Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QNDX	SPDR SERIES TRUST	94,010	$2.345M	1.8%	$24.94	—	STATE STREET SPD	78468R390
PNR	PENTAIR PLC	5,055	$388K	0.3%	$76.66	—	SHS	G7S00T104
CAH	CARDINAL HEALTH INC	1,220	$290K	0.2%	$237.56	—	COM	14149Y108
HON	HONEYWELL INTL INC	1,210	$271K	0.2%	$223.90	—	COM	438516205
HONA	HONEYWELL AEROSPACE INC	1,210	$268K	0.2%	$221.08	—	COM	43849R105
BKNG	BOOKING HOLDINGS INC	1,408	$251K	0.2%	$178.24	—	COM	09857L108
AMZN	AMAZON COM INC	850	$203K	0.2%	$238.34	—	COM	023135106

Increased Positions (32)

SPYM SPDR SERIES TRUST 6.5%

Value $8.477M (+18.1%) Shares 96,466 (+2.9%) Est. Cost $67.26 Unrealized —

VGT VANGUARD WORLD FD 4.5%

Value $5.825M (+20.1%) Shares 48,735 (+601.0%) Est. Cost $191.63 Unrealized —

COWG PACER FDS TR 3.9%

Value $5.118M (+22.0%) Shares 127,475 (+2.6%) Est. Cost $35.59 Unrealized —

VXUS VANGUARD STAR FDS 5.0%

Value $6.495M (+12.1%) Shares 75,973 (+1.1%) Est. Cost $59.38 Unrealized —

VCRB VANGUARD MALVERN FDS 6.6%

Value $8.609M (+6.9%) Shares 111,462 (+7.1%) Est. Cost $76.49 Unrealized —

VOO VANGUARD INDEX FDS 1.3%

Value $1.674M (+48.0%) Shares 2,437 (+28.8%) Est. Cost $594.59 Unrealized —

XLV SELECT SECTOR SPDR TR 2.9%

Value $3.752M (+16.7%) Shares 23,650 (+7.8%) Est. Cost $139.20 Unrealized —

SPMD SPDR SERIES TRUST 2.7%

Value $3.469M (+16.7%) Shares 51,340 (+2.3%) Est. Cost $51.91 Unrealized —

AXP AMERICAN EXPRESS CO 0.5%

Value $597K (+140.7%) Shares 1,765 (+115.2%) Est. Cost $312.85 Unrealized —

VYMI VANGUARD WHITEHALL FDS 1.5%

Value $1.977M (+17.1%) Shares 20,134 (+12.4%) Est. Cost $94.68 Unrealized —

AVDE AMERICAN CENTY ETF TR 1.3%

Value $1.707M (+20.0%) Shares 19,142 (+14.1%) Est. Cost $85.38 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.8%

Value $3.613M (+7.4%) Shares 43,720 (+7.5%) Est. Cost $81.18 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.1%

Value $1.432M (+19.7%) Shares 49,444 (+3.8%) Est. Cost $23.45 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 2.7%

Value $3.441M (+6.6%) Shares 58,344 (+7.7%) Est. Cost $58.57 Unrealized —

V VISA INC 0.8%

Value $1.057M (+16.3%) Shares 3,080 (+2.5%) Est. Cost $304.97 Unrealized —

PTL NORTHERN LTS FD TR IV 0.4%

Value $491K (+37.9%) Shares 1,715 (+20.8%) Est. Cost $241.98 Unrealized —

BIBL NORTHERN LTS FD TR IV 0.3%

Value $333K (+42.9%) Shares 5,755 (+16.4%) Est. Cost $43.97 Unrealized —

SPAB SPDR SERIES TRUST 0.6%

Value $783K (+13.9%) Shares 30,691 (+14.3%) Est. Cost $25.23 Unrealized —

FLRN SPDR SERIES TRUST 2.6%

Value $3.401M (+2.3%) Shares 110,235 (+2.0%) Est. Cost $30.74 Unrealized —

SCHM SCHWAB STRATEGIC TR 0.3%

Value $339K (+25.8%) Shares 9,190 (+5.6%) Est. Cost $28.36 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.3%

