Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	Vanguard Total Stock Mkt	458,478	$154M	12.8%	$145.87	—	ETF	922908769
JBND	JPMorgan Active Bond ETF	1,921,439	$104M	8.6%	$54.15	—	ETF	46654Q716
VCRB	Vanguard Core Bond ETF	1,129,478	$87.98M	7.3%	$77.79	—	ETF	922020748
AVDE	Avantis International Equity ETF	943,601	$77.68M	6.5%	$62.30	—	COM	025072703
DFSD	DFA Short-Duration Fixed Inc ETF	1,236,613	$59.3M	4.9%	$47.68	—	ETF	25434V864
ICSH	iShares Ultra Short-Term Bond ETF	1,078,140	$54.53M	4.5%	$50.45	—	ETF	46434V878
AVEM	Avantis Emerging Markets EQ ETF	549,538	$42.33M	3.5%	$61.39	—	COM	025072604
SPY	SPDR Trust (S&P 500)	40,294	$27.48M	2.3%	$246.86	—	ETF	78462F103
DFLV	DFA US Large Cap Value ETF	768,137	$26.28M	2.2%	$29.74	—	ETF	25434V666
IVV	iShares Core S&P 500 ETF	35,559	$24.36M	2.0%	$391.08	—	COM	464287200
DFAE	DFA Core Emerging Mkt ETF	709,891	$23.12M	1.9%	$22.76	—	ETF	25434V302
IWV	Russell 3000	56,470	$21.85M	1.8%	$137.35	—	ETF	464287689
DFSV	DFA US Small Cap Value ETF	645,753	$21.24M	1.8%	$28.96	—	ETF	25434V815
FLOT	Ishares Floating Rate	402,385	$20.47M	1.7%	$50.99	—	ETF	46429B655
NCLO	Nuveen AA-BBB CLO ETF	761,276	$19.07M	1.6%	$25.05	—	ETF	67092P730
VTHR	Vanguard Russell 3000 ETF	53,533	$16.08M	1.3%	$165.12	—	ETF	92206C599
ESGV	Vanguard ESG U.S. Stock ETF	125,605	$15.19M	1.3%	$56.96	—	ETF	921910733
JMST	JPMorgan Ultra-Short Municipal Inc ETF	297,129	$15.14M	1.3%	$50.85	—	ETF	46641Q654
DFAI	DFA Int'l Core Equity ETF	391,367	$14.91M	1.2%	$28.86	—	ETF	25434V203
REET	iShares Global REIT ETF	588,791	$14.69M	1.2%	$23.10	—	ETF	46434V647
VTV	Vanguard Value	76,282	$14.57M	1.2%	$116.96	—	ETF	922908744
VPLS	Vanguard Core-Plus Bond ETF	184,199	$14.39M	1.2%	$77.79	—	ETF	922020755
JMUB	JPMorgan Municipal ETF	284,598	$14.37M	1.2%	$50.48	—	ETF	46641Q647
DFUV	DFA Tax-Managed US Marketwide Value II	299,719	$13.96M	1.2%	$32.21	—	ETF	25434V724
MUB	iShares National Muni Bond ETF	124,634	$13.35M	1.1%	$107.64	—	ETF	464288414
SCHV	Schwab US Large Cap Value	355,790	$10.53M	0.9%	$36.83	—	ETF	808524409
IWM	Russell 2000/Small Blend	40,551	$9.982M	0.8%	$136.29	—	ETF	464287655
BSV	Vanguard Short-Term Bond Index Fund	121,245	$9.555M	0.8%	$79.61	—	ETF	921937827
VUG	Vanguard Growth	18,788	$9.166M	0.8%	$212.04	—	ETF	922908736
IUSB	iShares Core Total USD Bond Market ETF	190,489	$8.865M	0.7%	$44.80	—	ETF	46434V613
VSGX	Vanguard ESG Int'l ETF	121,735	$8.719M	0.7%	$50.58	—	ETF	921910725
AAPL	Apple Computer Inc	30,249	$8.224M	0.7%	$184.47	+45.5%	ETF	037833100
DFAU	DFA US Core Equity ETF	166,759	$7.804M	0.6%	$29.84	—	ETF	25434V104
TOTL	SPDR DoubleLine Total Return Tact ETF	175,789	$7.076M	0.6%	$40.13	—	ETF	78467V848
AVUV	Avantis US Small Cap Value ETF	66,740	$6.806M	0.6%	$88.70	—	ETF	025072877
