Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	330,967	$26.11B	7.9%	$81475.67	—	COM	921946885
SCHZ	SCHWAB US AGGREGATE BOND ETF	450,110	$25.24B	7.7%	$54527.58	—	COM	808524839
VWO	VANGUARD FTSE EMERGING MARKET ETF	446,195	$19.29B	5.9%	$40190.23	—	COM	922042858
VOE	VANGUARD MID CAP VALUE ETF	189,542	$19.21B	5.8%	$112923.56	—	COM	922908512
VDC	VANGUARD CONSUMER STAPLES ETF	97,212	$15.88B	4.8%	$163052.03	—	COM	92204A207
SCHP	SCHWAB US TIPS ETF	246,498	$15.19B	4.6%	$58146.54	—	COM	808524870
VGT	VANGUARD INFO TECHNOLOGY ETF	48,255	$15.03B	4.6%	$276101.03	—	COM	92204A702
SCHO	SCHWAB SHORT TERM US TREASURY	268,922	$13.85B	4.2%	$50751.50	—	COM	808524862
VHT	VANGUARD HEALTH CARE ETF	60,205	$12.28B	3.7%	$195486.19	—	COM	92204A504
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	453,802	$12.14B	3.7%	$26050.00	—	COM	808524706
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	194,511	$11.32B	3.4%	$57694.86	—	COM	92203J407
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	228,987	$11.13B	3.4%	$54238.31	—	COM	922042676
VBR	VANGUARD SMALL CAP VALUE ETF	81,657	$9.034B	2.7%	$133580.00	—	COM	922908611
—	SPDR SOLACTIVE HONG KONG ETF	130,043	$7.58B	2.3%	$57265.39	—	COM	78463X145
VOO	VANGUARD S&P 500 ETF	22,889	$7.042B	2.1%	$295302.88	—	COM	922908363
FLAU	FRANKLIN FTSE AUSTRALIA ETF	293,040	$6.83B	2.1%	$22888.17	—	COM	35473P843
VNQ	VANGUARD REIT INDEX ETF	76,859	$6.069B	1.8%	$87621.22	—	COM	922908553
—	SPDR SOLACTIVE UNITED KINGDOM ETF	150,204	$5.9B	1.8%	$46755.60	—	COM	78463X335
VDE	VANGUARD ENERGY ETF	152,151	$5.891B	1.8%	$56888.35	—	COM	92204A306
FLSW	FRANKLIN FTSE SWITZERLAND ETF	203,194	$5.724B	1.7%	$27346.42	—	COM	35473P694
—	SPDR SOLACTIVE CANADA ETF	98,687	$5.629B	1.7%	$61925.70	—	COM	78463X376
MDYV	SPDR S&P 400 MID CAP VALUE ETF	124,392	$5.397B	1.6%	$43490.83	—	COM	78464A839
ENZL	ISHARES MSCI NEW ZEALAND	78,766	$4.532B	1.4%	$55858.82	—	COM	464289123
EIRL	ISHARES MSCI IRELAND CAPPED ETF	109,779	$4.398B	1.3%	$43714.50	—	COM	46429B507
QUS	SPDR USA STRATEGIC FACTORS	44,713	$4.231B	1.3%	$92546.55	—	COM	78468R812
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	169,266	$4.078B	1.2%	$27495.65	—	COM	464286640
EWN	ISHARES MSCI NETHERLANDS	113,872	$3.966B	1.2%	$32172.00	—	COM	464286814
EWH	ISHARES MSCI HONG KONG	154,752	$3.392B	1.0%	$23110.00	—	COM	464286871
EDEN	ISHARES MSCI DENMARK ETF	38,329	$3.245B	1.0%	$77710.46	—	COM	46429B523
EFNL	ISHARES MSCI FINLAND ETF	75,677	$3.039B	0.9%	$36803.39	—	COM	46429B515
VTI	VANGUARD TOTAL STOCK MARKET ETF	15,750	$2.682B	0.8%	$164960.02	—	COM	922908769
XBI	SPDR S&P BIOTECH ETF	23,811	$2.653B	0.8%	$111430.01	—	COM	78464A870
SCHH	SCHWAB US REIT ETF	72,122	$2.551B	0.8%	$40605.13	—	COM	808524847
IXN	ISHARES GLOBAL TECHNOLOGY	9,208	$2.428B	0.7%	$218839.98	—	COM	464287291
TFC	TRUIST FIINANCIAL CORP	63,709	$2.424B	0.7%	$40.89	-28.2%	COM	89832Q109
EWL	ISHARES MSCI SWITZERLAND	57,056	$2.343B	0.7%	$40780.00	—	COM	464286749
IXJ	ISHARES S&P GLOBAL HEALTHCARE	28,033	$2.013B	0.6%	$68220.00	—	COM	464287325
