Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
JNJ	JOHNSON & JOHNSON	24,627	$4.023M	4.9%	$163.36	—	—	COMMON STOCK	478160104
AAPL	APPLE INC	28,645	$3.958M	4.8%	$138.17	—	—	COMMON STOCK	037833100
XOM	EXXON MOBIL CORP	40,059	$3.498M	4.3%	$87.32	—	—	COMMON STOCK	30231G102
TRST	TRUSTCO BANK CORP NY	111,250	$3.496M	4.3%	$31.42	—	—	COMMON STOCK	898349204
AMAT	APPLIED MATERIALS INC	42,652	$3.494M	4.3%	$81.92	—	—	COMMON STOCK	038222105
MSFT	MICROSOFT CORP	14,388	$3.351M	4.1%	$232.90	—	—	COMMON STOCK	594918104
ABBV	ABBVIE INC SR NT	22,445	$3.013M	3.7%	$134.24	—	—	COMMON STOCK	00287Y109
JPM	JP MORGAN CHASE & CO	27,866	$2.912M	3.6%	$104.50	—	—	COMMON STOCK	46625H100
KO	COCA COLA CO	48,394	$2.711M	3.3%	$56.02	—	—	COMMON STOCK	191216100
CVX	CHEVRON CORP NEW	18,690	$2.685M	3.3%	$143.66	—	—	COMMON STOCK	166764100
PEP	PEPSICO INC	16,401	$2.678M	3.3%	$163.28	—	—	COMMON STOCK	713448108
PG	PROCTER & GAMBLE CO	19,169	$2.42M	3.0%	$126.25	—	—	COMMON STOCK	742718109
ABT	ABBOTT LABORATORIES	24,789	$2.398M	2.9%	$96.74	—	—	COMMON STOCK	002824100
CL	COLGATE PALMOLIVE CO	26,723	$1.878M	2.3%	$70.28	—	—	COMMON STOCK	194162103
GE	GENERAL ELECTRIC CO	29,435	$1.822M	2.2%	$61.90	—	—	COMMON STOCK	369604301
SO	SOUTHERN CO	26,117	$1.776M	2.2%	$68.00	—	—	COMMON STOCK	842587107
INTC	INTEL CORP	68,800	$1.773M	2.2%	$25.77	—	—	COMMON STOCK	458140100
MCD	MCDONALDS CORP	7,474	$1.725M	2.1%	$230.80	—	—	COMMON STOCK	580135101
DIS	DISNEY WALT CO	17,256	$1.628M	2.0%	$94.34	—	—	COMMON STOCK	254687106
PFE	PFIZER INC	34,978	$1.531M	1.9%	$43.77	—	—	COMMON STOCK	717081103
TXN	TEXAS INSTRUMENTS INC	8,665	$1.341M	1.6%	$154.76	—	—	COMMON STOCK	882508104
GIS	GENERAL MILLS INC	17,284	$1.324M	1.6%	$76.60	—	—	COMMON STOCK	370334104
NKE	NIKE INC	15,464	$1.286M	1.6%	$83.16	—	—	COMMON STOCK	654106103
LOW	LOWES COMPANIES INC	6,653	$1.249M	1.5%	$187.73	—	—	COMMON STOCK	548661107
AXP	AMERICAN EXPRESS CO	9,136	$1.232M	1.5%	$134.85	—	—	COMMON STOCK	025816109
RTX	RAYTHEON TECHNOLOGIES CORP	14,771	$1.21M	1.5%	$81.92	—	—	COMMON STOCK	75513E101
TGT	TARGET CORP	8,023	$1.191M	1.5%	$148.45	—	—	COMMON STOCK	87612E106
CSCO	CISCO SYSTEMS INC	29,141	$1.165M	1.4%	$39.98	—	—	COMMON STOCK	17275R102
CVS	CVS HEALTH CORPORATION	11,610	$1.108M	1.4%	$95.43	—	—	COMMON STOCK	126650100
WMT	WALMART INC	8,344	$1.082M	1.3%	$129.67	—	—	COMMON STOCK	931142103
EMR	EMERSON ELECTRIC CO	14,417	$1.055M	1.3%	$73.18	—	—	COMMON STOCK	291011104
