Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VGSH	VANGUARD SCOTTSDALE FDS	375,296	$21.7M	15.0%	$59.42	—	SHORT TERM TREAS	92206C102
DFIP	DIMENSIONAL ETF TRUST	212,163	$8.733M	6.0%	$41.34	—	INFLATION PROTE	25434V856
SCHB	SCHWAB STRATEGIC TR	192,217	$8.613M	6.0%	$78.62	—	US BRD MKT ETF	808524102
DFSE	DIMENSIONAL ETF TRUST	277,753	$7.826M	5.4%	$28.18	—	EMERGING MARKETS	25434V682
DFAC	DIMENSIONAL ETF TRUST	243,219	$5.905M	4.1%	$25.00	—	US CORE EQUITY 2	25434V708
SCHF	SCHWAB STRATEGIC TR	121,475	$3.913M	2.7%	$38.70	—	INTL EQTY ETF	808524805
AAPL	APPLE INC	27,428	$3.564M	2.5%	$145.11	-3.0%	COM	037833100
VTI	VANGUARD INDEX FDS	16,177	$3.093M	2.1%	$220.98	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	69,374	$2.912M	2.0%	$49.88	—	VAN FTSE DEV MKT	921943858
DFAS	DIMENSIONAL ETF TRUST	54,142	$2.769M	1.9%	$53.92	—	US SMALL CAP ETF	25434V500
MSFT	MICROSOFT CORP	10,393	$2.492M	1.7%	$283.28	-17.4%	COM	594918104
NVO	NOVO-NORDISK A S	16,969	$2.297M	1.6%	$103.34	—	ADR	670100205
VWO	VANGUARD INTL EQUITY INDEX F	51,731	$2.016M	1.4%	$48.67	—	FTSE EMR MKT ETF	922042858
DFUS	DIMENSIONAL ETF TRUST	44,290	$1.843M	1.3%	$44.44	—	US EQUITY ETF	25434V401
IWS	ISHARES TR	17,036	$1.795M	1.2%	$113.23	—	RUS MDCP VAL ETF	464287473
DFIC	DIMENSIONAL ETF TRUST	71,223	$1.592M	1.1%	$21.52	—	INTL CORE EQUITY	25434V799
SCHV	SCHWAB STRATEGIC TR	22,594	$1.492M	1.0%	$67.46	—	US LCAP VA ETF	808524409
UNH	UNITEDHEALTH GROUP INC	2,652	$1.406M	1.0%	$423.21	+18.2%	COM	91324P102
DFSD	DIMENSIONAL ETF TRUST	29,500	$1.36M	0.9%	$46.87	—	SHORT DURATION F	25434V864
DFEM	DIMENSIONAL ETF TRUST	53,374	$1.199M	0.8%	$23.33	—	EMERGING MKTS CO	25434V732
BNDX	VANGUARD CHARLOTTE FDS	23,952	$1.136M	0.8%	$56.81	—	TOTAL INT BD ETF	92203J407
IWN	ISHARES TR	7,769	$1.077M	0.7%	$160.26	—	RUS 2000 VAL ETF	464287630
DFAI	DIMENSIONAL ETF TRUST	41,906	$1.049M	0.7%	$26.50	—	INTL CORE EQT MK	25434V203
DFNM	DIMENSIONAL ETF TRUST	21,787	$1.042M	0.7%	$48.05	—	NATL MUN BD ETF	25434V849
DFAX	DIMENSIONAL ETF TRUST	46,138	$997K	0.7%	$24.83	—	WORLD EX US CORE	25434V880
ASML	ASML HOLDING N V	1,810	$989K	0.7%	$577.48	—	N Y REGISTRY SHS	N07059210
VTV	VANGUARD INDEX FDS	7,029	$987K	0.7%	$135.40	—	VALUE ETF	922908744
JPM	JPMORGAN CHASE & CO	7,141	$958K	0.7%	$126.87	-7.3%	COM	46625H100
GOOGL	ALPHABET INC	10,431	$920K	0.6%	$111.29	-15.2%	CAP STK CL A	02079K305
JNJ	JOHNSON & JOHNSON	5,191	$917K	0.6%	$150.94	+4.1%	COM	478160104
AMZN	AMAZON COM INC	10,770	$905K	0.6%	$127.48	-22.5%	COM	023135106
ABBV	ABBVIE INC	5,538	$895K	0.6%	$112.66	+21.8%	COM	00287Y109
GOOG	ALPHABET INC	9,902	$879K	0.6%	$111.83	-15.3%	CAP STK CL C	02079K107
DFCF	DIMENSIONAL ETF TRUST	20,549	$853K	0.6%	$43.46	—	CORE FIXED INCOM	25434V872
