Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ADBE	ADOBE INC	205,647	$91.45M	31.0%	$444.67 *	$44.30	+1017.6%	COMMON STOCK	00724F101
V	VISA INC	59,304	$17.53M	5.9%	$295.52	$178.22	+67.4%	COMMON STOCK	92826C839
AGG	ISHARES CORE U.S.AGGREGATE BOND ETF	136,000	$13.18M	4.5%	$96.90	$102.09	—	ETF - FIXED INCOME	464287226
IEFA	ISHARES TR CORE MSCI EAFE	182,112	$12.8M	4.3%	$70.28	$60.33	—	COMMON STOCK	46432F842
JPM	JPMORGAN CHASE & CO	52,247	$12.52M	4.2%	$239.71 *	$40.35	+465.1%	COMMON STOCK	46625H100
AAPL	APPLE INCORPORATED	49,231	$12.33M	4.2%	$250.42 *	$86.81	+170.1%	COMMON STOCK	037833100
GOOGL	ALPHABET INC CAP STK CL A	61,537	$11.65M	3.9%	$189.30 *	$106.54	+63.4%	COMMON STOCK	02079K305
AXP	AMERICAN EXPRESS CO	37,178	$11.03M	3.7%	$296.78 *	$64.98	+336.4%	COMMON STOCK	025816109
LRGF	ISHARES TRUST U S EQUITY FACTOR ETF	169,447	$10.23M	3.5%	$60.35	$32.49	—	ETF	46434V282
IMTM	ISHARES MSCI INTL MOMENTUM FACTOR ETF	261,759	$9.787M	3.3%	$37.39	$31.73	—	COMMON STOCK	46434V449
USMV	ISHARES MSCI USA MIN VOL FACTOR ETF	80,316	$7.131M	2.4%	$88.79	$57.92	—	COMMON STOCK	46429B697
ABT	ABBOTT LABORATORIES	57,809	$6.539M	2.2%	$113.11	$34.52	+228.3%	COMMON STOCK	002824100
MDLZ	MONDELEZ INTL INC CL A	109,018	$6.511M	2.2%	$59.72 *	$35.62	+78.6%	COMMON STOCK	609207105
GOVT	ISHARES TR US TREAS BD ETF	271,995	$6.248M	2.1%	$22.97	$22.97	—	ETF - FIXED INCOME	46429B267
JNJ	JOHNSON & JOHNSON	41,486	$6M	2.0%	$144.62 *	$69.96	+113.8%	COMMON STOCK	478160104
DIS	DISNEY (WALT) COMPANY	52,643	$5.862M	2.0%	$111.35 *	$70.88	+46.1%	COMMON STOCK	254687106
PEP	PEPSICO INC	33,348	$5.071M	1.7%	$152.06 *	$61.28	+155.5%	COMMON STOCK	713448108
DHR	DANAHER CORPORATION	21,391	$4.91M	1.7%	$229.55 *	$25.39	+860.7%	COMMON STOCK	235851102
CARR	CARRIER GLOBAL CORPORATION	69,155	$4.72M	1.6%	$68.26 *	$24.66	+201.7%	COMMON STOCK	14448C104
SBUX	STARBUCKS CORP	50,652	$4.622M	1.6%	$91.25 *	$46.49	+102.1%	COMMON STOCK	855244109
RTX	RTX CORPORATION	38,831	$4.493M	1.5%	$115.72 *	$55.09	+114.7%	COMMON STOCK	75513E101
AMT	AMERICAN TOWER CORP NEW	23,458	$4.302M	1.5%	$183.41 *	$120.22	+65.0%	COMMON STOCK REIT	03027X100
VGLT	VANGUARD LONG TERM TREASURY ETF	68,506	$4.215M	1.4%	$61.53	$62.61	—	ETF - FIXED INCOME	92206C847
TOTL	SSGA DOUBLELINE TOTAL RETURN BOND ETF	89,744	$3.534M	1.2%	$39.38	$40.24	—	ETF - FIXED INCOME	78467V848
EBAY	EBAY INC	37,030	$2.294M	0.8%	$61.95	$20.47	+204.8%	COMMON STOCK	278642103
ISRG	INTUITIVE SURGICAL INC	4,377	$2.285M	0.8%	$521.95	$263.30	+97.8%	COMMON STOCK	46120E602
GOOG	ALPHABET INC CAP STK CL C	11,180	$2.129M	0.7%	$190.44 *	$107.07	+64.1%	COMMON STOCK	02079K107
MRK	MERCK & CO NEW	20,232	$2.013M	0.7%	$99.48	$30.05	+228.5%	COMMON STOCK	58933Y105
FTV	FORTIVE CORP	14,358	$1.077M	0.4%	$75.00 *	$30.87	+85.0%	COMMON STOCK	34959J108
