Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB STRATEGIC TR	2,073,044	$149M	25.3%	$57.27	—	FUNDAMENTAL US L	808524771
VCSH	VANGUARD SCOTTSDALE FDS	423,282	$33.62M	5.7%	$80.62	—	SHRT TRM CORP BD	92206C409
MSFT	MICROSOFT CORP	38,669	$16.64M	2.8%	$129.06	+227.8%	COM	594918104
AAPL	APPLE INC	69,037	$16.09M	2.7%	$98.24	+125.9%	COM	037833100
IVV	ISHARES TR	25,609	$14.77M	2.5%	$270.51	—	CORE S&P500 ETF	464287200
WMT	WALMART INC	111,526	$9.006M	1.5%	$48.57	+49.2%	COM	931142103
HD	HOME DEPOT INC	21,097	$8.549M	1.5%	$219.35	+60.8%	COM	437076102
LMT	LOCKHEED MARTIN CORP	14,024	$8.198M	1.4%	$320.06	+61.3%	COM	539830109
CHKP	CHECK POINT SOFTWARE TECH LT	41,080	$7.921M	1.3%	$108.83	+68.3%	ORD	M22465104
PG	PROCTER AND GAMBLE CO	45,335	$7.852M	1.3%	$83.77	+96.0%	COM	742718109
XOM	EXXON MOBIL CORP	66,456	$7.79M	1.3%	$85.93	+28.1%	COM	30231G102
JPM	JPMORGAN CHASE & CO.	35,877	$7.565M	1.3%	$93.91	+118.2%	COM	46625H100
BAH	BOOZ ALLEN HAMILTON HLDG COR	45,284	$7.37M	1.3%	$77.56	+90.8%	CL A	099502106
KO	COCA COLA CO	100,265	$7.205M	1.2%	$41.44	+58.4%	COM	191216100
CSCO	CISCO SYS INC	132,993	$7.078M	1.2%	$37.76	+23.9%	COM	17275R102
AMAT	APPLIED MATLS INC	33,783	$6.826M	1.2%	$105.57	+91.7%	COM	038222105
ALL	ALLSTATE CORP	34,722	$6.585M	1.1%	$91.50	+88.9%	COM	020002101
MRK	MERCK & CO INC	57,328	$6.51M	1.1%	$62.57	+80.5%	COM	58933Y105
TSM	TAIWAN SEMICONDUCTOR MFG LTD	37,459	$6.506M	1.1%	$52.40	—	SPONSORED ADS	874039100
RAFE	PIMCO EQUITY SER	172,753	$6.43M	1.1%	$31.44	—	RAFI ESG US	72201T342
CMI	CUMMINS INC	19,557	$6.332M	1.1%	$159.97	+80.0%	COM	231021106
DHI	D R HORTON INC	32,526	$6.205M	1.1%	$117.47	+47.4%	COM	23331A109
GOOGL	ALPHABET INC	36,875	$6.116M	1.0%	$108.55	+53.6%	CAP STK CL A	02079K305
PSA	PUBLIC STORAGE OPER CO	16,791	$6.11M	1.0%	$257.07	+19.3%	COM	74460D109
VRTX	VERTEX PHARMACEUTICALS INC	13,125	$6.104M	1.0%	$217.38	+121.0%	COM	92532F100
—	LAM RESEARCH CORP	7,294	$5.952M	1.0%	$209.98	—	COM	512807108
CVX	CHEVRON CORP NEW	38,930	$5.733M	1.0%	$128.80	+8.7%	COM	166764100
BMO	BANK MONTREAL QUE	63,493	$5.727M	1.0%	$82.11	-1.1%	COM	063671101
CROX	CROCS INC	39,384	$5.703M	1.0%	$101.85	+34.0%	COM	227046109
CB	CHUBB LIMITED	19,678	$5.675M	1.0%	$135.04	+100.5%	COM	H1467J104
AZO	AUTOZONE INC	1,791	$5.642M	1.0%	$937.69	+227.4%	COM	053332102
COR	CENCORA INC	23,631	$5.319M	0.9%	$229.65	0.0%	COM	03073E105
TRV	TRAVELERS COMPANIES INC	22,703	$5.315M	0.9%	$215.32	0.0%	COM	89417E109
UPS	UNITED PARCEL SERVICE INC	36,290	$4.948M	0.8%	$144.26	-16.4%	CL B	911312106
VALE	VALE S A	399,207	$4.663M	0.8%	$11.68	—	SPONSORED ADS	91912E105
