Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHO	SCHWAB STRATEGIC TR	291,258	$15.02M	6.0%	$50.20	—	SHT TM US TRES	808524862
GOVT	ISHARES TR	478,325	$13.36M	5.3%	$27.95	—	US TREAS BD ETF	46429B267
LQD	ISHARES TR	91,450	$12.38M	4.9%	$135.40	—	IBOXX INV CP ETF	464287242
IVV	ISHARES TR	37,806	$12.03M	4.8%	$305.36	—	CORE S&P500 ETF	464287200
IWF	ISHARES TR	56,222	$11.23M	4.5%	$143.90	—	RUS 1000 GRW ETF	464287614
AAPL	APPLE INC	22,625	$8.459M	3.4%	$46.25	+62.4%	COM	037833100
SCHD	SCHWAB STRATEGIC TR	154,952	$8.09M	3.2%	$49.20	—	US DIVIDEND EQ	808524797
ESGU	ISHARES TR	107,773	$7.755M	3.1%	$70.83	—	ESG MSCI USA ETF	46435G425
IGSB	ISHARES TR	126,401	$6.919M	2.7%	$54.74	—	SH TR CRPORT ETF	464288646
IJR	ISHARES TR	97,101	$6.635M	2.6%	$71.91	—	CORE S&P SCP ETF	464287804
FLRN	SPDR SER TR	203,149	$6.186M	2.5%	$30.46	—	BLOMBERG BRC INV	78468R200
GLTR	ABERDEEN STD PRECIOUS METALS	73,036	$6.117M	2.4%	$63.89	—	PHYSCL PM BASKET	003263100
EFG	ISHARES TR	68,630	$5.882M	2.3%	$85.71	—	EAFE GRWTH ETF	464288885
SHYG	ISHARES TR	130,226	$5.639M	2.2%	$43.14	—	0-5YR HI YL CP	46434V407
EFAV	ISHARES TR	78,602	$5.29M	2.1%	$72.11	—	MIN VOL EAFE ETF	46429B689
VCSH	VANGUARD SCOTTSDALE FDS	63,800	$5.273M	2.1%	$79.89	—	SHRT TRM CORP BD	92206C409
VIG	VANGUARD SPECIALIZED FUNDS	42,618	$5.077M	2.0%	$103.16	—	DIV APP ETF	921908844
MRK	MERCK & CO. INC	60,574	$4.82M	1.9%	$57.57	+9.2%	COM	58933Y105
IJH	ISHARES TR	25,902	$4.645M	1.8%	$174.00	—	CORE S&P MCP ETF	464287507
ESGE	ISHARES INC	128,213	$4.435M	1.8%	$33.86	—	ESG MSCI EM ETF	46434G863
IEFA	ISHARES TR	64,451	$3.804M	1.5%	$56.39	—	CORE MSCI EAFE	46432F842
MSFT	MICROSOFT CORP	17,115	$3.606M	1.4%	$119.97	+44.2%	COM	594918104
VLUE	ISHARES TR	45,697	$3.337M	1.3%	$73.02	—	EDGE MSCI USA VL	46432F388
AMZN	AMAZON COM INC	972	$2.971M	1.2%	$90.34	+33.7%	COM	023135106
NEAR	ISHARES U S ETF TR	56,586	$2.828M	1.1%	$49.71	—	SHT MAT BD ETF	46431W507
T	AT&T INC	90,620	$2.763M	1.1%	$15.21	+1.9%	COM	00206R102
JNJ	JOHNSON & JOHNSON	17,882	$2.557M	1.0%	$117.94	+5.3%	COM	478160104
SCHE	SCHWAB STRATEGIC TR	95,831	$2.527M	1.0%	$24.05	—	EMRG MKTEQ ETF	808524706
IXN	ISHARES TR	9,778	$2.368M	0.9%	$232.12	—	GLOBAL TECH ETF	464287291
VZ	VERIZON COMMUNICATIONS INC	42,404	$2.342M	0.9%	$39.73	+2.6%	COM	92343V104
VTI	VANGUARD INDEX FDS	14,403	$2.313M	0.9%	$138.26	—	TOTAL STK MKT	922908769
JPM	JPMORGAN CHASE & CO	22,187	$2.108M	0.8%	$89.01	-8.2%	COM	46625H100
USMV	ISHARES TR	34,298	$2.106M	0.8%	$59.98	—	MSCI MIN VOL ETF	46429B697
GOOGL	ALPHABET INC	1,327	$1.99M	0.8%	$58.21	+15.0%	CAP STK CL A	02079K305
FFWM	FIRST FNDTN INC	120,691	$1.908M	0.8%	$13.81	-9.1%	COM	32026V104
MMM	3M CO	11,790	$1.864M	0.7%	$115.32	-11.2%	COM	88579Y101
TLT	ISHARES TR	11,422	$1.861M	0.7%	$162.93	—	20 YR TR BD ETF	464287432
