Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
JPM	JP MORGAN CHASE & CO	32,874	$4.582M	5.0%	—	—	COMMON STOCK	46625H100
INTC	INTEL CORP	68,383	$4.092M	4.4%	—	—	COMMON STOCK	458140100
JNJ	JOHNSON & JOHNSON	27,366	$3.992M	4.3%	—	—	COMMON STOCK	478160104
XOM	EXXON MOBIL CORP	55,586	$3.879M	4.2%	—	—	COMMON STOCK	30231G102
—	GENERAL ELECTRIC CO	320,172	$3.573M	3.9%	—	—	COMMON STOCK	369604103
PG	PROCTER & GAMBLE CO	27,046	$3.378M	3.7%	—	—	COMMON STOCK	742718109
DIS	DISNEY WALT CO	23,216	$3.358M	3.6%	—	—	COMMON STOCK	254687106
AAPL	APPLE INC	11,109	$3.262M	3.5%	—	—	COMMON STOCK	037833100
KO	COCA COLA CO	58,911	$3.261M	3.5%	—	—	COMMON STOCK	191216100
MSFT	MICROSOFT CORP	19,768	$3.117M	3.4%	—	—	COMMON STOCK	594918104
AMAT	APPLIED MATERIALS INC	49,725	$3.035M	3.3%	—	—	COMMON STOCK	038222105
ABT	ABBOTT LABORATORIES	32,818	$2.851M	3.1%	—	—	COMMON STOCK	002824100
PEP	PEPSICO INC	18,258	$2.495M	2.7%	—	—	COMMON STOCK	713448108
ABBV	ABBVIE INC SR NT	27,525	$2.437M	2.6%	—	—	COMMON STOCK	00287Y109
—	UNITED TECHNOLOGIES CORP	15,983	$2.394M	2.6%	—	—	COMMON STOCK	913017109
NKE	NIKE INC	22,300	$2.259M	2.4%	—	—	COMMON STOCK	654106103
CVX	CHEVRON CORP NEW	18,712	$2.255M	2.4%	—	—	COMMON STOCK	166764100
SO	SOUTHERN CO	29,460	$1.876M	2.0%	—	—	COMMON STOCK	842587107
MMM	3M CO	9,189	$1.621M	1.8%	—	—	COMMON STOCK	88579Y101
MDT	MEDTRONIC PLC	14,150	$1.606M	1.7%	—	—	FOREIGN STOCK	G5960L103
VZ	VERIZON COMMUNICATIONS INC	26,060	$1.601M	1.7%	—	—	COMMON STOCK	92343V104
CSCO	CISCO SYSTEMS INC	32,072	$1.538M	1.7%	—	—	COMMON STOCK	17275R102
T	AT&T INC	35,569	$1.39M	1.5%	—	—	COMMON STOCK	00206R102
MCD	MCDONALDS CORP	6,896	$1.363M	1.5%	—	—	COMMON STOCK	580135101
PFE	PFIZER INC	34,544	$1.353M	1.5%	—	—	COMMON STOCK	717081103
GIS	GENERAL MILLS INC	24,075	$1.29M	1.4%	—	—	COMMON STOCK	370334104
TXN	TEXAS INSTRUMENTS INC	9,975	$1.28M	1.4%	—	—	COMMON STOCK	882508104
IBM	INTERNATIONAL BUSINESS MACHS	9,359	$1.255M	1.4%	—	—	COMMON STOCK	459200101
AXP	AMERICAN EXPRESS CO	10,075	$1.254M	1.4%	—	—	COMMON STOCK	025816109
WMT	WALMART, INC	9,795	$1.165M	1.3%	—	—	COMMON STOCK	931142103
MRK	MERCK & CO INC	12,618	$1.148M	1.2%	—	—	COMMON STOCK	58933Y105
BMY	BRISTOL-MYERS SQUIBB CO	17,594	$1.13M	1.2%	—	—	COMMON STOCK	110122108
TGT	TARGET CORP	8,634	$1.107M	1.2%	—	—	COMMON STOCK	87612E106
CL	COLGATE PALMOLIVE CO	15,724	$1.082M	1.2%	—	—	COMMON STOCK	194162103
