Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB STRATEGIC TR	5,913,070	$140M	25.9%	$35.46	—	FUNDAMENTAL US L	808524771
VCSH	VANGUARD SCOTTSDALE FDS	409,656	$31.96M	5.9%	$80.62	—	SHRT TRM CORP BD	92206C409
AAPL	APPLE INC	63,875	$16M	3.0%	$98.24	+138.7%	COM	037833100
TLT	ISHARES TR	172,084	$15.03M	2.8%	$87.33	—	20 YR TR BD ETF	464287432
MSFT	MICROSOFT CORP	35,347	$14.9M	2.8%	$129.06	+227.3%	COM	594918104
IVV	ISHARES TR	24,459	$14.4M	2.7%	$270.51	—	CORE S&P500 ETF	464287200
WMT	WALMART INC	96,123	$8.685M	1.6%	$48.57	+76.7%	COM	931142103
JPM	JPMORGAN CHASE & CO.	32,218	$7.723M	1.4%	$93.91	+142.8%	COM	46625H100
CHKP	CHECK POINT SOFTWARE TECH LT	37,211	$6.947M	1.3%	$108.83	+73.1%	ORD	M22465104
HD	HOME DEPOT INC	17,838	$6.939M	1.3%	$219.35	+81.1%	COM	437076102
PG	PROCTER AND GAMBLE CO	41,198	$6.907M	1.3%	$83.77	+97.8%	COM	742718109
CSCO	CISCO SYS INC	115,745	$6.852M	1.3%	$37.76	+46.6%	COM	17275R102
XOM	EXXON MOBIL CORP	62,629	$6.737M	1.2%	$85.93	+30.8%	COM	30231G102
TSM	TAIWAN SEMICONDUCTOR MFG LTD	32,424	$6.403M	1.2%	$52.40	—	SPONSORED ADS	874039100
GOOGL	ALPHABET INC	32,650	$6.181M	1.1%	$108.55	+60.4%	CAP STK CL A	02079K305
LMT	LOCKHEED MARTIN CORP	12,488	$6.068M	1.1%	$320.06	+64.7%	COM	539830109
RAFE	PIMCO EQUITY SER	164,459	$5.978M	1.1%	$31.44	—	RAFI ESG US	72201T342
ALL	ALLSTATE CORP	30,331	$5.848M	1.1%	$91.50	+107.5%	COM	020002101
KO	COCA COLA CO	93,146	$5.799M	1.1%	$41.44	+52.2%	COM	191216100
CMI	CUMMINS INC	16,435	$5.729M	1.1%	$159.97	+114.7%	COM	231021106
MRK	MERCK & CO INC	56,600	$5.631M	1.0%	$62.57	+57.7%	COM	58933Y105
BMO	BANK MONTREAL QUE	56,719	$5.505M	1.0%	$82.11	+10.9%	COM	063671101
BAH	BOOZ ALLEN HAMILTON HLDG COR	41,303	$5.316M	1.0%	$77.56	+94.1%	CL A	099502106
AMAT	APPLIED MATLS INC	32,602	$5.302M	1.0%	$105.57	+69.7%	COM	038222105
CVX	CHEVRON CORP NEW	35,640	$5.162M	1.0%	$128.80	+13.0%	COM	166764100
AZO	AUTOZONE INC	1,559	$4.992M	0.9%	$937.69	+237.7%	COM	053332102
CB	CHUBB LIMITED	17,719	$4.896M	0.9%	$135.04	+108.4%	COM	H1467J104
VRTX	VERTEX PHARMACEUTICALS INC	11,721	$4.72M	0.9%	$217.38	+113.2%	COM	92532F100
COR	CENCORA INC	20,892	$4.694M	0.9%	$229.65	+1.5%	COM	03073E105
TRV	TRAVELERS COMPANIES INC	19,331	$4.657M	0.9%	$215.32	+13.7%	COM	89417E109
PSA	PUBLIC STORAGE OPER CO	14,898	$4.461M	0.8%	$257.07	+22.9%	COM	74460D109
CROX	CROCS INC	39,710	$4.349M	0.8%	$101.85	+14.2%	COM	227046109
INCY	INCYTE CORP	61,514	$4.249M	0.8%	$56.64	+25.8%	COM	45337C102
DHI	D R HORTON INC	28,778	$4.024M	0.7%	$117.47	+40.4%	COM	23331A109