VLO	VALERO ENERGY CORP	32,953	$4.45M	0.8%	$121.93	+14.3%	COM	91913Y100
DEO	DIAGEO PLC	31,436	$4.412M	0.8%	$168.34	—	SPON ADR NEW	25243Q205
INCY	INCYTE CORP	66,434	$4.391M	0.7%	$56.64	+12.6%	COM	45337C102
LLY	ELI LILLY & CO	4,886	$4.329M	0.7%	$129.49	+587.5%	COM	532457108
NWBI	NORTHWEST BANCSHARES INC MD	294,285	$3.938M	0.7%	$9.77	+21.5%	COM	667340103
CLF	CLEVELAND-CLIFFS INC NEW	307,416	$3.926M	0.7%	$17.81	-23.7%	COM	185899101
SPY	SPDR S&P 500 ETF TR	6,711	$3.851M	0.7%	$312.13	—	TR UNIT	78462F103
TM	TOYOTA MOTOR CORP	19,778	$3.532M	0.6%	$206.81	—	ADS	892331307
TSCO	TRACTOR SUPPLY CO	11,741	$3.416M	0.6%	$19.68	+167.0%	COM	892356106
CTSH	COGNIZANT TECHNOLOGY SOLUTIO	42,017	$3.243M	0.6%	$58.23	+25.1%	CL A	192446102
DG	DOLLAR GEN CORP NEW	37,571	$3.177M	0.5%	$131.39	-19.3%	COM	256677105
WST	WEST PHARMACEUTICAL SVSC INC	10,353	$3.108M	0.5%	$321.51	-5.1%	COM	955306105
CATH	GLOBAL X FDS	43,477	$3.017M	0.5%	$36.79	—	S&P 500 CATHOLIC	37954Y889
GOOG	ALPHABET INC	17,608	$2.944M	0.5%	$110.31	+52.5%	CAP STK CL C	02079K107
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,729	$2.637M	0.4%	$205.38	+115.3%	CL B NEW	084670702
ITOT	ISHARES TR	20,682	$2.598M	0.4%	$61.13	—	CORE S&P TTL STK	464287150
LOW	LOWES COS INC	9,371	$2.538M	0.4%	$72.67	+225.0%	COM	548661107
NVDA	NVIDIA CORPORATION	20,215	$2.455M	0.4%	$91.74	+28.7%	COM	67066G104
IVW	ISHARES TR	25,439	$2.436M	0.4%	$86.45	—	S&P 500 GRWT ETF	464287309
PRF	INVESCO EXCHANGE TRADED FD T	59,280	$2.409M	0.4%	$48.09	—	FTSE RAFI 1000	46137V613
BSJO	INVESCO EXCH TRD SLF IDX FD	102,909	$2.338M	0.4%	$24.51	—	BULSHS 2024 HY	46138J833
BSJP	INVESCO EXCH TRD SLF IDX FD	99,946	$2.311M	0.4%	$24.22	—	BULSHS 2025 HY	46138J817
V	VISA INC	7,999	$2.199M	0.4%	$172.97	+54.8%	COM CL A	92826C839
QQQ	INVESCO QQQ TR	3,923	$1.915M	0.3%	$488.07	—	UNIT SER 1	46090E103
JNJ	JOHNSON & JOHNSON	11,598	$1.88M	0.3%	$116.00	+31.6%	COM	478160104
PFF	ISHARES TR	54,490	$1.811M	0.3%	$36.33	—	PFD AND INCM SEC	464288687
MDY	SPDR S&P MIDCAP 400 ETF TR	3,123	$1.779M	0.3%	$327.31	—	UTSER1 S&PDCRP	78467Y107
SNA	SNAP ON INC	5,859	$1.697M	0.3%	$195.63	+35.8%	COM	833034101
SPSM	SPDR SER TR	34,579	$1.574M	0.3%	$38.84	—	PORTFOLIO S&P600	78468R853
ETN	EATON CORP PLC	4,670	$1.548M	0.3%	$73.23	+311.3%	SHS	G29183103
—	ISHARES TR	60,639	$1.529M	0.3%	$25.61	—	IBONDS DEC24 ETF	46434VBG4
IEFA	ISHARES TR	19,050	$1.487M	0.3%	$57.16	—	CORE MSCI EAFE	46432F842
MS	MORGAN STANLEY	14,099	$1.47M	0.3%	$93.40	+3.8%	COM NEW	617446448
RIO	RIO TINTO PLC	20,238	$1.44M	0.2%	$71.17	—	SPONSORED ADR	767204100
WM	WASTE MGMT INC DEL	6,932	$1.439M	0.2%	$80.59	+153.5%	COM	94106L109
