Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AAPL	APPLE INC	24,594	$6.159M	6.6%	—	—	COMMON STOCK	037833100
JPM	JP MORGAN CHASE & CO	22,598	$5.417M	5.8%	—	—	COMMON STOCK	46625H100
MSFT	MICROSOFT CORP	12,651	$5.332M	5.7%	—	—	COMMON STOCK	594918104
AMAT	APPLIED MATERIALS INC	28,587	$4.649M	5.0%	—	—	COMMON STOCK	038222105
GE	GE AEROSPACE	27,350	$4.562M	4.9%	—	—	COMMON STOCK	369604301
TRST	TRUSTCO BANK CORP NY	111,840	$3.725M	4.0%	—	—	COMMON STOCK	898349204
ABBV	ABBVIE INC SR NT	19,014	$3.379M	3.6%	—	—	COMMON STOCK	00287Y109
XOM	EXXON MOBIL CORP	31,271	$3.364M	3.6%	—	—	COMMON STOCK	30231G102
JNJ	JOHNSON & JOHNSON	20,097	$2.906M	3.1%	—	—	COMMON STOCK	478160104
PG	PROCTER & GAMBLE CO	16,648	$2.791M	3.0%	—	—	COMMON STOCK	742718109
KO	COCA COLA CO	42,857	$2.668M	2.9%	—	—	COMMON STOCK	191216100
AXP	AMERICAN EXPRESS CO	8,954	$2.657M	2.9%	—	—	COMMON STOCK	025816109
ABT	ABBOTT LABORATORIES	20,204	$2.285M	2.5%	—	—	COMMON STOCK	002824100
GEV	GE VERNOVA INC	6,695	$2.202M	2.4%	—	—	COMMON STOCK	36828A101
CVX	CHEVRON CORP NEW	14,972	$2.169M	2.3%	—	—	COMMON STOCK	166764100
PEP	PEPSICO INC	13,742	$2.09M	2.3%	—	—	COMMON STOCK	713448108
WMT	WALMART INC	22,512	$2.034M	2.2%	—	—	COMMON STOCK	931142103
MCD	MCDONALDS CORP	6,207	$1.799M	1.9%	—	—	COMMON STOCK	580135101
DIS	DISNEY WALT CO	14,205	$1.582M	1.7%	—	—	COMMON STOCK	254687106
ORCL	ORACLE CORP	9,089	$1.515M	1.6%	—	—	COMMON STOCK	68389X105
RTX	RTX CORPORATION	12,582	$1.456M	1.6%	—	—	COMMON STOCK	75513E101
LOW	LOWES COMPANIES INC	5,878	$1.451M	1.6%	—	—	COMMON STOCK	548661107
LLY	ELI LILLY & CO	1,704	$1.315M	1.4%	—	—	COMMON STOCK	532457108
TXN	TEXAS INSTRUMENTS INC	6,610	$1.239M	1.3%	—	—	COMMON STOCK	882508104
CSCO	CISCO SYSTEMS INC	20,350	$1.205M	1.3%	—	—	COMMON STOCK	17275R102
IBM	INTERNATIONAL BUSINESS MACHS	5,271	$1.159M	1.2%	—	—	COMMON STOCK	459200101
HD	HOME DEPOT INC	2,642	$1.028M	1.1%	—	—	COMMON STOCK	437076102
CL	COLGATE PALMOLIVE CO	10,862	$987K	1.1%	—	—	COMMON STOCK	194162103
GIS	GENERAL MILLS INC	15,384	$981K	1.1%	—	—	COMMON STOCK	370334104
EMR	EMERSON ELECTRIC CO	7,888	$978K	1.1%	—	—	COMMON STOCK	291011104
MRK	MERCK & CO INC	9,414	$937K	1.0%	—	—	COMMON STOCK	58933Y105
ADP	AUTOMATIC DATA PROCESSING INC	3,051	$893K	1.0%	—	—	COMMON STOCK	053015103
SO	SOUTHERN CO	10,457	$861K	0.9%	—	—	COMMON STOCK	842587107