JPST	ETF J P MORGAN ULTRA-SHORT	17,691	$891K	0.3%	$50.36	$50.39	—	ETF	46641Q837
SPY	SPDR S & P DEPOSIT RCPTS	1,492	$874K	0.3%	$586.07	$167.64	—	ETF	78462F103
EFA	ISHARES TRUST ETF	8,907	$673K	0.2%	$75.61	$75.35	—	FOREIGN ETF	464287465
MCD	MCDONALDS CORP	1,787	$518K	0.2%	$289.88	$72.20	+302.0%	COMMON STOCK	580135101
IVV	ISHARES CORE S & P 500 ETF	869	$512K	0.2%	$588.66	$371.80	—	ETF	464287200
MSFT	MICROSOFT CORP	1,183	$499K	0.2%	$421.50	$191.31	+120.8%	COMMON STOCK	594918104
SGOL	ABERDEEN PHYSICAL GOLD SHARES	18,250	$457K	0.2%	$25.04	$25.55	—	ETF	00326A104
FLIA	FRANKLIN INTERNATIONAL AGGREGATE BOND ETF	22,408	$454K	0.2%	$20.27	$20.37	—	ETF - FIXED INCOME	35473P611
DGRO	ISHARES TR CORE DIV GRWTH	7,300	$448K	0.2%	$61.34	$34.79	—	COMMON STOCK	46434V621
DEUS	XTRACKERS RUSSELL 1000 COMP FACTOR ETF	7,406	$398K	0.1%	$53.68	$34.44	—	ETF	233051481
IUSB	ISHARES CORE TOTAL USD BOND MARKET ETF	8,502	$384K	0.1%	$45.20	$46.06	—	ETF - FIXED INCOME	46434V613
ADP	AUTOMATIC DATA PROCESSING IN	1,250	$366K	0.1%	$292.72	$89.59	+221.3%	COMMON STOCK	053015103
PHYS	SPROTT PHYSICAL GOLD TR UNIT	18,000	$362K	0.1%	$20.13	$10.11	—	COMMON STOCK	85207H104
HDV	ISHARES CORE HIGH DIVIDEND ETF	3,000	$337K	0.1%	$112.26	$88.13	—	ETF	46429B663
IGSB	ISHARES TR1-5 YR INVE GRADE	5,612	$290K	0.1%	$51.70	$51.27	—	ETF - FIXED INCOME	464288646
EFAV	ISHARES MSCI EAFE MIN VOL FACTOR ETF	3,550	$251K	0.1%	$70.70	$69.09	—	COMMON STOCK	46429B689
DWAS	INVESCO DWA SC MOMENTUM	2,441	$223K	0.1%	$91.28	$89.50	—	COMMON STOCK	46138E842
T	A T & T INC	7,800	$178K	0.1%	$22.77 *	$13.63	+57.8%	COMMON STOCK	00206R102
SYY	SYSCO CORP	2,150	$164K	0.1%	$76.46 *	$26.23	+181.9%	COMMON STOCK	871829107
DEO	DIAGEO PLC SPON ADR NEW	900	$114K	0.0%	$127.13	$132.22	—	FOREIGN EQUITIES	25243Q205
IEMG	ISHARES INC CORE MSCI EMKT	972	$50,756	0.0%	$52.22	$50.55	—	COMMON STOCK	46434G103
FNDF	SCHWAB FUNDAMENTAL INTL EQUITY ETF	1,363	$45,250	0.0%	$33.20	$32.29	—	ETF	808524755
MTUM	ISHARES MSCI USA MOMENTUS FACTOR ETF	183	$37,865	0.0%	$206.91	$187.34	—	ETF	46432F396
SCHV	SCHWAB US LARGE CAP VALUE ETF	1,299	$33,851	0.0%	$26.06	$42.69	—	ETF	808524409
SPHQ	ETF INVESCO S&P 500 QUALITY	401	$26,874	0.0%	$67.02	$58.68	—	ETF - FIXED INCOME	46137V241
MDYV	SPDR S&P 400 MID CAP VALUE	251	$20,129	0.0%	$80.20	$64.85	—	COMMON STOCK	78464A839
SPIB	SPDR PORTFOLIO INTERM TERM CORP BD ETF	373	$12,214	0.0%	$32.75	$31.45	—	ETF - FIXED INCOME	78464A375
SHY	ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND	68	$5,572	0.0%	$81.94	$82.68	—	ETF - FIXED INCOME	464287457
NUS	NU SKIN ENTERPRISES	500	$3,445	0.0%	$6.89 *	$37.42	-82.2%	COMMON STOCK	67018T105
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	30	$1,840	0.0%	$61.33	$63.73	—	ETF	025072703