2.7%	$30.71	—	ETF	25434V666
SPY	SPDR Trust (S&P 500)	39,851	$25.92M	2.1%	$246.86	—	ETF	78462F103
DFSV	DFA US Small Cap Value ETF	695,442	$24.37M	2.0%	$29.40	—	ETF	25434V815
DFAE	DFA Core Emerging Mkt ETF	699,905	$23.7M	1.9%	$22.76	—	ETF	25434V302
IVV	iShares Core S&P 500 ETF	36,119	$23.59M	1.9%	$395.15	—	COM	464287200
NCLO	Nuveen AA-BBB CLO ETF	907,773	$22.64M	1.9%	$25.03	—	ETF	67092P730
IWV	Russell 3000	56,356	$20.89M	1.7%	$137.35	—	ETF	464287689
FLOT	Ishares Floating Rate	393,718	$20.06M	1.6%	$50.99	—	ETF	46429B655
VTHR	Vanguard Russell 3000 ETF	57,183	$16.44M	1.4%	$172.94	—	ETF	92206C599
DFAI	DFA Int'l Core Equity ETF	386,944	$15.08M	1.2%	$28.86	—	ETF	25434V203
VPLS	Vanguard Core-Plus Bond ETF	193,358	$15M	1.2%	$77.78	—	ETF	922020755
VTV	Vanguard Value	75,123	$14.74M	1.2%	$116.96	—	ETF	922908744
ESGV	Vanguard ESG U.S. Stock ETF	130,513	$14.65M	1.2%	$59.04	—	ETF	921910733
DFUV	DFA Tax-Managed US Marketwide Value II	294,450	$14.27M	1.2%	$32.21	—	ETF	25434V724
JMUB	JPMorgan Municipal ETF	271,206	$13.56M	1.1%	$50.48	—	ETF	46641Q647
MUB	iShares National Muni Bond ETF	122,698	$13.02M	1.1%	$107.64	—	ETF	464288414
REET	iShares Global REIT ETF	494,490	$12.44M	1.0%	$23.10	—	ETF	46434V647
JMST	JPMorgan Ultra-Short Municipal Inc ETF	242,886	$12.38M	1.0%	$50.85	—	ETF	46641Q654
SCHV	Schwab US Large Cap Value	386,127	$11.78M	1.0%	$36.33	—	ETF	808524409
IWM	Russell 2000/Small Blend	40,114	$9.948M	0.8%	$136.29	—	ETF	464287655
TOTL	SPDR DoubleLine Total Return Tact ETF	232,668	$9.244M	0.8%	$40.03	—	ETF	78467V848
VSGX	Vanguard ESG Int'l ETF	119,320	$8.559M	0.7%	$50.58	—	ETF	921910725
VUG	Vanguard Growth	18,560	$8.107M	0.7%	$212.04	—	ETF	922908736
AVUV	Avantis US Small Cap Value ETF	71,484	$7.897M	0.6%	$90.14	—	ETF	025072877
BSV	Vanguard Short-Term Bond Index Fund	95,401	$7.48M	0.6%	$79.61	—	ETF	921937827
ITOT	iShares Core S&P Total US Stock Mkt ETF	51,769	$7.373M	0.6%	$117.68	—	COM	464287150
DFAU	DFA US Core Equity ETF	162,939	$7.352M	0.6%	$29.84	—	ETF	25434V104
IUSB	iShares Core Total USD Bond Market ETF	157,855	$7.291M	0.6%	$44.80	—	ETF	46434V613
VTEB	Vanguard Tax-Exempt Bond ETF	143,493	$7.159M	0.6%	$49.38	—	ETF	922907746
CLOI	VanEck CLO ETF	122,637	$6.463M	0.5%	$52.79	—	ETF	92189H748
AAPL	Apple Computer Inc	23,761	$6.03M	0.5%	$184.47	+42.5%	ETF	037833100
MDY	Mid Cap S P D R TRUST	9,679	$5.97M	0.5%	$343.01	—	ETF	78467Y107
SCHB	Schw US Brd Mkt Etf	224,900	$5.645M	0.5%	$30.50	—	ETF	808524102