ITOT	iShares Core S&P Total US Stock Mkt ETF	44,625	$6.635M	0.6%	$113.72	—	COM	464287150
MDY	Mid Cap S P D R TRUST	10,065	$6.072M	0.5%	$343.01	—	ETF	78467Y107
SCHB	Schw US Brd Mkt Etf	214,697	$5.632M	0.5%	$30.76	—	ETF	808524102
IGSB	iShares 1-5 Year Investment Grade Corporate Bond ETF	102,680	$5.43M	0.5%	$49.98	—	ETF	464288646
CLOI	VanEck CLO ETF	102,794	$5.429M	0.5%	$52.81	—	ETF	92189H748
VNQ	Vanguard Reit	60,945	$5.393M	0.4%	$85.31	—	ETF	922908553
IWD	Russell 1000/ Lrg. Value	24,583	$5.171M	0.4%	$108.78	—	ETF	464287598
VTEB	Vanguard Tax-Exempt Bond ETF	101,466	$5.103M	0.4%	$49.17	—	ETF	922907746
SUB	iShares Short-Term National Muni Bond ETF	46,929	$5.007M	0.4%	$104.63	—	ETF	464288158
IWF	Russell 1000/ Lrg. Growth	9,804	$4.64M	0.4%	$135.89	—	ETF	464287614
DFAT	DFA U.S. Small Cap Value (TM)	71,263	$4.243M	0.4%	$44.79	—	ETF	25434V609
IVW	iShares S&P 500 Growth ETF	33,998	$4.191M	0.3%	$76.19	—	ETF	464287309
VONG	Vanguard Russell 1000 Growth ETF	33,833	$4.119M	0.3%	$57.19	—	ETF	92206C680
BIV	Vanguard Interm Bond Index ETF	52,284	$4.072M	0.3%	$85.53	—	ETF	921937819
VBR	Vanguard Small Cap Value	19,035	$4.031M	0.3%	$172.96	—	ETF	922908611
VMBS	Vanguard Mortgage Backed	84,569	$3.982M	0.3%	$45.50	—	ETF	92206C771
IJR	iShares Core S&P Small-Cap ETF	28,255	$3.396M	0.3%	$101.09	—	ETF	464287804
VOOG	Vanguard S&P 500 Growth ETF	7,352	$3.269M	0.3%	$230.48	—	ETF	921932505
AMZN	Amazon Com Inc	13,932	$3.216M	0.3%	$152.80	+49.7%	COM	023135106
EVSM	Eaton Vance Short Dur Muncpl Inc ETF	63,765	$3.212M	0.3%	$50.36	—	ETF	61774R858
VCSH	Vanguard Short Term Corp Bond	39,543	$3.153M	0.3%	$75.84	—	ETF	92206C409
VYM	Vanguard High Dividend ETF	21,823	$3.132M	0.3%	$106.44	—	ETF	921946406
IEMG	iShares Core MSCI Emerging Markets ETF	46,455	$3.123M	0.3%	$54.56	—	ETF	46434G103
VEA	Vanguard Msci Eafe Etf	45,823	$2.863M	0.2%	$43.39	—	ETF	921943858
IJH	iShares Core S&P Mid-Cap ETF	41,148	$2.716M	0.2%	$97.82	—	ETF	464287507
VOO	Vanguard S&P 500 Etf	4,117	$2.582M	0.2%	$439.99	—	ETF	922908363
PYLD	PIMCO MULTISECTOR BOND ACTV ETF	95,777	$2.555M	0.2%	$26.54	—	ETF	72201R585
HYMB	SPDR Nuveen BB Hi Yld Muncpl Bd ETF	102,370	$2.553M	0.2%	$24.83	—	ETF	78464A284
UMBF	UMB Financial Corp	21,106	$2.428M	0.2%	$110.25	+2.8%	COM	902788108
LLY	Lilly Eli & Company	2,091	$2.247M	0.2%	$180.21	+430.2%	ETF	532457108
MSFT	Microsoft Corp	4,431	$2.143M	0.2%	$293.96	+70.3%	ETF	594918104
SCHF	Schw Intl Eq Etf	88,941	$2.138M	0.2%	$22.27	—	ETF	808524805
VCIT	Vanguard Intermediate	24,815	$2.078M	0.2%	$79.36	—	ETF	92206C870
VTES	VANGUARD SHRT TAX EXEMPT BND ETF	19,904	$2.022M	0.2%	$101.09	—	ETF	921935870
BIL	SPDR Blmbg Barclays 1-3 Mth T-Bill ETF	21,769	$1.989M	0.2%	$91.78	—	ETF	78468R663
