Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB STRATEGIC TR	5,841,416	$143M	25.0%	$35.46	—	FUNDAMENTAL US L	808524771
VCSH	VANGUARD SCOTTSDALE FDS	366,195	$29.11M	5.1%	$80.62	—	SHRT TRM CORP BD	92206C409
TLT	ISHARES TR	275,692	$24.33M	4.2%	$88.66	—	20 YR TR BD ETF	464287432
MSFT	MICROSOFT CORP	33,771	$16.8M	2.9%	$129.06	+235.0%	COM	594918104
IVV	ISHARES TR	24,036	$14.92M	2.6%	$270.51	—	CORE S&P500 ETF	464287200
AAPL	APPLE INC	60,612	$12.44M	2.2%	$98.24	+105.0%	COM	037833100
JPM	JPMORGAN CHASE & CO.	30,131	$8.735M	1.5%	$93.91	+169.0%	COM	46625H100
WMT	WALMART INC	84,830	$8.295M	1.4%	$48.57	+95.1%	COM	931142103
CHKP	CHECK POINT SOFTWARE TECH LT	34,592	$7.653M	1.3%	$108.83	+102.2%	ORD	M22465104
CSCO	CISCO SYS INC	109,244	$7.579M	1.3%	$37.76	+59.9%	COM	17275R102
XOM	EXXON MOBIL CORP	64,489	$6.952M	1.2%	$86.50	+20.8%	COM	30231G102
TSM	TAIWAN SEMICONDUCTOR MFG LTD	30,495	$6.907M	1.2%	$52.40	—	SPONSORED ADS	874039100
LRCX	LAM RESEARCH CORP	70,862	$6.898M	1.2%	$78.86	0.0%	COM NEW	512807306
PG	PROCTER AND GAMBLE CO	41,535	$6.617M	1.2%	$83.77	+91.9%	COM	742718109
KO	COCA COLA CO	93,039	$6.583M	1.1%	$41.44	+68.4%	COM	191216100
HD	HOME DEPOT INC	17,863	$6.549M	1.1%	$221.20	+60.9%	COM	437076102
VCIT	VANGUARD SCOTTSDALE FDS	77,338	$6.413M	1.1%	$82.68	—	INT-TERM CORP	92206C870
RAFE	PIMCO EQUITY SER	160,941	$6.138M	1.1%	$31.44	—	RAFI ESG US	72201T342
BMO	BANK MONTREAL QUE	54,810	$6.064M	1.1%	$82.11	+21.0%	COM	063671101
AMAT	APPLIED MATLS INC	32,685	$5.984M	1.0%	$105.57	+49.1%	COM	038222105
COR	CENCORA INC	19,658	$5.894M	1.0%	$229.65	+24.9%	COM	03073E105
LMT	LOCKHEED MARTIN CORP	12,613	$5.842M	1.0%	$323.43	+41.9%	COM	539830109
ALL	ALLSTATE CORP	28,679	$5.773M	1.0%	$91.50	+115.2%	COM	020002101
GOOGL	ALPHABET INC	32,406	$5.711M	1.0%	$109.46	+49.2%	CAP STK CL A	02079K305
AZO	AUTOZONE INC	1,462	$5.427M	0.9%	$937.69	+293.1%	COM	053332102
CVX	CHEVRON CORP NEW	37,147	$5.319M	0.9%	$129.11	+6.1%	COM	166764100
CMI	CUMMINS INC	15,557	$5.095M	0.9%	$159.97	+91.1%	COM	231021106
CB	CHUBB LIMITED	17,425	$5.048M	0.9%	$135.04	+112.5%	COM	H1467J104
VRTX	VERTEX PHARMACEUTICALS INC	11,203	$4.988M	0.9%	$217.38	+112.0%	COM	92532F100
MS	MORGAN STANLEY	35,323	$4.976M	0.9%	$110.08	+9.9%	COM NEW	617446448