LOW	LOWES COMPANIES INC	8,237	$986K	1.1%	—	—	COMMON STOCK	548661107
ORCL	ORACLE CORP	16,222	$859K	0.9%	—	—	COMMON STOCK	68389X105
NSC	NORFOLK SOUTHERN CORP	3,903	$758K	0.8%	—	—	COMMON STOCK	655844108
ADP	AUTOMATIC DATA PROCESSING INC	4,435	$756K	0.8%	—	—	COMMON STOCK	053015103
MAS	MASCO CORP	12,800	$615K	0.7%	—	—	COMMON STOCK	574599106
VWO	VANGUARD EMERGING MARKETS STOCK	13,395	$596K	0.6%	—	—	MUTUAL FUND/STOCK	922042858
—	TRUSTCO BANK CORP NY	68,342	$593K	0.6%	—	—	COMMON STOCK	898349105
STT	STATE STREET CORP	7,425	$587K	0.6%	—	—	COMMON STOCK	857477103
UPS	UNITED PARCEL SERVICE	4,973	$582K	0.6%	—	—	COMMON STOCK	911312106
ECL	ECOLAB INC	2,967	$573K	0.6%	—	—	COMMON STOCK	278865100
PM	PHILIP MORRIS INTERNATIONAL INC	6,248	$532K	0.6%	—	—	COMMON STOCK	718172109
EXC	EXELON CORP	11,213	$512K	0.6%	—	—	COMMON STOCK	30161N101
EFA	ISHARES MSCI EAFE (MKT)	7,289	$506K	0.5%	—	—	MUTUAL FUNDS GLOBAL	464287465
DD	DUPONT DE NEMOURS INC	6,644	$427K	0.5%	—	—	COMMON STOCK	26614N102
LMT	LOCKHEED MARTIN CORP	1,057	$412K	0.4%	—	—	COMMON STOCK	539830109
HD	HOME DEPOT INC	1,735	$379K	0.4%	—	—	COMMON STOCK	437076102
TMO	THERMO FISHER SCIENTIFIC INC	1,151	$374K	0.4%	—	—	COMMON STOCK	883556102
BRK/B	BERKSHIRE HATHAWAY INC	1,616	$366K	0.4%	—	—	COMMON STOCK	084670702
DOW	DOW INC COM	6,660	$365K	0.4%	—	—	COMMON STOCK	260557103
C	CITIGROUP INC	4,478	$358K	0.4%	—	—	COMMON STOCK	172967424
EMR	EMERSON ELECTRIC CO	4,342	$331K	0.4%	—	—	COMMON STOCK	291011104
APD	AIR PRODUCTS & CHEMICALS INC	1,400	$329K	0.4%	—	—	COMMON STOCK	009158106
—	JACOBS ENGINEERING GROUP	3,620	$326K	0.4%	—	—	COMMON STOCK	469814107
LLY	ELI LILLY & CO	2,371	$312K	0.3%	—	—	COMMON STOCK	532457108
JCI	JOHNSON CTLS INTL PLC SHS	7,283	$297K	0.3%	—	—	FOREIGN STOCK	G51502105
CME	CME GROUP INC	1,400	$281K	0.3%	—	—	COMMON STOCK	12572Q105
SWK	STANLEY BLACK & DECKER INC	1,632	$270K	0.3%	—	—	COMMON STOCK	854502101
ALL	ALLSTATE CORP	2,400	$269K	0.3%	—	—	COMMON STOCK	020002101
CMCSA	COMCAST CORP	5,800	$261K	0.3%	—	—	COMMON STOCK	20030N101
MO	ALTRIA GROUP INC	5,100	$255K	0.3%	—	—	COMMON STOCK	02209S103
YUM	YUM! BRANDS INC	2,166	$218K	0.2%	—	—	COMMON STOCK	988498101
CAT	CATERPILLAR INC	1,463	$216K	0.2%	—	—	COMMON STOCK	149123101
SLB	SCHLUMBERGER LTD	5,231	$210K	0.2%	—	—	FOREIGN STOCK	806857108
—	GLAXOSMITHKLINE PLC	4,294	$202K	0.2%	—	—	FOREIGN STOCK	37733W105
—	ANNALY CAPITAL MANAGEMENT INC	13,850	$130K	0.1%	—	—	COMMON STOCK	035710409