UPS	UNITED PARCEL SERVICE INC	31,598	$3.985M	0.7%	$144.26	-15.2%	CL B	911312106
VLO	VALERO ENERGY CORP	31,477	$3.859M	0.7%	$121.93	+5.9%	COM	91913Y100
SPY	SPDR S&P 500 ETF TR	6,451	$3.781M	0.7%	$312.13	—	TR UNIT	78462F103
TM	TOYOTA MOTOR CORP	19,263	$3.749M	0.7%	$206.81	—	ADS	892331307
MS	MORGAN STANLEY	29,253	$3.678M	0.7%	$106.92	+11.8%	COM NEW	617446448
DEO	DIAGEO PLC	28,565	$3.631M	0.7%	$168.34	—	SPON ADR NEW	25243Q205
NWBI	NORTHWEST BANCSHARES INC MD	275,198	$3.63M	0.7%	$9.77	+30.2%	COM	667340103
RIO	RIO TINTO PLC	56,301	$3.311M	0.6%	$63.25	—	SPONSORED ADR	767204100
GOOG	ALPHABET INC	17,163	$3.269M	0.6%	$110.31	+59.3%	CAP STK CL C	02079K107
VALE	VALE S A	366,903	$3.254M	0.6%	$11.68	—	SPONSORED ADS	91912E105
SNY	SANOFI	65,941	$3.18M	0.6%	$51.77	—	SPONSORED ADR	80105N105
LLY	ELI LILLY & CO	3,862	$2.981M	0.6%	$129.49	+534.1%	COM	532457108
DG	DOLLAR GEN CORP NEW	39,191	$2.971M	0.6%	$129.14	-40.5%	COM	256677105
CATH	GLOBAL X FDS	40,087	$2.84M	0.5%	$36.79	—	S&P 500 CATHOLIC	37954Y889
NVDA	NVIDIA CORPORATION	20,196	$2.712M	0.5%	$91.74	+50.2%	COM	67066G104
CLF	CLEVELAND-CLIFFS INC NEW	283,806	$2.668M	0.5%	$17.81	-32.3%	COM	185899101
ITOT	ISHARES TR	20,485	$2.635M	0.5%	$61.13	—	CORE S&P TTL STK	464287150
IVW	ISHARES TR	25,439	$2.583M	0.5%	$86.45	—	S&P 500 GRWT ETF	464287309
V	VISA INC	7,873	$2.488M	0.5%	$172.97	+72.5%	COM CL A	92826C839
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,279	$2.393M	0.4%	$205.38	+124.8%	CL B NEW	084670702
PRF	INVESCO EXCHANGE TRADED FD T	59,280	$2.391M	0.4%	$48.09	—	FTSE RAFI 1000	46137V613
BSJP	INVESCO EXCH TRD SLF IDX FD	100,064	$2.308M	0.4%	$24.22	—	BULSHS 2025 HY	46138J817
LOW	LOWES COS INC	9,251	$2.283M	0.4%	$72.67	+259.9%	COM	548661107
QQQ	INVESCO QQQ TR	3,819	$1.952M	0.4%	$488.07	—	UNIT SER 1	46090E103
MDY	SPDR S&P MIDCAP 400 ETF TR	3,023	$1.722M	0.3%	$327.31	—	UTSER1 S&PDCRP	78467Y107
JNJ	JOHNSON & JOHNSON	11,434	$1.654M	0.3%	$116.00	+29.0%	COM	478160104
ETN	EATON CORP PLC	4,648	$1.543M	0.3%	$73.23	+374.0%	SHS	G29183103
TSLA	TESLA INC	3,771	$1.523M	0.3%	$196.52	+63.7%	COM	88160R101
PFF	ISHARES TR	48,110	$1.513M	0.3%	$36.33	—	PFD AND INCM SEC	464288687
SPSM	SPDR SER TR	33,419	$1.501M	0.3%	$38.84	—	PORTFOLIO S&P600	78468R853
VUG	VANGUARD INDEX FDS	3,525	$1.447M	0.3%	$203.96	—	GROWTH ETF	922908736
WST	WEST PHARMACEUTICAL SVSC INC	4,299	$1.408M	0.3%	$321.51	-2.5%	COM	955306105
AVGO	BROADCOM INC	6,012	$1.394M	0.3%	$144.87	+26.2%	COM	11135F101
WM	WASTE MGMT INC DEL	6,860	$1.384M	0.3%	$80.59	+162.0%	COM	94106L109