TRV	TRAVELERS COMPANIES INC	18,476	$4.943M	0.9%	$215.32	+21.1%	COM	89417E109
MRK	MERCK & CO INC	61,811	$4.893M	0.9%	$64.36	+20.3%	COM	58933Y105
INCY	INCYTE CORP	67,612	$4.604M	0.8%	$57.51	+10.2%	COM	45337C102
VLO	VALERO ENERGY CORP	34,170	$4.593M	0.8%	$122.26	+0.0%	COM	91913Y100
PSA	PUBLIC STORAGE OPER CO	15,368	$4.509M	0.8%	$257.90	+11.5%	COM	74460D109
BAH	BOOZ ALLEN HAMILTON HLDG COR	43,290	$4.508M	0.8%	$79.28	+38.0%	CL A	099502106
CROX	CROCS INC	43,367	$4.392M	0.8%	$101.97	-0.0%	COM	227046109
RIO	RIO TINTO PLC	68,923	$4.02M	0.7%	$62.64	—	SPONSORED ADR	767204100
SNY	SANOFI	81,525	$3.938M	0.7%	$52.33	—	SPONSORED ADR	80105N105
VALE	VALE S A	396,266	$3.848M	0.7%	$11.55	—	SPONSORED ADS	91912E105
SPY	SPDR S&P 500 ETF TR	6,058	$3.743M	0.7%	$312.13	—	TR UNIT	78462F103
UPS	UNITED PARCEL SERVICE INC	35,938	$3.628M	0.6%	$139.20	-32.4%	CL B	911312106
DG	DOLLAR GEN CORP NEW	30,967	$3.542M	0.6%	$123.12	-20.3%	COM	256677105
TM	TOYOTA MOTOR CORP	20,409	$3.516M	0.6%	$204.74	—	ADS	892331307
PYPL	PAYPAL HLDGS INC	46,916	$3.487M	0.6%	$68.32	0.0%	COM	70450Y103
NVDA	NVIDIA CORPORATION	20,305	$3.208M	0.6%	$91.74	+37.1%	COM	67066G104
NWBI	NORTHWEST BANCSHARES INC MD	236,974	$3.029M	0.5%	$9.77	+17.5%	COM	667340103
GOOG	ALPHABET INC	16,713	$2.965M	0.5%	$110.31	+49.4%	CAP STK CL C	02079K107
LLY	ELI LILLY & CO	3,676	$2.866M	0.5%	$129.49	+497.3%	COM	532457108
CATH	GLOBAL X FDS	37,974	$2.865M	0.5%	$36.79	—	S&P 500 CATHOLIC	37954Y889
IVW	ISHARES TR	25,249	$2.78M	0.5%	$86.45	—	S&P 500 GRWT ETF	464287309
DHI	D R HORTON INC	21,070	$2.716M	0.5%	$118.15	+3.5%	COM	23331A109
ITOT	ISHARES TR	19,809	$2.675M	0.5%	$61.13	—	CORE S&P TTL STK	464287150
V	VISA INC	7,220	$2.563M	0.4%	$172.97	+100.6%	COM CL A	92826C839
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,179	$2.516M	0.4%	$205.38	+147.3%	CL B NEW	084670702
PRF	INVESCO EXCHANGE TRADED FD T	58,074	$2.455M	0.4%	$48.09	—	RAFI US 1000 ETF	46137V613
BSJP	INVESCO EXCH TRD SLF IDX FD	102,710	$2.37M	0.4%	$24.20	—	BULSHS 2025 HY	46138J817
QQQ	INVESCO QQQ TR	4,074	$2.247M	0.4%	$493.03	—	UNIT SER 1	46090E103
BSJQ	INVESCO EXCH TRD SLF IDX FD	93,928	$2.191M	0.4%	$23.21	—	INVSCO BLSH 26	46138J635