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	35,772	$1.792B	0.5%	$57540.86	—	COM	78464A300
SCHG	SCHWAB US LARGE CAP GROWTH ETF	14,383	$1.656B	0.5%	$95250.19	—	COM	808524300
AAPL	APPLE COMPUTER INC	8,361	$968M	0.3%	$93.43	+13.4%	COM	037833100
WFC	WELLS FARGO CO	36,426	$856M	0.3%	$44.70	-51.2%	COM	949746101
MSFT	MICROSOFT	3,626	$763M	0.2%	$139.23	+44.2%	COM	594918104
IWN	ISHARES RUSSELL 2000 VALUE	7,125	$708M	0.2%	$116184.20	—	COM	464287630
VO	VANGUARD MID CAP ETF	3,913	$690M	0.2%	$179159.94	—	COM	922908629
VTV	VANGUARD VALUE ETF	6,027	$630M	0.2%	$117269.99	—	COM	922908744
SCHV	SCHWAB US LARGE CAP VALUE ETF	10,695	$558M	0.2%	$58919.98	—	COM	808524409
ACN	ACCENTURE PLC CL A	2,414	$546M	0.2%	$178.42	+19.0%	COM	G1151C101
EWD	ISHARES MSCI SWEDEN	15,153	$535M	0.2%	$30471.94	—	COM	464286756
V	VIVENDI UNIVERSAL ADR	2,622	$524M	0.2%	$172.55	+11.4%	COM	92826C839
DIS	DISNEY WALT COMPANY DEL	4,148	$515M	0.2%	$135.71	-10.0%	COM	254687106
TXN	TEXAS INSTRUMENTS INC	3,191	$456M	0.1%	$103.75	+12.6%	COM	882508104
—	SPDR SOLACTIVE GERMANY ETF	7,652	$451M	0.1%	$58364.30	—	COM	78463X350
UNH	UNITEDHEALTH GROUP INC	1,443	$450M	0.1%	$236.60	+18.9%	COM	91324P102
JNJ	JOHNSON & JOHNSON	3,013	$449M	0.1%	$114.10	+11.3%	COM	478160104
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,212	$435M	0.1%	$115819.74	—	COM	464287556
MCD	MC DONALDS CORP	1,963	$431M	0.1%	$171.93	+5.5%	COM	580135101
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	6,219	$386M	0.1%	$61040.07	—	COM	92206C102
VZ	VERIZON COMMUNICATIONS	6,238	$371M	0.1%	$42.79	-0.5%	COM	92343V104
UNP	UNION PACIFIC CORP	1,873	$369M	0.1%	$149.35	+10.4%	COM	907818108
VEA	VANGUARD MSCI EAFE ETF	8,775	$359M	0.1%	$42890.01	—	COM	921943858
FISV	FISERV INC	3,200	$330M	0.1%	$110.41	-9.8%	COM	337738108
BRK/B	BERKSHIRE HATHAWAY CL B	1,476	$314M	0.1%	$217.17	-5.8%	COM	084670702
D	DOMINION RES INC VA NEW	3,956	$312M	0.1%	$62.41	-0.6%	COM	25746U109
XOM	EXXON MOBIL CORPORATION	8,437	$290M	0.1%	$52.07	-37.9%	COM	30231G102
LMT	LOCKHEED MARTIN CORP	750	$287M	0.1%	$324.81	+1.3%	COM	539830109
HON	HONEYWELL INTERNATIONAL	1,722	$283M	0.1%	$143.91	-7.4%	COM	438516106
LOW	LOWES COMPANIES INC	1,687	$280M	0.1%	$103.31	+35.4%	COM	548661107
PG	PROCTER & GAMBLE CO	1,945	$270M	0.1%	$105.24	+10.6%	COM	742718109
CCOI	COGENT COMMUN GROUP NEW	4,476	$269M	0.1%	$43.44	+24.1%	COM	19239V302
NORW	GLOBAL X FTSE NORDIC 30 ETF	10,908	$268M	0.1%	$21770.00	—	COM	37950E101
—	GMS INC	10,933	$263M	0.1%	$25303.30	—	COM	36251C103
EWA	ISHARES MSCI AUSTRALIA	13,022	$257M	0.1%	$22310.00	—	COM	464286103
JPM	JP MORGAN CHASE & CO	2,604	$251M	0.1%	$108.67	-21.4%	COM	46625H100
NVR	N V R INC	59	$241M	0.1%	$3860.26	0.0%	COM	62944T105
CVX	CHEVRONTEXACO CORP	3,205	$231M	0.1%	$89.68	-25.8%	COM	166764100
NSC	NORFOLK SOUTHERN CORP	1,048	$224M	0.1%	$179.92	0.0%	COM	655844108
AMZN	AMAZON COM INC	71	$224M	0.1%	$157.65	0.0%	COM	023135106
CDE	COEUR D ALENE MINES CORP	30,000	$221M	0.1%	$6.17	+21.9%	COM	192108504
—	AMPIO PHARMACEUTICAL	24,000	$22.97M	0.0%	$701.00	—	COM	03209T109
—	ACELRX PHARMACEUTICALS	11,206	$15.91M	0.0%	$1689.99	—	COM	00444T100