Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ADBE	ADOBE INC	224,411	$134M	42.2%	$596.59 *	$44.30	+1201.9%	COMMON STOCK	00724F101
IEFA	ISHARES TR CORE MSCI EAFE	183,221	$12.89M	4.1%	$70.35	$60.33	—	COMMON STOCK	46432F842
EFAV	ISHARES MSCI EAFE MIN VOL FACTOR ETF	174,477	$12.1M	3.8%	$69.34	$69.09	—	COMMON STOCK	46429B689
AAPL	APPLE INCORPORATED	53,142	$10.23M	3.2%	$192.53 *	$86.81	+110.6%	COMMON STOCK	037833100
GOOGL	ALPHABET INC CAP STK CL A	68,127	$9.517M	3.0%	$139.69 *	$106.54	+25.2%	COMMON STOCK	02079K305
JPM	JPMORGAN CHASE & CO	55,866	$9.503M	3.0%	$170.10 *	$40.35	+259.1%	COMMON STOCK	46625H100
LRGF	ISHARES TRUST U S EQUITY FACTOR ETF	185,433	$8.955M	2.8%	$48.29	$32.49	—	ETF	46434V282
IMTM	ISHARES MSCI INTL MOMENTUM FACTOR ETF	250,827	$8.601M	2.7%	$34.29	$31.47	—	COMMON STOCK	46434V449
AXP	AMERICAN EXPRESS CO	43,354	$8.122M	2.6%	$187.34 *	$64.98	+141.6%	COMMON STOCK	025816109
V	VISA INC	30,845	$8.03M	2.5%	$260.34 *	$57.69	+320.6%	COMMON STOCK	92826C839
MDLZ	MONDELEZ INTL INC CL A	108,227	$7.839M	2.5%	$72.43 *	$35.16	+82.9%	COMMON STOCK	609207105
USMV	ISHARES MSCI USA MIN VOL FACTOR ETF	90,696	$7.077M	2.2%	$78.03	$57.92	—	COMMON STOCK	46429B697
AGG	ISHARES CORE U.S.AGGREGATE BOND ETF	69,229	$6.871M	2.2%	$99.25	$106.89	—	ETF - FIXED INCOME	464287226
ABT	ABBOTT LABORATORIES	57,324	$6.31M	2.0%	$110.07 *	$33.35	+188.0%	COMMON STOCK	002824100
JNJ	JOHNSON & JOHNSON	40,250	$6.309M	2.0%	$156.74 *	$67.40	+113.0%	COMMON STOCK	478160104
PEP	PEPSICO INC	32,927	$5.592M	1.8%	$169.84 *	$59.96	+156.4%	COMMON STOCK	713448108
DHR	DANAHER CORPORATION	22,044	$5.1M	1.6%	$231.34 *	$25.39	+728.4%	COMMON STOCK	235851102
AMT	AMERICAN TOWER CORP NEW	23,071	$4.981M	1.6%	$215.88 *	$118.83	+47.4%	COMMON STOCK REIT	03027X100
SBUX	STARBUCKS CORP	50,277	$4.827M	1.5%	$96.01 *	$46.49	+98.3%	COMMON STOCK	855244109
CARR	CARRIER GLOBAL CORPORATION	80,826	$4.643M	1.5%	$57.45 *	$24.66	+109.1%	COMMON STOCK	14448C104
DIS	DISNEY (WALT) COMPANY	44,159	$3.987M	1.3%	$90.29 *	$64.67	+33.3%	COMMON STOCK	254687106
TOTL	SSGA DOUBLELINE TOTAL RETURN BOND ETF	89,620	$3.607M	1.1%	$40.25	$40.24	—	ETF - FIXED INCOME	78467V848
VGSH	VANGUARD SHORT-TERM TREASURY ETF	59,889	$3.493M	1.1%	$58.33	$58.49	—	ETF - FIXED INCOME	92206C102
RTX	RTX CORPORATION	40,631	$3.419M	1.1%	$84.14 *	$55.09	+37.3%	COMMON STOCK	75513E101
ISRG	INTUITIVE SURGICAL INC	9,380	$3.164M	1.0%	$337.35 *	$263.30	+13.2%	COMMON STOCK	46120E602
VGLT	VANGUARD LONG TERM TREASURY ETF	46,142	$2.839M	0.9%	$61.52	$64.82	—	ETF - FIXED INCOME	92206C847
MRK	MERCK & CO NEW	20,232	$2.206M	0.7%	$109.02 *	$30.05	+222.2%	COMMON STOCK	58933Y105
GOOG	ALPHABET INC CAP STK CL C	14,060	$1.981M	0.6%	$140.93 *	$107.07	+25.8%	COMMON STOCK	02079K107