—	PARAMOUNT GLOBAL	50,649	$964K	1.2%	$19.03	—	—	COMMON STOCK	92556H206
MRK	MERCK & CO INC	10,579	$911K	1.1%	$86.11	—	—	COMMON STOCK	58933Y105
T	AT&T INC	59,136	$907K	1.1%	$15.34	—	—	COMMON STOCK	00206R102
MDT	MEDTRONIC PLC	11,171	$902K	1.1%	$80.74	—	—	FOREIGN STOCK	G5960L103
IBM	INTERNATIONAL BUSINESS MACHS	7,024	$835K	1.0%	$118.88	—	—	COMMON STOCK	459200101
ADP	AUTOMATIC DATA PROCESSING INC	3,625	$819K	1.0%	$225.93	—	—	COMMON STOCK	053015103
ORCL	ORACLE CORP	12,058	$736K	0.9%	$61.04	—	—	COMMON STOCK	68389X105
VZ	VERIZON COMMUNICATIONS INC	19,124	$726K	0.9%	$37.96	—	—	COMMON STOCK	92343V104
LLY	ELI LILLY & CO	2,210	$715K	0.9%	$323.53	—	—	COMMON STOCK	532457108
UPS	UNITED PARCEL SERVICE	4,322	$698K	0.9%	$161.50	—	—	COMMON STOCK	911312106
BMY	BRISTOL-MYERS SQUIBB CO	8,847	$629K	0.8%	$71.10	—	—	COMMON STOCK	110122108
MMM	3M CO	5,313	$587K	0.7%	$110.48	—	—	COMMON STOCK	88579Y101
MAS	MASCO CORP	9,525	$444K	0.5%	$46.61	—	—	COMMON STOCK	574599106
NSC	NORFOLK SOUTHERN CORP	2,101	$440K	0.5%	$209.42	—	—	COMMON STOCK	655844108
BRK/B	BERKSHIRE HATHAWAY INC	1,614	$431K	0.5%	$267.04	—	—	COMMON STOCK	084670702
PM	PHILIP MORRIS INTERNATIONAL INC	5,000	$415K	0.5%	$83.00	—	—	COMMON STOCK	718172109
HD	HOME DEPOT INC	1,485	$410K	0.5%	$276.09	—	—	COMMON STOCK	437076102
LMT	LOCKHEED MARTIN CORP	1,057	$408K	0.5%	$386.00	—	—	COMMON STOCK	539830109
STT	STATE STREET CORP	6,445	$392K	0.5%	$60.82	—	—	COMMON STOCK	857477103
ECL	ECOLAB INC	2,510	$362K	0.4%	$144.22	—	—	COMMON STOCK	278865100
J	JACOBS SOLUTIONS INC	2,970	$322K	0.4%	$108.42	—	—	COMMON STOCK	46982L108
VWO	VANGUARD EMERGING MARKETS STOCK	8,475	$309K	0.4%	$36.46	—	—	MUTUAL FUND/STO	922042858
JCI	JOHNSON CTLS INTL PLC SHS	5,891	$290K	0.4%	$49.23	—	—	FOREIGN STOCK	G51502105
CAT	CATERPILLAR INC	1,753	$288K	0.4%	$164.29	—	—	COMMON STOCK	149123101
APD	AIR PRODUCTS & CHEMICALS INC	1,200	$279K	0.3%	$232.50	—	—	COMMON STOCK	009158106
EXC	EXELON CORP	7,178	$268K	0.3%	$37.34	—	—	COMMON STOCK	30161N101
GOOG	ALPHABET INC	2,660	$256K	0.3%	$96.24	—	—	COMMON STOCK	02079K107
ALL	ALLSTATE CORP	2,000	$249K	0.3%	$124.50	—	—	COMMON STOCK	020002101
DD	DUPONT DE NEMOURS INC	4,640	$234K	0.3%	$50.43	—	—	COMMON STOCK	26614N102
DOW	DOW INC COM	5,266	$231K	0.3%	$43.87	—	—	COMMON STOCK	260557103
CME	CME GROUP INC	1,300	$230K	0.3%	$176.92	—	—	COMMON STOCK	12572Q105
MO	ALTRIA GROUP INC	5,453	$220K	0.3%	$40.34	—	—	COMMON STOCK	02209S103