Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VWOB	VANGUARD EMERGING MARKET GOVT BOND ETF	350,138	$28.82B	7.6%	$81520.80	—	COM	921946885
SCHZ	SCHWAB US AGGREGATE BOND ETF	486,152	$27.24B	7.2%	$54638.96	—	COM	808524839
VOE	VANGUARD MID CAP VALUE ETF	199,260	$23.7B	6.3%	$113217.97	—	COM	922908512
VWO	VANGUARD FTSE EMERGING MARKET ETF	448,946	$22.5B	5.9%	$40190.23	—	COM	922042858
VGT	VANGUARD INFO TECHNOLOGY ETF	58,118	$20.56B	5.4%	$289285.34	—	COM	92204A702
VDC	VANGUARD CONSUMER STAPLES ETF	110,668	$19.25B	5.1%	$164373.45	—	COM	92204A207
VHT	VANGUARD HEALTH CARE ETF	75,645	$16.92B	4.5%	$201251.08	—	COM	92204A504
SCHP	SCHWAB US TIPS ETF	266,243	$16.53B	4.4%	$58438.25	—	COM	808524870
VNQI	VANGUARD GLOBAL EX-US REAL ESTATE ETF	289,105	$15.7B	4.1%	$54253.22	—	COM	922042676
SCHO	SCHWAB SHORT TERM US TREASURY	285,381	$14.67B	3.9%	$50788.32	—	COM	808524862
SCHE	SCHWAB EMERGING MARKET EQUITY ETF	432,889	$13.27B	3.5%	$26050.00	—	COM	808524706
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ETF	204,604	$11.98B	3.2%	$57737.04	—	COM	92203J407
VBR	VANGUARD SMALL CAP VALUE ETF	80,016	$11.38B	3.0%	$133580.00	—	COM	922908611
FLSW	FRANKLIN FTSE SWITZERLAND ETF	323,822	$9.919B	2.6%	$28569.60	—	COM	35473P694
—	SPDR SOLACTIVE UNITED KINGDOM ETF	169,564	$7.787B	2.1%	$46660.59	—	COM	78463X335
FLAU	FRANKLIN FTSE AUSTRALIA ETF	266,335	$7.514B	2.0%	$22888.17	—	COM	35473P843
EDEN	ISHARES MSCI DENMARK ETF	76,604	$7.477B	2.0%	$87653.21	—	COM	46429B523
VOO	VANGUARD S&P 500 ETF	20,656	$7.099B	1.9%	$295302.88	—	COM	922908363
ENZL	ISHARES MSCI NEW ZEALAND	100,575	$6.846B	1.8%	$58506.73	—	COM	464289123
MDYV	SPDR S&P 400 MID CAP VALUE ETF	110,349	$6.124B	1.6%	$43490.83	—	COM	78464A839
EIRL	ISHARES MSCI IRELAND CAPPED ETF	117,010	$5.909B	1.6%	$44133.82	—	COM	46429B507
—	SPDR SOLACTIVE HONG KONG ETF	88,987	$5.887B	1.6%	$57265.39	—	COM	78463X145
VNQ	VANGUARD REIT INDEX ETF	66,317	$5.632B	1.5%	$87621.22	—	COM	922908553
—	SPDR SOLACTIVE CANADA ETF	81,824	$5.227B	1.4%	$61925.70	—	COM	78463X376
EWN	ISHARES MSCI NETHERLANDS	112,495	$4.651B	1.2%	$32172.00	—	COM	464286814
ECH	ISHARES MSCI CHILE INVESTABLE MARKET	152,624	$4.611B	1.2%	$27495.65	—	COM	464286640
QUS	SPDR USA STRATEGIC FACTORS	43,061	$4.499B	1.2%	$92546.55	—	COM	78468R812
XBI	SPDR S&P BIOTECH ETF	27,295	$3.843B	1.0%	$115176.31	—	COM	78464A870
EFNL	ISHARES MSCI FINLAND ETF	76,094	$3.37B	0.9%	$36803.39	—	COM	46429B515
VTI	VANGUARD TOTAL STOCK MARKET ETF	15,620	$3.04B	0.8%	$164960.02	—	COM	922908769
TFC	TRUIST FINANCIAL CORP	63,419	$3.04B	0.8%	$40.89	-12.8%	COM	89832Q109
IXN	ISHARES GLOBAL TECHNOLOGY	9,083	$2.725B	0.7%	$218839.98	—	COM	464287291
EWL	ISHARES MSCI SWITZERLAND	55,544	$2.482B	0.7%	$40780.00	—	COM	464286749
SLYV	SPDR S&P 600 SMALL CAP VALUE ETF	34,766	$2.301B	0.6%	$57540.86	—	COM	78464A300
EWH	ISHARES MSCI HONG KONG	91,884	$2.264B	0.6%	$23110.00	—	COM	464286871
IXJ	ISHARES S&P GLOBAL HEALTHCARE	27,466	$2.1B	0.6%	$68220.00	—	COM	464287325
SCHH	SCHWAB US REIT ETF	51,076	$1.939B	0.5%	$40605.13	—	COM	808524847
SCHG	SCHWAB US LARGE CAP GROWTH ETF	12,558	$1.613B	0.4%	$95250.19	—	COM	808524300
AAPL	APPLE COMPUTER INC	8,471	$1.124B	0.3%	$93.74	+24.8%	COM	037833100
WFC	WELLS FARGO CO	35,958	$1.085B	0.3%	$44.70	-48.5%	COM	949746101