—	ISHARES TR	53,999	$1.353M	0.3%	$25.10	—	IBONDS DEC25 ETF	46434VBD1
IEFA	ISHARES TR	18,940	$1.331M	0.2%	$57.16	—	CORE MSCI EAFE	46432F842
IBM	INTERNATIONAL BUSINESS MACHS	5,727	$1.259M	0.2%	$97.66	+121.5%	COM	459200101
AMZN	AMAZON COM INC	5,529	$1.213M	0.2%	$130.36	+56.9%	COM	023135106
EMR	EMERSON ELEC CO	9,758	$1.209M	0.2%	$53.28	+123.4%	COM	291011104
PNC	PNC FINL SVCS GROUP INC	6,019	$1.161M	0.2%	$114.76	+65.0%	COM	693475105
TSCO	TRACTOR SUPPLY CO	21,525	$1.142M	0.2%	$35.93	+54.3%	COM	892356106
KLAC	KLA CORP	1,757	$1.107M	0.2%	$150.67	+344.1%	COM NEW	482480100
PM	PHILIP MORRIS INTL INC	9,038	$1.088M	0.2%	$59.48	+102.8%	COM	718172109
VIG	VANGUARD SPECIALIZED FUNDS	5,493	$1.076M	0.2%	$101.98	—	DIV APP ETF	921908844
—	SANDY SPRING BANCORP INC	31,704	$1.069M	0.2%	$38.76	—	COM	800363103
CTSH	COGNIZANT TECHNOLOGY SOLUTIO	13,876	$1.067M	0.2%	$58.23	+32.0%	CL A	192446102
TGT	TARGET CORP	7,860	$1.063M	0.2%	$141.02	-3.1%	COM	87612E106
ABBV	ABBVIE INC	5,943	$1.056M	0.2%	$70.47	+151.7%	COM	00287Y109
PEP	PEPSICO INC	6,389	$972K	0.2%	$99.93	+56.7%	COM	713448108
IEMG	ISHARES INC	17,581	$918K	0.2%	$47.60	—	CORE MSCI EMKT	46434G103
BSJQ	INVESCO EXCH TRD SLF IDX FD	38,291	$891K	0.2%	$23.24	—	INVSCO BLSH 26	46138J635
RTX	RTX CORPORATION	7,442	$861K	0.2%	$111.08	+6.5%	COM	75513E101
HDV	ISHARES TR	7,587	$852K	0.2%	$81.39	—	CORE HIGH DV ETF	46429B663
META	META PLATFORMS INC	1,453	$851K	0.2%	$276.68	+111.3%	CL A	30303M102
UNH	UNITEDHEALTH GROUP INC	1,669	$844K	0.2%	$283.40	+95.1%	COM	91324P102
BHP	BHP GROUP LTD	16,821	$821K	0.2%	$76.91	—	SPONSORED ADS	088606108
ABT	ABBOTT LABS	7,175	$812K	0.2%	$60.75	+86.5%	COM	002824100
VTV	VANGUARD INDEX FDS	4,737	$802K	0.1%	$105.67	—	VALUE ETF	922908744
SNA	SNAP ON INC	2,251	$764K	0.1%	$195.63	+67.4%	COM	833034101
PGR	PROGRESSIVE CORP	3,179	$762K	0.1%	$42.73	+442.8%	COM	743315103
DHR	DANAHER CORPORATION	3,248	$746K	0.1%	$92.18	+164.7%	COM	235851102
VBK	VANGUARD INDEX FDS	2,582	$723K	0.1%	$199.72	—	SML CP GRW ETF	922908595
PFE	PFIZER INC	26,754	$710K	0.1%	$24.93	+0.8%	COM	717081103
MCD	MCDONALDS CORP	2,372	$688K	0.1%	$171.97	+68.8%	COM	580135101
MU	MICRON TECHNOLOGY INC	8,128	$684K	0.1%	$54.68	+85.2%	COM	595112103
DUK	DUKE ENERGY CORP NEW	6,307	$680K	0.1%	$69.18	+57.3%	COM NEW	26441C204
ADP	AUTOMATIC DATA PROCESSING IN	2,262	$662K	0.1%	$131.34	+119.2%	COM	053015103
DIS	DISNEY WALT CO	5,846	$651K	0.1%	$103.29	+0.2%	COM	254687106
IBDR	ISHARES TR	26,956	$649K	0.1%	$23.99	—	IBONDS DEC2026	46435GAA0
MET	METLIFE INC	7,615	$624K	0.1%	$29.64	+172.1%	COM	59156R108