LOW	LOWES COS INC	9,273	$2.057M	0.4%	$72.67	+203.6%	COM	548661107
PEP	PEPSICO INC	14,655	$1.935M	0.3%	$117.41	+11.6%	COM	713448108
MDY	SPDR S&P MIDCAP 400 ETF TR	3,255	$1.844M	0.3%	$348.55	—	UTSER1 S&PDCRP	78467Y107
IBM	INTERNATIONAL BUSINESS MACHS	5,885	$1.735M	0.3%	$101.38	+150.4%	COM	459200101
JNJ	JOHNSON & JOHNSON	11,201	$1.711M	0.3%	$116.00	+30.0%	COM	478160104
CLF	CLEVELAND-CLIFFS INC NEW	223,995	$1.702M	0.3%	$17.15	-56.6%	COM	185899101
ETN	EATON CORP PLC	4,524	$1.615M	0.3%	$73.23	+318.8%	SHS	G29183103
KLAC	KLA CORP	1,757	$1.574M	0.3%	$150.67	+396.8%	COM NEW	482480100
IEFA	ISHARES TR	18,612	$1.554M	0.3%	$57.16	—	CORE MSCI EAFE	46432F842
—	ISHARES TR	60,694	$1.528M	0.3%	$25.10	—	IBONDS DEC25 ETF	46434VBD1
IBDR	ISHARES TR	62,756	$1.522M	0.3%	$24.11	—	IBONDS DEC2026	46435GAA0
WM	WASTE MGMT INC DEL	6,571	$1.504M	0.3%	$80.59	+184.9%	COM	94106L109
VUG	VANGUARD INDEX FDS	3,413	$1.496M	0.3%	$203.96	—	GROWTH ETF	922908736
AVGO	BROADCOM INC	5,105	$1.407M	0.2%	$144.87	+49.1%	COM	11135F101
EMR	EMERSON ELEC CO	9,864	$1.315M	0.2%	$56.07	+102.5%	COM	291011104
SPSM	SPDR SERIES TRUST	30,503	$1.299M	0.2%	$38.84	—	PORTFOLIO S&P600	78468R853
PFF	ISHARES TR	41,768	$1.281M	0.2%	$36.33	—	PFD AND INCM SEC	464288687
IBKR	INTERACTIVE BROKERS GROUP IN	22,275	$1.234M	0.2%	$47.28	0.0%	COM CL A	45841N107
AMZN	AMAZON COM INC	5,620	$1.233M	0.2%	$131.75	+50.2%	COM	023135106
TSLA	TESLA INC	3,696	$1.174M	0.2%	$196.52	+53.3%	COM	88160R101
HAL	HALLIBURTON CO	55,387	$1.129M	0.2%	$20.56	0.0%	COM	406216101
VIG	VANGUARD SPECIALIZED FUNDS	5,493	$1.124M	0.2%	$101.98	—	DIV APP ETF	921908844
PM	PHILIP MORRIS INTL INC	6,056	$1.103M	0.2%	$59.48	+181.4%	COM	718172109
ABBV	ABBVIE INC	5,888	$1.093M	0.2%	$70.47	+159.2%	COM	00287Y109
MU	MICRON TECHNOLOGY INC	8,230	$1.014M	0.2%	$55.50	+68.0%	COM	595112103
IEMG	ISHARES INC	16,873	$1.013M	0.2%	$47.60	—	CORE MSCI EMKT	46434G103
RTX	RTX CORPORATION	6,528	$953K	0.2%	$111.08	+18.6%	COM	75513E101
ABT	ABBOTT LABS	6,577	$895K	0.2%	$60.75	+115.0%	COM	002824100
AUB	ATLANTIC UN BANKSHARES CORP	28,533	$893K	0.2%	$27.78	0.0%	COM	04911A107
BSJR	INVESCO EXCH TRD SLF IDX FD	39,291	$892K	0.2%	$22.42	—	BULETSHS 2027	46138J585
HDV	ISHARES TR	7,526	$882K	0.2%	$81.39	—	CORE HIGH DV ETF	46429B663
