Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDX	SCHWAB STRATEGIC TR	5,842,415	$138M	25.3%	$35.46	—	FUNDAMENTAL US L	808524771
VCSH	VANGUARD SCOTTSDALE FDS	371,009	$29.29M	5.4%	$80.62	—	SHRT TRM CORP BD	92206C409
TLT	ISHARES TR	269,737	$24.55M	4.5%	$88.67	—	20 YR TR BD ETF	464287432
AAPL	APPLE INC	63,274	$14.06M	2.6%	$98.24	+134.9%	COM	037833100
IVV	ISHARES TR	24,656	$13.85M	2.5%	$270.51	—	CORE S&P500 ETF	464287200
MSFT	MICROSOFT CORP	34,976	$13.13M	2.4%	$129.06	+213.9%	COM	594918104
CHKP	CHECK POINT SOFTWARE TECH LT	36,012	$8.208M	1.5%	$108.83	+94.7%	ORD	M22465104
WMT	WALMART INC	90,923	$7.982M	1.5%	$48.57	+91.4%	COM	931142103
XOM	EXXON MOBIL CORP	63,457	$7.547M	1.4%	$86.20	+24.4%	COM	30231G102
JPM	JPMORGAN CHASE & CO.	30,742	$7.541M	1.4%	$93.91	+167.2%	COM	46625H100
PG	PROCTER AND GAMBLE CO	41,215	$7.024M	1.3%	$83.77	+95.7%	COM	742718109
CSCO	CISCO SYS INC	112,061	$6.915M	1.3%	$37.76	+59.1%	COM	17275R102
KO	COCA COLA CO	92,942	$6.657M	1.2%	$41.44	+56.8%	COM	191216100
HD	HOME DEPOT INC	17,621	$6.458M	1.2%	$219.35	+73.6%	COM	437076102
ALL	ALLSTATE CORP	29,472	$6.103M	1.1%	$91.50	+109.0%	COM	020002101
CVX	CHEVRON CORP NEW	35,729	$5.977M	1.1%	$128.80	+16.8%	COM	166764100
RAFE	PIMCO EQUITY SER	164,459	$5.975M	1.1%	$31.44	—	RAFI ESG US	72201T342
AZO	AUTOZONE INC	1,503	$5.731M	1.1%	$937.69	+268.0%	COM	053332102
LMT	LOCKHEED MARTIN CORP	12,825	$5.729M	1.1%	$323.43	+38.6%	COM	539830109
COR	CENCORA INC	20,570	$5.72M	1.1%	$229.65	+8.7%	COM	03073E105
VRTX	VERTEX PHARMACEUTICALS INC	11,419	$5.536M	1.0%	$217.38	+114.4%	COM	92532F100
CB	CHUBB LIMITED	17,725	$5.353M	1.0%	$135.04	+104.6%	COM	H1467J104
MRK	MERCK & CO INC	59,197	$5.314M	1.0%	$63.78	+41.3%	COM	58933Y105
BMO	BANK MONTREAL QUE	55,556	$5.306M	1.0%	$82.11	+17.4%	COM	063671101
TSM	TAIWAN SEMICONDUCTOR MFG LTD	30,664	$5.09M	0.9%	$52.40	—	SPONSORED ADS	874039100
TRV	TRAVELERS COMPANIES INC	18,954	$5.013M	0.9%	$215.32	+14.0%	COM	89417E109
GOOGL	ALPHABET INC	31,868	$4.928M	0.9%	$108.55	+66.5%	CAP STK CL A	02079K305
CMI	CUMMINS INC	15,667	$4.911M	0.9%	$159.97	+116.3%	COM	231021106
AMAT	APPLIED MATLS INC	32,799	$4.76M	0.9%	$105.57	+57.9%	COM	038222105
PSA	PUBLIC STORAGE OPER CO	15,313	$4.583M	0.8%	$257.90	+11.5%	COM	74460D109
CROX	CROCS INC	42,469	$4.51M	0.8%	$101.97	+1.6%	COM	227046109
BAH	BOOZ ALLEN HAMILTON HLDG COR	42,686	$4.464M	0.8%	$78.85	+48.8%	CL A	099502106
SNY	SANOFI	79,897	$4.431M	0.8%	$52.41	—	SPONSORED ADR	80105N105
VLO	VALERO ENERGY CORP	32,954	$4.352M	0.8%	$122.26	+5.8%	COM	91913Y100
MS	MORGAN STANLEY	35,076	$4.092M	0.8%	$110.08	+14.4%	COM NEW	617446448
