Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ADBE	ADOBE INC	218,829	$110M	37.9%	$504.59 *	$44.30	+1193.8%	COMMON STOCK	00724F101
IEFA	ISHARES TR CORE MSCI EAFE	183,265	$13.6M	4.7%	$74.22	$60.33	—	COMMON STOCK	46432F842
JPM	JPMORGAN CHASE & CO	54,879	$10.99M	3.8%	$200.30 *	$40.35	+330.3%	COMMON STOCK	46625H100
GOOGL	ALPHABET INC CAP STK CL A	67,479	$10.18M	3.5%	$150.93 *	$106.54	+33.3%	COMMON STOCK	02079K305
IMTM	ISHARES MSCI INTL MOMENTUM FACTOR ETF	250,922	$9.841M	3.4%	$39.22	$31.47	—	COMMON STOCK	46434V449
LRGF	ISHARES TRUST U S EQUITY FACTOR ETF	178,008	$9.579M	3.3%	$53.81	$32.49	—	ETF	46434V282
AXP	AMERICAN EXPRESS CO	41,595	$9.471M	3.2%	$227.69 *	$64.98	+212.2%	COMMON STOCK	025816109
AAPL	APPLE INCORPORATED	52,418	$8.989M	3.1%	$171.48 *	$86.81	+107.6%	COMMON STOCK	037833100
V	VISA INC	30,608	$8.542M	2.9%	$279.07 *	$57.69	+372.1%	COMMON STOCK	92826C839
MDLZ	MONDELEZ INTL INC CL A	107,325	$7.513M	2.6%	$70.00	$35.16	+96.0%	COMMON STOCK	609207105
USMV	ISHARES MSCI USA MIN VOL FACTOR ETF	89,760	$7.502M	2.6%	$83.58	$57.92	—	COMMON STOCK	46429B697
AGG	ISHARES CORE U.S.AGGREGATE BOND ETF	75,048	$7.35M	2.5%	$97.94	$106.20	—	ETF - FIXED INCOME	464287226
ABT	ABBOTT LABORATORIES	57,024	$6.481M	2.2%	$113.66 *	$33.35	+232.1%	COMMON STOCK	002824100
JNJ	JOHNSON & JOHNSON	40,876	$6.466M	2.2%	$158.19 *	$68.67	+118.8%	COMMON STOCK	478160104
PEP	PEPSICO INC COM	32,927	$5.763M	2.0%	$175.01 *	$59.96	+162.3%	COMMON STOCK	713448108
DIS	DISNEY (WALT) COMPANY	45,460	$5.562M	1.9%	$122.36 *	$65.75	+55.7%	COMMON STOCK	254687106
DHR	DANAHER CORPORATION	21,908	$5.471M	1.9%	$249.72 *	$25.39	+851.0%	COMMON STOCK	235851102
SBUX	STARBUCKS CORP	50,271	$4.594M	1.6%	$91.39 *	$46.49	+90.6%	COMMON STOCK	855244109
AMT	AMERICAN TOWER CORP NEW COM	23,077	$4.56M	1.6%	$197.59 *	$118.83	+56.6%	COMMON STOCK REIT	03027X100
CARR	CARRIER GLOBAL CORPORATION	76,014	$4.419M	1.5%	$58.13 *	$24.66	+122.9%	COMMON STOCK	14448C104
RTX	RTX CORPORATION	40,559	$3.956M	1.4%	$97.53 *	$55.09	+57.6%	COMMON STOCK	75513E101
ISRG	INTUITIVE SURGICAL INC	9,380	$3.743M	1.3%	$399.08 *	$263.30	+43.5%	COMMON STOCK	46120E602
TOTL	SSGA DOUBLELINE TOTAL RETURN BOND ETF	89,744	$3.593M	1.2%	$40.04	$40.24	—	ETF - FIXED INCOME	78467V848
VGSH	VANGUARD SHORT-TERM TREASURY ETF	60,832	$3.532M	1.2%	$58.06	$58.48	—	ETF - FIXED INCOME	92206C102
VGLT	VANGUARD LONG TERM TREASURY ETF	49,939	$2.958M	1.0%	$59.24	$64.40	—	ETF - FIXED INCOME	92206C847
MRK	MERCK & CO NEW	20,232	$2.67M	0.9%	$131.95 *	$30.05	+285.3%	COMMON STOCK	58933Y105
GOOG	ALPHABET INC CAP STK CL C	14,060	$2.141M	0.7%	$152.26 *	$107.07	+33.8%	COMMON STOCK	02079K107
EBAY	EBAY INC	37,030	$1.954M	0.7%	$52.77 *	$20.47	+114.7%	COMMON STOCK	278642103
FTV	FORTIVE CORP	14,362	$1.235M	0.4%	$86.02 *	$30.87	+95.0%	COMMON STOCK	34959J108
