Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
GE	GE AEROSPACE	28,696	$7.386M	7.2%	—	—	COMMON STOCK	369604301
JPM	JP MORGAN CHASE & CO	25,091	$7.274M	7.1%	—	—	COMMON STOCK	46625H100
MSFT	MICROSOFT CORP	12,607	$6.271M	6.1%	—	—	COMMON STOCK	594918104
AMAT	APPLIED MATERIALS INC	28,360	$5.192M	5.1%	—	—	COMMON STOCK	038222105
AAPL	APPLE INC	24,733	$5.074M	5.0%	—	—	COMMON STOCK	037833100
XOM	EXXON MOBIL CORP	36,218	$3.904M	3.8%	—	—	COMMON STOCK	30231G102
TRST	TRUSTCO BANK CORP NY	116,587	$3.896M	3.8%	—	—	COMMON STOCK	898349204
GEV	GE VERNOVA INC	7,203	$3.811M	3.7%	—	—	COMMON STOCK	36828A101
ABBV	ABBVIE INC SR NT	18,851	$3.499M	3.4%	—	—	COMMON STOCK	00287Y109
JNJ	JOHNSON & JOHNSON	19,605	$2.995M	2.9%	—	—	COMMON STOCK	478160104
KO	COCA COLA CO	41,681	$2.949M	2.9%	—	—	COMMON STOCK	191216100
AXP	AMERICAN EXPRESS CO	9,059	$2.89M	2.8%	—	—	COMMON STOCK	025816109
ABT	ABBOTT LABORATORIES	19,678	$2.676M	2.6%	—	—	COMMON STOCK	002824100
PG	PROCTER & GAMBLE CO	16,444	$2.62M	2.6%	—	—	COMMON STOCK	742718109
WMT	WALMART INC	22,287	$2.179M	2.1%	—	—	COMMON STOCK	931142103
CVX	CHEVRON CORP NEW	14,439	$2.068M	2.0%	—	—	COMMON STOCK	166764100
ORCL	ORACLE CORP	9,389	$2.053M	2.0%	—	—	COMMON STOCK	68389X105
MCD	MCDONALDS CORP	6,159	$1.799M	1.8%	—	—	COMMON STOCK	580135101
RTX	RTX CORPORATION	12,249	$1.789M	1.8%	—	—	COMMON STOCK	75513E101
PEP	PEPSICO INC	13,117	$1.732M	1.7%	—	—	COMMON STOCK	713448108
DIS	DISNEY WALT CO	13,957	$1.731M	1.7%	—	—	COMMON STOCK	254687106
IBM	INTERNATIONAL BUSINESS MACHS	4,971	$1.465M	1.4%	—	—	COMMON STOCK	459200101
LLY	ELI LILLY & CO	1,704	$1.328M	1.3%	—	—	COMMON STOCK	532457108
TXN	TEXAS INSTRUMENTS INC	6,368	$1.322M	1.3%	—	—	COMMON STOCK	882508104
CSCO	CISCO SYSTEMS INC	18,725	$1.299M	1.3%	—	—	COMMON STOCK	17275R102
LOW	LOWES COMPANIES INC	5,843	$1.296M	1.3%	—	—	COMMON STOCK	548661107
EMR	EMERSON ELECTRIC CO	7,863	$1.048M	1.0%	—	—	COMMON STOCK	291011104
HD	HOME DEPOT INC	2,651	$972K	1.0%	—	—	COMMON STOCK	437076102
QQQ	INVESCO QQQ TR	1,758	$970K	0.9%	—	—	MUTUAL FUND/STO	46090E103
CL	COLGATE PALMOLIVE CO	10,460	$951K	0.9%	—	—	COMMON STOCK	194162103
ADP	AUTOMATIC DATA PROCESSING INC	3,051	$941K	0.9%	—	—	COMMON STOCK	053015103
SO	SOUTHERN CO	9,822	$902K	0.9%	—	—	COMMON STOCK	842587107
GIS	GENERAL MILLS INC	15,171	$786K	0.8%	—	—	COMMON STOCK	370334104