IEMG	ISHARES INC	17,506	$818K	0.6%	$61.76	—	CORE MSCI EMKT	46434G103
VOE	VANGUARD INDEX FDS	6,043	$817K	0.6%	$139.60	—	MCAP VL IDXVIP	922908512
DFSI	DIMENSIONAL ETF TRUST	29,243	$813K	0.6%	$27.79	—	INTERNATIONAL	25434V690
DFIV	DIMENSIONAL ETF TRUST	25,703	$781K	0.5%	$31.03	—	INTERNATNAL VAL	25434V807
SGOV	ISHARES TR	7,735	$775K	0.5%	$100.14	—	0-3 MNTH TREASRY	46436E718
TM	TOYOTA MOTOR CORP	5,327	$728K	0.5%	$161.72	—	ADS	892331307
DFAR	DIMENSIONAL ETF TRUST	34,387	$727K	0.5%	$22.03	—	US REAL ESTATE E	25434V823
V	VISA INC	3,400	$706K	0.5%	$221.92	-11.2%	COM CL A	92826C839
RY	ROYAL BK CDA SUSTAINABL	7,487	$704K	0.5%	$102.14	-7.6%	COM	780087102
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,231	$689K	0.5%	$281.79	+5.4%	CL B NEW	084670702
NVS	NOVARTIS AG	7,586	$688K	0.5%	$80.36	—	SPONSORED ADR	66987V109
—	UNILEVER PLC	13,589	$684K	0.5%	$47.40	—	SPON ADR NEW	904767704
VBR	VANGUARD INDEX FDS	4,226	$671K	0.5%	$169.72	—	SM CP VAL ETF	922908611
MA	MASTERCARD INCORPORATED	1,905	$662K	0.5%	$351.29	-7.9%	CL A	57636Q104
NFLX	NETFLIX INC	2,205	$650K	0.5%	$22.21	+26.3%	COM	64110L106
PG	PROCTER AND GAMBLE CO	4,254	$645K	0.4%	$127.70	+1.6%	COM	742718109
CVS	CVS HEALTH CORP	6,828	$636K	0.4%	$75.81	+13.4%	COM	126650100
GBIL	GOLDMAN SACHS ETF TR	6,366	$635K	0.4%	$100.06	—	ACCES TREASURY	381430529
DFIS	DIMENSIONAL ETF TRUST	29,330	$631K	0.4%	$19.52	—	INTL SMALL CAP E	25434V773
TSLA	TESLA INC	5,114	$630K	0.4%	$265.46	-28.7%	COM	88160R101
META	META PLATFORMS INC	5,179	$623K	0.4%	$273.99	-57.4%	CL A	30303M102
EMB	ISHARES TR	7,235	$612K	0.4%	$107.59	—	JPMORGAN USD EMG	464288281
ITOT	ISHARES TR	7,106	$603K	0.4%	$97.33	—	CORE S&P TTL STK	464287150
PEP	PEPSICO INC	3,325	$601K	0.4%	$137.31	+17.2%	COM	713448108
HD	HOME DEPOT INC	1,901	$600K	0.4%	$295.56	-4.9%	COM	437076102
COST	COSTCO WHSL CORP NEW	1,308	$597K	0.4%	$432.75	+8.3%	COM	22160K105
DFAE	DIMENSIONAL ETF TRUST	26,338	$578K	0.4%	$22.95	—	EMGR CRE EQT MNG	25434V302
KO	COCA COLA CO	8,594	$547K	0.4%	$52.30	+5.0%	COM	191216100
VOO	VANGUARD INDEX FDS	1,517	$533K	0.4%	$388.66	—	S&P 500 ETF SHS	922908363
SONY	SONY GROUP CORPORATION	6,980	$532K	0.4%	$98.05	—	SPONSORED ADR	835699307
DFUV	DIMENSIONAL ETF TRUST	15,485	$518K	0.4%	$31.61	—	US MKTWIDE VALUE	25434V724
NKE	NIKE INC	4,379	$512K	0.4%	$143.57	-33.6%	CL B	654106103
DFAT	DIMENSIONAL ETF TRUST	11,326	$498K	0.3%	$44.48	—	US TARGETED VLU	25434V609
VTIP	VANGUARD MALVERN FDS	10,362	$484K	0.3%	$52.60	—	STRM INFPROIDX	922020805
BMY	BRISTOL-MYERS SQUIBB CO	6,508	$468K	0.3%	$57.36	+13.7%	COM	110122108
AZN	ASTRAZENECA PLC	6,884	$467K	0.3%	$58.51	—	SPONSORED ADR	046353108
NVDA	NVIDIA CORPORATION	3,169	$463K	0.3%	$20.89	-29.9%	COM	67066G104