IHI	ISHARES TR	6,745	$1.832M	0.7%	$271.61	—	U.S. MED DVC ETF	464288810
INTC	INTEL CORP	30,569	$1.82M	0.7%	$41.84	+27.1%	COM	458140100
SPY	SPDR S&P 500 ETF TR	5,726	$1.815M	0.7%	$267.86	—	TR UNIT	78462F103
META	FACEBOOK INC	6,558	$1.576M	0.6%	$169.91	+22.0%	CL A	30303M102
WMT	WALMART INC	12,911	$1.535M	0.6%	$30.30	+25.6%	COM	931142103
IEF	ISHARES TR	12,151	$1.477M	0.6%	$118.50	—	BARCLAYS 7 10 YR	464287440
GOOG	ALPHABET INC	960	$1.436M	0.6%	$56.92	+17.7%	CAP STK CL C	02079K107
PFE	PFIZER INC	40,539	$1.399M	0.6%	$28.63	-9.2%	COM	717081103
CAT	CATERPILLAR INC DEL	10,720	$1.387M	0.6%	$112.85	-5.9%	COM	149123101
CVX	CHEVRON CORP NEW	15,158	$1.343M	0.5%	$81.87	-14.7%	COM	166764100
IYG	ISHARES TR	10,163	$1.23M	0.5%	$121.03	—	U.S. FIN SVC ETF	464287770
UNH	UNITEDHEALTH GROUP INC	3,956	$1.198M	0.5%	$231.94	+12.6%	COM	91324P102
BAC	BK OF AMERICA CORP	49,159	$1.163M	0.5%	$23.25	-11.5%	COM	060505104
IBM	INTERNATIONAL BUSINESS MACHS	9,487	$1.14M	0.5%	$94.62	-3.4%	COM	459200101
WPC	WP CAREY INC	16,719	$1.129M	0.4%	$64.04	—	COM	92936U109
ABBV	ABBVIE INC	10,919	$1.081M	0.4%	$65.75	+7.2%	COM	00287Y109
CRM	SALESFORCE COM INC	5,267	$1.041M	0.4%	$151.12	+10.2%	COM	79466L302
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,435	$993K	0.4%	$206.63	-11.6%	CL B NEW	084670702
ENB	ENBRIDGE INC	32,078	$978K	0.4%	$21.37	-1.3%	COM	29250N105
HD	HOME DEPOT INC	3,809	$951K	0.4%	$163.34	+22.3%	COM	437076102
QCOM	QUALCOMM INC	9,849	$915K	0.4%	$55.18	+28.6%	COM	747525103
DIS	DISNEY WALT CO	7,999	$915K	0.4%	$116.77	-7.6%	COM DISNEY	254687106
HYG	ISHARES TR	10,467	$866K	0.3%	$82.74	—	IBOXX HI YD ETF	464288513
CSCO	CISCO SYS INC	17,738	$823K	0.3%	$39.54	-6.4%	COM	17275R102
BA	BOEING CO	4,297	$807K	0.3%	$320.64	-52.1%	COM	097023105
QUAL	ISHARES TR	8,058	$793K	0.3%	$79.47	—	USA QUALITY FCTR	46432F339
PM	PHILIP MORRIS INTL INC	11,176	$789K	0.3%	$57.24	-4.3%	COM	718172109
GBCI	GLACIER BANCORP INC NEW	22,889	$779K	0.3%	$33.73	-8.0%	COM	37637Q105
QQQ	INVESCO QQQ TR	3,006	$777K	0.3%	$162.56	—	UNIT SER 1	46090E103
TFC	TRUIST FINL CORP	18,715	$687K	0.3%	$40.89	-32.2%	COM	89832Q109
V	VISA INC	3,276	$648K	0.3%	$158.97	+10.4%	COM CL A	92826C839
—	BNY MELLON MUN BD INFRASTRUC	49,250	$647K	0.3%	$13.35	—	COM SHS	09662W109
AMGN	AMGEN INC	2,518	$645K	0.3%	$155.21	+23.5%	COM	031162100
SBUX	STARBUCKS CORP	8,259	$623K	0.2%	$71.28	-6.9%	COM	855244109
IEI	ISHARES TR	4,521	$603K	0.2%	$122.19	—	3 7 YR TREAS BD	464288661
MCD	MCDONALDS CORP	3,105	$585K	0.2%	$162.96	-1.2%	COM	580135101
PFFD	GLOBAL X FDS	24,606	$581K	0.2%	$23.35	—	US PFD ETF	37954Y657
SUB	ISHARES TR	5,306	$573K	0.2%	$107.99	—	SHRT NAT MUN ETF	464288158
ITA	ISHARES TR	3,306	$550K	0.2%	$166.36	—	US AER DEF ETF	464288760
EPD	ENTERPRISE PRODS PARTNERS L	30,419	$536K	0.2%	$25.74	—	COM	293792107
