Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ADBE	ADOBE INC	218,789	$113M	36.4%	$517.77 *	$44.30	+1138.0%	COMMON STOCK	00724F101
IEFA	ISHARES TR CORE MSCI EAFE	182,384	$14.23M	4.6%	$78.04	$60.33	—	COMMON STOCK	46432F842
AGG	ISHARES CORE U.S.AGGREGATE BOND ETF	125,185	$12.68M	4.1%	$101.27	$102.54	—	ETF - FIXED INCOME	464287226
AAPL	APPLE INCORPORATED	50,650	$11.8M	3.8%	$233.00 *	$86.81	+155.7%	COMMON STOCK	037833100
JPM	JPMORGAN CHASE & CO	54,124	$11.41M	3.7%	$210.86 *	$40.35	+407.9%	COMMON STOCK	46625H100
GOOGL	ALPHABET INC CAP STK CL A	66,536	$11.03M	3.5%	$165.85	$106.54	+56.5%	COMMON STOCK	02079K305
AXP	AMERICAN EXPRESS CO	39,635	$10.75M	3.5%	$271.19 *	$64.98	+277.2%	COMMON STOCK	025816109
LRGF	ISHARES TRUST U S EQUITY FACTOR ETF	176,215	$10.36M	3.3%	$58.77	$32.49	—	ETF	46434V282
IMTM	ISHARES MSCI INTL MOMENTUM FACTOR ETF	250,451	$10.11M	3.2%	$40.38	$31.47	—	COMMON STOCK	46434V449
V	VISA INC	29,601	$8.138M	2.6%	$274.94 *	$57.69	+364.1%	COMMON STOCK	92826C839
MDLZ	MONDELEZ INTL INC CL A	107,241	$7.9M	2.5%	$73.67 *	$35.16	+91.1%	COMMON STOCK	609207105
USMV	ISHARES MSCI USA MIN VOL FACTOR ETF	84,803	$7.743M	2.5%	$91.31	$57.92	—	COMMON STOCK	46429B697
JNJ	JOHNSON & JOHNSON	40,825	$6.616M	2.1%	$162.06 *	$68.67	+122.3%	COMMON STOCK	478160104
ABT	ABBOTT LABORATORIES	56,964	$6.494M	2.1%	$114.01 *	$33.35	+221.0%	COMMON STOCK	002824100
DHR	DANAHER CORPORATION	21,649	$6.019M	1.9%	$278.01 *	$25.39	+933.5%	COMMON STOCK	235851102
CARR	CARRIER GLOBAL CORPORATION	73,916	$5.949M	1.9%	$80.49 *	$24.66	+177.9%	COMMON STOCK	14448C104
PEP	PEPSICO INC	32,893	$5.593M	1.8%	$170.05 *	$59.96	+171.7%	COMMON STOCK	713448108
AMT	AMERICAN TOWER CORP NEW	23,047	$5.36M	1.7%	$232.56 *	$118.83	+77.4%	COMMON STOCK REIT	03027X100
SBUX	STARBUCKS CORP	50,222	$4.896M	1.6%	$97.49 *	$46.49	+78.2%	COMMON STOCK	855244109
RTX	RTX CORPORATION	39,808	$4.823M	1.5%	$121.16 *	$55.09	+101.6%	COMMON STOCK	75513E101
DIS	DISNEY (WALT) COMPANY	45,494	$4.376M	1.4%	$96.19 *	$65.75	+37.8%	COMMON STOCK	254687106
ISRG	INTUITIVE SURGICAL INC	8,755	$4.301M	1.4%	$491.26 *	$263.30	+76.8%	COMMON STOCK	46120E602
VGLT	VANGUARD LONG TERM TREASURY ETF	68,377	$4.208M	1.4%	$61.54	$62.61	—	ETF - FIXED INCOME	92206C847
TOTL	SSGA DOUBLELINE TOTAL RETURN BOND ETF	89,744	$3.715M	1.2%	$41.40	$40.24	—	ETF - FIXED INCOME	78467V848
VGSH	VANGUARD SHORT-TERM TREASURY ETF	50,294	$2.968M	1.0%	$59.02	$58.48	—	ETF - FIXED INCOME	92206C102
EBAY	EBAY INC	37,030	$2.411M	0.8%	$65.11 *	$20.47	+175.0%	COMMON STOCK	278642103
MRK	MERCK & CO NEW	20,232	$2.298M	0.7%	$113.56	$30.05	+275.9%	COMMON STOCK	58933Y105
GOOG	ALPHABET INC CAP STK CL C	11,180	$1.869M	0.6%	$167.19	$107.07	+57.1%	COMMON STOCK	02079K107
FTV	FORTIVE CORP	14,358	$1.133M	0.4%	$78.93 *	$30.87	+77.1%	COMMON STOCK	34959J108
SPY	SPDR S & P DEPOSIT RCPTS	1,518	$871K	0.3%	$573.75	$167.64	—	ETF	78462F103