EBAY	EBAY INC	37,030	$1.615M	0.5%	$43.61 *	$20.47	+94.6%	COMMON STOCK	278642103
FTV	FORTIVE CORP	14,362	$1.057M	0.3%	$73.63 *	$30.87	+69.2%	COMMON STOCK	34959J108
IGSB	ISHARES TR1-5 YR INVE GRADE	17,719	$908K	0.3%	$51.27	$51.27	—	ETF - FIXED INCOME	464288646
SPY	SPDR S & P DEPOSIT RCPTS	1,545	$734K	0.2%	$475.29	$167.64	—	ETF	78462F103
EFA	ISHARES TRUST ETF	8,907	$671K	0.2%	$75.35	$75.35	—	FOREIGN ETF	464287465
VLTO	VERALTO CORP	7,318	$602K	0.2%	$82.26 *	$73.75	0.0%	COMMON STOCK	92338C103
MCD	MCDONALDS CORP	2,024	$600K	0.2%	$296.51 *	$72.20	+258.3%	COMMON STOCK	580135101
MSFT	MICROSOFT CORP	1,283	$482K	0.2%	$376.03 *	$191.31	+83.1%	COMMON STOCK	594918104
FLIA	FRANKLIN INTERNATIONAL AGGREGATE BOND ETF	22,346	$455K	0.1%	$20.38	$20.37	—	ETF - FIXED INCOME	35473P611
IVV	ISHARES CORE S & P 500 ETF	952	$455K	0.1%	$477.62	$371.80	—	ETF	464287200
GOVT	ISHARES TR US TREAS BD ETF	17,916	$413K	0.1%	$23.03	$23.03	—	ETF - FIXED INCOME	46429B267
DEUS	XTRACKERS RUSSELL 1000 COMP FACTOR ETF	8,430	$401K	0.1%	$47.61	$34.44	—	ETF	233051481
DGRO	ISHARES TR CORE DIV GRWTH	7,300	$393K	0.1%	$53.81	$34.79	—	COMMON STOCK	46434V621
IUSB	ISHARES CORE TOTAL USD BOND MARKET ETF	8,502	$392K	0.1%	$46.06	$46.06	—	ETF - FIXED INCOME	46434V613
SGOL	ABERDEEN PHYSICAL GOLD SHARES	18,250	$360K	0.1%	$19.73	$25.55	—	ETF	00326A104
HDV	ISHARES CORE HIGH DIVIDEND ETF	3,000	$306K	0.1%	$101.99	$88.13	—	ETF	46429B663
ADP	AUTOMATIC DATA PROCESSING IN	1,250	$291K	0.1%	$232.97 *	$89.59	+147.8%	COMMON STOCK	053015103
PHYS	SPROTT PHYSICAL GOLD TR UNIT	18,000	$287K	0.1%	$15.93	$10.11	—	COMMON STOCK	85207H104
SYY	SYSCO CORP	2,150	$157K	0.0%	$73.13 *	$26.23	+147.4%	COMMON STOCK	871829107
DEO	DIAGEO PLC SPON ADR NEW	900	$131K	0.0%	$145.66	$132.22	—	FOREIGN EQUITIES	25243Q205
T	A T & T INC	7,800	$131K	0.0%	$16.77 *	$13.63	+4.3%	COMMON STOCK	00206R102
BAX	BAXTER INTL INC	1,600	$61,840	0.0%	$38.65 *	$55.78	-39.8%	COMMON STOCK	071813109
IEMG	ISHARES INC CORE MSCI EMKT	824	$41,676	0.0%	$50.58	$50.36	—	COMMON STOCK	46434G103
FNDF	SCHWAB FUNDAMENTAL INTL LARGE COMPANY INDEX ETF	1,145	$38,608	0.0%	$33.72	$31.66	—	ETF	808524755
MDYV	SPDR S&P 400 MID CAP VALUE	251	$18,416	0.0%	$73.37	$64.85	—	COMMON STOCK	78464A839
DWAS	INVESCO DWA SC MOMENTUM	214	$17,929	0.0%	$83.78	$75.10	—	COMMON STOCK	46138E842
SPIB	SPDR PORTFOLIO INTERM TERM CORP BD ETF	373	$12,240	0.0%	$32.82	$31.45	—	ETF - FIXED INCOME	78464A375
NUS	NU SKIN ENTERPRISES	500	$9,705	0.0%	$19.41 *	$37.42	-53.7%	COMMON STOCK	67018T105
SPHQ	ETF INVESCO S&P 500 QUALITY	110	$5,948	0.0%	$54.07	$54.07	—	ETF - FIXED INCOME	46137V241
SHY	ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND	68	$5,577	0.0%	$82.01	$82.68	—	ETF - FIXED INCOME	464287457