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	102,614	$5.393M	0.4%	$49.98	—	ETF	464288646
IWD	Russell 1000/ Lrg. Value	24,515	$5.238M	0.4%	$108.78	—	ETF	464287598
VNQ	Vanguard Reit	52,100	$4.621M	0.4%	$85.31	—	ETF	922908553
SUB	iShares Short-Term National Muni Bond ETF	43,164	$4.597M	0.4%	$104.63	—	ETF	464288158
DFAT	DFA U.S. Small Cap Value (TM)	69,706	$4.353M	0.4%	$44.79	—	ETF	25434V609
IWF	Russell 1000/ Lrg. Growth	9,619	$4.102M	0.3%	$135.89	—	ETF	464287614
EVSM	Eaton Vance Short Dur Muncpl Inc ETF	81,241	$4.077M	0.3%	$50.32	—	ETF	61774R858
VMBS	Vanguard Mortgage Backed	84,563	$3.97M	0.3%	$45.50	—	ETF	92206C771
VBR	Vanguard Small Cap Value	17,787	$3.864M	0.3%	$172.96	—	ETF	922908611
IVW	iShares S&P 500 Growth ETF	33,442	$3.783M	0.3%	$76.19	—	ETF	464287309
VONG	Vanguard Russell 1000 Growth ETF	33,813	$3.709M	0.3%	$57.19	—	ETF	92206C680
VCIT	Vanguard Intermediate	39,705	$3.286M	0.3%	$80.63	—	ETF	92206C870
IJR	iShares Core S&P Small-Cap ETF	26,279	$3.267M	0.3%	$101.09	—	ETF	464287804
VYM	Vanguard High Dividend ETF	21,823	$3.232M	0.3%	$106.44	—	ETF	921946406
DFCF	DFA Core Fixed Income ETF	74,465	$3.144M	0.3%	$42.23	—	ETF	25434V872
IEMG	iShares Core MSCI Emerging Markets ETF	44,955	$3.136M	0.3%	$54.56	—	ETF	46434G103
VCSH	Vanguard Short Term Corp Bond	37,944	$3.008M	0.2%	$75.84	—	ETF	92206C409
VOOG	Vanguard S&P 500 Growth ETF	7,352	$2.997M	0.2%	$230.48	—	ETF	921932505
JPLD	JPMorgan Limited Duration Bond ETF	56,007	$2.923M	0.2%	$52.24	—	ETF	46654Q773
VEA	Vanguard Msci Eafe Etf	45,170	$2.894M	0.2%	$43.39	—	ETF	921943858
AMZN	Amazon Com Inc	13,670	$2.847M	0.2%	$152.80	+48.4%	COM	023135106
BIV	Vanguard Interm Bond Index ETF	36,172	$2.792M	0.2%	$85.53	—	ETF	921937819
IJH	iShares Core S&P Mid-Cap ETF	39,163	$2.645M	0.2%	$97.82	—	ETF	464287507
HYMB	SPDR Nuveen BB Hi Yld Muncpl Bd ETF	105,254	$2.61M	0.2%	$24.83	—	ETF	78464A284
SCHF	Schw Intl Eq Etf	100,277	$2.482M	0.2%	$22.55	—	ETF	808524805
VOO	Vanguard S&P 500 Etf	4,018	$2.401M	0.2%	$439.99	—	ETF	922908363
BBBS	BLOXX BBB 1-5 YR Core Bond ETF	46,428	$2.375M	0.2%	$51.21	—	ETF	09789C754
BIL	SPDR Blmbg Barclays 1-3 Mth T-Bill ETF	24,088	$2.207M	0.2%	$91.76	—	ETF	78468R663
UMBF	UMB Financial Corp	17,883	$2.017M	0.2%	$110.25	+13.4%	COM	902788108
VTES	VANGUARD SHRT TAX EXEMPT BND ETF	19,830	$2.006M	0.2%	$101.09	—	ETF	921935870
DFUS	DFA U.S. Equity ETF	27,010	$1.915M	0.2%	$61.66	—	ETF	25434V401
QQQ	Invesco QQQ Trust	3,257	$1.88M	0.2%	$307.73	—	ETF	46090E103