Value $398K (-13.4%) Shares 9,400 (+2.7%) Est. Cost $39.72 Unrealized —

COWZ PACER FDS TR 4.7%

Value $6.125M (+1.0%) Shares 98,477 (+1.6%) Est. Cost $56.42 Unrealized —

— CALAMOS CONV & HIGH INCOME F 0.1%

Value $170K (+52.6%) Shares 12,515 (+22.0%) Est. Cost $11.38 Unrealized —

SPDW SPDR INDEX SHS FDS 0.2%

Value $297K (+19.6%) Shares 5,889 (+8.4%) Est. Cost $44.92 Unrealized —

D DOMINION ENERGY INC 0.3%

Value $425K (+12.7%) Shares 6,226 (+2.0%) Est. Cost $58.51 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.3%

Value $406K (+12.5%) Shares 12,788 (+8.9%) Est. Cost $27.66 Unrealized —

IGSB ISHARES TR 0.3%

Value $330K (+13.5%) Shares 6,288 (+13.9%) Est. Cost $52.04 Unrealized —

KO COCA COLA CO 0.3%

Value $412K (+9.2%) Shares 5,064 (+2.2%) Est. Cost $64.54 Unrealized —

CB CHUBB LIMITED 0.3%

Value $334K (+11.5%) Shares 981 (+6.6%) Est. Cost $279.29 Unrealized —

DHR DANAHER CORP DEL 0.5%

Value $601K (+3.1%) Shares 3,156 (+2.6%) Est. Cost $236.46 Unrealized —

GILD GILEAD SCIENCES INC 0.2%

Value $303K (-4.2%) Shares 2,402 (+5.7%) Est. Cost $122.21 Unrealized —

DIS DISNEY WALT CO 0.2%

Value $230K (+5.9%) Shares 2,386 (+6.0%) Est. Cost $108.69 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPYM	SPDR SERIES TRUST	96,466 (+2.9%)	$8.477M (+18.1%)	6.5%	$67.26	—	ST STR P500ETF	78464A854
VGT	VANGUARD WORLD FD	48,735 (+601.0%)	$5.825M (+20.1%)	4.5%	$191.63	—	INF TECH ETF	92204A702
COWG	PACER FDS TR	127,475 (+2.6%)	$5.118M (+22.0%)	3.9%	$35.59	—	US LRG CP CASH	69374H360
VXUS	VANGUARD STAR FDS	75,973 (+1.1%)	$6.495M (+12.1%)	5.0%	$59.38	—	VG TL INTL STK F	921909768
VCRB	VANGUARD MALVERN FDS	111,462 (+7.1%)	$8.609M (+6.9%)	6.6%	$76.49	—	CORE BD ETF	922020748
VOO	VANGUARD INDEX FDS	2,437 (+28.8%)	$1.674M (+48.0%)	1.3%	$594.59	—	S&P 500 ETF SHS	922908363
XLV	SELECT SECTOR SPDR TR	23,650 (+7.8%)	$3.752M (+16.7%)	2.9%	$139.20	—	ST STR CARE ETF	81369Y209
SPMD	SPDR SERIES TRUST	51,340 (+2.3%)	$3.469M (+16.7%)	2.7%	$51.91	—	ST STR P400MID	78464A847
AXP	AMERICAN EXPRESS CO	1,765 (+115.2%)	$597K (+140.7%)	0.5%	$312.85	—	COM	025816109