EFA	ISHARES TRUST ETF	8,907	$745K	0.2%	$83.63	$75.35	—	FOREIGN ETF	464287465
IGSB	ISHARES TR1-5 YR INVE GRADE	11,840	$623K	0.2%	$52.65	$51.27	—	ETF - FIXED INCOME	464288646
MSFT	MICROSOFT CORP	1,283	$552K	0.2%	$430.29	$191.31	+121.2%	COMMON STOCK	594918104
MCD	MCDONALDS CORP	1,787	$544K	0.2%	$304.51 *	$72.20	+269.4%	COMMON STOCK	580135101
IVV	ISHARES CORE S & P 500 ETF	869	$501K	0.2%	$576.81	$371.80	—	ETF	464287200
FLIA	FRANKLIN INTERNATIONAL AGGREGATE BOND ETF	22,346	$465K	0.1%	$20.79	$20.37	—	ETF - FIXED INCOME	35473P611
SGOL	ABERDEEN PHYSICAL GOLD SHARES	18,250	$458K	0.1%	$25.12	$25.55	—	ETF	00326A104
DGRO	ISHARES TR CORE DIV GRWTH	7,300	$458K	0.1%	$62.68	$34.79	—	COMMON STOCK	46434V621
DEUS	XTRACKERS RUSSELL 1000 COMP FACTOR ETF	7,517	$412K	0.1%	$54.76	$34.44	—	ETF	233051481
IUSB	ISHARES CORE TOTAL USD BOND MARKET ETF	8,502	$401K	0.1%	$47.11	$46.06	—	ETF - FIXED INCOME	46434V613
PHYS	SPROTT PHYSICAL GOLD TR UNIT	18,000	$367K	0.1%	$20.37	$10.11	—	COMMON STOCK	85207H104
HDV	ISHARES CORE HIGH DIVIDEND ETF	3,000	$353K	0.1%	$117.62	$88.13	—	ETF	46429B663
ADP	AUTOMATIC DATA PROCESSING IN	1,250	$346K	0.1%	$276.72 *	$89.59	+182.9%	COMMON STOCK	053015103
EFAV	ISHARES MSCI EAFE MIN VOL FACTOR ETF	3,550	$272K	0.1%	$76.70	$69.09	—	COMMON STOCK	46429B689
DWAS	INVESCO DWA SC MOMENTUM	2,073	$193K	0.1%	$92.86	$89.18	—	COMMON STOCK	46138E842
JPST	ETF J P MORGAN ULTRA-SHORT	3,773	$191K	0.1%	$50.74	$50.50	—	ETF	46641Q837
GOVT	ISHARES TR US TREAS BD ETF	7,673	$180K	0.1%	$23.45	$23.03	—	ETF - FIXED INCOME	46429B267
T	A T & T INC	7,800	$172K	0.1%	$22.00 *	$13.63	+37.8%	COMMON STOCK	00206R102
SYY	SYSCO CORP	2,150	$168K	0.1%	$78.06 *	$26.23	+175.0%	COMMON STOCK	871829107
DEO	DIAGEO PLC SPON ADR NEW	900	$126K	0.0%	$140.34	$132.22	—	FOREIGN EQUITIES	25243Q205
BAX	BAXTER INTL INC	1,600	$60,752	0.0%	$37.97 *	$55.78	-36.0%	COMMON STOCK	071813109
IEMG	ISHARES INC CORE MSCI EMKT	972	$55,791	0.0%	$57.40	$50.55	—	COMMON STOCK	46434G103
FNDF	SCHWAB FUNDAMENTAL INTL EQUITY ETF	1,363	$50,919	0.0%	$37.36	$32.29	—	ETF	808524755
MTUM	ISHARES MSCI USA MOMENTUS FACTOR ETF	183	$37,104	0.0%	$202.75	$187.34	—	ETF	46432F396
SCHV	SCHWAB US LARGE CAP VALUE ETF	433	$34,798	0.0%	$80.36	$75.97	—	ETF	808524409
SPHQ	ETF INVESCO S&P 500 QUALITY	401	$26,973	0.0%	$67.26	$58.68	—	ETF - FIXED INCOME	46137V241
MDYV	SPDR S&P 400 MID CAP VALUE	251	$19,943	0.0%	$79.45	$64.85	—	COMMON STOCK	78464A839
SPIB	SPDR PORTFOLIO INTERM TERM CORP BD ETF	373	$12,569	0.0%	$33.70	$31.45	—	ETF - FIXED INCOME	78464A375
SHY	ISHARES BARCLAYS 1-3 YEAR TREASURY BOND FUND	68	$5,652	0.0%	$83.12	$82.68	—	ETF - FIXED INCOME	464287457
NUS	NU SKIN ENTERPRISES	500	$3,685	0.0%	$7.37 *	$37.42	-76.0%	COMMON STOCK	67018T105
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	30	$2,010	0.0%	$67.00	$63.73	—	ETF	025072703