LLY	Lilly Eli & Company	2,036	$1.873M	0.2%	$180.21	+481.0%	ETF	532457108
JMTG	J P Morgan Mortgage Backed Secs ETF	32,340	$1.649M	0.1%	$50.71	—	ETF	46654Q575
FLXR	TCW Flexible Income ETF	41,382	$1.625M	0.1%	$39.55	—	ETF	29287L700
AVSU	Avantis Responsible US Equity ETF	21,393	$1.581M	0.1%	$42.48	—	ETF	025072281
MSFT	Microsoft Corp	4,170	$1.544M	0.1%	$293.96	+47.8%	ETF	594918104
IVE	iShares S&P 500 Value ETF	7,225	$1.526M	0.1%	$102.74	—	ETF	464287408
SGOV	ISHARES 0 TO 3 MNTH TREASURY BND ETF	15,112	$1.521M	0.1%	$100.71	—	ETF	46436E718
VONV	Vanguard Russell 1000	15,929	$1.493M	0.1%	$78.41	—	ETF	92206C714
PRF	Powershare Ftse Rafi US	30,825	$1.465M	0.1%	$56.81	—	ETF	46137V613
CLOB	VanEck AA-BB CLO ETF	29,180	$1.459M	0.1%	$50.37	—	ETF	92189H656
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	26,902	$1.432M	0.1%	$51.58	—	ETF	464288638
SPYV	SPDR Portfolio S&P 500 Value ETF	24,837	$1.405M	0.1%	$41.98	—	ETF	78464A508
EFA	iShares MSCI EAFE ETF	14,292	$1.388M	0.1%	$65.43	—	ETF	464287465
JAAA	Janus Henderson AAA CLO ETF	27,297	$1.375M	0.1%	$50.37	—	ETF	47103U845
JPM	JPMorgan Chase & Co.	4,666	$1.373M	0.1%	$167.21	+86.2%	ETF	46625H100
VWO	Vanguard Emerging Market	24,582	$1.329M	0.1%	$43.29	—	ETF	922042858
DFIV	DFA Tax Managed Intl	23,317	$1.231M	0.1%	$33.74	—	COM	25434V807
NOC	Northrop Grumman Corp	1,773	$1.21M	0.1%	$114.24	+489.7%	ETF	666807102
JBBB	Janus Henderson B-BBB CLO ETF	25,545	$1.191M	0.1%	$46.61	—	ETF	47103U753
BRK/B	Berkshire Hathaway B New	2,478	$1.187M	0.1%	$331.36	+48.9%	COM	084670702
JSCP	JPMorgan Short Duration Core Plus ETF	23,842	$1.128M	0.1%	$47.30	—	ETF	46641Q274
XOM	Exxon Mobil Corporation	6,591	$1.118M	0.1%	$52.20	+165.8%	COM	30231G102
ABBV	Abbvie Inc	4,893	$1.064M	0.1%	$102.16	+117.9%	COM	00287Y109
CVNA	Carvana Co	3,260	$1.025M	0.1%	$153.70	+165.8%	COM	146869102
VXUS	Vanguard Total Intl Etf	13,066	$1.008M	0.1%	$58.24	—	ETF	921909768
VB	Vanguard Small Cap	3,722	$975K	0.1%	$195.42	—	ETF	922908751
FNDF	Schwab Fundamental Inl	18,116	$886K	0.1%	$38.03	—	ETF	808524755
AVUS	Avantis U.S. Equity ETF	7,900	$878K	0.1%	$77.31	—	ETF	025072885
NULV	Nuveen ESG Large-Cap Value ETF	19,294	$878K	0.1%	$41.67	—	ETF	67092P300
DFAR	DFA US Real Estate ETF	35,613	$842K	0.1%	$23.12	—	ETF	25434V823
MBB	iShares MBS Bond Fd	8,705	$827K	0.1%	$92.02	—	ETF	464288588
CMF	iShares California Muni Bond ETF	14,140	$804K	0.1%	$57.04	—	ETF	464288356
VO	Vanguard Mid Cap	2,731	$784K	0.1%	$234.45	—	ETF	922908629