VYMI	VANGUARD WHITEHALL FDS	20,134 (+12.4%)	$1.977M (+17.1%)	1.5%	$94.68	—	INTL HIGH ETF	921946794
AVDE	AMERICAN CENTY ETF TR	19,142 (+14.1%)	$1.707M (+20.0%)	1.3%	$85.38	—	INTL EQT ETF	025072703
VCIT	VANGUARD SCOTTSDALE FDS	43,720 (+7.5%)	$3.613M (+7.4%)	2.8%	$81.18	—	INT-TERM CORP	92206C870
SCHB	SCHWAB STRATEGIC TR	49,444 (+3.8%)	$1.432M (+19.7%)	1.1%	$23.45	—	US BRD MKT ETF	808524102
VGIT	VANGUARD SCOTTSDALE FDS	58,344 (+7.7%)	$3.441M (+6.6%)	2.7%	$58.57	—	INTER TERM TREAS	92206C706
V	VISA INC	3,080 (+2.5%)	$1.057M (+16.3%)	0.8%	$304.97	—	COM CL A	92826C839
PTL	NORTHERN LTS FD TR IV	1,715 (+20.8%)	$491K (+37.9%)	0.4%	$241.98	—	INSPIRE 500 ETF	66537J796
BIBL	NORTHERN LTS FD TR IV	5,755 (+16.4%)	$333K (+42.9%)	0.3%	$43.97	—	INSPIRE 100 ETF	66538H534
SPAB	SPDR SERIES TRUST	30,691 (+14.3%)	$783K (+13.9%)	0.6%	$25.23	—	ST STR AGGRE ETF	78464A649
FLRN	SPDR SERIES TRUST	110,235 (+2.0%)	$3.401M (+2.3%)	2.6%	$30.74	—	ST STR RATE ETF	78468R200
SCHM	SCHWAB STRATEGIC TR	9,190 (+5.6%)	$339K (+25.8%)	0.3%	$28.36	—	US MID-CAP ETF	808524508
VZ	VERIZON COMMUNICATIONS INC	9,400 (+2.7%)	$398K (-13.4%)	0.3%	$39.72	—	COM	92343V104
COWZ	PACER FDS TR	98,477 (+1.6%)	$6.125M (+1.0%)	4.7%	$56.42	—	US CASH COWS 100	69374H881
—	CALAMOS CONV & HIGH INCOME F	12,515 (+22.0%)	$170K (+52.6%)	0.1%	$11.38	—	COM SHS	12811P108
SPDW	SPDR INDEX SHS FDS	5,889 (+8.4%)	$297K (+19.6%)	0.2%	$44.92	—	ST STR PO EX ETF	78463X889
D	DOMINION ENERGY INC	6,226 (+2.0%)	$425K (+12.7%)	0.3%	$58.51	—	COM	25746U109
SCHD	SCHWAB STRATEGIC TR	12,788 (+8.9%)	$406K (+12.5%)	0.3%	$27.66	—	US DIVIDEND EQ	808524797
IGSB	ISHARES TR	6,288 (+13.9%)	$330K (+13.5%)	0.3%	$52.04	—	ISHS 1-5YR INVS	464288646
KO	COCA COLA CO	5,064 (+2.2%)	$412K (+9.2%)	0.3%	$64.54	—	COM	191216100
CB	CHUBB LIMITED	981 (+6.6%)	$334K (+11.5%)	0.3%	$279.29	—	COM	H1467J104
DHR	DANAHER CORP DEL	3,156 (+2.6%)	$601K (+3.1%)	0.5%	$236.46	—	COM	235851102
GILD	GILEAD SCIENCES INC	2,402 (+5.7%)	$303K (-4.2%)	0.2%	$122.21	—	COM	375558103
DIS	DISNEY WALT CO	2,386 (+6.0%)	$230K (+5.9%)	0.2%	$108.69	—	COM	254687106

Exited Positions (4)

