Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
JPM	JP MORGAN CHASE & CO	22,645	$5.555M	6.0%	$245.30	—	—	COMMON STOCK	46625H100
AAPL	APPLE INC	24,738	$5.495M	6.0%	$222.12	—	—	COMMON STOCK	037833100
GE	GE AEROSPACE	26,644	$5.333M	5.8%	$200.15	—	—	COMMON STOCK	369604301
MSFT	MICROSOFT CORP	12,507	$4.695M	5.1%	$375.39	—	—	COMMON STOCK	594918104
AMAT	APPLIED MATERIALS INC	28,388	$4.12M	4.5%	$145.12	—	—	COMMON STOCK	038222105
ABBV	ABBVIE INC SR NT	18,829	$3.945M	4.3%	$209.52	—	—	COMMON STOCK	00287Y109
XOM	EXXON MOBIL CORP	30,674	$3.648M	4.0%	$118.93	—	—	COMMON STOCK	30231G102
TRST	TRUSTCO BANK CORP NY	110,589	$3.371M	3.7%	$30.48	—	—	COMMON STOCK	898349204
JNJ	JOHNSON & JOHNSON	19,805	$3.284M	3.6%	$165.84	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	42,310	$3.03M	3.3%	$71.62	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	16,443	$2.802M	3.0%	$170.42	—	—	COMMON STOCK	742718109
ABT	ABBOTT LABORATORIES	19,778	$2.624M	2.8%	$132.65	—	—	COMMON STOCK	002824100
CVX	CHEVRON CORP NEW	14,639	$2.449M	2.7%	$167.29	—	—	COMMON STOCK	166764100
AXP	AMERICAN EXPRESS CO	8,759	$2.357M	2.6%	$269.05	—	—	COMMON STOCK	025816109
GEV	GE VERNOVA INC	6,659	$2.033M	2.2%	$305.28	—	—	COMMON STOCK	36828A101
PEP	PEPSICO INC	13,342	$2.001M	2.2%	$149.94	—	—	COMMON STOCK	713448108
WMT	WALMART INC	22,287	$1.957M	2.1%	$87.79	—	—	COMMON STOCK	931142103
MCD	MCDONALDS CORP	6,159	$1.924M	2.1%	$312.37	—	—	COMMON STOCK	580135101
RTX	RTX CORPORATION	12,499	$1.656M	1.8%	$132.46	—	—	COMMON STOCK	75513E101
LLY	ELI LILLY & CO	1,704	$1.407M	1.5%	$825.91	—	—	COMMON STOCK	532457108
DIS	DISNEY WALT CO	14,007	$1.382M	1.5%	$98.70	—	—	COMMON STOCK	254687106
LOW	LOWES COMPANIES INC	5,843	$1.363M	1.5%	$233.23	—	—	COMMON STOCK	548661107
ORCL	ORACLE CORP	9,089	$1.271M	1.4%	$139.81	—	—	COMMON STOCK	68389X105
IBM	INTERNATIONAL BUSINESS MACHS	4,996	$1.242M	1.3%	$248.66	—	—	COMMON STOCK	459200101
TXN	TEXAS INSTRUMENTS INC	6,610	$1.188M	1.3%	$179.70	—	—	COMMON STOCK	882508104
CSCO	CISCO SYSTEMS INC	18,850	$1.163M	1.3%	$61.71	—	—	COMMON STOCK	17275R102
CL	COLGATE PALMOLIVE CO	10,702	$1.003M	1.1%	$93.70	—	—	COMMON STOCK	194162103
HD	HOME DEPOT INC	2,641	$968K	1.0%	$366.49	—	—	COMMON STOCK	437076102
ADP	AUTOMATIC DATA PROCESSING INC	3,051	$932K	1.0%	$305.53	—	—	COMMON STOCK	053015103
SO	SOUTHERN CO	10,122	$931K	1.0%	$91.95	—	—	COMMON STOCK	842587107
GIS	GENERAL MILLS INC	15,171	$907K	1.0%	$59.79	—	—	COMMON STOCK	370334104
EMR	EMERSON ELECTRIC CO	7,863	$862K	0.9%	$109.64	—	—	COMMON STOCK	291011104