QQQ	Invesco QQQ Trust	3,161	$1.942M	0.2%	$299.54	—	ETF	46090E103
BBBS	BLOXX BBB 1-5 YR Core Bond ETF	37,502	$1.931M	0.2%	$51.23	—	ETF	09789C754
MMIT	NYLI MacKay Muni Intermediate ETF	74,424	$1.811M	0.2%	$24.33	—	ETF	45409F827
SGOV	ISHARES 0 TO 3 MNTH TREASURY BND ETF	17,257	$1.732M	0.1%	$100.71	—	ETF	46436E718
BND	Vanguard Total Bond	22,925	$1.698M	0.1%	$77.55	—	ETF	921937835
AVSU	Avantis Responsible US Equity ETF	21,393	$1.632M	0.1%	$42.48	—	ETF	025072281
DFIV	DFA Tax Managed Intl	32,596	$1.627M	0.1%	$33.74	—	COM	25434V807
JPM	JPMorgan Chase & Co.	4,885	$1.574M	0.1%	$167.21	+85.1%	ETF	46625H100
IVE	iShares S&P 500 Value ETF	7,225	$1.532M	0.1%	$102.74	—	ETF	464287408
VONV	Vanguard Russell 1000	15,929	$1.47M	0.1%	$78.41	—	ETF	92206C714
PRF	Powershare Ftse Rafi US	30,825	$1.446M	0.1%	$56.81	—	ETF	46137V613
SPYV	SPDR Portfolio S&P 500 Value ETF	24,337	$1.383M	0.1%	$41.68	—	ETF	78464A508
EFA	iShares MSCI EAFE ETF	14,107	$1.355M	0.1%	$65.01	—	ETF	464287465
VWO	Vanguard Emerging Market	24,666	$1.326M	0.1%	$43.29	—	ETF	922042858
ABBV	Abbvie Inc	5,694	$1.301M	0.1%	$102.16	+122.7%	COM	00287Y109
IGIB	iShares 5-10 Year Investment Grade Corporate Bond ETF	24,015	$1.294M	0.1%	$51.38	—	ETF	464288638
BRK/B	Berkshire Hathaway B New	2,478	$1.246M	0.1%	$331.36	+50.1%	COM	084670702
FLXR	TCW Flexible Income ETF	31,148	$1.233M	0.1%	$39.65	—	ETF	29287L700
JMTG	J P Morgan Mortgage Backed Secs ETF	22,973	$1.173M	0.1%	$50.59	—	ETF	46654Q575
CVNA	Carvana Co	2,775	$1.171M	0.1%	$109.17	+240.5%	COM	146869102
VXUS	Vanguard Total Intl Etf	14,409	$1.087M	0.1%	$58.24	—	ETF	921909768
JPLD	JPMorgan Limited Duration Bond ETF	20,353	$1.065M	0.1%	$52.31	—	ETF	46654Q773
NOC	Northrop Grumman Corp	1,789	$1.02M	0.1%	$114.24	+406.7%	ETF	666807102
DFAR	DFA US Real Estate ETF	42,560	$975K	0.1%	$23.12	—	ETF	25434V823
VB	Vanguard Small Cap	3,725	$961K	0.1%	$195.42	—	ETF	922908751
MA	Mastercard Inc	1,565	$893K	0.1%	$388.68	+43.8%	COM	57636Q104
VGT	Vanguard Info Technology	1,154	$870K	0.1%	$424.71	—	ETF	92204A702
NULV	Nuveen ESG Large-Cap Value ETF	19,206	$865K	0.1%	$41.67	—	ETF	67092P300
XOM	Exxon Mobil Corporation	7,032	$846K	0.1%	$52.20	+121.2%	COM	30231G102
CLOB	VanEck AA-BB CLO ETF	16,326	$827K	0.1%	$50.67	—	ETF	92189H656
JEPI	JPMorgan Equity Premium Income ETF	14,404	$824K	0.1%	$56.05	—	COM	46641Q332
FNDF	Schwab Fundamental Inl	18,116	$819K	0.1%	$38.03	—	ETF	808524755
NVDA	Nvidia Corp	4,339	$809K	0.1%	$153.89	+21.0%	COM	67066G104
DFUS	DFA U.S. Equity ETF	10,465	$776K	0.1%	$47.03	—	ETF	25434V401
MBB	iShares MBS Bond Fd	8,118	$773K	0.1%	$91.80	—	ETF	464288588
UYLD	Angel Oak UltraShort Income ETF	14,774	$756K	0.1%	$51.11	—	ETF	03463K752
BRK/A	Berkshire Hathaway Inc A	1	$755K	0.1%	$616493.94	+21.1%	COM	084670108