QQQM INVESCO EXCH TRADED FD TR II 1.5%

Value $1.937M Shares 8,152 Est. Cost $201.11 Unrealized —

HON HONEYWELL INTL INC 0.4%

Value $556K Shares 2,459 Est. Cost $203.07 Unrealized —

SNA SNAP ON INC 0.3%

Value $381K Shares 1,050 Est. Cost $325.16 Unrealized —

GOOGL ALPHABET INC 0.2%

Value $250K Shares 870 Est. Cost $163.29 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QQQM	INVESCO EXCH TRADED FD TR II	8,152	$1.937M	1.5%	$201.11	—	—	46138G649
HON	HONEYWELL INTL INC	2,459	$556K	0.4%	$203.07	—	—	438516106
SNA	SNAP ON INC	1,050	$381K	0.3%	$325.16	—	—	833034101
GOOGL	ALPHABET INC	870	$250K	0.2%	$163.29	—	—	02079K305

Decreased Positions (24)

SPY STATE STR SPDR S&P 500 ETF T 6.3%

Value $8.235M (+9.4%) Shares 11,028 (-4.7%) Est. Cost $586.08 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 3.2%

Value $4.166M (+12.4%) Shares 5,923 (-1.5%) Est. Cost $569.58 Unrealized —

QQQ INVESCO QQQ TR 2.6%

Value $3.314M (+12.0%) Shares 4,500 (-12.2%) Est. Cost $511.23 Unrealized —

XOM EXXON MOBIL CORP 0.5%

Value $676K (-21.0%) Shares 4,947 (-1.9%) Est. Cost $111.24 Unrealized —

GOOG ALPHABET INC 1.3%

Value $1.715M (+9.5%) Shares 4,855 (-11.1%) Est. Cost $174.27 Unrealized —

TJX TJX COS INC NEW 0.5%

Value $633K (-16.1%) Shares 4,180 (-11.5%) Est. Cost $118.87 Unrealized —

DLS WISDOMTREE TR 0.4%

Value $505K (-19.2%) Shares 6,025 (-21.4%) Est. Cost $63.45 Unrealized —

NVDA NVIDIA CORPORATION 1.0%

Value $1.239M (+10.4%) Shares 6,191 (-3.8%) Est. Cost $142.01 Unrealized —

IJR ISHARES TR 0.9%

Value $1.136M (+11.4%) Shares 7,660 (-6.6%) Est. Cost $115.22 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.9%

Value $1.142M (-9.1%) Shares 4,825 (-17.4%) Est. Cost $195.83 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.5%

Value $645K (-14.9%) Shares 690 (-9.3%) Est. Cost $930.79 Unrealized —

VTI VANGUARD INDEX FDS 3.1%

Value $4.01M (+2.9%) Shares 10,838 (-10.8%) Est. Cost $289.81 Unrealized —

JPM JPMORGAN CHASE & CO 1.5%

Value $1.995M (+5.7%) Shares 6,095 (-5.0%) Est. Cost $230.42 Unrealized —

WMT WALMART INC 0.7%

Value $862K (-11.0%) Shares 7,610 (-2.4%) Est. Cost $86.88 Unrealized —

LOW LOWES COS INC 0.3%

Value $435K (-18.5%) Shares 1,975 (-12.6%) Est. Cost $255.62 Unrealized —

XTRE BONDBLOXX ETF TRUST 0.3%

Value $382K (-14.8%) Shares 7,790 (-14.0%) Est. Cost $49.26 Unrealized —

JNJ JOHNSON & JOHNSON 0.8%

Value $1.091M (-5.7%) Shares 4,294 (-9.2%) Est. Cost $149.73 Unrealized —

AMGN AMGEN INC 0.4%

Value $488K (-10.0%) Shares 1,348 (-12.6%) Est. Cost $284.83 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 1.2%