MA	MASTERCARD INCORPORATED	1,745	$533K	0.2%	$287.82	-5.0%	CL A	57636Q104
NFLX	NETFLIX INC	1,028	$508K	0.2%	$31.29	+36.0%	COM	64110L106
PWZ	INVESCO EXCH TRADED FD TR II	18,577	$508K	0.2%	$26.03	—	CALIF AMT MUN	46138E206
NEE	NEXTERA ENERGY INC	2,010	$496K	0.2%	$37.77	+37.6%	COM	65339F101
ABT	ABBOTT LABS	5,294	$492K	0.2%	$64.18	+27.7%	COM	002824100
PG	PROCTER AND GAMBLE CO	3,986	$485K	0.2%	$81.73	+24.2%	COM	742718109
XOM	EXXON MOBIL CORP	10,821	$480K	0.2%	$49.30	-29.4%	COM	30231G102
IGIB	ISHARES TR	7,773	$470K	0.2%	$54.56	—	INTRM TR CRP ETF	464288638
NVDA	NVIDIA CORPORATION	1,127	$444K	0.2%	$5.18	+55.7%	COM	67066G104
FDX	FEDEX CORP	2,690	$420K	0.2%	$164.78	-31.3%	COM	31428X106
O	REALTY INCOME CORP	6,978	$420K	0.2%	$40.14	0.0%	COM	756109104
PYPL	PAYPAL HLDGS INC	2,342	$413K	0.2%	$110.51	+24.8%	COM	70450Y103
SDY	SPDR SER TR	4,357	$400K	0.2%	$89.51	—	S&P DIVID ETF	78464A763
BMY	BRISTOL-MYERS SQUIBB CO	6,330	$381K	0.2%	$36.12	+32.7%	COM	110122108
PANW	PALO ALTO NETWORKS INC	1,607	$379K	0.2%	$35.23	0.0%	COM	697435105
XLV	SELECT SECTOR SPDR TR	3,694	$379K	0.2%	$91.54	—	SBI HEALTHCARE	81369Y209
COST	COSTCO WHSL CORP NEW	1,117	$348K	0.1%	$243.03	+14.9%	COM	22160K105
MO	ALTRIA GROUP INC	8,222	$326K	0.1%	$32.62	-23.5%	COM	02209S103
PGX	INVESCO EXCH TRADED FD TR II	21,090	$300K	0.1%	$13.48	—	PFD ETF	46138E511
KMB	KIMBERLY CLARK CORP	1,900	$271K	0.1%	$91.30	+23.4%	COM	494368103
—	BLACKROCK INC	473	$264K	0.1%	$397.86	—	COM	09247X101
MBB	ISHARES TR	2,338	$259K	0.1%	$110.25	—	MBS ETF	464288588
—	VIACOMCBS INC	10,692	$253K	0.1%	$12.72	—	CL B	92556H206
MGC	VANGUARD WORLD FD	2,209	$249K	0.1%	$112.72	—	MEGA CAP INDEX	921910873
NYF	ISHARES TR	4,207	$242K	0.1%	$55.86	—	NEW YORK MUN ETF	464288323
DXJ	WISDOMTREE TR	4,896	$233K	0.1%	$46.42	—	JAPN HEDGE EQT	97717W851
PAYX	PAYCHEX INC	3,000	$233K	0.1%	$58.96	0.0%	COM	704326107
UBER	UBER TECHNOLOGIES INC	7,119	$232K	0.1%	$31.17	0.0%	COM	90353T100
FTNT	FORTINET INC	1,620	$226K	0.1%	$18.82	+33.4%	COM	34959E109
ALL	ALLSTATE CORP	2,367	$226K	0.1%	$76.90	+11.4%	COM	020002101
D	DOMINION ENERGY INC	2,988	$220K	0.1%	$53.89	+16.2%	COM	25746U109
C	CITIGROUP INC	4,212	$219K	0.1%	$49.67	-22.1%	COM NEW	172967424
SHM	SPDR SER TR	4,400	$219K	0.1%	$48.07	—	NUVEEN BLMBRG SR	78468R739
MDT	MEDTRONIC PLC	2,295	$214K	0.1%	$76.58	+6.8%	SHS	G5960L103
MUB	ISHARES TR	1,856	$214K	0.1%	$115.30	—	NATIONAL MUN ETF	464288414
SO	SOUTHERN CO	3,940	$207K	0.1%	$37.42	+19.6%	COM	842587107
IWM	ISHARES TR	1,432	$205K	0.1%	$153.44	—	RUSSELL 2000 ETF	464287655
BTI	BRITISH AMERN TOB PLC	5,109	$202K	0.1%	$39.54	—	SPONSORED ADR	110448107
KO	COCA COLA CO	4,435	$201K	0.1%	$38.72	0.0%	COM	191216100
BE	BLOOM ENERGY CORP	14,900	$176K	0.1%	$6.94	+12.6%	COM CL A	093712107
—	GENERAL ELECTRIC CO	10,278	$72,000	0.0%	$6.90	—	COM	369604103