ADBE	ADOBE INC	1,352	$601K	0.1%	$285.70	+73.3%	COM	00724F101
HON	HONEYWELL INTL INC	2,647	$598K	0.1%	$119.60	+70.2%	COM	438516106
HCA	HCA HEALTHCARE INC	1,969	$591K	0.1%	$269.87	+28.3%	COM	40412C101
LIN	LINDE PLC	1,298	$543K	0.1%	$322.30	+39.2%	SHS	G54950103
TXN	TEXAS INSTRS INC	2,869	$538K	0.1%	$92.48	+108.9%	COM	882508104
NEE	NEXTERA ENERGY INC	7,341	$526K	0.1%	$61.32	+22.4%	COM	65339F101
FISV	FISERV INC	2,541	$522K	0.1%	$123.24	+65.6%	COM	337738108
PPL	PPL CORP	15,623	$507K	0.1%	$21.97	+44.3%	COM	69351T106
MDLZ	MONDELEZ INTL INC	8,328	$497K	0.1%	$45.29	+40.4%	CL A	609207105
XLE	SELECT SECTOR SPDR TR	5,690	$487K	0.1%	$40.99	—	ENERGY	81369Y506
ADI	ANALOG DEVICES INC	2,210	$470K	0.1%	$158.85	+36.5%	COM	032654105
AFL	AFLAC INC	4,499	$465K	0.1%	$33.69	+215.9%	COM	001055102
COP	CONOCOPHILLIPS	4,668	$463K	0.1%	$58.01	+76.4%	COM	20825C104
TJX	TJX COS INC NEW	3,819	$461K	0.1%	$49.13	+139.6%	COM	872540109
COST	COSTCO WHSL CORP NEW	503	$461K	0.1%	$725.95	+27.1%	COM	22160K105
CAT	CATERPILLAR INC	1,260	$457K	0.1%	$186.06	+105.2%	COM	149123101
AXP	AMERICAN EXPRESS CO	1,509	$448K	0.1%	$124.36	+128.0%	COM	025816109
RSP	INVESCO EXCHANGE TRADED FD T	2,550	$447K	0.1%	$144.62	—	S&P500 EQL WGT	46137V357
IWF	ISHARES TR	1,109	$445K	0.1%	$232.64	—	RUS 1000 GRW ETF	464287614
GS	GOLDMAN SACHS GROUP INC	775	$444K	0.1%	$201.89	+169.9%	COM	38141G104
NFLX	NETFLIX INC	497	$443K	0.1%	$48.67	+69.1%	COM	64110L106
QCOM	QUALCOMM INC	2,881	$443K	0.1%	$81.72	+95.2%	COM	747525103
AEP	AMERICAN ELEC PWR CO INC	4,677	$431K	0.1%	$67.07	+38.8%	COM	025537101
PH	PARKER-HANNIFIN CORP	675	$429K	0.1%	$383.60	+70.8%	COM	701094104
NOC	NORTHROP GRUMMAN CORP	900	$422K	0.1%	$315.72	+56.1%	COM	666807102
VOE	VANGUARD INDEX FDS	2,587	$418K	0.1%	$97.14	—	MCAP VL IDXVIP	922908512
FLOT	ISHARES TR	8,164	$415K	0.1%	$50.76	—	FLTG RATE NT ETF	46429B655
VNQ	VANGUARD INDEX FDS	4,643	$414K	0.1%	$82.41	—	REAL ESTATE ETF	922908553
CSX	CSX CORP	12,351	$399K	0.1%	$30.06	+12.1%	COM	126408103
MPC	MARATHON PETE CORP	2,770	$386K	0.1%	$69.68	+113.6%	COM	56585A102
CMCSA	COMCAST CORP NEW	9,814	$368K	0.1%	$35.58	+12.4%	CL A	20030N101
KKR	KKR & CO INC	2,425	$359K	0.1%	$66.83	+118.2%	COM	48251W104
VTI	VANGUARD INDEX FDS	1,228	$356K	0.1%	$169.15	—	TOTAL STK MKT	922908769
AMP	AMERIPRISE FINL INC	667	$355K	0.1%	$291.87	+80.4%	COM	03076C106
MDT	MEDTRONIC PLC	4,445	$355K	0.1%	$72.33	+15.9%	SHS	G5960L103
CARR	CARRIER GLOBAL CORPORATION	5,181	$354K	0.1%	$37.62	+97.8%	COM	14448C104
SPGI	S&P GLOBAL INC	709	$353K	0.1%	$326.70	+54.0%	COM	78409V104