Value $1.556M (+3.3%) Shares 3,110 (-1.1%) Est. Cost $466.00 Unrealized —

XTWO BONDBLOXX ETF TRUST 0.2%

Value $248K (-16.0%) Shares 5,072 (-15.4%) Est. Cost $49.54 Unrealized —

IVOO VANGUARD ADMIRAL FDS INC 0.3%

Value $385K (+7.7%) Shares 2,950 (-5.6%) Est. Cost $104.98 Unrealized —

SPTS SPDR SERIES TRUST 0.7%

Value $916K (-2.0%) Shares 31,569 (-1.4%) Est. Cost $29.23 Unrealized —

BLK BLACKROCK INC 0.4%

Value $475K (-2.8%) Shares 494 (-2.8%) Est. Cost $983.29 Unrealized —

ORCL ORACLE CORP 0.6%

Value $829K (-1.6%) Shares 5,655 (-1.2%) Est. Cost $174.68 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	STATE STR SPDR S&P 500 ETF T	11,028 (-4.7%)	$8.235M (+9.4%)	6.3%	$586.08	—	TR UNIT	78462F103
MDY	STATE STR SPDR S&P MIDCAP 40	5,923 (-1.5%)	$4.166M (+12.4%)	3.2%	$569.58	—	UTSER1 S&PDCRP	78467Y107
QQQ	INVESCO QQQ TR	4,500 (-12.2%)	$3.314M (+12.0%)	2.6%	$511.23	—	UNIT SER 1	46090E103
XOM	EXXON MOBIL CORP	4,947 (-1.9%)	$676K (-21.0%)	0.5%	$111.24	—	COM	30231G102
GOOG	ALPHABET INC	4,855 (-11.1%)	$1.715M (+9.5%)	1.3%	$174.27	—	CAP STK CL C	02079K107
TJX	TJX COS INC NEW	4,180 (-11.5%)	$633K (-16.1%)	0.5%	$118.87	—	COM	872540109
DLS	WISDOMTREE TR	6,025 (-21.4%)	$505K (-19.2%)	0.4%	$63.45	—	INTL SMCAP DIV	97717W760
NVDA	NVIDIA CORPORATION	6,191 (-3.8%)	$1.239M (+10.4%)	1.0%	$142.01	—	COM	67066G104
IJR	ISHARES TR	7,660 (-6.6%)	$1.136M (+11.4%)	0.9%	$115.22	—	CORE S&P SCP ETF	464287804
VIG	VANGUARD SPECIALIZED FUNDS	4,825 (-17.4%)	$1.142M (-9.1%)	0.9%	$195.83	—	DIV APP ETF	921908844
COST	COSTCO WHOLESALE CORPORATION	690 (-9.3%)	$645K (-14.9%)	0.5%	$930.79	—	COM	22160K105
VTI	VANGUARD INDEX FDS	10,838 (-10.8%)	$4.01M (+2.9%)	3.1%	$289.81	—	TOTAL STK MKT	922908769
JPM	JPMORGAN CHASE & CO	6,095 (-5.0%)	$1.995M (+5.7%)	1.5%	$230.42	—	COM	46625H100
WMT	WALMART INC	7,610 (-2.4%)	$862K (-11.0%)	0.7%	$86.88	—	COM	931142103
LOW	LOWES COS INC	1,975 (-12.6%)	$435K (-18.5%)	0.3%	$255.62	—	COM	548661107
XTRE	BONDBLOXX ETF TRUST	7,790 (-14.0%)	$382K (-14.8%)	0.3%	$49.26	—	BLOOMBERG THREE	09789C846
JNJ	JOHNSON & JOHNSON	4,294 (-9.2%)	$1.091M (-5.7%)	0.8%	$149.73	—	COM	478160104
AMGN	AMGEN INC	1,348 (-12.6%)	$488K (-10.0%)	0.4%	$284.83	—	COM	031162100
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,110 (-1.1%)	$1.556M (+3.3%)	1.2%	$466.00	—	CL B NEW	084670702
XTWO	BONDBLOXX ETF TRUST	5,072 (-15.4%)	$248K (-16.0%)	0.2%	$49.54	—	BLOOMBERG TWO YR	09789C853
IVOO	VANGUARD ADMIRAL FDS INC	2,950 (-5.6%)	$385K (+7.7%)	0.3%	$104.98	—	MIDCP 400 IDX	921932885
SPTS	SPDR SERIES TRUST	31,569 (-1.4%)	$916K (-2.0%)	0.7%	$29.23	—	ST SHO TREAS ETF	78468R101
BLK	BLACKROCK INC	494 (-2.8%)	$475K (-2.8%)	0.4%	$983.29	—	COM	09290D101
ORCL	ORACLE CORP	5,655 (-1.2%)	$829K (-1.6%)	0.6%	$174.68	—	COM	68389X105

