Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AMAT	APPLIED MATERIALS INC	28,912	$5.842M	5.9%	$202.05	—	—	COMMON STOCK	038222105
MSFT	MICROSOFT CORP	13,462	$5.793M	5.8%	$430.30	—	—	COMMON STOCK	594918104
AAPL	APPLE INC	24,828	$5.785M	5.8%	$232.99	—	—	COMMON STOCK	037833100
GE	GE AEROSPACE	28,077	$5.295M	5.3%	$188.58	—	—	COMMON STOCK	369604301
JPM	JP MORGAN CHASE & CO	22,680	$4.782M	4.8%	$210.86	—	—	COMMON STOCK	46625H100
ABBV	ABBVIE INC SR NT	19,405	$3.832M	3.8%	$197.48	—	—	COMMON STOCK	00287Y109
XOM	EXXON MOBIL CORP	31,733	$3.72M	3.7%	$117.22	—	—	COMMON STOCK	30231G102
TRST	TRUSTCO BANK CORP NY	112,319	$3.714M	3.7%	$33.07	—	—	COMMON STOCK	898349204
JNJ	JOHNSON & JOHNSON	20,427	$3.31M	3.3%	$162.06	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	44,118	$3.17M	3.2%	$71.86	—	—	COMMON STOCK	191216100
PG	PROCTER & GAMBLE CO	17,178	$2.975M	3.0%	$173.20	—	—	COMMON STOCK	742718109
PEP	PEPSICO INC	15,367	$2.613M	2.6%	$170.05	—	—	COMMON STOCK	713448108
AXP	AMERICAN EXPRESS CO	9,514	$2.58M	2.6%	$271.20	—	—	COMMON STOCK	025816109
ABT	ABBOTT LABORATORIES	20,494	$2.337M	2.3%	$114.01	—	—	COMMON STOCK	002824100
CVX	CHEVRON CORP NEW	15,784	$2.325M	2.3%	$147.27	—	—	COMMON STOCK	166764100
MCD	MCDONALDS CORP	6,282	$1.913M	1.9%	$304.51	—	—	COMMON STOCK	580135101
WMT	WALMART INC	22,837	$1.844M	1.9%	$80.75	—	—	COMMON STOCK	931142103
GEV	GE VERNOVA INC	6,851	$1.747M	1.8%	$254.98	—	—	COMMON STOCK	36828A101
LLY	ELI LILLY & CO	1,869	$1.656M	1.7%	$885.94	—	—	COMMON STOCK	532457108
LOW	LOWES COMPANIES INC	5,903	$1.599M	1.6%	$270.85	—	—	COMMON STOCK	548661107
ORCL	ORACLE CORP	9,099	$1.55M	1.6%	$170.40	—	—	COMMON STOCK	68389X105
RTX	RTX CORPORATION	12,532	$1.518M	1.5%	$121.16	—	—	COMMON STOCK	75513E101
DIS	DISNEY WALT CO	14,763	$1.42M	1.4%	$96.19	—	—	COMMON STOCK	254687106
TXN	TEXAS INSTRUMENTS INC	6,610	$1.365M	1.4%	$206.57	—	—	COMMON STOCK	882508104
IBM	INTERNATIONAL BUSINESS MACHS	6,154	$1.361M	1.4%	$221.08	—	—	COMMON STOCK	459200101
CL	COLGATE PALMOLIVE CO	12,358	$1.283M	1.3%	$103.81	—	—	COMMON STOCK	194162103
MRK	MERCK & CO INC	10,041	$1.14M	1.1%	$113.56	—	—	COMMON STOCK	58933Y105
GIS	GENERAL MILLS INC	15,334	$1.132M	1.1%	$73.85	—	—	COMMON STOCK	370334104
CSCO	CISCO SYSTEMS INC	20,640	$1.098M	1.1%	$53.22	—	—	COMMON STOCK	17275R102
HD	HOME DEPOT INC	2,642	$1.071M	1.1%	$405.20	—	—	COMMON STOCK	437076102
SO	SOUTHERN CO	11,257	$1.015M	1.0%	$90.18	—	—	COMMON STOCK	842587107
NKE	NIKE INC	10,733	$949K	1.0%	$88.40	—	—	COMMON STOCK	654106103
EMR	EMERSON ELECTRIC CO	8,366	$915K	0.9%	$109.37	—	—	COMMON STOCK	291011104
TGT	TARGET CORP	5,661	$882K	0.9%	$155.86	—	—	COMMON STOCK	87612E106