MRK	MERCK & CO INC	9,231	$829K	0.9%	$89.76	—	—	COMMON STOCK	58933Y105
QQQ	INVESCO QQQ TR	1,658	$777K	0.8%	$468.92	—	—	MUTUAL FUND/STO	46090E103
INTC	INTEL CORP	33,497	$761K	0.8%	$22.71	—	—	COMMON STOCK	458140100
BRK/B	BERKSHIRE HATHAWAY INC	1,332	$709K	0.8%	$532.58	—	—	COMMON STOCK	084670702
NKE	NIKE INC	10,483	$665K	0.7%	$63.48	—	—	COMMON STOCK	654106103
MAS	MASCO CORP	9,525	$662K	0.7%	$69.54	—	—	COMMON STOCK	574599106
VZ	VERIZON COMMUNICATIONS INC	13,112	$595K	0.6%	$45.36	—	—	COMMON STOCK	92343V104
TGT	TARGET CORP	5,661	$591K	0.6%	$104.36	—	—	COMMON STOCK	87612E106
PM	PHILIP MORRIS INTERNATIONAL INC	3,719	$590K	0.6%	$158.73	—	—	COMMON STOCK	718172109
GEHC	GE HEALTHCARE TECHNOLOGIES INC	6,927	$559K	0.6%	$80.71	—	—	COMMON STOCK	36266G107
MMM	3M CO	3,797	$558K	0.6%	$146.86	—	—	COMMON STOCK	88579Y101
MDT	MEDTRONIC PLC	5,967	$536K	0.6%	$89.86	—	—	FOREIGN STOCK	G5960L103
GOOG	ALPHABET INC	3,316	$518K	0.6%	$156.23	—	—	COMMON STOCK	02079K107
NSC	NORFOLK SOUTHERN CORP	2,016	$477K	0.5%	$236.85	—	—	COMMON STOCK	655844108
T	AT&T INC	16,446	$465K	0.5%	$28.28	—	—	COMMON STOCK	00206R102
ECL	ECOLAB INC	1,760	$446K	0.5%	$253.52	—	—	COMMON STOCK	278865100
STT	STATE STREET CORP	4,806	$430K	0.5%	$89.53	—	—	COMMON STOCK	857477103
JCI	JOHNSON CTLS INTL PLC SHS	5,262	$422K	0.5%	$80.11	—	—	FOREIGN STOCK	G51502105
PFE	PFIZER INC	16,193	$410K	0.4%	$25.34	—	—	COMMON STOCK	717081103
META	META PLATFORMS INC	657	$379K	0.4%	$576.36	—	—	COMMON STOCK	30303M102
CAT	CATERPILLAR INC	1,118	$369K	0.4%	$329.80	—	—	COMMON STOCK	149123101
BMY	BRISTOL-MYERS SQUIBB CO	5,821	$355K	0.4%	$60.99	—	—	COMMON STOCK	110122108
ALL	ALLSTATE CORP	1,680	$348K	0.4%	$207.07	—	—	COMMON STOCK	020002101
CVS	CVS HEALTH CORPORATION	4,735	$321K	0.3%	$67.75	—	—	COMMON STOCK	126650100
LMT	LOCKHEED MARTIN CORP	707	$316K	0.3%	$446.71	—	—	COMMON STOCK	539830109
CME	CME GROUP INC	1,133	$301K	0.3%	$265.29	—	—	COMMON STOCK	12572Q105
UPS	UNITED PARCEL SERVICE	2,643	$291K	0.3%	$109.99	—	—	COMMON STOCK	911312106
MO	ALTRIA GROUP INC	4,523	$271K	0.3%	$60.02	—	—	COMMON STOCK	02209S103
MA	MASTERCARD INC	490	$269K	0.3%	$548.12	—	—	COMMON STOCK	57636Q104
DD	DUPONT DE NEMOURS INC	3,283	$245K	0.3%	$74.68	—	—	COMMON STOCK	26614N102
FDIS	FIDELITY MSCI CONSUMER	2,800	$237K	0.3%	$84.51	—	—	MUTUAL FUND/STO	316092204
VO	VANGUARD MID-CAP ETF (MKT)	873	$226K	0.2%	$258.62	—	—	MUTUAL FUND/STO	922908629
IJH	ISHARES CORE S&P MID-CAP (MKT)	3,868	$226K	0.2%	$58.35	—	—	MUTUAL FUND/STO	464287507
J	JACOBS SOLUTIONS INC	1,745	$211K	0.2%	$120.89	—	—	COMMON STOCK	46982L108