Unchanged Positions (13)

SPSM SPDR SERIES TRUST 2.1%

Value $2.761M Shares 47,875 Est. Cost $44.85 Unrealized —

AAPL APPLE INC 2.2%

Value $2.865M Shares 9,901 Est. Cost $231.92 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 2.4%

Value $3.119M Shares 14,660 Est. Cost $175.60 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.4%

Value $575K Shares 2,044 Est. Cost $225.97 Unrealized —

CVX CHEVRON CORPORATION 0.2%

Value $277K Shares 1,669 Est. Cost $144.27 Unrealized —

HD HOME DEPOT INC 0.5%

Value $687K Shares 1,947 Est. Cost $393.10 Unrealized —

MSFT MICROSOFT CORP 1.9%

Value $2.434M Shares 6,526 Est. Cost $425.53 Unrealized —

NEE NEXTERA ENERGY INC 0.5%

Value $682K Shares 7,775 Est. Cost $73.17 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.6%

Value $772K Shares 1,540 Est. Cost $527.97 Unrealized —

ITW ILLINOIS TOOL WKS INC 0.3%

Value $421K Shares 1,555 Est. Cost $254.40 Unrealized —

PG PROCTER & GAMBLE CO 0.5%

Value $607K Shares 4,141 Est. Cost $165.20 Unrealized —

PFXF VANECK ETF TRUST 0.3%

Value $399K Shares 22,365 Est. Cost $17.29 Unrealized —

RTX RTX CORPORATION 0.3%

Value $432K Shares 2,277 Est. Cost $120.21 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPSM	SPDR SERIES TRUST	47,875	$2.761M	2.1%	$44.85	—	ST STR SP600 SML	78468R853
AAPL	APPLE INC	9,901	$2.865M	2.2%	$231.92	—	COM	037833100
RSP	INVESCO EXCHANGE TRADED FD T	14,660	$3.119M	2.4%	$175.60	—	S&P500 EQL WGT	46137V357
IBM	INTERNATIONAL BUSINESS MACHS	2,044	$575K	0.4%	$225.97	—	COM	459200101
CVX	CHEVRON CORPORATION	1,669	$277K	0.2%	$144.27	—	COM	166764100
HD	HOME DEPOT INC	1,947	$687K	0.5%	$393.10	—	COM	437076102
MSFT	MICROSOFT CORP	6,526	$2.434M	1.9%	$425.53	—	COM	594918104
NEE	NEXTERA ENERGY INC	7,775	$682K	0.5%	$73.17	—	COM	65339F101
TMO	THERMO FISHER SCIENTIFIC INC	1,540	$772K	0.6%	$527.97	—	COM	883556102
ITW	ILLINOIS TOOL WKS INC	1,555	$421K	0.3%	$254.40	—	COM	452308109
PG	PROCTER & GAMBLE CO	4,141	$607K	0.5%	$165.20	—	COM	742718109
PFXF	VANECK ETF TRUST	22,365	$399K	0.3%	$17.29	—	PREFERRED SECURT	92189F429
RTX	RTX CORPORATION	2,277	$432K	0.3%	$120.21	—	COM	75513E101