RIO	RIO TINTO PLC	67,745	$4.07M	0.7%	$62.72	—	SPONSORED ADR	767204100
INCY	INCYTE CORP	64,396	$3.899M	0.7%	$57.22	+21.9%	COM	45337C102
VALE	VALE S A	389,548	$3.888M	0.7%	$11.58	—	SPONSORED ADS	91912E105
DG	DOLLAR GEN CORP NEW	44,030	$3.872M	0.7%	$123.12	-39.6%	COM	256677105
DHI	D R HORTON INC	30,113	$3.828M	0.7%	$118.15	+12.4%	COM	23331A109
UPS	UNITED PARCEL SERVICE INC	33,533	$3.688M	0.7%	$142.44	-20.9%	CL B	911312106
TM	TOYOTA MOTOR CORP	20,678	$3.65M	0.7%	$204.74	—	ADS	892331307
SPY	SPDR S&P 500 ETF TR	6,334	$3.543M	0.7%	$312.13	—	TR UNIT	78462F103
DEO	DIAGEO PLC	31,122	$3.261M	0.6%	$163.12	—	SPON ADR NEW	25243Q205
NWBI	NORTHWEST BANCSHARES INC MD	260,452	$3.131M	0.6%	$9.77	+20.8%	COM	667340103
LLY	ELI LILLY & CO	3,787	$3.128M	0.6%	$129.49	+538.4%	COM	532457108
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,279	$2.811M	0.5%	$205.38	+136.7%	CL B NEW	084670702
CATH	GLOBAL X FDS	40,087	$2.707M	0.5%	$36.79	—	S&P 500 CATHOLIC	37954Y889
GOOG	ALPHABET INC	17,263	$2.697M	0.5%	$110.31	+65.4%	CAP STK CL C	02079K107
V	VISA INC	7,441	$2.608M	0.5%	$172.97	+94.4%	COM CL A	92826C839
CLF	CLEVELAND-CLIFFS INC NEW	310,770	$2.555M	0.5%	$17.15	-40.7%	COM	185899101
ITOT	ISHARES TR	20,126	$2.456M	0.5%	$61.13	—	CORE S&P TTL STK	464287150
IVW	ISHARES TR	25,359	$2.354M	0.4%	$86.45	—	S&P 500 GRWT ETF	464287309
PRF	INVESCO EXCHANGE TRADED FD T	58,231	$2.353M	0.4%	$48.09	—	FTSE RAFI 1000	46137V613
BSJP	INVESCO EXCH TRD SLF IDX FD	101,999	$2.351M	0.4%	$24.20	—	BULSHS 2025 HY	46138J817
NVDA	NVIDIA CORPORATION	20,180	$2.187M	0.4%	$91.74	+38.1%	COM	67066G104
BSJQ	INVESCO EXCH TRD SLF IDX FD	92,844	$2.153M	0.4%	$23.21	—	INVSCO BLSH 26	46138J635
LOW	LOWES COS INC	9,206	$2.147M	0.4%	$72.67	+233.1%	COM	548661107
JNJ	JOHNSON & JOHNSON	11,530	$1.912M	0.4%	$116.00	+31.4%	COM	478160104
QQQ	INVESCO QQQ TR	3,756	$1.761M	0.3%	$488.07	—	UNIT SER 1	46090E103
WM	WASTE MGMT INC DEL	6,844	$1.584M	0.3%	$80.59	+171.0%	COM	94106L109
MDY	SPDR S&P MIDCAP 400 ETF TR	2,966	$1.582M	0.3%	$327.31	—	UTSER1 S&PDCRP	78467Y107
—	ISHARES TR	59,926	$1.507M	0.3%	$25.10	—	IBONDS DEC25 ETF	46434VBD1
IBDR	ISHARES TR	61,250	$1.483M	0.3%	$24.11	—	IBONDS DEC2026	46435GAA0
IBM	INTERNATIONAL BUSINESS MACHS	5,745	$1.429M	0.3%	$97.66	+145.1%	COM	459200101
IEFA	ISHARES TR	18,788	$1.421M	0.3%	$57.16	—	CORE MSCI EAFE	46432F842
PM	PHILIP MORRIS INTL INC	8,915	$1.415M	0.3%	$59.48	+130.3%	COM	718172109
PFF	ISHARES TR	44,732	$1.375M	0.3%	$36.33	—	PFD AND INCM SEC	464288687
VCIT	VANGUARD SCOTTSDALE FDS	16,281	$1.331M	0.2%	$81.76	—	INT-TERM CORP	92206C870