AGG	ISHARES TR	4,752	$461K	0.3%	$114.54	—	CORE US AGGBD ET	464287226
MCD	MCDONALDS CORP	1,706	$450K	0.3%	$216.66	+13.2%	COM	580135101
CSCO	CISCO SYS INC	9,360	$446K	0.3%	$45.51	-8.9%	COM	17275R102
TD	TORONTO DOMINION BK ONT	6,801	$440K	0.3%	$71.89	-10.1%	COM NEW	891160509
LLY	LILLY ELI & CO	1,189	$435K	0.3%	$240.03	+44.1%	COM	532457108
BND	VANGUARD BD INDEX FDS	5,807	$417K	0.3%	$85.48	—	TOTAL BND MRKT	921937835
WMT	WALMART INC	2,931	$416K	0.3%	$44.93	+1.6%	COM	931142103
AVGO	BROADCOM INC	743	$415K	0.3%	$46.00	+3.5%	COM	11135F101
DFSV	DIMENSIONAL ETF TRUST	16,521	$409K	0.3%	$22.32	—	US SMALL CAP VAL	25434V815
RELX	RELX PLC	14,527	$403K	0.3%	$25.77	—	SPONSORED ADR	759530108
DFAU	DIMENSIONAL ETF TRUST	14,743	$398K	0.3%	$28.09	—	US CORE EQT MKT	25434V104
ELV	ELEVANCE HEALTH INC	758	$389K	0.3%	$464.17	+4.4%	COM	036752103
CMCSA	COMCAST CORP NEW	11,117	$389K	0.3%	$41.37	-27.4%	CL A	20030N101
PFE	PFIZER INC	7,534	$386K	0.3%	$36.18	+11.1%	COM	717081103
CI	CIGNA CORP NEW	1,159	$384K	0.3%	$245.64	+21.7%	COM	125523100
MRK	MERCK & CO INC	3,320	$368K	0.3%	$68.40	+35.7%	COM	58933Y105
VT	VANGUARD INTL EQUITY INDEX F	4,252	$366K	0.3%	$99.36	—	TT WRLD ST ETF	922042742
DUHP	DIMENSIONAL ETF TRUST	14,843	$356K	0.2%	$22.54	—	US HIGH PROFITAB	25434V831
SLB	SCHLUMBERGER LTD	6,636	$355K	0.2%	$33.41	+37.9%	COM STK	806857108
TMO	THERMO FISHER SCIENTIFIC INC	619	$341K	0.2%	$544.50	-3.6%	COM	883556102
BMO	BANK MONTREAL QUE	3,723	$337K	0.2%	$93.70	-13.6%	COM	063671101
DISV	DIMENSIONAL ETF TRUST	14,570	$324K	0.2%	$19.41	—	INTL SMALL CAP V	25434V781
ABT	ABBOTT LABS	2,938	$323K	0.2%	$113.69	-14.1%	COM	002824100
TAK	TAKEDA PHARMACEUTICAL CO LTD	20,503	$320K	0.2%	$13.90	—	SPONSORED ADS	874060205
ACN	ACCENTURE PLC IRELAND	1,152	$307K	0.2%	$307.62	-14.2%	SHS CLASS A	G1151C101
ORCL	ORACLE CORP	3,736	$305K	0.2%	$83.00	-11.8%	COM	68389X105
AMGN	AMGEN INC	1,151	$302K	0.2%	$201.94	+20.2%	COM	031162100
QCOM	QUALCOMM INC	2,742	$301K	0.2%	$129.65	-16.0%	COM	747525103
BAC	BANK AMERICA CORP	8,956	$297K	0.2%	$35.31	-10.2%	COM	060505104
TRV	TRAVELERS COMPANIES INC	1,542	$289K	0.2%	$159.43	+6.2%	COM	89417E109
DHR	DANAHER CORPORATION	1,083	$287K	0.2%	$266.27	-14.3%	COM	235851102
IBM	INTERNATIONAL BUSINESS MACHS	2,031	$286K	0.2%	$117.31	+4.9%	COM	459200101
LMT	LOCKHEED MARTIN CORP	582	$283K	0.2%	$308.96	+38.1%	COM	539830109
DE	DEERE & CO	642	$275K	0.2%	$326.53	+19.0%	COM	244199105
UNP	UNION PAC CORP	1,326	$275K	0.2%	$198.72	-4.3%	COM	907818108
LOW	LOWES COS INC	1,377	$274K	0.2%	$182.38	+3.2%	COM	548661107
HSBC	HSBC HLDGS PLC	8,693	$271K	0.2%	$26.11	—	SPON ADR NEW	404280406
NEE	NEXTERA ENERGY INC	3,191	$267K	0.2%	$71.85	+2.7%	COM	65339F101