PNC	PNC FINL SVCS GROUP INC	4,728	$881K	0.2%	$114.76	+44.6%	COM	693475105
VTV	VANGUARD INDEX FDS	4,737	$837K	0.1%	$105.67	—	VALUE ETF	922908744
HON	HONEYWELL INTL INC	3,447	$803K	0.1%	$138.18	+44.5%	COM	438516106
PGR	PROGRESSIVE CORP	2,965	$791K	0.1%	$42.73	+502.7%	COM	743315103
BHP	BHP GROUP LTD	16,396	$788K	0.1%	$76.91	—	SPONSORED ADS	088606108
TGT	TARGET CORP	7,802	$770K	0.1%	$140.19	-33.4%	COM	87612E106
VTI	VANGUARD INDEX FDS	2,483	$755K	0.1%	$222.57	—	TOTAL STK MKT	922908769
HCA	HCA HEALTHCARE INC	1,969	$754K	0.1%	$269.87	+32.9%	COM	40412C101
DUK	DUKE ENERGY CORP NEW	6,157	$727K	0.1%	$69.18	+66.9%	COM NEW	26441C204
DEO	DIAGEO PLC	7,020	$708K	0.1%	$163.12	—	SPON ADR NEW	25243Q205
META	META PLATFORMS INC	937	$692K	0.1%	$276.68	+122.9%	CL A	30303M102
VBK	VANGUARD INDEX FDS	2,482	$687K	0.1%	$199.72	—	SML CP GRW ETF	922908595
TXN	TEXAS INSTRS INC	3,269	$679K	0.1%	$102.49	+70.0%	COM	882508104
PFE	PFIZER INC	27,925	$677K	0.1%	$24.81	-9.9%	COM	717081103
NFLX	NETFLIX INC	497	$666K	0.1%	$48.67	+132.3%	COM	64110L106
IBDS	ISHARES TR	26,686	$648K	0.1%	$24.19	—	IBONDS 27 ETF	46435UAA9
GS	GOLDMAN SACHS GROUP INC	884	$626K	0.1%	$247.77	+130.8%	COM	38141G104
DHR	DANAHER CORPORATION	3,143	$621K	0.1%	$92.18	+109.4%	COM	235851102
MET	METLIFE INC	7,350	$591K	0.1%	$29.64	+155.9%	COM	59156R108
MCD	MCDONALDS CORP	2,022	$591K	0.1%	$171.97	+76.5%	COM	580135101
PPL	PPL CORP	15,636	$530K	0.1%	$21.97	+55.0%	COM	69351T106
AEP	AMERICAN ELEC PWR CO INC	5,077	$527K	0.1%	$69.54	+46.6%	COM	025537101
ADBE	ADOBE INC	1,352	$523K	0.1%	$285.70	+34.9%	COM	00724F101
UNH	UNITEDHEALTH GROUP INC	1,630	$509K	0.1%	$283.40	+32.3%	COM	91324P102
MDLZ	MONDELEZ INTL INC	7,269	$490K	0.1%	$45.29	+43.8%	CL A	609207105
CAT	CATERPILLAR INC	1,260	$489K	0.1%	$186.06	+77.8%	COM	149123101
ADP	AUTOMATIC DATA PROCESSING IN	1,582	$488K	0.1%	$131.34	+130.2%	COM	053015103
AXP	AMERICAN EXPRESS CO	1,509	$481K	0.1%	$124.36	+124.6%	COM	025816109
AFL	AFLAC INC	4,538	$479K	0.1%	$33.69	+207.6%	COM	001055102
PH	PARKER-HANNIFIN CORP	675	$471K	0.1%	$383.60	+63.8%	COM	701094104
RSP	INVESCO EXCHANGE TRADED FD T	2,550	$463K	0.1%	$144.62	—	S&P500 EQL WGT	46137V357