IBM	INTERNATIONAL BUSINESS MACHS	6,499	$1.437M	0.2%	$97.66	+93.5%	COM	459200101
SNY	SANOFI	24,814	$1.43M	0.2%	$57.63	—	SPONSORED ADR	80105N105
VUG	VANGUARD INDEX FDS	3,631	$1.394M	0.2%	$203.96	—	GROWTH ETF	922908736
—	ISHARES TR	55,493	$1.393M	0.2%	$25.10	—	IBONDS DEC25 ETF	46434VBD1
KLAC	KLA CORP	1,785	$1.382M	0.2%	$150.67	+414.4%	COM NEW	482480100
TGT	TARGET CORP	8,356	$1.302M	0.2%	$141.02	0.0%	COM	87612E106
PEP	PEPSICO INC	7,338	$1.248M	0.2%	$99.93	+63.0%	COM	713448108
PM	PHILIP MORRIS INTL INC	9,997	$1.214M	0.2%	$59.48	+84.6%	COM	718172109
ABBV	ABBVIE INC	6,076	$1.2M	0.2%	$70.47	+153.6%	COM	00287Y109
EMR	EMERSON ELEC CO	10,647	$1.164M	0.2%	$53.28	+97.2%	COM	291011104
BHP	BHP GROUP LTD	18,630	$1.157M	0.2%	$76.91	—	SPONSORED ADS	088606108
PNC	PNC FINL SVCS GROUP INC	6,044	$1.117M	0.2%	$114.76	+45.9%	COM	693475105
VIG	VANGUARD SPECIALIZED FUNDS	5,493	$1.088M	0.2%	$101.98	—	DIV APP ETF	921908844
AVGO	BROADCOM INC	6,032	$1.041M	0.2%	$144.87	+9.1%	COM	11135F101
META	META PLATFORMS INC	1,804	$1.033M	0.2%	$276.68	+85.1%	CL A	30303M102
AMZN	AMAZON COM INC	5,529	$1.03M	0.2%	$130.36	+40.0%	COM	023135106
IEMG	ISHARES INC	17,771	$1.02M	0.2%	$47.60	—	CORE MSCI EMKT	46434G103
UNH	UNITEDHEALTH GROUP INC	1,719	$1.005M	0.2%	$283.40	+93.5%	COM	91324P102
—	SANDY SPRING BANCORP INC	31,704	$995K	0.2%	$38.76	—	COM	800363103
TSLA	TESLA INC	3,771	$987K	0.2%	$196.52	+16.0%	COM	88160R101
MCD	MCDONALDS CORP	3,145	$958K	0.2%	$171.97	+55.1%	COM	580135101
PFE	PFIZER INC	32,562	$942K	0.2%	$24.93	+7.0%	COM	717081103
DHR	DANAHER CORPORATION	3,323	$924K	0.2%	$92.18	+184.7%	COM	235851102
RTX	RTX CORPORATION	7,442	$902K	0.2%	$111.08	0.0%	COM	75513E101
HDV	ISHARES TR	7,622	$896K	0.2%	$81.39	—	CORE HIGH DV ETF	46429B663
DUK	DUKE ENERGY CORP NEW	7,496	$864K	0.1%	$69.18	+53.1%	COM NEW	26441C204
VTV	VANGUARD INDEX FDS	4,737	$827K	0.1%	$105.67	—	VALUE ETF	922908744
HCA	HCA HEALTHCARE INC	2,034	$827K	0.1%	$269.87	+34.2%	COM	40412C101
ABT	ABBOTT LABS	7,225	$824K	0.1%	$60.75	+76.2%	COM	002824100
PGR	PROGRESSIVE CORP	3,219	$817K	0.1%	$42.73	+401.2%	COM	743315103
MU	MICRON TECHNOLOGY INC	7,833	$812K	0.1%	$52.93	+96.5%	COM	595112103
MET	METLIFE INC	9,826	$810K	0.1%	$29.64	+142.5%	COM	59156R108
DIS	DISNEY WALT CO	8,341	$802K	0.1%	$103.29	-12.3%	COM	254687106
LIN	LINDE PLC	1,498	$714K	0.1%	$322.30	+39.0%	SHS	G54950103
VBK	VANGUARD INDEX FDS	2,669	$714K	0.1%	$199.72	—	SML CP GRW ETF	922908595
ADBE	ADOBE INC	1,352	$700K	0.1%	$285.70	+92.0%	COM	00724F101
ADP	AUTOMATIC DATA PROCESSING IN	2,367	$655K	0.1%	$131.34	+93.0%	COM	053015103
NEE	NEXTERA ENERGY INC	7,537	$637K	0.1%	$61.32	+22.1%	COM	65339F101