CAT	CATERPILLAR INC	1,099	$263K	0.2%	$206.59	0.0%	COM	149123101
ENB	ENBRIDGE INC	6,615	$259K	0.2%	$33.81	-5.8%	COM	29250N105
MS	MORGAN STANLEY	3,017	$257K	0.2%	$85.26	-9.9%	COM NEW	617446448
GS	GOLDMAN SACHS GROUP INC	730	$251K	0.2%	$344.74	-6.7%	COM	38141G104
MCK	MCKESSON CORP	653	$245K	0.2%	$341.28	+7.6%	COM	58155Q103
SHW	SHERWIN WILLIAMS CO	1,016	$241K	0.2%	$229.70	-2.1%	COM	824348106
GILD	GILEAD SCIENCES INC	2,803	$241K	0.2%	$70.79	0.0%	COM	375558103
MMM	3M CO	2,002	$240K	0.2%	$96.43	-6.0%	COM	88579Y101
BNS	BANK NOVA SCOTIA HALIFAX	4,814	$236K	0.2%	$55.36	-25.0%	COM	064149107
TGT	TARGET CORP	1,578	$235K	0.2%	$142.93	-1.4%	COM	87612E106
ADBE	ADOBE SYSTEMS INCORPORATED	691	$233K	0.2%	$319.83	0.0%	COM	00724F101
ESGV	VANGUARD WORLD FD	3,515	$231K	0.2%	$66.39	—	ESG US STK ETF	921910733
HON	HONEYWELL INTL INC	1,065	$228K	0.2%	$178.76	0.0%	COM	438516106
—	BLACKROCK INC	322	$228K	0.2%	$708.63	—	COM	09247X101
DIHP	DIMENSIONAL ETF TRUST	10,262	$226K	0.2%	$22.05	—	INTL HIGH PROFIT	25434V765
SCHW	SCHWAB CHARLES CORP	2,707	$225K	0.2%	$66.19	+12.1%	COM	808513105
BUD	ANHEUSER BUSCH INBEV SA/NV	3,717	$223K	0.2%	$60.04	—	SPONSORED ADR	03524A108
RTX	RAYTHEON TECHNOLOGIES CORP	2,157	$218K	0.2%	$87.65	0.0%	COM	75513E101
AXP	AMERICAN EXPRESS CO	1,469	$217K	0.2%	$144.95	-1.8%	COM	025816109
ETN	EATON CORP PLC	1,366	$214K	0.1%	$146.94	0.0%	SHS	G29183103
NOC	NORTHROP GRUMMAN CORP	391	$213K	0.1%	$495.16	0.0%	COM	666807102
TXN	TEXAS INSTRS INC	1,287	$213K	0.1%	$167.71	-9.4%	COM	882508104
ABBNY	ABB LTD	6,963	$212K	0.1%	$30.46	—	SPONSORED ADR	000375204
AMP	AMERIPRISE FINL INC	680	$212K	0.1%	$291.87	0.0%	COM	03076C106
SAN	BANCO SANTANDER S.A.	71,062	$210K	0.1%	$2.93	—	ADR	05964H105
GSK	GSK PLC	5,846	$205K	0.1%	$35.14	—	SPONSORED ADR	37733W204
IDEV	ISHARES TR	3,648	$204K	0.1%	$55.98	—	CORE MSCI INTL	46435G326
DEO	DIAGEO PLC	1,144	$204K	0.1%	$178.19	—	SPON ADR NEW	25243Q205
ORANY	ORANGE	20,212	$200K	0.1%	$10.80	—	SPONSORED ADR	684060106
ING	ING GROEP N.V.	16,347	$199K	0.1%	$9.42	—	SPONSORED ADR	456837103
SMFG	SUMITOMO MITSUI FINL GROUP I	24,426	$196K	0.1%	$6.03	—	SPONSORED ADR	86562M209
ERIC	ERICSSON	27,134	$158K	0.1%	$7.61	—	ADR B SEK 10	294821608
BCS	BARCLAYS PLC	19,514	$152K	0.1%	$7.11	—	ADR	06738E204
MUFG	MITSUBISHI UFJ FINL GROUP IN	16,268	$109K	0.1%	$6.04	—	SPONSORED ADS	606822104
TELFY	TELEFONICA S A	18,814	$67,164	0.0%	$4.50	—	SPONSORED ADR	879382208
LYG	LLOYDS BANKING GROUP PLC	29,106	$64,033	0.0%	$2.24	—	SPONSORED ADR	539439109
MFG	MIZUHO FINANCIAL GROUP INC	21,066	$59,827	0.0%	$2.49	—	SPONSORED ADR	60687Y109
NMR	NOMURA HLDGS INC	13,691	$51,341	0.0%	$3.29	—	SPONSORED ADR	65535H208
—	AEGON N V	10,129	$51,048	0.0%	$3.96	—	NY REGISTRY SHS	007924103