Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB U.S. LARGE-CAP ETF	259,734	$15.91M	11.1%	$62.60	—	US LRG CAP ETF	808524201
SCHM	SCHWAB U.S. MID-CAP ETF	362,312	$15.28M	10.6%	$55.38	—	US MID-CAP ETF	808524508
SCHD	SCHWAB US DIVIDEND EQUITY ETF	262,085	$11.79M	8.2%	$52.57	—	US DIVIDEND EQ	808524797
SCHB	SCHWAB U.S. BROAD MARKET ETF	193,449	$11.69M	8.1%	$66.25	—	US BRD MKT ETF	808524102
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	448,448	$11.59M	8.1%	$31.43	—	INTL EQTY ETF	808524805
QQQE	DIREXION NASDAQ-100 EQUAL WEIGHTED INDEX SHARES	91,319	$4.245M	3.0%	$47.69	—	NAS100 EQL WGT	25459Y207
SCHG	SCHWAB U.S. LARGE-CAP GROWTH ETF	53,178	$4.236M	2.9%	$80.77	—	US LCAP GR ETF	808524300
SCHV	SCHWAB U.S. LARGE-CAP VALUE ETF	91,964	$4.071M	2.8%	$59.51	—	US LCAP VA ETF	808524409
AMZN	AMAZON COM INC COM	1,546	$3.014M	2.1%	$56.26	+72.0%	COM	023135106
GOOG	ALPHABET INC CAP STK CL C	1,928	$2.242M	1.6%	$43.55	+54.7%	CL C	02079K107
MA	MASTERCARD INC CL A	9,045	$2.185M	1.5%	$124.20	+131.7%	CL A	57636Q104
AAPL	APPLE INC COM	7,464	$1.898M	1.3%	$23.15	+207.0%	SPONSORED ADR	037833100
COST	COSTCO WHSL CORP NEW COM	6,597	$1.881M	1.3%	$277.78	0.0%	COM	22160K105
MSFT	MICROSOFT CORP COM	10,557	$1.665M	1.2%	$50.92	+207.0%	COM	594918104
JPM	JPMORGAN CHASE & CO COM	17,194	$1.548M	1.1%	$103.61	0.0%	COM	46625H100
RTX	RAYTHEON TECHNOLOGIES CORP COM	16,375	$1.545M	1.1%	$73.52	0.0%	COM	75513E101
—	BLACKROCK INC COM	3,359	$1.478M	1.0%	$328.33	—	COM	09247X101
LQD	ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	11,843	$1.463M	1.0%	$124.62	—	IBOXX INV CP ETF	464287242
PCY	INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF	55,881	$1.336M	0.9%	$28.56	—	EMRNG MKT SVRG	46138E784
PG	PROCTER & GAMBLE CO COM	11,230	$1.235M	0.9%	$62.79	+65.4%	COM	742718109
AZN	ASTRAZENECA PLC SPONSORED ADR	27,288	$1.219M	0.8%	$32.34	—	COM	046353108
SGOL	ABERDEEN STANDARD PHYSICAL GOLD SHARES ETF	79,945	$1.211M	0.8%	$27.40	—	PHYSCL GOLD SHS	00326A104
ABT	ABBOTT LABS COM	15,321	$1.209M	0.8%	$38.72	+94.5%	COM	002824100
WM	WASTE MGMT INC DEL COM	13,025	$1.206M	0.8%	$48.70	+113.9%	COM	94106L109
JNJ	JOHNSON & JOHNSON COM	9,062	$1.188M	0.8%	$85.83	+40.0%	COM	478160104
—	UNILEVER PLC SPON ADR NEW	23,398	$1.183M	0.8%	$44.29	—	SPON ADR NEW	904767704
XOM	EXXON MOBIL CORP COM	31,116	$1.181M	0.8%	$42.09	0.0%	COM	30231G102
KR	KROGER CO COM	39,223	$1.181M	0.8%	$25.91	0.0%	COM	501044101
INTC	INTEL CORP COM	21,731	$1.176M	0.8%	$28.34	+84.7%	COM	458140100
GPC	GENUINE PARTS CO COM	17,432	$1.174M	0.8%	$75.18	0.0%	COM	372460105
ABBV	ABBVIE INC COM	15,373	$1.171M	0.8%	$67.19	0.0%	COM	00287Y109
PSX	PHILLIPS 66 COM	21,720	$1.165M	0.8%	$63.79	0.0%	COM	718546104
MMM	3M CO COM	8,517	$1.163M	0.8%	$105.95	0.0%	COM	88579Y101