NKE	NIKE INC	10,683	$759K	0.7%	—	—	COMMON STOCK	654106103
MRK	MERCK & CO INC	9,231	$731K	0.7%	—	—	COMMON STOCK	58933Y105
PM	PHILIP MORRIS INTERNATIONAL INC	3,719	$677K	0.7%	—	—	COMMON STOCK	718172109
BRK/B	BERKSHIRE HATHAWAY INC	1,332	$647K	0.6%	—	—	COMMON STOCK	084670702
MAS	MASCO CORP	9,725	$626K	0.6%	—	—	COMMON STOCK	574599106
GOOG	ALPHABET INC	3,516	$624K	0.6%	—	—	COMMON STOCK	02079K107
INTC	INTEL CORP	26,872	$602K	0.6%	—	—	COMMON STOCK	458140100
JCI	JOHNSON CTLS INTL PLC SHS	5,262	$556K	0.5%	—	—	FOREIGN STOCK	G51502105
MMM	3M CO	3,615	$550K	0.5%	—	—	COMMON STOCK	88579Y101
TGT	TARGET CORP	5,511	$544K	0.5%	—	—	COMMON STOCK	87612E106
NSC	NORFOLK SOUTHERN CORP	2,116	$542K	0.5%	—	—	COMMON STOCK	655844108
GEHC	GE HEALTHCARE TECHNOLOGIES INC	7,261	$538K	0.5%	—	—	COMMON STOCK	36266G107
VZ	VERIZON COMMUNICATIONS INC	12,392	$536K	0.5%	—	—	COMMON STOCK	92343V104
MDT	MEDTRONIC PLC	5,967	$520K	0.5%	—	—	FOREIGN STOCK	G5960L103
CAT	CATERPILLAR INC	1,318	$512K	0.5%	—	—	COMMON STOCK	149123101
STT	STATE STREET CORP	4,740	$504K	0.5%	—	—	COMMON STOCK	857477103
ECL	ECOLAB INC	1,810	$488K	0.5%	—	—	COMMON STOCK	278865100
META	META PLATFORMS INC	657	$485K	0.5%	—	—	COMMON STOCK	30303M102
T	AT&T INC	15,346	$444K	0.4%	—	—	COMMON STOCK	00206R102
PFE	PFIZER INC	15,668	$380K	0.4%	—	—	COMMON STOCK	717081103
ALL	ALLSTATE CORP	1,680	$338K	0.3%	—	—	COMMON STOCK	020002101
LMT	LOCKHEED MARTIN CORP	707	$327K	0.3%	—	—	COMMON STOCK	539830109
CVS	CVS HEALTH CORPORATION	4,485	$309K	0.3%	—	—	COMMON STOCK	126650100
CME	CME GROUP INC	1,050	$289K	0.3%	—	—	COMMON STOCK	12572Q105
MA	MASTERCARD INC	490	$275K	0.3%	—	—	COMMON STOCK	57636Q104
BMY	BRISTOL-MYERS SQUIBB CO	5,821	$269K	0.3%	—	—	COMMON STOCK	110122108
MO	ALTRIA GROUP INC	4,523	$265K	0.3%	—	—	COMMON STOCK	02209S103
TRV	THE TRAVELERS COMPANIES INC	987	$264K	0.3%	—	—	COMMON STOCK	89417E109
FDIS	FIDELITY MSCI CONSUMER	2,800	$263K	0.3%	—	—	MUTUAL FUND/STO	316092204
VO	VANGUARD MID-CAP ETF (MKT)	873	$244K	0.2%	—	—	MUTUAL FUND/STO	922908629
AMZN	AMAZON COM INC	1,097	$241K	0.2%	—	—	COMMON STOCK	023135106
J	JACOBS SOLUTIONS INC	1,795	$236K	0.2%	—	—	COMMON STOCK	46982L108
C	CITIGROUP INC	2,667	$227K	0.2%	—	—	COMMON STOCK	172967424
UPS	UNITED PARCEL SERVICE	2,231	$225K	0.2%	—	—	COMMON STOCK	911312106