SPSM	SPDR SER TR	32,581	$1.328M	0.2%	$38.84	—	PORTFOLIO S&P600	78468R853
VUG	VANGUARD INDEX FDS	3,494	$1.296M	0.2%	$203.96	—	GROWTH ETF	922908736
ETN	EATON CORP PLC	4,609	$1.253M	0.2%	$73.23	+321.3%	SHS	G29183103
ABBV	ABBVIE INC	5,943	$1.245M	0.2%	$70.47	+168.7%	COM	00287Y109
KLAC	KLA CORP	1,757	$1.194M	0.2%	$150.67	+374.5%	COM NEW	482480100
VIG	VANGUARD SPECIALIZED FUNDS	5,493	$1.066M	0.2%	$101.98	—	DIV APP ETF	921908844
PNC	PNC FINL SVCS GROUP INC	5,992	$1.053M	0.2%	$114.76	+59.7%	COM	693475105
AMZN	AMAZON COM INC	5,504	$1.047M	0.2%	$130.36	+66.5%	COM	023135106
EMR	EMERSON ELEC CO	9,407	$1.031M	0.2%	$53.28	+123.0%	COM	291011104
RTX	RTX CORPORATION	7,442	$986K	0.2%	$111.08	+12.3%	COM	75513E101
TSLA	TESLA INC	3,771	$977K	0.2%	$196.52	+69.6%	COM	88160R101
PEP	PEPSICO INC	6,417	$962K	0.2%	$99.93	+43.6%	COM	713448108
IEMG	ISHARES INC	17,416	$940K	0.2%	$47.60	—	CORE MSCI EMKT	46434G103
ABT	ABBOTT LABS	7,075	$938K	0.2%	$60.75	+106.5%	COM	002824100
HDV	ISHARES TR	7,578	$918K	0.2%	$81.39	—	CORE HIGH DV ETF	46429B663
AVGO	BROADCOM INC	5,390	$902K	0.2%	$144.87	+44.8%	COM	11135F101
—	SANDY SPRING BANCORP INC	31,704	$886K	0.2%	$38.76	—	COM	800363103
UNH	UNITEDHEALTH GROUP INC	1,640	$859K	0.2%	$283.40	+76.2%	COM	91324P102
PGR	PROGRESSIVE CORP	3,015	$853K	0.2%	$42.73	+474.0%	COM	743315103
BSJR	INVESCO EXCH TRD SLF IDX FD	37,102	$831K	0.2%	$22.40	—	BULETSHS 2027	46138J585
META	META PLATFORMS INC	1,432	$825K	0.2%	$276.68	+132.5%	CL A	30303M102
VTV	VANGUARD INDEX FDS	4,742	$819K	0.2%	$105.67	—	VALUE ETF	922908744
BHP	BHP GROUP LTD	16,617	$807K	0.1%	$76.91	—	SPONSORED ADS	088606108
TGT	TARGET CORP	7,666	$800K	0.1%	$141.02	-14.8%	COM	87612E106
DUK	DUKE ENERGY CORP NEW	6,282	$766K	0.1%	$69.18	+59.8%	COM NEW	26441C204
MCD	MCDONALDS CORP	2,372	$741K	0.1%	$171.97	+70.3%	COM	580135101
MU	MICRON TECHNOLOGY INC	8,293	$721K	0.1%	$55.50	+72.5%	COM	595112103
ADP	AUTOMATIC DATA PROCESSING IN	2,262	$691K	0.1%	$131.34	+124.9%	COM	053015103
VTI	VANGUARD INDEX FDS	2,483	$682K	0.1%	$222.57	—	TOTAL STK MKT	922908769
HCA	HCA HEALTHCARE INC	1,969	$680K	0.1%	$269.87	+18.3%	COM	40412C101
PFE	PFIZER INC	26,643	$675K	0.1%	$24.93	-0.9%	COM	717081103
DHR	DANAHER CORPORATION	3,141	$644K	0.1%	$92.18	+135.4%	COM	235851102
VBK	VANGUARD INDEX FDS	2,509	$632K	0.1%	$199.72	—	SML CP GRW ETF	922908595
IBDS	ISHARES TR	25,024	$605K	0.1%	$24.18	—	IBONDS 27 ETF	46435UAA9
MET	METLIFE INC	7,355	$591K	0.1%	$29.64	+173.8%	COM	59156R108
MDLZ	MONDELEZ INTL INC	8,328	$565K	0.1%	$45.29	+31.9%	CL A	609207105
PPL	PPL CORP	15,636	$565K	0.1%	$21.97	+49.8%	COM	69351T106
