Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
INTC	INTEL CORP	67,642	$3.661M	5.2%	—	—	COMMON STOCK	458140100
JNJ	JOHNSON & JOHNSON	27,220	$3.569M	5.1%	—	—	COMMON STOCK	478160104
MSFT	MICROSOFT CORP	19,506	$3.076M	4.4%	—	—	COMMON STOCK	594918104
PG	PROCTER & GAMBLE CO	26,830	$2.952M	4.2%	—	—	COMMON STOCK	742718109
JPM	JP MORGAN CHASE & CO	32,739	$2.948M	4.2%	—	—	COMMON STOCK	46625H100
AAPL	APPLE INC	11,069	$2.814M	4.0%	—	—	COMMON STOCK	037833100
KO	COCA COLA CO	58,911	$2.606M	3.7%	—	—	COMMON STOCK	191216100
ABT	ABBOTT LABORATOR IES	32,418	$2.558M	3.6%	—	—	COMMON STOCK	002824100
—	GENERAL ELECTRIC CO	314,156	$2.494M	3.5%	—	—	COMMON STOCK	369604103
AMAT	APPLIED MATERIALS INC	49,125	$2.251M	3.2%	—	—	COMMON STOCK	038222105
DIS	DISNEY WALT CO	23,166	$2.237M	3.2%	—	—	COMMON STOCK	254687106
PEP	PEPSICO INC	18,178	$2.183M	3.1%	—	—	COMMON STOCK	713448108
XOM	EXXON MOBIL CORP	55,452	$2.106M	3.0%	—	—	COMMON STOCK	30231G102
ABBV	ABBVIE INC SR NT	27,349	$2.084M	3.0%	—	—	COMMON STOCK	00287Y109
NKE	NIKE INC	22,150	$1.833M	2.6%	—	—	COMMON STOCK	654106103
—	UNITED TECHNOLOGIES CORP	15,883	$1.498M	2.1%	—	—	COMMON STOCK	913017109
SO	SOUTHERN CO	27,645	$1.497M	2.1%	—	—	COMMON STOCK	842587107
VZ	VERIZON COMMUNICATIONS INC	24,277	$1.305M	1.8%	—	—	COMMON STOCK	92343V104
CVX	CHEVRON CORP NEW	17,882	$1.296M	1.8%	—	—	COMMON STOCK	166764100
GIS	GENERAL MILLS INC	24,075	$1.271M	1.8%	—	—	COMMON STOCK	370334104
MDT	MEDTRONIC PLC	14,083	$1.27M	1.8%	—	—	FOREIGN STOCK	G5960L103
MMM	3M CO	9,189	$1.254M	1.8%	—	—	COMMON STOCK	88579Y101
CSCO	CISCO SYSTEMS INC	31,791	$1.25M	1.8%	—	—	COMMON STOCK	17275R102
MCD	MCDONALDS CORP	6,872	$1.136M	1.6%	—	—	COMMON STOCK	580135101
PFE	PFIZER INC	34,382	$1.123M	1.6%	—	—	COMMON STOCK	717081103
WMT	WALMART, INC	9,795	$1.113M	1.6%	—	—	COMMON STOCK	931142103
IBM	INTERNATIONAL BUSINESS MACHS	9,359	$1.038M	1.5%	—	—	COMMON STOCK	459200101
CL	COLGATE PALMOLIVE CO	15,623	$1.037M	1.5%	—	—	COMMON STOCK	194162103
T	AT&T INC	35,286	$1.029M	1.5%	—	—	COMMON STOCK	00206R102
TXN	TEXAS INSTRUMENTS INC	9,925	$992K	1.4%	—	—	COMMON STOCK	882508104
BMY	BRISTOL-MYERS SQUIBB CO	17,544	$978K	1.4%	—	—	COMMON STOCK	110122108
MRK	MERCK & CO INC	12,562	$967K	1.4%	—	—	COMMON STOCK	58933Y105
AXP	AMERICAN EXPRESS CO	10,075	$862K	1.2%	—	—	COMMON STOCK	025816109
ORCL	ORACLE CORP	16,222	$784K	1.1%	—	—	COMMON STOCK	68389X105
TGT	TARGET CORP	8,406	$782K	1.1%	—	—	COMMON STOCK	87612E106
LOW	LOWES COMPANIES INC	8,103	$698K	1.0%	—	—	COMMON STOCK	548661107
ADP	AUTOMATIC DATA PROCESSING INC	4,435	$607K	0.9%	—	—	COMMON STOCK	053015103
NSC	NORFOLK SOUTHERN CORP	3,903	$570K	0.8%	—	—	COMMON STOCK	655844108
UPS	UNITED PARCEL SE RVICE	4,906	$459K	0.6%	—	—	COMMON STOCK	911312106
ECL	ECOLAB INC	2,933	$457K	0.6%	—	—	COMMON STOCK	278865100
VWO	VANGUARD EMERGING MARKETS STOCK	13,395	$450K	0.6%	—	—	MUTUAL FUND/STOCK	922042858
MAS	MASCO CORP	12,800	$442K	0.6%	—	—	COMMON STOCK	574599106
EXC	EXELON CORP	11,188	$412K	0.6%	—	—	COMMON STOCK	30161N101
STT	STATE STREET CORP	7,375	$393K	0.6%	—	—	COMMON STOCK	857477103
EFA	ISHARES MSCI EAFE (MKT)	7,289	$390K	0.6%	—	—	MUTUAL FUNDS GLOBAL	464287465
PM	PHILIP MORRIS INTERNATIONAL INC	5,302	$387K	0.5%	—	—	COMMON STOCK	718172109
—	TRUSTCO BANK CORP NY	68,342	$369K	0.5%	—	—	COMMON STOCK	898349105
LMT	LOCKHEED MARTIN CORP	1,057	$359K	0.5%	—	—	COMMON STOCK	539830109
LLY	ELI LILLY & CO	2,371	$329K	0.5%	—	—	COMMON STOCK	532457108
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$326K	0.5%	—	—	COMMON STOCK	883556102
HD	HOME DEPOT INC	1,635	$306K	0.4%	—	—	COMMON STOCK	437076102
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$295K	0.4%	—	—	COMMON STOCK	084670702
—	JACOBS ENGINEERING GROUP	3,620	$287K	0.4%	—	—	COMMON STOCK	469814107
APD	AIR PRODUCTS & CHEMICALS INC	1,400	$279K	0.4%	—	—	COMMON STOCK	009158106
CME	CME GROUP INC	1,400	$242K	0.3%	—	—	COMMON STOCK	12572Q105
DD	DUPONT DE NEMOURS INC	6,626	$226K	0.3%	—	—	COMMON STOCK	26614N102
ALL	ALLSTATE CORP	2,400	$220K	0.3%	—	—	COMMON STOCK	020002101
EMR	EMERSON ELECTRIC CO	4,342	$207K	0.3%	—	—	COMMON STOCK	291011104
—	ANNALY CAPITAL MANAGEMENT INC	13,850	$70,000	0.1%	—	—	COMMON STOCK	035710409