XLE	SELECT SECTOR SPDR TR	5,383	$457K	0.1%	$40.99	—	ENERGY	81369Y506
ERIE	ERIE INDTY CO	1,313	$455K	0.1%	$403.24	-8.8%	CL A	29530P102
LIN	LINDE PLC	958	$449K	0.1%	$322.30	+40.3%	SHS	G54950103
DIS	DISNEY WALT CO	3,616	$448K	0.1%	$103.29	-0.5%	COM	254687106
FISV	FISERV INC	2,583	$445K	0.1%	$124.19	+46.0%	COM	337738108
BK	BANK NEW YORK MELLON CORP	4,780	$436K	0.1%	$58.64	+43.2%	COM	064058100
IWF	ISHARES TR	1,025	$435K	0.1%	$232.64	—	RUS 1000 GRW ETF	464287614
VOE	VANGUARD INDEX FDS	2,573	$423K	0.1%	$97.14	—	MCAP VL IDXVIP	922908512
COP	CONOCOPHILLIPS	4,668	$419K	0.1%	$58.01	+51.7%	COM	20825C104
EFV	ISHARES TR	6,470	$411K	0.1%	$40.07	—	EAFE VALUE ETF	464288877
CSX	CSX CORP	12,569	$410K	0.1%	$30.05	-0.9%	COM	126408103
ADI	ANALOG DEVICES INC	1,684	$401K	0.1%	$158.85	+29.7%	COM	032654105
FLOT	ISHARES TR	7,810	$398K	0.1%	$50.76	—	FLTG RATE NT ETF	46429B655
ORCL	ORACLE CORP	1,819	$398K	0.1%	$100.99	+59.2%	COM	68389X105
COST	COSTCO WHSL CORP NEW	401	$397K	0.1%	$725.95	+36.5%	COM	22160K105
MPC	MARATHON PETE CORP	2,370	$394K	0.1%	$69.68	+112.2%	COM	56585A102
VNQ	VANGUARD INDEX FDS	4,403	$392K	0.1%	$82.41	—	REAL ESTATE ETF	922908553
QCOM	QUALCOMM INC	2,411	$384K	0.1%	$81.72	+77.5%	COM	747525103
WST	WEST PHARMACEUTICAL SVSC INC	1,750	$383K	0.1%	$321.51	-33.6%	COM	955306105
SYK	STRYKER CORPORATION	966	$382K	0.1%	$220.03	+68.9%	COM	863667101
SPGI	S&P GLOBAL INC	723	$381K	0.1%	$329.99	+50.5%	COM	78409V104
AMP	AMERIPRISE FINL INC	667	$356K	0.1%	$291.87	+68.0%	COM	03076C106
OTIS	OTIS WORLDWIDE CORP	3,505	$347K	0.1%	$50.23	+90.0%	COM	68902V107
AMD	ADVANCED MICRO DEVICES INC	2,430	$345K	0.1%	$168.05	-35.2%	COM	007903107
NOC	NORTHROP GRUMMAN CORP	689	$344K	0.1%	$315.72	+54.0%	COM	666807102
NDSN	NORDSON CORP	1,567	$336K	0.1%	$129.74	+51.8%	COM	655663102
D	DOMINION ENERGY INC	5,829	$329K	0.1%	$59.26	-10.3%	COM	25746U109
NEE	NEXTERA ENERGY INC	4,743	$329K	0.1%	$61.32	+11.0%	COM	65339F101
DVY	ISHARES TR	2,453	$326K	0.1%	$99.34	—	SELECT DIVID ETF	464287168
KKR	KKR & CO INC	2,425	$323K	0.1%	$66.83	+74.5%	COM	48251W104
CARR	CARRIER GLOBAL CORPORATION	4,341	$318K	0.1%	$37.62	+79.0%	COM	14448C104
AMGN	AMGEN INC	1,087	$304K	0.1%	$169.23	+64.1%	COM	031162100
C	CITIGROUP INC	3,554	$303K	0.1%	$41.66	+70.9%	COM NEW	172967424