MSFT	MICROSOFT	3,694	$822M	0.2%	$140.46	+46.7%	COM	594918104
VO	VANGUARD MID CAP ETF	3,913	$809M	0.2%	$179159.94	—	COM	922908629
DIS	DISNEY WALT COMPANY DEL	4,144	$751M	0.2%	$135.71	+3.3%	COM	254687106
SCHV	SCHWAB US LARGE CAP VALUE ETF	11,860	$706M	0.2%	$58979.90	—	COM	808524409
VTV	VANGUARD VALUE ETF	5,897	$702M	0.2%	$117269.99	—	COM	922908744
ACN	ACCENTURE PLC CL A	2,414	$631M	0.2%	$178.42	+25.0%	COM	G1151C101
IWN	ISHARES RUSSELL 2000 VALUE	4,719	$622M	0.2%	$116184.20	—	COM	464287630
V	VIVENDI UNIVERSAL ADR	2,622	$574M	0.2%	$172.55	+14.3%	COM	92826C839
TXN	TEXAS INSTRUMENTS INC	3,191	$524M	0.1%	$103.75	+29.7%	COM	882508104
UNH	UNITEDHEALTH GROUP INC	1,443	$506M	0.1%	$236.60	+30.3%	COM	91324P102
IBB	ISHARES NASDAQ BIOTECHNOLOGY	3,293	$499M	0.1%	$116697.14	—	COM	464287556
JNJ	JOHNSON & JOHNSON	2,971	$468M	0.1%	$114.10	+11.8%	COM	478160104
MCD	MC DONALDS CORP	1,963	$421M	0.1%	$171.93	+12.4%	COM	580135101
GNRC	GENERAC HOLDINGS INC	1,800	$409M	0.1%	$215.21	0.0%	COM	368736104
UNP	UNION PACIFIC CORP	1,873	$390M	0.1%	$149.35	+19.2%	COM	907818108
VGSH	VANGUARD SHORT GOVT BOND IDX ETF	6,219	$383M	0.1%	$61040.07	—	COM	92206C102
HON	HONEYWELL INTERNATIONAL	1,722	$366M	0.1%	$143.91	+13.8%	COM	438516106
FISV	FISERV INC	3,200	$364M	0.1%	$110.41	-2.4%	COM	337738108
VZ	VERIZON COMMUNICATIONS	6,131	$360M	0.1%	$42.79	+2.8%	COM	92343V104
ROKU	ROKU I N C	1,020	$339M	0.1%	$262.32	0.0%	COM	77543R102
VEA	VANGUARD MSCI EAFE ETF	7,125	$336M	0.1%	$42890.01	—	COM	921943858
—	GMS INC	10,933	$333M	0.1%	$25303.30	—	COM	36251C103
BRK/B	BERKSHIRE HATHAWAY CL B	1,358	$315M	0.1%	$217.17	+1.4%	COM	084670702
JPM	JP MORGAN CHASE & CO	2,354	$299M	0.1%	$108.67	-9.7%	COM	46625H100
XOM	EXXON MOBIL CORPORATION	7,171	$296M	0.1%	$52.07	-41.7%	COM	30231G102
D	DOMINION RES INC VA NEW	3,836	$288M	0.1%	$62.41	+1.6%	COM	25746U109
LOW	LOWES COMPANIES INC	1,687	$271M	0.1%	$103.31	+43.3%	COM	548661107
PG	PROCTER & GAMBLE CO	1,945	$271M	0.1%	$105.24	+17.0%	COM	742718109
LMT	LOCKHEED MARTIN CORP	750	$266M	0.1%	$324.81	-1.8%	COM	539830109
AMZN	AMAZON COM INC	78	$254M	0.1%	$157.83	+1.1%	COM	023135106
NORW	GLOBAL X FTSE NORDIC 30 ETF	9,244	$252M	0.1%	$21770.00	—	COM	37950E101
NSC	NORFOLK SOUTHERN CORP	1,048	$249M	0.1%	$179.92	+13.8%	COM	655844108
—	SPDR SOLACTIVE GERMANY ETF	3,864	$245M	0.1%	$58364.30	—	COM	78463X350
CCOI	COGENT COMMUN GROUP NEW	4,041	$242M	0.1%	$43.44	+1.8%	COM	19239V302
NVR	N V R INC	59	$241M	0.1%	$3860.26	+7.7%	COM	62944T105
PNC	PNC FINL SERVICES GP INC	1,500	$224M	0.1%	$106.49	0.0%	COM	693475105
ADP	AUTO DATA PROCESSING	1,234	$217M	0.1%	$147.45	0.0%	COM	053015103
EWD	ISHARES MSCI SWEDEN	5,433	$216M	0.1%	$30471.94	—	COM	464286756
IWS	ISHARES RUSSELL MIDCAP VALUE	2,202	$214M	0.1%	$96960.04	—	COM	464287473
BND	VANGUARD TOTAL BOND MARKET ETF	2,398	$211M	0.1%	$88190.16	—	COM	921937835
EWA	ISHARES MSCI AUSTRALIA	8,791	$211M	0.1%	$22310.00	—	COM	464286103
GOOG	ALPHABET INC CLASS C	120	$210M	0.1%	$83.74	0.0%	COM	02079K107
GOOGL	ALPHABET INC CLASS A	115	$202M	0.1%	$83.49	0.0%	COM	02079K305
CX	CEMEX SA ADR NEW	10,000	$51.7M	0.0%	$5170.00	—	COM	151290889
—	AMPIO PHARMACEUTICAL	24,000	$38.16M	0.0%	$701.00	—	COM	03209T109
—	ACELRX PHARMACEUTICALS	11,206	$13.89M	0.0%	$1689.99	—	COM	00444T100