QQQ	INVESCO QQQ TR	1,618	$827K	0.9%	—	—	MUTUAL FUND/STO	46090E103
NKE	NIKE INC	10,583	$801K	0.9%	—	—	COMMON STOCK	654106103
TGT	TARGET CORP	5,661	$765K	0.8%	—	—	COMMON STOCK	87612E106
INTC	INTEL CORP	36,184	$725K	0.8%	—	—	COMMON STOCK	458140100
MAS	MASCO CORP	9,525	$691K	0.7%	—	—	COMMON STOCK	574599106
GOOG	ALPHABET INC	3,370	$642K	0.7%	—	—	COMMON STOCK	02079K107
GEHC	GE HEALTHCARE TECHNOLOGIES INC	7,719	$603K	0.7%	—	—	COMMON STOCK	36266G107
BRK/B	BERKSHIRE HATHAWAY INC	1,277	$579K	0.6%	—	—	COMMON STOCK	084670702
VZ	VERIZON COMMUNICATIONS INC	14,039	$561K	0.6%	—	—	COMMON STOCK	92343V104
MDT	MEDTRONIC PLC	6,442	$515K	0.6%	—	—	FOREIGN STOCK	G5960L103
MMM	3M CO	3,823	$494K	0.5%	—	—	COMMON STOCK	88579Y101
PFE	PFIZER INC	18,343	$487K	0.5%	—	—	COMMON STOCK	717081103
NSC	NORFOLK SOUTHERN CORP	2,053	$482K	0.5%	—	—	COMMON STOCK	655844108
STT	STATE STREET CORP	4,806	$472K	0.5%	—	—	COMMON STOCK	857477103
PM	PHILIP MORRIS INTERNATIONAL INC	3,784	$455K	0.5%	—	—	COMMON STOCK	718172109
CAT	CATERPILLAR INC	1,231	$447K	0.5%	—	—	COMMON STOCK	149123101
JCI	JOHNSON CTLS INTL PLC SHS	5,328	$421K	0.5%	—	—	FOREIGN STOCK	G51502105
ECL	ECOLAB INC	1,760	$412K	0.4%	—	—	COMMON STOCK	278865100
T	AT&T INC	16,702	$380K	0.4%	—	—	COMMON STOCK	00206R102
LMT	LOCKHEED MARTIN CORP	732	$356K	0.4%	—	—	COMMON STOCK	539830109
BMY	BRISTOL-MYERS SQUIBB CO	6,173	$349K	0.4%	—	—	COMMON STOCK	110122108
UPS	UNITED PARCEL SERVICE	2,755	$347K	0.4%	—	—	COMMON STOCK	911312106
ALL	ALLSTATE CORP	1,680	$324K	0.3%	—	—	COMMON STOCK	020002101
META	META PLATFORMS INC	550	$322K	0.3%	—	—	COMMON STOCK	30303M102
VWO	VANGUARD EMERGING MARKETS STOCK	6,816	$300K	0.3%	—	—	MUTUAL FUND/STO	922042858
FDIS	FIDELITY MSCI CONSUMER	2,800	$273K	0.3%	—	—	MUTUAL FUND/STO	316092204
DD	DUPONT DE NEMOURS INC	3,465	$264K	0.3%	—	—	COMMON STOCK	26614N102
CME	CME GROUP INC	1,133	$263K	0.3%	—	—	COMMON STOCK	12572Q105
VO	VANGUARD MID-CAP ETF (MKT)	954	$252K	0.3%	—	—	MUTUAL FUND/STO	922908629
J	JACOBS SOLUTIONS INC	1,845	$247K	0.3%	—	—	COMMON STOCK	46982L108
MO	ALTRIA GROUP INC	4,673	$244K	0.3%	—	—	COMMON STOCK	02209S103
IJH	ISHARES CORE S&P MID-CAP (MKT)	3,868	$241K	0.3%	—	—	MUTUAL FUND/STO	464287507
CVS	CVS HEALTH CORPORATION	4,835	$217K	0.2%	—	—	COMMON STOCK	126650100
MA	MASTERCARD INC	400	$211K	0.2%	—	—	COMMON STOCK	57636Q104