FISV	FISERV INC	2,541	$561K	0.1%	$123.24	+77.6%	COM	337738108
HON	HONEYWELL INTL INC	2,647	$561K	0.1%	$119.60	+65.9%	COM	438516106
LIN	LINDE PLC	1,198	$558K	0.1%	$322.30	+37.9%	SHS	G54950103
AEP	AMERICAN ELEC PWR CO INC	5,077	$555K	0.1%	$69.54	+41.5%	COM	025537101
ERIE	ERIE INDTY CO	1,313	$550K	0.1%	$403.24	0.0%	CL A	29530P102
XLE	SELECT SECTOR SPDR TR	5,690	$532K	0.1%	$40.99	—	ENERGY	81369Y506
ADBE	ADOBE INC	1,352	$519K	0.1%	$285.70	+50.1%	COM	00724F101
TXN	TEXAS INSTRS INC	2,869	$516K	0.1%	$92.48	+97.0%	COM	882508104
NEE	NEXTERA ENERGY INC	7,154	$507K	0.1%	$61.32	+12.0%	COM	65339F101
AFL	AFLAC INC	4,518	$502K	0.1%	$33.69	+208.9%	COM	001055102
WST	WEST PHARMACEUTICAL SVSC INC	2,224	$498K	0.1%	$321.51	-14.5%	COM	955306105
COP	CONOCOPHILLIPS	4,668	$490K	0.1%	$58.01	+66.9%	COM	20825C104
COST	COSTCO WHSL CORP NEW	503	$476K	0.1%	$725.95	+33.7%	COM	22160K105
NFLX	NETFLIX INC	497	$463K	0.1%	$48.67	+95.4%	COM	64110L106
ADI	ANALOG DEVICES INC	2,210	$446K	0.1%	$158.85	+34.0%	COM	032654105
NOC	NORTHROP GRUMMAN CORP	867	$444K	0.1%	$315.72	+48.9%	COM	666807102
QCOM	QUALCOMM INC	2,881	$443K	0.1%	$81.72	+95.4%	COM	747525103
RSP	INVESCO EXCHANGE TRADED FD T	2,550	$442K	0.1%	$144.62	—	S&P500 EQL WGT	46137V357
GS	GOLDMAN SACHS GROUP INC	788	$430K	0.1%	$208.30	+183.6%	COM	38141G104
CAT	CATERPILLAR INC	1,260	$416K	0.1%	$186.06	+89.2%	COM	149123101
VOE	VANGUARD INDEX FDS	2,586	$415K	0.1%	$97.14	—	MCAP VL IDXVIP	922908512
PH	PARKER-HANNIFIN CORP	675	$410K	0.1%	$383.60	+69.1%	COM	701094104
VNQ	VANGUARD INDEX FDS	4,490	$407K	0.1%	$82.41	—	REAL ESTATE ETF	922908553
AXP	AMERICAN EXPRESS CO	1,509	$406K	0.1%	$124.36	+135.2%	COM	025816109
MPC	MARATHON PETE CORP	2,770	$404K	0.1%	$69.68	+108.3%	COM	56585A102
BK	BANK NEW YORK MELLON CORP	4,780	$401K	0.1%	$58.64	+40.8%	COM	064058100
MDT	MEDTRONIC PLC	4,445	$399K	0.1%	$72.33	+20.8%	SHS	G5960L103
FLOT	ISHARES TR	7,810	$399K	0.1%	$50.76	—	FLTG RATE NT ETF	46429B655
EFV	ISHARES TR	6,488	$382K	0.1%	$40.07	—	EAFE VALUE ETF	464288877
IWF	ISHARES TR	1,052	$380K	0.1%	$232.64	—	RUS 1000 GRW ETF	464287614
SNA	SNAP ON INC	1,107	$373K	0.1%	$195.63	+69.6%	COM	833034101
DIS	DISNEY WALT CO	3,704	$366K	0.1%	$103.29	+2.9%	COM	254687106
CSX	CSX CORP	12,351	$363K	0.1%	$30.06	+4.2%	COM	126408103
OTIS	OTIS WORLDWIDE CORP	3,505	$362K	0.1%	$50.23	+91.5%	COM	68902V107
SPGI	S&P GLOBAL INC	709	$360K	0.1%	$326.70	+55.4%	COM	78409V104
SYK	STRYKER CORPORATION	966	$360K	0.1%	$220.03	+71.4%	COM	863667101
CMCSA	COMCAST CORP NEW	9,729	$359K	0.1%	$35.58	-1.5%	CL A	20030N101
DE	DEERE & CO	724	$340K	0.1%	$195.56	+136.0%	COM	244199105