—	WALGREENS BOOTS ALLIANCE INC COM	25,412	$1.163M	0.8%	$45.77	—	COM	931427108
IP	INTL PAPER CO COM	37,325	$1.162M	0.8%	$28.50	0.0%	COM	460146103
WMT	WALMART INC COM	10,170	$1.156M	0.8%	$35.37	0.0%	COM	931142103
KMB	KIMBERLY CLARK CORP COM	9,035	$1.155M	0.8%	$83.44	+34.4%	COM	494368103
MRK	MERCK & CO. INC COM	14,969	$1.152M	0.8%	$65.09	0.0%	COM	58933Y105
CLX	CLOROX CO DEL COM	6,566	$1.138M	0.8%	$108.59	+27.7%	CL A	189054109
CSCO	CISCO SYS INC COM	28,830	$1.133M	0.8%	$36.67	0.0%	COM	17275R102
T	AT&T INC COM	38,883	$1.133M	0.8%	$13.03	+39.4%	COM	00206R102
ADP	AUTOMATIC DATA PROCESSING INC COM	8,288	$1.133M	0.8%	$141.95	0.0%	COM	053015103
SBUX	STARBUCKS CORP COM	17,221	$1.132M	0.8%	$71.00	0.0%	COM	855244109
MET	METLIFE INC COM	36,957	$1.13M	0.8%	$29.00	+25.7%	COM	59156R108
QCOM	QUALCOMM INC COM	16,643	$1.126M	0.8%	$71.93	0.0%	COM	747525103
PPL	PPL CORP COM	45,510	$1.123M	0.8%	$25.20	0.0%	COM	69351T106
UPS	UNITED PARCEL SERVICE INC CL B	12,025	$1.123M	0.8%	$74.29	+10.2%	CL B	911312106
MCD	MCDONALDS CORP COM	6,751	$1.116M	0.8%	$171.84	0.0%	COM	580135101
TXN	TEXAS INSTRS INC COM	11,160	$1.115M	0.8%	$101.63	0.0%	COM	882508104
TGT	TARGET CORP COM	11,846	$1.101M	0.8%	$94.98	0.0%	COM	87612E106
SO	SOUTHERN CO COM	20,329	$1.101M	0.8%	$50.47	0.0%	COM	842587107
PEP	PEPSICO INC COM	5,047	$606K	0.4%	$112.76	0.0%	COM	713448108
—	FS KKR CAPITAL CORP COM	177,839	$534K	0.4%	$5.78	—	COM	302635107
SPY	SPDR S&P 500 ETF	2,031	$523K	0.4%	$215.00	—	TR UNIT	78462F103
META	FACEBOOK INC CL A	2,871	$479K	0.3%	$194.43	0.0%	CL A	30303M102
LOW	LOWES COS INC COM	5,362	$461K	0.3%	$98.27	0.0%	COM	548661107
ELV	ANTHEM INC COM	2,022	$459K	0.3%	$249.86	+0.6%	COM	036752103
ADI	ANALOG DEVICES INC COM	5,069	$454K	0.3%	$98.34	0.0%	COM	032654105
IQV	IQVIA HLDGS INC COM	4,210	$454K	0.3%	$142.88	0.0%	COM	46266C105
UNH	UNITEDHEALTH GROUP INC COM	1,806	$450K	0.3%	$249.73	0.0%	COM	91324P102
CMCSA	COMCAST CORP NEW CL A	12,910	$444K	0.3%	$36.05	0.0%	COM	20030N101
DIS	DISNEY WALT CO COM DISNEY	4,482	$433K	0.3%	$123.52	0.0%	COM DISNEY	254687106
AXP	AMERICAN EXPRESS CO COM	5,054	$433K	0.3%	$107.60	0.0%	COM	025816109
ORLY	O REILLY AUTOMOTIVE INC NEW COM	1,396	$420K	0.3%	$16.00	+59.8%	COM	67103H107
KMX	CARMAX INC COM	7,596	$409K	0.3%	$84.61	0.0%	COM	143130102
VZ	VERIZON COMMUNICATIONS INC COM	5,972	$321K	0.2%	$29.64	+38.4%	COM	92343V104
ES	EVERSOURCE ENERGY COM	3,417	$267K	0.2%	$47.53	+48.7%	COM	30040W108
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND	1,952	$252K	0.2%	$131.18	—	TOTAL STK MKT	922908769
—	MADISON COVERED CALL & EQUITY COM	18,971	$96,000	0.1%	$6.16	—	COM	557437100
AAUAF	ALMADEN MINERALS LTD COM CL B	20,000	$6,000	0.0%	$0.56	-24.3%	COM CL B	020283305