INTC	INTEL CORP	37,234	$874K	0.9%	$23.46	—	—	COMMON STOCK	458140100
ADP	AUTOMATIC DATA PROCESSING INC	3,151	$872K	0.9%	$276.73	—	—	COMMON STOCK	053015103
MAS	MASCO CORP	9,525	$800K	0.8%	$83.94	—	—	COMMON STOCK	574599106
QQQ	INVESCO QQQ TR	1,618	$790K	0.8%	$488.07	—	—	MUTUAL FUND/STO	46090E103
GEHC	GE HEALTHCARE TECHNOLOGIES INC	8,130	$763K	0.8%	$93.85	—	—	COMMON STOCK	36266G107
BRK/B	BERKSHIRE HATHAWAY INC	1,577	$726K	0.7%	$460.26	—	—	COMMON STOCK	084670702
VZ	VERIZON COMMUNICATIONS INC	14,972	$672K	0.7%	$44.91	—	—	COMMON STOCK	92343V104
LMT	LOCKHEED MARTIN CORP	1,032	$603K	0.6%	$584.56	—	—	COMMON STOCK	539830109
MDT	MEDTRONIC PLC	6,592	$593K	0.6%	$90.03	—	—	FOREIGN STOCK	G5960L103
PM	PHILIP MORRIS INTERNATIONAL INC	4,783	$581K	0.6%	$121.40	—	—	COMMON STOCK	718172109
PFE	PFIZER INC	19,542	$566K	0.6%	$28.94	—	—	COMMON STOCK	717081103
GOOG	ALPHABET INC	3,370	$563K	0.6%	$167.19	—	—	COMMON STOCK	02079K107
MMM	3M CO	3,823	$523K	0.5%	$136.70	—	—	COMMON STOCK	88579Y101
NSC	NORFOLK SOUTHERN CORP	2,053	$510K	0.5%	$248.50	—	—	COMMON STOCK	655844108
CAT	CATERPILLAR INC	1,231	$481K	0.5%	$391.12	—	—	COMMON STOCK	149123101
ECL	ECOLAB INC	1,760	$449K	0.5%	$255.33	—	—	COMMON STOCK	278865100
JCI	JOHNSON CTLS INTL PLC SHS	5,495	$426K	0.4%	$77.61	—	—	FOREIGN STOCK	G51502105
STT	STATE STREET CORP	4,806	$425K	0.4%	$88.47	—	—	COMMON STOCK	857477103
T	AT&T INC	18,017	$396K	0.4%	$22.00	—	—	COMMON STOCK	00206R102
UPS	UNITED PARCEL SERVICE	2,755	$376K	0.4%	$136.34	—	—	COMMON STOCK	911312106
BMY	BRISTOL-MYERS SQUIBB CO	7,073	$366K	0.4%	$51.74	—	—	COMMON STOCK	110122108
IJH	ISHARES CORE S&P MID-CAP (MKT)	5,604	$349K	0.4%	$62.32	—	—	MUTUAL FUND/STO	464287507
VWO	VANGUARD EMERGING MARKETS STOCK	6,977	$334K	0.3%	$47.85	—	—	MUTUAL FUND/STO	922042858
ALL	ALLSTATE CORP	1,680	$319K	0.3%	$189.65	—	—	COMMON STOCK	020002101
META	META PLATFORMS INC	553	$317K	0.3%	$572.44	—	—	COMMON STOCK	30303M102
DD	DUPONT DE NEMOURS INC	3,498	$312K	0.3%	$89.11	—	—	COMMON STOCK	26614N102
CVS	CVS HEALTH CORPORATION	4,835	$304K	0.3%	$62.88	—	—	COMMON STOCK	126650100
MO	ALTRIA GROUP INC	5,672	$290K	0.3%	$51.04	—	—	COMMON STOCK	02209S103
FDIS	FIDELITY MSCI CONSUMER	2,980	$264K	0.3%	$88.44	—	—	MUTUAL FUND/STO	316092204
VO	VANGUARD MID-CAP ETF (MKT)	954	$252K	0.3%	$263.83	—	—	MUTUAL FUND/STO	922908629
CME	CME GROUP INC	1,133	$250K	0.3%	$220.65	—	—	COMMON STOCK	12572Q105
DOW	DOW INC COM	4,477	$245K	0.2%	$54.63	—	—	COMMON STOCK	260557103
J	JACOBS SOLUTIONS INC	1,845	$242K	0.2%	$130.90	—	—	COMMON STOCK	46982L108
YUM	YUM! BRANDS INC	1,669	$233K	0.2%	$139.71	—	—	COMMON STOCK	988498101