AMGN	AMGEN INC	1,084	$338K	0.1%	$169.23	+69.7%	COM	031162100
DVY	ISHARES TR	2,475	$332K	0.1%	$99.34	—	SELECT DIVID ETF	464287168
TMUS	T-MOBILE US INC	1,237	$330K	0.1%	$138.81	+75.1%	COM	872590104
D	DOMINION ENERGY INC	5,829	$327K	0.1%	$59.26	-11.0%	COM	25746U109
AMP	AMERIPRISE FINL INC	667	$323K	0.1%	$291.87	+77.7%	COM	03076C106
AJG	GALLAGHER ARTHUR J & CO	917	$317K	0.1%	$203.16	+54.2%	COM	363576109
BSV	VANGUARD BD INDEX FDS	4,042	$316K	0.1%	$76.67	—	SHORT TRM BOND	921937827
NDSN	NORDSON CORP	1,567	$316K	0.1%	$129.74	+60.9%	COM	655663102
TJX	TJX COS INC NEW	2,542	$310K	0.1%	$49.13	+144.5%	COM	872540109
CARR	CARRIER GLOBAL CORPORATION	4,801	$304K	0.1%	$37.62	+74.9%	COM	14448C104
F	FORD MTR CO	30,313	$304K	0.1%	$10.70	-13.6%	COM	345370860
EXC	EXELON CORP	6,487	$299K	0.1%	$22.93	+76.6%	COM	30161N101
C	CITIGROUP INC	4,144	$294K	0.1%	$41.66	+78.9%	COM NEW	172967424
BMY	BRISTOL-MYERS SQUIBB CO	4,725	$288K	0.1%	$49.33	+12.4%	COM	110122108
SPYD	SPDR SER TR	6,448	$285K	0.1%	$35.07	—	PRTFLO S&P500 HI	78468R788
KKR	KKR & CO INC	2,425	$280K	0.1%	$66.83	+104.8%	COM	48251W104
PRU	PRUDENTIAL FINL INC	2,459	$275K	0.1%	$66.35	+64.2%	COM	744320102
DOW	DOW INC	7,651	$267K	0.0%	$33.10	+8.6%	COM	260557103
CTSH	COGNIZANT TECHNOLOGY SOLUTIO	3,457	$264K	0.0%	$58.23	+37.8%	CL A	192446102
SO	SOUTHERN CO	2,867	$264K	0.0%	$44.43	+89.3%	COM	842587107
MA	MASTERCARD INCORPORATED	476	$261K	0.0%	$284.45	+90.5%	CL A	57636Q104
VOT	VANGUARD INDEX FDS	1,058	$259K	0.0%	$165.10	—	MCAP GR IDXVIP	922908538
ORCL	ORACLE CORP	1,819	$254K	0.0%	$100.99	+60.0%	COM	68389X105
AMD	ADVANCED MICRO DEVICES INC	2,430	$250K	0.0%	$168.05	-33.8%	COM	007903107
DD	DUPONT DE NEMOURS INC	3,319	$248K	0.0%	$18.21	+75.1%	COM	26614N102
SPLV	INVESCO EXCH TRADED FD TR II	3,241	$242K	0.0%	$49.65	—	S&P500 LOW VOL	46138E354
HIG	HARTFORD FINL SVCS GROUP INC	1,905	$236K	0.0%	$107.07	+5.5%	COM	416515104
EFA	ISHARES TR	2,882	$236K	0.0%	$61.70	—	MSCI EAFE ETF	464287465
WFC	WELLS FARGO CO NEW	3,139	$225K	0.0%	$66.67	+10.5%	COM	949746101
SLF	SUN LIFE FINANCIAL INC.	3,898	$223K	0.0%	$34.37	+65.8%	COM	866796105
—	DISCOVER FINL SVCS	1,268	$216K	0.0%	$173.23	—	COM	254709108
MO	ALTRIA GROUP INC	3,563	$214K	0.0%	$51.03	0.0%	COM	02209S103
EA	ELECTRONIC ARTS INC	1,471	$213K	0.0%	$133.31	+0.9%	COM	285512109
XLK	SELECT SECTOR SPDR TR	1,022	$211K	0.0%	$192.48	—	TECHNOLOGY	81369Y803
GILD	GILEAD SCIENCES INC	1,822	$204K	0.0%	$100.53	0.0%	COM	375558103
CVS	CVS HEALTH CORP	2,973	$201K	0.0%	$57.99	0.0%	COM	126650100
NOK	NOKIA CORP	28,451	$150K	0.0%	$3.70	—	SPONSORED ADR	654902204