SHYG	Ishares High Yield	17,270	$740K	0.1%	$41.93	—	ETF	46434V407
VO	Vanguard Mid Cap	2,520	$731K	0.1%	$230.03	—	ETF	922908629
V	Visa Inc Cl A	2,056	$721K	0.1%	$221.79	+53.5%	COM	92826C839
AVRE	Avantis Real Estate ETF	16,428	$715K	0.1%	$44.57	—	COM	025072356
AVSD	Avantis Responsible International Equity ETF	9,309	$691K	0.1%	$40.35	—	COM	025072299
ORCL	Oracle Corporation	3,525	$687K	0.1%	$181.24	+31.3%	COM	68389X105
GOOGL	Google Inc. Class A	2,180	$682K	0.1%	$119.61	+138.8%	COM	02079K305
AVLV	Avantis U.S. Large Cap Value ETF	8,974	$680K	0.1%	$69.07	—	ETF	025072349
IWB	iShares Russell 1000 ETF	1,801	$672K	0.1%	$143.35	—	ETF	464287622
IWN	Russell 2000/ Small Value	3,672	$665K	0.1%	$109.45	—	ETF	464287630
DFAS	DFA U.S. Small Cap (TM)	9,531	$664K	0.1%	$60.12	—	ETF	25434V500
AVUS	Avantis U.S. Equity ETF	5,895	$659K	0.1%	$65.79	—	ETF	025072885
AGG	iShares Aggregate Bond Fd	6,361	$635K	0.1%	$103.12	—	COM	464287226
ISTB	iShares Core 1-5 Year USD Bond ETF	12,990	$633K	0.1%	$46.96	—	ETF	46432F859
CALI	iShares Short-Term CA Muni Act ETF	12,475	$629K	0.1%	$50.46	—	ETF	092528884
GOOG	Google Inc. Class C	1,978	$621K	0.1%	$180.06	+59.0%	COM	02079K107
CMF	iShares California Muni Bond ETF	10,611	$610K	0.1%	$57.10	—	ETF	464288356
FDV	Federated Hermes US Strategic Dvd ETF	19,778	$566K	0.0%	$28.61	—	ETF	31423L305
HD	Home Depot Inc	1,521	$523K	0.0%	$320.57	+13.7%	COM	437076102
SHY	iShares 1-3 Year Treasury Bond ETF	6,245	$517K	0.0%	$85.58	—	ETF	464287457
GS	Goldman Sachs Group Inc	588	$517K	0.0%	$350.84	+131.8%	COM	38141G104
IWO	Russell 2000/ Small Growth	1,543	$498K	0.0%	$229.05	—	ETF	464287648
VIG	Vanguard Div Apprciation	2,267	$498K	0.0%	$145.53	—	ETF	921908844
ABT	Abbott Laboratories	3,960	$496K	0.0%	$108.37	+17.5%	COM	002824100
EEM	iShares MSCI Emerging Markets ETF	9,044	$495K	0.0%	$42.62	—	ETF	464287234
SMB	VanEck Short Muni ETF	27,956	$487K	0.0%	$17.00	—	ETF	92189F528
JNJ	Johnson & Johnson	2,265	$469K	0.0%	$161.72	+21.8%	COM	478160104
SCHE	Schw Emg Mkt Eq Etf	13,649	$447K	0.0%	$25.57	—	ETF	808524706
SCHG	Schwab US Large Cap	13,466	$439K	0.0%	$27.87	—	ETF	808524300
DFCF	DFA Core Fixed Income ETF	9,711	$413K	0.0%	$42.27	—	ETF	25434V872
DE	Deere & Co	841	$392K	0.0%	$238.56	+96.0%	COM	244199105
ASML	Asml Hldgs Nv	342	$366K	0.0%	$823.64	—	COM	N07059210
COST	Costco Whsl Corp New	404	$348K	0.0%	$922.72	-1.8%	COM	22160K105
QUAL	Ishars Edg Msci Usa Qlty	1,745	$347K	0.0%	$186.59	—	ETF	46432F339
EAGG	iShares ESG U.S. Aggregate Bond ETF	7,208	$345K	0.0%	$46.80	—	ETF	46435U549
CAT	Caterpillar Inc	593	$340K	0.0%	$352.05	+57.8%	COM	149123101
DIA	SPDR Dow Jones Industrial Average ETF	700	$336K	0.0%	$258.44	—	ETF	78467X109
ENB	Enbridge Inc	7,027	$336K	0.0%	$32.20	+46.3%	COM	29250N105