NVDA	Nvidia Corp	4,270	$745K	0.1%	$153.89	+21.3%	COM	67066G104
JEPI	JPMorgan Equity Premium Income ETF	13,103	$743K	0.1%	$56.05	—	COM	46641Q332
MA	Mastercard Inc	1,470	$735K	0.1%	$388.68	+38.7%	COM	57636Q104
AVLV	Avantis U.S. Large Cap Value ETF	8,974	$723K	0.1%	$69.07	—	ETF	025072349
BRK/A	Berkshire Hathaway Inc A	1	$718K	0.1%	$616493.94	+20.1%	COM	084670108
EVTR	Eaton Vance Total Return Bond ETF	13,800	$700K	0.1%	$50.75	—	ETF	61774R841
UYLD	Angel Oak UltraShort Income ETF	13,624	$695K	0.1%	$51.11	—	ETF	03463K752
SHYG	Ishares High Yield	16,300	$690K	0.1%	$41.93	—	ETF	46434V407
AVSD	Avantis Responsible International Equity ETF	9,309	$686K	0.1%	$40.35	—	COM	025072299
DFAS	DFA U.S. Small Cap (TM)	9,531	$678K	0.1%	$60.12	—	ETF	25434V500
IWN	Russell 2000/ Small Value	3,572	$677K	0.1%	$109.45	—	ETF	464287630
IWB	iShares Russell 1000 ETF	1,801	$642K	0.1%	$143.35	—	ETF	464287622
AVRE	Avantis Real Estate ETF	14,259	$628K	0.1%	$44.57	—	COM	025072356
GOOGL	Google Inc. Class A	2,113	$608K	0.0%	$119.61	+170.3%	COM	02079K305
GOOG	Google Inc. Class C	1,978	$567K	0.0%	$180.06	+79.8%	COM	02079K107
CALI	iShares Short-Term CA Muni Act ETF	11,034	$556K	0.0%	$50.46	—	ETF	092528884
V	Visa Inc Cl A	1,784	$539K	0.0%	$221.79	+48.4%	COM	92826C839
SHY	iShares 1-3 Year Treasury Bond ETF	6,271	$518K	0.0%	$85.58	—	ETF	464287457
EEM	iShares MSCI Emerging Markets ETF	9,074	$515K	0.0%	$42.62	—	ETF	464287234
ISTB	iShares Core 1-5 Year USD Bond ETF	10,477	$508K	0.0%	$46.96	—	ETF	46432F859
COST	Costco Whsl Corp New	507	$505K	0.0%	$931.06	+3.5%	COM	22160K105
GS	Goldman Sachs Group Inc	588	$497K	0.0%	$350.84	+165.8%	COM	38141G104
IWO	Russell 2000/ Small Growth	1,543	$484K	0.0%	$229.05	—	ETF	464287648
VIG	Vanguard Div Apprciation	2,236	$481K	0.0%	$145.53	—	ETF	921908844
HD	Home Depot Inc	1,455	$479K	0.0%	$320.57	+17.6%	COM	437076102
BND	Vanguard Total Bond	6,461	$476K	0.0%	$77.55	—	ETF	921937835
DE	Deere & Co	833	$469K	0.0%	$238.56	+131.1%	COM	244199105
PYLD	PIMCO MULTISECTOR BOND ACTV ETF	17,432	$457K	0.0%	$26.54	—	ETF	72201R585
JNJ	Johnson & Johnson	1,850	$452K	0.0%	$161.72	+40.9%	COM	478160104
SMB	VanEck Short Muni ETF	25,476	$441K	0.0%	$17.00	—	ETF	92189F528
ASML	Asml Hldgs Nv	322	$425K	0.0%	$823.64	—	COM	N07059210
VCLT	Vanguard Long-Term Corporate Bd ETF	5,500	$411K	0.0%	$74.72	—	ETF	92206C813
CAT	Caterpillar Inc	570	$404K	0.0%	$352.05	+94.4%	COM	149123101
SCHE	Schw Emg Mkt Eq Etf	12,179	$401K	0.0%	$25.57	—	ETF	808524706
AGG	iShares Aggregate Bond Fd	3,992	$396K	0.0%	$103.12	—	COM	464287226