IGSB	ISHARES TR1-5 YR INVE GRADE	17,719	$908K	0.3%	$51.27	$51.27	—	ETF - FIXED INCOME	464288646
SPY	SPDR S & P DEPOSIT RCPTS	1,538	$804K	0.3%	$523.07	$167.64	—	ETF	78462F103
EFA	ISHARES TRUST ETF	8,907	$711K	0.2%	$79.86	$75.35	—	FOREIGN ETF	464287465
MSFT	MICROSOFT CORP	1,283	$540K	0.2%	$420.71 *	$191.31	+108.7%	COMMON STOCK	594918104
MCD	MCDONALDS CORP	1,787	$504K	0.2%	$281.94	$72.20	+285.1%	COMMON STOCK	580135101
IVV	ISHARES CORE S & P 500 ETF	884	$465K	0.2%	$525.71	$371.80	—	ETF	464287200
FLIA	FRANKLIN INTERNATIONAL AGGREGATE BOND ETF	22,346	$452K	0.2%	$20.22	$20.37	—	ETF - FIXED INCOME	35473P611
DEUS	XTRACKERS RUSSELL 1000 COMP FACTOR ETF	8,192	$427K	0.1%	$52.16	$34.44	—	ETF	233051481
DGRO	ISHARES TR CORE DIV GRWTH	7,300	$424K	0.1%	$58.06	$34.79	—	COMMON STOCK	46434V621
GOVT	ISHARES TR US TREAS BD ETF	17,916	$408K	0.1%	$22.77	$23.03	—	ETF - FIXED INCOME	46429B267
IUSB	ISHARES CORE TOTAL USD BOND MARKET ETF	8,502	$388K	0.1%	$45.59	$46.06	—	ETF - FIXED INCOME	46434V613
SGOL	ABERDEEN PHYSICAL GOLD SHARES	18,250	$387K	0.1%	$21.23	$25.55	—	ETF	00326A104
HDV	ISHARES CORE HIGH DIVIDEND ETF	3,000	$331K	0.1%	$110.21	$88.13	—	ETF	46429B663
ADP	AUTOMATIC DATA PROCESSING IN	1,250	$312K	0.1%	$249.74 *	$89.59	+161.5%	COMMON STOCK	053015103
PHYS	SPROTT PHYSICAL GOLD TR UNIT	18,000	$311K	0.1%	$17.29	$10.11	—	COMMON STOCK	85207H104
EFAV	ISHARES MSCI EAFE MIN VOL FACTOR ETF	3,550	$252K	0.1%	$70.88	$69.09	—	COMMON STOCK	46429B689
DWAS	INVESCO DWA SC MOMENTUM	2,059	$187K	0.1%	$90.89	$89.25	—	COMMON STOCK	46138E842
SYY	SYSCO CORP	2,150	$175K	0.1%	$81.18 *	$26.23	+184.4%	COMMON STOCK	871829107
T	A T & T INC	7,800	$137K	0.0%	$17.59 *	$13.63	+14.6%	COMMON STOCK	00206R102
DEO	DIAGEO PLC SPON ADR NEW	900	$134K	0.0%	$148.74	$132.22	—	FOREIGN EQUITIES	25243Q205
BAX	BAXTER INTL INC	1,600	$68,368	0.0%	$42.73 *	$55.78	-30.2%	COMMON STOCK	071813109
IEMG	ISHARES INC CORE MSCI EMKT	972	$50,143	0.0%	$51.59	$50.55	—	COMMON STOCK	46434G103
FNDF	SCHWAB FUNDAMENTAL INTL LARGE COMPANY INDEX ETF	1,363	$48,534	0.0%	$35.61	$32.29	—	ETF	808524755
MTUM	ISHARES MSCI USA MOMENTUS FACTOR ETF	183	$34,284	0.0%	$187.34	$187.34	—	ETF	46432F396
SCHV	SCHWAB US LARGE CAP VALUE ETF	433	$32,893	0.0%	$75.97	$75.97	—	ETF	808524409
SPHQ	ETF INVESCO S&P 500 QUALITY	401	$24,227	0.0%	$60.42	$58.68	—	ETF - FIXED INCOME	46137V241
MDYV	SPDR S&P 400 MID CAP VALUE	251	$19,076	0.0%	$76.00	$64.85	—	COMMON STOCK	78464A839
SPIB	SPDR PORTFOLIO INTERM TERM CORP BD ETF	373	$12,188	0.0%	$32.68	$31.45	—	ETF - FIXED INCOME	78464A375
NUS	NU SKIN ENTERPRISES	500	$6,915	0.0%	$13.83 *	$37.42	-60.2%	COMMON STOCK	67018T105
SHY	ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND	68	$5,558	0.0%	$81.74	$82.68	—	ETF - FIXED INCOME	464287457
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	30	$1,912	0.0%	$63.73	$63.73	—	ETF	025072703