SYK	STRYKER CORPORATION	966	$348K	0.1%	$220.03	+66.5%	COM	863667101
EFV	ISHARES TR	6,492	$341K	0.1%	$40.07	—	EAFE VALUE ETF	464288877
NDSN	NORDSON CORP	1,567	$328K	0.1%	$129.74	+87.0%	COM	655663102
OTIS	OTIS WORLDWIDE CORP	3,505	$325K	0.1%	$50.23	+95.7%	COM	68902V107
F	FORD MTR CO	32,082	$318K	0.1%	$10.70	-7.7%	COM	345370860
DVY	ISHARES TR	2,416	$317K	0.1%	$98.49	—	SELECT DIVID ETF	464287168
BSV	VANGUARD BD INDEX FDS	4,066	$314K	0.1%	$76.67	—	SHORT TRM BOND	921937827
D	DOMINION ENERGY INC	5,829	$314K	0.1%	$59.26	-8.8%	COM	25746U109
DOW	DOW INC	7,789	$313K	0.1%	$33.10	+29.7%	COM	260557103
DE	DEERE & CO	724	$307K	0.1%	$195.56	+111.7%	COM	244199105
ORCL	ORACLE CORP	1,819	$303K	0.1%	$100.99	+74.1%	COM	68389X105
BK	BANK NEW YORK MELLON CORP	3,825	$294K	0.1%	$52.67	+43.4%	COM	064058100
AMD	ADVANCED MICRO DEVICES INC	2,430	$294K	0.1%	$168.05	-14.4%	COM	007903107
C	CITIGROUP INC	4,144	$292K	0.1%	$41.66	+56.9%	COM NEW	172967424
PRU	PRUDENTIAL FINL INC	2,459	$291K	0.1%	$66.35	+75.9%	COM	744320102
VOT	VANGUARD INDEX FDS	1,130	$287K	0.1%	$165.10	—	MCAP GR IDXVIP	922908538
AMGN	AMGEN INC	1,097	$286K	0.1%	$169.23	+69.0%	COM	031162100
SPYD	SPDR SER TR	6,448	$279K	0.1%	$35.07	—	PRTFLO S&P500 HI	78468R788
TMUS	T-MOBILE US INC	1,237	$273K	0.1%	$138.81	+61.0%	COM	872590104
DD	DUPONT DE NEMOURS INC	3,480	$265K	0.0%	$18.21	+85.8%	COM	26614N102
AJG	GALLAGHER ARTHUR J & CO	917	$260K	0.0%	$203.16	+41.8%	COM	363576109
BSJR	INVESCO EXCH TRD SLF IDX FD	11,355	$254K	0.0%	$22.40	—	BULETSHS 2027	46138J585
MA	MASTERCARD INCORPORATED	476	$251K	0.0%	$284.45	+80.9%	CL A	57636Q104
SO	SOUTHERN CO	3,027	$249K	0.0%	$44.43	+90.2%	COM	842587107
EXC	EXELON CORP	6,487	$244K	0.0%	$22.93	+62.5%	COM	30161N101
XLK	SELECT SECTOR SPDR TR	1,027	$239K	0.0%	$192.48	—	TECHNOLOGY	81369Y803
EA	ELECTRONIC ARTS INC	1,600	$234K	0.0%	$133.31	+14.8%	COM	285512109
SLF	SUN LIFE FINANCIAL INC.	3,898	$231K	0.0%	$34.37	+71.7%	COM	866796105
EFA	ISHARES TR	3,008	$227K	0.0%	$61.70	—	MSCI EAFE ETF	464287465
SPLV	INVESCO EXCH TRADED FD TR II	3,245	$227K	0.0%	$49.65	—	S&P500 LOW VOL	46138E354
BMY	BRISTOL-MYERS SQUIBB CO	3,925	$222K	0.0%	$48.08	+9.4%	COM	110122108
WFC	WELLS FARGO CO NEW	3,139	$220K	0.0%	$66.67	0.0%	COM	949746101
—	DISCOVER FINL SVCS	1,268	$220K	0.0%	$173.23	—	COM	254709108
HIG	HARTFORD FINL SVCS GROUP INC	1,905	$208K	0.0%	$107.07	+6.2%	COM	416515104
MRVL	MARVELL TECHNOLOGY INC	1,814	$200K	0.0%	$92.47	0.0%	COM	573874104
NOK	NOKIA CORP	28,451	$126K	0.0%	$3.70	—	SPONSORED ADR	654902204