QCOM	QUALCOMM INC	3,691	$628K	0.1%	$81.72	+109.4%	COM	747525103
XLE	SELECT SECTOR SPDR TR	6,994	$614K	0.1%	$40.99	—	ENERGY	81369Y506
MDLZ	MONDELEZ INTL INC	8,328	$614K	0.1%	$45.29	+48.3%	CL A	609207105
PPL	PPL CORP	18,373	$608K	0.1%	$21.97	+33.0%	COM	69351T106
TXN	TEXAS INSTRS INC	2,939	$607K	0.1%	$92.48	+108.7%	COM	882508104
ELV	ELEVANCE HEALTH INC	1,134	$590K	0.1%	$460.46	+13.1%	COM	036752103
HON	HONEYWELL INTL INC	2,700	$558K	0.1%	$119.60	+57.5%	COM	438516106
NOC	NORTHROP GRUMMAN CORP	1,049	$554K	0.1%	$315.72	+51.4%	COM	666807102
CAT	CATERPILLAR INC	1,310	$512K	0.1%	$186.06	+82.0%	COM	149123101
TJX	TJX COS INC NEW	4,347	$511K	0.1%	$49.13	+129.5%	COM	872540109
ADI	ANALOG DEVICES INC	2,215	$510K	0.1%	$158.85	+38.6%	COM	032654105
MA	MASTERCARD INCORPORATED	1,016	$502K	0.1%	$284.45	+62.3%	CL A	57636Q104
AFL	AFLAC INC	4,483	$501K	0.1%	$33.69	+193.1%	COM	001055102
AEP	AMERICAN ELEC PWR CO INC	4,792	$492K	0.1%	$67.07	+38.7%	COM	025537101
RSP	INVESCO EXCHANGE TRADED FD T	2,729	$489K	0.1%	$144.62	—	S&P500 EQL WGT	46137V357
COST	COSTCO WHSL CORP NEW	531	$471K	0.1%	$725.95	+18.7%	COM	22160K105
DOW	DOW INC	8,428	$460K	0.1%	$33.10	+44.8%	COM	260557103
FISV	FISERV INC	2,541	$456K	0.1%	$123.24	+33.8%	COM	337738108
VNQ	VANGUARD INDEX FDS	4,660	$454K	0.1%	$82.41	—	REAL ESTATE ETF	922908553
MPC	MARATHON PETE CORP	2,770	$451K	0.1%	$69.68	+135.3%	COM	56585A102
BSJQ	INVESCO EXCH TRD SLF IDX FD	19,201	$450K	0.1%	$23.21	—	INVSCO BLSH 26	46138J635
AMGN	AMGEN INC	1,370	$441K	0.1%	$169.23	+85.1%	COM	031162100
VOE	VANGUARD INDEX FDS	2,619	$439K	0.1%	$97.14	—	MCAP VL IDXVIP	922908512
COP	CONOCOPHILLIPS	4,157	$438K	0.1%	$52.56	+99.9%	COM	20825C104
TMUS	T-MOBILE US INC	2,104	$434K	0.1%	$138.81	+35.0%	COM	872590104
CSX	CSX CORP	12,351	$426K	0.1%	$30.06	+10.5%	COM	126408103
PH	PARKER-HANNIFIN CORP	675	$426K	0.1%	$383.60	+46.1%	COM	701094104
CMCSA	COMCAST CORP NEW	10,033	$419K	0.1%	$35.58	+6.1%	CL A	20030N101
CARR	CARRIER GLOBAL CORPORATION	5,181	$417K	0.1%	$37.62	+82.2%	COM	14448C104
FLOT	ISHARES TR	8,164	$417K	0.1%	$50.76	—	FLTG RATE NT ETF	46429B655
IWF	ISHARES TR	1,109	$416K	0.1%	$232.64	—	RUS 1000 GRW ETF	464287614
MDT	MEDTRONIC PLC	4,585	$413K	0.1%	$72.33	+11.7%	SHS	G5960L103
NDSN	NORDSON CORP	1,567	$412K	0.1%	$129.74	+84.7%	COM	655663102
GS	GOLDMAN SACHS GROUP INC	827	$409K	0.1%	$201.89	+135.3%	COM	38141G104
AXP	AMERICAN EXPRESS CO	1,509	$409K	0.1%	$124.36	+97.1%	COM	025816109
IWM	ISHARES TR	1,798	$397K	0.1%	$146.47	—	RUSSELL 2000 ETF	464287655
DE	DEERE & CO	951	$397K	0.1%	$195.56	+88.8%	COM	244199105
EFV	ISHARES TR	6,692	$385K	0.1%	$40.07	—	EAFE VALUE ETF	464288877