JPST	JPMorgan Ultra-Short Income ETF	6,250	$316K	0.0%	$50.55	—	ETF	46641Q837
META	Meta Platforms Inc Class A	469	$310K	0.0%	$667.32	0.0%	COM	30303M102
BSCY	Invesco BulletShares 2034 Corp Bd ETF	14,036	$295K	0.0%	$21.02	—	ETF	46139W783
IWP	iShares Russell Mid-Cap Growth ETF	2,148	$294K	0.0%	$126.75	—	ETF	464287481
USHY	iShares Broad USD High Yield Corp Bd ETF	7,757	$290K	0.0%	$36.54	—	ETF	46435U853
IWR	iShares Russell Mid-Cap ETF	3,008	$290K	0.0%	$69.92	—	ETF	464287499
GLD	SPDR Gold ETF	728	$289K	0.0%	$304.83	—	ETF	78463V107
RTX	Raytheon Technologies Ord	1,527	$280K	0.0%	$156.61	+10.7%	COM	75513E101
FSMD	Fidelity Small-Mid Multifactor ETF	6,314	$279K	0.0%	$41.17	—	ETF	316092527
BSCX	Invesco BulletShares 2033 Corp Bd ETF	12,865	$276K	0.0%	$21.46	—	ETF	46139W825
IEFA	iShares Core MSCI EAFE ETF	3,086	$276K	0.0%	$87.74	—	ETF	46432F842
NFLX	Netflix Com Inc Com	2,942	$276K	0.0%	$108.23	-0.4%	COM	64110L106
BSCV	Invesco BulletShares 2031 Corp Bd ETF	16,445	$275K	0.0%	$16.69	—	ETF	46138J429
DTE	DTE Energy Company	2,124	$274K	0.0%	$116.62	+15.6%	COM	233331107
BSCU	Invesco BulletShares 2030 Corp Bd ETF	16,176	$274K	0.0%	$16.92	—	ETF	46138J460
BSCW	Invesco BulletShares 2032 Corp Bd ETF	13,099	$273K	0.0%	$20.88	—	ETF	46139W858
BSCT	Invesco BulletShares 2029 Corp Bd ETF	14,479	$273K	0.0%	$18.84	—	ETF	46138J577
BSCS	Invesco BulletShares 2028 Corp Bd ETF	13,170	$271K	0.0%	$20.60	—	ETF	46138J643
BSCR	Invesco BulletShares 2027 Corp Bd ETF	13,655	$270K	0.0%	$19.74	—	ETF	46138J783
BSCQ	Invesco BulletShares 2026 Corp Bd ETF	13,693	$268K	0.0%	$19.57	—	ETF	46138J791
XLF	Sector Spdr Fincl Select	4,726	$259K	0.0%	$46.13	—	ETF	81369Y605
AVGO	Avago Technologies	743	$257K	0.0%	$357.00	0.0%	COM	11135F101
MCD	Mc Donalds Corp	809	$247K	0.0%	$233.13	+30.9%	ETF	580135101
BX	Blackstone Group Lp	1,573	$242K	0.0%	$135.83	+11.5%	COM	09260D107
ETN	Eaton Corporation	760	$242K	0.0%	$311.92	+13.6%	COM	G29183103
VV	Vanguard Large Cap Etf	739	$233K	0.0%	$307.86	—	ETF	922908637
SCHX	Schwab US Large Cap Etf	8,601	$231K	0.0%	$34.97	—	ETF	808524201
ICF	iShares C&S Real Estate	3,871	$231K	0.0%	$73.85	—	ETF	464287564
SCHA	Schw US Scap Etf	8,081	$230K	0.0%	$23.43	—	ETF	808524607
FNDX	Schwab Fundamental US	8,154	$222K	0.0%	$24.54	—	ETF	808524771
XLI	Industrial SPDR	1,385	$215K	0.0%	$147.55	—	ETF	81369Y704
IBM	Int'l Business Mach	720	$213K	0.0%	$298.78	0.0%	COM	459200101
DVY	iShares Select Dividend ETF	1,500	$212K	0.0%	$142.10	—	ETF	464287168
MUNI	PIMCO Intermediate Municipal Bd Actv ETF	4,003	$210K	0.0%	$52.41	—	ETF	72201R866
—	Ev Tax Man Glb Div Eqty	19,900	$190K	0.0%	$8.75	—	ETF	27829F108
AUR	AURORA INNOVATION CL A ORD	16,141	$61,981	0.0%	$2.77	+65.5%	COM	051774107