AJG	GALLAGHER ARTHUR J & CO	917	$294K	0.1%	$203.16	+61.2%	COM	363576109
VOT	VANGUARD INDEX FDS	1,027	$292K	0.1%	$165.10	—	MCAP GR IDXVIP	922908538
BSV	VANGUARD BD INDEX FDS	3,677	$289K	0.1%	$76.67	—	SHORT TRM BOND	921937827
SNA	SNAP ON INC	917	$285K	0.0%	$195.63	+59.8%	COM	833034101
EXC	EXELON CORP	6,412	$278K	0.0%	$22.93	+90.0%	COM	30161N101
GE	GE AEROSPACE	1,082	$278K	0.0%	$218.59	0.0%	COM NEW	369604301
PRU	PRUDENTIAL FINL INC	2,574	$277K	0.0%	$67.87	+47.8%	COM	744320102
COF	CAPITAL ONE FINL CORP	1,293	$275K	0.0%	$185.05	0.0%	COM	14040H105
SPYD	SPDR SERIES TRUST	6,448	$274K	0.0%	$35.07	—	PRTFLO S&P500 HI	78468R788
BMY	BRISTOL-MYERS SQUIBB CO	5,725	$265K	0.0%	$48.96	-3.6%	COM	110122108
SLF	SUN LIFE FINANCIAL INC.	3,898	$259K	0.0%	$34.37	+78.4%	COM	866796105
SO	SOUTHERN CO	2,756	$253K	0.0%	$44.43	+98.0%	COM	842587107
WFC	WELLS FARGO CO NEW	3,139	$251K	0.0%	$66.67	+6.7%	COM	949746101
EFA	ISHARES TR	2,790	$249K	0.0%	$61.70	—	MSCI EAFE ETF	464287465
XLK	SELECT SECTOR SPDR TR	981	$248K	0.0%	$192.48	—	TECHNOLOGY	81369Y803
TJX	TJX COS INC NEW	1,993	$246K	0.0%	$49.13	+156.2%	COM	872540109
HIG	HARTFORD INSURANCE GROUP INC	1,905	$242K	0.0%	$107.07	+14.8%	COM	416515104
MDT	MEDTRONIC PLC	2,745	$239K	0.0%	$72.33	+15.4%	SHS	G5960L103
LQD	ISHARES TR	2,174	$238K	0.0%	$109.61	—	IBOXX INV CP ETF	464287242
VEA	VANGUARD TAX-MANAGED FDS	4,174	$238K	0.0%	$57.01	—	VAN FTSE DEV MKT	921943858
SPLV	INVESCO EXCH TRADED FD TR II	3,173	$231K	0.0%	$49.65	—	S&P500 LOW VOL	46138E354
DD	DUPONT DE NEMOURS INC	3,266	$224K	0.0%	$18.21	+50.0%	COM	26614N102
CTSH	COGNIZANT TECHNOLOGY SOLUTIO	2,798	$218K	0.0%	$58.23	+30.2%	CL A	192446102
ZS	ZSCALER INC	690	$217K	0.0%	$249.30	0.0%	COM	98980G102
CMCSA	COMCAST CORP NEW	6,029	$215K	0.0%	$35.58	-4.7%	CL A	20030N101
STX	SEAGATE TECHNOLOGY HLDNGS PL	1,450	$209K	0.0%	$102.43	0.0%	ORD SHS	G7997R103
EXR	EXTRA SPACE STORAGE INC	1,386	$204K	0.0%	$140.89	0.0%	COM	30225T102
SAP	SAP SE	667	$203K	0.0%	$304.10	—	SPON ADR	803054204
GILD	GILEAD SCIENCES INC	1,822	$202K	0.0%	$100.53	+3.8%	COM	375558103
ADSK	AUTODESK INC	647	$200K	0.0%	$283.70	0.0%	COM	052769106
NOK	NOKIA CORP	28,451	$147K	0.0%	$3.70	—	SPONSORED ADR	654902204