IBDR	ISHARES TR	15,754	$383K	0.1%	$23.93	—	IBONDS DEC2026	46435GAA0
SPGI	S&P GLOBAL INC	709	$366K	0.1%	$326.70	+49.9%	COM	78409V104
OTIS	OTIS WORLDWIDE CORP	3,505	$364K	0.1%	$50.23	+85.2%	COM	68902V107
KKR	KKR & CO INC	2,725	$356K	0.1%	$66.83	+75.7%	COM	48251W104
C	CITIGROUP INC	5,644	$353K	0.1%	$41.66	+42.6%	COM NEW	172967424
NFLX	NETFLIX INC	497	$353K	0.1%	$48.67	+37.4%	COM	64110L106
SYK	STRYKER CORPORATION	966	$349K	0.1%	$220.03	+54.7%	COM	863667101
VTI	VANGUARD INDEX FDS	1,228	$348K	0.1%	$169.15	—	TOTAL STK MKT	922908769
F	FORD MTR CO	32,832	$347K	0.1%	$10.70	-2.4%	COM	345370860
D	DOMINION ENERGY INC	5,870	$339K	0.1%	$59.26	-13.7%	COM	25746U109
DVY	ISHARES TR	2,416	$326K	0.1%	$98.49	—	SELECT DIVID ETF	464287168
BSV	VANGUARD BD INDEX FDS	4,091	$322K	0.1%	$76.67	—	SHORT TRM BOND	921937827
CVS	CVS HEALTH CORP	5,111	$321K	0.1%	$53.65	+2.9%	COM	126650100
DD	DUPONT DE NEMOURS INC	3,606	$321K	0.1%	$18.21	+81.1%	COM	26614N102
AMP	AMERIPRISE FINL INC	667	$313K	0.1%	$291.87	+46.1%	COM	03076C106
AMD	ADVANCED MICRO DEVICES INC	1,899	$312K	0.1%	$174.81	-13.1%	COM	007903107
ORCL	ORACLE CORP	1,819	$310K	0.1%	$100.99	+41.6%	COM	68389X105
PRU	PRUDENTIAL FINL INC	2,459	$298K	0.1%	$66.35	+66.6%	COM	744320102
SPYD	SPDR SER TR	6,448	$294K	0.1%	$35.07	—	PRTFLO S&P500 HI	78468R788
VOT	VANGUARD INDEX FDS	1,173	$286K	0.0%	$165.10	—	MCAP GR IDXVIP	922908538
EXC	EXELON CORP	6,945	$282K	0.0%	$22.93	+55.9%	COM	30161N101
BK	BANK NEW YORK MELLON CORP	3,825	$275K	0.0%	$52.67	+21.2%	COM	064058100
SO	SOUTHERN CO	3,027	$273K	0.0%	$44.43	+83.7%	COM	842587107
EA	ELECTRONIC ARTS INC	1,855	$266K	0.0%	$133.31	+8.0%	COM	285512109
EFA	ISHARES TR	3,150	$263K	0.0%	$61.70	—	MSCI EAFE ETF	464287465
SLF	SUN LIFE FINANCIAL INC.	4,517	$262K	0.0%	$34.37	+52.1%	COM	866796105
AJG	GALLAGHER ARTHUR J & CO	917	$258K	0.0%	$203.16	+37.1%	COM	363576109
INTC	INTEL CORP	10,351	$243K	0.0%	$48.63	-48.8%	COM	458140100
SPLV	INVESCO EXCH TRADED FD TR II	3,303	$237K	0.0%	$49.65	—	S&P500 LOW VOL	46138E354
XLK	SELECT SECTOR SPDR TR	1,027	$232K	0.0%	$192.48	—	TECHNOLOGY	81369Y803
TMO	THERMO FISHER SCIENTIFIC INC	372	$230K	0.0%	$557.71	+5.6%	COM	883556102
BMY	BRISTOL-MYERS SQUIBB CO	4,375	$226K	0.0%	$48.08	-9.2%	COM	110122108
HIG	HARTFORD FINL SVCS GROUP INC	1,905	$224K	0.0%	$107.07	0.0%	COM	416515104
FE	FIRSTENERGY CORP	4,686	$208K	0.0%	$39.82	0.0%	COM	337932107
MO	ALTRIA GROUP INC	4,046	$207K	0.0%	$34.72	+31.1%	COM	02209S103
SCCO	SOUTHERN COPPER CORP	1,776	$205K	0.0%	$78.22	+22.9%	COM	84265V105
NOK	NOKIA CORP	28,451	$124K	0.0%	$3.70	—	SPONSORED ADR	654902204