ABT	Abbott Laboratories	3,775	$388K	0.0%	$108.37	+6.5%	COM	002824100
VGT	Vanguard Info Technology	547	$382K	0.0%	$424.71	—	ETF	92204A702
SCHG	Schwab US Large Cap	12,581	$366K	0.0%	$27.87	—	ETF	808524300
JPST	JPMorgan Ultra-Short Income ETF	6,850	$347K	0.0%	$50.56	—	ETF	46641Q837
QUAL	Ishars Edg Msci Usa Qlty	1,745	$335K	0.0%	$186.59	—	ETF	46432F339
IWR	iShares Russell Mid-Cap ETF	3,408	$331K	0.0%	$73.13	—	ETF	464287499
DIA	SPDR Dow Jones Industrial Average ETF	700	$324K	0.0%	$258.44	—	ETF	78467X109
ORCL	Oracle Corporation	2,155	$317K	0.0%	$181.24	-6.4%	COM	68389X105
DTE	DTE Energy Company	2,086	$305K	0.0%	$116.62	+17.3%	COM	233331107
DVY	iShares Select Dividend ETF	2,006	$304K	0.0%	$144.45	—	ETF	464287168
GLD	SPDR Gold ETF	704	$303K	0.0%	$304.83	—	ETF	78463V107
USHY	iShares Broad USD High Yield Corp Bd ETF	7,763	$286K	0.0%	$36.54	—	ETF	46435U853
NFLX	Netflix Com Inc Com	2,942	$283K	0.0%	$108.23	-22.5%	COM	64110L106
IEFA	iShares Core MSCI EAFE ETF	3,086	$279K	0.0%	$87.74	—	ETF	46432F842
EAGG	iShares ESG U.S. Aggregate Bond ETF	5,814	$276K	0.0%	$46.80	—	ETF	46435U549
RTX	Raytheon Technologies Ord	1,429	$276K	0.0%	$156.61	+25.5%	COM	75513E101
IWP	iShares Russell Mid-Cap Growth ETF	2,148	$275K	0.0%	$126.75	—	ETF	464287481
FSMD	Fidelity Small-Mid Multifactor ETF	5,836	$261K	0.0%	$41.17	—	ETF	316092527
MUNI	PIMCO Intermediate Municipal Bd Actv ETF	4,938	$258K	0.0%	$52.37	—	ETF	72201R866
ETN	Eaton Corporation	682	$244K	0.0%	$311.92	+13.4%	COM	G29183103
ICF	iShares C&S Real Estate	3,871	$240K	0.0%	$73.85	—	ETF	464287564
META	Meta Platforms Inc Class A	413	$236K	0.0%	$667.32	-1.8%	COM	30303M102
XLF	Sector Spdr Fincl Select	4,726	$233K	0.0%	$46.13	—	ETF	81369Y605
CVX	Chevrontexaco Corp	1,123	$232K	0.0%	$171.87	0.0%	COM	166764100
JPIE	JPMorgan Income ETF	4,950	$228K	0.0%	$46.07	—	ETF	46641Q159
FNDX	Schwab Fundamental US	8,154	$227K	0.0%	$24.54	—	ETF	808524771
XLI	Industrial SPDR	1,385	$224K	0.0%	$147.55	—	ETF	81369Y704
SCHA	Schw US Scap Etf	7,636	$222K	0.0%	$23.43	—	ETF	808524607
VV	Vanguard Large Cap Etf	739	$221K	0.0%	$307.86	—	ETF	922908637
SCHX	Schwab US Large Cap Etf	8,604	$221K	0.0%	$34.97	—	ETF	808524201
WELL	Welltower Inc Com	1,026	$203K	0.0%	$186.94	0.0%	COM	95040Q104
GLW	Corning Inc	1,485	$202K	0.0%	$111.68	0.0%	COM	219350105
—	Ev Tax Man Glb Div Eqty	19,900	$172K	0.0%	$8.75	—	ETF	27829F108
AUR	AURORA INNOVATION CL A ORD	14,006	$57,705	0.0%	$2.77	+62.0%	COM	051774107